The Federal Savings Bank Mortgage Lending & HMDA Data, 2012

In 2012, The Federal Savings Bank of Chicago, IL reported 4,993 mortgage applications totaling $1.4 billion, up 1432% from 2011. The average application was for $287,185, and applicants reported an average income of $105,441. 85% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (1,437), Washington-Arlington-Alexandria, DC-VA-MD-WV (213) and New York-White Plains-Wayne, NY-NJ (189) (applications in parentheses).

Mortgage Company & Address The Federal Savings Bank
300 N Elizabeth Street, Ste 3e
Chicago, IL 60639
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,993
Total Mortgage Loan Application Amount $1,433,917,000
Average Mortgage Loan Application Amount $287,185
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $105,441
Highest Applicant Income $1,756,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Federal Savings Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 884 $ 221,359,000 $ 250,406 $ 119,000
DuPage, Illinois 228 $ 59,630,000 $ 261,535 $ 139,000
Will, Illinois 162 $ 31,675,000 $ 195,524 $ 92,000
Lake, Illinois 121 $ 39,899,000 $ 329,743 $ 170,000
San Diego, California 79 $ 31,740,000 $ 401,772 $ 110,000
Kane, Illinois 75 $ 17,003,000 $ 226,706 $ 92,000
Johnson, Kansas 75 $ 18,035,000 $ 240,466 $ 83,000
Fairfax, Virginia 71 $ 35,765,000 $ 503,732 $ 117,000
Los Angeles, California 55 $ 19,892,000 $ 361,672 $ 107,000
McHenry, Illinois 51 $ 9,746,000 $ 191,098 $ 126,000
Queens, New York 51 $ 17,932,000 $ 351,607 $ 72,000
Kings, New York 45 $ 18,148,000 $ 403,288 $ 101,000
Orange, California 41 $ 17,520,000 $ 427,317 $ 96,000
Leavenworth, Kansas 41 $ 7,653,000 $ 186,658 $ 61,000
Maricopa, Arizona 39 $ 11,018,000 $ 282,512 $ 66,000
Clark, Nevada 33 $ 8,345,000 $ 252,878 $ 98,000
Ocean, New Jersey 33 $ 8,294,000 $ 251,333 $ 171,000
Honolulu, Hawaii 32 $ 17,657,000 $ 551,781 $ 110,000
Kendall, Illinois 32 $ 6,170,000 $ 192,812 $ 92,000
Nassau, New York 32 $ 11,846,000 $ 370,187 $ 114,000
DeKalb, Georgia 31 $ 7,690,000 $ 248,064 $ 107,000
District of Columbia, District Of Columbia 29 $ 13,170,000 $ 454,137 $ 125,000
Montgomery, Maryland 29 $ 11,719,000 $ 404,103 $ 144,000
Suffolk, New York 28 $ 8,050,000 $ 287,500 $ 94,000
Madison, Alabama 26 $ 7,792,000 $ 299,692 $ 93,000
Harris, Texas 26 $ 7,152,000 $ 275,076 $ 115,000
Prince William, Virginia 26 $ 10,168,000 $ 391,076 $ 82,000
King, Washington 26 $ 10,212,000 $ 392,769 $ 138,000
Orange, Florida 25 $ 5,110,000 $ 204,400 $ 82,000
Waukesha, Wisconsin 24 $ 6,374,000 $ 265,583 $ 100,000
Jackson, Missouri 23 $ 4,683,000 $ 203,608 $ 92,000
Riverside, California 22 $ 5,904,000 $ 268,363 $ 83,000
Anne Arundel, Maryland 21 $ 8,011,000 $ 381,476 $ 99,000
Middlesex, Massachusetts 20 $ 7,169,000 $ 358,450 $ 138,000
Milwaukee, Wisconsin 20 $ 4,277,000 $ 213,850 $ 88,000
Arapahoe, Colorado 18 $ 5,007,000 $ 278,166 $ 100,000
Middlesex, New Jersey 18 $ 4,752,000 $ 264,000 $ 86,000
Bexar, Texas 18 $ 4,592,000 $ 255,111 $ 115,000
Pierce, Washington 18 $ 6,567,000 $ 364,833 $ 126,000
San Bernardino, California 17 $ 4,793,000 $ 281,941 $ 85,000
El Paso, Colorado 17 $ 5,233,000 $ 307,823 $ 43,000
Loudoun, Virginia 17 $ 8,215,000 $ 483,235 $ 131,000
Alameda, California 16 $ 7,006,000 $ 437,875 $ 182,000
Broward, Florida 16 $ 4,605,000 $ 287,812 $ 93,000
Mecklenburg, North Carolina 16 $ 6,916,000 $ 432,250 $ 108,000
Arlington, Virginia 16 $ 7,181,000 $ 448,812 $ 138,000
Pima, Arizona 15 $ 4,738,000 $ 315,866 $ 102,000
Douglas, Colorado 15 $ 5,365,000 $ 357,666 $ 67,000
Hudson, New Jersey 15 $ 4,653,000 $ 310,200 $ 90,000
Cobb, Georgia 14 $ 4,035,000 $ 288,214 $ 45,000
Fulton, Georgia 14 $ 5,198,000 $ 371,285 $ 230,000
Prince George's, Maryland 14 $ 5,603,000 $ 400,214 $ 93,000
Bernalillo, New Mexico 14 $ 5,489,000 $ 392,071 $ 124,000
Santa Clara, California 13 $ 7,315,000 $ 562,692 $ 142,000
Sarasota, Florida 13 $ 3,583,000 $ 275,615 $ 112,000
Seminole, Florida 13 $ 3,329,000 $ 256,076 $ 78,000
Washoe, Nevada 13 $ 3,776,000 $ 290,461 $ 93,000
Monmouth, New Jersey 13 $ 4,358,000 $ 335,230 $ 92,000
Westchester, New York 13 $ 4,784,000 $ 368,000 $ 203,000
Collin, Texas 13 $ 4,369,000 $ 336,076 $ 93,000
Contra Costa, California 12 $ 5,557,000 $ 463,083 $ 173,000
Sacramento, California 12 $ 3,154,000 $ 262,833 $ 91,000
Jefferson, Colorado 12 $ 2,901,000 $ 241,750 $ 55,000
Hillsborough, Florida 12 $ 2,472,000 $ 206,000 $ 79,000
Palm Beach, Florida 12 $ 2,890,000 $ 240,833 $ 112,000
Bronx, New York 12 $ 4,012,000 $ 334,333 $ 72,000
Richmond, New York 12 $ 3,766,000 $ 313,833 $ 108,000
Rockland, New York 12 $ 3,817,000 $ 318,083 $ 79,000
Wake, North Carolina 12 $ 3,288,000 $ 274,000 $ 101,000
Tarrant, Texas 12 $ 2,626,000 $ 218,833 $ 119,000
Alexandria, Virginia 12 $ 5,562,000 $ 463,500 $ 124,000
Clark, Washington 12 $ 3,016,000 $ 251,333 $ 44,000
Mesa, Colorado 11 $ 1,792,000 $ 162,909 $ 9,000
Miami-Dade, Florida 11 $ 2,910,000 $ 264,545 $ 180,000
Lake, Indiana 11 $ 2,211,000 $ 201,000 $ 65,000
Hillsborough, New Hampshire 11 $ 3,640,000 $ 330,909 $ 166,000
Morris, New Jersey 11 $ 5,150,000 $ 468,181 $ 250,000
Salt Lake, Utah 11 $ 3,517,000 $ 319,727 $ 91,000
Snohomish, Washington 11 $ 3,284,000 $ 298,545 $ 87,000
Ozaukee, Wisconsin 11 $ 2,959,000 $ 269,000 $ 83,000
New Haven, Connecticut 10 $ 2,860,000 $ 286,000 $ 169,000
New Castle, Delaware 10 $ 2,299,000 $ 229,900 $ 68,000
Lee, Florida 10 $ 2,370,000 $ 237,000 $ 113,000
Pinellas, Florida 10 $ 2,886,000 $ 288,600 $ 165,000
Baltimore, Maryland 10 $ 2,925,000 $ 292,500 $ 112,000
Oakland, Michigan 10 $ 2,516,000 $ 251,600 $ 113,000
Harrison, Mississippi 10 $ 1,588,000 $ 158,800 $ 349,000
Camden, New Jersey 10 $ 1,953,000 $ 195,300 $ 67,000
New York, New York 10 $ 3,486,000 $ 348,600 $ 167,000
Stafford, Virginia 10 $ 3,783,000 $ 378,300 $ 60,000
Virginia Beach, Virginia 10 $ 3,621,000 $ 362,100 $ 69,000
Kenosha, Wisconsin 10 $ 2,527,000 $ 252,700 $ 65,000
Collier, Florida 9 $ 2,568,000 $ 285,333 $ 170,000
St. Johns, Florida 9 $ 4,110,000 $ 456,666 $ 74,000
Ada, Idaho 9 $ 2,203,000 $ 244,777 $ 39,000
Hamilton, Indiana 9 $ 3,982,000 $ 442,444 $ 53,000
Hampden, Massachusetts 9 $ 2,128,000 $ 236,444 $ 25,000
Cass, Missouri 9 $ 2,019,000 $ 224,333 $ 76,000
Clay, Missouri 9 $ 1,987,000 $ 220,777 $ 83,000
St. Louis, Missouri 9 $ 1,649,000 $ 183,222 $ 94,000
Passaic, New Jersey 9 $ 2,708,000 $ 300,888 $ 79,000
Montgomery, Pennsylvania 9 $ 2,959,000 $ 328,777 $ 104,000
Denton, Texas 9 $ 2,394,000 $ 266,000 $ 88,000
Travis, Texas 9 $ 2,497,000 $ 277,444 $ 77,000
Kitsap, Washington 9 $ 2,954,000 $ 328,222 $ 74,000
San Mateo, California 8 $ 4,128,000 $ 516,000 $ 76,000
Ventura, California 8 $ 3,385,000 $ 423,125 $ 133,000
Denver, Colorado 8 $ 2,491,000 $ 311,375 $ 116,000
Duval, Florida 8 $ 1,909,000 $ 238,625 $ 26,000
Champaign, Illinois 8 $ 1,471,000 $ 183,875 $ 62,000
Bristol, Massachusetts 8 $ 2,172,000 $ 271,500 $ 77,000
Essex, Massachusetts 8 $ 2,438,000 $ 304,750 $ 102,000
Wayne, Michigan 8 $ 1,833,000 $ 229,125 $ 116,000
Hennepin, Minnesota 8 $ 1,671,000 $ 208,875 $ 53,000
Bergen, New Jersey 8 $ 2,520,000 $ 315,000 $ 134,000
Burlington, New Jersey 8 $ 2,053,000 $ 256,625 $ 64,000
Cumberland, North Carolina 8 $ 3,285,000 $ 410,625 $ 229,000
Clackamas, Oregon 8 $ 2,999,000 $ 374,875 $ 91,000
Berkeley, South Carolina 8 $ 2,014,000 $ 251,750 $ 73,000
Fort Bend, Texas 8 $ 2,502,000 $ 312,750 $ 147,000
Montgomery, Texas 8 $ 2,727,000 $ 340,875 $ 156,000
Rockwall, Texas 8 $ 1,902,000 $ 237,750 $ 96,000
Dane, Wisconsin 8 $ 2,320,000 $ 290,000 $ 76,000
Washington, Wisconsin 8 $ 1,521,000 $ 190,125 $ 63,000
Santa Barbara, California 7 $ 3,178,000 $ 454,000 $ 66,000
Fairfield, Connecticut 7 $ 3,285,000 $ 469,285 $ 128,000
Lake, Florida 7 $ 1,514,000 $ 216,285 $ 51,000
Porter, Indiana 7 $ 1,365,000 $ 195,000 $ 224,000
St. Mary's, Maryland 7 $ 1,900,000 $ 271,428 $ 112,000
Norfolk, Massachusetts 7 $ 2,786,000 $ 398,000 $ 92,000
Suffolk, Massachusetts 7 $ 2,488,000 $ 355,428 $ 233,000
Worcester, Massachusetts 7 $ 1,830,000 $ 261,428 $ 75,000
Berrien, Michigan 7 $ 2,209,000 $ 315,571 $ 163,000
Livingston, Michigan 7 $ 1,637,000 $ 233,857 $ 90,000
Platte, Missouri 7 $ 1,321,000 $ 188,714 $ 106,000
St. Charles, Missouri 7 $ 1,515,000 $ 216,428 $ 128,000
Union, New Jersey 7 $ 2,454,000 $ 350,571 $ 74,000
Richland, South Carolina 7 $ 1,333,000 $ 190,428 $ 63,000
Thurston, Washington 7 $ 2,249,000 $ 321,285 $ 115,000
Walworth, Wisconsin 7 $ 1,636,000 $ 233,714 $ 207,000
Jefferson, Alabama 6 $ 1,435,000 $ 239,166 $ 67,000
Anchorage, Alaska 6 $ 2,480,000 $ 413,333 $ 106,000
Benton, Arkansas 6 $ 1,745,000 $ 290,833 $ 128,000
Sussex, Delaware 6 $ 2,411,000 $ 401,833 $ 78,000
Volusia, Florida 6 $ 1,171,000 $ 195,166 $ 79,000
Forsyth, Georgia 6 $ 1,976,000 $ 329,333 $ 54,000
Maui, Hawaii 6 $ 2,418,000 $ 403,000 $ 155,000
Douglas, Kansas 6 $ 1,272,000 $ 212,000 $ 60,000
Hardin, Kentucky 6 $ 1,788,000 $ 298,000 $ 75,000
Jefferson, Kentucky 6 $ 1,111,000 $ 185,166 $ 91,000
Howard, Maryland 6 $ 1,924,000 $ 320,666 $ 91,000
Barnstable, Massachusetts 6 $ 1,683,000 $ 280,500 $ 49,000
Rockingham, New Hampshire 6 $ 1,801,000 $ 300,166 $ 88,000
Guilford, North Carolina 6 $ 1,600,000 $ 266,666 $ 86,000
Moore, North Carolina 6 $ 1,911,000 $ 318,500 $ 47,000
Oklahoma, Oklahoma 6 $ 1,865,000 $ 310,833 $ 163,000
Washington, Oregon 6 $ 1,946,000 $ 324,333 $ 116,000
Chester, Pennsylvania 6 $ 2,342,000 $ 390,333 $ 160,000
Greenville, South Carolina 6 $ 1,489,000 $ 248,166 $ 66,000
Montgomery, Tennessee 6 $ 1,310,000 $ 218,333 $ 40,000
Comal, Texas 6 $ 1,907,000 $ 317,833 $ 74,000
Mohave, Arizona 5 $ 907,000 $ 181,400 $ 40,000
Fresno, California 5 $ 1,313,000 $ 262,600 $ 157,000
Monterey, California 5 $ 1,967,000 $ 393,400 $ 145,000
Placer, California 5 $ 2,136,000 $ 427,200 $ 46,000
San Francisco, California 5 $ 2,438,000 $ 487,600 $ 159,000
Hartford, Connecticut 5 $ 1,038,000 $ 207,600 $ 81,000
Manatee, Florida 5 $ 1,634,000 $ 326,800 $ 211,000
Marion, Florida 5 $ 898,000 $ 179,600 $ 32,000
Monroe, Florida 5 $ 1,103,000 $ 220,600 $ 175,000
Santa Rosa, Florida 5 $ 1,311,000 $ 262,200 $ 72,000
Cherokee, Georgia 5 $ 1,037,000 $ 207,400 $ 78,000
Grundy, Illinois 5 $ 779,000 $ 155,800 $ 86,000
Charles, Maryland 5 $ 1,966,000 $ 393,200 $ 45,000
Frederick, Maryland 5 $ 1,752,000 $ 350,400 $ 110,000
Macomb, Michigan 5 $ 1,155,000 $ 231,000 $ 75,000
Dakota, Minnesota 5 $ 1,199,000 $ 239,800 $ 59,000
Hinds, Mississippi 5 $ 1,088,000 $ 217,600 $ 146,000
Santa Fe, New Mexico 5 $ 1,287,000 $ 257,400 $ 99,000
Buncombe, North Carolina 5 $ 1,681,000 $ 336,200 $ 89,000
Cuyahoga, Ohio 5 $ 1,140,000 $ 228,000 $ 79,000
Franklin, Ohio 5 $ 1,324,000 $ 264,800 $ 113,000
Multnomah, Oregon 5 $ 1,458,000 $ 291,600 $ 78,000
Bucks, Pennsylvania 5 $ 1,528,000 $ 305,600 $ 154,000
York, Pennsylvania 5 $ 1,377,000 $ 275,400 $ 58,000
Beaufort, South Carolina 5 $ 1,341,000 $ 268,200 $ 58,000
Charleston, South Carolina 5 $ 2,118,000 $ 423,600 $ 130,000
Dorchester, South Carolina 5 $ 1,451,000 $ 290,200 $ 59,000
Hamilton, Tennessee 5 $ 1,422,000 $ 284,400 $ 66,000
Knox, Tennessee 5 $ 2,138,000 $ 427,600 $ 96,000
Shelby, Tennessee 5 $ 1,056,000 $ 211,200 $ 64,000
Bell, Texas 5 $ 801,000 $ 160,200 $ 15,000
Spokane, Washington 5 $ 1,691,000 $ 338,200 $ 40,000
Limestone, Alabama 4 $ 1,285,000 $ 321,250 $ 27,000
Mobile, Alabama 4 $ 757,000 $ 189,250 $ 34,000
Shelby, Alabama 4 $ 1,033,000 $ 258,250 $ 137,000
Pinal, Arizona 4 $ 1,240,000 $ 310,000 $ 70,000
Washington, Arkansas 4 $ 472,000 $ 118,000 $ 120,000
Butte, California 4 $ 870,000 $ 217,500 $ 106,000
San Joaquin, California 4 $ 1,255,000 $ 313,750 $ 62,000
San Luis Obispo, California 4 $ 1,296,000 $ 324,000 $ 78,000
Santa Cruz, California 4 $ 1,758,000 $ 439,500 $ 109,000
Solano, California 4 $ 1,764,000 $ 441,000 $ 141,000
Boulder, Colorado 4 $ 1,054,000 $ 263,500 $ 19,000
Weld, Colorado 4 $ 867,000 $ 216,750 $ 31,000
Alachua, Florida 4 $ 696,000 $ 174,000 $ 59,000
Okaloosa, Florida 4 $ 1,159,000 $ 289,750 $ 96,000
Osceola, Florida 4 $ 849,000 $ 212,250 $ 82,000
Pasco, Florida 4 $ 982,000 $ 245,500 $ 37,000
Gwinnett, Georgia 4 $ 692,000 $ 173,000 $ 61,000
Henry, Georgia 4 $ 828,000 $ 207,000 $ 39,000
Lowndes, Georgia 4 $ 499,000 $ 124,750 $ 72,000
Hawaii, Hawaii 4 $ 1,572,000 $ 393,000 $ 68,000
Kauai, Hawaii 4 $ 2,719,000 $ 679,750 $ 32,000
Rock Island, Illinois 4 $ 414,000 $ 103,500 $ 51,000
Scott, Iowa 4 $ 658,000 $ 164,500 $ 75,000
Wyandotte, Kansas 4 $ 1,404,000 $ 351,000 $ 156,000
Harford, Maryland 4 $ 1,892,000 $ 473,000 $ 131,000
Plymouth, Massachusetts 4 $ 890,000 $ 222,500 $ 40,000
Ottawa, Michigan 4 $ 1,037,000 $ 259,250 $ 206,000
St. Clair, Michigan 4 $ 855,000 $ 213,750 $ 67,000
Jackson, Mississippi 4 $ 616,000 $ 154,000 $ 399,000
Greene, Missouri 4 $ 1,019,000 $ 254,750 $ 77,000
Cascade, Montana 4 $ 589,000 $ 147,250 $ 0
Lewis and Clark, Montana 4 $ 1,127,000 $ 281,750 $ 69,000
Douglas, Nebraska 4 $ 1,721,000 $ 430,250 $ 283,000
Warren, New Jersey 4 $ 1,001,000 $ 250,250 $ 110,000
Erie, New York 4 $ 715,000 $ 178,750 $ 90,000
Monroe, New York 4 $ 783,000 $ 195,750 $ 168,000
Ulster, New York 4 $ 823,000 $ 205,750 $ 144,000
Carteret, North Carolina 4 $ 1,485,000 $ 371,250 $ 164,000
Onslow, North Carolina 4 $ 907,000 $ 226,750 $ 72,000
Wayne, North Carolina 4 $ 876,000 $ 219,000 $ 65,000
Delaware, Ohio 4 $ 1,271,000 $ 317,750 $ 134,000
Greene, Ohio 4 $ 1,006,000 $ 251,500 $ 96,000
Lane, Oregon 4 $ 776,000 $ 194,000 $ 53,000
Lancaster, Pennsylvania 4 $ 959,000 $ 239,750 $ 47,000
Lexington, South Carolina 4 $ 1,548,000 $ 387,000 $ 71,000
Dallas, Texas 4 $ 546,000 $ 136,500 $ 94,000
El Paso, Texas 4 $ 1,008,000 $ 252,000 $ 66,000
Davis, Utah 4 $ 1,219,000 $ 304,750 $ 40,000
Utah, Utah 4 $ 996,000 $ 249,000 $ 63,000
Chesapeake, Virginia 4 $ 1,296,000 $ 324,000 $ 59,000
Skamania, Washington 4 $ 2,572,000 $ 643,000 $ 138,000
Racine, Wisconsin 4 $ 757,000 $ 189,250 $ 78,000
Laramie, Wyoming 4 $ 991,000 $ 247,750 $ 11,000
Baldwin, Alabama 3 $ 920,000 $ 306,666 $ 55,000
Elmore, Alabama 3 $ 850,000 $ 283,333 $ 107,000
Houston, Alabama 3 $ 643,000 $ 214,333 $ 61,000
Talladega, Alabama 3 $ 959,000 $ 319,666 $ 44,000
Yavapai, Arizona 3 $ 1,346,000 $ 448,666 $ 85,000
Kern, California 3 $ 627,000 $ 209,000 $ 13,000
Marin, California 3 $ 2,302,000 $ 767,333 $ 86,000
Sonoma, California 3 $ 973,000 $ 324,333 $ 153,000
Tulare, California 3 $ 501,000 $ 167,000 $ 22,000
Adams, Colorado 3 $ 617,000 $ 205,666 $ 23,000
Larimer, Colorado 3 $ 1,349,000 $ 449,666 $ 49,000
Routt, Colorado 3 $ 810,000 $ 270,000 $ 87,000
Middlesex, Connecticut 3 $ 899,000 $ 299,666 $ 85,000
Brevard, Florida 3 $ 681,000 $ 227,000 $ 35,000
Clay, Florida 3 $ 708,000 $ 236,000 $ 80,000
Escambia, Florida 3 $ 765,000 $ 255,000 $ 168,000
Polk, Florida 3 $ 752,000 $ 250,666 $ 34,000
Columbia, Georgia 3 $ 816,000 $ 272,000 $ 95,000
Coweta, Georgia 3 $ 577,000 $ 192,333 $ 39,000
Houston, Georgia 3 $ 620,000 $ 206,666 $ 64,000
Muscogee, Georgia 3 $ 774,000 $ 258,000 $ 116,000
Richmond, Georgia 3 $ 585,000 $ 195,000 $ 91,000
Madison, Illinois 3 $ 687,000 $ 229,000 $ 22,000
Winnebago, Illinois 3 $ 307,000 $ 102,333 $ 45,000
Marion, Indiana 3 $ 629,000 $ 209,666 $ 20,000
Muscatine, Iowa 3 $ 475,000 $ 158,333 $ 41,000
Sedgwick, Kansas 3 $ 601,000 $ 200,333 $ 19,000
Bossier, Louisiana 3 $ 1,018,000 $ 339,333 $ 21,000
York, Maine 3 $ 1,203,000 $ 401,000 $ 95,000
Berkshire, Massachusetts 3 $ 733,000 $ 244,333 $ 41,000
Kalamazoo, Michigan 3 $ 1,134,000 $ 378,000 $ 182,000
Kent, Michigan 3 $ 393,000 $ 131,000 $ 57,000
Wright, Minnesota 3 $ 551,000 $ 183,666 $ 72,000
Barry, Missouri 3 $ 588,000 $ 196,000 $ 25,000
Camden, Missouri 3 $ 1,099,000 $ 366,333 $ 97,000
Missoula, Montana 3 $ 784,000 $ 261,333 $ 52,000
Somerset, New Jersey 3 $ 975,000 $ 325,000 $ 202,000
Dona Ana, New Mexico 3 $ 855,000 $ 285,000 $ 66,000
Sandoval, New Mexico 3 $ 750,000 $ 250,000 $ 87,000
Taos, New Mexico 3 $ 901,000 $ 300,333 $ 74,000
Broome, New York 3 $ 365,000 $ 121,666 $ 41,000
Dutchess, New York 3 $ 1,002,000 $ 334,000 $ 247,000
Rensselaer, New York 3 $ 664,000 $ 221,333 $ 107,000
Saratoga, New York 3 $ 631,000 $ 210,333 $ 70,000
Cabarrus, North Carolina 3 $ 730,000 $ 243,333 $ 96,000
Craven, North Carolina 3 $ 455,000 $ 151,666 $ 79,000
Currituck, North Carolina 3 $ 1,206,000 $ 402,000 $ 162,000
Harnett, North Carolina 3 $ 492,000 $ 164,000 $ 0
Hamilton, Ohio 3 $ 1,005,000 $ 335,000 $ 119,000
Cleveland, Oklahoma 3 $ 778,000 $ 259,333 $ 62,000
Tulsa, Oklahoma 3 $ 609,000 $ 203,000 $ 83,000
Marion, Oregon 3 $ 1,023,000 $ 341,000 $ 74,000
Allegheny, Pennsylvania 3 $ 509,000 $ 169,666 $ 158,000
Providence, Rhode Island 3 $ 557,000 $ 185,666 $ 51,000
Washington, Rhode Island 3 $ 1,678,000 $ 559,333 $ 527,000
Spartanburg, South Carolina 3 $ 920,000 $ 306,666 $ 96,000
Davidson, Tennessee 3 $ 549,000 $ 183,000 $ 13,000
Sumner, Tennessee 3 $ 1,058,000 $ 352,666 $ 22,000
Galveston, Texas 3 $ 457,000 $ 152,333 $ 0
Guadalupe, Texas 3 $ 682,000 $ 227,333 $ 36,000
Medina, Texas 3 $ 875,000 $ 291,666 $ 47,000
Washington, Utah 3 $ 718,000 $ 239,333 $ 75,000
Henrico, Virginia 3 $ 2,049,000 $ 683,000 $ 278,000
Isle of Wight, Virginia 3 $ 1,119,000 $ 373,000 $ 137,000
Manassas, Virginia 3 $ 831,000 $ 277,000 $ 115,000
Spotsylvania, Virginia 3 $ 775,000 $ 258,333 $ 61,000
Suffolk, Virginia 3 $ 1,328,000 $ 442,666 $ 0
York, Virginia 3 $ 1,329,000 $ 443,000 $ 81,000
Chelan, Washington 3 $ 764,000 $ 254,666 $ 26,000
Grant, Washington 3 $ 741,000 $ 247,000 $ 38,000
Skagit, Washington 3 $ 1,161,000 $ 387,000 $ 35,000
Berkeley, West Virginia 3 $ 978,000 $ 326,000 $ 105,000
Brown, Wisconsin 3 $ 682,000 $ 227,333 $ 70,000
Montgomery, Alabama 2 $ 627,000 $ 313,500 $ 117,000
Kodiak Island, Alaska 2 $ 605,000 $ 302,500 $ 100,000
Matanuska-Susitna, Alaska 2 $ 474,000 $ 237,000 $ 0
Coconino, Arizona 2 $ 562,000 $ 281,000 $ 277,000
Faulkner, Arkansas 2 $ 425,000 $ 212,500 $ 43,000
Lonoke, Arkansas 2 $ 442,000 $ 221,000 $ 76,000
Pulaski, Arkansas 2 $ 421,000 $ 210,500 $ 96,000
Nevada, California 2 $ 1,136,000 $ 568,000 $ 215,000
Stanislaus, California 2 $ 287,000 $ 143,500 $ 237,000
Elbert, Colorado 2 $ 445,000 $ 222,500 $ 26,000
Litchfield, Connecticut 2 $ 290,000 $ 145,000 $ 92,000
New London, Connecticut 2 $ 804,000 $ 402,000 $ 197,000
Tolland, Connecticut 2 $ 442,000 $ 221,000 $ 100,000
Windham, Connecticut 2 $ 445,000 $ 222,500 $ 84,000
Flagler, Florida 2 $ 468,000 $ 234,000 $ 65,000
Indian River, Florida 2 $ 721,000 $ 360,500 $ 163,000
Leon, Florida 2 $ 560,000 $ 280,000 $ 45,000
Sumter, Florida 2 $ 760,000 $ 380,000 $ 104,000
Bryan, Georgia 2 $ 428,000 $ 214,000 $ 116,000
Camden, Georgia 2 $ 568,000 $ 284,000 $ 42,000
Chatham, Georgia 2 $ 500,000 $ 250,000 $ 47,000
Fayette, Georgia 2 $ 736,000 $ 368,000 $ 78,000
Greene, Georgia 2 $ 909,000 $ 454,500 $ 144,000
Walton, Georgia 2 $ 565,000 $ 282,500 $ 46,000
Gem, Idaho 2 $ 330,000 $ 165,000 $ 41,000
Kootenai, Idaho 2 $ 694,000 $ 347,000 $ 132,000
Boone, Illinois 2 $ 435,000 $ 217,500 $ 65,000
Mercer, Illinois 2 $ 646,000 $ 323,000 $ 139,000
Brown, Indiana 2 $ 461,000 $ 230,500 $ 114,000
Dearborn, Indiana 2 $ 805,000 $ 402,500 $ 158,000
Monroe, Indiana 2 $ 394,000 $ 197,000 $ 44,000
St. Joseph, Indiana 2 $ 735,000 $ 367,500 $ 327,000
Johnson, Iowa 2 $ 916,000 $ 458,000 $ 45,000
Atchison, Kansas 2 $ 509,000 $ 254,500 $ 101,000
Miami, Kansas 2 $ 419,000 $ 209,500 $ 114,000
Christian, Kentucky 2 $ 370,000 $ 185,000 $ 79,000
Fayette, Kentucky 2 $ 615,000 $ 307,500 $ 161,000
Meade, Kentucky 2 $ 512,000 $ 256,000 $ 20,000
Shelby, Kentucky 2 $ 1,048,000 $ 524,000 $ 96,000
Ascension, Louisiana 2 $ 306,000 $ 153,000 $ 75,000
Jefferson, Louisiana 2 $ 447,000 $ 223,500 $ 44,000
Orleans, Louisiana 2 $ 644,000 $ 322,000 $ 50,000
St. Tammany, Louisiana 2 $ 508,000 $ 254,000 $ 24,000
Cumberland, Maine 2 $ 470,000 $ 235,000 $ 27,000
Kennebec, Maine 2 $ 277,000 $ 138,500 $ 62,000
Carroll, Maryland 2 $ 595,000 $ 297,500 $ 86,000
Washington, Maryland 2 $ 890,000 $ 445,000 $ 98,000
Grand Traverse, Michigan 2 $ 613,000 $ 306,500 $ 111,000
Ingham, Michigan 2 $ 507,000 $ 253,500 $ 150,000
Leelanau, Michigan 2 $ 976,000 $ 488,000 $ 248,000
Monroe, Michigan 2 $ 364,000 $ 182,000 $ 92,000
Washtenaw, Michigan 2 $ 595,000 $ 297,500 $ 130,000
Anoka, Minnesota 2 $ 344,000 $ 172,000 $ 38,000
Carlton, Minnesota 2 $ 745,000 $ 372,500 $ 58,000
Ramsey, Minnesota 2 $ 344,000 $ 172,000 $ 0
Buchanan, Missouri 2 $ 321,000 $ 160,500 $ 107,000
Pulaski, Missouri 2 $ 336,000 $ 168,000 $ 0
St. Louis City, Missouri 2 $ 375,000 $ 187,500 $ 45,000
Taney, Missouri 2 $ 586,000 $ 293,000 $ 79,000
Flathead, Montana 2 $ 794,000 $ 397,000 $ 163,000
Gallatin, Montana 2 $ 442,000 $ 221,000 $ 65,000
Ravalli, Montana 2 $ 400,000 $ 200,000 $ 92,000
Grafton, New Hampshire 2 $ 516,000 $ 258,000 $ 14,000
Strafford, New Hampshire 2 $ 598,000 $ 299,000 $ 175,000
Essex, New Jersey 2 $ 511,000 $ 255,500 $ 136,000
Gloucester, New Jersey 2 $ 581,000 $ 290,500 $ 105,000
Los Alamos, New Mexico 2 $ 720,000 $ 360,000 $ 85,000
Jefferson, New York 2 $ 415,000 $ 207,500 $ 99,000
Orange, New York 2 $ 637,000 $ 318,500 $ 35,000
Putnam, New York 2 $ 541,000 $ 270,500 $ 74,000
Sullivan, New York 2 $ 405,000 $ 202,500 $ 238,000
Burke, North Carolina 2 $ 914,000 $ 457,000 $ 0
Catawba, North Carolina 2 $ 678,000 $ 339,000 $ 0
Davidson, North Carolina 2 $ 506,000 $ 253,000 $ 102,000
Henderson, North Carolina 2 $ 348,000 $ 174,000 $ 60,000
Hoke, North Carolina 2 $ 383,000 $ 191,500 $ 0
Iredell, North Carolina 2 $ 421,000 $ 210,500 $ 111,000
Johnston, North Carolina 2 $ 495,000 $ 247,500 $ 115,000
Lincoln, North Carolina 2 $ 546,000 $ 273,000 $ 0
New Hanover, North Carolina 2 $ 939,000 $ 469,500 $ 181,000
Union, North Carolina 2 $ 597,000 $ 298,500 $ 130,000
Fairfield, Ohio 2 $ 469,000 $ 234,500 $ 112,000
Medina, Ohio 2 $ 340,000 $ 170,000 $ 46,000
Montgomery, Ohio 2 $ 229,000 $ 114,500 $ 44,000
Rogers, Oklahoma 2 $ 450,000 $ 225,000 $ 121,000
Columbia, Oregon 2 $ 489,000 $ 244,500 $ 0
Curry, Oregon 2 $ 442,000 $ 221,000 $ 70,000
Jackson, Oregon 2 $ 758,000 $ 379,000 $ 160,000
Josephine, Oregon 2 $ 541,000 $ 270,500 $ 62,000
Malheur, Oregon 2 $ 411,000 $ 205,500 $ 49,000
Beaver, Pennsylvania 2 $ 403,000 $ 201,500 $ 87,000
Delaware, Pennsylvania 2 $ 549,000 $ 274,500 $ 117,000
Philadelphia, Pennsylvania 2 $ 480,000 $ 240,000 $ 53,000
Bristol, Rhode Island 2 $ 511,000 $ 255,500 $ 109,000
Kent, Rhode Island 2 $ 447,000 $ 223,500 $ 118,000
Newport, Rhode Island 2 $ 417,000 $ 208,500 $ 192,000
Horry, South Carolina 2 $ 361,000 $ 180,500 $ 35,000
Kershaw, South Carolina 2 $ 634,000 $ 317,000 $ 51,000
Lancaster, South Carolina 2 $ 563,000 $ 281,500 $ 71,000
York, South Carolina 2 $ 426,000 $ 213,000 $ 48,000
Rutherford, Tennessee 2 $ 442,000 $ 221,000 $ 57,000
Sullivan, Tennessee 2 $ 854,000 $ 427,000 $ 206,000
Tipton, Tennessee 2 $ 423,000 $ 211,500 $ 0
Washington, Tennessee 2 $ 442,000 $ 221,000 $ 30,000
Williamson, Tennessee 2 $ 753,000 $ 376,500 $ 48,000
Aransas, Texas 2 $ 565,000 $ 282,500 $ 157,000
Brazos, Texas 2 $ 441,000 $ 220,500 $ 206,000
Hays, Texas 2 $ 1,734,000 $ 867,000 $ 141,000
Nueces, Texas 2 $ 551,000 $ 275,500 $ 62,000
Williamson, Texas 2 $ 425,000 $ 212,500 $ 129,000
Summit, Utah 2 $ 1,319,000 $ 659,500 $ 61,000
Weber, Utah 2 $ 463,000 $ 231,500 $ 126,000
Chesterfield, Virginia 2 $ 661,000 $ 330,500 $ 87,000
Fairfax City, Virginia 2 $ 1,471,000 $ 735,500 $ 103,000
Greene, Virginia 2 $ 497,000 $ 248,500 $ 0
Hampton, Virginia 2 $ 478,000 $ 239,000 $ 54,000
James City, Virginia 2 $ 653,000 $ 326,500 $ 111,000
Newport News, Virginia 2 $ 383,000 $ 191,500 $ 41,000
Lewis, Washington 2 $ 712,000 $ 356,000 $ 82,000
Mason, Washington 2 $ 511,000 $ 255,500 $ 88,000
Whatcom, Washington 2 $ 661,000 $ 330,500 $ 91,000
Cabell, West Virginia 2 $ 825,000 $ 412,500 $ 117,000
Calumet, Wisconsin 2 $ 361,000 $ 180,500 $ 52,000
Door, Wisconsin 2 $ 443,000 $ 221,500 $ 120,000
Jefferson, Wisconsin 2 $ 540,000 $ 270,000 $ 84,000
Marathon, Wisconsin 2 $ 261,000 $ 130,500 $ 51,000
Outagamie, Wisconsin 2 $ 312,000 $ 156,000 $ 0
Rock, Wisconsin 2 $ 332,000 $ 166,000 $ 67,000
Natrona, Wyoming 2 $ 442,000 $ 221,000 $ 82,000
Park, Wyoming 2 $ 489,000 $ 244,500 $ 91,000
Bibb, Alabama 1 $ 230,000 $ 230,000 $ 135,000
Coffee, Alabama 1 $ 305,000 $ 305,000 $ 0
Lauderdale, Alabama 1 $ 240,000 $ 240,000 $ 78,000
Lawrence, Alabama 1 $ 285,000 $ 285,000 $ 70,000
Lee, Alabama 1 $ 169,000 $ 169,000 $ 0
Tuscaloosa, Alabama 1 $ 506,000 $ 506,000 $ 235,000
Apache, Arizona 1 $ 288,000 $ 288,000 $ 0
Cochise, Arizona 1 $ 254,000 $ 254,000 $ 0
Gila, Arizona 1 $ 180,000 $ 180,000 $ 0
La Paz, Arizona 1 $ 169,000 $ 169,000 $ 0
Yuma, Arizona 1 $ 180,000 $ 180,000 $ 0
Greene, Arkansas 1 $ 141,000 $ 141,000 $ 0
Marion, Arkansas 1 $ 430,000 $ 430,000 $ 0
Amador, California 1 $ 256,000 $ 256,000 $ 79,000
Calaveras, California 1 $ 329,000 $ 329,000 $ 129,000
Del Norte, California 1 $ 260,000 $ 260,000 $ 93,000
Imperial, California 1 $ 408,000 $ 408,000 $ 240,000
Napa, California 1 $ 265,000 $ 265,000 $ 0
Shasta, California 1 $ 283,000 $ 283,000 $ 0
Sutter, California 1 $ 348,000 $ 348,000 $ 0
Tehama, California 1 $ 275,000 $ 275,000 $ 62,000
Yolo, California 1 $ 334,000 $ 334,000 $ 87,000
Yuba, California 1 $ 398,000 $ 398,000 $ 101,000
Conejos, Colorado 1 $ 443,000 $ 443,000 $ 0
Delta, Colorado 1 $ 72,000 $ 72,000 $ 0
Garfield, Colorado 1 $ 378,000 $ 378,000 $ 52,000
La Plata, Colorado 1 $ 238,000 $ 238,000 $ 0
Montezuma, Colorado 1 $ 90,000 $ 90,000 $ 51,000
Montrose, Colorado 1 $ 299,000 $ 299,000 $ 0
Phillips, Colorado 1 $ 254,000 $ 254,000 $ 69,000
San Miguel, Colorado 1 $ 240,000 $ 240,000 $ 308,000
Teller, Colorado 1 $ 333,000 $ 333,000 $ 46,000
Baker, Florida 1 $ 272,000 $ 272,000 $ 0
Bay, Florida 1 $ 234,000 $ 234,000 $ 158,000
Charlotte, Florida 1 $ 115,000 $ 115,000 $ 59,000
Citrus, Florida 1 $ 200,000 $ 200,000 $ 61,000
Columbia, Florida 1 $ 56,000 $ 56,000 $ 33,000
Gilchrist, Florida 1 $ 243,000 $ 243,000 $ 57,000
Hernando, Florida 1 $ 181,000 $ 181,000 $ 325,000
Martin, Florida 1 $ 304,000 $ 304,000 $ 173,000
Nassau, Florida 1 $ 286,000 $ 286,000 $ 63,000
Putnam, Florida 1 $ 415,000 $ 415,000 $ 108,000
Walton, Florida 1 $ 143,000 $ 143,000 $ 104,000
Barrow, Georgia 1 $ 133,000 $ 133,000 $ 0
Bartow, Georgia 1 $ 200,000 $ 200,000 $ 60,000
Bulloch, Georgia 1 $ 156,000 $ 156,000 $ 0
Carroll, Georgia 1 $ 132,000 $ 132,000 $ 0
Dougherty, Georgia 1 $ 523,000 $ 523,000 $ 199,000
Harris, Georgia 1 $ 374,000 $ 374,000 $ 88,000
Jackson, Georgia 1 $ 151,000 $ 151,000 $ 50,000
Lanier, Georgia 1 $ 128,000 $ 128,000 $ 0
Page:

Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,598 $1,073,564,000 $298,000 $1,500,000 $106,000 $1,756,000
Home Purchase 1,395 $360,353,000 $258,000 $1,350,000 $104,000 $1,389,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,725 $1,085,086,000 $291,000 $1,500,000 $111,000 $1,756,000
Hispanic 425 $97,347,000 $229,000 $1,119,000 $70,000 $702,000
Black or African American 323 $82,628,000 $255,000 $794,000 $75,000 $1,336,000
Not Provided 271 $90,893,000 $335,000 $1,095,000 $108,000 $637,000
Asian 210 $65,425,000 $311,000 $1,400,000 $124,000 $713,000
Native Hawaiian or Other Pacific Islander 17 $4,922,000 $289,000 $553,000 $92,000 $212,000
American Indian or Alaskan Native 15 $5,412,000 $360,000 $606,000 $82,000 $154,000
Not applicable 7 $2,204,000 $314,000 $453,000 $133,000 $358,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,484 $675,889,000 $272,000 $1,500,000 $142,000 $1,756,000
VA-guaranteed (Veterans Administration) 1,642 $572,068,000 $348,000 $1,350,000 $76,000 $1,074,000
FHA-insured (Federal Housing Administration) 866 $185,638,000 $214,000 $737,000 $55,000 $1,336,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $322,000 $322,000 $322,000 $89,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,226 $1,219,221,000 $288,000 $1,490,000 $105,000 $1,756,000
Application Withdrawn By Applicant 510 $145,023,000 $284,000 $1,500,000 $112,000 $1,710,000
Application Approved But Not Accepted 117 $33,346,000 $285,000 $715,000 $97,000 $341,000
Application Denied By Financial Institution 99 $26,205,000 $264,000 $830,000 $96,000 $484,000
File Closed For Incompleteness 41 $10,122,000 $246,000 $1,000,000 $137,000 $1,408,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 25 $7,451,000 $298,000 $724,000 $106,000 $314,000
Debt-To-Income Ratio 24 $5,451,000 $227,000 $798,000 $76,000 $361,000
Credit History 21 $4,427,000 $210,000 $465,000 $86,000 $288,000
Collateral 17 $4,398,000 $258,000 $650,000 $103,000 $484,000
Unverifiable Information 6 $2,283,000 $380,000 $815,000 $155,000 $248,000
Employment History 2 $1,154,000 $577,000 $830,000 $123,000 $246,000
Insufficient Cash (Downpayment, Closing Cost) 2 $539,000 $269,000 $294,000 $74,000 $78,000
Mortgage Insurance Denied 1 $195,000 $195,000 $195,000 $56,000 $56,000
Credit Application Incomplete 1 $307,000 $307,000 $307,000 $80,000 $80,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List