Huntington National Bank Mortgage Lending & HMDA Data, 2012

In 2012, Huntington National Bank of Columbus, OH reported 65,839 mortgage applications totaling $9.3 billion, up 13% from 2011. The average application was for $141,091, and applicants reported an average income of $94,650. 53% of its applications resulted in an originated loan and 41% were denied. Its largest markets were Columbus, OH (9,987), Cleveland-Elyria-Mentor, OH (5,537) and Indianapolis-Carmel, IN (3,841) (applications in parentheses).

Mortgage Company & Address Huntington National Bank
7 Easton Oval Ea5c242
Columbus, OH 43219
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 65,839
Total Mortgage Loan Application Amount $9,289,351,000
Average Mortgage Loan Application Amount $141,091
Highest Mortgage Loan Application Amount $5,160,000
Average Applicant Income $94,650
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Huntington National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Huntington National Bank by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Columbus, OH 9,987 $ 1,642,210,000 $ 164,434 $ 104,000
Cleveland-Elyria-Mentor, OH 5,537 $ 753,149,000 $ 136,021 $ 96,000
Indianapolis-Carmel, IN 3,841 $ 570,548,000 $ 148,541 $ 100,000
Warren-Troy-Farmington Hills, MI 3,548 $ 647,182,000 $ 182,407 $ 111,000
Cincinnati-Middletown, OH-KY-IN 3,452 $ 543,794,000 $ 157,530 $ 108,791
Toledo, OH 3,280 $ 381,872,000 $ 116,424 $ 87,000
Youngstown-Warren-Boardman, OH-PA 2,978 $ 290,116,000 $ 97,419 $ 75,998
Canton-Massillon, OH 2,522 $ 310,139,000 $ 122,973 $ 81,000
Pittsburgh, PA 2,301 $ 289,845,000 $ 125,964 $ 87,000
Akron, OH 1,903 $ 259,417,000 $ 136,320 $ 89,000
Grand Rapids-Wyoming, MI 1,757 $ 240,636,000 $ 136,958 $ 89,000
Dayton, OH 1,214 $ 161,114,000 $ 132,713 $ 98,000
Holland-Grand Haven, MI 1,078 $ 151,950,000 $ 140,955 $ 79,000
Steubenville-Weirton, OH-WV 737 $ 56,277,000 $ 76,359 $ 65,614
Charleston, WV 667 $ 88,342,000 $ 132,446 $ 99,000
Morgantown, WV 660 $ 101,414,000 $ 153,657 $ 94,000
Detroit-Livonia-Dearborn, MI 619 $ 84,796,000 $ 136,988 $ 95,000
Muskegon-Norton Shores, MI 511 $ 50,251,000 $ 98,338 $ 70,000
Springfield, OH 494 $ 50,278,000 $ 101,777 $ 78,000
Lafayette, IN 492 $ 56,818,000 $ 115,483 $ 68,000
Huntington-Ashland, WV-KY-OH 388 $ 49,228,000 $ 126,876 $ 87,051
Newark-Union, NJ-PA 352 $ 93,695,000 $ 266,178 $ 126,000
Lima, OH 315 $ 29,561,000 $ 93,844 $ 81,000
Wheeling, WV-OH 298 $ 26,154,000 $ 87,765 $ 65,184
Monroe, MI 268 $ 38,809,000 $ 144,809 $ 83,000
Kalamazoo-Portage, MI 255 $ 42,273,000 $ 165,776 $ 105,000
Parkersburg-Marietta-Vienna, WV-OH 198 $ 21,937,000 $ 110,792 $ 68,717
Erie, PA 193 $ 27,872,000 $ 144,414 $ 91,000
Allentown-Bethlehem-Easton, PA-NJ 185 $ 36,792,000 $ 198,875 $ 100,448
Ann Arbor, MI 177 $ 38,726,000 $ 218,790 $ 117,000
Edison-New Brunswick, NJ 154 $ 41,213,000 $ 267,616 $ 143,000
Anderson, IN 152 $ 12,940,000 $ 85,131 $ 75,000
Philadelphia, PA 146 $ 48,473,000 $ 332,006 $ 178,000
Mansfield, OH 145 $ 14,341,000 $ 98,903 $ 63,000
South Bend-Mishawaka, IN-MI 140 $ 13,070,000 $ 93,357 $ 72,878
Hagerstown-Martinsburg, MD-WV 108 $ 16,678,000 $ 154,425 $ 82,500
Lansing-East Lansing, MI 108 $ 12,232,000 $ 113,259 $ 70,000
Phoenix-Mesa-Glendale, AZ 108 $ 26,699,000 $ 247,212 $ 166,000
North Port-Bradenton-Sarasota, FL 102 $ 23,970,000 $ 235,000 $ 165,000
Sandusky, OH 93 $ 13,568,000 $ 145,892 $ 114,000
Naples-Marco Island, FL 78 $ 28,719,000 $ 368,192 $ 469,000
Niles-Benton Harbor, MI 77 $ 10,534,000 $ 136,805 $ 82,000
Tampa-St. Petersburg-Clearwater, FL 74 $ 14,345,000 $ 193,851 $ 137,000
Louisville/Jefferson County, KY-IN 71 $ 10,846,000 $ 152,760 $ 86,971
Cape Coral-Fort Myers, FL 60 $ 16,097,000 $ 268,283 $ 260,000
Minneapolis-St. Paul-Bloomington, MN-WI 58 $ 14,074,000 $ 242,655 $ 106,000
Flint, MI 57 $ 6,768,000 $ 118,736 $ 110,000
Jackson, MI 56 $ 5,952,000 $ 106,285 $ 88,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 54 $ 13,160,000 $ 243,703 $ 134,611
Denver-Aurora-Broomfield, CO 53 $ 16,649,000 $ 314,132 $ 115,000
Fort Wayne, IN 53 $ 7,257,000 $ 136,924 $ 91,000
St. Louis, MO-IL 52 $ 10,747,000 $ 206,673 $ 104,692
Chicago-Joliet-Naperville, IL 49 $ 13,377,000 $ 273,000 $ 265,000
Atlanta-Sandy Springs-Marietta, GA 48 $ 13,164,000 $ 274,250 $ 371,000
Houston-Sugar Land-Baytown, TX 47 $ 12,715,000 $ 270,531 $ 134,000
New York-White Plains-Wayne, NY-NJ 44 $ 16,247,000 $ 369,250 $ 197,954
Lexington-Fayette, KY 43 $ 9,989,000 $ 232,302 $ 134,000
Milwaukee-Waukesha-West Allis, WI 40 $ 6,985,000 $ 174,625 $ 92,000
Orlando-Kissimmee-Sanford, FL 36 $ 9,447,000 $ 262,416 $ 256,000
Gary, IN 35 $ 5,011,000 $ 143,171 $ 111,000
Kansas City, MO-KS 34 $ 7,441,000 $ 218,852 $ 117,176
New Orleans-Metairie-Kenner, LA 31 $ 9,795,000 $ 315,967 $ 159,000
Hartford-West Hartford-East Hartford, CT 30 $ 10,412,000 $ 347,066 $ 181,000
Charleston-North Charleston-Summerville, SC 29 $ 7,199,000 $ 248,241 $ 299,000
Bloomington, IN 26 $ 4,366,000 $ 167,923 $ 174,000
San Antonio-New Braunfels, TX 26 $ 5,638,000 $ 216,846 $ 89,000
Harrisonburg, VA 25 $ 5,569,000 $ 222,760 $ 98,000
Battle Creek, MI 22 $ 3,276,000 $ 148,909 $ 105,000
Charlotte-Gastonia-Rock Hill, NC-SC 22 $ 6,672,000 $ 303,272 $ 164,590
Dallas-Plano-Irving, TX 22 $ 5,592,000 $ 254,181 $ 140,000
Saginaw-Saginaw Township North, MI 22 $ 2,217,000 $ 100,772 $ 65,000
Kokomo, IN 21 $ 1,722,000 $ 82,000 $ 66,000
Lakeland-Winter Haven, FL 21 $ 2,624,000 $ 124,952 $ 78,000
Memphis, TN-MS-AR 21 $ 3,382,000 $ 161,047 $ 87,428
West Palm Beach-Boca Raton-Boynton Beach, FL 21 $ 11,370,000 $ 541,428 $ 447,000
Columbus, IN 19 $ 3,259,000 $ 171,526 $ 159,000
Jacksonville, FL 19 $ 6,465,000 $ 340,263 $ 147,000
Muncie, IN 18 $ 2,642,000 $ 146,777 $ 90,000
Harrisburg-Carlisle, PA 17 $ 2,857,000 $ 168,058 $ 76,000
Myrtle Beach-North Myrtle Beach-Conway, SC 17 $ 2,951,000 $ 173,588 $ 141,000
Raleigh-Cary, NC 17 $ 2,672,000 $ 157,176 $ 86,000
Madison, WI 16 $ 3,880,000 $ 242,500 $ 97,000
Richmond, VA 16 $ 4,378,000 $ 273,625 $ 98,000
Baltimore-Towson, MD 15 $ 3,770,000 $ 251,333 $ 172,000
Fort Worth-Arlington, TX 15 $ 3,322,000 $ 221,466 $ 121,000
Nashville-Davidson--Murfreesboro--Franklin, TN 15 $ 4,385,000 $ 292,333 $ 160,000
Palm Bay-Melbourne-Titusville, FL 15 $ 2,223,000 $ 148,200 $ 66,000
Baton Rouge, LA 14 $ 3,192,000 $ 228,000 $ 97,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 14 $ 4,933,000 $ 352,357 $ 378,000
Lake County-Kenosha County, IL-WI 14 $ 6,440,000 $ 460,000 $ 227,000
Port St. Lucie, FL 14 $ 2,525,000 $ 180,357 $ 207,000
Scranton--Wilkes-Barre, PA 14 $ 2,669,000 $ 190,642 $ 119,000
Cambridge-Newton-Framingham, MA 13 $ 2,299,000 $ 176,846 $ 82,000
Camden, NJ 13 $ 2,983,000 $ 229,461 $ 132,000
Las Vegas-Paradise, NV 13 $ 2,755,000 $ 211,923 $ 180,000
Punta Gorda, FL 13 $ 1,808,000 $ 139,076 $ 84,000
Wilmington, NC 13 $ 3,428,000 $ 263,692 $ 159,000
Gainesville, FL 12 $ 3,169,000 $ 264,083 $ 130,000
Rochester, MN 12 $ 2,435,000 $ 202,916 $ 74,000
Columbia, SC 11 $ 1,852,000 $ 168,363 $ 78,000
Ocala, FL 11 $ 1,320,000 $ 120,000 $ 61,000
Seattle-Bellevue-Everett, WA 11 $ 2,740,000 $ 249,090 $ 158,000
Evansville, IN-KY 10 $ 889,000 $ 88,900 $ 73,000
Knoxville, TN 10 $ 2,459,000 $ 245,900 $ 165,000
Portland-Vancouver-Hillsboro, OR-WA 10 $ 2,346,000 $ 234,600 $ 137,000
Trenton-Ewing, NJ 10 $ 3,131,000 $ 313,100 $ 148,000
Austin-Round Rock-San Marcos, TX 9 $ 2,211,000 $ 245,666 $ 138,000
Boston-Quincy, MA 9 $ 2,499,000 $ 277,666 $ 108,000
Des Moines-West Des Moines, IA 9 $ 1,715,000 $ 190,555 $ 78,000
Virginia Beach-Norfolk-Newport News, VA-NC 9 $ 1,640,000 $ 182,222 $ 155,000
York-Hanover, PA 9 $ 1,447,000 $ 160,777 $ 98,000
Deltona-Daytona Beach-Ormond Beach, FL 8 $ 1,405,000 $ 175,625 $ 118,000
Providence-New Bedford-Fall River, RI-MA 8 $ 1,442,000 $ 180,250 $ 123,500
Bethesda-Rockville-Frederick, MD 7 $ 2,104,000 $ 300,571 $ 99,000
Lancaster, PA 7 $ 1,341,000 $ 191,571 $ 77,000
Miami-Miami Beach-Kendall, FL 7 $ 3,159,000 $ 451,285 $ 977,000
Reading, PA 7 $ 1,659,000 $ 237,000 $ 131,000
Tucson, AZ 7 $ 1,439,000 $ 205,571 $ 139,000
Wilmington, DE-MD-NJ 7 $ 1,646,000 $ 235,142 $ 90,571
Cumberland, MD-WV 6 $ 557,000 $ 92,833 $ 68,166
Michigan City-La Porte, IN 6 $ 727,000 $ 121,166 $ 94,000
New Haven-Milford, CT 6 $ 1,280,000 $ 213,333 $ 105,000
Terre Haute, IN 6 $ 565,000 $ 94,166 $ 70,000
Atlantic City-Hammonton, NJ 5 $ 955,000 $ 191,000 $ 386,000
Augusta-Richmond County, GA-SC 5 $ 826,000 $ 165,200 $ 48,800
Bay City, MI 5 $ 371,000 $ 74,200 $ 64,000
Bridgeport-Stamford-Norwalk, CT 5 $ 4,232,000 $ 846,400 $ 406,000
Columbia, MO 5 $ 801,000 $ 160,200 $ 56,000
Los Angeles-Long Beach-Glendale, CA 5 $ 3,819,000 $ 763,800 $ 157,000
Ocean City, NJ 5 $ 1,643,000 $ 328,600 $ 187,000
Santa Ana-Anaheim-Irvine, CA 5 $ 2,415,000 $ 483,000 $ 294,000
Santa Fe, NM 5 $ 1,784,000 $ 356,800 $ 379,000
Sebastian-Vero Beach, FL 5 $ 2,015,000 $ 403,000 $ 355,000
Shreveport-Bossier City, LA 5 $ 1,174,000 $ 234,800 $ 74,000
Springfield, IL 5 $ 844,000 $ 168,800 $ 59,000
Tallahassee, FL 5 $ 864,000 $ 172,800 $ 92,000
Buffalo-Niagara Falls, NY 4 $ 722,000 $ 180,500 $ 202,000
Cedar Rapids, IA 4 $ 366,000 $ 91,500 $ 67,000
Charlottesville, VA 4 $ 748,000 $ 187,000 $ 88,000
Decatur, IL 4 $ 547,000 $ 136,750 $ 69,000
Durham-Chapel Hill, NC 4 $ 1,192,000 $ 298,000 $ 371,000
Elkhart-Goshen, IN 4 $ 571,000 $ 142,750 $ 63,000
Greenville-Mauldin-Easley, SC 4 $ 949,000 $ 237,250 $ 71,000
Johnstown, PA 4 $ 609,000 $ 152,250 $ 85,000
Little Rock-North Little Rock-Conway, AR 4 $ 663,000 $ 165,750 $ 117,000
Macon, GA 4 $ 582,000 $ 145,500 $ 108,000
Norwich-New London, CT 4 $ 847,000 $ 211,750 $ 136,000
Palm Coast, FL 4 $ 382,000 $ 95,500 $ 252,000
Rockingham County-Strafford County, NH 4 $ 919,000 $ 229,750 $ 133,000
San Diego-Carlsbad-San Marcos, CA 4 $ 1,651,000 $ 412,750 $ 229,000
Savannah, GA 4 $ 1,840,000 $ 460,000 $ 308,000
Wichita, KS 4 $ 855,000 $ 213,750 $ 122,000
Winchester, VA-WV 4 $ 637,000 $ 159,250 $ 460,000
Anderson, SC 3 $ 854,000 $ 284,666 $ 86,000
Athens-Clarke County, GA 3 $ 538,000 $ 179,333 $ 28,000
Birmingham-Hoover, AL 3 $ 325,000 $ 108,333 $ 108,000
Bloomington-Normal, IL 3 $ 536,000 $ 178,666 $ 79,000
Brunswick, GA 3 $ 816,000 $ 272,000 $ 243,000
College Station-Bryan, TX 3 $ 453,000 $ 151,000 $ 47,000
Duluth, MN-WI 3 $ 519,000 $ 173,000 $ 207,000
Eugene-Springfield, OR 3 $ 778,000 $ 259,333 $ 88,000
Fort Collins-Loveland, CO 3 $ 925,000 $ 308,333 $ 134,000
Grand Junction, CO 3 $ 1,332,000 $ 444,000 $ 218,000
Greensboro-High Point, NC 3 $ 654,000 $ 218,000 $ 89,000
Joplin, MO 3 $ 315,000 $ 105,000 $ 50,000
Lake Charles, LA 3 $ 653,000 $ 217,666 $ 80,000
Lebanon, PA 3 $ 545,000 $ 181,666 $ 63,000
Lubbock, TX 3 $ 524,000 $ 174,666 $ 84,000
Lynchburg, VA 3 $ 645,000 $ 215,000 $ 91,000
Midland, TX 3 $ 774,000 $ 258,000 $ 160,000
Nassau-Suffolk, NY 3 $ 1,183,000 $ 394,333 $ 197,000
Oklahoma City, OK 3 $ 1,011,000 $ 337,000 $ 224,000
Omaha-Council Bluffs, NE-IA 3 $ 706,000 $ 235,333 $ 154,000
Pensacola-Ferry Pass-Brent, FL 3 $ 714,000 $ 238,000 $ 307,000
Sioux Falls, SD 3 $ 463,000 $ 154,333 $ 84,000
State College, PA 3 $ 332,000 $ 110,666 $ 67,000
Sumter, SC 3 $ 408,000 $ 136,000 $ 73,000
Albany-Schenectady-Troy, NY 2 $ 316,000 $ 158,000 $ 81,000
Alexandria, LA 2 $ 353,000 $ 176,500 $ 63,000
Amarillo, TX 2 $ 309,000 $ 154,500 $ 45,000
Appleton, WI 2 $ 344,000 $ 172,000 $ 53,000
Boulder, CO 2 $ 183,000 $ 91,500 $ 208,000
Bowling Green, KY 2 $ 434,000 $ 217,000 $ 42,000
Burlington, NC 2 $ 373,000 $ 186,500 $ 88,000
Chattanooga, TN-GA 2 $ 359,000 $ 179,500 $ 170,000
Clarksville, TN-KY 2 $ 281,000 $ 140,500 $ 58,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 385,000 $ 192,500 $ 264,000
Davenport-Moline-Rock Island, IA-IL 2 $ 235,000 $ 117,500 $ 20,000
Eau Claire, WI 2 $ 780,000 $ 390,000 $ 285,000
El Paso, TX 2 $ 324,000 $ 162,000 $ 65,000
Gainesville, GA 2 $ 587,000 $ 293,500 $ 139,000
Jacksonville, NC 2 $ 504,000 $ 252,000 $ 135,000
La Crosse, WI-MN 2 $ 305,000 $ 152,500 $ 65,000
Lincoln, NE 2 $ 257,000 $ 128,500 $ 53,000
Panama City-Lynn Haven-Panama City Beach, FL 2 $ 296,000 $ 148,000 $ 123,000
Peabody, MA 2 $ 600,000 $ 300,000 $ 129,000
Peoria, IL 2 $ 300,000 $ 150,000 $ 52,000
Poughkeepsie-Newburgh-Middletown, NY 2 $ 452,000 $ 226,000 $ 263,000
Pueblo, CO 2 $ 499,000 $ 249,500 $ 143,000
Roanoke, VA 2 $ 333,000 $ 166,500 $ 70,000
Rochester, NY 2 $ 68,000 $ 34,000 $ 36,000
Rome, GA 2 $ 445,000 $ 222,500 $ 216,000
Sacramento--Arden-Arcade--Roseville, CA 2 $ 720,000 $ 360,000 $ 82,000
Salt Lake City, UT 2 $ 581,000 $ 290,500 $ 65,000
San Angelo, TX 2 $ 421,000 $ 210,500 $ 101,000
Spartanburg, SC 2 $ 399,000 $ 199,500 $ 70,000
Tacoma, WA 2 $ 317,000 $ 158,500 $ 146,000
Tulsa, OK 2 $ 587,000 $ 293,500 $ 191,000
Waco, TX 2 $ 494,000 $ 247,000 $ 148,000
Waterloo-Cedar Falls, IA 2 $ 271,000 $ 135,500 $ 69,000
Winston-Salem, NC 2 $ 163,000 $ 81,500 $ 16,000
Worcester, MA 2 $ 377,000 $ 188,500 $ 67,000
Albany, GA 1 $ 137,000 $ 137,000 $ 29,000
Anchorage, AK 1 $ 65,000 $ 65,000 $ 103,000
Bakersfield-Delano, CA 1 $ 264,000 $ 264,000 $ 105,000
Barnstable Town, MA 1 $ 225,000 $ 225,000 $ 132,000
Binghamton, NY 1 $ 85,000 $ 85,000 $ 41,000
Blacksburg-Christiansburg-Radford, VA 1 $ 23,000 $ 23,000 $ 30,000
Champaign-Urbana, IL 1 $ 205,000 $ 205,000 $ 82,000
Colorado Springs, CO 1 $ 492,000 $ 492,000 $ 150,000
Corpus Christi, TX 1 $ 95,000 $ 95,000 $ 148,000
Elizabethtown, KY 1 $ 50,000 $ 50,000 $ 79,000
Farmington, NM 1 $ 250,000 $ 250,000 $ 103,000
Fayetteville, NC 1 $ 45,000 $ 45,000 $ 28,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 60,000 $ 60,000 $ 36,000
Florence, SC 1 $ 179,000 $ 179,000 $ 65,000
Fond Du Lac, WI 1 $ 113,000 $ 113,000 $ 37,000
Fort Smith, AR-OK 1 $ 183,000 $ 183,000 $ 89,000
Fresno, CA 1 $ 380,000 $ 380,000 $ 92,000
Goldsboro, NC 1 $ 93,000 $ 93,000 $ 49,000
Greeley, CO 1 $ 170,000 $ 170,000 $ 50,000
Green Bay, WI 1 $ 416,000 $ 416,000 $ 225,000
Greenville, NC 1 $ 249,000 $ 249,000 $ 104,000
Huntsville, AL 1 $ 175,000 $ 175,000 $ 81,000
Ithaca, NY 1 $ 192,000 $ 192,000 $ 104,000
Janesville, WI 1 $ 57,000 $ 57,000 $ 32,000
Johnson City, TN 1 $ 49,000 $ 49,000 $ 68,000
Jonesboro, AR 1 $ 39,000 $ 39,000 $ 23,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 395,000 $ 395,000 $ 164,000
Madera-Chowchilla, CA 1 $ 323,000 $ 323,000 $ 135,000
McAllen-Edinburg-Mission, TX 1 $ 307,000 $ 307,000 $ 275,000
Missoula, MT 1 $ 151,000 $ 151,000 $ 51,000
Odessa, TX 1 $ 392,000 $ 392,000 $ 260,000
Oshkosh-Neenah, WI 1 $ 421,000 $ 421,000 $ 188,000
Owensboro, KY 1 $ 5,000 $ 5,000 $ 50,000
Portland-South Portland-Biddeford, ME 1 $ 120,000 $ 120,000 $ 411,000
Prescott, AZ 1 $ 215,000 $ 215,000 $ 207,000
Provo-Orem, UT 1 $ 572,000 $ 572,000 $ 103,000
Reno-Sparks, NV 1 $ 290,000 $ 290,000 $ 108,000
Rockford, IL 1 $ 106,000 $ 106,000 $ 29,000
Salisbury, MD 1 $ 192,000 $ 192,000 $ 245,000
San Luis Obispo-Paso Robles, CA 1 $ 800,000 $ 800,000 $ 943,000
Santa Barbara-Santa Maria-Goleta, CA 1 $ 1,193,000 $ 1,193,000 $ 395,000
Sherman-Denison, TX 1 $ 194,000 $ 194,000 $ 122,000
St. George, UT 1 $ 390,000 $ 390,000 $ 124,000
Topeka, KS 1 $ 52,000 $ 52,000 $ 14,000
Utica-Rome, NY 1 $ 150,000 $ 150,000 $ 117,000
Warner Robins, GA 1 $ 330,000 $ 330,000 $ 88,000
Wausau, WI 1 $ 72,000 $ 72,000 $ 76,000
Yakima, WA 1 $ 110,000 $ 110,000 $ 40,000
Yuma, AZ 1 $ 128,000 $ 128,000 $ 167,000

Mortgage Loan Application Detail Totals for Huntington National Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 48,312 $6,847,695,000 $141,000 $5,160,000 $95,000 $8,752,000
Home Purchase 12,691 $2,235,586,000 $176,000 $3,600,000 $105,000 $9,999,000
Home Improvement 4,836 $206,070,000 $42,000 $750,000 $64,000 $1,768,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 57,655 $8,180,117,000 $141,000 $5,160,000 $95,000 $9,999,000
Not Provided 2,892 $433,430,000 $149,000 $2,100,000 $103,000 $4,627,000
Black or African American 2,582 $259,394,000 $100,000 $1,571,000 $76,000 $3,734,000
Hispanic 1,233 $137,912,000 $111,000 $2,000,000 $79,000 $8,752,000
Asian 1,075 $220,596,000 $205,000 $2,000,000 $130,000 $1,339,000
American Indian or Alaskan Native 289 $34,845,000 $120,000 $740,000 $84,000 $1,512,000
Native Hawaiian or Other Pacific Islander 97 $16,829,000 $173,000 $850,000 $95,000 $539,000
Not applicable 16 $6,228,000 $389,000 $980,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 59,258 $8,392,479,000 $141,000 $5,160,000 $98,000 $9,999,000
FHA-insured (Federal Housing Administration) 5,174 $681,658,000 $131,000 $662,000 $62,000 $1,512,000
VA-guaranteed (Veterans Administration) 1,100 $177,420,000 $161,000 $418,000 $69,000 $358,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 307 $37,794,000 $123,000 $306,000 $46,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 34,686 $5,438,731,000 $156,000 $4,550,000 $104,000 $9,999,000
Application Denied By Financial Institution 27,034 $3,195,231,000 $118,000 $5,160,000 $81,000 $5,286,000
Application Approved But Not Accepted 1,436 $205,911,000 $143,000 $2,000,000 $103,000 $8,752,000
File Closed For Incompleteness 1,256 $215,811,000 $171,000 $2,426,000 $112,000 $2,040,000
Application Withdrawn By Applicant 1,154 $184,035,000 $159,000 $2,745,000 $109,000 $4,388,000
Loan Purchased By The Institution 273 $49,632,000 $181,000 $417,000 $113,000 $1,035,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8,822 $733,996,000 $83,000 $3,600,000 $67,000 $4,228,000
Credit Application Incomplete 7,257 $914,949,000 $126,000 $2,400,000 $95,000 $5,286,000
Collateral 6,754 $930,385,000 $137,000 $2,720,000 $94,000 $3,734,000
Debt-To-Income Ratio 3,195 $458,957,000 $143,000 $3,000,000 $52,000 $1,200,000
Other 512 $83,813,000 $163,000 $5,160,000 $111,000 $3,100,000
Unverifiable Information 205 $27,325,000 $133,000 $999,000 $84,000 $689,000
Insufficient Cash (Downpayment, Closing Cost) 137 $22,671,000 $165,000 $2,625,000 $118,000 $2,380,000
Employment History 97 $15,595,000 $160,000 $1,106,000 $90,000 $484,000
Mortgage Insurance Denied 55 $7,540,000 $137,000 $292,000 $72,000 $151,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Huntington National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Huntington National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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