Tib, National Association Mortgage Lending & HMDA Data, 2025

In 2025, Tib, National Association of Farmers Branch, TX reported 463 mortgage applications totaling $156.4 million, down 10% from 2024. The average application was for $337,807, and applicants reported an average income of $135,869. 49% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (17), Lafayette, LA (16) and New Orleans-Metairie, LA (14) (applications in parentheses).

Mortgage Company & Address Tib, National Association
11701 Luna Road
Farmers Branch, TX 75234
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 463
Total Mortgage Loan Application Amount $156,405,000
Average Mortgage Loan Application Amount $337,807
Highest Mortgage Loan Application Amount $2,655,000
Average Applicant Income $135,869
Highest Applicant Income $1,863,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tib, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tib, National Association by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Luna, New Mexico 19 $ 3,665,000 $ 192,894 $ 93,000
Los Angeles, California 17 $ 9,675,000 $ 569,117 $ 0
Drew, Arkansas 15 $ 3,445,000 $ 229,666 $ 110,000
Brown, Texas 12 $ 2,290,000 $ 190,833 $ 104,000
Hughes, Oklahoma 11 $ 1,635,000 $ 148,636 $ 95,000
Smith, Texas 11 $ 3,885,000 $ 353,181 $ 172,000
St. James, Louisiana 10 $ 2,150,000 $ 215,000 $ 190,000
Lafayette, Louisiana 9 $ 1,855,000 $ 206,111 $ 84,000
Ochiltree, Texas 9 $ 1,285,000 $ 142,777 $ 70,000
Wood, Texas 8 $ 2,520,000 $ 315,000 $ 122,000
Vermilion, Louisiana 7 $ 1,485,000 $ 212,142 $ 126,000
Oklahoma, Oklahoma 7 $ 2,865,000 $ 409,285 $ 130,000
Burnet, Texas 7 $ 2,225,000 $ 317,857 $ 127,000
Hartley, Texas 7 $ 1,705,000 $ 243,571 $ 354,000
Moore, Texas 7 $ 1,015,000 $ 145,000 $ 83,000
Rapides, Louisiana 6 $ 1,060,000 $ 176,666 $ 78,000
Dona Ana, New Mexico 6 $ 1,920,000 $ 320,000 $ 99,000
Dallam, Texas 6 $ 1,300,000 $ 216,666 $ 81,000
Hidalgo, Texas 6 $ 2,190,000 $ 365,000 $ 272,000
Van Zandt, Texas 6 $ 2,140,000 $ 356,666 $ 136,000
San Diego, California 5 $ 3,345,000 $ 669,000 $ 0
Miami-Dade, Florida 5 $ 2,435,000 $ 487,000 $ 120,000
Kings, New York 5 $ 3,525,000 $ 705,000 $ 0
McLennan, Texas 5 $ 1,975,000 $ 395,000 $ 104,000
Maricopa, Arizona 4 $ 1,740,000 $ 435,000 $ 0
Bradley, Arkansas 4 $ 720,000 $ 180,000 $ 99,000
Orange, California 4 $ 3,070,000 $ 767,500 $ 0
Santa Clara, California 4 $ 3,310,000 $ 827,500 $ 0
Grant, Louisiana 4 $ 710,000 $ 177,500 $ 70,000
Lafourche, Louisiana 4 $ 990,000 $ 247,500 $ 182,000
Natchitoches, Louisiana 4 $ 1,250,000 $ 312,500 $ 113,000
St. Charles, Louisiana 4 $ 500,000 $ 125,000 $ 0
Cleveland, Oklahoma 4 $ 2,170,000 $ 542,500 $ 218,000
Brazos, Texas 4 $ 1,100,000 $ 275,000 $ 121,000
Denton, Texas 4 $ 1,250,000 $ 312,500 $ 271,000
Hansford, Texas 4 $ 790,000 $ 197,500 $ 184,000
Hunt, Texas 4 $ 940,000 $ 235,000 $ 97,000
Randall, Texas 4 $ 1,470,000 $ 367,500 $ 152,000
Salt Lake, Utah 4 $ 1,040,000 $ 260,000 $ 0
Snohomish, Washington 4 $ 1,760,000 $ 440,000 $ 120,000
Alameda, California 3 $ 2,145,000 $ 715,000 $ 0
Okaloosa, Florida 3 $ 1,605,000 $ 535,000 $ 405,000
Santa Rosa, Florida 3 $ 1,375,000 $ 458,333 $ 0
Ouachita, Louisiana 3 $ 1,045,000 $ 348,333 $ 134,000
Terrebonne, Louisiana 3 $ 1,185,000 $ 395,000 $ 107,000
Lea, New Mexico 3 $ 1,025,000 $ 341,666 $ 0
Seminole, Oklahoma 3 $ 555,000 $ 185,000 $ 68,000
Texas, Oklahoma 3 $ 675,000 $ 225,000 $ 171,000
Henderson, Texas 3 $ 645,000 $ 215,000 $ 96,000
Lipscomb, Texas 3 $ 455,000 $ 151,666 $ 70,000
Lubbock, Texas 3 $ 555,000 $ 185,000 $ 118,000
Lincoln, Arkansas 2 $ 460,000 $ 230,000 $ 82,000
Ventura, California 2 $ 1,530,000 $ 765,000 $ 0
Douglas, Colorado 2 $ 1,190,000 $ 595,000 $ 0
Weld, Colorado 2 $ 530,000 $ 265,000 $ 70,000
Yuma, Colorado 2 $ 530,000 $ 265,000 $ 81,000
District of Columbia, District Of Columbia 2 $ 1,150,000 $ 575,000 $ 0
Palm Beach, Florida 2 $ 2,690,000 $ 1,345,000 $ 0
Rush, Indiana 2 $ 230,000 $ 115,000 $ 44,000
Saline, Kansas 2 $ 290,000 $ 145,000 $ 68,000
St. Tammany, Louisiana 2 $ 600,000 $ 300,000 $ 60,000
Newton, Missouri 2 $ 180,000 $ 90,000 $ 42,000
Grant, New Mexico 2 $ 280,000 $ 140,000 $ 70,000
New York, New York 2 $ 4,620,000 $ 2,310,000 $ 0
Canadian, Oklahoma 2 $ 550,000 $ 275,000 $ 81,000
Pontotoc, Oklahoma 2 $ 450,000 $ 225,000 $ 143,000
Comal, Texas 2 $ 690,000 $ 345,000 $ 288,000
Coryell, Texas 2 $ 300,000 $ 150,000 $ 73,000
Harris, Texas 2 $ 790,000 $ 395,000 $ 310,000
Lampasas, Texas 2 $ 960,000 $ 480,000 $ 226,000
Runnels, Texas 2 $ 640,000 $ 320,000 $ 168,000
Tarrant, Texas 2 $ 540,000 $ 270,000 $ 76,000
Tom Green, Texas 2 $ 1,250,000 $ 625,000 $ 214,000
Kitsap, Washington 2 $ 1,140,000 $ 570,000 $ 0
Skagit, Washington 2 $ 1,360,000 $ 680,000 $ 166,000
Cochise, Arizona 1 $ 425,000 $ 425,000 $ 98,000
Mohave, Arizona 1 $ 125,000 $ 125,000 $ 0
Navajo, Arizona 1 $ 385,000 $ 385,000 $ 0
Arkansas, Arkansas 1 $ 365,000 $ 365,000 $ 166,000
Ashley, Arkansas 1 $ 355,000 $ 355,000 $ 100,000
Benton, Arkansas 1 $ 335,000 $ 335,000 $ 87,000
Chicot, Arkansas 1 $ 365,000 $ 365,000 $ 101,000
Clark, Arkansas 1 $ 185,000 $ 185,000 $ 103,000
Faulkner, Arkansas 1 $ 315,000 $ 315,000 $ 135,000
Hot Spring, Arkansas 1 $ 155,000 $ 155,000 $ 120,000
Jefferson, Arkansas 1 $ 185,000 $ 185,000 $ 195,000
Little River, Arkansas 1 $ 255,000 $ 255,000 $ 114,000
Lonoke, Arkansas 1 $ 365,000 $ 365,000 $ 164,000
Saline, Arkansas 1 $ 375,000 $ 375,000 $ 121,000
Searcy, Arkansas 1 $ 145,000 $ 145,000 $ 240,000
Union, Arkansas 1 $ 115,000 $ 115,000 $ 30,000
Butte, California 1 $ 215,000 $ 215,000 $ 0
Contra Costa, California 1 $ 235,000 $ 235,000 $ 0
Fresno, California 1 $ 735,000 $ 735,000 $ 0
Marin, California 1 $ 685,000 $ 685,000 $ 0
Monterey, California 1 $ 685,000 $ 685,000 $ 0
Sacramento, California 1 $ 705,000 $ 705,000 $ 0
San Francisco, California 1 $ 1,395,000 $ 1,395,000 $ 0
San Mateo, California 1 $ 1,425,000 $ 1,425,000 $ 0
Santa Cruz, California 1 $ 665,000 $ 665,000 $ 0
Arapahoe, Colorado 1 $ 295,000 $ 295,000 $ 0
Clear Creek, Colorado 1 $ 745,000 $ 745,000 $ 0
Jefferson, Colorado 1 $ 395,000 $ 395,000 $ 0
Western Connecticut Planning Region, Connecticut 1 $ 155,000 $ 155,000 $ 0
Sussex, Delaware 1 $ 415,000 $ 415,000 $ 0
Bay, Florida 1 $ 235,000 $ 235,000 $ 0
Brevard, Florida 1 $ 245,000 $ 245,000 $ 0
Broward, Florida 1 $ 185,000 $ 185,000 $ 0
Citrus, Florida 1 $ 365,000 $ 365,000 $ 0
Lee, Florida 1 $ 555,000 $ 555,000 $ 0
Monroe, Florida 1 $ 425,000 $ 425,000 $ 0
Orange, Florida 1 $ 285,000 $ 285,000 $ 0
Walton, Florida 1 $ 815,000 $ 815,000 $ 0
Fayette, Georgia 1 $ 355,000 $ 355,000 $ 0
Fulton, Georgia 1 $ 1,115,000 $ 1,115,000 $ 0
Honolulu, Hawaii 1 $ 535,000 $ 535,000 $ 0
Bannock, Idaho 1 $ 115,000 $ 115,000 $ 0
Adams, Indiana 1 $ 385,000 $ 385,000 $ 229,000
Delaware, Indiana 1 $ 155,000 $ 155,000 $ 42,000
Grant, Indiana 1 $ 325,000 $ 325,000 $ 112,000
Henry, Indiana 1 $ 95,000 $ 95,000 $ 29,000
Randolph, Indiana 1 $ 115,000 $ 115,000 $ 129,000
Wayne, Indiana 1 $ 135,000 $ 135,000 $ 87,000
Wells, Indiana 1 $ 365,000 $ 365,000 $ 174,000
Greeley, Kansas 1 $ 105,000 $ 105,000 $ 95,000
Assumption, Louisiana 1 $ 365,000 $ 365,000 $ 0
Bienville, Louisiana 1 $ 125,000 $ 125,000 $ 57,000
Bossier, Louisiana 1 $ 295,000 $ 295,000 $ 182,000
Calcasieu, Louisiana 1 $ 135,000 $ 135,000 $ 95,000
East Baton Rouge, Louisiana 1 $ 365,000 $ 365,000 $ 0
Sabine, Louisiana 1 $ 75,000 $ 75,000 $ 67,000
Vernon, Louisiana 1 $ 195,000 $ 195,000 $ 184,000
Brown, Minnesota 1 $ 145,000 $ 145,000 $ 94,000
McLeod, Minnesota 1 $ 215,000 $ 215,000 $ 86,000
Meeker, Minnesota 1 $ 255,000 $ 255,000 $ 81,000
Sibley, Minnesota 1 $ 215,000 $ 215,000 $ 62,000
Amite, Mississippi 1 $ 215,000 $ 215,000 $ 292,000
Franklin, Mississippi 1 $ 195,000 $ 195,000 $ 73,000
Taney, Missouri 1 $ 275,000 $ 275,000 $ 79,000
Lewis and Clark, Montana 1 $ 305,000 $ 305,000 $ 51,000
Lincoln, Montana 1 $ 705,000 $ 705,000 $ 233,000
Wheatland, Montana 1 $ 345,000 $ 345,000 $ 181,000
Clark, Nevada 1 $ 895,000 $ 895,000 $ 0
Hidalgo, New Mexico 1 $ 165,000 $ 165,000 $ 113,000
Nassau, New York 1 $ 245,000 $ 245,000 $ 0
Suffolk, New York 1 $ 595,000 $ 595,000 $ 0
Darke, Ohio 1 $ 95,000 $ 95,000 $ 64,000
Okfuskee, Oklahoma 1 $ 305,000 $ 305,000 $ 94,000
Okmulgee, Oklahoma 1 $ 145,000 $ 145,000 $ 0
Ottawa, Oklahoma 1 $ 95,000 $ 95,000 $ 556,000
Berks, Pennsylvania 1 $ 395,000 $ 395,000 $ 37,000
Butler, Pennsylvania 1 $ 325,000 $ 325,000 $ 0
Andrews, Texas 1 $ 145,000 $ 145,000 $ 62,000
Bell, Texas 1 $ 165,000 $ 165,000 $ 223,000
Bexar, Texas 1 $ 245,000 $ 245,000 $ 231,000
Bosque, Texas 1 $ 315,000 $ 315,000 $ 196,000
Brooks, Texas 1 $ 55,000 $ 55,000 $ 104,000
Cherokee, Texas 1 $ 155,000 $ 155,000 $ 133,000
Coleman, Texas 1 $ 35,000 $ 35,000 $ 35,000
Comanche, Texas 1 $ 195,000 $ 195,000 $ 101,000
Concho, Texas 1 $ 95,000 $ 95,000 $ 33,000
Dallas, Texas 1 $ 925,000 $ 925,000 $ 0
Deaf Smith, Texas 1 $ 175,000 $ 175,000 $ 57,000
Erath, Texas 1 $ 305,000 $ 305,000 $ 93,000
Falls, Texas 1 $ 215,000 $ 215,000 $ 62,000
Fannin, Texas 1 $ 285,000 $ 285,000 $ 120,000
Galveston, Texas 1 $ 805,000 $ 805,000 $ 1,536,000
Guadalupe, Texas 1 $ 485,000 $ 485,000 $ 233,000
Hamilton, Texas 1 $ 125,000 $ 125,000 $ 48,000
Houston, Texas 1 $ 215,000 $ 215,000 $ 87,000
Irion, Texas 1 $ 155,000 $ 155,000 $ 209,000
Jim Wells, Texas 1 $ 205,000 $ 205,000 $ 250,000
Johnson, Texas 1 $ 165,000 $ 165,000 $ 0
Kaufman, Texas 1 $ 315,000 $ 315,000 $ 104,000
Madison, Texas 1 $ 425,000 $ 425,000 $ 315,000
Midland, Texas 1 $ 525,000 $ 525,000 $ 183,000
Milam, Texas 1 $ 95,000 $ 95,000 $ 74,000
Mills, Texas 1 $ 355,000 $ 355,000 $ 190,000
Montgomery, Texas 1 $ 295,000 $ 295,000 $ 87,000
Parmer, Texas 1 $ 285,000 $ 285,000 $ 502,000
Rains, Texas 1 $ 275,000 $ 275,000 $ 101,000
Robertson, Texas 1 $ 555,000 $ 555,000 $ 195,000
Rusk, Texas 1 $ 405,000 $ 405,000 $ 103,000
Scurry, Texas 1 $ 185,000 $ 185,000 $ 81,000
Walker, Texas 1 $ 185,000 $ 185,000 $ 0
Louisa, Virginia 1 $ 395,000 $ 395,000 $ 0
Clark, Washington 1 $ 235,000 $ 235,000 $ 0

Mortgage Loan Application Detail Totals for Tib, National Association in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 270 $68,420,000 $253,000 $805,000 $129,000 $1,863,000
Cash-out Refinancing 140 $69,750,000 $498,000 $2,655,000 $138,000 $575,000
Refinancing 50 $17,240,000 $344,000 $1,055,000 $167,000 $975,000
Other Purpose 3 $995,000 $331,000 $405,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 265 $71,485,000 $269,000 $805,000 $134,000 $1,536,000
Not applicable 97 $59,745,000 $615,000 $2,655,000 $0 $0
Hispanic 68 $17,290,000 $254,000 $645,000 $148,000 $1,863,000
Not Provided 16 $3,910,000 $244,000 $645,000 $108,000 $215,000
Black or African American 10 $1,830,000 $183,000 $365,000 $79,000 $182,000
Asian 6 $2,050,000 $341,000 $1,055,000 $94,000 $234,000
American Indian or Alaskan Native 1 $95,000 $95,000 $95,000 $556,000 $556,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 356 $128,010,000 $359,000 $2,655,000 $148,000 $1,863,000
FHA-insured (Federal Housing Administration) 61 $14,875,000 $243,000 $675,000 $94,000 $215,000
VA-guaranteed (Veterans Administration) 26 $9,880,000 $380,000 $805,000 $130,000 $276,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $3,640,000 $182,000 $325,000 $73,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 226 $60,820,000 $269,000 $805,000 $135,000 $1,536,000
Loan Purchased By The Institution 128 $67,750,000 $529,000 $2,655,000 $0 $0
Application Denied By Financial Institution 96 $25,250,000 $263,000 $1,055,000 $135,000 $1,863,000
Application Withdrawn By Applicant 10 $1,820,000 $182,000 $385,000 $130,000 $556,000
Application Approved But Not Accepted 3 $765,000 $255,000 $295,000 $139,000 $183,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 367 $131,155,000 $357,000 $2,655,000 $134,000 $1,536,000
Other 43 $10,555,000 $245,000 $695,000 $118,000 $502,000
Debt-To-Income Ratio 23 $8,395,000 $365,000 $1,055,000 $113,000 $575,000
Credit Application Incomplete 19 $3,435,000 $180,000 $415,000 $202,000 $1,863,000
Collateral 7 $1,765,000 $252,000 $435,000 $118,000 $223,000
Credit History 3 $965,000 $321,000 $425,000 $191,000 $276,000
Unverifiable Information 1 $135,000 $135,000 $135,000 $49,000 $49,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib, National Association's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tib, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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