Texas Security Bank Mortgage Lending & HMDA Data, 2021

In 2021, Texas Security Bank of Dallas, TX reported 271 mortgage applications totaling $135.8 million, down 31% from 2020. The average application was for $501,014, and applicants reported an average income of $322,767. 93% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Dallas-Plano-Irving, TX (193), Fort Worth-Arlington, TX (27) and Austin-Round Rock, TX (13) (applications in parentheses).

Mortgage Company & Address Texas Security Bank
1212 Turtle Creek Blvd
Dallas, TX 75207
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 271
Total Mortgage Loan Application Amount $135,775,000
Average Mortgage Loan Application Amount $501,014
Highest Mortgage Loan Application Amount $8,205,000
Average Applicant Income $322,767
Highest Applicant Income $7,610,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texas Security Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Texas Security Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 134 $ 75,300,000 $ 561,940 $ 399,000
Tarrant, Texas 26 $ 10,660,000 $ 410,000 $ 211,000
Collin, Texas 25 $ 10,845,000 $ 433,800 $ 281,000
Denton, Texas 22 $ 7,750,000 $ 352,272 $ 202,000
Travis, Texas 10 $ 6,930,000 $ 693,000 $ 338,000
Harris, Texas 7 $ 3,325,000 $ 475,000 $ 541,000
Rockwall, Texas 5 $ 1,405,000 $ 281,000 $ 94,000
Ellis, Texas 4 $ 1,110,000 $ 277,500 $ 149,000
Henderson, Texas 4 $ 1,720,000 $ 430,000 $ 295,000
Hunt, Texas 3 $ 955,000 $ 318,333 $ 211,000
Williamson, Texas 3 $ 905,000 $ 301,666 $ 100,000
Brazos, Texas 2 $ 600,000 $ 300,000 $ 200,000
Cooke, Texas 2 $ 1,650,000 $ 825,000 $ 295,000
Fresno, California 1 $ 225,000 $ 225,000 $ 71,000
San Diego, California 1 $ 545,000 $ 545,000 $ 363,000
La Plata, Colorado 1 $ 2,465,000 $ 2,465,000 $ 1,932,000
Bay, Florida 1 $ 435,000 $ 435,000 $ 0
Lee, Florida 1 $ 395,000 $ 395,000 $ 115,000
Walton, Florida 1 $ 1,085,000 $ 1,085,000 $ 493,000
Cobb, Georgia 1 $ 405,000 $ 405,000 $ 152,000
Caddo, Louisiana 1 $ 255,000 $ 255,000 $ 79,000
St. Louis, Missouri 1 $ 505,000 $ 505,000 $ 425,000
Flathead, Montana 1 $ 545,000 $ 545,000 $ 164,000
Iredell, North Carolina 1 $ 535,000 $ 535,000 $ 743,000
New Hanover, North Carolina 1 $ 205,000 $ 205,000 $ 0
Oklahoma, Oklahoma 1 $ 95,000 $ 95,000 $ 100,000
Bexar, Texas 1 $ 195,000 $ 195,000 $ 68,000
Burnet, Texas 1 $ 505,000 $ 505,000 $ 81,000
Comal, Texas 1 $ 415,000 $ 415,000 $ 149,000
El Paso, Texas 1 $ 105,000 $ 105,000 $ 21,000
Grayson, Texas 1 $ 1,235,000 $ 1,235,000 $ 1,012,000
Johnson, Texas 1 $ 85,000 $ 85,000 $ 46,000
Montgomery, Texas 1 $ 155,000 $ 155,000 $ 54,000
Palo Pinto, Texas 1 $ 1,225,000 $ 1,225,000 $ 333,000
Somervell, Texas 1 $ 425,000 $ 425,000 $ 139,000
Wood, Texas 1 $ 275,000 $ 275,000 $ 250,000
Spokane, Washington 1 $ 305,000 $ 305,000 $ 104,000

Mortgage Loan Application Detail Totals for Texas Security Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 97 $52,765,000 $543,000 $2,465,000 $353,000 $1,933,000
Refinancing 93 $54,995,000 $591,000 $8,205,000 $385,000 $7,610,000
Cash-out Refinancing 79 $27,535,000 $348,000 $1,975,000 $212,000 $1,530,000
Home Improvement 2 $480,000 $240,000 $345,000 $338,000 $361,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 201 $107,975,000 $537,000 $8,205,000 $341,000 $7,610,000
Not applicable 21 $4,135,000 $196,000 $485,000 $0 $0
Hispanic 18 $5,260,000 $292,000 $645,000 $159,000 $443,000
Asian 12 $6,330,000 $527,000 $1,905,000 $444,000 $1,530,000
Not Provided 11 $7,475,000 $679,000 $2,805,000 $229,000 $653,000
Black or African American 8 $4,600,000 $575,000 $1,505,000 $373,000 $1,424,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 271 $135,775,000 $501,000 $8,205,000 $329,000 $7,610,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 251 $122,915,000 $489,000 $8,205,000 $327,000 $7,610,000
Application Withdrawn By Applicant 11 $7,965,000 $724,000 $1,975,000 $397,000 $1,424,000
Application Denied By Financial Institution 6 $4,050,000 $675,000 $2,805,000 $412,000 $653,000
File Closed For Incompleteness 3 $845,000 $281,000 $305,000 $157,000 $200,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 271 $135,775,000 $501,000 $8,205,000 $329,000 $7,610,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Texas Security Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Texas Security Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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