Thrivent Federal Credit Union Mortgage Lending & HMDA Data, 2022

In 2022, Thrivent Federal Credit Union of Shakopee, MN reported 1,056 mortgage applications totaling $204.4 million, down 28% from 2021. The average application was for $193,541, and applicants reported an average income of $125,658. 73% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (148), Appleton, WI (23) and Chicago-Naperville, IL (19) (applications in parentheses).

Mortgage Company & Address Thrivent Federal Credit Union

Shakopee, MN 55379
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 1,056
Total Mortgage Loan Application Amount $204,380,000
Average Mortgage Loan Application Amount $193,541
Highest Mortgage Loan Application Amount $5,005,000
Average Applicant Income $125,658
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Thrivent Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Thrivent Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 61 $ 12,235,000 $ 200,573 $ 204,000
Ramsey, Minnesota 23 $ 3,265,000 $ 141,956 $ 106,000
Outagamie, Wisconsin 18 $ 2,130,000 $ 118,333 $ 83,000
Maricopa, Arizona 16 $ 3,130,000 $ 195,625 $ 114,000
Dakota, Minnesota 12 $ 2,480,000 $ 206,666 $ 123,000
Cook, Illinois 11 $ 1,545,000 $ 140,454 $ 110,000
Carver, Minnesota 11 $ 3,445,000 $ 313,181 $ 145,000
Anoka, Minnesota 10 $ 1,510,000 $ 151,000 $ 103,000
San Diego, California 9 $ 9,195,000 $ 1,021,666 $ 136,000
Los Angeles, California 8 $ 3,400,000 $ 425,000 $ 149,000
Lake, Illinois 8 $ 1,370,000 $ 171,250 $ 114,000
Scott, Minnesota 8 $ 2,630,000 $ 328,750 $ 155,000
King, Washington 8 $ 3,860,000 $ 482,500 $ 218,000
Milwaukee, Wisconsin 8 $ 1,080,000 $ 135,000 $ 80,000
Pima, Arizona 7 $ 685,000 $ 97,857 $ 121,000
Lee, Florida 7 $ 1,275,000 $ 182,142 $ 184,000
Harris, Texas 7 $ 1,825,000 $ 260,714 $ 123,000
Adams, Wisconsin 7 $ 1,095,000 $ 156,428 $ 68,000
Waukesha, Wisconsin 7 $ 955,000 $ 136,428 $ 143,000
Waupaca, Wisconsin 7 $ 1,135,000 $ 162,142 $ 73,000
Winnebago, Wisconsin 7 $ 1,275,000 $ 182,142 $ 200,000
Broward, Florida 6 $ 2,010,000 $ 335,000 $ 218,000
Wright, Minnesota 6 $ 1,580,000 $ 263,333 $ 351,000
Cass, North Dakota 6 $ 630,000 $ 105,000 $ 110,000
Cuyahoga, Ohio 6 $ 600,000 $ 100,000 $ 96,000
Franklin, Ohio 6 $ 690,000 $ 115,000 $ 113,000
Orange, California 5 $ 3,235,000 $ 647,000 $ 206,000
Riverside, California 5 $ 1,135,000 $ 227,000 $ 146,000
Brevard, Florida 5 $ 435,000 $ 87,000 $ 93,000
Seminole, Florida 5 $ 665,000 $ 133,000 $ 128,000
Lake, Indiana 5 $ 355,000 $ 71,000 $ 77,000
Oakland, Michigan 5 $ 945,000 $ 189,000 $ 108,000
Douglas, Minnesota 5 $ 705,000 $ 141,000 $ 80,000
Otter Tail, Minnesota 5 $ 945,000 $ 189,000 $ 110,000
Washington, Minnesota 5 $ 1,445,000 $ 289,000 $ 100,000
Cumberland, New Jersey 5 $ 665,000 $ 133,000 $ 119,000
Northampton, Pennsylvania 5 $ 835,000 $ 167,000 $ 118,000
Calumet, Wisconsin 5 $ 765,000 $ 153,000 $ 73,000
Manitowoc, Wisconsin 5 $ 615,000 $ 123,000 $ 123,000
St. Croix, Wisconsin 5 $ 995,000 $ 199,000 $ 124,000
Douglas, Colorado 4 $ 3,030,000 $ 757,500 $ 360,000
Lake, Florida 4 $ 380,000 $ 95,000 $ 90,000
Nassau, Florida 4 $ 480,000 $ 120,000 $ 67,000
Palm Beach, Florida 4 $ 260,000 $ 65,000 $ 69,000
Pasco, Florida 4 $ 1,000,000 $ 250,000 $ 81,000
Effingham, Georgia 4 $ 790,000 $ 197,500 $ 144,000
Fulton, Georgia 4 $ 1,150,000 $ 287,500 $ 317,000
Gwinnett, Georgia 4 $ 480,000 $ 120,000 $ 118,000
DuPage, Illinois 4 $ 5,260,000 $ 1,315,000 $ 44,000
Kane, Illinois 4 $ 520,000 $ 130,000 $ 107,000
Story, Iowa 4 $ 660,000 $ 165,000 $ 96,000
St. Charles, Missouri 4 $ 440,000 $ 110,000 $ 98,000
Lake, Ohio 4 $ 400,000 $ 100,000 $ 77,000
Dauphin, Pennsylvania 4 $ 510,000 $ 127,500 $ 122,000
Lancaster, Pennsylvania 4 $ 850,000 $ 212,500 $ 146,000
Roberts, South Dakota 4 $ 500,000 $ 125,000 $ 125,000
Fairfax, Virginia 4 $ 840,000 $ 210,000 $ 91,000
Loudoun, Virginia 4 $ 250,000 $ 62,500 $ 134,000
Marathon, Wisconsin 4 $ 860,000 $ 215,000 $ 146,000
Monroe, Wisconsin 4 $ 560,000 $ 140,000 $ 226,000
Sheboygan, Wisconsin 4 $ 500,000 $ 125,000 $ 67,000
Washington, Wisconsin 4 $ 630,000 $ 157,500 $ 81,000
Adams, Colorado 3 $ 425,000 $ 141,666 $ 136,000
Hartford, Connecticut 3 $ 155,000 $ 51,666 $ 124,000
Charlotte, Florida 3 $ 305,000 $ 101,666 $ 122,000
Collier, Florida 3 $ 895,000 $ 298,333 $ 80,000
Hillsborough, Florida 3 $ 375,000 $ 125,000 $ 102,000
Manatee, Florida 3 $ 575,000 $ 191,666 $ 141,000
Miami-Dade, Florida 3 $ 265,000 $ 88,333 $ 86,000
Orange, Florida 3 $ 365,000 $ 121,666 $ 104,000
Canyon, Idaho 3 $ 2,145,000 $ 715,000 $ 93,000
Kendall, Illinois 3 $ 415,000 $ 138,333 $ 106,000
Marion, Indiana 3 $ 625,000 $ 208,333 $ 122,000
Warren, Iowa 3 $ 225,000 $ 75,000 $ 82,000
Kenton, Kentucky 3 $ 305,000 $ 101,666 $ 59,000
Prince George's, Maryland 3 $ 315,000 $ 105,000 $ 56,000
Dickinson, Michigan 3 $ 465,000 $ 155,000 $ 72,000
St. Clair, Michigan 3 $ 245,000 $ 81,666 $ 42,000
Wayne, Michigan 3 $ 385,000 $ 128,333 $ 196,000
Cass, Minnesota 3 $ 675,000 $ 225,000 $ 93,000
Goodhue, Minnesota 3 $ 455,000 $ 151,666 $ 86,000
Le Sueur, Minnesota 3 $ 215,000 $ 71,666 $ 150,000
Meeker, Minnesota 3 $ 215,000 $ 71,666 $ 87,000
Mille Lacs, Minnesota 3 $ 515,000 $ 171,666 $ 77,000
Nicollet, Minnesota 3 $ 645,000 $ 215,000 $ 156,000
Olmsted, Minnesota 3 $ 505,000 $ 168,333 $ 74,000
St. Louis, Minnesota 3 $ 675,000 $ 225,000 $ 140,000
Jackson, Missouri 3 $ 385,000 $ 128,333 $ 94,000
Dodge, Nebraska 3 $ 395,000 $ 131,666 $ 129,000
Clark, Nevada 3 $ 945,000 $ 315,000 $ 246,000
Erie, New York 3 $ 155,000 $ 51,666 $ 113,000
Alexander, North Carolina 3 $ 185,000 $ 61,666 $ 102,000
Buncombe, North Carolina 3 $ 395,000 $ 131,666 $ 101,000
Henderson, North Carolina 3 $ 675,000 $ 225,000 $ 82,000
Morton, North Dakota 3 $ 105,000 $ 35,000 $ 97,000
Summit, Ohio 3 $ 275,000 $ 91,666 $ 101,000
Multnomah, Oregon 3 $ 905,000 $ 301,666 $ 91,000
Chester, Pennsylvania 3 $ 1,025,000 $ 341,666 $ 132,000
Horry, South Carolina 3 $ 585,000 $ 195,000 $ 83,000
Lexington, South Carolina 3 $ 745,000 $ 248,333 $ 153,000
Travis, Texas 3 $ 935,000 $ 311,666 $ 82,000
Pierce, Washington 3 $ 405,000 $ 135,000 $ 48,000
Snohomish, Washington 3 $ 1,365,000 $ 455,000 $ 280,000
Brown, Wisconsin 3 $ 565,000 $ 188,333 $ 76,000
Chippewa, Wisconsin 3 $ 405,000 $ 135,000 $ 146,000
Dane, Wisconsin 3 $ 525,000 $ 175,000 $ 104,000
Lincoln, Wisconsin 3 $ 295,000 $ 98,333 $ 121,000
Racine, Wisconsin 3 $ 415,000 $ 138,333 $ 103,000
Mobile, Alabama 2 $ 240,000 $ 120,000 $ 86,000
Fairbanks North Star, Alaska 2 $ 90,000 $ 45,000 $ 92,000
Mohave, Arizona 2 $ 380,000 $ 190,000 $ 72,000
Yavapai, Arizona 2 $ 310,000 $ 155,000 $ 79,000
Alameda, California 2 $ 600,000 $ 300,000 $ 258,000
Arapahoe, Colorado 2 $ 430,000 $ 215,000 $ 109,000
Denver, Colorado 2 $ 260,000 $ 130,000 $ 91,000
El Paso, Colorado 2 $ 500,000 $ 250,000 $ 125,000
Larimer, Colorado 2 $ 570,000 $ 285,000 $ 96,000
New Castle, Delaware 2 $ 440,000 $ 220,000 $ 124,000
Citrus, Florida 2 $ 80,000 $ 40,000 $ 83,000
Indian River, Florida 2 $ 450,000 $ 225,000 $ 80,000
Martin, Florida 2 $ 50,000 $ 25,000 $ 92,000
Santa Rosa, Florida 2 $ 480,000 $ 240,000 $ 110,000
Sarasota, Florida 2 $ 980,000 $ 490,000 $ 151,000
St. Lucie, Florida 2 $ 260,000 $ 130,000 $ 92,000
Chatham, Georgia 2 $ 120,000 $ 60,000 $ 76,000
Cobb, Georgia 2 $ 760,000 $ 380,000 $ 352,000
Lumpkin, Georgia 2 $ 350,000 $ 175,000 $ 97,000
Oconee, Georgia 2 $ 580,000 $ 290,000 $ 150,000
Paulding, Georgia 2 $ 230,000 $ 115,000 $ 143,000
Adams, Illinois 2 $ 370,000 $ 185,000 $ 155,000
Boone, Illinois 2 $ 70,000 $ 35,000 $ 121,000
Champaign, Illinois 2 $ 90,000 $ 45,000 $ 63,000
Madison, Illinois 2 $ 90,000 $ 45,000 $ 68,000
McHenry, Illinois 2 $ 160,000 $ 80,000 $ 74,000
Will, Illinois 2 $ 520,000 $ 260,000 $ 149,000
Johnson, Kansas 2 $ 330,000 $ 165,000 $ 97,000
Pottawatomie, Kansas 2 $ 230,000 $ 115,000 $ 130,000
Shawnee, Kansas 2 $ 330,000 $ 165,000 $ 74,000
Boone, Kentucky 2 $ 790,000 $ 395,000 $ 171,000
Anne Arundel, Maryland 2 $ 750,000 $ 375,000 $ 146,000
Baltimore, Maryland 2 $ 820,000 $ 410,000 $ 163,000
Frederick, Maryland 2 $ 60,000 $ 30,000 $ 77,000
Montgomery, Maryland 2 $ 730,000 $ 365,000 $ 401,000
Jackson, Michigan 2 $ 250,000 $ 125,000 $ 54,000
Midland, Michigan 2 $ 100,000 $ 50,000 $ 109,000
Monroe, Michigan 2 $ 110,000 $ 55,000 $ 122,000
Osceola, Michigan 2 $ 220,000 $ 110,000 $ 103,000
Washtenaw, Michigan 2 $ 600,000 $ 300,000 $ 136,000
Beltrami, Minnesota 2 $ 1,090,000 $ 545,000 $ 561,000
Carlton, Minnesota 2 $ 210,000 $ 105,000 $ 20,000
Crow Wing, Minnesota 2 $ 480,000 $ 240,000 $ 68,000
Dodge, Minnesota 2 $ 190,000 $ 95,000 $ 70,000
Faribault, Minnesota 2 $ 240,000 $ 120,000 $ 73,000
Pope, Minnesota 2 $ 170,000 $ 85,000 $ 76,000
Sibley, Minnesota 2 $ 190,000 $ 95,000 $ 53,000
Stearns, Minnesota 2 $ 420,000 $ 210,000 $ 73,000
Todd, Minnesota 2 $ 320,000 $ 160,000 $ 70,000
Hancock, Mississippi 2 $ 210,000 $ 105,000 $ 499,000
Clay, Missouri 2 $ 140,000 $ 70,000 $ 42,000
Jefferson, Missouri 2 $ 190,000 $ 95,000 $ 75,000
Lafayette, Missouri 2 $ 260,000 $ 130,000 $ 94,000
Morgan, Missouri 2 $ 190,000 $ 95,000 $ 85,000
St. Louis, Missouri 2 $ 90,000 $ 45,000 $ 131,000
Lincoln, Nebraska 2 $ 370,000 $ 185,000 $ 148,000
Atlantic, New Jersey 2 $ 350,000 $ 175,000 $ 67,000
Bergen, New Jersey 2 $ 1,200,000 $ 600,000 $ 178,000
Middlesex, New Jersey 2 $ 340,000 $ 170,000 $ 74,000
Sussex, New Jersey 2 $ 110,000 $ 55,000 $ 60,000
Albany, New York 2 $ 300,000 $ 150,000 $ 110,000
Onondaga, New York 2 $ 100,000 $ 50,000 $ 62,000
Caldwell, North Carolina 2 $ 100,000 $ 50,000 $ 84,000
Forsyth, North Carolina 2 $ 710,000 $ 355,000 $ 80,000
Guilford, North Carolina 2 $ 710,000 $ 355,000 $ 83,000
Johnston, North Carolina 2 $ 490,000 $ 245,000 $ 111,000
Wake, North Carolina 2 $ 260,000 $ 130,000 $ 49,000
Warren, North Carolina 2 $ 250,000 $ 125,000 $ 23,000
Williams, North Dakota 2 $ 160,000 $ 80,000 $ 129,000
Ashtabula, Ohio 2 $ 70,000 $ 35,000 $ 157,000
Delaware, Ohio 2 $ 80,000 $ 40,000 $ 169,000
Mahoning, Ohio 2 $ 230,000 $ 115,000 $ 71,000
Logan, Oklahoma 2 $ 440,000 $ 220,000 $ 158,000
Deschutes, Oregon 2 $ 930,000 $ 465,000 $ 135,000
Jackson, Oregon 2 $ 450,000 $ 225,000 $ 15,000
Washington, Oregon 2 $ 430,000 $ 215,000 $ 56,000
Adams, Pennsylvania 2 $ 270,000 $ 135,000 $ 87,000
Columbia, Pennsylvania 2 $ 260,000 $ 130,000 $ 46,000
Westmoreland, Pennsylvania 2 $ 120,000 $ 60,000 $ 182,000
York, Pennsylvania 2 $ 640,000 $ 320,000 $ 165,000
Beaufort, South Carolina 2 $ 130,000 $ 65,000 $ 76,000
Dorchester, South Carolina 2 $ 180,000 $ 90,000 $ 73,000
Brookings, South Dakota 2 $ 380,000 $ 190,000 $ 67,000
Davidson, Tennessee 2 $ 390,000 $ 195,000 $ 43,000
Dickson, Tennessee 2 $ 120,000 $ 60,000 $ 185,000
Williamson, Tennessee 2 $ 1,130,000 $ 565,000 $ 99,000
Bexar, Texas 2 $ 140,000 $ 70,000 $ 76,000
Collin, Texas 2 $ 260,000 $ 130,000 $ 71,000
Dallas, Texas 2 $ 210,000 $ 105,000 $ 65,000
Montgomery, Texas 2 $ 200,000 $ 100,000 $ 87,000
Parker, Texas 2 $ 500,000 $ 250,000 $ 200,000
Washington, Texas 2 $ 280,000 $ 140,000 $ 381,000
Williamson, Texas 2 $ 200,000 $ 100,000 $ 69,000
Thurston, Washington 2 $ 230,000 $ 115,000 $ 70,000
Brooke, West Virginia 2 $ 50,000 $ 25,000 $ 49,000
Columbia, Wisconsin 2 $ 1,110,000 $ 555,000 $ 75,000
Florence, Wisconsin 2 $ 490,000 $ 245,000 $ 73,000
Green Lake, Wisconsin 2 $ 190,000 $ 95,000 $ 79,000
Kenosha, Wisconsin 2 $ 380,000 $ 190,000 $ 117,000
La Crosse, Wisconsin 2 $ 290,000 $ 145,000 $ 41,000
Polk, Wisconsin 2 $ 60,000 $ 30,000 $ 73,000
Walworth, Wisconsin 2 $ 430,000 $ 215,000 $ 80,000
Waushara, Wisconsin 2 $ 290,000 $ 145,000 $ 38,000
Elmore, Alabama 1 $ 85,000 $ 85,000 $ 106,000
Jackson, Alabama 1 $ 95,000 $ 95,000 $ 85,000
Limestone, Alabama 1 $ 495,000 $ 495,000 $ 255,000
Cochise, Arizona 1 $ 25,000 $ 25,000 $ 22,000
Navajo, Arizona 1 $ 25,000 $ 25,000 $ 25,000
Pinal, Arizona 1 $ 65,000 $ 65,000 $ 103,000
Benton, Arkansas 1 $ 165,000 $ 165,000 $ 229,000
Crawford, Arkansas 1 $ 45,000 $ 45,000 $ 37,000
Lonoke, Arkansas 1 $ 55,000 $ 55,000 $ 82,000
Marion, Arkansas 1 $ 175,000 $ 175,000 $ 204,000
Pulaski, Arkansas 1 $ 35,000 $ 35,000 $ 100,000
Saline, Arkansas 1 $ 75,000 $ 75,000 $ 180,000
Humboldt, California 1 $ 455,000 $ 455,000 $ 283,000
Marin, California 1 $ 645,000 $ 645,000 $ 153,000
Napa, California 1 $ 105,000 $ 105,000 $ 3,600,000
Sacramento, California 1 $ 105,000 $ 105,000 $ 271,000
San Joaquin, California 1 $ 45,000 $ 45,000 $ 120,000
Shasta, California 1 $ 155,000 $ 155,000 $ 22,000
Solano, California 1 $ 405,000 $ 405,000 $ 460,000
Boulder, Colorado 1 $ 455,000 $ 455,000 $ 112,000
Jefferson, Colorado 1 $ 75,000 $ 75,000 $ 295,000
Lincoln, Colorado 1 $ 45,000 $ 45,000 $ 167,000
Moffat, Colorado 1 $ 345,000 $ 345,000 $ 54,000
Montrose, Colorado 1 $ 305,000 $ 305,000 $ 90,000
Weld, Colorado 1 $ 535,000 $ 535,000 $ 85,000
New London, Connecticut 1 $ 75,000 $ 75,000 $ 54,000
Duval, Florida 1 $ 245,000 $ 245,000 $ 241,000
Escambia, Florida 1 $ 295,000 $ 295,000 $ 76,000
Osceola, Florida 1 $ 175,000 $ 175,000 $ 234,000
Pinellas, Florida 1 $ 265,000 $ 265,000 $ 75,000
Polk, Florida 1 $ 135,000 $ 135,000 $ 33,000
Sumter, Florida 1 $ 95,000 $ 95,000 $ 63,000
Barrow, Georgia 1 $ 335,000 $ 335,000 $ 93,000
Bartow, Georgia 1 $ 45,000 $ 45,000 $ 103,000
Camden, Georgia 1 $ 85,000 $ 85,000 $ 232,000
Coweta, Georgia 1 $ 335,000 $ 335,000 $ 148,000
Fayette, Georgia 1 $ 35,000 $ 35,000 $ 105,000
Forsyth, Georgia 1 $ 105,000 $ 105,000 $ 45,000
Greene, Georgia 1 $ 35,000 $ 35,000 $ 68,000
Jones, Georgia 1 $ 135,000 $ 135,000 $ 104,000
Rockdale, Georgia 1 $ 285,000 $ 285,000 $ 89,000
Union, Georgia 1 $ 485,000 $ 485,000 $ 217,000
Hawaii, Hawaii 1 $ 105,000 $ 105,000 $ 132,000
Ada, Idaho 1 $ 55,000 $ 55,000 $ 87,000
Bureau, Illinois 1 $ 65,000 $ 65,000 $ 83,000
Douglas, Illinois 1 $ 65,000 $ 65,000 $ 115,000
Henry, Illinois 1 $ 85,000 $ 85,000 $ 130,000
LaSalle, Illinois 1 $ 75,000 $ 75,000 $ 72,000
McLean, Illinois 1 $ 95,000 $ 95,000 $ 203,000
Ogle, Illinois 1 $ 145,000 $ 145,000 $ 142,000
Peoria, Illinois 1 $ 85,000 $ 85,000 $ 110,000
Perry, Illinois 1 $ 85,000 $ 85,000 $ 40,000
Randolph, Illinois 1 $ 65,000 $ 65,000 $ 19,000
Whiteside, Illinois 1 $ 65,000 $ 65,000 $ 63,000
Adams, Indiana 1 $ 235,000 $ 235,000 $ 259,000
Allen, Indiana 1 $ 35,000 $ 35,000 $ 39,000
DeKalb, Indiana 1 $ 45,000 $ 45,000 $ 84,000
Hamilton, Indiana 1 $ 45,000 $ 45,000 $ 155,000
Hendricks, Indiana 1 $ 35,000 $ 35,000 $ 74,000
Monroe, Indiana 1 $ 25,000 $ 25,000 $ 31,000
Morgan, Indiana 1 $ 75,000 $ 75,000 $ 152,000
Porter, Indiana 1 $ 25,000 $ 25,000 $ 41,000
Shelby, Indiana 1 $ 55,000 $ 55,000 $ 214,000
Starke, Indiana 1 $ 35,000 $ 35,000 $ 39,000
Washington, Indiana 1 $ 45,000 $ 45,000 $ 152,000
Audubon, Iowa 1 $ 25,000 $ 25,000 $ 92,000
Cedar, Iowa 1 $ 155,000 $ 155,000 $ 100,000
Clayton, Iowa 1 $ 45,000 $ 45,000 $ 45,000
Dubuque, Iowa 1 $ 205,000 $ 205,000 $ 64,000
Hardin, Iowa 1 $ 75,000 $ 75,000 $ 32,000
Muscatine, Iowa 1 $ 35,000 $ 35,000 $ 61,000
Page, Iowa 1 $ 195,000 $ 195,000 $ 177,000
Scott, Iowa 1 $ 135,000 $ 135,000 $ 94,000
Atchison, Kansas 1 $ 85,000 $ 85,000 $ 45,000
Franklin, Kansas 1 $ 55,000 $ 55,000 $ 100,000
Lincoln, Kansas 1 $ 45,000 $ 45,000 $ 119,000
McPherson, Kansas 1 $ 75,000 $ 75,000 $ 62,000
Riley, Kansas 1 $ 95,000 $ 95,000 $ 45,000
Wyandotte, Kansas 1 $ 35,000 $ 35,000 $ 88,000
Calloway, Kentucky 1 $ 155,000 $ 155,000 $ 43,000
Calcasieu, Louisiana 1 $ 75,000 $ 75,000 $ 183,000
East Baton Rouge, Louisiana 1 $ 125,000 $ 125,000 $ 85,000
Jefferson, Louisiana 1 $ 75,000 $ 75,000 $ 147,000
Lincoln, Louisiana 1 $ 185,000 $ 185,000 $ 34,000
St. Tammany, Louisiana 1 $ 35,000 $ 35,000 $ 85,000
Tangipahoa, Louisiana 1 $ 205,000 $ 205,000 $ 68,000
York, Maine 1 $ 205,000 $ 205,000 $ 93,000
Carroll, Maryland 1 $ 45,000 $ 45,000 $ 73,000
Talbot, Maryland 1 $ 195,000 $ 195,000 $ 78,000
Hampshire, Massachusetts 1 $ 55,000 $ 55,000 $ 18,000
Bay, Michigan 1 $ 195,000 $ 195,000 $ 22,000
Emmet, Michigan 1 $ 75,000 $ 75,000 $ 31,000
Genesee, Michigan 1 $ 225,000 $ 225,000 $ 18,000
Gladwin, Michigan 1 $ 55,000 $ 55,000 $ 100,000
Iosco, Michigan 1 $ 75,000 $ 75,000 $ 34,000
Lapeer, Michigan 1 $ 215,000 $ 215,000 $ 78,000
Macomb, Michigan 1 $ 35,000 $ 35,000 $ 121,000
Marquette, Michigan 1 $ 105,000 $ 105,000 $ 19,000
Muskegon, Michigan 1 $ 75,000 $ 75,000 $ 77,000
Presque Isle, Michigan 1 $ 75,000 $ 75,000 $ 41,000
Sanilac, Michigan 1 $ 505,000 $ 505,000 $ 0
Big Stone, Minnesota 1 $ 585,000 $ 585,000 $ 155,000
Chisago, Minnesota 1 $ 385,000 $ 385,000 $ 154,000
Clay, Minnesota 1 $ 275,000 $ 275,000 $ 88,000
Cottonwood, Minnesota 1 $ 285,000 $ 285,000 $ 108,000
Fillmore, Minnesota 1 $ 105,000 $ 105,000 $ 52,000
Hubbard, Minnesota 1 $ 15,000 $ 15,000 $ 69,000
Itasca, Minnesota 1 $ 185,000 $ 185,000 $ 93,000
Kandiyohi, Minnesota 1 $ 495,000 $ 495,000 $ 328,000
Mower, Minnesota 1 $ 55,000 $ 55,000 $ 221,000
Norman, Minnesota 1 $ 285,000 $ 285,000 $ 87,000
Pipestone, Minnesota 1 $ 165,000 $ 165,000 $ 45,000
Steele, Minnesota 1 $ 25,000 $ 25,000 $ 58,000
DeSoto, Mississippi 1 $ 65,000 $ 65,000 $ 62,000
Marion, Mississippi 1 $ 55,000 $ 55,000 $ 104,000
Monroe, Mississippi 1 $ 65,000 $ 65,000 $ 88,000
Cass, Missouri 1 $ 255,000 $ 255,000 $ 130,000
Iron, Missouri 1 $ 15,000 $ 15,000 $ 33,000
Johnson, Missouri 1 $ 25,000 $ 25,000 $ 59,000
Flathead, Montana 1 $ 45,000 $ 45,000 $ 164,000
Musselshell, Montana 1 $ 355,000 $ 355,000 $ 67,000
Ravalli, Montana 1 $ 35,000 $ 35,000 $ 181,000
Richland, Montana 1 $ 505,000 $ 505,000 $ 339,000
Silver Bow, Montana 1 $ 135,000 $ 135,000 $ 26,000
Buffalo, Nebraska 1 $ 105,000 $ 105,000 $ 147,000
Deuel, Nebraska 1 $ 15,000 $ 15,000 $ 20,000
Douglas, Nebraska 1 $ 45,000 $ 45,000 $ 139,000
Lancaster, Nebraska 1 $ 415,000 $ 415,000 $ 87,000
Seward, Nebraska 1 $ 45,000 $ 45,000 $ 72,000
Washoe, Nevada 1 $ 155,000 $ 155,000 $ 129,000
Burlington, New Jersey 1 $ 95,000 $ 95,000 $ 179,000
Passaic, New Jersey 1 $ 265,000 $ 265,000 $ 107,000
Union, New Jersey 1 $ 355,000 $ 355,000 $ 135,000
Warren, New Jersey 1 $ 285,000 $ 285,000 $ 102,000
Colfax, New Mexico 1 $ 115,000 $ 115,000 $ 115,000
Chautauqua, New York 1 $ 135,000 $ 135,000 $ 58,000
Jefferson, New York 1 $ 75,000 $ 75,000 $ 87,000
Monroe, New York 1 $ 25,000 $ 25,000 $ 0
Oneida, New York 1 $ 145,000 $ 145,000 $ 74,000
Westchester, New York 1 $ 25,000 $ 25,000 $ 111,000
Cabarrus, North Carolina 1 $ 115,000 $ 115,000 $ 61,000
Chatham, North Carolina 1 $ 25,000 $ 25,000 $ 32,000
Columbus, North Carolina 1 $ 125,000 $ 125,000 $ 57,000
Craven, North Carolina 1 $ 155,000 $ 155,000 $ 70,000
Davidson, North Carolina 1 $ 345,000 $ 345,000 $ 122,000
Haywood, North Carolina 1 $ 155,000 $ 155,000 $ 59,000
Jackson, North Carolina 1 $ 405,000 $ 405,000 $ 86,000
Lincoln, North Carolina 1 $ 115,000 $ 115,000 $ 68,000
McDowell, North Carolina 1 $ 605,000 $ 605,000 $ 116,000
Mecklenburg, North Carolina 1 $ 495,000 $ 495,000 $ 81,000
Nash, North Carolina 1 $ 185,000 $ 185,000 $ 82,000
Stanly, North Carolina 1 $ 35,000 $ 35,000 $ 75,000
Wayne, North Carolina 1 $ 175,000 $ 175,000 $ 56,000
Bottineau, North Dakota 1 $ 45,000 $ 45,000 $ 46,000
Grand Forks, North Dakota 1 $ 55,000 $ 55,000 $ 654,000
McKenzie, North Dakota 1 $ 45,000 $ 45,000 $ 229,000
Ransom, North Dakota 1 $ 315,000 $ 315,000 $ 120,000
Clark, Ohio 1 $ 185,000 $ 185,000 $ 128,000
Darke, Ohio 1 $ 145,000 $ 145,000 $ 76,000
Erie, Ohio 1 $ 145,000 $ 145,000 $ 55,000
Geauga, Ohio 1 $ 115,000 $ 115,000 $ 150,000
Greene, Ohio 1 $ 125,000 $ 125,000 $ 40,000
Hancock, Ohio 1 $ 25,000 $ 25,000 $ 105,000
Henry, Ohio 1 $ 85,000 $ 85,000 $ 37,000
Hocking, Ohio 1 $ 85,000 $ 85,000 $ 45,000
Logan, Ohio 1 $ 95,000 $ 95,000 $ 54,000
Medina, Ohio 1 $ 15,000 $ 15,000 $ 88,000
Perry, Ohio 1 $ 85,000 $ 85,000 $ 127,000
Richland, Ohio 1 $ 2,645,000 $ 2,645,000 $ 0
Seneca, Ohio 1 $ 35,000 $ 35,000 $ 77,000
Stark, Ohio 1 $ 135,000 $ 135,000 $ 80,000
Trumbull, Ohio 1 $ 25,000 $ 25,000 $ 153,000
Tuscarawas, Ohio 1 $ 185,000 $ 185,000 $ 75,000
Garvin, Oklahoma 1 $ 45,000 $ 45,000 $ 27,000
Clatsop, Oregon 1 $ 375,000 $ 375,000 $ 67,000
Curry, Oregon 1 $ 185,000 $ 185,000 $ 139,000
Douglas, Oregon 1 $ 15,000 $ 15,000 $ 23,000
Marion, Oregon 1 $ 85,000 $ 85,000 $ 31,000
Tillamook, Oregon 1 $ 135,000 $ 135,000 $ 173,000
Allegheny, Pennsylvania 1 $ 35,000 $ 35,000 $ 107,000
Bedford, Pennsylvania 1 $ 85,000 $ 85,000 $ 72,000
Delaware, Pennsylvania 1 $ 155,000 $ 155,000 $ 65,000
Indiana, Pennsylvania 1 $ 75,000 $ 75,000 $ 142,000
Lehigh, Pennsylvania 1 $ 185,000 $ 185,000 $ 73,000
Montgomery, Pennsylvania 1 $ 105,000 $ 105,000 $ 250,000
Pike, Pennsylvania 1 $ 105,000 $ 105,000 $ 49,000
Washington, Pennsylvania 1 $ 295,000 $ 295,000 $ 85,000
Providence, Rhode Island 1 $ 325,000 $ 325,000 $ 90,000
Washington, Rhode Island 1 $ 555,000 $ 555,000 $ 430,000
Anderson, South Carolina 1 $ 225,000 $ 225,000 $ 67,000
Charleston, South Carolina 1 $ 15,000 $ 15,000 $ 54,000
Greenville, South Carolina 1 $ 185,000 $ 185,000 $ 122,000
Richland, South Carolina 1 $ 95,000 $ 95,000 $ 62,000
Spartanburg, South Carolina 1 $ 75,000 $ 75,000 $ 113,000
Lincoln, South Dakota 1 $ 305,000 $ 305,000 $ 166,000
Marshall, South Dakota 1 $ 425,000 $ 425,000 $ 65,000
Minnehaha, South Dakota 1 $ 25,000 $ 25,000 $ 138,000
Pennington, South Dakota 1 $ 105,000 $ 105,000 $ 86,000
Tripp, South Dakota 1 $ 75,000 $ 75,000 $ 80,000
Yankton, South Dakota 1 $ 135,000 $ 135,000 $ 32,000
Hamblen, Tennessee 1 $ 25,000 $ 25,000 $ 60,000
Hamilton, Tennessee 1 $ 485,000 $ 485,000 $ 135,000
Henry, Tennessee 1 $ 95,000 $ 95,000 $ 31,000
Knox, Tennessee 1 $ 55,000 $ 55,000 $ 151,000
Rutherford, Tennessee 1 $ 125,000 $ 125,000 $ 65,000
Washington, Tennessee 1 $ 75,000 $ 75,000 $ 92,000
Aransas, Texas 1 $ 105,000 $ 105,000 $ 64,000
Brazoria, Texas 1 $ 255,000 $ 255,000 $ 177,000
Burleson, Texas 1 $ 185,000 $ 185,000 $ 100,000
Cameron, Texas 1 $ 15,000 $ 15,000 $ 76,000
Coleman, Texas 1 $ 95,000 $ 95,000 $ 21,000
Collingsworth, Texas 1 $ 15,000 $ 15,000 $ 54,000
Comal, Texas 1 $ 85,000 $ 85,000 $ 76,000
Fort Bend, Texas 1 $ 255,000 $ 255,000 $ 79,000
Kendall, Texas 1 $ 205,000 $ 205,000 $ 234,000
Medina, Texas 1 $ 75,000 $ 75,000 $ 170,000
Nueces, Texas 1 $ 125,000 $ 125,000 $ 34,000
Panola, Texas 1 $ 195,000 $ 195,000 $ 89,000
Tarrant, Texas 1 $ 245,000 $ 245,000 $ 111,000
Wichita, Texas 1 $ 55,000 $ 55,000 $ 196,000
Alexandria, Virginia 1 $ 295,000 $ 295,000 $ 176,000
Chesapeake, Virginia 1 $ 105,000 $ 105,000 $ 228,000
Clarke, Virginia 1 $ 205,000 $ 205,000 $ 66,000
Louisa, Virginia 1 $ 185,000 $ 185,000 $ 67,000
New Kent, Virginia 1 $ 255,000 $ 255,000 $ 91,000
Orange, Virginia 1 $ 255,000 $ 255,000 $ 73,000
Richmond City, Virginia 1 $ 125,000 $ 125,000 $ 40,000
Roanoke City, Virginia 1 $ 185,000 $ 185,000 $ 100,000
Virginia Beach, Virginia 1 $ 305,000 $ 305,000 $ 136,000
Benton, Washington 1 $ 405,000 $ 405,000 $ 134,000
Douglas, Washington 1 $ 275,000 $ 275,000 $ 924,000
Grant, Washington 1 $ 25,000 $ 25,000 $ 289,000
Jefferson, Washington 1 $ 55,000 $ 55,000 $ 151,000
Skamania, Washington 1 $ 415,000 $ 415,000 $ 146,000
Spokane, Washington 1 $ 25,000 $ 25,000 $ 76,000
Whatcom, Washington 1 $ 345,000 $ 345,000 $ 1,017,000
Yakima, Washington 1 $ 25,000 $ 25,000 $ 61,000
Ashland, Wisconsin 1 $ 105,000 $ 105,000 $ 142,000
Barron, Wisconsin 1 $ 375,000 $ 375,000 $ 76,000
Buffalo, Wisconsin 1 $ 75,000 $ 75,000 $ 52,000
Door, Wisconsin 1 $ 205,000 $ 205,000 $ 40,000
Dunn, Wisconsin 1 $ 35,000 $ 35,000 $ 119,000
Eau Claire, Wisconsin 1 $ 195,000 $ 195,000 $ 101,000
Fond du Lac, Wisconsin 1 $ 95,000 $ 95,000 $ 57,000
Jefferson, Wisconsin 1 $ 195,000 $ 195,000 $ 157,000
Marinette, Wisconsin 1 $ 155,000 $ 155,000 $ 123,000
Price, Wisconsin 1 $ 425,000 $ 425,000 $ 154,000
Shawano, Wisconsin 1 $ 115,000 $ 115,000 $ 155,000
Vernon, Wisconsin 1 $ 185,000 $ 185,000 $ 68,000
Vilas, Wisconsin 1 $ 395,000 $ 395,000 $ 28,000

Mortgage Loan Application Detail Totals for Thrivent Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 329 $97,685,000 $296,000 $3,605,000 $133,000 $3,600,000
Home Improvement 286 $22,340,000 $78,000 $925,000 $133,000 $3,600,000
Other Purpose 181 $21,825,000 $120,000 $905,000 $116,000 $654,000
Cash-out Refinancing 176 $43,360,000 $246,000 $2,005,000 $105,000 $812,000
Refinancing 84 $19,170,000 $228,000 $5,005,000 $136,000 $1,017,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 860 $149,650,000 $174,000 $1,725,000 $127,000 $3,600,000
Not Provided 114 $20,260,000 $177,000 $765,000 $109,000 $634,000
Hispanic 31 $10,285,000 $331,000 $2,005,000 $148,000 $470,000
Black or African American 24 $4,780,000 $199,000 $605,000 $136,000 $488,000
Not applicable 10 $17,340,000 $1,734,000 $5,005,000 $0 $0
Asian 8 $1,180,000 $147,000 $725,000 $79,000 $165,000
American Indian or Alaskan Native 7 $755,000 $107,000 $175,000 $140,000 $432,000
Native Hawaiian or Other Pacific Islander 2 $130,000 $65,000 $75,000 $130,000 $183,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,054 $203,780,000 $193,000 $5,005,000 $125,000 $3,600,000
VA-guaranteed (Veterans Administration) 2 $600,000 $300,000 $325,000 $94,000 $97,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 775 $151,235,000 $195,000 $5,005,000 $121,000 $1,017,000
Application Approved But Not Accepted 187 $39,995,000 $213,000 $905,000 $172,000 $3,600,000
Application Denied By Financial Institution 85 $11,855,000 $139,000 $765,000 $73,000 $255,000
Preapproval Approved but not Accepted 6 $1,200,000 $200,000 $325,000 $57,000 $91,000
File Closed For Incompleteness 2 $80,000 $40,000 $45,000 $126,000 $131,000
Application Withdrawn By Applicant 1 $15,000 $15,000 $15,000 $33,000 $33,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 971 $192,525,000 $198,000 $5,005,000 $130,000 $3,600,000
Debt-To-Income Ratio 64 $9,350,000 $146,000 $765,000 $68,000 $255,000
Credit History 13 $1,735,000 $133,000 $505,000 $93,000 $215,000
Collateral 5 $495,000 $99,000 $165,000 $87,000 $133,000
Other 3 $275,000 $91,000 $145,000 $57,000 $96,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Thrivent Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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