The Toronto-Dominion Bk, Nyb Mortgage Lending & HMDA Data, 2010
In 2010, The Toronto-Dominion Bk, Nyb of New York, NY reported 37 mortgage applications totaling $23.1 million. The average application was for $625,432, and applicants reported an average income of $416,567. 92% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (16), Nassau-Suffolk, NY (5) and Edison-New Brunswick, NJ (4) (applications in parentheses).
| Mortgage Company & Address | The Toronto-Dominion Bk, Nyb 31 West 52nd Street New York, NY 10019 |
| Federal Regulator | * available with data download |
| Years | 2010 |
| Total Number of Mortgage Applications | 37 |
| Total Mortgage Loan Application Amount | $23,141,000 |
| Average Mortgage Loan Application Amount | $625,432 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $416,567 |
| Highest Applicant Income | $2,476,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Toronto-Dominion Bk, Nyb filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Westchester, New York | 6 | $ 5,319,000 | $ 886,500 | $ 400,000 |
| New York, New York | 3 | $ 2,290,000 | $ 763,333 | $ 440,000 |
| Queens, New York | 3 | $ 1,372,000 | $ 457,333 | $ 189,000 |
| Suffolk, New York | 3 | $ 2,060,000 | $ 686,666 | $ 900,000 |
| Burlington, New Jersey | 2 | $ 350,000 | $ 175,000 | $ 201,000 |
| Kings, New York | 2 | $ 877,000 | $ 438,500 | $ 203,000 |
| Nassau, New York | 2 | $ 2,080,000 | $ 1,040,000 | $ 689,000 |
| New Haven, Connecticut | 1 | $ 165,000 | $ 165,000 | $ 180,000 |
| Cook, Illinois | 1 | $ 225,000 | $ 225,000 | $ 554,000 |
| Berkshire, Massachusetts | 1 | $ 1,760,000 | $ 1,760,000 | $ 1,018,000 |
| Suffolk, Massachusetts | 1 | $ 133,000 | $ 133,000 | $ 160,000 |
| Camden, New Jersey | 1 | $ 445,000 | $ 445,000 | $ 182,000 |
| Essex, New Jersey | 1 | $ 794,000 | $ 794,000 | $ 294,000 |
| Hudson, New Jersey | 1 | $ 466,000 | $ 466,000 | $ 458,000 |
| Mercer, New Jersey | 1 | $ 640,000 | $ 640,000 | $ 603,000 |
| Middlesex, New Jersey | 1 | $ 276,000 | $ 276,000 | $ 78,000 |
| Monmouth, New Jersey | 1 | $ 500,000 | $ 500,000 | $ 241,000 |
| Ocean, New Jersey | 1 | $ 412,000 | $ 412,000 | $ 169,000 |
| Somerset, New Jersey | 1 | $ 800,000 | $ 800,000 | $ 328,000 |
| Rockland, New York | 1 | $ 1,250,000 | $ 1,250,000 | $ 1,155,000 |
| Harris, Texas | 1 | $ 353,000 | $ 353,000 | $ 498,000 |
Mortgage Loan Application Detail Totals for The Toronto-Dominion Bk, Nyb in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 21 | $10,791,000 | $513,000 | $1,900,000 | $269,000 | $1,155,000 |
| Refinancing | 14 | $10,436,000 | $745,000 | $1,760,000 | $653,000 | $2,476,000 |
| Home Improvement | 2 | $1,914,000 | $957,000 | $1,120,000 | $311,000 | $329,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16 | $11,421,000 | $713,000 | $1,760,000 | $589,000 | $2,476,000 |
| Not Provided | 12 | $5,858,000 | $488,000 | $1,900,000 | $314,000 | $850,000 |
| Asian | 7 | $5,036,000 | $719,000 | $1,300,000 | $284,000 | $495,000 |
| Black or African American | 2 | $826,000 | $413,000 | $550,000 | $116,000 | $155,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 37 | $23,141,000 | $625,000 | $1,900,000 | $416,000 | $2,476,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 34 | $21,967,000 | $646,000 | $1,900,000 | $438,000 | $2,476,000 |
| Preapproval Approved but not Accepted | 2 | $574,000 | $287,000 | $298,000 | $161,000 | $187,000 |
| Application Withdrawn By Applicant | 1 | $600,000 | $600,000 | $600,000 | $192,000 | $192,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Toronto-Dominion Bk, Nyb's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Toronto-Dominion Bk, Nyb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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