The Atlanta National Bank Mortgage Lending & HMDA Data, 2025
In 2025, The Atlanta National Bank of Atlanta, IL reported 41 mortgage applications totaling $3.1 million. The average application was for $74,512, and applicants reported an average income of $85,243. 71% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Bloomington, IL (6) and Peoria, IL (6).
| Mortgage Company & Address | The Atlanta National Bank 105 Ne Church St Atlanta, IL 61723 |
| Federal Regulator | * available with data download |
| Years | 2025 |
| Total Number of Mortgage Applications | 41 |
| Total Mortgage Loan Application Amount | $3,055,000 |
| Average Mortgage Loan Application Amount | $74,512 |
| Highest Mortgage Loan Application Amount | $305,000 |
| Average Applicant Income | $85,243 |
| Highest Applicant Income | $220,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Atlanta National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Logan, Illinois | 22 | $ 1,830,000 | $ 83,181 | $ 89,000 |
| McLean, Illinois | 6 | $ 350,000 | $ 58,333 | $ 76,000 |
| Tazewell, Illinois | 6 | $ 360,000 | $ 60,000 | $ 82,000 |
| De Witt, Illinois | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Whiteside, Illinois | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for The Atlanta National Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19 | $1,875,000 | $98,000 | $305,000 | $94,000 | $220,000 |
| Cash-out Refinancing | 10 | $600,000 | $60,000 | $115,000 | $74,000 | $121,000 |
| Home Improvement | 7 | $325,000 | $46,000 | $105,000 | $98,000 | $193,000 |
| Refinancing | 4 | $240,000 | $60,000 | $135,000 | $58,000 | $82,000 |
| Other Purpose | 1 | $15,000 | $15,000 | $15,000 | $51,000 | $51,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 32 | $2,300,000 | $71,000 | $305,000 | $84,000 | $196,000 |
| Not applicable | 4 | $220,000 | $55,000 | $75,000 | $0 | $0 |
| Not Provided | 4 | $250,000 | $62,000 | $135,000 | $52,000 | $71,000 |
| Hispanic | 1 | $285,000 | $285,000 | $285,000 | $220,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41 | $3,055,000 | $74,000 | $305,000 | $85,000 | $220,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29 | $1,845,000 | $63,000 | $215,000 | $86,000 | $193,000 |
| Preapproval Denied by Financial Institution | 6 | $530,000 | $88,000 | $285,000 | $90,000 | $220,000 |
| Application Denied By Financial Institution | 4 | $550,000 | $137,000 | $305,000 | $98,000 | $196,000 |
| File Closed For Incompleteness | 2 | $130,000 | $65,000 | $65,000 | $33,000 | $36,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 31 | $1,975,000 | $63,000 | $215,000 | $82,000 | $193,000 |
| Credit History | 9 | $775,000 | $86,000 | $285,000 | $81,000 | $220,000 |
| Collateral | 1 | $305,000 | $305,000 | $305,000 | $196,000 | $196,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Atlanta National Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Atlanta National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About