The Federal Savings Bank Mortgage Lending & HMDA Data, 2012
In 2012, The Federal Savings Bank of Chicago, IL reported 4,993 mortgage applications totaling $1.4 billion, up 1432% from 2011. The average application was for $287,185, and applicants reported an average income of $105,441. 85% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (1,437), Washington-Arlington-Alexandria, DC-VA-MD-WV (213) and New York-White Plains-Wayne, NY-NJ (189) (applications in parentheses).
| Mortgage Company & Address | The Federal Savings Bank 300 N Elizabeth Street, Ste 3e Chicago, IL 60639 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,993 |
| Total Mortgage Loan Application Amount | $1,433,917,000 |
| Average Mortgage Loan Application Amount | $287,185 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $105,441 |
| Highest Applicant Income | $1,756,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 1,437 | $ 346,362,000 | $ 241,031 | $ 117,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 213 | $ 96,750,000 | $ 454,225 | $ 110,525 |
| New York-White Plains-Wayne, NY-NJ | 189 | $ 66,367,000 | $ 351,148 | $ 99,661 |
| Kansas City, MO-KS | 171 | $ 37,714,000 | $ 220,549 | $ 81,152 |
| Lake County-Kenosha County, IL-WI | 131 | $ 42,426,000 | $ 323,862 | $ 161,984 |
| Atlanta-Sandy Springs-Marietta, GA | 91 | $ 24,400,000 | $ 268,131 | $ 96,000 |
| San Diego-Carlsbad-San Marcos, CA | 79 | $ 31,740,000 | $ 401,772 | $ 110,000 |
| Edison-New Brunswick, NJ | 67 | $ 18,379,000 | $ 274,313 | $ 134,000 |
| Milwaukee-Waukesha-West Allis, WI | 63 | $ 15,131,000 | $ 240,174 | $ 89,000 |
| Nassau-Suffolk, NY | 60 | $ 19,896,000 | $ 331,600 | $ 105,000 |
| Denver-Aurora-Broomfield, CO | 58 | $ 16,826,000 | $ 290,103 | $ 78,000 |
| Los Angeles-Long Beach-Glendale, CA | 55 | $ 19,892,000 | $ 361,672 | $ 107,000 |
| Orlando-Kissimmee-Sanford, FL | 49 | $ 10,802,000 | $ 220,448 | $ 76,000 |
| Houston-Sugar Land-Baytown, TX | 46 | $ 13,147,000 | $ 285,804 | $ 121,000 |
| Baltimore-Towson, MD | 45 | $ 15,672,000 | $ 348,266 | $ 100,000 |
| Phoenix-Mesa-Glendale, AZ | 43 | $ 12,258,000 | $ 285,069 | $ 67,000 |
| Santa Ana-Anaheim-Irvine, CA | 41 | $ 17,520,000 | $ 427,317 | $ 96,000 |
| Riverside-San Bernardino-Ontario, CA | 39 | $ 10,697,000 | $ 274,282 | $ 84,000 |
| Dallas-Plano-Irving, TX | 37 | $ 9,689,000 | $ 261,864 | $ 91,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 37 | $ 12,480,000 | $ 337,297 | $ 77,783 |
| Seattle-Bellevue-Everett, WA | 37 | $ 13,496,000 | $ 364,756 | $ 122,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 35 | $ 12,363,000 | $ 353,228 | $ 77,885 |
| Bethesda-Rockville-Frederick, MD | 34 | $ 13,471,000 | $ 396,205 | $ 139,000 |
| Las Vegas-Paradise, NV | 33 | $ 8,345,000 | $ 252,878 | $ 98,000 |
| Honolulu, HI | 32 | $ 17,657,000 | $ 551,781 | $ 110,000 |
| Huntsville, AL | 30 | $ 9,077,000 | $ 302,566 | $ 84,000 |
| San Antonio-New Braunfels, TX | 30 | $ 8,056,000 | $ 268,533 | $ 92,000 |
| Oakland-Fremont-Hayward, CA | 28 | $ 12,563,000 | $ 448,678 | $ 178,000 |
| Tampa-St. Petersburg-Clearwater, FL | 27 | $ 6,521,000 | $ 241,518 | $ 114,000 |
| Warren-Troy-Farmington Hills, MI | 26 | $ 6,163,000 | $ 237,038 | $ 92,000 |
| Philadelphia, PA | 24 | $ 7,858,000 | $ 327,416 | $ 125,000 |
| St. Louis, MO-IL | 24 | $ 5,121,000 | $ 213,375 | $ 96,500 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 23 | $ 8,669,000 | $ 376,913 | $ 103,695 |
| Jacksonville, FL | 22 | $ 7,285,000 | $ 331,136 | $ 53,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 21 | $ 4,342,000 | $ 206,761 | $ 54,000 |
| Newark-Union, NJ-PA | 21 | $ 8,507,000 | $ 405,095 | $ 169,000 |
| Cambridge-Newton-Framingham, MA | 20 | $ 7,169,000 | $ 358,450 | $ 138,000 |
| Camden, NJ | 20 | $ 4,587,000 | $ 229,350 | $ 70,000 |
| Providence-New Bedford-Fall River, RI-MA | 20 | $ 5,782,000 | $ 289,100 | $ 159,200 |
| Gary, IN | 19 | $ 3,688,000 | $ 194,105 | $ 124,000 |
| Albuquerque, NM | 18 | $ 6,415,000 | $ 356,388 | $ 113,000 |
| Boston-Quincy, MA | 18 | $ 6,164,000 | $ 342,444 | $ 135,000 |
| Charleston-North Charleston-Summerville, SC | 18 | $ 5,583,000 | $ 310,166 | $ 85,000 |
| Colorado Springs, CO | 18 | $ 5,566,000 | $ 309,222 | $ 44,000 |
| North Port-Bradenton-Sarasota, FL | 18 | $ 5,217,000 | $ 289,833 | $ 140,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 18 | $ 5,624,000 | $ 312,444 | $ 78,000 |
| Tacoma, WA | 18 | $ 6,567,000 | $ 364,833 | $ 126,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 16 | $ 4,605,000 | $ 287,812 | $ 93,000 |
| Indianapolis-Carmel, IN | 16 | $ 5,389,000 | $ 336,812 | $ 50,000 |
| San Francisco-San Mateo-Redwood City, CA | 16 | $ 8,868,000 | $ 554,250 | $ 104,000 |
| Raleigh-Cary, NC | 15 | $ 3,968,000 | $ 264,533 | $ 103,000 |
| Tucson, AZ | 15 | $ 4,738,000 | $ 315,866 | $ 102,000 |
| Columbus, OH | 14 | $ 3,710,000 | $ 265,000 | $ 113,000 |
| Fort Worth-Arlington, TX | 14 | $ 2,948,000 | $ 210,571 | $ 112,000 |
| Austin-Round Rock-San Marcos, TX | 13 | $ 4,656,000 | $ 358,153 | $ 95,000 |
| Columbia, SC | 13 | $ 3,515,000 | $ 270,384 | $ 63,000 |
| Reno-Sparks, NV | 13 | $ 3,776,000 | $ 290,461 | $ 93,000 |
| Salt Lake City, UT | 13 | $ 4,836,000 | $ 372,000 | $ 86,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 13 | $ 7,315,000 | $ 562,692 | $ 142,000 |
| Boise City-Nampa, ID | 12 | $ 2,730,000 | $ 227,500 | $ 36,000 |
| Louisville/Jefferson County, KY-IN | 12 | $ 3,278,000 | $ 273,166 | $ 100,166 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 3,169,000 | $ 264,083 | $ 30,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 12 | $ 2,890,000 | $ 240,833 | $ 112,000 |
| Birmingham-Hoover, AL | 11 | $ 2,698,000 | $ 245,272 | $ 99,000 |
| Grand Junction, CO | 11 | $ 1,792,000 | $ 162,909 | $ 9,000 |
| Manchester-Nashua, NH | 11 | $ 3,640,000 | $ 330,909 | $ 166,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 2,910,000 | $ 264,545 | $ 180,000 |
| Richmond, VA | 11 | $ 4,928,000 | $ 448,000 | $ 172,000 |
| Cape Coral-Fort Myers, FL | 10 | $ 2,370,000 | $ 237,000 | $ 113,000 |
| Davenport-Moline-Rock Island, IA-IL | 10 | $ 1,718,000 | $ 171,800 | $ 78,000 |
| Fayetteville, NC | 10 | $ 3,668,000 | $ 366,800 | $ 183,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 2,217,000 | $ 221,700 | $ 125,000 |
| Gulfport-Biloxi, MS | 10 | $ 1,588,000 | $ 158,800 | $ 349,000 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 2,379,000 | $ 237,900 | $ 86,000 |
| New Haven-Milford, CT | 10 | $ 2,860,000 | $ 286,000 | $ 169,000 |
| Oklahoma City, OK | 10 | $ 2,968,000 | $ 296,800 | $ 127,000 |
| Springfield, MA | 10 | $ 2,295,000 | $ 229,500 | $ 28,000 |
| Wilmington, DE-MD-NJ | 10 | $ 2,299,000 | $ 229,900 | $ 68,000 |
| Bremerton-Silverdale, WA | 9 | $ 2,954,000 | $ 328,222 | $ 74,000 |
| Cincinnati-Middletown, OH-KY-IN | 9 | $ 2,516,000 | $ 279,555 | $ 94,444 |
| Clarksville, TN-KY | 9 | $ 1,808,000 | $ 200,888 | $ 44,000 |
| Cleveland-Elyria-Mentor, OH | 9 | $ 1,905,000 | $ 211,666 | $ 74,000 |
| Madison, WI | 9 | $ 2,470,000 | $ 274,444 | $ 72,000 |
| Naples-Marco Island, FL | 9 | $ 2,568,000 | $ 285,333 | $ 170,000 |
| Anchorage, AK | 8 | $ 2,954,000 | $ 369,250 | $ 79,000 |
| Champaign-Urbana, IL | 8 | $ 1,471,000 | $ 183,875 | $ 62,000 |
| Detroit-Livonia-Dearborn, MI | 8 | $ 1,833,000 | $ 229,125 | $ 116,000 |
| Knoxville, TN | 8 | $ 2,829,000 | $ 353,625 | $ 79,000 |
| Memphis, TN-MS-AR | 8 | $ 1,828,000 | $ 228,500 | $ 56,625 |
| New Orleans-Metairie-Kenner, LA | 8 | $ 2,286,000 | $ 285,750 | $ 53,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 3,385,000 | $ 423,125 | $ 133,000 |
| Peabody, MA | 8 | $ 2,438,000 | $ 304,750 | $ 102,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 2,076,000 | $ 259,500 | $ 108,000 |
| Rockingham County-Strafford County, NH | 8 | $ 2,399,000 | $ 299,875 | $ 110,000 |
| Albany-Schenectady-Troy, NY | 7 | $ 1,475,000 | $ 210,714 | $ 80,000 |
| Asheville, NC | 7 | $ 2,029,000 | $ 289,857 | $ 81,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,581,000 | $ 225,857 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 7 | $ 3,285,000 | $ 469,285 | $ 128,000 |
| Greenville-Mauldin-Easley, SC | 7 | $ 1,787,000 | $ 255,285 | $ 72,000 |
| Niles-Benton Harbor, MI | 7 | $ 2,209,000 | $ 315,571 | $ 163,000 |
| Olympia, WA | 7 | $ 2,249,000 | $ 321,285 | $ 115,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 2,726,000 | $ 389,428 | $ 216,428 |
| Pittsburgh, PA | 7 | $ 1,262,000 | $ 180,285 | $ 102,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 7 | $ 3,178,000 | $ 454,000 | $ 66,000 |
| Worcester, MA | 7 | $ 1,830,000 | $ 261,428 | $ 75,000 |
| Barnstable Town, MA | 6 | $ 1,683,000 | $ 280,500 | $ 49,000 |
| Dayton, OH | 6 | $ 1,235,000 | $ 205,833 | $ 78,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,171,000 | $ 195,166 | $ 79,000 |
| Elizabethtown, KY | 6 | $ 1,788,000 | $ 298,000 | $ 75,000 |
| Greensboro-High Point, NC | 6 | $ 1,600,000 | $ 266,666 | $ 86,000 |
| Jackson, MS | 6 | $ 1,611,000 | $ 268,500 | $ 122,000 |
| Lawrence, KS | 6 | $ 1,272,000 | $ 212,000 | $ 60,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,288,000 | $ 214,666 | $ 72,000 |
| Ogden-Clearfield, UT | 6 | $ 1,682,000 | $ 280,333 | $ 69,000 |
| Portland-South Portland-Biddeford, ME | 6 | $ 1,827,000 | $ 304,500 | $ 67,000 |
| Tulsa, OK | 6 | $ 1,389,000 | $ 231,500 | $ 98,000 |
| Chattanooga, TN-GA | 5 | $ 1,422,000 | $ 284,400 | $ 66,000 |
| Fresno, CA | 5 | $ 1,313,000 | $ 262,600 | $ 157,000 |
| Gainesville, FL | 5 | $ 939,000 | $ 187,800 | $ 59,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 1,868,000 | $ 373,600 | $ 102,200 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,883,000 | $ 376,600 | $ 13,000 |
| Killeen-Temple-Fort Hood, TX | 5 | $ 801,000 | $ 160,200 | $ 15,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 907,000 | $ 181,400 | $ 40,000 |
| Montgomery, AL | 5 | $ 1,477,000 | $ 295,400 | $ 111,000 |
| Ocala, FL | 5 | $ 898,000 | $ 179,600 | $ 32,000 |
| Pascagoula, MS | 5 | $ 769,000 | $ 153,800 | $ 319,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 5 | $ 1,639,000 | $ 327,800 | $ 162,000 |
| Rockford, IL | 5 | $ 742,000 | $ 148,400 | $ 53,000 |
| Salinas, CA | 5 | $ 1,967,000 | $ 393,400 | $ 145,000 |
| Santa Fe, NM | 5 | $ 1,287,000 | $ 257,400 | $ 99,000 |
| Shreveport-Bossier City, LA | 5 | $ 1,714,000 | $ 342,800 | $ 71,000 |
| Spokane, WA | 5 | $ 1,691,000 | $ 338,200 | $ 40,000 |
| Valdosta, GA | 5 | $ 627,000 | $ 125,400 | $ 57,000 |
| Wichita, KS | 5 | $ 1,143,000 | $ 228,600 | $ 11,000 |
| York-Hanover, PA | 5 | $ 1,377,000 | $ 275,400 | $ 58,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 1,001,000 | $ 250,250 | $ 110,000 |
| Appleton, WI | 4 | $ 673,000 | $ 168,250 | $ 26,000 |
| Binghamton, NY | 4 | $ 620,000 | $ 155,000 | $ 66,000 |
| Boulder, CO | 4 | $ 1,054,000 | $ 263,500 | $ 19,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 715,000 | $ 178,750 | $ 90,000 |
| Cheyenne, WY | 4 | $ 991,000 | $ 247,750 | $ 11,000 |
| Chico, CA | 4 | $ 870,000 | $ 217,500 | $ 106,000 |
| Columbus, GA-AL | 4 | $ 1,148,000 | $ 287,000 | $ 109,000 |
| Corpus Christi, TX | 4 | $ 1,116,000 | $ 279,000 | $ 109,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,159,000 | $ 289,750 | $ 96,000 |
| El Paso, TX | 4 | $ 1,008,000 | $ 252,000 | $ 66,000 |
| Eugene-Springfield, OR | 4 | $ 776,000 | $ 194,000 | $ 53,000 |
| Goldsboro, NC | 4 | $ 876,000 | $ 219,000 | $ 65,000 |
| Great Falls, MT | 4 | $ 589,000 | $ 147,250 | $ 0 |
| Greeley, CO | 4 | $ 867,000 | $ 216,750 | $ 31,000 |
| Green Bay, WI | 4 | $ 862,000 | $ 215,500 | $ 64,000 |
| Holland-Grand Haven, MI | 4 | $ 1,037,000 | $ 259,250 | $ 206,000 |
| Jacksonville, NC | 4 | $ 907,000 | $ 226,750 | $ 72,000 |
| Kingston, NY | 4 | $ 823,000 | $ 205,750 | $ 144,000 |
| Lancaster, PA | 4 | $ 959,000 | $ 239,750 | $ 47,000 |
| Mobile, AL | 4 | $ 757,000 | $ 189,250 | $ 34,000 |
| Provo-Orem, UT | 4 | $ 996,000 | $ 249,000 | $ 63,000 |
| Racine, WI | 4 | $ 757,000 | $ 189,250 | $ 78,000 |
| Rochester, NY | 4 | $ 783,000 | $ 195,750 | $ 168,000 |
| Salem, OR | 4 | $ 1,246,000 | $ 311,500 | $ 76,000 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 1,296,000 | $ 324,000 | $ 78,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 1,758,000 | $ 439,500 | $ 109,000 |
| Savannah, GA | 4 | $ 928,000 | $ 232,000 | $ 81,000 |
| Springfield, MO | 4 | $ 1,019,000 | $ 254,750 | $ 77,000 |
| Stockton, CA | 4 | $ 1,255,000 | $ 313,750 | $ 62,000 |
| Vallejo-Fairfield, CA | 4 | $ 1,764,000 | $ 441,000 | $ 141,000 |
| Bakersfield-Delano, CA | 3 | $ 627,000 | $ 209,000 | $ 13,000 |
| Baton Rouge, LA | 3 | $ 529,000 | $ 176,333 | $ 50,000 |
| Dothan, AL | 3 | $ 643,000 | $ 214,333 | $ 61,000 |
| Duluth, MN-WI | 3 | $ 897,000 | $ 299,000 | $ 52,000 |
| Durham-Chapel Hill, NC | 3 | $ 1,176,000 | $ 392,000 | $ 70,000 |
| Fort Collins-Loveland, CO | 3 | $ 1,349,000 | $ 449,666 | $ 49,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 393,000 | $ 131,000 | $ 57,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 1,064,000 | $ 354,666 | $ 78,000 |
| Kalamazoo-Portage, MI | 3 | $ 1,134,000 | $ 378,000 | $ 182,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 1,059,000 | $ 353,000 | $ 172,666 |
| Lakeland-Winter Haven, FL | 3 | $ 752,000 | $ 250,666 | $ 34,000 |
| Lansing-East Lansing, MI | 3 | $ 591,000 | $ 197,000 | $ 107,000 |
| Las Cruces, NM | 3 | $ 855,000 | $ 285,000 | $ 66,000 |
| Lexington-Fayette, KY | 3 | $ 868,000 | $ 289,333 | $ 137,000 |
| Missoula, MT | 3 | $ 784,000 | $ 261,333 | $ 52,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,161,000 | $ 387,000 | $ 35,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 681,000 | $ 227,000 | $ 35,000 |
| Pittsfield, MA | 3 | $ 733,000 | $ 244,333 | $ 41,000 |
| Prescott, AZ | 3 | $ 1,346,000 | $ 448,666 | $ 85,000 |
| Santa Rosa-Petaluma, CA | 3 | $ 973,000 | $ 324,333 | $ 153,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 870,000 | $ 290,000 | $ 258,333 |
| Spartanburg, SC | 3 | $ 920,000 | $ 306,666 | $ 96,000 |
| St. George, UT | 3 | $ 718,000 | $ 239,333 | $ 75,000 |
| Toledo, OH | 3 | $ 723,000 | $ 241,000 | $ 111,000 |
| Visalia-Porterville, CA | 3 | $ 501,000 | $ 167,000 | $ 22,000 |
| Warner Robins, GA | 3 | $ 620,000 | $ 206,666 | $ 64,000 |
| Wenatchee-East Wenatchee, WA | 3 | $ 764,000 | $ 254,666 | $ 26,000 |
| Wilmington, NC | 3 | $ 1,202,000 | $ 400,666 | $ 184,000 |
| Albany, GA | 2 | $ 671,000 | $ 335,500 | $ 151,000 |
| Ann Arbor, MI | 2 | $ 595,000 | $ 297,500 | $ 130,000 |
| Bellingham, WA | 2 | $ 661,000 | $ 330,500 | $ 91,000 |
| Billings, MT | 2 | $ 318,000 | $ 159,000 | $ 243,000 |
| Bloomington, IN | 2 | $ 394,000 | $ 197,000 | $ 44,000 |
| Casper, WY | 2 | $ 442,000 | $ 221,000 | $ 82,000 |
| Charlottesville, VA | 2 | $ 497,000 | $ 248,500 | $ 0 |
| Coeur D'Alene, ID | 2 | $ 694,000 | $ 347,000 | $ 132,000 |
| College Station-Bryan, TX | 2 | $ 441,000 | $ 220,500 | $ 206,000 |
| Flagstaff, AZ | 2 | $ 562,000 | $ 281,000 | $ 277,000 |
| Iowa City, IA | 2 | $ 916,000 | $ 458,000 | $ 45,000 |
| Janesville, WI | 2 | $ 332,000 | $ 166,000 | $ 67,000 |
| Johnson City, TN | 2 | $ 442,000 | $ 221,000 | $ 30,000 |
| Manhattan, KS | 2 | $ 381,000 | $ 190,500 | $ 26,000 |
| Medford, OR | 2 | $ 758,000 | $ 379,000 | $ 160,000 |
| Modesto, CA | 2 | $ 287,000 | $ 143,500 | $ 237,000 |
| Monroe, MI | 2 | $ 364,000 | $ 182,000 | $ 92,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 361,000 | $ 180,500 | $ 35,000 |
| Norwich-New London, CT | 2 | $ 804,000 | $ 402,000 | $ 197,000 |
| Palm Coast, FL | 2 | $ 468,000 | $ 234,000 | $ 65,000 |
| Sebastian-Vero Beach, FL | 2 | $ 721,000 | $ 360,500 | $ 163,000 |
| St. Joseph, MO-KS | 2 | $ 321,000 | $ 160,500 | $ 107,000 |
| Tallahassee, FL | 2 | $ 560,000 | $ 280,000 | $ 45,000 |
| Wausau, WI | 2 | $ 261,000 | $ 130,500 | $ 51,000 |
| Yuba City, CA | 2 | $ 746,000 | $ 373,000 | $ 50,000 |
| Anderson, IN | 1 | $ 150,000 | $ 150,000 | $ 84,000 |
| Anderson, SC | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Auburn-Opelika, AL | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Bangor, ME | 1 | $ 323,000 | $ 323,000 | $ 250,000 |
| Battle Creek, MI | 1 | $ 277,000 | $ 277,000 | $ 144,000 |
| Bloomington-Normal, IL | 1 | $ 354,000 | $ 354,000 | $ 171,000 |
| Bowling Green, KY | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Burlington, NC | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Burlington-South Burlington, VT | 1 | $ 417,000 | $ 417,000 | $ 217,000 |
| Canton-Massillon, OH | 1 | $ 317,000 | $ 317,000 | $ 76,000 |
| Carson City, NV | 1 | $ 276,000 | $ 276,000 | $ 76,000 |
| Cedar Rapids, IA | 1 | $ 550,000 | $ 550,000 | $ 189,000 |
| Charleston, WV | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
| Columbia, MO | 1 | $ 116,000 | $ 116,000 | $ 56,000 |
| Corvallis, OR | 1 | $ 221,000 | $ 221,000 | $ 62,000 |
| Dalton, GA | 1 | $ 161,000 | $ 161,000 | $ 110,000 |
| Decatur, AL | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Des Moines-West Des Moines, IA | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Dubuque, IA | 1 | $ 123,000 | $ 123,000 | $ 0 |
| El Centro, CA | 1 | $ 408,000 | $ 408,000 | $ 240,000 |
| Elkhart-Goshen, IN | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Florence, SC | 1 | $ 240,000 | $ 240,000 | $ 136,000 |
| Florence-Muscle Shoals, AL | 1 | $ 240,000 | $ 240,000 | $ 78,000 |
| Fond Du Lac, WI | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Fort Smith, AR-OK | 1 | $ 177,000 | $ 177,000 | $ 61,000 |
| Glens Falls, NY | 1 | $ 360,000 | $ 360,000 | $ 180,000 |
| Grand Forks, ND-MN | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Greenville, NC | 1 | $ 179,000 | $ 179,000 | $ 82,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 172,000 | $ 172,000 | $ 109,000 |
| Jackson, MI | 1 | $ 122,000 | $ 122,000 | $ 44,000 |
| Johnstown, PA | 1 | $ 274,000 | $ 274,000 | $ 115,000 |
| Joplin, MO | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Kankakee-Bradley, IL | 1 | $ 134,000 | $ 134,000 | $ 55,000 |
| La Crosse, WI-MN | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| Lafayette, IN | 1 | $ 184,000 | $ 184,000 | $ 101,000 |
| Lafayette, LA | 1 | $ 521,000 | $ 521,000 | $ 104,000 |
| Lawton, OK | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Lebanon, PA | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Lincoln, NE | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Lynchburg, VA | 1 | $ 274,000 | $ 274,000 | $ 54,000 |
| Michigan City-La Porte, IN | 1 | $ 110,000 | $ 110,000 | $ 84,000 |
| Morristown, TN | 1 | $ 461,000 | $ 461,000 | $ 0 |
| Muncie, IN | 1 | $ 500,000 | $ 500,000 | $ 125,000 |
| Napa, CA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Ocean City, NJ | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Oshkosh-Neenah, WI | 1 | $ 215,000 | $ 215,000 | $ 178,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 234,000 | $ 234,000 | $ 158,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 330,000 | $ 330,000 | $ 136,000 |
| Peoria, IL | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Port St. Lucie, FL | 1 | $ 304,000 | $ 304,000 | $ 173,000 |
| Punta Gorda, FL | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Rapid City, SD | 1 | $ 833,000 | $ 833,000 | $ 163,000 |
| Redding, CA | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Roanoke, VA | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
| Salisbury, MD | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Scranton--Wilkes-Barre, PA | 1 | $ 216,000 | $ 216,000 | $ 90,000 |
| Sheboygan, WI | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| St. Cloud, MN | 1 | $ 194,000 | $ 194,000 | $ 83,000 |
| State College, PA | 1 | $ 256,000 | $ 256,000 | $ 131,000 |
| Syracuse, NY | 1 | $ 417,000 | $ 417,000 | $ 246,000 |
| Terre Haute, IN | 1 | $ 118,000 | $ 118,000 | $ 66,000 |
| Trenton-Ewing, NJ | 1 | $ 214,000 | $ 214,000 | $ 160,000 |
| Tuscaloosa, AL | 1 | $ 506,000 | $ 506,000 | $ 235,000 |
| Utica-Rome, NY | 1 | $ 207,000 | $ 207,000 | $ 89,000 |
| Wheeling, WV-OH | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Yuma, AZ | 1 | $ 180,000 | $ 180,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Federal Savings Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,598 | $1,073,564,000 | $298,000 | $1,500,000 | $106,000 | $1,756,000 |
| Home Purchase | 1,395 | $360,353,000 | $258,000 | $1,350,000 | $104,000 | $1,389,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,725 | $1,085,086,000 | $291,000 | $1,500,000 | $111,000 | $1,756,000 |
| Hispanic | 425 | $97,347,000 | $229,000 | $1,119,000 | $70,000 | $702,000 |
| Black or African American | 323 | $82,628,000 | $255,000 | $794,000 | $75,000 | $1,336,000 |
| Not Provided | 271 | $90,893,000 | $335,000 | $1,095,000 | $108,000 | $637,000 |
| Asian | 210 | $65,425,000 | $311,000 | $1,400,000 | $124,000 | $713,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,922,000 | $289,000 | $553,000 | $92,000 | $212,000 |
| American Indian or Alaskan Native | 15 | $5,412,000 | $360,000 | $606,000 | $82,000 | $154,000 |
| Not applicable | 7 | $2,204,000 | $314,000 | $453,000 | $133,000 | $358,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,484 | $675,889,000 | $272,000 | $1,500,000 | $142,000 | $1,756,000 |
| VA-guaranteed (Veterans Administration) | 1,642 | $572,068,000 | $348,000 | $1,350,000 | $76,000 | $1,074,000 |
| FHA-insured (Federal Housing Administration) | 866 | $185,638,000 | $214,000 | $737,000 | $55,000 | $1,336,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $322,000 | $322,000 | $322,000 | $89,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,226 | $1,219,221,000 | $288,000 | $1,490,000 | $105,000 | $1,756,000 |
| Application Withdrawn By Applicant | 510 | $145,023,000 | $284,000 | $1,500,000 | $112,000 | $1,710,000 |
| Application Approved But Not Accepted | 117 | $33,346,000 | $285,000 | $715,000 | $97,000 | $341,000 |
| Application Denied By Financial Institution | 99 | $26,205,000 | $264,000 | $830,000 | $96,000 | $484,000 |
| File Closed For Incompleteness | 41 | $10,122,000 | $246,000 | $1,000,000 | $137,000 | $1,408,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 25 | $7,451,000 | $298,000 | $724,000 | $106,000 | $314,000 |
| Debt-To-Income Ratio | 24 | $5,451,000 | $227,000 | $798,000 | $76,000 | $361,000 |
| Credit History | 21 | $4,427,000 | $210,000 | $465,000 | $86,000 | $288,000 |
| Collateral | 17 | $4,398,000 | $258,000 | $650,000 | $103,000 | $484,000 |
| Unverifiable Information | 6 | $2,283,000 | $380,000 | $815,000 | $155,000 | $248,000 |
| Employment History | 2 | $1,154,000 | $577,000 | $830,000 | $123,000 | $246,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $539,000 | $269,000 | $294,000 | $74,000 | $78,000 |
| Mortgage Insurance Denied | 1 | $195,000 | $195,000 | $195,000 | $56,000 | $56,000 |
| Credit Application Incomplete | 1 | $307,000 | $307,000 | $307,000 | $80,000 | $80,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Federal Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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