The Home Lending Group, LLC Mortgage Lending & HMDA Data, 2014
In 2014, The Home Lending Group, LLC of Flowood, MS reported 1,073 mortgage applications totaling $190.2 million. The average application was for $177,235, and applicants reported an average income of $75,610. 68% of its applications resulted in an originated loan and 22% were denied. Its largest markets were Austin-Round Rock, TX (223), Las Vegas-Henderson-Paradise, NV (173) and Jackson, MS (170) (applications in parentheses).
| Mortgage Company & Address | The Home Lending Group, LLC 215 Katherine Drive Flowood, MS 39232 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,073 |
| Total Mortgage Loan Application Amount | $190,174,000 |
| Average Mortgage Loan Application Amount | $177,235 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $75,610 |
| Highest Applicant Income | $866,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Home Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Austin-Round Rock, TX | 223 | $ 49,786,000 | $ 223,255 | $ 106,000 |
| Las Vegas-Henderson-Paradise, NV | 173 | $ 33,965,000 | $ 196,329 | $ 82,000 |
| Jackson, MS | 170 | $ 23,232,000 | $ 136,658 | $ 56,000 |
| Knoxville, TN | 105 | $ 13,852,000 | $ 131,923 | $ 51,000 |
| San Diego-Carlsbad, CA | 59 | $ 17,863,000 | $ 302,762 | $ 81,000 |
| Gulfport-Biloxi-Pascagoula, MS | 47 | $ 5,873,000 | $ 124,957 | $ 58,000 |
| Dallas-Plano-Irving, TX | 20 | $ 3,006,000 | $ 150,300 | $ 87,000 |
| Las Cruces, NM | 18 | $ 1,797,000 | $ 99,833 | $ 39,000 |
| Memphis, TN-MS-AR | 13 | $ 1,536,000 | $ 118,153 | $ 58,230 |
| New Orleans-Metairie, LA | 10 | $ 1,893,000 | $ 189,300 | $ 75,000 |
| Riverside-San Bernardino-Ontario, CA | 9 | $ 2,201,000 | $ 244,555 | $ 89,000 |
| Fort Worth-Arlington, TX | 6 | $ 1,104,000 | $ 184,000 | $ 133,000 |
| Providence-Warwick, RI-MA | 5 | $ 659,000 | $ 131,800 | $ 51,000 |
| Houston-The Woodlands-Sugar Land, TX | 4 | $ 2,436,000 | $ 609,000 | $ 230,000 |
| Corpus Christi, TX | 3 | $ 588,000 | $ 196,000 | $ 82,000 |
| Hattiesburg, MS | 3 | $ 288,000 | $ 96,000 | $ 63,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 497,000 | $ 165,666 | $ 45,000 |
| Waco, TX | 3 | $ 361,000 | $ 120,333 | $ 231,000 |
| Amarillo, TX | 2 | $ 299,000 | $ 149,500 | $ 83,000 |
| Brownsville-Harlingen, TX | 2 | $ 491,000 | $ 245,500 | $ 382,000 |
| College Station-Bryan, TX | 2 | $ 320,000 | $ 160,000 | $ 79,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 149,000 | $ 74,500 | $ 24,000 |
| Morristown, TN | 2 | $ 234,000 | $ 117,000 | $ 35,000 |
| San Antonio-New Braunfels, TX | 2 | $ 270,000 | $ 135,000 | $ 71,000 |
| Baton Rouge, LA | 1 | $ 314,000 | $ 314,000 | $ 110,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 471,000 | $ 471,000 | $ 162,000 |
| Lubbock, TX | 1 | $ 193,000 | $ 193,000 | $ 70,000 |
| Oakland-Hayward-Berkeley, CA | 1 | $ 400,000 | $ 400,000 | $ 129,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 361,000 | $ 361,000 | $ 80,000 |
| Sherman-Denison, TX | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Texarkana, TX-AR | 1 | $ 122,000 | $ 122,000 | $ 69,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 74,000 | $ 74,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for The Home Lending Group, LLC in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 929 | $161,766,000 | $174,000 | $2,000,000 | $74,000 | $866,000 |
| Refinancing | 144 | $28,408,000 | $197,000 | $939,000 | $86,000 | $583,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 617 | $111,361,000 | $180,000 | $2,000,000 | $82,000 | $866,000 |
| Black or African American | 213 | $28,067,000 | $131,000 | $417,000 | $52,000 | $243,000 |
| Hispanic | 170 | $35,135,000 | $206,000 | $939,000 | $71,000 | $494,000 |
| Not Provided | 27 | $7,233,000 | $267,000 | $525,000 | $106,000 | $272,000 |
| Asian | 23 | $3,828,000 | $166,000 | $408,000 | $100,000 | $355,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $3,716,000 | $195,000 | $368,000 | $57,000 | $148,000 |
| American Indian or Alaskan Native | 4 | $834,000 | $208,000 | $320,000 | $150,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 439 | $88,478,000 | $201,000 | $2,000,000 | $103,000 | $866,000 |
| FHA-insured (Federal Housing Administration) | 429 | $67,656,000 | $157,000 | $554,000 | $57,000 | $217,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 112 | $13,789,000 | $123,000 | $233,000 | $38,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 93 | $20,251,000 | $217,000 | $579,000 | $72,000 | $181,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 731 | $130,745,000 | $178,000 | $579,000 | $79,000 | $866,000 |
| Application Denied By Financial Institution | 234 | $41,726,000 | $178,000 | $2,000,000 | $69,000 | $720,000 |
| Application Withdrawn By Applicant | 94 | $16,074,000 | $171,000 | $939,000 | $66,000 | $494,000 |
| Application Approved But Not Accepted | 13 | $1,464,000 | $112,000 | $277,000 | $40,000 | $84,000 |
| File Closed For Incompleteness | 1 | $165,000 | $165,000 | $165,000 | $279,000 | $279,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 39 | $5,171,000 | $132,000 | $260,000 | $20,000 | $103,000 |
| Debt-To-Income Ratio | 7 | $850,000 | $121,000 | $280,000 | $38,000 | $96,000 |
| Other | 5 | $781,000 | $156,000 | $233,000 | $43,000 | $63,000 |
| Credit Application Incomplete | 2 | $358,000 | $179,000 | $194,000 | $22,000 | $44,000 |
| Employment History | 1 | $132,000 | $132,000 | $132,000 | $48,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $156,000 | $156,000 | $156,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Lending Group, LLC's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Lending Group, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Mississippi, download the full spreadsheet
with aggregated HMDA statistics today.
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