Tm Mortgage Mortgage Lending & HMDA Data, 2007
In 2007, Tm Mortgage of Bellevue, WA reported 318 mortgage applications totaling $72.1 million, down 32% from 2006. The average application was for $226,682, and applicants reported an average income of $117,952. 75% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (276), Tacoma, WA (14) and Bellingham, WA (5) (applications in parentheses).
| Mortgage Company & Address | Tm Mortgage 11555 Se 8th Street, Suite 200 Bellevue, WA 98004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 318 |
| Total Mortgage Loan Application Amount | $72,085,000 |
| Average Mortgage Loan Application Amount | $226,682 |
| Highest Mortgage Loan Application Amount | $1,040,000 |
| Average Applicant Income | $117,952 |
| Highest Applicant Income | $547,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tm Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Seattle-Bellevue-Everett, WA | 276 | $ 62,482,000 | $ 226,384 | $ 113,000 |
| Tacoma, WA | 14 | $ 3,031,000 | $ 216,500 | $ 248,000 |
| Bellingham, WA | 5 | $ 1,091,000 | $ 218,200 | $ 92,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,018,000 | $ 203,600 | $ 81,000 |
| Portland-Vancouver-Beaverton, OR-WA | 5 | $ 1,110,000 | $ 222,000 | $ 75,400 |
| Longview, WA | 3 | $ 319,000 | $ 106,333 | $ 46,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 864,000 | $ 432,000 | $ 223,000 |
| Dallas-Plano-Irving, TX | 1 | $ 256,000 | $ 256,000 | $ 134,000 |
| Philadelphia, PA | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 512,000 | $ 512,000 | $ 181,000 |
Mortgage Loan Application Detail Totals for Tm Mortgage in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 229 | $54,776,000 | $239,000 | $1,040,000 | $112,000 | $547,000 |
| Refinancing | 63 | $15,339,000 | $243,000 | $583,000 | $147,000 | $540,000 |
| Home Improvement | 26 | $1,970,000 | $75,000 | $360,000 | $100,000 | $281,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 172 | $38,547,000 | $224,000 | $948,000 | $118,000 | $542,000 |
| White | 126 | $27,733,000 | $220,000 | $1,040,000 | $117,000 | $504,000 |
| Asian | 11 | $3,342,000 | $303,000 | $583,000 | $145,000 | $547,000 |
| Hispanic | 7 | $2,130,000 | $304,000 | $512,000 | $90,000 | $181,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $333,000 | $166,000 | $280,000 | $98,000 | $98,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 299 | $67,607,000 | $226,000 | $1,040,000 | $121,000 | $547,000 |
| FHA-insured (Federal Housing Administration) | 17 | $4,083,000 | $240,000 | $363,000 | $65,000 | $141,000 |
| VA-guaranteed (Veterans Administration) | 2 | $395,000 | $197,000 | $200,000 | $57,000 | $61,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 240 | $53,771,000 | $224,000 | $1,040,000 | $113,000 | $540,000 |
| Application Withdrawn By Applicant | 50 | $11,249,000 | $224,000 | $700,000 | $127,000 | $540,000 |
| Application Denied By Financial Institution | 17 | $4,728,000 | $278,000 | $583,000 | $140,000 | $547,000 |
| Application Approved But Not Accepted | 11 | $2,337,000 | $212,000 | $510,000 | $139,000 | $540,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 6 | $1,442,000 | $240,000 | $330,000 | $215,000 | $547,000 |
| Other | 5 | $1,140,000 | $228,000 | $397,000 | $77,000 | $141,000 |
| Collateral | 2 | $504,000 | $252,000 | $324,000 | $102,000 | $131,000 |
| Credit Application Incomplete | 2 | $959,000 | $479,000 | $583,000 | $202,000 | $307,000 |
| Employment History | 1 | $322,000 | $322,000 | $322,000 | $107,000 | $107,000 |
| Mortgage Insurance Denied | 1 | $361,000 | $361,000 | $361,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tm Mortgage's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tm Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.
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