Thomasville National Bank Mortgage Lending & HMDA Data, 2025

In 2025, Thomasville National Bank of Thomasville, GA reported 288 mortgage applications totaling $140.2 million, up 19% from 2024. The average application was for $486,666, and applicants reported an average income of $207,447. 97% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Tallahassee, FL (39), Valdosta, GA (13) and Brunswick, GA (12) (applications in parentheses).

Mortgage Company & Address Thomasville National Bank
301 N. Broad Street
Thomasville, GA 31792
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 288
Total Mortgage Loan Application Amount $140,160,000
Average Mortgage Loan Application Amount $486,666
Highest Mortgage Loan Application Amount $15,185,000
Average Applicant Income $207,447
Highest Applicant Income $1,960,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thomasville National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Thomasville National Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 215 $126,065,000 $586,000 $15,185,000 $233,000 $1,960,000
Refinancing 53 $12,795,000 $241,000 $1,505,000 $142,000 $615,000
Home Improvement 13 $955,000 $73,000 $365,000 $137,000 $726,000
Other Purpose 7 $345,000 $49,000 $155,000 $49,000 $86,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 161 $55,855,000 $346,000 $3,025,000 $206,000 $1,960,000
Not applicable 104 $80,200,000 $771,000 $15,185,000 $0 $0
Black or African American 12 $1,230,000 $102,000 $285,000 $84,000 $156,000
Hispanic 5 $1,485,000 $297,000 $775,000 $380,000 $1,400,000
Asian 4 $910,000 $227,000 $515,000 $184,000 $328,000
Not Provided 2 $480,000 $240,000 $255,000 $95,000 $122,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 288 $140,160,000 $486,000 $15,185,000 $201,000 $1,960,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 279 $138,635,000 $496,000 $15,185,000 $206,000 $1,960,000
Application Approved But Not Accepted 4 $580,000 $145,000 $305,000 $101,000 $128,000
Application Withdrawn By Applicant 4 $930,000 $232,000 $285,000 $148,000 $292,000
Application Denied By Financial Institution 1 $15,000 $15,000 $15,000 $52,000 $52,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 287 $140,145,000 $488,000 $15,185,000 $202,000 $1,960,000
Other 1 $15,000 $15,000 $15,000 $52,000 $52,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Thomasville National Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Thomasville National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet with aggregated HMDA statistics today.

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