The Campbell & Fetter Bank Mortgage Lending & HMDA Data, 2023
In 2023, The Campbell & Fetter Bank of Kendallville, IN reported 181 mortgage applications totaling $38.8 million, down 8% from 2022. The average application was for $214,392, and applicants reported an average income of $136,430. 82% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Elkhart-Goshen, IN (39), South Bend-Mishawaka, IN-MI (7) and Fort Wayne, IN (6) (applications in parentheses).
| Mortgage Company & Address | The Campbell & Fetter Bank Po Box 231 Kendallville, IN 46755 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 181 |
| Total Mortgage Loan Application Amount | $38,805,000 |
| Average Mortgage Loan Application Amount | $214,392 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $136,430 |
| Highest Applicant Income | $1,232,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Campbell & Fetter Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Noble, Indiana | 54 | $ 9,590,000 | $ 177,592 | $ 123,000 |
| Elkhart, Indiana | 39 | $ 8,955,000 | $ 229,615 | $ 106,000 |
| LaGrange, Indiana | 23 | $ 7,235,000 | $ 314,565 | $ 122,000 |
| DeKalb, Indiana | 17 | $ 2,455,000 | $ 144,411 | $ 163,000 |
| Kosciusko, Indiana | 12 | $ 2,420,000 | $ 201,666 | $ 108,000 |
| Steuben, Indiana | 11 | $ 1,585,000 | $ 144,090 | $ 96,000 |
| Cass, Michigan | 6 | $ 2,090,000 | $ 348,333 | $ 632,000 |
| Allen, Indiana | 5 | $ 945,000 | $ 189,000 | $ 62,000 |
| Marshall, Indiana | 3 | $ 565,000 | $ 188,333 | $ 73,000 |
| St. Joseph, Michigan | 3 | $ 1,165,000 | $ 388,333 | $ 206,000 |
| Howard, Indiana | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Marion, Indiana | 1 | $ 395,000 | $ 395,000 | $ 491,000 |
| Monroe, Indiana | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| St. Joseph, Indiana | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Wells, Indiana | 1 | $ 175,000 | $ 175,000 | $ 24,000 |
| Whitley, Indiana | 1 | $ 355,000 | $ 355,000 | $ 124,000 |
| Athens, Ohio | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Defiance, Ohio | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
Mortgage Loan Application Detail Totals for The Campbell & Fetter Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 116 | $32,060,000 | $276,000 | $805,000 | $141,000 | $1,232,000 |
| Other Purpose | 23 | $2,025,000 | $88,000 | $275,000 | $114,000 | $387,000 |
| Cash-out Refinancing | 20 | $2,780,000 | $139,000 | $395,000 | $75,000 | $191,000 |
| Home Improvement | 16 | $1,020,000 | $63,000 | $355,000 | $226,000 | $1,049,000 |
| Refinancing | 6 | $920,000 | $153,000 | $355,000 | $100,000 | $146,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 173 | $36,885,000 | $213,000 | $805,000 | $134,000 | $1,232,000 |
| Hispanic | 5 | $1,065,000 | $213,000 | $305,000 | $70,000 | $121,000 |
| American Indian or Alaskan Native | 1 | $625,000 | $625,000 | $625,000 | $213,000 | $213,000 |
| Not applicable | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Not Provided | 1 | $105,000 | $105,000 | $105,000 | $887,000 | $887,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 181 | $38,805,000 | $214,000 | $805,000 | $137,000 | $1,232,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 149 | $31,855,000 | $213,000 | $805,000 | $138,000 | $1,232,000 |
| Application Denied By Financial Institution | 16 | $3,040,000 | $190,000 | $485,000 | $71,000 | $118,000 |
| Application Withdrawn By Applicant | 10 | $1,830,000 | $183,000 | $395,000 | $97,000 | $191,000 |
| Application Approved But Not Accepted | 6 | $2,080,000 | $346,000 | $595,000 | $340,000 | $1,049,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 178 | $38,140,000 | $214,000 | $805,000 | $138,000 | $1,232,000 |
| Not applicable | 3 | $665,000 | $221,000 | $245,000 | $58,000 | $93,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Campbell & Fetter Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Campbell & Fetter Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About