Top Flite Financial, Inc. Mortgage Lending & HMDA Data, 2014
In 2014, Top Flite Financial, Inc. of Williamston, MI reported 4,006 mortgage applications totaling $619.7 million, down 13% from 2013. The average application was for $154,701, and applicants reported an average income of $67,890. 55% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (459), Phoenix-Mesa-Scottsdale, AZ (328) and Warren-Troy-Farmington Hills, MI (321) (applications in parentheses).
| Mortgage Company & Address | Top Flite Financial, Inc. 123 E Grand River Ave Williamston, MI 48895 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 4,006 |
| Total Mortgage Loan Application Amount | $619,733,000 |
| Average Mortgage Loan Application Amount | $154,701 |
| Highest Mortgage Loan Application Amount | $1,104,000 |
| Average Applicant Income | $67,890 |
| Highest Applicant Income | $1,368,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Top Flite Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 318 | $ 46,623,000 | $ 146,613 | $ 53,000 |
| Cook, Illinois | 275 | $ 45,515,000 | $ 165,509 | $ 69,000 |
| Macomb, Michigan | 161 | $ 21,859,000 | $ 135,770 | $ 64,000 |
| Will, Illinois | 119 | $ 24,398,000 | $ 205,025 | $ 88,000 |
| Oakland, Michigan | 117 | $ 19,717,000 | $ 168,521 | $ 82,000 |
| Kent, Michigan | 114 | $ 15,212,000 | $ 133,438 | $ 54,000 |
| Polk, Iowa | 111 | $ 17,599,000 | $ 158,549 | $ 77,000 |
| Palm Beach, Florida | 91 | $ 17,701,000 | $ 194,516 | $ 106,000 |
| Hopkins, Kentucky | 91 | $ 10,586,000 | $ 116,329 | $ 55,000 |
| Broward, Florida | 89 | $ 21,340,000 | $ 239,775 | $ 128,000 |
| Hampden, Massachusetts | 89 | $ 13,076,000 | $ 146,921 | $ 48,000 |
| Vanderburgh, Indiana | 83 | $ 7,613,000 | $ 91,722 | $ 52,000 |
| Cuyahoga, Ohio | 83 | $ 10,087,000 | $ 121,530 | $ 56,000 |
| Snohomish, Washington | 65 | $ 17,902,000 | $ 275,415 | $ 92,000 |
| Pima, Arizona | 56 | $ 7,952,000 | $ 142,000 | $ 51,000 |
| Wayne, Michigan | 53 | $ 7,595,000 | $ 143,301 | $ 78,000 |
| Taney, Missouri | 53 | $ 6,869,000 | $ 129,603 | $ 52,000 |
| King, Washington | 48 | $ 14,442,000 | $ 300,875 | $ 116,000 |
| DuPage, Illinois | 47 | $ 9,874,000 | $ 210,085 | $ 79,000 |
| Orange, Florida | 46 | $ 12,191,000 | $ 265,021 | $ 98,000 |
| Lake, Indiana | 46 | $ 6,240,000 | $ 135,652 | $ 64,000 |
| Valencia, New Mexico | 45 | $ 5,970,000 | $ 132,666 | $ 49,000 |
| Hinds, Mississippi | 40 | $ 5,098,000 | $ 127,450 | $ 48,000 |
| Montgomery, Ohio | 37 | $ 4,047,000 | $ 109,378 | $ 47,000 |
| Henderson, Kentucky | 34 | $ 3,573,000 | $ 105,088 | $ 50,000 |
| Warrick, Indiana | 30 | $ 4,252,000 | $ 141,733 | $ 50,000 |
| Summit, Ohio | 30 | $ 4,995,000 | $ 166,500 | $ 72,000 |
| Miami-Dade, Florida | 28 | $ 5,296,000 | $ 189,142 | $ 181,000 |
| Daviess, Kentucky | 28 | $ 3,256,000 | $ 116,285 | $ 51,000 |
| Shiawassee, Michigan | 27 | $ 2,588,000 | $ 95,851 | $ 47,000 |
| Warren, Iowa | 25 | $ 4,007,000 | $ 160,280 | $ 60,000 |
| Kalamazoo, Michigan | 25 | $ 2,951,000 | $ 118,040 | $ 48,000 |
| Jasper, Missouri | 25 | $ 2,145,000 | $ 85,800 | $ 38,000 |
| Montcalm, Michigan | 24 | $ 2,664,000 | $ 111,000 | $ 49,000 |
| Pulaski, Arkansas | 23 | $ 2,994,000 | $ 130,173 | $ 64,000 |
| Ottawa, Michigan | 23 | $ 4,415,000 | $ 191,956 | $ 84,000 |
| Whitley, Kentucky | 22 | $ 2,395,000 | $ 108,863 | $ 61,000 |
| Hennepin, Minnesota | 22 | $ 5,051,000 | $ 229,590 | $ 109,000 |
| Wood, Wisconsin | 22 | $ 3,031,000 | $ 137,772 | $ 75,000 |
| Laurel, Kentucky | 21 | $ 2,391,000 | $ 113,857 | $ 44,000 |
| Mississippi, Arkansas | 19 | $ 1,654,000 | $ 87,052 | $ 41,000 |
| Osceola, Florida | 19 | $ 3,232,000 | $ 170,105 | $ 91,000 |
| Gibson, Indiana | 18 | $ 2,270,000 | $ 126,111 | $ 52,000 |
| Lapeer, Michigan | 18 | $ 3,404,000 | $ 189,111 | $ 93,000 |
| Mecosta, Michigan | 18 | $ 1,700,000 | $ 94,444 | $ 51,000 |
| Dallas, Iowa | 17 | $ 2,383,000 | $ 140,176 | $ 56,000 |
| Langlade, Wisconsin | 17 | $ 1,558,000 | $ 91,647 | $ 45,000 |
| Genesee, Michigan | 16 | $ 2,378,000 | $ 148,625 | $ 74,000 |
| St. Clair, Michigan | 16 | $ 2,611,000 | $ 163,187 | $ 82,000 |
| Marathon, Wisconsin | 16 | $ 1,978,000 | $ 123,625 | $ 65,000 |
| Milwaukee, Wisconsin | 16 | $ 2,384,000 | $ 149,000 | $ 76,000 |
| White, Georgia | 15 | $ 1,706,000 | $ 113,733 | $ 44,000 |
| Allegan, Michigan | 15 | $ 1,832,000 | $ 122,133 | $ 53,000 |
| Washington, Minnesota | 15 | $ 3,016,000 | $ 201,066 | $ 72,000 |
| Boone, Missouri | 15 | $ 2,298,000 | $ 153,200 | $ 76,000 |
| Greene, Arkansas | 14 | $ 1,294,000 | $ 92,428 | $ 47,000 |
| Porter, Indiana | 14 | $ 2,268,000 | $ 162,000 | $ 59,000 |
| Stone, Missouri | 14 | $ 1,826,000 | $ 130,428 | $ 52,000 |
| Williamson, Illinois | 13 | $ 1,176,000 | $ 90,461 | $ 58,000 |
| Middlesex, Massachusetts | 13 | $ 4,222,000 | $ 324,769 | $ 98,000 |
| Berrien, Michigan | 13 | $ 1,442,000 | $ 110,923 | $ 71,000 |
| Newaygo, Michigan | 13 | $ 1,543,000 | $ 118,692 | $ 54,000 |
| Bernalillo, New Mexico | 13 | $ 2,334,000 | $ 179,538 | $ 55,000 |
| Jackson, Illinois | 12 | $ 1,378,000 | $ 114,833 | $ 54,000 |
| Saline, Arkansas | 11 | $ 1,820,000 | $ 165,454 | $ 43,000 |
| Los Angeles, California | 11 | $ 3,870,000 | $ 351,818 | $ 89,000 |
| Kendall, Illinois | 11 | $ 2,012,000 | $ 182,909 | $ 65,000 |
| Perry, Indiana | 11 | $ 826,000 | $ 75,090 | $ 37,000 |
| Essex, Massachusetts | 11 | $ 3,184,000 | $ 289,454 | $ 107,000 |
| Ingham, Michigan | 11 | $ 1,073,000 | $ 97,545 | $ 47,000 |
| Ramsey, Minnesota | 11 | $ 1,674,000 | $ 152,181 | $ 48,000 |
| Rankin, Mississippi | 11 | $ 1,641,000 | $ 149,181 | $ 52,000 |
| Cochise, Arizona | 10 | $ 1,074,000 | $ 107,400 | $ 22,000 |
| Pinal, Arizona | 10 | $ 1,469,000 | $ 146,900 | $ 55,000 |
| Waukesha, Wisconsin | 10 | $ 2,589,000 | $ 258,900 | $ 91,000 |
| Yavapai, Arizona | 9 | $ 1,057,000 | $ 117,444 | $ 23,000 |
| Habersham, Georgia | 9 | $ 1,223,000 | $ 135,888 | $ 50,000 |
| Kane, Illinois | 9 | $ 1,696,000 | $ 188,444 | $ 87,000 |
| Kankakee, Illinois | 9 | $ 1,139,000 | $ 126,555 | $ 66,000 |
| Lake, Illinois | 9 | $ 2,176,000 | $ 241,777 | $ 81,000 |
| Webster, Kentucky | 9 | $ 813,000 | $ 90,333 | $ 48,000 |
| Hampshire, Massachusetts | 9 | $ 2,211,000 | $ 245,666 | $ 106,000 |
| Livingston, Michigan | 9 | $ 1,375,000 | $ 152,777 | $ 87,000 |
| Madison, Mississippi | 9 | $ 1,565,000 | $ 173,888 | $ 71,000 |
| Sandoval, New Mexico | 9 | $ 1,810,000 | $ 201,111 | $ 58,000 |
| Faulkner, Arkansas | 8 | $ 1,139,000 | $ 142,375 | $ 39,000 |
| Pike, Indiana | 8 | $ 777,000 | $ 97,125 | $ 44,000 |
| Jefferson, Kentucky | 8 | $ 1,087,000 | $ 135,875 | $ 66,000 |
| Barry, Michigan | 8 | $ 1,059,000 | $ 132,375 | $ 58,000 |
| Ionia, Michigan | 8 | $ 604,000 | $ 75,500 | $ 36,000 |
| Lonoke, Arkansas | 7 | $ 1,392,000 | $ 198,857 | $ 104,000 |
| Macoupin, Illinois | 7 | $ 743,000 | $ 106,142 | $ 54,000 |
| Spencer, Indiana | 7 | $ 631,000 | $ 90,142 | $ 50,000 |
| Boone, Iowa | 7 | $ 849,000 | $ 121,285 | $ 58,000 |
| Cumberland, Maine | 7 | $ 1,251,000 | $ 178,714 | $ 53,000 |
| Oneida, Wisconsin | 7 | $ 830,000 | $ 118,571 | $ 81,000 |
| Mohave, Arizona | 6 | $ 374,000 | $ 62,333 | $ 19,000 |
| Logan, Illinois | 6 | $ 517,000 | $ 86,166 | $ 51,000 |
| Posey, Indiana | 6 | $ 652,000 | $ 108,666 | $ 44,000 |
| Appanoose, Iowa | 6 | $ 441,000 | $ 73,500 | $ 41,000 |
| Hancock, Kentucky | 6 | $ 570,000 | $ 95,000 | $ 54,000 |
| Grant, New Mexico | 6 | $ 722,000 | $ 120,333 | $ 55,000 |
| Lake, Ohio | 6 | $ 764,000 | $ 127,333 | $ 72,000 |
| Warren, Ohio | 6 | $ 789,000 | $ 131,500 | $ 74,000 |
| Bexar, Texas | 6 | $ 994,000 | $ 165,666 | $ 52,000 |
| Coconino, Arizona | 5 | $ 1,018,000 | $ 203,600 | $ 38,000 |
| Hartford, Connecticut | 5 | $ 816,000 | $ 163,200 | $ 75,000 |
| Gwinnett, Georgia | 5 | $ 834,000 | $ 166,800 | $ 82,000 |
| McHenry, Illinois | 5 | $ 673,000 | $ 134,600 | $ 74,000 |
| Morgan, Illinois | 5 | $ 422,000 | $ 84,400 | $ 52,000 |
| Winnebago, Illinois | 5 | $ 371,000 | $ 74,200 | $ 45,000 |
| Dubois, Indiana | 5 | $ 484,000 | $ 96,800 | $ 53,000 |
| Marion, Iowa | 5 | $ 721,000 | $ 144,200 | $ 55,000 |
| Knox, Kentucky | 5 | $ 479,000 | $ 95,800 | $ 39,000 |
| Muhlenberg, Kentucky | 5 | $ 470,000 | $ 94,000 | $ 34,000 |
| Ouachita, Louisiana | 5 | $ 879,000 | $ 175,800 | $ 71,000 |
| Hancock, Maine | 5 | $ 941,000 | $ 188,200 | $ 88,000 |
| Benton, Minnesota | 5 | $ 589,000 | $ 117,800 | $ 46,000 |
| Jackson, Missouri | 5 | $ 945,000 | $ 189,000 | $ 63,000 |
| Geauga, Ohio | 5 | $ 786,000 | $ 157,200 | $ 81,000 |
| Greene, Ohio | 5 | $ 456,000 | $ 91,200 | $ 64,000 |
| Medina, Ohio | 5 | $ 908,000 | $ 181,600 | $ 66,000 |
| Portage, Ohio | 5 | $ 846,000 | $ 169,200 | $ 54,000 |
| Westmoreland, Pennsylvania | 5 | $ 423,000 | $ 84,600 | $ 74,000 |
| Pierce, Washington | 5 | $ 1,266,000 | $ 253,200 | $ 144,000 |
| Skagit, Washington | 5 | $ 895,000 | $ 179,000 | $ 53,000 |
| La Crosse, Wisconsin | 5 | $ 670,000 | $ 134,000 | $ 46,000 |
| Ashley, Arkansas | 4 | $ 291,000 | $ 72,750 | $ 37,000 |
| Garland, Arkansas | 4 | $ 1,293,000 | $ 323,250 | $ 154,000 |
| Sharp, Arkansas | 4 | $ 503,000 | $ 125,750 | $ 55,000 |
| San Diego, California | 4 | $ 1,298,000 | $ 324,500 | $ 69,000 |
| Hernando, Florida | 4 | $ 479,000 | $ 119,750 | $ 49,000 |
| St. Lucie, Florida | 4 | $ 556,000 | $ 139,000 | $ 127,000 |
| Volusia, Florida | 4 | $ 647,000 | $ 161,750 | $ 42,000 |
| DeKalb, Georgia | 4 | $ 405,000 | $ 101,250 | $ 29,000 |
| Paulding, Georgia | 4 | $ 974,000 | $ 243,500 | $ 93,000 |
| Ford, Illinois | 4 | $ 227,000 | $ 56,750 | $ 37,000 |
| Franklin, Illinois | 4 | $ 357,000 | $ 89,250 | $ 58,000 |
| McLean, Illinois | 4 | $ 563,000 | $ 140,750 | $ 42,000 |
| Daviess, Indiana | 4 | $ 331,000 | $ 82,750 | $ 33,000 |
| Marion, Indiana | 4 | $ 433,000 | $ 108,250 | $ 48,000 |
| Jasper, Iowa | 4 | $ 490,000 | $ 122,500 | $ 47,000 |
| Madison, Iowa | 4 | $ 551,000 | $ 137,750 | $ 107,000 |
| Cherokee, Kansas | 4 | $ 233,000 | $ 58,250 | $ 57,000 |
| Penobscot, Maine | 4 | $ 623,000 | $ 155,750 | $ 63,000 |
| Clinton, Michigan | 4 | $ 520,000 | $ 130,000 | $ 67,000 |
| Monroe, Michigan | 4 | $ 462,000 | $ 115,500 | $ 114,000 |
| Stearns, Minnesota | 4 | $ 505,000 | $ 126,250 | $ 43,000 |
| Christian, Missouri | 4 | $ 677,000 | $ 169,250 | $ 69,000 |
| Newton, Missouri | 4 | $ 500,000 | $ 125,000 | $ 38,000 |
| Clark, Ohio | 4 | $ 279,000 | $ 69,750 | $ 36,000 |
| Preble, Ohio | 4 | $ 488,000 | $ 122,000 | $ 47,000 |
| Shelby, Tennessee | 4 | $ 527,000 | $ 131,750 | $ 56,000 |
| Clark, Wisconsin | 4 | $ 478,000 | $ 119,500 | $ 62,000 |
| Eau Claire, Wisconsin | 4 | $ 550,000 | $ 137,500 | $ 149,000 |
| Baxter, Arkansas | 3 | $ 310,000 | $ 103,333 | $ 44,000 |
| Indian River, Florida | 3 | $ 568,000 | $ 189,333 | $ 70,000 |
| Monroe, Florida | 3 | $ 690,000 | $ 230,000 | $ 81,000 |
| Pasco, Florida | 3 | $ 336,000 | $ 112,000 | $ 37,000 |
| Polk, Florida | 3 | $ 718,000 | $ 239,333 | $ 68,000 |
| Fulton, Illinois | 3 | $ 332,000 | $ 110,666 | $ 56,000 |
| Lawrence, Illinois | 3 | $ 249,000 | $ 83,000 | $ 71,000 |
| Montgomery, Illinois | 3 | $ 201,000 | $ 67,000 | $ 38,000 |
| Sangamon, Illinois | 3 | $ 353,000 | $ 117,666 | $ 75,000 |
| LaPorte, Indiana | 3 | $ 543,000 | $ 181,000 | $ 75,000 |
| Story, Iowa | 3 | $ 874,000 | $ 291,333 | $ 46,000 |
| Wayne, Iowa | 3 | $ 208,000 | $ 69,333 | $ 54,000 |
| York, Maine | 3 | $ 697,000 | $ 232,333 | $ 96,000 |
| Plymouth, Massachusetts | 3 | $ 886,000 | $ 295,333 | $ 103,000 |
| Worcester, Massachusetts | 3 | $ 374,000 | $ 124,666 | $ 40,000 |
| Calhoun, Michigan | 3 | $ 548,000 | $ 182,666 | $ 48,000 |
| Grand Traverse, Michigan | 3 | $ 582,000 | $ 194,000 | $ 69,000 |
| Muskegon, Michigan | 3 | $ 272,000 | $ 90,666 | $ 28,000 |
| Wright, Minnesota | 3 | $ 741,000 | $ 247,000 | $ 93,000 |
| Miller, Missouri | 3 | $ 90,000 | $ 30,000 | $ 42,000 |
| Socorro, New Mexico | 3 | $ 380,000 | $ 126,666 | $ 48,000 |
| Erie, Ohio | 3 | $ 331,000 | $ 110,333 | $ 63,000 |
| Allegheny, Pennsylvania | 3 | $ 638,000 | $ 212,666 | $ 56,000 |
| Knox, Tennessee | 3 | $ 630,000 | $ 210,000 | $ 84,000 |
| Kitsap, Washington | 3 | $ 803,000 | $ 267,666 | $ 96,000 |
| Lincoln, Wisconsin | 3 | $ 176,000 | $ 58,666 | $ 31,000 |
| Gila, Arizona | 2 | $ 227,000 | $ 113,500 | $ 42,000 |
| Navajo, Arizona | 2 | $ 187,000 | $ 93,500 | $ 66,000 |
| Yuma, Arizona | 2 | $ 244,000 | $ 122,000 | $ 48,000 |
| Craighead, Arkansas | 2 | $ 277,000 | $ 138,500 | $ 52,000 |
| Izard, Arkansas | 2 | $ 129,000 | $ 64,500 | $ 30,000 |
| Ouachita, Arkansas | 2 | $ 107,000 | $ 53,500 | $ 25,000 |
| Stone, Arkansas | 2 | $ 240,000 | $ 120,000 | $ 75,000 |
| Alameda, California | 2 | $ 474,000 | $ 237,000 | $ 53,000 |
| Santa Barbara, California | 2 | $ 1,154,000 | $ 577,000 | $ 210,000 |
| Douglas, Colorado | 2 | $ 829,000 | $ 414,500 | $ 323,000 |
| Lee, Florida | 2 | $ 324,000 | $ 162,000 | $ 93,000 |
| Manatee, Florida | 2 | $ 360,000 | $ 180,000 | $ 108,000 |
| Marion, Florida | 2 | $ 533,000 | $ 266,500 | $ 149,000 |
| Martin, Florida | 2 | $ 570,000 | $ 285,000 | $ 205,000 |
| Pinellas, Florida | 2 | $ 303,000 | $ 151,500 | $ 99,000 |
| Seminole, Florida | 2 | $ 321,000 | $ 160,500 | $ 80,000 |
| Clayton, Georgia | 2 | $ 426,000 | $ 213,000 | $ 77,000 |
| Fulton, Georgia | 2 | $ 287,000 | $ 143,500 | $ 92,000 |
| Liberty, Georgia | 2 | $ 212,000 | $ 106,000 | $ 26,000 |
| Rockdale, Georgia | 2 | $ 304,000 | $ 152,000 | $ 66,000 |
| Brown, Illinois | 2 | $ 449,000 | $ 224,500 | $ 53,000 |
| Grundy, Illinois | 2 | $ 305,000 | $ 152,500 | $ 70,000 |
| Massac, Illinois | 2 | $ 167,000 | $ 83,500 | $ 103,000 |
| Saline, Illinois | 2 | $ 207,000 | $ 103,500 | $ 84,000 |
| Schuyler, Illinois | 2 | $ 115,000 | $ 57,500 | $ 32,000 |
| St. Clair, Illinois | 2 | $ 705,000 | $ 352,500 | $ 133,000 |
| Tazewell, Illinois | 2 | $ 215,000 | $ 107,500 | $ 36,000 |
| Hamilton, Indiana | 2 | $ 448,000 | $ 224,000 | $ 63,000 |
| Cass, Iowa | 2 | $ 87,000 | $ 43,500 | $ 24,000 |
| Decatur, Iowa | 2 | $ 159,000 | $ 79,500 | $ 40,000 |
| Hamilton, Iowa | 2 | $ 180,000 | $ 90,000 | $ 44,000 |
| Tama, Iowa | 2 | $ 232,000 | $ 116,000 | $ 96,000 |
| Johnson, Kansas | 2 | $ 150,000 | $ 75,000 | $ 82,000 |
| Riley, Kansas | 2 | $ 388,000 | $ 194,000 | $ 481,000 |
| Breckinridge, Kentucky | 2 | $ 137,000 | $ 68,500 | $ 42,000 |
| Caldwell, Kentucky | 2 | $ 278,000 | $ 139,000 | $ 90,000 |
| Jackson, Kentucky | 2 | $ 288,000 | $ 144,000 | $ 70,000 |
| Shelby, Kentucky | 2 | $ 431,000 | $ 215,500 | $ 39,000 |
| Suffolk, Massachusetts | 2 | $ 632,000 | $ 316,000 | $ 94,000 |
| Cass, Michigan | 2 | $ 173,000 | $ 86,500 | $ 32,000 |
| Hillsdale, Michigan | 2 | $ 151,000 | $ 75,500 | $ 51,000 |
| Lenawee, Michigan | 2 | $ 234,000 | $ 117,000 | $ 75,000 |
| Mason, Michigan | 2 | $ 199,000 | $ 99,500 | $ 44,000 |
| Roscommon, Michigan | 2 | $ 94,000 | $ 47,000 | $ 87,000 |
| Tuscola, Michigan | 2 | $ 134,000 | $ 67,000 | $ 33,000 |
| Anoka, Minnesota | 2 | $ 388,000 | $ 194,000 | $ 93,000 |
| Cass, Minnesota | 2 | $ 259,000 | $ 129,500 | $ 38,000 |
| Chisago, Minnesota | 2 | $ 338,000 | $ 169,000 | $ 63,000 |
| Dakota, Minnesota | 2 | $ 230,000 | $ 115,000 | $ 30,000 |
| McLeod, Minnesota | 2 | $ 249,000 | $ 124,500 | $ 54,000 |
| Morrison, Minnesota | 2 | $ 204,000 | $ 102,000 | $ 41,000 |
| Adams, Mississippi | 2 | $ 165,000 | $ 82,500 | $ 25,000 |
| Attala, Mississippi | 2 | $ 221,000 | $ 110,500 | $ 69,000 |
| Coahoma, Mississippi | 2 | $ 286,000 | $ 143,000 | $ 41,000 |
| DeSoto, Mississippi | 2 | $ 354,000 | $ 177,000 | $ 56,000 |
| Panola, Mississippi | 2 | $ 175,000 | $ 87,500 | $ 34,000 |
| Greene, Missouri | 2 | $ 296,000 | $ 148,000 | $ 48,000 |
| Strafford, New Hampshire | 2 | $ 392,000 | $ 196,000 | $ 85,000 |
| Dona Ana, New Mexico | 2 | $ 260,000 | $ 130,000 | $ 37,000 |
| Adams, North Dakota | 2 | $ 497,000 | $ 248,500 | $ 40,000 |
| Champaign, Ohio | 2 | $ 151,000 | $ 75,500 | $ 34,000 |
| Huron, Ohio | 2 | $ 111,000 | $ 55,500 | $ 53,000 |
| Miami, Ohio | 2 | $ 185,000 | $ 92,500 | $ 31,000 |
| Tuscarawas, Ohio | 2 | $ 153,000 | $ 76,500 | $ 46,000 |
| Clackamas, Oregon | 2 | $ 266,000 | $ 133,000 | $ 41,000 |
| Lane, Oregon | 2 | $ 407,000 | $ 203,500 | $ 113,000 |
| Rutherford, Tennessee | 2 | $ 273,000 | $ 136,500 | $ 70,000 |
| Scott, Tennessee | 2 | $ 330,000 | $ 165,000 | $ 53,000 |
| Williamson, Tennessee | 2 | $ 857,000 | $ 428,500 | $ 155,000 |
| Harris, Texas | 2 | $ 238,000 | $ 119,000 | $ 50,000 |
| Travis, Texas | 2 | $ 173,000 | $ 86,500 | $ 0 |
| Island, Washington | 2 | $ 322,000 | $ 161,000 | $ 76,000 |
| Dane, Wisconsin | 2 | $ 456,000 | $ 228,000 | $ 89,000 |
| Door, Wisconsin | 2 | $ 458,000 | $ 229,000 | $ 132,000 |
| Juneau, Wisconsin | 2 | $ 371,000 | $ 185,500 | $ 80,000 |
| Ozaukee, Wisconsin | 2 | $ 516,000 | $ 258,000 | $ 75,000 |
| Pierce, Wisconsin | 2 | $ 242,000 | $ 121,000 | $ 72,000 |
| Racine, Wisconsin | 2 | $ 361,000 | $ 180,500 | $ 88,000 |
| Vilas, Wisconsin | 2 | $ 212,000 | $ 106,000 | $ 53,000 |
| Washington, Wisconsin | 2 | $ 641,000 | $ 320,500 | $ 162,000 |
| Graham, Arizona | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| Santa Cruz, Arizona | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Benton, Arkansas | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Boone, Arkansas | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
| Crittenden, Arkansas | 1 | $ 56,000 | $ 56,000 | $ 85,000 |
| Cross, Arkansas | 1 | $ 41,000 | $ 41,000 | $ 58,000 |
| Drew, Arkansas | 1 | $ 128,000 | $ 128,000 | $ 31,000 |
| Fulton, Arkansas | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Hot Spring, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Jefferson, Arkansas | 1 | $ 81,000 | $ 81,000 | $ 100,000 |
| Marion, Arkansas | 1 | $ 475,000 | $ 475,000 | $ 103,000 |
| Miller, Arkansas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Randolph, Arkansas | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Washington, Arkansas | 1 | $ 179,000 | $ 179,000 | $ 240,000 |
| Butte, California | 1 | $ 136,000 | $ 136,000 | $ 0 |
| El Dorado, California | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Fresno, California | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Kern, California | 1 | $ 44,000 | $ 44,000 | $ 20,000 |
| Kings, California | 1 | $ 179,000 | $ 179,000 | $ 58,000 |
| Merced, California | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Orange, California | 1 | $ 140,000 | $ 140,000 | $ 18,000 |
| Placer, California | 1 | $ 298,000 | $ 298,000 | $ 107,000 |
| Riverside, California | 1 | $ 212,000 | $ 212,000 | $ 82,000 |
| San Bernardino, California | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| San Joaquin, California | 1 | $ 352,000 | $ 352,000 | $ 63,000 |
| El Paso, Colorado | 1 | $ 216,000 | $ 216,000 | $ 86,000 |
| Flagler, Florida | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Hillsborough, Florida | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Lake, Florida | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Sumter, Florida | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Barrow, Georgia | 1 | $ 110,000 | $ 110,000 | $ 43,000 |
| Coweta, Georgia | 1 | $ 229,000 | $ 229,000 | $ 69,000 |
| Fannin, Georgia | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Forsyth, Georgia | 1 | $ 161,000 | $ 161,000 | $ 32,000 |
| Hall, Georgia | 1 | $ 107,000 | $ 107,000 | $ 31,000 |
| Henry, Georgia | 1 | $ 280,000 | $ 280,000 | $ 142,000 |
| Jackson, Georgia | 1 | $ 69,000 | $ 69,000 | $ 125,000 |
| Lumpkin, Georgia | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Stephens, Georgia | 1 | $ 90,000 | $ 90,000 | $ 17,000 |
| Union, Georgia | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Walton, Georgia | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Cass, Illinois | 1 | $ 82,000 | $ 82,000 | $ 40,000 |
| Champaign, Illinois | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
| Macon, Illinois | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| Madison, Illinois | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Randolph, Illinois | 1 | $ 177,000 | $ 177,000 | $ 108,000 |
| Rock Island, Illinois | 1 | $ 137,000 | $ 137,000 | $ 93,000 |
| Boone, Indiana | 1 | $ 328,000 | $ 328,000 | $ 236,000 |
| Knox, Indiana | 1 | $ 142,000 | $ 142,000 | $ 67,000 |
| LaGrange, Indiana | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Lawrence, Indiana | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| Newton, Indiana | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Starke, Indiana | 1 | $ 91,000 | $ 91,000 | $ 23,000 |
| Black Hawk, Iowa | 1 | $ 328,000 | $ 328,000 | $ 440,000 |
| Clinton, Iowa | 1 | $ 138,000 | $ 138,000 | $ 47,000 |
| Keokuk, Iowa | 1 | $ 104,000 | $ 104,000 | $ 29,000 |
| Lucas, Iowa | 1 | $ 153,000 | $ 153,000 | $ 110,000 |
| Poweshiek, Iowa | 1 | $ 93,000 | $ 93,000 | $ 99,000 |
| Bell, Kentucky | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Boone, Kentucky | 1 | $ 168,000 | $ 168,000 | $ 127,000 |
| Butler, Kentucky | 1 | $ 158,000 | $ 158,000 | $ 89,000 |
| Calloway, Kentucky | 1 | $ 88,000 | $ 88,000 | $ 65,000 |
| Fayette, Kentucky | 1 | $ 219,000 | $ 219,000 | $ 140,000 |
| Franklin, Kentucky | 1 | $ 152,000 | $ 152,000 | $ 0 |
| McCracken, Kentucky | 1 | $ 191,000 | $ 191,000 | $ 64,000 |
| Oldham, Kentucky | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Perry, Kentucky | 1 | $ 168,000 | $ 168,000 | $ 58,000 |
| East Baton Rouge, Louisiana | 1 | $ 50,000 | $ 50,000 | $ 160,000 |
| Jefferson, Louisiana | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Orleans, Louisiana | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Tensas, Louisiana | 1 | $ 72,000 | $ 72,000 | $ 39,000 |
| Androscoggin, Maine | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Kennebec, Maine | 1 | $ 159,000 | $ 159,000 | $ 45,000 |
| Norfolk, Massachusetts | 1 | $ 141,000 | $ 141,000 | $ 75,000 |
| Branch, Michigan | 1 | $ 121,000 | $ 121,000 | $ 48,000 |
| Crawford, Michigan | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Gratiot, Michigan | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Huron, Michigan | 1 | $ 99,000 | $ 99,000 | $ 64,000 |
| Isabella, Michigan | 1 | $ 77,000 | $ 77,000 | $ 22,000 |
| Jackson, Michigan | 1 | $ 77,000 | $ 77,000 | $ 39,000 |
| Kalkaska, Michigan | 1 | $ 117,000 | $ 117,000 | $ 66,000 |
| Oceana, Michigan | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Saginaw, Michigan | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Sanilac, Michigan | 1 | $ 123,000 | $ 123,000 | $ 136,000 |
| Crow Wing, Minnesota | 1 | $ 224,000 | $ 224,000 | $ 183,000 |
| Freeborn, Minnesota | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Isanti, Minnesota | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| Scott, Minnesota | 1 | $ 244,000 | $ 244,000 | $ 120,000 |
| Sherburne, Minnesota | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Todd, Minnesota | 1 | $ 84,000 | $ 84,000 | $ 30,000 |
| Waseca, Minnesota | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Copiah, Mississippi | 1 | $ 56,000 | $ 56,000 | $ 58,000 |
| Jefferson Davis, Mississippi | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Jones, Mississippi | 1 | $ 139,000 | $ 139,000 | $ 90,000 |
| Marshall, Mississippi | 1 | $ 38,000 | $ 38,000 | $ 58,000 |
| Scott, Mississippi | 1 | $ 106,000 | $ 106,000 | $ 25,000 |
| Tate, Mississippi | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Winston, Mississippi | 1 | $ 64,000 | $ 64,000 | $ 45,000 |
| Barton, Missouri | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Camden, Missouri | 1 | $ 168,000 | $ 168,000 | $ 318,000 |
| Cass, Missouri | 1 | $ 146,000 | $ 146,000 | $ 83,000 |
| Cooper, Missouri | 1 | $ 56,000 | $ 56,000 | $ 32,000 |
| Scotland, Missouri | 1 | $ 66,000 | $ 66,000 | $ 47,000 |
| Scott, Missouri | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| St. Louis, Missouri | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Santa Fe, New Mexico | 1 | $ 139,000 | $ 139,000 | $ 93,000 |
| Taos, New Mexico | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Bowman, North Dakota | 1 | $ 201,000 | $ 201,000 | $ 69,000 |
| Grand Forks, North Dakota | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Rolette, North Dakota | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Ward, North Dakota | 1 | $ 276,000 | $ 276,000 | $ 129,000 |
| Butler, Ohio | 1 | $ 157,000 | $ 157,000 | $ 95,000 |
| Darke, Ohio | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Franklin, Ohio | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Hamilton, Ohio | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Lucas, Ohio | 1 | $ 140,000 | $ 140,000 | $ 110,000 |
| Sandusky, Ohio | 1 | $ 81,000 | $ 81,000 | $ 65,000 |
| Shelby, Ohio | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Multnomah, Oregon | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
| Hamilton, Tennessee | 1 | $ 134,000 | $ 134,000 | $ 56,000 |
| Jefferson, Tennessee | 1 | $ 87,000 | $ 87,000 | $ 19,000 |
| Madison, Tennessee | 1 | $ 342,000 | $ 342,000 | $ 136,000 |
| McMinn, Tennessee | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
| Washington, Tennessee | 1 | $ 136,000 | $ 136,000 | $ 48,000 |
| Wilson, Tennessee | 1 | $ 250,000 | $ 250,000 | $ 57,000 |
| Collin, Texas | 1 | $ 187,000 | $ 187,000 | $ 116,000 |
| Dallas, Texas | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Denton, Texas | 1 | $ 164,000 | $ 164,000 | $ 57,000 |
| Gregg, Texas | 1 | $ 159,000 | $ 159,000 | $ 159,000 |
| Jefferson, Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Randall, Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Tarrant, Texas | 1 | $ 149,000 | $ 149,000 | $ 53,000 |
| Williamson, Texas | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Lewis, Washington | 1 | $ 239,000 | $ 239,000 | $ 152,000 |
| Whatcom, Washington | 1 | $ 396,000 | $ 396,000 | $ 183,000 |
| Calumet, Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Columbia, Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Forest, Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 46,000 |
| Jefferson, Wisconsin | 1 | $ 402,000 | $ 402,000 | $ 133,000 |
| Marinette, Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Portage, Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Sauk, Wisconsin | 1 | $ 272,000 | $ 272,000 | $ 82,000 |
| Shawano, Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Sheboygan, Wisconsin | 1 | $ 79,000 | $ 79,000 | $ 25,000 |
| St. Croix, Wisconsin | 1 | $ 124,000 | $ 124,000 | $ 18,000 |
| Taylor, Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 76,000 |
| Vernon, Wisconsin | 1 | $ 199,000 | $ 199,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Top Flite Financial, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,817 | $421,598,000 | $149,000 | $1,104,000 | $67,000 | $1,368,000 |
| Refinancing | 1,189 | $198,135,000 | $166,000 | $780,000 | $70,000 | $1,314,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,792 | $432,605,000 | $154,000 | $1,104,000 | $71,000 | $1,368,000 |
| Hispanic | 473 | $73,126,000 | $154,000 | $694,000 | $63,000 | $1,335,000 |
| Black or African American | 388 | $52,490,000 | $135,000 | $441,000 | $53,000 | $199,000 |
| Not Provided | 248 | $40,524,000 | $163,000 | $500,000 | $57,000 | $335,000 |
| Asian | 90 | $17,373,000 | $193,000 | $679,000 | $91,000 | $440,000 |
| American Indian or Alaskan Native | 9 | $2,370,000 | $263,000 | $380,000 | $118,000 | $371,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,245,000 | $207,000 | $435,000 | $70,000 | $148,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,660 | $301,304,000 | $181,000 | $1,104,000 | $91,000 | $1,368,000 |
| FHA-insured (Federal Housing Administration) | 1,645 | $226,743,000 | $137,000 | $513,000 | $53,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 436 | $48,283,000 | $110,000 | $300,000 | $42,000 | $103,000 |
| VA-guaranteed (Veterans Administration) | 265 | $43,403,000 | $163,000 | $475,000 | $57,000 | $207,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,189 | $342,095,000 | $156,000 | $829,000 | $69,000 | $1,368,000 |
| Application Withdrawn By Applicant | 1,104 | $176,033,000 | $159,000 | $1,104,000 | $66,000 | $493,000 |
| Application Denied By Financial Institution | 713 | $101,605,000 | $142,000 | $1,000,000 | $65,000 | $1,335,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 178 | $29,093,000 | $163,000 | $1,000,000 | $79,000 | $1,314,000 |
| Other | 116 | $14,849,000 | $128,000 | $452,000 | $74,000 | $1,335,000 |
| Debt-To-Income Ratio | 98 | $13,545,000 | $138,000 | $694,000 | $54,000 | $1,210,000 |
| Collateral | 95 | $12,037,000 | $126,000 | $380,000 | $64,000 | $266,000 |
| Credit History | 75 | $9,880,000 | $131,000 | $475,000 | $61,000 | $335,000 |
| Employment History | 14 | $1,626,000 | $116,000 | $248,000 | $52,000 | $161,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,081,000 | $108,000 | $219,000 | $41,000 | $69,000 |
| Unverifiable Information | 6 | $952,000 | $158,000 | $229,000 | $64,000 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Top Flite Financial, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Top Flite Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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