The Campbell & Fetter Bank Mortgage Lending & HMDA Data, 2015
In 2015, The Campbell & Fetter Bank of Kendallville, IN reported 301 mortgage applications totaling $39.5 million, up 30% from 2014. The average application was for $131,312, and applicants reported an average income of $81,764. 84% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Elkhart-Goshen, IN (50), Fort Wayne, IN (19) and Lafayette-West Lafayette, IN (1) (applications in parentheses).
| Mortgage Company & Address | The Campbell & Fetter Bank Po Box 231 Kendallville, IN 46755 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 301 |
| Total Mortgage Loan Application Amount | $39,525,000 |
| Average Mortgage Loan Application Amount | $131,312 |
| Highest Mortgage Loan Application Amount | $700,000 |
| Average Applicant Income | $81,764 |
| Highest Applicant Income | $636,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Campbell & Fetter Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Noble, Indiana | 104 | $ 11,448,000 | $ 110,076 | $ 78,000 |
| DeKalb, Indiana | 53 | $ 6,096,000 | $ 115,018 | $ 68,000 |
| Elkhart, Indiana | 50 | $ 8,796,000 | $ 175,920 | $ 99,000 |
| Steuben, Indiana | 26 | $ 2,118,000 | $ 81,461 | $ 66,000 |
| Kosciusko, Indiana | 22 | $ 3,459,000 | $ 157,227 | $ 80,000 |
| LaGrange, Indiana | 22 | $ 3,858,000 | $ 175,363 | $ 111,000 |
| Allen, Indiana | 15 | $ 2,116,000 | $ 141,066 | $ 90,000 |
| Whitley, Indiana | 4 | $ 689,000 | $ 172,250 | $ 79,000 |
| Williams, Ohio | 2 | $ 275,000 | $ 137,500 | $ 71,000 |
| Tippecanoe, Indiana | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Cass, Michigan | 1 | $ 400,000 | $ 400,000 | $ 140,000 |
| St. Joseph, Michigan | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for The Campbell & Fetter Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 136 | $18,771,000 | $138,000 | $392,000 | $77,000 | $455,000 |
| Refinancing | 126 | $16,938,000 | $134,000 | $700,000 | $89,000 | $636,000 |
| Home Improvement | 39 | $3,816,000 | $97,000 | $295,000 | $75,000 | $164,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 292 | $38,608,000 | $132,000 | $700,000 | $81,000 | $636,000 |
| Hispanic | 7 | $594,000 | $84,000 | $132,000 | $111,000 | $180,000 |
| Asian | 2 | $323,000 | $161,000 | $175,000 | $77,000 | $110,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 301 | $39,525,000 | $131,000 | $700,000 | $82,000 | $636,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 254 | $34,968,000 | $137,000 | $700,000 | $87,000 | $636,000 |
| Application Denied By Financial Institution | 31 | $2,751,000 | $88,000 | $220,000 | $49,000 | $104,000 |
| Application Withdrawn By Applicant | 15 | $1,680,000 | $112,000 | $228,000 | $62,000 | $122,000 |
| File Closed For Incompleteness | 1 | $126,000 | $126,000 | $126,000 | $51,000 | $51,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Campbell & Fetter Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Campbell & Fetter Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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