Texas Mortgage Lending, LLC Mortgage Lending & HMDA Data, 2017

In 2017, Texas Mortgage Lending, LLC of Austin, TX reported 281 mortgage applications totaling $46.8 million. The average application was for $166,523, and applicants reported an average income of $99,181. 41% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Dallas-Plano-Irving, TX (140), Austin-Round Rock, TX (92) and Fort Worth-Arlington, TX (11) (applications in parentheses).

Mortgage Company & Address Texas Mortgage Lending, LLC
12515 Research Blvd Building 5
Austin, TX 78759
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 281
Total Mortgage Loan Application Amount $46,793,000
Average Mortgage Loan Application Amount $166,523
Highest Mortgage Loan Application Amount $662,000
Average Applicant Income $99,181
Highest Applicant Income $820,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texas Mortgage Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Texas Mortgage Lending, LLC in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 149 $23,581,000 $158,000 $662,000 $98,000 $820,000
Refinancing 74 $12,268,000 $165,000 $540,000 $97,000 $260,000
Home Purchase 58 $10,944,000 $188,000 $394,000 $105,000 $379,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 126 $23,032,000 $182,000 $540,000 $120,000 $820,000
Hispanic 74 $10,173,000 $137,000 $355,000 $79,000 $280,000
Black or African American 40 $5,725,000 $143,000 $436,000 $78,000 $224,000
Not Provided 25 $4,587,000 $183,000 $662,000 $96,000 $261,000
Asian 13 $2,620,000 $201,000 $361,000 $85,000 $126,000
American Indian or Alaskan Native 3 $656,000 $218,000 $250,000 $53,000 $64,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 281 $46,793,000 $166,000 $662,000 $99,000 $820,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 114 $20,786,000 $182,000 $662,000 $114,000 $820,000
Application Withdrawn By Applicant 91 $14,790,000 $162,000 $525,000 $95,000 $404,000
Application Denied By Financial Institution 55 $8,381,000 $152,000 $540,000 $76,000 $255,000
File Closed For Incompleteness 14 $1,892,000 $135,000 $249,000 $83,000 $164,000
Application Approved But Not Accepted 7 $944,000 $134,000 $272,000 $113,000 $229,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 27 $3,767,000 $139,000 $540,000 $79,000 $255,000
Other 10 $1,204,000 $120,000 $200,000 $70,000 $120,000
Debt-To-Income Ratio 8 $2,104,000 $263,000 $540,000 $70,000 $116,000
Collateral 6 $717,000 $119,000 $228,000 $88,000 $165,000
Unverifiable Information 2 $200,000 $100,000 $100,000 $31,000 $62,000
Employment History 2 $389,000 $194,000 $232,000 $91,000 $138,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Mortgage Lending, LLC's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texas Mortgage Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

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