The First State Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for The First State Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | The First State Bank Po Box 295 Barboursville, WV 25504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 418 |
| Total Mortgage Loan Application Amount | $63,190,000 |
| Average Mortgage Loan Application Amount | $117,500 |
| Highest Mortgage Loan Application Amount | $975,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $969,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cabell County West Virginia | 81 | $ 8,685,000 | $ 107,000 | $ 102,000 |
| Muskingum County Ohio | 30 | $ 4,700,000 | $ 156,000 | $ 76,000 |
| Putnam County West Virginia | 27 | $ 4,675,000 | $ 173,000 | $ 99,000 |
| Kanawha County West Virginia | 18 | $ 2,260,000 | $ 125,000 | $ 69,000 |
| Perry County Ohio | 17 | $ 2,345,000 | $ 137,000 | $ 61,000 |
| Monongalia County West Virginia | 16 | $ 2,870,000 | $ 179,000 | $ 79,000 |
| Lawrence County Ohio | 14 | $ 1,900,000 | $ 135,000 | $ 81,000 |
| Putnam County Ohio | 12 | $ 2,450,000 | $ 204,000 | $ 97,000 |
| Hardy County West Virginia | 12 | $ 2,050,000 | $ 170,000 | $ 304,000 |
| Rockingham County Virginia | 11 | $ 1,925,000 | $ 175,000 | $ 66,000 |
| Licking County Ohio | 10 | $ 1,760,000 | $ 176,000 | $ 78,000 |
| Greenbrier County West Virginia | 9 | $ 2,445,000 | $ 271,000 | $ 169,000 |
| Pocahontas County West Virginia | 9 | $ 1,345,000 | $ 149,000 | $ 81,000 |
| Wood County West Virginia | 8 | $ 840,000 | $ 105,000 | $ 74,000 |
| Mason County Kentucky | 6 | $ 900,000 | $ 150,000 | $ 86,000 |
| Guernsey County Ohio | 6 | $ 610,000 | $ 101,000 | $ 58,000 |
| Stark County Ohio | 6 | $ 1,060,000 | $ 176,000 | $ 96,000 |
| Pendleton County West Virginia | 6 | $ 690,000 | $ 115,000 | $ 57,000 |
| Wayne County West Virginia | 6 | $ 800,000 | $ 133,000 | $ 70,000 |
| Washington County Ohio | 5 | $ 685,000 | $ 137,000 | $ 93,000 |
| Kenton County Kentucky | 4 | $ 590,000 | $ 147,000 | $ 95,000 |
| Ohio County Kentucky | 4 | $ 360,000 | $ 90,000 | $ 35,000 |
| Jackson County West Virginia | 4 | $ 610,000 | $ 152,000 | $ 69,000 |
| Dubois County Indiana | 3 | $ 405,000 | $ 135,000 | $ 106,000 |
| Auglaize County Ohio | 3 | $ 325,000 | $ 108,000 | $ 42,000 |
| Belmont County Ohio | 3 | $ 555,000 | $ 185,000 | $ 157,000 |
| Carroll County Ohio | 3 | $ 365,000 | $ 121,000 | $ 50,000 |
| Tuscarawas County Ohio | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Knox County Tennessee | 3 | $ 705,000 | $ 235,000 | $ 89,000 |
| Harrisonburg County Virginia | 3 | $ 585,000 | $ 195,000 | $ 86,000 |
| Marion County West Virginia | 3 | $ 305,000 | $ 101,000 | $ 60,000 |
| Cass County Michigan | 2 | $ 220,000 | $ 110,000 | $ 63,000 |
| Van Buren County Michigan | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Defiance County Ohio | 2 | $ 120,000 | $ 60,000 | $ 34,000 |
| Franklin County Ohio | 2 | $ 350,000 | $ 175,000 | $ 92,000 |
| Barbour County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
| Fayette County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Harrison County West Virginia | 2 | $ 370,000 | $ 185,000 | $ 81,000 |
| Lincoln County West Virginia | 2 | $ 400,000 | $ 200,000 | $ 47,000 |
| Mason County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 91,000 |
| Nicholas County West Virginia | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Broward County Florida | 1 | $ 45,000 | $ 45,000 | $ 285,000 |
| St. Johns County Florida | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Volusia County Florida | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Will County Illinois | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Crawford County Indiana | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| DeKalb County Indiana | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Vanderburgh County Indiana | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Boyd County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Carter County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Cumberland County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Fayette County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 118,000 |
| Fleming County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Jessamine County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Lawrence County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Lewis County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Montgomery County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Kent County Maryland | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Washington County Maryland | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Osceola County Michigan | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| St. Joseph County Michigan | 1 | $ 475,000 | $ 475,000 | $ 392,000 |
| Mecklenburg County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 112,000 |
| New Hanover County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Allen County Ohio | 1 | $ 375,000 | $ 375,000 | $ 133,000 |
| Columbiana County Ohio | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Fairfield County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 219,000 |
| Hocking County Ohio | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Noble County Ohio | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Shelby County Ohio | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Van Wert County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Franklin County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Charleston County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 200,000 |
| Collin County Texas | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Windham County Vermont | 1 | $ 145,000 | $ 145,000 | $ 427,000 |
| Alleghany County Virginia | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Augusta County Virginia | 1 | $ 175,000 | $ 175,000 | $ 87,000 |
| Bath County Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Richmond City County Virginia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Staunton County Virginia | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Brooke County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 76,000 |
| Grant County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lewis County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Marshall County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Ohio County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Raleigh County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Summers County West Virginia | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| Taylor County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Upshur County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 73,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for The First State Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 190 | $28,560,000 | $150,000 | $455,000 | $87,000 | $933,000 |
| Refinancing | 120 | $20,240,000 | $168,000 | $975,000 | $120,000 | $969,000 |
| Cash-out Refinancing | 73 | $10,355,000 | $141,000 | $415,000 | $83,000 | $390,000 |
| Not Applicable | 25 | $3,525,000 | $141,000 | $415,000 | $73,000 | $166,000 |
| Home Improvement | 6 | $270,000 | $45,000 | $155,000 | $60,000 | $80,000 |
| Other Purpose | 4 | $240,000 | $60,000 | $105,000 | $81,000 | $81,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 375 | $58,295,000 | $155,000 | $975,000 | $93,000 | $969,000 |
| Not Provided | 17 | $1,845,000 | $108,000 | $215,000 | $130,000 | $427,000 |
| Not applicable | 16 | $1,420,000 | $88,000 | $315,000 | $172,000 | $172,000 |
| Asian | 7 | $1,075,000 | $153,000 | $415,000 | $51,000 | $112,000 |
| Black or African American | 3 | $555,000 | $185,000 | $205,000 | $99,000 | $137,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 364 | $55,630,000 | $152,000 | $975,000 | $99,000 | $969,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $2,925,000 | $108,000 | $165,000 | $47,000 | $75,000 |
| FHA-insured (Federal Housing Administration) | 21 | $3,355,000 | $159,000 | $295,000 | $68,000 | $153,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,280,000 | $213,000 | $315,000 | $95,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 221 | $35,385,000 | $160,000 | $455,000 | $96,000 | $969,000 |
| Loan Originated | 147 | $19,595,000 | $133,000 | $475,000 | $97,000 | $430,000 |
| Application Denied By Financial Institution | 20 | $3,500,000 | $175,000 | $975,000 | $58,000 | $115,000 |
| Application Withdrawn By Applicant | 20 | $3,580,000 | $179,000 | $415,000 | $92,000 | $170,000 |
| Application Approved But Not Accepted | 9 | $1,025,000 | $113,000 | $215,000 | $74,000 | $149,000 |
| File Closed For Incompleteness | 1 | $105,000 | $105,000 | $105,000 | $57,000 | $57,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 398 | $59,690,000 | $149,000 | $475,000 | $96,000 | $969,000 |
| Collateral | 9 | $1,405,000 | $156,000 | $395,000 | $63,000 | $102,000 |
| Debt-To-Income Ratio | 7 | $1,555,000 | $222,000 | $975,000 | $53,000 | $115,000 |
| Unverifiable Information | 2 | $260,000 | $130,000 | $225,000 | $30,000 | $53,000 |
| Credit History | 1 | $185,000 | $185,000 | $185,000 | $85,000 | $85,000 |
| Other | 1 | $95,000 | $95,000 | $95,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.