Peshtigo National Bank Mortgage Lending & HMDA Data, 2024

In 2024, Peshtigo National Bank of Peshtigo, WI reported 79 mortgage applications totaling $18.3 million, up 5% from 2023. The average application was for $231,835, and applicants reported an average income of $142,227. 84% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Green Bay, WI (27), Appleton, WI (4) and Wausau, WI (3) (applications in parentheses).

Mortgage Company & Address Peshtigo National Bank
250 French Street
Peshtigo, WI 54157
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 79
Total Mortgage Loan Application Amount $18,315,000
Average Mortgage Loan Application Amount $231,835
Highest Mortgage Loan Application Amount $3,605,000
Average Applicant Income $142,227
Highest Applicant Income $791,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Peshtigo National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Peshtigo National Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marinette, Wisconsin 27 $ 3,515,000 $ 130,185 $ 133,000
Oconto, Wisconsin 22 $ 3,430,000 $ 155,909 $ 152,000
Langlade, Wisconsin 12 $ 1,330,000 $ 110,833 $ 74,000
Brown, Wisconsin 5 $ 1,265,000 $ 253,000 $ 332,000
Outagamie, Wisconsin 4 $ 1,020,000 $ 255,000 $ 187,000
Marathon, Wisconsin 3 $ 885,000 $ 295,000 $ 248,000
Menominee, Michigan 2 $ 220,000 $ 110,000 $ 52,000
Oneida, Wisconsin 2 $ 640,000 $ 320,000 $ 142,000
Door, Wisconsin 1 $ 3,605,000 $ 3,605,000 $ 0
Green Lake, Wisconsin 1 $ 2,405,000 $ 2,405,000 $ 0

Mortgage Loan Application Detail Totals for Peshtigo National Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 30 $5,910,000 $197,000 $755,000 $149,000 $791,000
Home Purchase 26 $4,830,000 $185,000 $545,000 $147,000 $693,000
Other Purpose 12 $850,000 $70,000 $125,000 $135,000 $343,000
Home Improvement 10 $6,660,000 $666,000 $3,605,000 $124,000 $266,000
Cash-out Refinancing 1 $65,000 $65,000 $65,000 $84,000 $84,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 67 $10,265,000 $153,000 $665,000 $142,000 $791,000
Not applicable 11 $8,025,000 $729,000 $3,605,000 $0 $0
Hispanic 1 $25,000 $25,000 $25,000 $190,000 $190,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 79 $18,315,000 $231,000 $3,605,000 $143,000 $791,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 66 $14,480,000 $219,000 $3,605,000 $156,000 $791,000
Application Denied By Financial Institution 9 $3,425,000 $380,000 $2,405,000 $69,000 $171,000
Application Approved But Not Accepted 2 $270,000 $135,000 $145,000 $102,000 $105,000
Application Withdrawn By Applicant 1 $75,000 $75,000 $75,000 $142,000 $142,000
File Closed For Incompleteness 1 $65,000 $65,000 $65,000 $39,000 $39,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 70 $14,890,000 $212,000 $3,605,000 $152,000 $791,000
Credit History 4 $400,000 $100,000 $235,000 $90,000 $171,000
Debt-To-Income Ratio 4 $620,000 $155,000 $335,000 $42,000 $65,000
Unverifiable Information 1 $2,405,000 $2,405,000 $2,405,000 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Peshtigo National Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Peshtigo National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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