Tib, National Association Mortgage Lending & HMDA Data, 2024

In 2024, Tib, National Association of Farmers Branch, TX reported 512 mortgage applications totaling $167.1 million, down 11% from 2023. The average application was for $326,289, and applicants reported an average income of $117,050. 44% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Houma-Thibodaux, LA (25), Dallas-Plano-Irving, TX (23) and Los Angeles-Long Beach-Glendale, CA (20) (applications in parentheses).

Mortgage Company & Address Tib, National Association
11701 Luna Road
Farmers Branch, TX 75234
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 512
Total Mortgage Loan Application Amount $167,060,000
Average Mortgage Loan Application Amount $326,289
Highest Mortgage Loan Application Amount $2,225,000
Average Applicant Income $117,050
Highest Applicant Income $1,006,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tib, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Tib, National Association by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Terrebonne, Louisiana 21 $ 5,215,000 $ 248,333 $ 135,000
Los Angeles, California 20 $ 11,010,000 $ 550,500 $ 0
Maricopa, Arizona 14 $ 4,730,000 $ 337,857 $ 0
Wood, Texas 13 $ 3,105,000 $ 238,846 $ 143,000
Moore, Texas 12 $ 2,020,000 $ 168,333 $ 102,000
Drew, Arkansas 11 $ 2,045,000 $ 185,909 $ 78,000
Dallam, Texas 11 $ 1,505,000 $ 136,818 $ 73,000
Smith, Texas 11 $ 3,465,000 $ 315,000 $ 139,000
Van Zandt, Texas 11 $ 3,165,000 $ 287,727 $ 113,000
Orange, California 10 $ 5,990,000 $ 599,000 $ 0
Hidalgo, Texas 10 $ 2,160,000 $ 216,000 $ 117,000
Clark, Nevada 9 $ 2,295,000 $ 255,000 $ 0
Luna, New Mexico 9 $ 1,695,000 $ 188,333 $ 102,000
Burnet, Texas 9 $ 1,885,000 $ 209,444 $ 110,000
Hartley, Texas 9 $ 2,135,000 $ 237,222 $ 108,000
Salt Lake, Utah 9 $ 3,635,000 $ 403,888 $ 0
Hunt, Texas 8 $ 1,810,000 $ 226,250 $ 117,000
McLennan, Texas 8 $ 2,240,000 $ 280,000 $ 137,000
Alameda, California 7 $ 5,275,000 $ 753,571 $ 0
Riverside, California 7 $ 2,505,000 $ 357,857 $ 0
San Diego, California 7 $ 3,935,000 $ 562,142 $ 0
Dallas, Texas 7 $ 4,445,000 $ 635,000 $ 192,000
Randall, Texas 7 $ 1,465,000 $ 209,285 $ 115,000
Santa Clara, California 5 $ 4,395,000 $ 879,000 $ 0
Acadia, Louisiana 5 $ 1,645,000 $ 329,000 $ 216,000
McDonald, Missouri 5 $ 765,000 $ 153,000 $ 64,000
Creek, Oklahoma 5 $ 1,365,000 $ 273,000 $ 101,000
Tarrant, Texas 5 $ 2,035,000 $ 407,000 $ 157,000
Utah, Utah 5 $ 1,545,000 $ 309,000 $ 0
Mohave, Arizona 4 $ 1,130,000 $ 282,500 $ 0
San Francisco, California 4 $ 2,150,000 $ 537,500 $ 0
Jefferson, Colorado 4 $ 1,570,000 $ 392,500 $ 0
Palm Beach, Florida 4 $ 1,560,000 $ 390,000 $ 0
Lafayette, Louisiana 4 $ 1,440,000 $ 360,000 $ 352,000
Lafourche, Louisiana 4 $ 850,000 $ 212,500 $ 124,000
Rapides, Louisiana 4 $ 680,000 $ 170,000 $ 52,000
Lea, New Mexico 4 $ 1,240,000 $ 310,000 $ 0
Ochiltree, Texas 4 $ 670,000 $ 167,500 $ 141,000
Tom Green, Texas 4 $ 970,000 $ 242,500 $ 153,000
Davis, Utah 4 $ 1,250,000 $ 312,500 $ 0
Sacramento, California 3 $ 795,000 $ 265,000 $ 0
San Luis Obispo, California 3 $ 1,875,000 $ 625,000 $ 0
San Mateo, California 3 $ 2,405,000 $ 801,666 $ 0
Miami-Dade, Florida 3 $ 2,245,000 $ 748,333 $ 0
Okaloosa, Florida 3 $ 875,000 $ 291,666 $ 0
Ascension, Louisiana 3 $ 1,145,000 $ 381,666 $ 0
Grant, Louisiana 3 $ 625,000 $ 208,333 $ 102,000
St. Charles, Louisiana 3 $ 835,000 $ 278,333 $ 0
Grant, New Mexico 3 $ 785,000 $ 261,666 $ 95,000
Oklahoma, Oklahoma 3 $ 855,000 $ 285,000 $ 93,000
Collin, Texas 3 $ 1,125,000 $ 375,000 $ 170,000
Yavapai, Arizona 2 $ 440,000 $ 220,000 $ 0
Saline, Arkansas 2 $ 490,000 $ 245,000 $ 86,000
Contra Costa, California 2 $ 1,090,000 $ 545,000 $ 0
San Bernardino, California 2 $ 570,000 $ 285,000 $ 0
Sonoma, California 2 $ 1,810,000 $ 905,000 $ 0
Broward, Florida 2 $ 750,000 $ 375,000 $ 0
Pasco, Florida 2 $ 300,000 $ 150,000 $ 0
Canyon, Idaho 2 $ 460,000 $ 230,000 $ 0
Knox, Illinois 2 $ 130,000 $ 65,000 $ 49,000
Natchitoches, Louisiana 2 $ 340,000 $ 170,000 $ 69,000
Red River, Louisiana 2 $ 370,000 $ 185,000 $ 114,000
St. James, Louisiana 2 $ 660,000 $ 330,000 $ 0
Vermilion, Louisiana 2 $ 310,000 $ 155,000 $ 72,000
Taney, Missouri 2 $ 350,000 $ 175,000 $ 66,000
Canadian, Oklahoma 2 $ 1,040,000 $ 520,000 $ 271,000
Cleveland, Oklahoma 2 $ 250,000 $ 125,000 $ 116,000
Hughes, Oklahoma 2 $ 250,000 $ 125,000 $ 124,000
Texas, Oklahoma 2 $ 510,000 $ 255,000 $ 133,000
Montgomery, Pennsylvania 2 $ 550,000 $ 275,000 $ 0
Bosque, Texas 2 $ 450,000 $ 225,000 $ 80,000
Brazos, Texas 2 $ 450,000 $ 225,000 $ 96,000
Brown, Texas 2 $ 390,000 $ 195,000 $ 125,000
Coryell, Texas 2 $ 210,000 $ 105,000 $ 47,000
Denton, Texas 2 $ 450,000 $ 225,000 $ 0
Hamilton, Texas 2 $ 370,000 $ 185,000 $ 90,000
Hansford, Texas 2 $ 280,000 $ 140,000 $ 76,000
Harris, Texas 2 $ 860,000 $ 430,000 $ 0
Lipscomb, Texas 2 $ 220,000 $ 110,000 $ 104,000
Lubbock, Texas 2 $ 360,000 $ 180,000 $ 170,000
Mason, Texas 2 $ 440,000 $ 220,000 $ 75,000
Parker, Texas 2 $ 410,000 $ 205,000 $ 78,000
Williamson, Texas 2 $ 400,000 $ 200,000 $ 114,000
Cochise, Arizona 1 $ 315,000 $ 315,000 $ 114,000
Pinal, Arizona 1 $ 235,000 $ 235,000 $ 0
Benton, Arkansas 1 $ 155,000 $ 155,000 $ 105,000
Cleveland, Arkansas 1 $ 115,000 $ 115,000 $ 68,000
Jefferson, Arkansas 1 $ 165,000 $ 165,000 $ 100,000
Union, Arkansas 1 $ 495,000 $ 495,000 $ 176,000
Del Norte, California 1 $ 145,000 $ 145,000 $ 0
Lake, California 1 $ 185,000 $ 185,000 $ 0
Marin, California 1 $ 755,000 $ 755,000 $ 0
Nevada, California 1 $ 355,000 $ 355,000 $ 0
Placer, California 1 $ 665,000 $ 665,000 $ 0
Santa Barbara, California 1 $ 255,000 $ 255,000 $ 0
Santa Cruz, California 1 $ 875,000 $ 875,000 $ 0
Siskiyou, California 1 $ 495,000 $ 495,000 $ 0
Stanislaus, California 1 $ 235,000 $ 235,000 $ 0
Tulare, California 1 $ 145,000 $ 145,000 $ 0
Arapahoe, Colorado 1 $ 285,000 $ 285,000 $ 0
Broomfield, Colorado 1 $ 285,000 $ 285,000 $ 0
Denver, Colorado 1 $ 195,000 $ 195,000 $ 0
Douglas, Colorado 1 $ 265,000 $ 265,000 $ 0
Fremont, Colorado 1 $ 195,000 $ 195,000 $ 0
Larimer, Colorado 1 $ 285,000 $ 285,000 $ 0
Mesa, Colorado 1 $ 195,000 $ 195,000 $ 0
Park, Colorado 1 $ 265,000 $ 265,000 $ 0
Collier, Florida 1 $ 655,000 $ 655,000 $ 0
Duval, Florida 1 $ 225,000 $ 225,000 $ 0
Hillsborough, Florida 1 $ 185,000 $ 185,000 $ 0
Manatee, Florida 1 $ 395,000 $ 395,000 $ 0
Sarasota, Florida 1 $ 435,000 $ 435,000 $ 0
Seminole, Florida 1 $ 225,000 $ 225,000 $ 0
Colquitt, Georgia 1 $ 215,000 $ 215,000 $ 166,000
Gwinnett, Georgia 1 $ 195,000 $ 195,000 $ 0
Muscogee, Georgia 1 $ 265,000 $ 265,000 $ 0
Ada, Idaho 1 $ 235,000 $ 235,000 $ 0
Cook, Illinois 1 $ 455,000 $ 455,000 $ 0
DuPage, Illinois 1 $ 135,000 $ 135,000 $ 0
Fulton, Illinois 1 $ 115,000 $ 115,000 $ 80,000
Kendall, Illinois 1 $ 535,000 $ 535,000 $ 262,000
Peoria, Illinois 1 $ 215,000 $ 215,000 $ 105,000
Steuben, Indiana 1 $ 185,000 $ 185,000 $ 51,000
Page, Iowa 1 $ 85,000 $ 85,000 $ 45,000
Union, Iowa 1 $ 195,000 $ 195,000 $ 89,000
Ford, Kansas 1 $ 215,000 $ 215,000 $ 67,000
Bienville, Louisiana 1 $ 195,000 $ 195,000 $ 63,000
Calcasieu, Louisiana 1 $ 385,000 $ 385,000 $ 176,000
East Baton Rouge, Louisiana 1 $ 105,000 $ 105,000 $ 33,000
Orleans, Louisiana 1 $ 545,000 $ 545,000 $ 258,000
St. Martin, Louisiana 1 $ 285,000 $ 285,000 $ 0
Big Stone, Minnesota 1 $ 245,000 $ 245,000 $ 139,000
Renville, Minnesota 1 $ 105,000 $ 105,000 $ 60,000
Barry, Missouri 1 $ 395,000 $ 395,000 $ 170,000
Newton, Missouri 1 $ 445,000 $ 445,000 $ 224,000
Deer Lodge, Montana 1 $ 335,000 $ 335,000 $ 107,000
Lincoln, Montana 1 $ 305,000 $ 305,000 $ 144,000
Powell, Montana 1 $ 175,000 $ 175,000 $ 159,000
Washoe, Nevada 1 $ 475,000 $ 475,000 $ 0
Somerset, New Jersey 1 $ 155,000 $ 155,000 $ 0
Chaves, New Mexico 1 $ 475,000 $ 475,000 $ 318,000
Dona Ana, New Mexico 1 $ 455,000 $ 455,000 $ 138,000
Cherokee, North Carolina 1 $ 305,000 $ 305,000 $ 83,000
Guilford, North Carolina 1 $ 195,000 $ 195,000 $ 0
Beaver, Oklahoma 1 $ 55,000 $ 55,000 $ 61,000
Okmulgee, Oklahoma 1 $ 145,000 $ 145,000 $ 90,000
Ottawa, Oklahoma 1 $ 75,000 $ 75,000 $ 44,000
Pottawatomie, Oklahoma 1 $ 2,065,000 $ 2,065,000 $ 612,000
Deschutes, Oregon 1 $ 265,000 $ 265,000 $ 0
Jackson, Oregon 1 $ 215,000 $ 215,000 $ 0
Josephine, Oregon 1 $ 185,000 $ 185,000 $ 0
Lane, Oregon 1 $ 135,000 $ 135,000 $ 0
Marion, Oregon 1 $ 215,000 $ 215,000 $ 0
Washington, Rhode Island 1 $ 695,000 $ 695,000 $ 248,000
Armstrong, Texas 1 $ 95,000 $ 95,000 $ 132,000
Cameron, Texas 1 $ 45,000 $ 45,000 $ 44,000
Cherokee, Texas 1 $ 765,000 $ 765,000 $ 183,000
Collingsworth, Texas 1 $ 165,000 $ 165,000 $ 60,000
Deaf Smith, Texas 1 $ 135,000 $ 135,000 $ 38,000
Ellis, Texas 1 $ 225,000 $ 225,000 $ 0
Falls, Texas 1 $ 505,000 $ 505,000 $ 0
Fannin, Texas 1 $ 335,000 $ 335,000 $ 125,000
Franklin, Texas 1 $ 235,000 $ 235,000 $ 59,000
Galveston, Texas 1 $ 655,000 $ 655,000 $ 456,000
Gillespie, Texas 1 $ 2,225,000 $ 2,225,000 $ 556,000
Grayson, Texas 1 $ 215,000 $ 215,000 $ 131,000
Grimes, Texas 1 $ 275,000 $ 275,000 $ 0
Hale, Texas 1 $ 335,000 $ 335,000 $ 133,000
Irion, Texas 1 $ 155,000 $ 155,000 $ 227,000
Johnson, Texas 1 $ 195,000 $ 195,000 $ 0
Kaufman, Texas 1 $ 355,000 $ 355,000 $ 154,000
Knox, Texas 1 $ 85,000 $ 85,000 $ 0
Llano, Texas 1 $ 455,000 $ 455,000 $ 224,000
Nolan, Texas 1 $ 185,000 $ 185,000 $ 204,000
Potter, Texas 1 $ 145,000 $ 145,000 $ 111,000
Rockwall, Texas 1 $ 325,000 $ 325,000 $ 200,000
Sutton, Texas 1 $ 215,000 $ 215,000 $ 173,000
Travis, Texas 1 $ 1,245,000 $ 1,245,000 $ 0
Walker, Texas 1 $ 395,000 $ 395,000 $ 0
Wilson, Texas 1 $ 225,000 $ 225,000 $ 95,000
Summit, Utah 1 $ 845,000 $ 845,000 $ 0
Fairfax, Virginia 1 $ 285,000 $ 285,000 $ 0
Suffolk, Virginia 1 $ 195,000 $ 195,000 $ 0
Skagit, Washington 1 $ 675,000 $ 675,000 $ 316,000

Mortgage Loan Application Detail Totals for Tib, National Association in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 248 $65,090,000 $262,000 $2,065,000 $127,000 $1,006,000
Cash-out Refinancing 190 $79,380,000 $417,000 $1,765,000 $99,000 $191,000
Refinancing 47 $15,685,000 $333,000 $2,225,000 $141,000 $556,000
Other Purpose 27 $6,905,000 $255,000 $715,000 $111,000 $227,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 241 $63,315,000 $262,000 $2,065,000 $130,000 $1,006,000
Not applicable 192 $82,970,000 $432,000 $1,765,000 $0 $0
Hispanic 52 $10,170,000 $195,000 $595,000 $103,000 $407,000
Not Provided 15 $7,285,000 $485,000 $2,225,000 $148,000 $556,000
Asian 5 $1,745,000 $349,000 $765,000 $158,000 $365,000
Black or African American 5 $1,255,000 $251,000 $505,000 $67,000 $109,000
American Indian or Alaskan Native 2 $320,000 $160,000 $185,000 $73,000 $117,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 425 $148,245,000 $348,000 $2,225,000 $137,000 $1,006,000
FHA-insured (Federal Housing Administration) 49 $11,115,000 $226,000 $455,000 $100,000 $407,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $3,525,000 $153,000 $275,000 $70,000 $104,000
VA-guaranteed (Veterans Administration) 15 $4,175,000 $278,000 $605,000 $103,000 $234,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 225 $57,795,000 $256,000 $2,065,000 $130,000 $1,006,000
Loan Purchased By The Institution 216 $89,950,000 $416,000 $1,765,000 $0 $0
Application Denied By Financial Institution 60 $17,050,000 $284,000 $2,225,000 $111,000 $556,000
Application Withdrawn By Applicant 9 $1,975,000 $219,000 $455,000 $110,000 $224,000
Application Approved But Not Accepted 2 $290,000 $145,000 $155,000 $141,000 $158,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 452 $150,010,000 $331,000 $2,065,000 $129,000 $1,006,000
Credit Application Incomplete 22 $7,830,000 $355,000 $2,225,000 $138,000 $556,000
Debt-To-Income Ratio 18 $5,630,000 $312,000 $745,000 $78,000 $258,000
Collateral 10 $1,740,000 $174,000 $415,000 $143,000 $406,000
Credit History 5 $655,000 $131,000 $225,000 $73,000 $132,000
Other 4 $1,010,000 $252,000 $325,000 $98,000 $119,000
Unverifiable Information 1 $185,000 $185,000 $185,000 $30,000 $30,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Tib, National Association's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Tib, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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