The Union Bank Company Mortgage Lending & HMDA Data, 2025

In 2025, The Union Bank Company of Columbus Grove, OH reported 1,040 mortgage applications totaling $236.1 million, up 2% from 2024. The average application was for $226,980, and applicants reported an average income of $125,553. 76% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Columbus, OH (259), Lima, OH (134) and Toledo, OH (90) (applications in parentheses).

Mortgage Company & Address The Union Bank Company
105 Progressive Drive
Columbus Grove, OH 45830
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,040
Total Mortgage Loan Application Amount $236,060,000
Average Mortgage Loan Application Amount $226,980
Highest Mortgage Loan Application Amount $6,185,000
Average Applicant Income $125,553
Highest Applicant Income $4,257,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Union Bank Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Union Bank Company by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Putnam, Ohio 169 $ 19,535,000 $ 115,591 $ 97,000
Franklin, Ohio 155 $ 45,025,000 $ 290,483 $ 145,000
Allen, Ohio 134 $ 21,950,000 $ 163,805 $ 101,000
Wood, Ohio 75 $ 14,535,000 $ 193,800 $ 129,000
Delaware, Ohio 47 $ 18,035,000 $ 383,723 $ 191,000
Hancock, Ohio 36 $ 5,600,000 $ 155,555 $ 104,000
Marion, Ohio 30 $ 3,270,000 $ 109,000 $ 89,000
Paulding, Ohio 27 $ 4,585,000 $ 169,814 $ 73,000
Sandusky, Ohio 19 $ 1,785,000 $ 93,947 $ 72,000
Licking, Ohio 15 $ 4,535,000 $ 302,333 $ 145,000
Union, Ohio 13 $ 3,265,000 $ 251,153 $ 103,000
Van Wert, Ohio 13 $ 825,000 $ 63,461 $ 78,000
Auglaize, Ohio 12 $ 2,180,000 $ 181,666 $ 97,000
Lucas, Ohio 12 $ 2,240,000 $ 186,666 $ 117,000
Fairfield, Ohio 11 $ 3,085,000 $ 280,454 $ 140,000
Hardin, Ohio 9 $ 2,575,000 $ 286,111 $ 114,000
Henry, Ohio 9 $ 955,000 $ 106,111 $ 105,000
Logan, Ohio 9 $ 1,495,000 $ 166,111 $ 81,000
Ottawa, Ohio 8 $ 2,250,000 $ 281,250 $ 155,000
Madison, Ohio 7 $ 1,405,000 $ 200,714 $ 200,000
Gwinnett, Georgia 5 $ 1,905,000 $ 381,000 $ 237,000
Morrow, Ohio 5 $ 975,000 $ 195,000 $ 76,000
Fulton, Georgia 4 $ 890,000 $ 222,500 $ 92,000
DuPage, Illinois 4 $ 1,610,000 $ 402,500 $ 242,000
Cuyahoga, Ohio 4 $ 800,000 $ 200,000 $ 164,000
Knox, Ohio 4 $ 1,210,000 $ 302,500 $ 155,000
Pickaway, Ohio 4 $ 1,220,000 $ 305,000 $ 125,000
Arapahoe, Colorado 3 $ 1,395,000 $ 465,000 $ 134,000
Jefferson, Colorado 3 $ 865,000 $ 288,333 $ 83,000
Cook, Illinois 3 $ 1,215,000 $ 405,000 $ 223,000
Crawford, Ohio 3 $ 435,000 $ 145,000 $ 64,000
Defiance, Ohio 3 $ 445,000 $ 148,333 $ 81,000
Fulton, Ohio 3 $ 955,000 $ 318,333 $ 169,000
Seneca, Ohio 3 $ 275,000 $ 91,666 $ 52,000
Jackson, Oregon 3 $ 1,165,000 $ 388,333 $ 97,000
Delaware, Pennsylvania 3 $ 1,245,000 $ 415,000 $ 149,000
Maricopa, Arizona 2 $ 930,000 $ 465,000 $ 183,000
Northeastern Connecticut Planning Region, Connecticut 2 $ 610,000 $ 305,000 $ 127,000
Hillsborough, Florida 2 $ 1,050,000 $ 525,000 $ 155,000
Pinellas, Florida 2 $ 730,000 $ 365,000 $ 68,000
Sarasota, Florida 2 $ 360,000 $ 180,000 $ 82,000
St. Johns, Florida 2 $ 740,000 $ 370,000 $ 121,000
Volusia, Florida 2 $ 480,000 $ 240,000 $ 139,000
Kane, Illinois 2 $ 590,000 $ 295,000 $ 146,000
Tippecanoe, Indiana 2 $ 530,000 $ 265,000 $ 116,000
Fayette, Kentucky 2 $ 680,000 $ 340,000 $ 168,000
Warren, Kentucky 2 $ 670,000 $ 335,000 $ 159,000
St. Tammany, Louisiana 2 $ 750,000 $ 375,000 $ 232,000
Essex, Massachusetts 2 $ 890,000 $ 445,000 $ 143,000
Norfolk, Massachusetts 2 $ 800,000 $ 400,000 $ 207,000
Flathead, Montana 2 $ 670,000 $ 335,000 $ 151,000
Lewis and Clark, Montana 2 $ 560,000 $ 280,000 $ 162,000
Burlington, New Jersey 2 $ 630,000 $ 315,000 $ 115,000
Camden, New Jersey 2 $ 580,000 $ 290,000 $ 96,000
Butler, Ohio 2 $ 730,000 $ 365,000 $ 154,000
Champaign, Ohio 2 $ 540,000 $ 270,000 $ 82,000
Hamilton, Ohio 2 $ 610,000 $ 305,000 $ 117,000
Jackson, Ohio 2 $ 500,000 $ 250,000 $ 105,000
Lorain, Ohio 2 $ 650,000 $ 325,000 $ 199,000
Montgomery, Ohio 2 $ 250,000 $ 125,000 $ 56,000
Muskingum, Ohio 2 $ 330,000 $ 165,000 $ 85,000
Richland, Ohio 2 $ 490,000 $ 245,000 $ 58,000
Shelby, Ohio 2 $ 6,270,000 $ 3,135,000 $ 74,000
Summit, Ohio 2 $ 520,000 $ 260,000 $ 146,000
Warren, Ohio 2 $ 330,000 $ 165,000 $ 87,000
Wyandot, Ohio 2 $ 60,000 $ 30,000 $ 142,000
Polk, Oregon 2 $ 770,000 $ 385,000 $ 139,000
Montgomery, Pennsylvania 2 $ 750,000 $ 375,000 $ 175,000
Philadelphia, Pennsylvania 2 $ 410,000 $ 205,000 $ 119,000
Greenville, South Carolina 2 $ 630,000 $ 315,000 $ 109,000
Davidson, Tennessee 2 $ 810,000 $ 405,000 $ 131,000
Salt Lake, Utah 2 $ 1,030,000 $ 515,000 $ 107,000
Stafford, Virginia 2 $ 750,000 $ 375,000 $ 61,000
Pinal, Arizona 1 $ 55,000 $ 55,000 $ 119,000
Benton, Arkansas 1 $ 395,000 $ 395,000 $ 113,000
Independence, Arkansas 1 $ 285,000 $ 285,000 $ 207,000
Pulaski, Arkansas 1 $ 285,000 $ 285,000 $ 147,000
Contra Costa, California 1 $ 685,000 $ 685,000 $ 163,000
Denver, Colorado 1 $ 555,000 $ 555,000 $ 295,000
Kit Carson, Colorado 1 $ 75,000 $ 75,000 $ 87,000
Larimer, Colorado 1 $ 435,000 $ 435,000 $ 144,000
Capitol Planning Region, Connecticut 1 $ 485,000 $ 485,000 $ 169,000
Naugatuck Valley Planning Region, Connecticut 1 $ 535,000 $ 535,000 $ 361,000
Northwest Hills Planning Region, Connecticut 1 $ 275,000 $ 275,000 $ 92,000
Bay, Florida 1 $ 435,000 $ 435,000 $ 180,000
Hernando, Florida 1 $ 315,000 $ 315,000 $ 78,000
Marion, Florida 1 $ 305,000 $ 305,000 $ 180,000
Miami-Dade, Florida 1 $ 255,000 $ 255,000 $ 211,000
Orange, Florida 1 $ 275,000 $ 275,000 $ 150,000
Palm Beach, Florida 1 $ 185,000 $ 185,000 $ 0
Polk, Florida 1 $ 365,000 $ 365,000 $ 67,000
Chatham, Georgia 1 $ 455,000 $ 455,000 $ 154,000
Clarke, Georgia 1 $ 315,000 $ 315,000 $ 157,000
Cobb, Georgia 1 $ 325,000 $ 325,000 $ 115,000
Columbia, Georgia 1 $ 305,000 $ 305,000 $ 119,000
Fayette, Georgia 1 $ 345,000 $ 345,000 $ 58,000
Hall, Georgia 1 $ 365,000 $ 365,000 $ 207,000
Henry, Georgia 1 $ 365,000 $ 365,000 $ 83,000
Elmore, Idaho 1 $ 485,000 $ 485,000 $ 124,000
Kootenai, Idaho 1 $ 345,000 $ 345,000 $ 112,000
Kendall, Illinois 1 $ 345,000 $ 345,000 $ 123,000
Macon, Illinois 1 $ 75,000 $ 75,000 $ 175,000
Boone, Indiana 1 $ 235,000 $ 235,000 $ 0
Elkhart, Indiana 1 $ 585,000 $ 585,000 $ 143,000
Sullivan, Indiana 1 $ 315,000 $ 315,000 $ 43,000
Vigo, Indiana 1 $ 295,000 $ 295,000 $ 122,000
Fayette, Iowa 1 $ 405,000 $ 405,000 $ 106,000
Johnson, Kansas 1 $ 255,000 $ 255,000 $ 230,000
Campbell, Kentucky 1 $ 595,000 $ 595,000 $ 351,000
Franklin, Kentucky 1 $ 275,000 $ 275,000 $ 60,000
Oldham, Kentucky 1 $ 295,000 $ 295,000 $ 174,000
Orleans, Louisiana 1 $ 345,000 $ 345,000 $ 107,000
York, Maine 1 $ 375,000 $ 375,000 $ 456,000
Allegany, Maryland 1 $ 185,000 $ 185,000 $ 102,000
Montgomery, Maryland 1 $ 705,000 $ 705,000 $ 480,000
Prince George's, Maryland 1 $ 295,000 $ 295,000 $ 122,000
St. Mary's, Maryland 1 $ 345,000 $ 345,000 $ 72,000
Plymouth, Massachusetts 1 $ 345,000 $ 345,000 $ 163,000
Worcester, Massachusetts 1 $ 355,000 $ 355,000 $ 136,000
Monroe, Michigan 1 $ 15,000 $ 15,000 $ 228,000
St. Clair, Michigan 1 $ 355,000 $ 355,000 $ 97,000
Goodhue, Minnesota 1 $ 335,000 $ 335,000 $ 64,000
Watonwan, Minnesota 1 $ 265,000 $ 265,000 $ 74,000
Forrest, Mississippi 1 $ 125,000 $ 125,000 $ 87,000
Lafayette, Mississippi 1 $ 275,000 $ 275,000 $ 58,000
Walthall, Mississippi 1 $ 225,000 $ 225,000 $ 4,257,000
Yalobusha, Mississippi 1 $ 405,000 $ 405,000 $ 127,000
Silver Bow, Montana 1 $ 205,000 $ 205,000 $ 96,000
Douglas, Nebraska 1 $ 405,000 $ 405,000 $ 82,000
Dundy, Nebraska 1 $ 45,000 $ 45,000 $ 45,000
Rockingham, New Hampshire 1 $ 615,000 $ 615,000 $ 131,000
Middlesex, New Jersey 1 $ 175,000 $ 175,000 $ 83,000
Monmouth, New Jersey 1 $ 315,000 $ 315,000 $ 63,000
Cabarrus, North Carolina 1 $ 295,000 $ 295,000 $ 54,000
Pender, North Carolina 1 $ 135,000 $ 135,000 $ 0
Ashland, Ohio 1 $ 305,000 $ 305,000 $ 120,000
Ashtabula, Ohio 1 $ 75,000 $ 75,000 $ 0
Brown, Ohio 1 $ 175,000 $ 175,000 $ 91,000
Clark, Ohio 1 $ 265,000 $ 265,000 $ 81,000
Erie, Ohio 1 $ 805,000 $ 805,000 $ 258,000
Greene, Ohio 1 $ 205,000 $ 205,000 $ 149,000
Guernsey, Ohio 1 $ 365,000 $ 365,000 $ 64,000
Hocking, Ohio 1 $ 185,000 $ 185,000 $ 100,000
Perry, Ohio 1 $ 125,000 $ 125,000 $ 78,000
Portage, Ohio 1 $ 115,000 $ 115,000 $ 221,000
Stark, Ohio 1 $ 175,000 $ 175,000 $ 253,000
Washington, Ohio 1 $ 295,000 $ 295,000 $ 154,000
Wayne, Ohio 1 $ 175,000 $ 175,000 $ 125,000
Canadian, Oklahoma 1 $ 365,000 $ 365,000 $ 94,000
Oklahoma, Oklahoma 1 $ 385,000 $ 385,000 $ 168,000
Crook, Oregon 1 $ 325,000 $ 325,000 $ 77,000
Deschutes, Oregon 1 $ 335,000 $ 335,000 $ 102,000
Erie, Pennsylvania 1 $ 305,000 $ 305,000 $ 52,000
Lancaster, Pennsylvania 1 $ 315,000 $ 315,000 $ 105,000
Westmoreland, Pennsylvania 1 $ 325,000 $ 325,000 $ 136,000
Bristol, Rhode Island 1 $ 585,000 $ 585,000 $ 202,000
Beaufort, South Carolina 1 $ 345,000 $ 345,000 $ 71,000
Lexington, South Carolina 1 $ 425,000 $ 425,000 $ 240,000
Spartanburg, South Carolina 1 $ 275,000 $ 275,000 $ 95,000
York, South Carolina 1 $ 525,000 $ 525,000 $ 118,000
Cheatham, Tennessee 1 $ 405,000 $ 405,000 $ 55,000
Loudon, Tennessee 1 $ 365,000 $ 365,000 $ 202,000
Denton, Texas 1 $ 185,000 $ 185,000 $ 0
Harris, Texas 1 $ 155,000 $ 155,000 $ 0
Arlington, Virginia 1 $ 225,000 $ 225,000 $ 357,000
Bedford, Virginia 1 $ 435,000 $ 435,000 $ 238,000
Fairfax, Virginia 1 $ 425,000 $ 425,000 $ 90,000
York, Virginia 1 $ 405,000 $ 405,000 $ 164,000
Kanawha, West Virginia 1 $ 145,000 $ 145,000 $ 43,000
Putnam, West Virginia 1 $ 195,000 $ 195,000 $ 60,000
Milwaukee, Wisconsin 1 $ 265,000 $ 265,000 $ 164,000
Converse, Wyoming 1 $ 345,000 $ 345,000 $ 72,000

Mortgage Loan Application Detail Totals for The Union Bank Company in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 385 $108,185,000 $281,000 $6,185,000 $126,000 $931,000
Refinancing 252 $60,970,000 $241,000 $2,095,000 $120,000 $800,000
Home Improvement 169 $15,115,000 $89,000 $495,000 $115,000 $706,000
Other Purpose 121 $12,455,000 $102,000 $555,000 $108,000 $495,000
Cash-out Refinancing 113 $39,335,000 $348,000 $685,000 $171,000 $4,257,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 745 $146,185,000 $196,000 $835,000 $115,000 $931,000
Not Provided 155 $36,305,000 $234,000 $815,000 $182,000 $4,257,000
Not applicable 73 $37,305,000 $511,000 $6,185,000 $0 $0
Asian 25 $7,865,000 $314,000 $755,000 $171,000 $385,000
Hispanic 24 $4,580,000 $190,000 $805,000 $92,000 $251,000
Black or African American 15 $3,145,000 $209,000 $375,000 $78,000 $139,000
American Indian or Alaskan Native 2 $400,000 $200,000 $225,000 $91,000 $92,000
Native Hawaiian or Other Pacific Islander 1 $275,000 $275,000 $275,000 $113,000 $113,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 943 $205,045,000 $217,000 $6,185,000 $123,000 $931,000
FHA-insured (Federal Housing Administration) 80 $25,840,000 $323,000 $625,000 $161,000 $4,257,000
VA-guaranteed (Veterans Administration) 16 $4,910,000 $306,000 $485,000 $113,000 $207,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $265,000 $265,000 $265,000 $81,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 794 $169,430,000 $213,000 $1,835,000 $127,000 $931,000
Application Withdrawn By Applicant 119 $44,475,000 $373,000 $6,185,000 $156,000 $4,257,000
Application Denied By Financial Institution 105 $18,585,000 $177,000 $585,000 $90,000 $228,000
Application Approved But Not Accepted 11 $925,000 $84,000 $245,000 $106,000 $230,000
File Closed For Incompleteness 11 $2,645,000 $240,000 $405,000 $133,000 $399,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,040 $236,060,000 $226,000 $6,185,000 $126,000 $4,257,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Union Bank Company's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Union Bank Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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