The Huntington National Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Huntington National Bank 7 Easton Oval Ea5C242 Columbus, OH 43219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 65,839 |
| Total Mortgage Loan Application Amount | $9,289,351,000 |
| Average Mortgage Loan Application Amount | $119,666 |
| Highest Mortgage Loan Application Amount | $5,160,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with The Huntington National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Huntington National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down The Huntington National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Huntington National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by The Huntington National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Huntington National Bank's mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| COLUMBUS, OH | 9,987 | $ 1,642,210,000 | $ 164,000 | $ 104,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 5,537 | $ 753,149,000 | $ 136,000 | $ 96,000 |
| INDIANAPOLIS-CARMEL, IN | 3,841 | $ 570,548,000 | $ 148,000 | $ 100,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3,548 | $ 647,182,000 | $ 182,000 | $ 111,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3,452 | $ 543,794,000 | $ 148,666 | $ 124,333 |
| TOLEDO, OH | 3,280 | $ 381,872,000 | $ 116,000 | $ 87,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2,978 | $ 290,116,000 | $ 100,500 | $ 73,500 |
| CANTON-MASSILLON, OH | 2,522 | $ 310,139,000 | $ 122,000 | $ 81,000 |
| PITTSBURGH, PA | 2,301 | $ 289,845,000 | $ 125,000 | $ 87,000 |
| AKRON, OH | 1,903 | $ 259,417,000 | $ 136,000 | $ 89,000 |
| GRAND RAPIDS-WYOMING, MI | 1,757 | $ 240,636,000 | $ 136,000 | $ 89,000 |
| DAYTON, OH | 1,214 | $ 161,114,000 | $ 132,000 | $ 98,000 |
| HOLLAND-GRAND HAVEN, MI | 1,078 | $ 151,950,000 | $ 140,000 | $ 79,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 737 | $ 56,277,000 | $ 76,000 | $ 67,500 |
| CHARLESTON, WV | 667 | $ 88,342,000 | $ 132,000 | $ 99,000 |
| MORGANTOWN, WV | 660 | $ 101,414,000 | $ 153,000 | $ 94,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 619 | $ 84,796,000 | $ 136,000 | $ 95,000 |
| MUSKEGON-NORTON SHORES, MI | 511 | $ 50,251,000 | $ 98,000 | $ 70,000 |
| SPRINGFIELD, OH | 494 | $ 50,278,000 | $ 101,000 | $ 78,000 |
| LAFAYETTE, IN | 492 | $ 56,818,000 | $ 115,000 | $ 68,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 388 | $ 49,228,000 | $ 149,666 | $ 163,666 |
| NEWARK-UNION, NJ-PA | 352 | $ 93,695,000 | $ 266,000 | $ 126,000 |
| LIMA, OH | 315 | $ 29,561,000 | $ 93,000 | $ 81,000 |
| WHEELING, WV-OH | 298 | $ 26,154,000 | $ 89,000 | $ 66,500 |
| MONROE, MI | 268 | $ 38,809,000 | $ 144,000 | $ 83,000 |
| KALAMAZOO-PORTAGE, MI | 255 | $ 42,273,000 | $ 165,000 | $ 105,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 198 | $ 21,937,000 | $ 107,500 | $ 65,500 |
| ERIE, PA | 193 | $ 27,872,000 | $ 144,000 | $ 91,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 185 | $ 36,792,000 | $ 204,500 | $ 109,000 |
| ANN ARBOR, MI | 177 | $ 38,726,000 | $ 218,000 | $ 117,000 |
| EDISON-NEW BRUNSWICK, NJ | 154 | $ 41,213,000 | $ 267,000 | $ 143,000 |
| ANDERSON, IN | 152 | $ 12,940,000 | $ 85,000 | $ 75,000 |
| PHILADELPHIA, PA | 146 | $ 48,473,000 | $ 332,000 | $ 178,000 |
| MANSFIELD, OH | 145 | $ 14,341,000 | $ 98,000 | $ 63,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 140 | $ 13,070,000 | $ 101,000 | $ 76,500 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 108 | $ 16,678,000 | $ 154,000 | $ 82,500 |
| LANSING-EAST LANSING, MI | 108 | $ 12,232,000 | $ 113,000 | $ 70,000 |
| PHOENIX-MESA-GLENDALE, AZ | 108 | $ 26,699,000 | $ 247,000 | $ 166,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 102 | $ 23,970,000 | $ 235,000 | $ 165,000 |
| SANDUSKY, OH | 93 | $ 13,568,000 | $ 145,000 | $ 114,000 |
| NAPLES-MARCO ISLAND, FL | 78 | $ 28,719,000 | $ 368,000 | $ 469,000 |
| NILES-BENTON HARBOR, MI | 77 | $ 10,534,000 | $ 136,000 | $ 82,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 74 | $ 14,345,000 | $ 193,000 | $ 137,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 71 | $ 10,846,000 | $ 141,500 | $ 80,000 |
| CAPE CORAL-FORT MYERS, FL | 60 | $ 16,097,000 | $ 268,000 | $ 260,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 58 | $ 14,074,000 | $ 242,000 | $ 106,000 |
| FLINT, MI | 57 | $ 6,768,000 | $ 118,000 | $ 110,000 |
| JACKSON, MI | 56 | $ 5,952,000 | $ 106,000 | $ 88,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 54 | $ 13,160,000 | $ 232,500 | $ 147,500 |
| DENVER-AURORA-BROOMFIELD, CO | 53 | $ 16,649,000 | $ 314,000 | $ 115,000 |
| FORT WAYNE, IN | 53 | $ 7,257,000 | $ 136,000 | $ 91,000 |
| ST. LOUIS, MO-IL | 52 | $ 10,747,000 | $ 195,000 | $ 87,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 49 | $ 13,377,000 | $ 273,000 | $ 265,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 48 | $ 13,164,000 | $ 274,000 | $ 371,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 47 | $ 12,715,000 | $ 270,000 | $ 134,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 44 | $ 16,247,000 | $ 441,500 | $ 249,500 |
| LEXINGTON-FAYETTE, KY | 43 | $ 9,989,000 | $ 232,000 | $ 134,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 40 | $ 6,985,000 | $ 174,000 | $ 92,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 36 | $ 9,447,000 | $ 262,000 | $ 256,000 |
| GARY, IN | 35 | $ 5,011,000 | $ 143,000 | $ 111,000 |
| KANSAS CITY, MO-KS | 34 | $ 7,441,000 | $ 221,500 | $ 118,500 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 31 | $ 9,795,000 | $ 315,000 | $ 159,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 30 | $ 10,412,000 | $ 347,000 | $ 181,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 29 | $ 7,199,000 | $ 248,000 | $ 299,000 |
| BLOOMINGTON, IN | 26 | $ 4,366,000 | $ 167,000 | $ 174,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 26 | $ 5,638,000 | $ 216,000 | $ 89,000 |
| HARRISONBURG, VA | 25 | $ 5,569,000 | $ 222,000 | $ 98,000 |
| BATTLE CREEK, MI | 22 | $ 3,276,000 | $ 148,000 | $ 105,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 22 | $ 6,672,000 | $ 352,000 | $ 155,500 |
| DALLAS-PLANO-IRVING, TX | 22 | $ 5,592,000 | $ 254,000 | $ 140,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 22 | $ 2,217,000 | $ 100,000 | $ 65,000 |
| KOKOMO, IN | 21 | $ 1,722,000 | $ 82,000 | $ 66,000 |
| LAKELAND-WINTER HAVEN, FL | 21 | $ 2,624,000 | $ 124,000 | $ 78,000 |
| MEMPHIS, TN-MS-AR | 21 | $ 3,382,000 | $ 151,000 | $ 76,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 21 | $ 11,370,000 | $ 541,000 | $ 447,000 |
| COLUMBUS, IN | 19 | $ 3,259,000 | $ 171,000 | $ 159,000 |
| JACKSONVILLE, FL | 19 | $ 6,465,000 | $ 340,000 | $ 147,000 |
| MUNCIE, IN | 18 | $ 2,642,000 | $ 146,000 | $ 90,000 |
| HARRISBURG-CARLISLE, PA | 17 | $ 2,857,000 | $ 168,000 | $ 76,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 17 | $ 2,951,000 | $ 173,000 | $ 141,000 |
| RALEIGH-CARY, NC | 17 | $ 2,672,000 | $ 157,000 | $ 86,000 |
| MADISON, WI | 16 | $ 3,880,000 | $ 242,000 | $ 97,000 |
| RICHMOND, VA | 16 | $ 4,378,000 | $ 273,000 | $ 98,000 |
| BALTIMORE-TOWSON, MD | 15 | $ 3,770,000 | $ 251,000 | $ 172,000 |
| FORT WORTH-ARLINGTON, TX | 15 | $ 3,322,000 | $ 221,000 | $ 121,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 15 | $ 4,385,000 | $ 292,000 | $ 160,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 15 | $ 2,223,000 | $ 148,000 | $ 66,000 |
| BATON ROUGE, LA | 14 | $ 3,192,000 | $ 228,000 | $ 97,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 4,933,000 | $ 352,000 | $ 378,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 14 | $ 6,440,000 | $ 460,000 | $ 227,000 |
| PORT ST. LUCIE, FL | 14 | $ 2,525,000 | $ 180,000 | $ 207,000 |
| SCRANTON--WILKES-BARRE, PA | 14 | $ 2,669,000 | $ 190,000 | $ 119,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 13 | $ 2,299,000 | $ 176,000 | $ 82,000 |
| CAMDEN, NJ | 13 | $ 2,983,000 | $ 229,000 | $ 132,000 |
| LAS VEGAS-PARADISE, NV | 13 | $ 2,755,000 | $ 211,000 | $ 180,000 |
| PUNTA GORDA, FL | 13 | $ 1,808,000 | $ 139,000 | $ 84,000 |
| WILMINGTON, NC | 13 | $ 3,428,000 | $ 263,000 | $ 159,000 |
| GAINESVILLE, FL | 12 | $ 3,169,000 | $ 264,000 | $ 130,000 |
| ROCHESTER, MN | 12 | $ 2,435,000 | $ 202,000 | $ 74,000 |
| COLUMBIA, SC | 11 | $ 1,852,000 | $ 168,000 | $ 78,000 |
| OCALA, FL | 11 | $ 1,320,000 | $ 120,000 | $ 61,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 11 | $ 2,740,000 | $ 249,000 | $ 158,000 |
| EVANSVILLE, IN-KY | 10 | $ 889,000 | $ 88,000 | $ 73,000 |
| KNOXVILLE, TN | 10 | $ 2,459,000 | $ 245,000 | $ 165,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 10 | $ 2,346,000 | $ 240,000 | $ 179,000 |
| TRENTON-EWING, NJ | 10 | $ 3,131,000 | $ 313,000 | $ 148,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 9 | $ 2,211,000 | $ 245,000 | $ 138,000 |
| BOSTON-QUINCY, MA | 9 | $ 2,499,000 | $ 277,000 | $ 108,000 |
| DES MOINES-WEST DES MOINES, IA | 9 | $ 1,715,000 | $ 190,000 | $ 78,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 1,640,000 | $ 182,000 | $ 155,000 |
| YORK-HANOVER, PA | 9 | $ 1,447,000 | $ 160,000 | $ 98,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 8 | $ 1,405,000 | $ 175,000 | $ 118,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 8 | $ 1,442,000 | $ 180,000 | $ 123,500 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 7 | $ 2,104,000 | $ 300,000 | $ 99,000 |
| LANCASTER, PA | 7 | $ 1,341,000 | $ 191,000 | $ 77,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 3,159,000 | $ 451,000 | $ 977,000 |
| READING, PA | 7 | $ 1,659,000 | $ 237,000 | $ 131,000 |
| TUCSON, AZ | 7 | $ 1,439,000 | $ 205,000 | $ 139,000 |
| WILMINGTON, DE-MD-NJ | 7 | $ 1,646,000 | $ 210,500 | $ 89,500 |
| CUMBERLAND, MD-WV | 6 | $ 557,000 | $ 77,500 | $ 72,500 |
| MICHIGAN CITY-LA PORTE, IN | 6 | $ 727,000 | $ 121,000 | $ 94,000 |
| NEW HAVEN-MILFORD, CT | 6 | $ 1,280,000 | $ 213,000 | $ 105,000 |
| TERRE HAUTE, IN | 6 | $ 565,000 | $ 94,000 | $ 70,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 5 | $ 955,000 | $ 191,000 | $ 386,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 826,000 | $ 180,500 | $ 48,500 |
| BAY CITY, MI | 5 | $ 371,000 | $ 74,000 | $ 64,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 5 | $ 4,232,000 | $ 846,000 | $ 406,000 |
| COLUMBIA, MO | 5 | $ 801,000 | $ 160,000 | $ 56,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5 | $ 3,819,000 | $ 763,000 | $ 157,000 |
| OCEAN CITY, NJ | 5 | $ 1,643,000 | $ 328,000 | $ 187,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 5 | $ 2,415,000 | $ 483,000 | $ 294,000 |
| SANTA FE, NM | 5 | $ 1,784,000 | $ 356,000 | $ 379,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 2,015,000 | $ 403,000 | $ 355,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 1,174,000 | $ 234,000 | $ 74,000 |
| SPRINGFIELD, IL | 5 | $ 844,000 | $ 168,000 | $ 59,000 |
| TALLAHASSEE, FL | 5 | $ 864,000 | $ 172,000 | $ 92,000 |
| BUFFALO-NIAGARA FALLS, NY | 4 | $ 722,000 | $ 180,000 | $ 202,000 |
| CEDAR RAPIDS, IA | 4 | $ 366,000 | $ 91,000 | $ 67,000 |
| CHARLOTTESVILLE, VA | 4 | $ 748,000 | $ 187,000 | $ 88,000 |
| DECATUR, IL | 4 | $ 547,000 | $ 136,000 | $ 69,000 |
| DURHAM-CHAPEL HILL, NC | 4 | $ 1,192,000 | $ 298,000 | $ 371,000 |
| ELKHART-GOSHEN, IN | 4 | $ 571,000 | $ 142,000 | $ 63,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 4 | $ 949,000 | $ 237,000 | $ 71,000 |
| JOHNSTOWN, PA | 4 | $ 609,000 | $ 152,000 | $ 85,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 4 | $ 663,000 | $ 165,000 | $ 117,000 |
| MACON, GA | 4 | $ 582,000 | $ 145,000 | $ 108,000 |
| NORWICH-NEW LONDON, CT | 4 | $ 847,000 | $ 211,000 | $ 136,000 |
| PALM COAST, FL | 4 | $ 382,000 | $ 95,000 | $ 252,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 919,000 | $ 229,000 | $ 133,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 4 | $ 1,651,000 | $ 412,000 | $ 229,000 |
| SAVANNAH, GA | 4 | $ 1,840,000 | $ 460,000 | $ 308,000 |
| WICHITA, KS | 4 | $ 855,000 | $ 213,000 | $ 122,000 |
| WINCHESTER, VA-WV | 4 | $ 637,000 | $ 159,000 | $ 460,000 |
| ANDERSON, SC | 3 | $ 854,000 | $ 284,000 | $ 86,000 |
| ATHENS-CLARKE COUNTY, GA | 3 | $ 538,000 | $ 179,000 | $ 28,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 325,000 | $ 108,000 | $ 108,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 536,000 | $ 178,000 | $ 79,000 |
| BRUNSWICK, GA | 3 | $ 816,000 | $ 272,000 | $ 243,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 453,000 | $ 151,000 | $ 47,000 |
| DULUTH, MN-WI | 3 | $ 519,000 | $ 173,000 | $ 207,000 |
| EUGENE-SPRINGFIELD, OR | 3 | $ 778,000 | $ 259,000 | $ 88,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 925,000 | $ 308,000 | $ 134,000 |
| GRAND JUNCTION, CO | 3 | $ 1,332,000 | $ 444,000 | $ 218,000 |
| GREENSBORO-HIGH POINT, NC | 3 | $ 654,000 | $ 218,000 | $ 89,000 |
| JOPLIN, MO | 3 | $ 315,000 | $ 105,000 | $ 50,000 |
| LAKE CHARLES, LA | 3 | $ 653,000 | $ 217,000 | $ 80,000 |
| LEBANON, PA | 3 | $ 545,000 | $ 181,000 | $ 63,000 |
| LUBBOCK, TX | 3 | $ 524,000 | $ 174,000 | $ 84,000 |
| LYNCHBURG, VA | 3 | $ 645,000 | $ 215,000 | $ 91,000 |
| MIDLAND, TX | 3 | $ 774,000 | $ 258,000 | $ 160,000 |
| NASSAU-SUFFOLK, NY | 3 | $ 1,183,000 | $ 394,000 | $ 197,000 |
| OKLAHOMA CITY, OK | 3 | $ 1,011,000 | $ 337,000 | $ 224,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 706,000 | $ 235,000 | $ 154,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 714,000 | $ 238,000 | $ 307,000 |
| SIOUX FALLS, SD | 3 | $ 463,000 | $ 154,000 | $ 84,000 |
| STATE COLLEGE, PA | 3 | $ 332,000 | $ 110,000 | $ 67,000 |
| SUMTER, SC | 3 | $ 408,000 | $ 136,000 | $ 73,000 |
| ALBANY-SCHENECTADY-TROY, NY | 2 | $ 316,000 | $ 158,000 | $ 81,000 |
| ALEXANDRIA, LA | 2 | $ 353,000 | $ 176,000 | $ 63,000 |
| AMARILLO, TX | 2 | $ 309,000 | $ 154,000 | $ 45,000 |
| APPLETON, WI | 2 | $ 344,000 | $ 172,000 | $ 53,000 |
| BOULDER, CO | 2 | $ 183,000 | $ 91,000 | $ 208,000 |
| BOWLING GREEN, KY | 2 | $ 434,000 | $ 217,000 | $ 42,000 |
| BURLINGTON, NC | 2 | $ 373,000 | $ 186,000 | $ 88,000 |
| CHATTANOOGA, TN-GA | 2 | $ 359,000 | $ 179,000 | $ 170,000 |
| CLARKSVILLE, TN-KY | 2 | $ 281,000 | $ 140,500 | $ 58,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 2 | $ 385,000 | $ 192,000 | $ 264,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 235,000 | $ 117,000 | $ 20,000 |
| EAU CLAIRE, WI | 2 | $ 780,000 | $ 390,000 | $ 285,000 |
| EL PASO, TX | 2 | $ 324,000 | $ 162,000 | $ 65,000 |
| GAINESVILLE, GA | 2 | $ 587,000 | $ 293,000 | $ 139,000 |
| JACKSONVILLE, NC | 2 | $ 504,000 | $ 252,000 | $ 135,000 |
| LA CROSSE, WI-MN | 2 | $ 305,000 | $ 152,000 | $ 65,000 |
| LINCOLN, NE | 2 | $ 257,000 | $ 128,000 | $ 53,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 2 | $ 296,000 | $ 148,000 | $ 123,000 |
| PEABODY, MA | 2 | $ 600,000 | $ 300,000 | $ 129,000 |
| PEORIA, IL | 2 | $ 300,000 | $ 150,000 | $ 52,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 452,000 | $ 226,000 | $ 263,000 |
| PUEBLO, CO | 2 | $ 499,000 | $ 249,000 | $ 143,000 |
| ROANOKE, VA | 2 | $ 333,000 | $ 166,000 | $ 70,000 |
| ROCHESTER, NY | 2 | $ 68,000 | $ 34,000 | $ 36,000 |
| ROME, GA | 2 | $ 445,000 | $ 222,000 | $ 216,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 2 | $ 720,000 | $ 360,000 | $ 82,000 |
| SALT LAKE CITY, UT | 2 | $ 581,000 | $ 290,000 | $ 65,000 |
| SAN ANGELO, TX | 2 | $ 421,000 | $ 210,000 | $ 101,000 |
| SPARTANBURG, SC | 2 | $ 399,000 | $ 199,000 | $ 70,000 |
| TACOMA, WA | 2 | $ 317,000 | $ 158,000 | $ 146,000 |
| TULSA, OK | 2 | $ 587,000 | $ 293,000 | $ 191,000 |
| WACO, TX | 2 | $ 494,000 | $ 247,000 | $ 148,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 271,000 | $ 135,000 | $ 69,000 |
| WINSTON-SALEM, NC | 2 | $ 163,000 | $ 81,000 | $ 16,000 |
| WORCESTER, MA | 2 | $ 377,000 | $ 188,000 | $ 67,000 |
| ALBANY, GA | 1 | $ 137,000 | $ 137,000 | $ 29,000 |
| ANCHORAGE, AK | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| BAKERSFIELD-DELANO, CA | 1 | $ 264,000 | $ 264,000 | $ 105,000 |
| BARNSTABLE TOWN, MA | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| BINGHAMTON, NY | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 23,000 | $ 23,000 | $ 30,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| COLORADO SPRINGS, CO | 1 | $ 492,000 | $ 492,000 | $ 150,000 |
| CORPUS CHRISTI, TX | 1 | $ 95,000 | $ 95,000 | $ 148,000 |
| ELIZABETHTOWN, KY | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| FARMINGTON, NM | 1 | $ 250,000 | $ 250,000 | $ 103,000 |
| FAYETTEVILLE, NC | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| FLORENCE, SC | 1 | $ 179,000 | $ 179,000 | $ 65,000 |
| FOND DU LAC, WI | 1 | $ 113,000 | $ 113,000 | $ 37,000 |
| FORT SMITH, AR-OK | 1 | $ 183,000 | $ 183,000 | $ 89,000 |
| FRESNO, CA | 1 | $ 380,000 | $ 380,000 | $ 92,000 |
| GOLDSBORO, NC | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| GREELEY, CO | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| GREEN BAY, WI | 1 | $ 416,000 | $ 416,000 | $ 225,000 |
| GREENVILLE, NC | 1 | $ 249,000 | $ 249,000 | $ 104,000 |
| HUNTSVILLE, AL | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| ITHACA, NY | 1 | $ 192,000 | $ 192,000 | $ 104,000 |
| JANESVILLE, WI | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
| JOHNSON CITY, TN | 1 | $ 49,000 | $ 49,000 | $ 68,000 |
| JONESBORO, AR | 1 | $ 39,000 | $ 39,000 | $ 23,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 395,000 | $ 395,000 | $ 164,000 |
| MADERA-CHOWCHILLA, CA | 1 | $ 323,000 | $ 323,000 | $ 135,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 307,000 | $ 307,000 | $ 275,000 |
| MISSOULA, MT | 1 | $ 151,000 | $ 151,000 | $ 51,000 |
| ODESSA, TX | 1 | $ 392,000 | $ 392,000 | $ 260,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 421,000 | $ 421,000 | $ 188,000 |
| OWENSBORO, KY | 1 | $ 5,000 | $ 5,000 | $ 50,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 120,000 | $ 120,000 | $ 411,000 |
| PRESCOTT, AZ | 1 | $ 215,000 | $ 215,000 | $ 207,000 |
| PROVO-OREM, UT | 1 | $ 572,000 | $ 572,000 | $ 103,000 |
| RENO-SPARKS, NV | 1 | $ 290,000 | $ 290,000 | $ 108,000 |
| ROCKFORD, IL | 1 | $ 106,000 | $ 106,000 | $ 29,000 |
| SALISBURY, MD | 1 | $ 192,000 | $ 192,000 | $ 245,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 800,000 | $ 800,000 | $ 943,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 1,193,000 | $ 1,193,000 | $ 395,000 |
| SHERMAN-DENISON, TX | 1 | $ 194,000 | $ 194,000 | $ 122,000 |
| ST. GEORGE, UT | 1 | $ 390,000 | $ 390,000 | $ 124,000 |
| TOPEKA, KS | 1 | $ 52,000 | $ 52,000 | $ 14,000 |
| UTICA-ROME, NY | 1 | $ 150,000 | $ 150,000 | $ 117,000 |
| WARNER ROBINS, GA | 1 | $ 330,000 | $ 330,000 | $ 88,000 |
| WAUSAU, WI | 1 | $ 72,000 | $ 72,000 | $ 76,000 |
| YAKIMA, WA | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| YUMA, AZ | 1 | $ 128,000 | $ 128,000 | $ 167,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 48,312 | $6,847,695,000 | $141,000 | $5,160,000 | $95,000 | $8,752,000 |
| Home Purchase | 12,691 | $2,235,586,000 | $176,000 | $3,600,000 | $105,000 | $9,999,000 |
| Home Improvement | 4,836 | $206,070,000 | $42,000 | $750,000 | $64,000 | $1,768,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 57,655 | $8,180,117,000 | $141,000 | $5,160,000 | $95,000 | $9,999,000 |
| Not Provided | 2,892 | $433,430,000 | $149,000 | $2,100,000 | $103,000 | $4,627,000 |
| Black or African American | 2,582 | $259,394,000 | $100,000 | $1,571,000 | $76,000 | $3,734,000 |
| Hispanic | 1,233 | $137,912,000 | $111,000 | $2,000,000 | $79,000 | $8,752,000 |
| Asian | 1,075 | $220,596,000 | $205,000 | $2,000,000 | $130,000 | $1,339,000 |
| American Indian or Alaskan Native | 289 | $34,845,000 | $120,000 | $740,000 | $84,000 | $1,512,000 |
| Native Hawaiian or Other Pacific Islander | 97 | $16,829,000 | $173,000 | $850,000 | $95,000 | $539,000 |
| Not applicable | 16 | $6,228,000 | $389,000 | $980,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 59,258 | $8,392,479,000 | $141,000 | $5,160,000 | $98,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 5,174 | $681,658,000 | $131,000 | $662,000 | $62,000 | $1,512,000 |
| VA-guaranteed (Veterans Administration) | 1,100 | $177,420,000 | $161,000 | $418,000 | $69,000 | $358,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 307 | $37,794,000 | $123,000 | $306,000 | $46,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 34,686 | $5,438,731,000 | $156,000 | $4,550,000 | $104,000 | $9,999,000 |
| Application Denied By Financial Institution | 27,034 | $3,195,231,000 | $118,000 | $5,160,000 | $81,000 | $5,286,000 |
| Application Approved But Not Accepted | 1,436 | $205,911,000 | $143,000 | $2,000,000 | $103,000 | $8,752,000 |
| File Closed For Incompleteness | 1,256 | $215,811,000 | $171,000 | $2,426,000 | $112,000 | $2,040,000 |
| Application Withdrawn By Applicant | 1,154 | $184,035,000 | $159,000 | $2,745,000 | $109,000 | $4,388,000 |
| Loan Purchased By The Institution | 273 | $49,632,000 | $181,000 | $417,000 | $113,000 | $1,035,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8,822 | $733,996,000 | $83,000 | $3,600,000 | $67,000 | $4,228,000 |
| Credit Application Incomplete | 7,257 | $914,949,000 | $126,000 | $2,400,000 | $95,000 | $5,286,000 |
| Collateral | 6,754 | $930,385,000 | $137,000 | $2,720,000 | $94,000 | $3,734,000 |
| Debt-To-Income Ratio | 3,195 | $458,957,000 | $143,000 | $3,000,000 | $52,000 | $1,200,000 |
| Other | 512 | $83,813,000 | $163,000 | $5,160,000 | $111,000 | $3,100,000 |
| Unverifiable Information | 205 | $27,325,000 | $133,000 | $999,000 | $84,000 | $689,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 137 | $22,671,000 | $165,000 | $2,625,000 | $118,000 | $2,380,000 |
| Employment History | 97 | $15,595,000 | $160,000 | $1,106,000 | $90,000 | $484,000 |
| Mortgage Insurance Denied | 55 | $7,540,000 | $137,000 | $292,000 | $72,000 | $151,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Huntington National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Huntington National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.