The Bankers Guarantee Title & Trust Company Mortgage Lending & HMDA Data, 2009
In 2009, The Bankers Guarantee Title & Trust Company of Medina, OH reported 371 mortgage applications totaling $57.6 million, up 169% from 2008. The average application was for $155,132, and applicants reported an average income of $87,137. 89% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Akron, OH (81), Cleveland-Elyria-Mentor, OH (75) and Dayton, OH (64) (applications in parentheses).
| Mortgage Company & Address | The Bankers Guarantee Title & Trust Company 1113 Medina Road Suite # 400 Medina, OH 44256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 371 |
| Total Mortgage Loan Application Amount | $57,554,000 |
| Average Mortgage Loan Application Amount | $155,132 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $87,137 |
| Highest Applicant Income | $336,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Bankers Guarantee Title & Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Summit, Ohio | 70 | $ 10,407,000 | $ 148,671 | $ 95,000 |
| Stark, Ohio | 59 | $ 8,243,000 | $ 139,711 | $ 69,000 |
| Montgomery, Ohio | 43 | $ 7,496,000 | $ 174,325 | $ 96,000 |
| Lake, Ohio | 35 | $ 4,833,000 | $ 138,085 | $ 67,000 |
| Greene, Ohio | 15 | $ 2,064,000 | $ 137,600 | $ 97,000 |
| Franklin, Ohio | 14 | $ 2,373,000 | $ 169,500 | $ 105,000 |
| Cuyahoga, Ohio | 13 | $ 2,397,000 | $ 184,384 | $ 100,000 |
| Medina, Ohio | 13 | $ 1,834,000 | $ 141,076 | $ 81,000 |
| Warren, Ohio | 13 | $ 2,820,000 | $ 216,923 | $ 132,000 |
| Wayne, Ohio | 13 | $ 1,838,000 | $ 141,384 | $ 63,000 |
| Hamilton, Ohio | 12 | $ 2,298,000 | $ 191,500 | $ 115,000 |
| Portage, Ohio | 11 | $ 1,823,000 | $ 165,727 | $ 81,000 |
| Geauga, Ohio | 9 | $ 1,221,000 | $ 135,666 | $ 71,000 |
| Clermont, Ohio | 5 | $ 708,000 | $ 141,600 | $ 92,000 |
| Columbiana, Ohio | 5 | $ 591,000 | $ 118,200 | $ 68,000 |
| Delaware, Ohio | 5 | $ 871,000 | $ 174,200 | $ 125,000 |
| Lorain, Ohio | 5 | $ 754,000 | $ 150,800 | $ 78,000 |
| Allen, Ohio | 3 | $ 718,000 | $ 239,333 | $ 209,000 |
| Butler, Ohio | 3 | $ 423,000 | $ 141,000 | $ 79,000 |
| Miami, Ohio | 3 | $ 330,000 | $ 110,000 | $ 75,000 |
| Preble, Ohio | 3 | $ 528,000 | $ 176,000 | $ 63,000 |
| Darke, Ohio | 2 | $ 381,000 | $ 190,500 | $ 52,000 |
| Hancock, Ohio | 2 | $ 347,000 | $ 173,500 | $ 87,000 |
| Mahoning, Ohio | 2 | $ 256,000 | $ 128,000 | $ 97,000 |
| Tuscarawas, Ohio | 2 | $ 296,000 | $ 148,000 | $ 99,000 |
| Ashtabula, Ohio | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Athens, Ohio | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Fairfield, Ohio | 1 | $ 232,000 | $ 232,000 | $ 43,000 |
| Guernsey, Ohio | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Holmes, Ohio | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Jackson, Ohio | 1 | $ 191,000 | $ 191,000 | $ 47,000 |
| Licking, Ohio | 1 | $ 117,000 | $ 117,000 | $ 118,000 |
| Madison, Ohio | 1 | $ 331,000 | $ 331,000 | $ 125,000 |
| Seneca, Ohio | 1 | $ 123,000 | $ 123,000 | $ 51,000 |
| Trumbull, Ohio | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| Vinton, Ohio | 1 | $ 160,000 | $ 160,000 | $ 33,000 |
Mortgage Loan Application Detail Totals for The Bankers Guarantee Title & Trust Company in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 312 | $49,885,000 | $159,000 | $417,000 | $90,000 | $336,000 |
| Home Purchase | 59 | $7,669,000 | $129,000 | $372,000 | $72,000 | $307,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 351 | $54,007,000 | $153,000 | $417,000 | $86,000 | $336,000 |
| Not Provided | 15 | $2,529,000 | $168,000 | $374,000 | $82,000 | $168,000 |
| Asian | 2 | $504,000 | $252,000 | $364,000 | $148,000 | $241,000 |
| Black or African American | 2 | $340,000 | $170,000 | $208,000 | $129,000 | $148,000 |
| Hispanic | 1 | $174,000 | $174,000 | $174,000 | $154,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 368 | $57,290,000 | $155,000 | $417,000 | $87,000 | $336,000 |
| FHA-insured (Federal Housing Administration) | 3 | $264,000 | $88,000 | $97,000 | $43,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 332 | $50,600,000 | $152,000 | $417,000 | $87,000 | $336,000 |
| Application Denied By Financial Institution | 24 | $3,997,000 | $166,000 | $374,000 | $78,000 | $168,000 |
| Application Withdrawn By Applicant | 9 | $1,933,000 | $214,000 | $417,000 | $115,000 | $250,000 |
| Application Approved But Not Accepted | 5 | $861,000 | $172,000 | $213,000 | $75,000 | $92,000 |
| File Closed For Incompleteness | 1 | $163,000 | $163,000 | $163,000 | $64,000 | $64,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Bankers Guarantee Title & Trust Company's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Bankers Guarantee Title & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About