Thrivent Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Thrivent Federal Credit Union 625 Fourth Ave S Appleton, WI 55415 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,056 |
| Total Mortgage Loan Application Amount | $204,380,000 |
| Average Mortgage Loan Application Amount | $193,600 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $124,600 |
| Highest Applicant Income | $3,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Thrivent Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Thrivent Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Thrivent Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Thrivent Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Thrivent Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Thrivent Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 61 | $ 12,235,000 | $ 200,000 | $ 204,000 |
| Ramsey County Minnesota | 23 | $ 3,265,000 | $ 141,000 | $ 106,000 |
| Outagamie County Wisconsin | 18 | $ 2,130,000 | $ 118,000 | $ 83,000 |
| Maricopa County Arizona | 16 | $ 3,130,000 | $ 195,000 | $ 114,000 |
| Dakota County Minnesota | 12 | $ 2,480,000 | $ 206,000 | $ 123,000 |
| Cook County Illinois | 11 | $ 1,545,000 | $ 140,000 | $ 110,000 |
| Carver County Minnesota | 11 | $ 3,445,000 | $ 313,000 | $ 145,000 |
| Anoka County Minnesota | 10 | $ 1,510,000 | $ 151,000 | $ 103,000 |
| San Diego County California | 9 | $ 9,195,000 | $ 1,021,000 | $ 136,000 |
| Los Angeles County California | 8 | $ 3,400,000 | $ 425,000 | $ 149,000 |
| Lake County Illinois | 8 | $ 1,370,000 | $ 171,000 | $ 114,000 |
| Scott County Minnesota | 8 | $ 2,630,000 | $ 328,000 | $ 155,000 |
| King County Washington | 8 | $ 3,860,000 | $ 482,000 | $ 218,000 |
| Milwaukee County Wisconsin | 8 | $ 1,080,000 | $ 135,000 | $ 80,000 |
| Pima County Arizona | 7 | $ 685,000 | $ 97,000 | $ 121,000 |
| Lee County Florida | 7 | $ 1,275,000 | $ 182,000 | $ 184,000 |
| Harris County Texas | 7 | $ 1,825,000 | $ 260,000 | $ 123,000 |
| Adams County Wisconsin | 7 | $ 1,095,000 | $ 156,000 | $ 68,000 |
| Waukesha County Wisconsin | 7 | $ 955,000 | $ 136,000 | $ 143,000 |
| Waupaca County Wisconsin | 7 | $ 1,135,000 | $ 162,000 | $ 73,000 |
| Winnebago County Wisconsin | 7 | $ 1,275,000 | $ 182,000 | $ 200,000 |
| Broward County Florida | 6 | $ 2,010,000 | $ 335,000 | $ 218,000 |
| Wright County Minnesota | 6 | $ 1,580,000 | $ 263,000 | $ 351,000 |
| Cass County North Dakota | 6 | $ 630,000 | $ 105,000 | $ 110,000 |
| Cuyahoga County Ohio | 6 | $ 600,000 | $ 100,000 | $ 96,000 |
| Franklin County Ohio | 6 | $ 690,000 | $ 115,000 | $ 113,000 |
| Orange County California | 5 | $ 3,235,000 | $ 647,000 | $ 206,000 |
| Riverside County California | 5 | $ 1,135,000 | $ 227,000 | $ 146,000 |
| Brevard County Florida | 5 | $ 435,000 | $ 87,000 | $ 93,000 |
| Seminole County Florida | 5 | $ 665,000 | $ 133,000 | $ 128,000 |
| Lake County Indiana | 5 | $ 355,000 | $ 71,000 | $ 77,000 |
| Oakland County Michigan | 5 | $ 945,000 | $ 189,000 | $ 108,000 |
| Douglas County Minnesota | 5 | $ 705,000 | $ 141,000 | $ 80,000 |
| Otter Tail County Minnesota | 5 | $ 945,000 | $ 189,000 | $ 110,000 |
| Washington County Minnesota | 5 | $ 1,445,000 | $ 289,000 | $ 100,000 |
| Cumberland County New Jersey | 5 | $ 665,000 | $ 133,000 | $ 119,000 |
| Northampton County Pennsylvania | 5 | $ 835,000 | $ 167,000 | $ 118,000 |
| Calumet County Wisconsin | 5 | $ 765,000 | $ 153,000 | $ 73,000 |
| Manitowoc County Wisconsin | 5 | $ 615,000 | $ 123,000 | $ 123,000 |
| St. Croix County Wisconsin | 5 | $ 995,000 | $ 199,000 | $ 124,000 |
| Douglas County Colorado | 4 | $ 3,030,000 | $ 757,000 | $ 360,000 |
| Lake County Florida | 4 | $ 380,000 | $ 95,000 | $ 90,000 |
| Nassau County Florida | 4 | $ 480,000 | $ 120,000 | $ 67,000 |
| Palm Beach County Florida | 4 | $ 260,000 | $ 65,000 | $ 69,000 |
| Pasco County Florida | 4 | $ 1,000,000 | $ 250,000 | $ 81,000 |
| Effingham County Georgia | 4 | $ 790,000 | $ 197,000 | $ 144,000 |
| Fulton County Georgia | 4 | $ 1,150,000 | $ 287,000 | $ 317,000 |
| Gwinnett County Georgia | 4 | $ 480,000 | $ 120,000 | $ 118,000 |
| DuPage County Illinois | 4 | $ 5,260,000 | $ 1,315,000 | $ 44,000 |
| Kane County Illinois | 4 | $ 520,000 | $ 130,000 | $ 107,000 |
| Story County Iowa | 4 | $ 660,000 | $ 165,000 | $ 96,000 |
| St. Charles County Missouri | 4 | $ 440,000 | $ 110,000 | $ 98,000 |
| Lake County Ohio | 4 | $ 400,000 | $ 100,000 | $ 77,000 |
| Dauphin County Pennsylvania | 4 | $ 510,000 | $ 127,000 | $ 122,000 |
| Lancaster County Pennsylvania | 4 | $ 850,000 | $ 212,000 | $ 146,000 |
| Roberts County South Dakota | 4 | $ 500,000 | $ 125,000 | $ 125,000 |
| Fairfax County Virginia | 4 | $ 840,000 | $ 210,000 | $ 91,000 |
| Loudoun County Virginia | 4 | $ 250,000 | $ 62,000 | $ 134,000 |
| Marathon County Wisconsin | 4 | $ 860,000 | $ 215,000 | $ 146,000 |
| Monroe County Wisconsin | 4 | $ 560,000 | $ 140,000 | $ 226,000 |
| Sheboygan County Wisconsin | 4 | $ 500,000 | $ 125,000 | $ 67,000 |
| Washington County Wisconsin | 4 | $ 630,000 | $ 157,000 | $ 81,000 |
| Adams County Colorado | 3 | $ 425,000 | $ 141,000 | $ 136,000 |
| Hartford County Connecticut | 3 | $ 155,000 | $ 51,000 | $ 124,000 |
| Charlotte County Florida | 3 | $ 305,000 | $ 101,000 | $ 122,000 |
| Collier County Florida | 3 | $ 895,000 | $ 298,000 | $ 80,000 |
| Hillsborough County Florida | 3 | $ 375,000 | $ 125,000 | $ 102,000 |
| Manatee County Florida | 3 | $ 575,000 | $ 191,000 | $ 141,000 |
| Miami-Dade County Florida | 3 | $ 265,000 | $ 88,000 | $ 86,000 |
| Orange County Florida | 3 | $ 365,000 | $ 121,000 | $ 104,000 |
| Canyon County Idaho | 3 | $ 2,145,000 | $ 715,000 | $ 93,000 |
| Kendall County Illinois | 3 | $ 415,000 | $ 138,000 | $ 106,000 |
| Marion County Indiana | 3 | $ 625,000 | $ 208,000 | $ 122,000 |
| Warren County Iowa | 3 | $ 225,000 | $ 75,000 | $ 82,000 |
| Kenton County Kentucky | 3 | $ 305,000 | $ 101,000 | $ 59,000 |
| Prince George's County Maryland | 3 | $ 315,000 | $ 105,000 | $ 56,000 |
| Dickinson County Michigan | 3 | $ 465,000 | $ 155,000 | $ 72,000 |
| St. Clair County Michigan | 3 | $ 245,000 | $ 81,000 | $ 42,000 |
| Wayne County Michigan | 3 | $ 385,000 | $ 128,000 | $ 196,000 |
| Cass County Minnesota | 3 | $ 675,000 | $ 225,000 | $ 93,000 |
| Goodhue County Minnesota | 3 | $ 455,000 | $ 151,000 | $ 86,000 |
| Le Sueur County Minnesota | 3 | $ 215,000 | $ 71,000 | $ 150,000 |
| Meeker County Minnesota | 3 | $ 215,000 | $ 71,000 | $ 87,000 |
| Mille Lacs County Minnesota | 3 | $ 515,000 | $ 171,000 | $ 77,000 |
| Nicollet County Minnesota | 3 | $ 645,000 | $ 215,000 | $ 156,000 |
| Olmsted County Minnesota | 3 | $ 505,000 | $ 168,000 | $ 74,000 |
| St. Louis County Minnesota | 3 | $ 675,000 | $ 225,000 | $ 140,000 |
| Jackson County Missouri | 3 | $ 385,000 | $ 128,000 | $ 94,000 |
| Dodge County Nebraska | 3 | $ 395,000 | $ 131,000 | $ 129,000 |
| Clark County Nevada | 3 | $ 945,000 | $ 315,000 | $ 246,000 |
| Erie County New York | 3 | $ 155,000 | $ 51,000 | $ 113,000 |
| Alexander County North Carolina | 3 | $ 185,000 | $ 61,000 | $ 102,000 |
| Buncombe County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 101,000 |
| Henderson County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 82,000 |
| Morton County North Dakota | 3 | $ 105,000 | $ 35,000 | $ 97,000 |
| Summit County Ohio | 3 | $ 275,000 | $ 91,000 | $ 101,000 |
| Multnomah County Oregon | 3 | $ 905,000 | $ 301,000 | $ 91,000 |
| Chester County Pennsylvania | 3 | $ 1,025,000 | $ 341,000 | $ 132,000 |
| Horry County South Carolina | 3 | $ 585,000 | $ 195,000 | $ 83,000 |
| Lexington County South Carolina | 3 | $ 745,000 | $ 248,000 | $ 153,000 |
| Travis County Texas | 3 | $ 935,000 | $ 311,000 | $ 82,000 |
| Pierce County Washington | 3 | $ 405,000 | $ 135,000 | $ 48,000 |
| Snohomish County Washington | 3 | $ 1,365,000 | $ 455,000 | $ 280,000 |
| Brown County Wisconsin | 3 | $ 565,000 | $ 188,000 | $ 76,000 |
| Chippewa County Wisconsin | 3 | $ 405,000 | $ 135,000 | $ 146,000 |
| Dane County Wisconsin | 3 | $ 525,000 | $ 175,000 | $ 104,000 |
| Lincoln County Wisconsin | 3 | $ 295,000 | $ 98,000 | $ 121,000 |
| Racine County Wisconsin | 3 | $ 415,000 | $ 138,000 | $ 103,000 |
| Mobile County Alabama | 2 | $ 240,000 | $ 120,000 | $ 86,000 |
| Fairbanks North Star County Alaska | 2 | $ 90,000 | $ 45,000 | $ 92,000 |
| Mohave County Arizona | 2 | $ 380,000 | $ 190,000 | $ 72,000 |
| Yavapai County Arizona | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Alameda County California | 2 | $ 600,000 | $ 300,000 | $ 258,000 |
| Arapahoe County Colorado | 2 | $ 430,000 | $ 215,000 | $ 109,000 |
| Denver County Colorado | 2 | $ 260,000 | $ 130,000 | $ 91,000 |
| El Paso County Colorado | 2 | $ 500,000 | $ 250,000 | $ 125,000 |
| Larimer County Colorado | 2 | $ 570,000 | $ 285,000 | $ 96,000 |
| New Castle County Delaware | 2 | $ 440,000 | $ 220,000 | $ 124,000 |
| Citrus County Florida | 2 | $ 80,000 | $ 40,000 | $ 83,000 |
| Indian River County Florida | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| Martin County Florida | 2 | $ 50,000 | $ 25,000 | $ 92,000 |
| Santa Rosa County Florida | 2 | $ 480,000 | $ 240,000 | $ 110,000 |
| Sarasota County Florida | 2 | $ 980,000 | $ 490,000 | $ 151,000 |
| St. Lucie County Florida | 2 | $ 260,000 | $ 130,000 | $ 92,000 |
| Chatham County Georgia | 2 | $ 120,000 | $ 60,000 | $ 76,000 |
| Cobb County Georgia | 2 | $ 760,000 | $ 380,000 | $ 352,000 |
| Lumpkin County Georgia | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| Oconee County Georgia | 2 | $ 580,000 | $ 290,000 | $ 150,000 |
| Paulding County Georgia | 2 | $ 230,000 | $ 115,000 | $ 143,000 |
| Adams County Illinois | 2 | $ 370,000 | $ 185,000 | $ 155,000 |
| Boone County Illinois | 2 | $ 70,000 | $ 35,000 | $ 121,000 |
| Champaign County Illinois | 2 | $ 90,000 | $ 45,000 | $ 63,000 |
| Madison County Illinois | 2 | $ 90,000 | $ 45,000 | $ 68,000 |
| McHenry County Illinois | 2 | $ 160,000 | $ 80,000 | $ 74,000 |
| Will County Illinois | 2 | $ 520,000 | $ 260,000 | $ 149,000 |
| Johnson County Kansas | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| Pottawatomie County Kansas | 2 | $ 230,000 | $ 115,000 | $ 130,000 |
| Shawnee County Kansas | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Boone County Kentucky | 2 | $ 790,000 | $ 395,000 | $ 171,000 |
| Anne Arundel County Maryland | 2 | $ 750,000 | $ 375,000 | $ 146,000 |
| Baltimore County Maryland | 2 | $ 820,000 | $ 410,000 | $ 163,000 |
| Frederick County Maryland | 2 | $ 60,000 | $ 30,000 | $ 77,000 |
| Montgomery County Maryland | 2 | $ 730,000 | $ 365,000 | $ 401,000 |
| Jackson County Michigan | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Midland County Michigan | 2 | $ 100,000 | $ 50,000 | $ 109,000 |
| Monroe County Michigan | 2 | $ 110,000 | $ 55,000 | $ 122,000 |
| Osceola County Michigan | 2 | $ 220,000 | $ 110,000 | $ 103,000 |
| Washtenaw County Michigan | 2 | $ 600,000 | $ 300,000 | $ 136,000 |
| Beltrami County Minnesota | 2 | $ 1,090,000 | $ 545,000 | $ 561,000 |
| Carlton County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 20,000 |
| Crow Wing County Minnesota | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| Dodge County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 70,000 |
| Faribault County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 73,000 |
| Pope County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Sibley County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 53,000 |
| Stearns County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 73,000 |
| Todd County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Hancock County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 499,000 |
| Clay County Missouri | 2 | $ 140,000 | $ 70,000 | $ 42,000 |
| Jefferson County Missouri | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Lafayette County Missouri | 2 | $ 260,000 | $ 130,000 | $ 94,000 |
| Morgan County Missouri | 2 | $ 190,000 | $ 95,000 | $ 85,000 |
| St. Louis County Missouri | 2 | $ 90,000 | $ 45,000 | $ 131,000 |
| Lincoln County Nebraska | 2 | $ 370,000 | $ 185,000 | $ 148,000 |
| Atlantic County New Jersey | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Bergen County New Jersey | 2 | $ 1,200,000 | $ 600,000 | $ 178,000 |
| Middlesex County New Jersey | 2 | $ 340,000 | $ 170,000 | $ 74,000 |
| Sussex County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
| Albany County New York | 2 | $ 300,000 | $ 150,000 | $ 110,000 |
| Onondaga County New York | 2 | $ 100,000 | $ 50,000 | $ 62,000 |
| Caldwell County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 84,000 |
| Forsyth County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 80,000 |
| Guilford County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 83,000 |
| Johnston County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 111,000 |
| Wake County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 49,000 |
| Warren County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 23,000 |
| Williams County North Dakota | 2 | $ 160,000 | $ 80,000 | $ 129,000 |
| Ashtabula County Ohio | 2 | $ 70,000 | $ 35,000 | $ 157,000 |
| Delaware County Ohio | 2 | $ 80,000 | $ 40,000 | $ 169,000 |
| Mahoning County Ohio | 2 | $ 230,000 | $ 115,000 | $ 71,000 |
| Logan County Oklahoma | 2 | $ 440,000 | $ 220,000 | $ 158,000 |
| Deschutes County Oregon | 2 | $ 930,000 | $ 465,000 | $ 135,000 |
| Jackson County Oregon | 2 | $ 450,000 | $ 225,000 | $ 15,000 |
| Washington County Oregon | 2 | $ 430,000 | $ 215,000 | $ 56,000 |
| Adams County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| Columbia County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 46,000 |
| Westmoreland County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 182,000 |
| York County Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 165,000 |
| Beaufort County South Carolina | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| Dorchester County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 73,000 |
| Brookings County South Dakota | 2 | $ 380,000 | $ 190,000 | $ 67,000 |
| Davidson County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 43,000 |
| Dickson County Tennessee | 2 | $ 120,000 | $ 60,000 | $ 185,000 |
| Williamson County Tennessee | 2 | $ 1,130,000 | $ 565,000 | $ 99,000 |
| Bexar County Texas | 2 | $ 140,000 | $ 70,000 | $ 76,000 |
| Collin County Texas | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Dallas County Texas | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Montgomery County Texas | 2 | $ 200,000 | $ 100,000 | $ 87,000 |
| Parker County Texas | 2 | $ 500,000 | $ 250,000 | $ 200,000 |
| Washington County Texas | 2 | $ 280,000 | $ 140,000 | $ 381,000 |
| Williamson County Texas | 2 | $ 200,000 | $ 100,000 | $ 69,000 |
| Thurston County Washington | 2 | $ 230,000 | $ 115,000 | $ 70,000 |
| Brooke County West Virginia | 2 | $ 50,000 | $ 25,000 | $ 49,000 |
| Columbia County Wisconsin | 2 | $ 1,110,000 | $ 555,000 | $ 75,000 |
| Florence County Wisconsin | 2 | $ 490,000 | $ 245,000 | $ 73,000 |
| Green Lake County Wisconsin | 2 | $ 190,000 | $ 95,000 | $ 79,000 |
| Kenosha County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 117,000 |
| La Crosse County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 41,000 |
| Polk County Wisconsin | 2 | $ 60,000 | $ 30,000 | $ 73,000 |
| Walworth County Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 80,000 |
| Waushara County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 38,000 |
| Elmore County Alabama | 1 | $ 85,000 | $ 85,000 | $ 106,000 |
| Jackson County Alabama | 1 | $ 95,000 | $ 95,000 | $ 85,000 |
| Limestone County Alabama | 1 | $ 495,000 | $ 495,000 | $ 255,000 |
| Cochise County Arizona | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Navajo County Arizona | 1 | $ 25,000 | $ 25,000 | $ 25,000 |
| Pinal County Arizona | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Benton County Arkansas | 1 | $ 165,000 | $ 165,000 | $ 229,000 |
| Crawford County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Lonoke County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Marion County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 204,000 |
| Pulaski County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 100,000 |
| Saline County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Humboldt County California | 1 | $ 455,000 | $ 455,000 | $ 283,000 |
| Marin County California | 1 | $ 645,000 | $ 645,000 | $ 153,000 |
| Napa County California | 1 | $ 105,000 | $ 105,000 | $ 3,600,000 |
| Sacramento County California | 1 | $ 105,000 | $ 105,000 | $ 271,000 |
| San Joaquin County California | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Shasta County California | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| Solano County California | 1 | $ 405,000 | $ 405,000 | $ 460,000 |
| Boulder County Colorado | 1 | $ 455,000 | $ 455,000 | $ 112,000 |
| Jefferson County Colorado | 1 | $ 75,000 | $ 75,000 | $ 295,000 |
| Lincoln County Colorado | 1 | $ 45,000 | $ 45,000 | $ 167,000 |
| Moffat County Colorado | 1 | $ 345,000 | $ 345,000 | $ 54,000 |
| Montrose County Colorado | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Weld County Colorado | 1 | $ 535,000 | $ 535,000 | $ 85,000 |
| New London County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Duval County Florida | 1 | $ 245,000 | $ 245,000 | $ 241,000 |
| Escambia County Florida | 1 | $ 295,000 | $ 295,000 | $ 76,000 |
| Osceola County Florida | 1 | $ 175,000 | $ 175,000 | $ 234,000 |
| Pinellas County Florida | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Polk County Florida | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Sumter County Florida | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Barrow County Georgia | 1 | $ 335,000 | $ 335,000 | $ 93,000 |
| Bartow County Georgia | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Camden County Georgia | 1 | $ 85,000 | $ 85,000 | $ 232,000 |
| Coweta County Georgia | 1 | $ 335,000 | $ 335,000 | $ 148,000 |
| Fayette County Georgia | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Forsyth County Georgia | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Greene County Georgia | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Jones County Georgia | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Rockdale County Georgia | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Union County Georgia | 1 | $ 485,000 | $ 485,000 | $ 217,000 |
| Hawaii County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Ada County Idaho | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Bureau County Illinois | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Douglas County Illinois | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Henry County Illinois | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| LaSalle County Illinois | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| McLean County Illinois | 1 | $ 95,000 | $ 95,000 | $ 203,000 |
| Ogle County Illinois | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Peoria County Illinois | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Perry County Illinois | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Randolph County Illinois | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Whiteside County Illinois | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Adams County Indiana | 1 | $ 235,000 | $ 235,000 | $ 259,000 |
| Allen County Indiana | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| DeKalb County Indiana | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Hamilton County Indiana | 1 | $ 45,000 | $ 45,000 | $ 155,000 |
| Hendricks County Indiana | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Monroe County Indiana | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Morgan County Indiana | 1 | $ 75,000 | $ 75,000 | $ 152,000 |
| Porter County Indiana | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Shelby County Indiana | 1 | $ 55,000 | $ 55,000 | $ 214,000 |
| Starke County Indiana | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Washington County Indiana | 1 | $ 45,000 | $ 45,000 | $ 152,000 |
| Audubon County Iowa | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| Cedar County Iowa | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Clayton County Iowa | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Dubuque County Iowa | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Hardin County Iowa | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Muscatine County Iowa | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Page County Iowa | 1 | $ 195,000 | $ 195,000 | $ 177,000 |
| Scott County Iowa | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Atchison County Kansas | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Franklin County Kansas | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Lincoln County Kansas | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| McPherson County Kansas | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Riley County Kansas | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Wyandotte County Kansas | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Calloway County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Calcasieu County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 183,000 |
| East Baton Rouge County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Jefferson County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 147,000 |
| Lincoln County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| St. Tammany County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Tangipahoa County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| York County Maine | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Carroll County Maryland | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Talbot County Maryland | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Hampshire County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Bay County Michigan | 1 | $ 195,000 | $ 195,000 | $ 22,000 |
| Emmet County Michigan | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Genesee County Michigan | 1 | $ 225,000 | $ 225,000 | $ 18,000 |
| Gladwin County Michigan | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Iosco County Michigan | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Lapeer County Michigan | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Macomb County Michigan | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Marquette County Michigan | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Muskegon County Michigan | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Presque Isle County Michigan | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Sanilac County Michigan | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Big Stone County Minnesota | 1 | $ 585,000 | $ 585,000 | $ 155,000 |
| Chisago County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 154,000 |
| Clay County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Cottonwood County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Fillmore County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Hubbard County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Itasca County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Kandiyohi County Minnesota | 1 | $ 495,000 | $ 495,000 | $ 328,000 |
| Mower County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 221,000 |
| Norman County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Pipestone County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Steele County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| DeSoto County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Marion County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Monroe County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Cass County Missouri | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Iron County Missouri | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Johnson County Missouri | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Flathead County Montana | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| Musselshell County Montana | 1 | $ 355,000 | $ 355,000 | $ 67,000 |
| Ravalli County Montana | 1 | $ 35,000 | $ 35,000 | $ 181,000 |
| Richland County Montana | 1 | $ 505,000 | $ 505,000 | $ 339,000 |
| Silver Bow County Montana | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
| Buffalo County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Deuel County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Douglas County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 139,000 |
| Lancaster County Nebraska | 1 | $ 415,000 | $ 415,000 | $ 87,000 |
| Seward County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Washoe County Nevada | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Burlington County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 179,000 |
| Passaic County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Union County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Warren County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 102,000 |
| Colfax County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 115,000 |
| Chautauqua County New York | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Jefferson County New York | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Monroe County New York | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Oneida County New York | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Westchester County New York | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Cabarrus County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Chatham County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Columbus County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Craven County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Davidson County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 122,000 |
| Haywood County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Jackson County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| Lincoln County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| McDowell County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 116,000 |
| Mecklenburg County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 81,000 |
| Nash County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Stanly County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Wayne County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Bottineau County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Grand Forks County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 654,000 |
| McKenzie County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 229,000 |
| Ransom County North Dakota | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Clark County Ohio | 1 | $ 185,000 | $ 185,000 | $ 128,000 |
| Darke County Ohio | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Erie County Ohio | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Geauga County Ohio | 1 | $ 115,000 | $ 115,000 | $ 150,000 |
| Greene County Ohio | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Hancock County Ohio | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Henry County Ohio | 1 | $ 85,000 | $ 85,000 | $ 37,000 |
| Hocking County Ohio | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Logan County Ohio | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Medina County Ohio | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Perry County Ohio | 1 | $ 85,000 | $ 85,000 | $ 127,000 |
| Richland County Ohio | 1 | $ 2,645,000 | $ 2,645,000 | $ 0 |
| Seneca County Ohio | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Stark County Ohio | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Trumbull County Ohio | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
| Tuscarawas County Ohio | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Garvin County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Clatsop County Oregon | 1 | $ 375,000 | $ 375,000 | $ 67,000 |
| Curry County Oregon | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Douglas County Oregon | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Marion County Oregon | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Tillamook County Oregon | 1 | $ 135,000 | $ 135,000 | $ 173,000 |
| Allegheny County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Bedford County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Delaware County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Indiana County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Lehigh County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Montgomery County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Pike County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Washington County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Providence County Rhode Island | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Washington County Rhode Island | 1 | $ 555,000 | $ 555,000 | $ 430,000 |
| Anderson County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Charleston County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Greenville County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Richland County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Spartanburg County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 113,000 |
| Lincoln County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Marshall County South Dakota | 1 | $ 425,000 | $ 425,000 | $ 65,000 |
| Minnehaha County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 138,000 |
| Pennington County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Tripp County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 80,000 |
| Yankton County South Dakota | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Hamblen County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Hamilton County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 135,000 |
| Henry County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Knox County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Rutherford County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Washington County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Aransas County Texas | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Brazoria County Texas | 1 | $ 255,000 | $ 255,000 | $ 177,000 |
| Burleson County Texas | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Cameron County Texas | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Coleman County Texas | 1 | $ 95,000 | $ 95,000 | $ 21,000 |
| Collingsworth County Texas | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Comal County Texas | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Fort Bend County Texas | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Kendall County Texas | 1 | $ 205,000 | $ 205,000 | $ 234,000 |
| Medina County Texas | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
| Nueces County Texas | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Panola County Texas | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Tarrant County Texas | 1 | $ 245,000 | $ 245,000 | $ 111,000 |
| Wichita County Texas | 1 | $ 55,000 | $ 55,000 | $ 196,000 |
| Alexandria County Virginia | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
| Chesapeake County Virginia | 1 | $ 105,000 | $ 105,000 | $ 228,000 |
| Clarke County Virginia | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Louisa County Virginia | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| New Kent County Virginia | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Orange County Virginia | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Richmond City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Roanoke City County Virginia | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Virginia Beach County Virginia | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Benton County Washington | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Douglas County Washington | 1 | $ 275,000 | $ 275,000 | $ 924,000 |
| Grant County Washington | 1 | $ 25,000 | $ 25,000 | $ 289,000 |
| Jefferson County Washington | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Skamania County Washington | 1 | $ 415,000 | $ 415,000 | $ 146,000 |
| Spokane County Washington | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Whatcom County Washington | 1 | $ 345,000 | $ 345,000 | $ 1,017,000 |
| Yakima County Washington | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Ashland County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Barron County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 76,000 |
| Buffalo County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Door County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Dunn County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 119,000 |
| Eau Claire County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Fond du Lac County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Jefferson County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 157,000 |
| Marinette County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 123,000 |
| Price County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 154,000 |
| Shawano County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 155,000 |
| Vernon County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Vilas County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 28,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 329 | $97,685,000 | $296,000 | $3,605,000 | $133,000 | $3,600,000 |
| Home Improvement | 286 | $22,340,000 | $78,000 | $925,000 | $133,000 | $3,600,000 |
| Other Purpose | 181 | $21,825,000 | $120,000 | $905,000 | $116,000 | $654,000 |
| Cash-out Refinancing | 176 | $43,360,000 | $246,000 | $2,005,000 | $105,000 | $812,000 |
| Refinancing | 84 | $19,170,000 | $228,000 | $5,005,000 | $136,000 | $1,017,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 860 | $149,650,000 | $174,000 | $1,725,000 | $127,000 | $3,600,000 |
| Not Provided | 114 | $20,260,000 | $177,000 | $765,000 | $109,000 | $634,000 |
| Hispanic | 31 | $10,285,000 | $331,000 | $2,005,000 | $148,000 | $470,000 |
| Black or African American | 24 | $4,780,000 | $199,000 | $605,000 | $136,000 | $488,000 |
| Not applicable | 10 | $17,340,000 | $1,734,000 | $5,005,000 | $0 | $0 |
| Asian | 8 | $1,180,000 | $147,000 | $725,000 | $79,000 | $165,000 |
| American Indian or Alaskan Native | 7 | $755,000 | $107,000 | $175,000 | $140,000 | $432,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $130,000 | $65,000 | $75,000 | $130,000 | $183,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,054 | $203,780,000 | $193,000 | $5,005,000 | $125,000 | $3,600,000 |
| VA-guaranteed (Veterans Administration) | 2 | $600,000 | $300,000 | $325,000 | $94,000 | $97,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 775 | $151,235,000 | $195,000 | $5,005,000 | $121,000 | $1,017,000 |
| Application Approved But Not Accepted | 187 | $39,995,000 | $213,000 | $905,000 | $172,000 | $3,600,000 |
| Application Denied By Financial Institution | 85 | $11,855,000 | $139,000 | $765,000 | $73,000 | $255,000 |
| Preapproval Approved but not Accepted | 6 | $1,200,000 | $200,000 | $325,000 | $57,000 | $91,000 |
| File Closed For Incompleteness | 2 | $80,000 | $40,000 | $45,000 | $126,000 | $131,000 |
| Application Withdrawn By Applicant | 1 | $15,000 | $15,000 | $15,000 | $33,000 | $33,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 971 | $192,525,000 | $198,000 | $5,005,000 | $130,000 | $3,600,000 |
| Debt-To-Income Ratio | 64 | $9,350,000 | $146,000 | $765,000 | $68,000 | $255,000 |
| Credit History | 13 | $1,735,000 | $133,000 | $505,000 | $93,000 | $215,000 |
| Collateral | 5 | $495,000 | $99,000 | $165,000 | $87,000 | $133,000 |
| Other | 3 | $275,000 | $91,000 | $145,000 | $57,000 | $96,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Thrivent Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Thrivent Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.