Cattle National Bank & Trust Company, the Mortgage Lending & HMDA Data, 2004
In 2004, Cattle National Bank & Trust Company, the of Seward, NE reported 102 mortgage applications totaling $7.3 million. The average application was for $71,392, and applicants reported an average income of $56,176. 86% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Lincoln, NE (93) and Omaha-Council Bluffs, NE-IA (2).
| Mortgage Company & Address | Cattle National Bank & Trust Company, the 104 South 5th Street Seward, NE 68434 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 102 |
| Total Mortgage Loan Application Amount | $7,282,000 |
| Average Mortgage Loan Application Amount | $71,392 |
| Highest Mortgage Loan Application Amount | $426,000 |
| Average Applicant Income | $56,176 |
| Highest Applicant Income | $241,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cattle National Bank & Trust Company, the filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster, Nebraska | 55 | $ 4,414,000 | $ 80,254 | $ 55,000 |
| Seward, Nebraska | 38 | $ 2,287,000 | $ 60,184 | $ 43,000 |
| Sarpy, Nebraska | 1 | $ 40,000 | $ 40,000 | $ 51,000 |
| Saunders, Nebraska | 1 | $ 172,000 | $ 172,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Cattle National Bank & Trust Company, the in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 50 | $3,336,000 | $64,500 | $175,000 | $58,000 | $174,000 |
| Home Purchase | 30 | $3,381,000 | $85,500 | $426,000 | $88,500 | $241,000 |
| Home Improvement | 22 | $565,000 | $18,000 | $97,000 | $34,000 | $105,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 93 | $6,270,000 | $63,500 | $291,000 | $63,000 | $174,000 |
| Not applicable | 5 | $811,000 | $162,000 | $426,000 | $30,000 | $241,000 |
| Not Provided | 3 | $117,000 | $30,500 | $75,000 | $57,500 | $71,000 |
| Asian | 1 | $84,000 | $84,000 | $84,000 | $60,000 | $60,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 102 | $7,282,000 | $62,000 | $426,000 | $61,500 | $241,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 88 | $6,135,000 | $63,500 | $426,000 | $68,500 | $241,000 |
| Application Denied By Financial Institution | 14 | $1,147,000 | $68,500 | $160,000 | $53,500 | $92,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $384,000 | $50,000 | $160,000 | $58,500 | $92,000 |
| Debt-To-Income Ratio | 5 | $550,000 | $83,500 | $160,000 | $39,000 | $68,000 |
| Collateral | 3 | $138,000 | $57,500 | $92,000 | $59,500 | $84,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $53,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cattle National Bank & Trust Company, the's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cattle National Bank & Trust Company, the's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About