Texasbank Mortgage Lending & HMDA Data, 2024
In 2024, Texasbank of Brownwood, TX reported 1,844 mortgage applications totaling $490.7 million, up 1% from 2023. The average application was for $266,084, and applicants reported an average income of $107,720. 69% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Dallas-Plano-Irving, TX (706), Fort Worth-Arlington, TX (591) and Houston-The Woodlands-Sugar Land, TX (134) (applications in parentheses).
| Mortgage Company & Address | Texasbank 400 Fisk Ave Brownwood, TX 76801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 1,844 |
| Total Mortgage Loan Application Amount | $490,660,000 |
| Average Mortgage Loan Application Amount | $266,084 |
| Highest Mortgage Loan Application Amount | $30,005,000 |
| Average Applicant Income | $107,720 |
| Highest Applicant Income | $1,095,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Texasbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas, Texas | 484 | $ 140,090,000 | $ 289,442 | $ 95,000 |
| Tarrant, Texas | 475 | $ 110,635,000 | $ 232,915 | $ 97,000 |
| Harris, Texas | 109 | $ 24,685,000 | $ 226,467 | $ 101,000 |
| Brown, Texas | 85 | $ 15,145,000 | $ 178,176 | $ 121,000 |
| Denton, Texas | 60 | $ 30,110,000 | $ 501,833 | $ 123,000 |
| Kaufman, Texas | 54 | $ 14,050,000 | $ 260,185 | $ 99,000 |
| Johnson, Texas | 52 | $ 15,040,000 | $ 289,230 | $ 116,000 |
| Parker, Texas | 51 | $ 16,415,000 | $ 321,862 | $ 126,000 |
| Collin, Texas | 50 | $ 13,440,000 | $ 268,800 | $ 102,000 |
| Travis, Texas | 41 | $ 12,445,000 | $ 303,536 | $ 132,000 |
| Erath, Texas | 39 | $ 10,325,000 | $ 264,743 | $ 187,000 |
| Hunt, Texas | 33 | $ 7,405,000 | $ 224,393 | $ 91,000 |
| Williamson, Texas | 20 | $ 6,710,000 | $ 335,500 | $ 143,000 |
| Ellis, Texas | 18 | $ 6,040,000 | $ 335,555 | $ 161,000 |
| Comanche, Texas | 17 | $ 2,535,000 | $ 149,117 | $ 103,000 |
| Hays, Texas | 17 | $ 4,625,000 | $ 272,058 | $ 100,000 |
| Grayson, Texas | 15 | $ 2,795,000 | $ 186,333 | $ 99,000 |
| Hood, Texas | 13 | $ 3,975,000 | $ 305,769 | $ 177,000 |
| Wise, Texas | 13 | $ 4,475,000 | $ 344,230 | $ 152,000 |
| Bexar, Texas | 12 | $ 2,410,000 | $ 200,833 | $ 209,000 |
| Bastrop, Texas | 11 | $ 3,215,000 | $ 292,272 | $ 106,000 |
| Fort Bend, Texas | 11 | $ 2,695,000 | $ 245,000 | $ 149,000 |
| Young, Texas | 11 | $ 1,565,000 | $ 142,272 | $ 83,000 |
| Montgomery, Texas | 8 | $ 1,930,000 | $ 241,250 | $ 101,000 |
| Cooke, Texas | 7 | $ 1,665,000 | $ 237,857 | $ 132,000 |
| Eastland, Texas | 7 | $ 1,235,000 | $ 176,428 | $ 93,000 |
| Rockwall, Texas | 7 | $ 2,165,000 | $ 309,285 | $ 91,000 |
| Taylor, Texas | 7 | $ 1,845,000 | $ 263,571 | $ 179,000 |
| McLennan, Texas | 6 | $ 1,230,000 | $ 205,000 | $ 121,000 |
| Palo Pinto, Texas | 6 | $ 2,470,000 | $ 411,666 | $ 158,000 |
| Coleman, Texas | 5 | $ 385,000 | $ 77,000 | $ 89,000 |
| Fannin, Texas | 5 | $ 1,335,000 | $ 267,000 | $ 104,000 |
| Van Zandt, Texas | 5 | $ 1,125,000 | $ 225,000 | $ 152,000 |
| El Paso, Texas | 4 | $ 2,020,000 | $ 505,000 | $ 126,000 |
| Hill, Texas | 4 | $ 790,000 | $ 197,500 | $ 103,000 |
| Jefferson, Texas | 4 | $ 320,000 | $ 80,000 | $ 57,000 |
| Mills, Texas | 4 | $ 1,190,000 | $ 297,500 | $ 146,000 |
| Navarro, Texas | 4 | $ 1,100,000 | $ 275,000 | $ 123,000 |
| Smith, Texas | 4 | $ 580,000 | $ 145,000 | $ 102,000 |
| Stephens, Texas | 4 | $ 740,000 | $ 185,000 | $ 94,000 |
| Burnet, Texas | 3 | $ 865,000 | $ 288,333 | $ 101,000 |
| Caldwell, Texas | 3 | $ 835,000 | $ 278,333 | $ 151,000 |
| Hidalgo, Texas | 3 | $ 745,000 | $ 248,333 | $ 91,000 |
| Montague, Texas | 3 | $ 475,000 | $ 158,333 | $ 109,000 |
| Bell, Texas | 2 | $ 500,000 | $ 250,000 | $ 76,000 |
| Franklin, Texas | 2 | $ 870,000 | $ 435,000 | $ 265,000 |
| Freestone, Texas | 2 | $ 980,000 | $ 490,000 | $ 218,000 |
| Galveston, Texas | 2 | $ 470,000 | $ 235,000 | $ 221,000 |
| Henderson, Texas | 2 | $ 550,000 | $ 275,000 | $ 275,000 |
| Jack, Texas | 2 | $ 550,000 | $ 275,000 | $ 164,000 |
| San Jacinto, Texas | 2 | $ 590,000 | $ 295,000 | $ 116,000 |
| Wichita, Texas | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Sarasota, Florida | 1 | $ 765,000 | $ 765,000 | $ 625,000 |
| Sierra, New Mexico | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Osage, Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Seminole, Oklahoma | 1 | $ 1,005,000 | $ 1,005,000 | $ 358,000 |
| Aransas, Texas | 1 | $ 275,000 | $ 275,000 | $ 452,000 |
| Brazoria, Texas | 1 | $ 215,000 | $ 215,000 | $ 148,000 |
| Brazos, Texas | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Calhoun, Texas | 1 | $ 115,000 | $ 115,000 | $ 157,000 |
| Callahan, Texas | 1 | $ 595,000 | $ 595,000 | $ 228,000 |
| Comal, Texas | 1 | $ 505,000 | $ 505,000 | $ 216,000 |
| Concho, Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Coryell, Texas | 1 | $ 115,000 | $ 115,000 | $ 113,000 |
| Crockett, Texas | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Falls, Texas | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Gregg, Texas | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Guadalupe, Texas | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Hamilton, Texas | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Hardin, Texas | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Harrison, Texas | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Hopkins, Texas | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Jones, Texas | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Knox, Texas | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Lamar, Texas | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Lampasas, Texas | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Liberty, Texas | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Lubbock, Texas | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Nueces, Texas | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Rains, Texas | 1 | $ 315,000 | $ 315,000 | $ 154,000 |
| San Saba, Texas | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Somervell, Texas | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Titus, Texas | 1 | $ 225,000 | $ 225,000 | $ 108,000 |
| Walker, Texas | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Pierce, Washington | 1 | $ 535,000 | $ 535,000 | $ 138,000 |
Mortgage Loan Application Detail Totals for Texasbank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,363 | $367,045,000 | $269,000 | $14,005,000 | $108,000 | $1,095,000 |
| Cash-out Refinancing | 177 | $36,265,000 | $204,000 | $755,000 | $102,000 | $452,000 |
| Refinancing | 132 | $60,740,000 | $460,000 | $30,005,000 | $113,000 | $592,000 |
| Other Purpose | 119 | $19,425,000 | $163,000 | $475,000 | $106,000 | $781,000 |
| Not Applicable | 38 | $5,690,000 | $149,000 | $445,000 | $0 | $0 |
| Home Improvement | 15 | $1,495,000 | $99,000 | $255,000 | $117,000 | $293,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,512 | $362,280,000 | $239,000 | $835,000 | $100,000 | $753,000 |
| White | 215 | $54,325,000 | $252,000 | $1,005,000 | $159,000 | $1,095,000 |
| Not applicable | 82 | $63,630,000 | $775,000 | $30,005,000 | $51,000 | $51,000 |
| Not Provided | 18 | $4,800,000 | $266,000 | $525,000 | $108,000 | $249,000 |
| Black or African American | 10 | $3,040,000 | $304,000 | $725,000 | $128,000 | $330,000 |
| Asian | 5 | $1,885,000 | $377,000 | $605,000 | $125,000 | $241,000 |
| American Indian or Alaskan Native | 2 | $700,000 | $350,000 | $365,000 | $174,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,694 | $451,590,000 | $266,000 | $30,005,000 | $109,000 | $1,095,000 |
| FHA-insured (Federal Housing Administration) | 137 | $36,025,000 | $262,000 | $575,000 | $96,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,355,000 | $193,000 | $305,000 | $77,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,690,000 | $281,000 | $395,000 | $137,000 | $249,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,269 | $360,385,000 | $283,000 | $30,005,000 | $110,000 | $1,095,000 |
| Application Withdrawn By Applicant | 380 | $88,900,000 | $233,000 | $1,405,000 | $102,000 | $625,000 |
| File Closed For Incompleteness | 65 | $12,755,000 | $196,000 | $535,000 | $91,000 | $335,000 |
| Application Approved But Not Accepted | 46 | $10,780,000 | $234,000 | $1,005,000 | $139,000 | $592,000 |
| Application Denied By Financial Institution | 46 | $12,150,000 | $264,000 | $855,000 | $95,000 | $353,000 |
| Loan Purchased By The Institution | 38 | $5,690,000 | $149,000 | $445,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,798 | $478,510,000 | $266,000 | $30,005,000 | $108,000 | $1,095,000 |
| Debt-To-Income Ratio | 18 | $5,140,000 | $285,000 | $645,000 | $72,000 | $176,000 |
| Credit History | 12 | $3,220,000 | $268,000 | $725,000 | $129,000 | $303,000 |
| Collateral | 9 | $1,665,000 | $185,000 | $305,000 | $105,000 | $353,000 |
| Employment History | 3 | $575,000 | $191,000 | $265,000 | $78,000 | $89,000 |
| Credit Application Incomplete | 2 | $490,000 | $245,000 | $275,000 | $86,000 | $101,000 |
| Unverifiable Information | 2 | $1,060,000 | $530,000 | $855,000 | $108,000 | $108,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Texasbank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Texasbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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