The Central Trust Bank Mortgage Lending & HMDA Data, 2025
In 2025, The Central Trust Bank of Jefferson City, MO reported 10,858 mortgage applications totaling $3.0 billion, down 4% from 2024. The average application was for $276,360, and applicants reported an average income of $147,017. 67% of its applications resulted in an originated loan and 8% were denied. Its largest markets were St. Louis, MO-IL (1,275), Kansas City, MO-KS (1,244) and Jefferson City, MO (1,065) (applications in parentheses).
| Mortgage Company & Address | The Central Trust Bank 238 Madison St. Jefferson City, MO 65101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 |
| Total Number of Mortgage Applications | 10,858 |
| Total Mortgage Loan Application Amount | $3,000,720,000 |
| Average Mortgage Loan Application Amount | $276,360 |
| Highest Mortgage Loan Application Amount | $24,705,000 |
| Average Applicant Income | $147,017 |
| Highest Applicant Income | $5,261,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Central Trust Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Boone, Missouri | 968 | $ 216,690,000 | $ 223,853 | $ 141,000 |
| Cole, Missouri | 668 | $ 104,700,000 | $ 156,736 | $ 123,000 |
| St. Louis, Missouri | 540 | $ 164,850,000 | $ 305,277 | $ 177,000 |
| Greene, Missouri | 481 | $ 130,205,000 | $ 270,696 | $ 134,000 |
| Camden, Missouri | 423 | $ 107,685,000 | $ 254,574 | $ 154,000 |
| Jackson, Missouri | 388 | $ 76,050,000 | $ 196,005 | $ 115,000 |
| El Paso, Colorado | 341 | $ 136,935,000 | $ 401,568 | $ 156,000 |
| Oklahoma, Oklahoma | 312 | $ 108,990,000 | $ 349,326 | $ 177,000 |
| Johnson, Kansas | 283 | $ 110,765,000 | $ 391,395 | $ 180,000 |
| St. Charles, Missouri | 274 | $ 99,580,000 | $ 363,430 | $ 162,000 |
| Callaway, Missouri | 272 | $ 40,280,000 | $ 148,088 | $ 105,000 |
| St. Louis City, Missouri | 261 | $ 68,685,000 | $ 263,160 | $ 145,000 |
| Taney, Missouri | 255 | $ 47,365,000 | $ 185,745 | $ 109,000 |
| Pettis, Missouri | 218 | $ 25,270,000 | $ 115,917 | $ 120,000 |
| Miller, Missouri | 200 | $ 32,220,000 | $ 161,100 | $ 101,000 |
| Christian, Missouri | 194 | $ 33,900,000 | $ 174,742 | $ 113,000 |
| Clay, Missouri | 189 | $ 36,485,000 | $ 193,042 | $ 114,000 |
| Tulsa, Oklahoma | 158 | $ 34,950,000 | $ 221,202 | $ 137,000 |
| Stone, Missouri | 138 | $ 27,350,000 | $ 198,188 | $ 128,000 |
| La Plata, Colorado | 131 | $ 48,715,000 | $ 371,870 | $ 206,000 |
| Randolph, Missouri | 129 | $ 17,145,000 | $ 132,906 | $ 92,000 |
| Benton, Arkansas | 123 | $ 45,885,000 | $ 373,048 | $ 188,000 |
| Wake, North Carolina | 116 | $ 45,850,000 | $ 395,258 | $ 187,000 |
| Morgan, Missouri | 111 | $ 20,765,000 | $ 187,072 | $ 113,000 |
| Audrain, Missouri | 109 | $ 11,765,000 | $ 107,935 | $ 79,000 |
| Johnson, Missouri | 103 | $ 26,035,000 | $ 252,766 | $ 121,000 |
| Montrose, Colorado | 94 | $ 32,000,000 | $ 340,425 | $ 146,000 |
| Webster, Missouri | 91 | $ 16,095,000 | $ 176,868 | $ 106,000 |
| Wyandotte, Kansas | 88 | $ 43,530,000 | $ 494,659 | $ 78,000 |
| Archuleta, Colorado | 87 | $ 30,015,000 | $ 345,000 | $ 144,000 |
| Moniteau, Missouri | 86 | $ 10,580,000 | $ 123,023 | $ 91,000 |
| Platte, Missouri | 86 | $ 16,870,000 | $ 196,162 | $ 160,000 |
| Lafayette, Missouri | 81 | $ 11,845,000 | $ 146,234 | $ 88,000 |
| Fremont, Colorado | 71 | $ 16,695,000 | $ 235,140 | $ 98,000 |
| Douglas, Kansas | 71 | $ 10,485,000 | $ 147,676 | $ 122,000 |
| Jefferson, Missouri | 67 | $ 15,865,000 | $ 236,791 | $ 126,000 |
| Cooper, Missouri | 60 | $ 9,700,000 | $ 161,666 | $ 116,000 |
| Cass, Missouri | 53 | $ 12,365,000 | $ 233,301 | $ 102,000 |
| Cherokee, North Carolina | 51 | $ 11,605,000 | $ 227,549 | $ 103,000 |
| Mesa, Colorado | 47 | $ 13,965,000 | $ 297,127 | $ 129,000 |
| Collier, Florida | 41 | $ 14,955,000 | $ 364,756 | $ 233,000 |
| Franklin, Missouri | 41 | $ 8,765,000 | $ 213,780 | $ 98,000 |
| Osage, Missouri | 39 | $ 6,635,000 | $ 170,128 | $ 97,000 |
| Gasconade, Missouri | 36 | $ 5,520,000 | $ 153,333 | $ 72,000 |
| Washington, Arkansas | 35 | $ 13,615,000 | $ 389,000 | $ 183,000 |
| Polk, Missouri | 35 | $ 6,175,000 | $ 176,428 | $ 89,000 |
| Durham, North Carolina | 33 | $ 9,835,000 | $ 298,030 | $ 137,000 |
| Canadian, Oklahoma | 33 | $ 8,965,000 | $ 271,666 | $ 126,000 |
| St. Clair, Illinois | 32 | $ 5,540,000 | $ 173,125 | $ 170,000 |
| Logan, Oklahoma | 32 | $ 11,300,000 | $ 353,125 | $ 147,000 |
| Benton, Missouri | 31 | $ 5,225,000 | $ 168,548 | $ 119,000 |
| Cleveland, Oklahoma | 31 | $ 9,825,000 | $ 316,935 | $ 201,000 |
| Sedgwick, Kansas | 30 | $ 7,050,000 | $ 235,000 | $ 150,000 |
| Dallas, Missouri | 29 | $ 4,545,000 | $ 156,724 | $ 83,000 |
| Phelps, Missouri | 26 | $ 4,310,000 | $ 165,769 | $ 73,000 |
| Lee, Florida | 22 | $ 6,320,000 | $ 287,272 | $ 201,000 |
| Clinton, Missouri | 22 | $ 2,900,000 | $ 131,818 | $ 94,000 |
| Pulaski, Missouri | 22 | $ 3,530,000 | $ 160,454 | $ 70,000 |
| Ray, Missouri | 21 | $ 2,315,000 | $ 110,238 | $ 80,000 |
| Delta, Colorado | 20 | $ 6,000,000 | $ 300,000 | $ 113,000 |
| Pueblo, Colorado | 20 | $ 4,550,000 | $ 227,500 | $ 91,000 |
| Teller, Colorado | 20 | $ 6,270,000 | $ 313,500 | $ 105,000 |
| Cook, Illinois | 20 | $ 7,870,000 | $ 393,500 | $ 282,000 |
| Madison, Illinois | 20 | $ 6,440,000 | $ 322,000 | $ 107,000 |
| Creek, Oklahoma | 20 | $ 4,360,000 | $ 218,000 | $ 97,000 |
| Rogers, Oklahoma | 20 | $ 4,630,000 | $ 231,500 | $ 99,000 |
| Wagoner, Oklahoma | 20 | $ 4,860,000 | $ 243,000 | $ 146,000 |
| Crawford, Missouri | 19 | $ 3,375,000 | $ 177,631 | $ 75,000 |
| Lawrence, Missouri | 19 | $ 3,445,000 | $ 181,315 | $ 86,000 |
| Washoe, Nevada | 19 | $ 9,675,000 | $ 509,210 | $ 200,000 |
| Arapahoe, Colorado | 18 | $ 9,270,000 | $ 515,000 | $ 196,000 |
| Leavenworth, Kansas | 18 | $ 6,480,000 | $ 360,000 | $ 119,000 |
| Harnett, North Carolina | 18 | $ 5,930,000 | $ 329,444 | $ 119,000 |
| Maricopa, Arizona | 17 | $ 10,545,000 | $ 620,294 | $ 287,000 |
| Los Angeles, California | 17 | $ 11,685,000 | $ 687,352 | $ 242,000 |
| Polk, Iowa | 17 | $ 4,715,000 | $ 277,352 | $ 130,000 |
| Laclede, Missouri | 17 | $ 3,605,000 | $ 212,058 | $ 123,000 |
| Johnston, North Carolina | 17 | $ 4,895,000 | $ 287,941 | $ 119,000 |
| Denver, Colorado | 16 | $ 7,970,000 | $ 498,125 | $ 193,000 |
| Boulder, Colorado | 15 | $ 13,845,000 | $ 923,000 | $ 214,000 |
| Douglas, Colorado | 15 | $ 11,295,000 | $ 753,000 | $ 491,000 |
| Scott, Iowa | 15 | $ 2,985,000 | $ 199,000 | $ 79,000 |
| Lincoln, Missouri | 15 | $ 3,445,000 | $ 229,666 | $ 96,000 |
| Warren, Missouri | 14 | $ 3,680,000 | $ 262,857 | $ 205,000 |
| Clay, North Carolina | 14 | $ 4,550,000 | $ 325,000 | $ 138,000 |
| Maries, Missouri | 13 | $ 2,485,000 | $ 191,153 | $ 107,000 |
| Howard, Missouri | 12 | $ 3,510,000 | $ 292,500 | $ 186,000 |
| Jasper, Missouri | 12 | $ 9,660,000 | $ 805,000 | $ 107,000 |
| Saline, Missouri | 12 | $ 1,190,000 | $ 99,166 | $ 96,000 |
| Boone, Arkansas | 11 | $ 2,175,000 | $ 197,727 | $ 66,000 |
| San Diego, California | 11 | $ 9,115,000 | $ 828,636 | $ 266,000 |
| Hillsborough, Florida | 11 | $ 5,715,000 | $ 519,545 | $ 303,000 |
| Monroe, Missouri | 11 | $ 1,845,000 | $ 167,727 | $ 110,000 |
| Wright, Missouri | 11 | $ 1,865,000 | $ 169,545 | $ 109,000 |
| Orange, North Carolina | 11 | $ 4,175,000 | $ 379,545 | $ 185,000 |
| Jefferson, Colorado | 10 | $ 6,650,000 | $ 665,000 | $ 230,000 |
| Monroe, Illinois | 10 | $ 2,630,000 | $ 263,000 | $ 152,000 |
| Dallas, Iowa | 10 | $ 4,430,000 | $ 443,000 | $ 165,000 |
| Miami, Kansas | 10 | $ 3,200,000 | $ 320,000 | $ 171,000 |
| Buchanan, Missouri | 10 | $ 2,360,000 | $ 236,000 | $ 124,000 |
| Henry, Missouri | 10 | $ 1,640,000 | $ 164,000 | $ 81,000 |
| Brunswick, North Carolina | 10 | $ 5,530,000 | $ 553,000 | $ 277,000 |
| Collin, Texas | 10 | $ 6,140,000 | $ 614,000 | $ 266,000 |
| Harris, Texas | 10 | $ 4,530,000 | $ 453,000 | $ 438,000 |
| Travis, Texas | 10 | $ 6,470,000 | $ 647,000 | $ 306,000 |
| King, Washington | 10 | $ 10,140,000 | $ 1,014,000 | $ 412,000 |
| Pinellas, Florida | 9 | $ 4,705,000 | $ 522,777 | $ 359,000 |
| Franklin, Kansas | 9 | $ 1,305,000 | $ 145,000 | $ 108,000 |
| Wayne, North Carolina | 9 | $ 1,585,000 | $ 176,111 | $ 61,000 |
| Broward, Florida | 8 | $ 4,750,000 | $ 593,750 | $ 281,000 |
| Franklin, North Carolina | 8 | $ 2,160,000 | $ 270,000 | $ 167,000 |
| Pottawatomie, Oklahoma | 8 | $ 2,070,000 | $ 258,750 | $ 117,000 |
| Fairfax, Virginia | 8 | $ 5,980,000 | $ 747,500 | $ 237,000 |
| Montezuma, Colorado | 7 | $ 4,545,000 | $ 649,285 | $ 319,000 |
| Butler, Kansas | 7 | $ 2,115,000 | $ 302,142 | $ 163,000 |
| Dent, Missouri | 7 | $ 905,000 | $ 129,285 | $ 81,000 |
| Howell, Missouri | 7 | $ 1,495,000 | $ 213,571 | $ 97,000 |
| Ralls, Missouri | 7 | $ 1,515,000 | $ 216,428 | $ 147,000 |
| Alamance, North Carolina | 7 | $ 1,575,000 | $ 225,000 | $ 106,000 |
| Okmulgee, Oklahoma | 7 | $ 1,385,000 | $ 197,857 | $ 122,000 |
| Osage, Oklahoma | 7 | $ 2,225,000 | $ 317,857 | $ 130,000 |
| Denton, Texas | 7 | $ 5,345,000 | $ 763,571 | $ 351,000 |
| Pierce, Washington | 7 | $ 4,625,000 | $ 660,714 | $ 283,000 |
| Orange, California | 6 | $ 6,410,000 | $ 1,068,333 | $ 262,000 |
| Ouray, Colorado | 6 | $ 7,370,000 | $ 1,228,333 | $ 574,000 |
| Weld, Colorado | 6 | $ 6,470,000 | $ 1,078,333 | $ 197,000 |
| Palm Beach, Florida | 6 | $ 2,320,000 | $ 386,666 | $ 146,000 |
| Fulton, Georgia | 6 | $ 2,750,000 | $ 458,333 | $ 148,000 |
| Union, Georgia | 6 | $ 1,550,000 | $ 258,333 | $ 108,000 |
| Hamilton, Indiana | 6 | $ 4,280,000 | $ 713,333 | $ 501,000 |
| Barry, Missouri | 6 | $ 2,190,000 | $ 365,000 | $ 119,000 |
| Pike, Missouri | 6 | $ 1,070,000 | $ 178,333 | $ 89,000 |
| Clark, Nevada | 6 | $ 5,160,000 | $ 860,000 | $ 436,000 |
| Lyon, Nevada | 6 | $ 2,580,000 | $ 430,000 | $ 118,000 |
| Monmouth, New Jersey | 6 | $ 3,570,000 | $ 595,000 | $ 204,000 |
| New Hanover, North Carolina | 6 | $ 2,290,000 | $ 381,666 | $ 186,000 |
| Delaware, Oklahoma | 6 | $ 2,140,000 | $ 356,666 | $ 277,000 |
| McClain, Oklahoma | 6 | $ 2,900,000 | $ 483,333 | $ 181,000 |
| Muskogee, Oklahoma | 6 | $ 1,090,000 | $ 181,666 | $ 75,000 |
| Davidson, Tennessee | 6 | $ 4,450,000 | $ 741,666 | $ 595,000 |
| Dallas, Texas | 6 | $ 1,870,000 | $ 311,666 | $ 228,000 |
| Salt Lake, Utah | 6 | $ 3,030,000 | $ 505,000 | $ 259,000 |
| Sacramento, California | 5 | $ 2,195,000 | $ 439,000 | $ 124,000 |
| Santa Clara, California | 5 | $ 5,555,000 | $ 1,111,000 | $ 420,000 |
| Adams, Colorado | 5 | $ 1,445,000 | $ 289,000 | $ 242,000 |
| Custer, Colorado | 5 | $ 2,035,000 | $ 407,000 | $ 225,000 |
| Eagle, Colorado | 5 | $ 10,435,000 | $ 2,087,000 | $ 1,322,000 |
| San Miguel, Colorado | 5 | $ 3,465,000 | $ 693,000 | $ 254,000 |
| Miami-Dade, Florida | 5 | $ 3,005,000 | $ 601,000 | $ 283,000 |
| Sumter, Florida | 5 | $ 1,605,000 | $ 321,000 | $ 132,000 |
| Cherokee, Georgia | 5 | $ 2,915,000 | $ 583,000 | $ 202,000 |
| Honolulu, Hawaii | 5 | $ 2,885,000 | $ 577,000 | $ 173,000 |
| Rock Island, Illinois | 5 | $ 1,065,000 | $ 213,000 | $ 126,000 |
| Shawnee, Kansas | 5 | $ 485,000 | $ 97,000 | $ 152,000 |
| Fayette, Kentucky | 5 | $ 1,585,000 | $ 317,000 | $ 118,000 |
| Newton, Missouri | 5 | $ 965,000 | $ 193,000 | $ 86,000 |
| Texas, Missouri | 5 | $ 1,165,000 | $ 233,000 | $ 88,000 |
| Carson City, Nevada | 5 | $ 2,865,000 | $ 573,000 | $ 166,000 |
| Douglas, Nevada | 5 | $ 3,555,000 | $ 711,000 | $ 144,000 |
| Essex, New Jersey | 5 | $ 3,715,000 | $ 743,000 | $ 393,000 |
| Chatham, North Carolina | 5 | $ 2,815,000 | $ 563,000 | $ 194,000 |
| Guilford, North Carolina | 5 | $ 1,075,000 | $ 215,000 | $ 127,000 |
| Lincoln, Oklahoma | 5 | $ 845,000 | $ 169,000 | $ 160,000 |
| Payne, Oklahoma | 5 | $ 1,155,000 | $ 231,000 | $ 205,000 |
| Washington, Tennessee | 5 | $ 2,245,000 | $ 449,000 | $ 198,000 |
| Loudoun, Virginia | 5 | $ 3,535,000 | $ 707,000 | $ 241,000 |
| Baldwin, Alabama | 4 | $ 1,760,000 | $ 440,000 | $ 184,000 |
| Bent, Colorado | 4 | $ 370,000 | $ 92,500 | $ 42,000 |
| Brevard, Florida | 4 | $ 1,140,000 | $ 285,000 | $ 153,000 |
| Charlotte, Florida | 4 | $ 1,390,000 | $ 347,500 | $ 849,000 |
| Duval, Florida | 4 | $ 1,410,000 | $ 352,500 | $ 163,000 |
| Osceola, Florida | 4 | $ 2,150,000 | $ 537,500 | $ 388,000 |
| Seminole, Florida | 4 | $ 1,530,000 | $ 382,500 | $ 89,000 |
| Cobb, Georgia | 4 | $ 1,530,000 | $ 382,500 | $ 158,000 |
| Warren, Iowa | 4 | $ 1,120,000 | $ 280,000 | $ 131,000 |
| Hennepin, Minnesota | 4 | $ 2,180,000 | $ 545,000 | $ 231,000 |
| Daviess, Missouri | 4 | $ 610,000 | $ 152,500 | $ 262,000 |
| Macon, Missouri | 4 | $ 490,000 | $ 122,500 | $ 58,000 |
| McDonald, Missouri | 4 | $ 780,000 | $ 195,000 | $ 90,000 |
| Montgomery, Missouri | 4 | $ 710,000 | $ 177,500 | $ 75,000 |
| St. Francois, Missouri | 4 | $ 980,000 | $ 245,000 | $ 148,000 |
| San Juan, New Mexico | 4 | $ 1,240,000 | $ 310,000 | $ 166,000 |
| Carteret, North Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 157,000 |
| Cumberland, North Carolina | 4 | $ 920,000 | $ 230,000 | $ 57,000 |
| Jackson, North Carolina | 4 | $ 1,080,000 | $ 270,000 | $ 73,000 |
| Lee, North Carolina | 4 | $ 960,000 | $ 240,000 | $ 133,000 |
| Moore, North Carolina | 4 | $ 2,530,000 | $ 632,500 | $ 250,000 |
| Person, North Carolina | 4 | $ 720,000 | $ 180,000 | $ 48,000 |
| Grady, Oklahoma | 4 | $ 960,000 | $ 240,000 | $ 168,000 |
| Washington, Oklahoma | 4 | $ 690,000 | $ 172,500 | $ 89,000 |
| Montgomery, Pennsylvania | 4 | $ 1,790,000 | $ 447,500 | $ 224,000 |
| Williamson, Tennessee | 4 | $ 2,310,000 | $ 577,500 | $ 194,000 |
| Montgomery, Texas | 4 | $ 2,260,000 | $ 565,000 | $ 190,000 |
| Washington, Utah | 4 | $ 1,630,000 | $ 407,500 | $ 333,000 |
| Snohomish, Washington | 4 | $ 3,740,000 | $ 935,000 | $ 314,000 |
| Natrona, Wyoming | 4 | $ 1,610,000 | $ 402,500 | $ 122,000 |
| Pima, Arizona | 3 | $ 925,000 | $ 308,333 | $ 203,000 |
| Marion, Arkansas | 3 | $ 535,000 | $ 178,333 | $ 163,000 |
| Alameda, California | 3 | $ 2,665,000 | $ 888,333 | $ 424,000 |
| Contra Costa, California | 3 | $ 4,185,000 | $ 1,395,000 | $ 585,000 |
| San Francisco, California | 3 | $ 3,245,000 | $ 1,081,666 | $ 334,000 |
| Crowley, Colorado | 3 | $ 455,000 | $ 151,666 | $ 75,000 |
| Gunnison, Colorado | 3 | $ 6,175,000 | $ 2,058,333 | $ 293,000 |
| Saguache, Colorado | 3 | $ 515,000 | $ 171,666 | $ 413,000 |
| District of Columbia, District Of Columbia | 3 | $ 2,355,000 | $ 785,000 | $ 248,000 |
| Pasco, Florida | 3 | $ 1,805,000 | $ 601,666 | $ 210,000 |
| Santa Rosa, Florida | 3 | $ 975,000 | $ 325,000 | $ 253,000 |
| Walton, Florida | 3 | $ 5,005,000 | $ 1,668,333 | $ 692,000 |
| DeKalb, Georgia | 3 | $ 2,125,000 | $ 708,333 | $ 343,000 |
| Gwinnett, Georgia | 3 | $ 1,055,000 | $ 351,666 | $ 218,000 |
| Ada, Idaho | 3 | $ 1,535,000 | $ 511,666 | $ 382,000 |
| Adams, Illinois | 3 | $ 335,000 | $ 111,666 | $ 423,000 |
| Champaign, Illinois | 3 | $ 665,000 | $ 221,666 | $ 132,000 |
| Tazewell, Illinois | 3 | $ 795,000 | $ 265,000 | $ 296,000 |
| Oakland, Michigan | 3 | $ 1,015,000 | $ 338,333 | $ 167,000 |
| Bates, Missouri | 3 | $ 515,000 | $ 171,666 | $ 84,000 |
| Cedar, Missouri | 3 | $ 685,000 | $ 228,333 | $ 111,000 |
| Hickory, Missouri | 3 | $ 595,000 | $ 198,333 | $ 110,000 |
| Linn, Missouri | 3 | $ 215,000 | $ 71,666 | $ 56,000 |
| Shelby, Missouri | 3 | $ 205,000 | $ 68,333 | $ 62,000 |
| Jefferson, Montana | 3 | $ 1,105,000 | $ 368,333 | $ 136,000 |
| Churchill, Nevada | 3 | $ 1,765,000 | $ 588,333 | $ 193,000 |
| Rockingham, New Hampshire | 3 | $ 1,305,000 | $ 435,000 | $ 174,000 |
| Bergen, New Jersey | 3 | $ 1,765,000 | $ 588,333 | $ 553,000 |
| Camden, New Jersey | 3 | $ 1,615,000 | $ 538,333 | $ 214,000 |
| Hudson, New Jersey | 3 | $ 1,955,000 | $ 651,666 | $ 308,000 |
| Morris, New Jersey | 3 | $ 1,505,000 | $ 501,666 | $ 179,000 |
| Somerset, New Jersey | 3 | $ 1,825,000 | $ 608,333 | $ 178,000 |
| Forsyth, North Carolina | 3 | $ 965,000 | $ 321,666 | $ 206,000 |
| Iredell, North Carolina | 3 | $ 1,545,000 | $ 515,000 | $ 200,000 |
| Macon, North Carolina | 3 | $ 1,005,000 | $ 335,000 | $ 223,000 |
| Mecklenburg, North Carolina | 3 | $ 3,165,000 | $ 1,055,000 | $ 476,000 |
| Pender, North Carolina | 3 | $ 2,055,000 | $ 685,000 | $ 500,000 |
| Sampson, North Carolina | 3 | $ 645,000 | $ 215,000 | $ 70,000 |
| Cherokee, Oklahoma | 3 | $ 665,000 | $ 221,666 | $ 70,000 |
| Pawnee, Oklahoma | 3 | $ 585,000 | $ 195,000 | $ 67,000 |
| Seminole, Oklahoma | 3 | $ 225,000 | $ 75,000 | $ 25,000 |
| Sequoyah, Oklahoma | 3 | $ 825,000 | $ 275,000 | $ 62,000 |
| Chester, Pennsylvania | 3 | $ 1,575,000 | $ 525,000 | $ 186,000 |
| Aiken, South Carolina | 3 | $ 1,135,000 | $ 378,333 | $ 184,000 |
| Horry, South Carolina | 3 | $ 1,355,000 | $ 451,666 | $ 130,000 |
| Greene, Tennessee | 3 | $ 815,000 | $ 271,666 | $ 291,000 |
| Hamilton, Tennessee | 3 | $ 1,495,000 | $ 498,333 | $ 178,000 |
| Sumner, Tennessee | 3 | $ 1,485,000 | $ 495,000 | $ 257,000 |
| El Paso, Texas | 3 | $ 1,005,000 | $ 335,000 | $ 152,000 |
| Rockwall, Texas | 3 | $ 1,415,000 | $ 471,666 | $ 365,000 |
| Tarrant, Texas | 3 | $ 2,385,000 | $ 795,000 | $ 312,000 |
| Williamson, Texas | 3 | $ 1,385,000 | $ 461,666 | $ 139,000 |
| Kitsap, Washington | 3 | $ 1,385,000 | $ 461,666 | $ 189,000 |
| Jefferson, Alabama | 2 | $ 510,000 | $ 255,000 | $ 203,000 |
| Lee, Alabama | 2 | $ 880,000 | $ 440,000 | $ 146,000 |
| Montgomery, Alabama | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Shelby, Alabama | 2 | $ 740,000 | $ 370,000 | $ 121,000 |
| Anchorage, Alaska | 2 | $ 1,090,000 | $ 545,000 | $ 160,000 |
| Pinal, Arizona | 2 | $ 650,000 | $ 325,000 | $ 94,000 |
| Yavapai, Arizona | 2 | $ 1,020,000 | $ 510,000 | $ 250,000 |
| Baxter, Arkansas | 2 | $ 420,000 | $ 210,000 | $ 76,000 |
| Crawford, Arkansas | 2 | $ 280,000 | $ 140,000 | $ 75,000 |
| El Dorado, California | 2 | $ 1,110,000 | $ 555,000 | $ 239,000 |
| Marin, California | 2 | $ 1,760,000 | $ 880,000 | $ 295,000 |
| San Luis Obispo, California | 2 | $ 1,870,000 | $ 935,000 | $ 264,000 |
| Stanislaus, California | 2 | $ 650,000 | $ 325,000 | $ 157,000 |
| Ventura, California | 2 | $ 2,230,000 | $ 1,115,000 | $ 410,000 |
| Chaffee, Colorado | 2 | $ 560,000 | $ 280,000 | $ 256,000 |
| Garfield, Colorado | 2 | $ 830,000 | $ 415,000 | $ 240,000 |
| Huerfano, Colorado | 2 | $ 340,000 | $ 170,000 | $ 133,000 |
| Pitkin, Colorado | 2 | $ 14,570,000 | $ 7,285,000 | $ 1,067,000 |
| Rio Grande, Colorado | 2 | $ 540,000 | $ 270,000 | $ 61,000 |
| San Juan, Colorado | 2 | $ 620,000 | $ 310,000 | $ 249,000 |
| Lake, Florida | 2 | $ 1,190,000 | $ 595,000 | $ 236,000 |
| Manatee, Florida | 2 | $ 1,620,000 | $ 810,000 | $ 287,000 |
| Marion, Florida | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Monroe, Florida | 2 | $ 1,740,000 | $ 870,000 | $ 249,000 |
| Orange, Florida | 2 | $ 880,000 | $ 440,000 | $ 174,000 |
| Sarasota, Florida | 2 | $ 1,280,000 | $ 640,000 | $ 176,000 |
| Fannin, Georgia | 2 | $ 770,000 | $ 385,000 | $ 284,000 |
| Fayette, Georgia | 2 | $ 1,430,000 | $ 715,000 | $ 310,000 |
| Henry, Illinois | 2 | $ 190,000 | $ 95,000 | $ 120,000 |
| Kane, Illinois | 2 | $ 1,160,000 | $ 580,000 | $ 164,000 |
| Putnam, Illinois | 2 | $ 180,000 | $ 90,000 | $ 95,000 |
| Williamson, Illinois | 2 | $ 650,000 | $ 325,000 | $ 118,000 |
| Porter, Indiana | 2 | $ 370,000 | $ 185,000 | $ 100,000 |
| Vanderburgh, Indiana | 2 | $ 6,040,000 | $ 3,020,000 | $ 38,000 |
| Appanoose, Iowa | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Dickinson, Iowa | 2 | $ 400,000 | $ 200,000 | $ 480,000 |
| Finney, Kansas | 2 | $ 450,000 | $ 225,000 | $ 63,000 |
| Harvey, Kansas | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Jefferson, Kansas | 2 | $ 400,000 | $ 200,000 | $ 223,000 |
| Mitchell, Kansas | 2 | $ 50,000 | $ 25,000 | $ 80,000 |
| Oldham, Kentucky | 2 | $ 1,120,000 | $ 560,000 | $ 232,000 |
| Ottawa, Michigan | 2 | $ 790,000 | $ 395,000 | $ 210,000 |
| Ramsey, Minnesota | 2 | $ 1,700,000 | $ 850,000 | $ 383,000 |
| St. Louis, Minnesota | 2 | $ 1,010,000 | $ 505,000 | $ 221,000 |
| Carter, Missouri | 2 | $ 210,000 | $ 105,000 | $ 24,000 |
| Dade, Missouri | 2 | $ 110,000 | $ 55,000 | $ 46,000 |
| DeKalb, Missouri | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Lewis, Missouri | 2 | $ 170,000 | $ 85,000 | $ 67,000 |
| Madison, Missouri | 2 | $ 250,000 | $ 125,000 | $ 203,000 |
| Marion, Missouri | 2 | $ 330,000 | $ 165,000 | $ 88,000 |
| Gallatin, Montana | 2 | $ 1,240,000 | $ 620,000 | $ 295,000 |
| Douglas, Nebraska | 2 | $ 1,490,000 | $ 745,000 | $ 257,000 |
| Cheshire, New Hampshire | 2 | $ 630,000 | $ 315,000 | $ 119,000 |
| Santa Fe, New Mexico | 2 | $ 1,350,000 | $ 675,000 | $ 262,000 |
| Buncombe, North Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 395,000 |
| Gaston, North Carolina | 2 | $ 650,000 | $ 325,000 | $ 129,000 |
| Graham, North Carolina | 2 | $ 730,000 | $ 365,000 | $ 218,000 |
| Granville, North Carolina | 2 | $ 560,000 | $ 280,000 | $ 67,000 |
| Swain, North Carolina | 2 | $ 410,000 | $ 205,000 | $ 90,000 |
| Wilson, North Carolina | 2 | $ 380,000 | $ 190,000 | $ 73,000 |
| Traill, North Dakota | 2 | $ 190,000 | $ 95,000 | $ 59,000 |
| Cuyahoga, Ohio | 2 | $ 1,140,000 | $ 570,000 | $ 338,000 |
| Delaware, Ohio | 2 | $ 760,000 | $ 380,000 | $ 191,000 |
| Franklin, Ohio | 2 | $ 600,000 | $ 300,000 | $ 176,000 |
| Caddo, Oklahoma | 2 | $ 440,000 | $ 220,000 | $ 136,000 |
| Kay, Oklahoma | 2 | $ 560,000 | $ 280,000 | $ 766,000 |
| McIntosh, Oklahoma | 2 | $ 730,000 | $ 365,000 | $ 146,000 |
| Pittsburg, Oklahoma | 2 | $ 1,650,000 | $ 825,000 | $ 656,000 |
| Woodward, Oklahoma | 2 | $ 630,000 | $ 315,000 | $ 180,000 |
| Multnomah, Oregon | 2 | $ 1,310,000 | $ 655,000 | $ 241,000 |
| Allegheny, Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 327,000 |
| Philadelphia, Pennsylvania | 2 | $ 660,000 | $ 330,000 | $ 57,000 |
| Newport, Rhode Island | 2 | $ 690,000 | $ 345,000 | $ 108,000 |
| Berkeley, South Carolina | 2 | $ 2,650,000 | $ 1,325,000 | $ 339,000 |
| Charleston, South Carolina | 2 | $ 1,780,000 | $ 890,000 | $ 322,000 |
| Georgetown, South Carolina | 2 | $ 550,000 | $ 275,000 | $ 233,000 |
| Pickens, South Carolina | 2 | $ 400,000 | $ 200,000 | $ 45,000 |
| Richland, South Carolina | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| York, South Carolina | 2 | $ 1,200,000 | $ 600,000 | $ 342,000 |
| Comal, Texas | 2 | $ 620,000 | $ 310,000 | $ 101,000 |
| Ellis, Texas | 2 | $ 1,080,000 | $ 540,000 | $ 0 |
| Fort Bend, Texas | 2 | $ 1,350,000 | $ 675,000 | $ 437,000 |
| Henderson, Texas | 2 | $ 1,460,000 | $ 730,000 | $ 576,000 |
| Hidalgo, Texas | 2 | $ 920,000 | $ 460,000 | $ 144,000 |
| Kaufman, Texas | 2 | $ 590,000 | $ 295,000 | $ 267,000 |
| Nueces, Texas | 2 | $ 730,000 | $ 365,000 | $ 252,000 |
| Parker, Texas | 2 | $ 1,150,000 | $ 575,000 | $ 300,000 |
| Smith, Texas | 2 | $ 720,000 | $ 360,000 | $ 155,000 |
| Summit, Utah | 2 | $ 1,280,000 | $ 640,000 | $ 259,000 |
| Arlington, Virginia | 2 | $ 2,530,000 | $ 1,265,000 | $ 360,000 |
| Prince William, Virginia | 2 | $ 1,340,000 | $ 670,000 | $ 172,000 |
| Clallam, Washington | 2 | $ 1,380,000 | $ 690,000 | $ 287,000 |
| Grays Harbor, Washington | 2 | $ 1,380,000 | $ 690,000 | $ 173,000 |
| Dane, Wisconsin | 2 | $ 650,000 | $ 325,000 | $ 204,000 |
| Milwaukee, Wisconsin | 2 | $ 680,000 | $ 340,000 | $ 171,000 |
| Ozaukee, Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 93,000 |
| Racine, Wisconsin | 2 | $ 890,000 | $ 445,000 | $ 128,000 |
| Waukesha, Wisconsin | 2 | $ 720,000 | $ 360,000 | $ 146,000 |
| Calhoun, Alabama | 1 | $ 155,000 | $ 155,000 | $ 135,000 |
| Houston, Alabama | 1 | $ 535,000 | $ 535,000 | $ 190,000 |
| Limestone, Alabama | 1 | $ 505,000 | $ 505,000 | $ 115,000 |
| Mohave, Arizona | 1 | $ 545,000 | $ 545,000 | $ 405,000 |
| Carroll, Arkansas | 1 | $ 375,000 | $ 375,000 | $ 132,000 |
| Cleburne, Arkansas | 1 | $ 225,000 | $ 225,000 | $ 397,000 |
| Franklin, Arkansas | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Garland, Arkansas | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Hot Spring, Arkansas | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Montgomery, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Polk, Arkansas | 1 | $ 425,000 | $ 425,000 | $ 178,000 |
| Prairie, Arkansas | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Sebastian, Arkansas | 1 | $ 565,000 | $ 565,000 | $ 182,000 |
| Amador, California | 1 | $ 365,000 | $ 365,000 | $ 93,000 |
| Fresno, California | 1 | $ 465,000 | $ 465,000 | $ 259,000 |
| Kern, California | 1 | $ 695,000 | $ 695,000 | $ 151,000 |
| Kings, California | 1 | $ 1,025,000 | $ 1,025,000 | $ 330,000 |
| Madera, California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Mono, California | 1 | $ 305,000 | $ 305,000 | $ 77,000 |
| Placer, California | 1 | $ 865,000 | $ 865,000 | $ 225,000 |
| Riverside, California | 1 | $ 575,000 | $ 575,000 | $ 170,000 |
| San Joaquin, California | 1 | $ 655,000 | $ 655,000 | $ 247,000 |
| Santa Cruz, California | 1 | $ 1,435,000 | $ 1,435,000 | $ 559,000 |
| Solano, California | 1 | $ 695,000 | $ 695,000 | $ 111,000 |
| Yolo, California | 1 | $ 435,000 | $ 435,000 | $ 112,000 |
| Alamosa, Colorado | 1 | $ 265,000 | $ 265,000 | $ 82,000 |
| Broomfield, Colorado | 1 | $ 485,000 | $ 485,000 | $ 196,000 |
| Costilla, Colorado | 1 | $ 315,000 | $ 315,000 | $ 272,000 |
| Dolores, Colorado | 1 | $ 455,000 | $ 455,000 | $ 93,000 |
| Las Animas, Colorado | 1 | $ 435,000 | $ 435,000 | $ 359,000 |
| Logan, Colorado | 1 | $ 385,000 | $ 385,000 | $ 138,000 |
| Otero, Colorado | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Routt, Colorado | 1 | $ 575,000 | $ 575,000 | $ 164,000 |
| Summit, Colorado | 1 | $ 1,735,000 | $ 1,735,000 | $ 0 |
| Capitol Planning Region, Connecticut | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Naugatuck Valley Planning Region, Connecticut | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Western Connecticut Planning Region, Connecticut | 1 | $ 485,000 | $ 485,000 | $ 234,000 |
| Alachua, Florida | 1 | $ 425,000 | $ 425,000 | $ 124,000 |
| Bay, Florida | 1 | $ 465,000 | $ 465,000 | $ 183,000 |
| Citrus, Florida | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Escambia, Florida | 1 | $ 385,000 | $ 385,000 | $ 240,000 |
| Flagler, Florida | 1 | $ 505,000 | $ 505,000 | $ 191,000 |
| Franklin, Florida | 1 | $ 425,000 | $ 425,000 | $ 93,000 |
| Indian River, Florida | 1 | $ 775,000 | $ 775,000 | $ 264,000 |
| Martin, Florida | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
| Polk, Florida | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| St. Johns, Florida | 1 | $ 325,000 | $ 325,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Volusia, Florida | 1 | $ 625,000 | $ 625,000 | $ 469,000 |
| Washington, Florida | 1 | $ 295,000 | $ 295,000 | $ 105,000 |
| Bryan, Georgia | 1 | $ 445,000 | $ 445,000 | $ 170,000 |
| Camden, Georgia | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Carroll, Georgia | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Chatham, Georgia | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Coweta, Georgia | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Forsyth, Georgia | 1 | $ 745,000 | $ 745,000 | $ 245,000 |
| Gilmer, Georgia | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Glynn, Georgia | 1 | $ 335,000 | $ 335,000 | $ 153,000 |
| Gordon, Georgia | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Haralson, Georgia | 1 | $ 305,000 | $ 305,000 | $ 250,000 |
| Pickens, Georgia | 1 | $ 305,000 | $ 305,000 | $ 286,000 |
| Richmond, Georgia | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| Hawaii, Hawaii | 1 | $ 825,000 | $ 825,000 | $ 218,000 |
| Maui, Hawaii | 1 | $ 745,000 | $ 745,000 | $ 211,000 |
| Canyon, Idaho | 1 | $ 465,000 | $ 465,000 | $ 205,000 |
| Elmore, Idaho | 1 | $ 485,000 | $ 485,000 | $ 97,000 |
| Fremont, Idaho | 1 | $ 705,000 | $ 705,000 | $ 305,000 |
| DuPage, Illinois | 1 | $ 475,000 | $ 475,000 | $ 212,000 |
| Jersey, Illinois | 1 | $ 415,000 | $ 415,000 | $ 227,000 |
| Kendall, Illinois | 1 | $ 375,000 | $ 375,000 | $ 124,000 |
| Knox, Illinois | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Lake, Illinois | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Marion, Illinois | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| McLean, Illinois | 1 | $ 355,000 | $ 355,000 | $ 152,000 |
| Pike, Illinois | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Pope, Illinois | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Will, Illinois | 1 | $ 125,000 | $ 125,000 | $ 203,000 |
| Allen, Indiana | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Crawford, Indiana | 1 | $ 275,000 | $ 275,000 | $ 173,000 |
| Howard, Indiana | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Monroe, Indiana | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Shelby, Indiana | 1 | $ 335,000 | $ 335,000 | $ 207,000 |
| Tippecanoe, Indiana | 1 | $ 335,000 | $ 335,000 | $ 99,000 |
| Warrick, Indiana | 1 | $ 455,000 | $ 455,000 | $ 510,000 |
| Bremer, Iowa | 1 | $ 355,000 | $ 355,000 | $ 191,000 |
| Clinton, Iowa | 1 | $ 235,000 | $ 235,000 | $ 62,000 |
| Guthrie, Iowa | 1 | $ 505,000 | $ 505,000 | $ 108,000 |
| Jackson, Iowa | 1 | $ 345,000 | $ 345,000 | $ 232,000 |
| Johnson, Iowa | 1 | $ 535,000 | $ 535,000 | $ 138,000 |
| Lee, Iowa | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Lucas, Iowa | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Mahaska, Iowa | 1 | $ 425,000 | $ 425,000 | $ 228,000 |
| Story, Iowa | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Cloud, Kansas | 1 | $ 65,000 | $ 65,000 | $ 137,000 |
| Coffey, Kansas | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Cowley, Kansas | 1 | $ 455,000 | $ 455,000 | $ 193,000 |
| Dickinson, Kansas | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Geary, Kansas | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Grant, Kansas | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Jackson, Kansas | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Labette, Kansas | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Linn, Kansas | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Pottawatomie, Kansas | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Saline, Kansas | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Wabaunsee, Kansas | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Hardin, Kentucky | 1 | $ 335,000 | $ 335,000 | $ 82,000 |
| Jefferson, Kentucky | 1 | $ 485,000 | $ 485,000 | $ 519,000 |
| Lincoln, Kentucky | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Muhlenberg, Kentucky | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Trigg, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Ouachita, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 377,000 |
| Androscoggin, Maine | 1 | $ 345,000 | $ 345,000 | $ 97,000 |
| Lincoln, Maine | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Piscataquis, Maine | 1 | $ 1,505,000 | $ 1,505,000 | $ 719,000 |
| Washington, Maine | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| Barnstable, Massachusetts | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Berrien, Michigan | 1 | $ 345,000 | $ 345,000 | $ 157,000 |
| Cass, Michigan | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Charlevoix, Michigan | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| Eaton, Michigan | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Ingham, Michigan | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Kent, Michigan | 1 | $ 435,000 | $ 435,000 | $ 318,000 |
| Monroe, Michigan | 1 | $ 755,000 | $ 755,000 | $ 923,000 |
| Carver, Minnesota | 1 | $ 525,000 | $ 525,000 | $ 266,000 |
| Crow Wing, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Dakota, Minnesota | 1 | $ 335,000 | $ 335,000 | $ 280,000 |
| Washington, Minnesota | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
| Wright, Minnesota | 1 | $ 515,000 | $ 515,000 | $ 300,000 |
| Lafayette, Mississippi | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Barton, Missouri | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Caldwell, Missouri | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Cape Girardeau, Missouri | 1 | $ 355,000 | $ 355,000 | $ 140,000 |
| Carroll, Missouri | 1 | $ 405,000 | $ 405,000 | $ 173,000 |
| Chariton, Missouri | 1 | $ 25,000 | $ 25,000 | $ 413,000 |
| Douglas, Missouri | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Iron, Missouri | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Livingston, Missouri | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Oregon, Missouri | 1 | $ 125,000 | $ 125,000 | $ 28,000 |
| Ozark, Missouri | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Putnam, Missouri | 1 | $ 25,000 | $ 25,000 | $ 205,000 |
| Scott, Missouri | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Shannon, Missouri | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Vernon, Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Flathead, Montana | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Madison, Montana | 1 | $ 1,505,000 | $ 1,505,000 | $ 885,000 |
| Park, Montana | 1 | $ 705,000 | $ 705,000 | $ 239,000 |
| Wheatland, Montana | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Yellowstone, Montana | 1 | $ 495,000 | $ 495,000 | $ 141,000 |
| Boone, Nebraska | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Garden, Nebraska | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Lancaster, Nebraska | 1 | $ 325,000 | $ 325,000 | $ 104,000 |
| Sarpy, Nebraska | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Nye, Nevada | 1 | $ 505,000 | $ 505,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Central Trust Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,795 | $2,015,575,000 | $347,000 | $24,705,000 | $153,000 | $5,261,000 |
| Other Purpose | 1,656 | $172,440,000 | $104,000 | $2,865,000 | $126,000 | $2,353,000 |
| Cash-out Refinancing | 1,231 | $291,625,000 | $236,000 | $9,695,000 | $126,000 | $1,266,000 |
| Home Improvement | 1,216 | $107,130,000 | $88,000 | $4,065,000 | $140,000 | $2,968,000 |
| Refinancing | 960 | $413,950,000 | $431,000 | $22,005,000 | $183,000 | $2,595,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,060 | $2,005,690,000 | $248,000 | $8,045,000 | $146,000 | $5,261,000 |
| Not Provided | 922 | $281,680,000 | $305,000 | $2,215,000 | $169,000 | $2,880,000 |
| Hispanic | 586 | $133,330,000 | $227,000 | $1,425,000 | $117,000 | $1,331,000 |
| Not applicable | 498 | $332,980,000 | $668,000 | $24,705,000 | $0 | $0 |
| Black or African American | 351 | $75,815,000 | $215,000 | $1,955,000 | $104,000 | $1,100,000 |
| Asian | 326 | $136,970,000 | $420,000 | $2,405,000 | $213,000 | $1,140,000 |
| American Indian or Alaskan Native | 109 | $32,685,000 | $299,000 | $2,705,000 | $143,000 | $1,380,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,570,000 | $261,000 | $635,000 | $215,000 | $479,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,475 | $2,570,575,000 | $271,000 | $24,705,000 | $154,000 | $5,261,000 |
| FHA-insured (Federal Housing Administration) | 824 | $203,160,000 | $246,000 | $855,000 | $87,000 | $322,000 |
| VA-guaranteed (Veterans Administration) | 467 | $208,755,000 | $447,000 | $1,675,000 | $137,000 | $544,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $18,230,000 | $198,000 | $425,000 | $71,000 | $166,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,285 | $2,094,645,000 | $287,000 | $24,705,000 | $152,000 | $5,261,000 |
| Application Withdrawn By Applicant | 2,457 | $719,585,000 | $292,000 | $4,955,000 | $152,000 | $2,880,000 |
| Application Denied By Financial Institution | 853 | $104,825,000 | $122,000 | $1,505,000 | $93,000 | $1,025,000 |
| File Closed For Incompleteness | 119 | $22,535,000 | $189,000 | $1,405,000 | $136,000 | $1,000,000 |
| Application Approved But Not Accepted | 90 | $38,490,000 | $427,000 | $9,695,000 | $177,000 | $1,197,000 |
| Preapproval Approved but not Accepted | 40 | $17,990,000 | $449,000 | $2,405,000 | $185,000 | $733,000 |
| Preapproval Denied by Financial Institution | 8 | $1,490,000 | $186,000 | $505,000 | $76,000 | $314,000 |
| Loan Purchased By The Institution | 6 | $1,160,000 | $193,000 | $325,000 | $89,000 | $186,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,997 | $2,894,405,000 | $289,000 | $24,705,000 | $152,000 | $5,261,000 |
| Credit History | 421 | $35,825,000 | $85,000 | $905,000 | $96,000 | $600,000 |
| Debt-To-Income Ratio | 244 | $38,380,000 | $157,000 | $1,205,000 | $69,000 | $546,000 |
| Collateral | 123 | $18,705,000 | $152,000 | $1,505,000 | $125,000 | $1,025,000 |
| Unverifiable Information | 25 | $3,195,000 | $127,000 | $505,000 | $95,000 | $420,000 |
| Employment History | 18 | $3,510,000 | $195,000 | $525,000 | $94,000 | $330,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $3,595,000 | $239,000 | $1,055,000 | $84,000 | $225,000 |
| Other | 15 | $3,105,000 | $207,000 | $955,000 | $186,000 | $600,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Central Trust Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Central Trust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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