Total Mortgage Services, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Total Mortgage Services, LLC of Milford, CT reported 9,115 mortgage applications totaling $3.1 billion, up 12% from 2024. The average application was for $339,417, and applicants reported an average income of $145,786. 72% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Hartford-West Hartford-East Hartford, CT (1,431), Bridgeport-Stamford-Norwalk, CT (1,000) and New Haven-Milford, CT (768) (applications in parentheses).

Mortgage Company & Address Total Mortgage Services, LLC
185 Plains Road
Milford, CT 06461
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 9,115
Total Mortgage Loan Application Amount $3,093,795,000
Average Mortgage Loan Application Amount $339,417
Highest Mortgage Loan Application Amount $4,975,000
Average Applicant Income $145,786
Highest Applicant Income $6,406,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Total Mortgage Services, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Total Mortgage Services, LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Hartford-West Hartford-East Hartford, CT 1,431 $ 393,135,000 $ 274,727 $ 128,000
Bridgeport-Stamford-Norwalk, CT 1,000 $ 394,290,000 $ 394,290 $ 161,000
Outside any metro area 931 $ 268,855,000 $ 288,780 $ 130,923
New Haven-Milford, CT 768 $ 218,710,000 $ 284,778 $ 119,000
Waterbury-Shelton, CT 743 $ 191,285,000 $ 257,449 $ 105,000
Cambridge-Newton-Framingham, MA 489 $ 210,915,000 $ 431,319 $ 145,000
Worcester, MA-CT 476 $ 145,560,000 $ 305,798 $ 142,000
Providence-Warwick, RI-MA 429 $ 168,415,000 $ 392,575 $ 140,335
Boston, MA 381 $ 171,845,000 $ 451,036 $ 139,000
Norwich-New London, CT 302 $ 77,930,000 $ 258,046 $ 121,000
Portland-South Portland, ME 198 $ 89,830,000 $ 453,686 $ 183,000
Rockingham County-Strafford County, NH 195 $ 80,355,000 $ 412,076 $ 187,000
New York-Jersey City-White Plains, NY-NJ 173 $ 88,525,000 $ 511,705 $ 233,791
Springfield, MA 149 $ 41,965,000 $ 281,644 $ 117,000
Manchester-Nashua, NH 124 $ 50,870,000 $ 410,241 $ 139,000
Bangor, ME 83 $ 20,215,000 $ 243,554 $ 111,000
Baltimore-Columbia-Towson, MD 75 $ 26,025,000 $ 347,000 $ 130,000
Kiryas Joel-Poughkeepsie-Newburgh, NY 69 $ 25,755,000 $ 373,260 $ 148,000
Charlotte-Concord-Gastonia, NC-SC 67 $ 31,955,000 $ 476,940 $ 227,940
Newark, NJ-PA 64 $ 39,620,000 $ 619,062 $ 288,000
West Palm Beach-Boca Raton-Delray Beach, FL 50 $ 32,320,000 $ 646,400 $ 396,000
Columbia, SC 44 $ 8,840,000 $ 200,909 $ 94,000
Washington, DC-MD 44 $ 13,410,000 $ 304,772 $ 128,681
Washington-Baltimore-Arlington, DC 43 $ 18,555,000 $ 431,511 $ 146,000
Sebastian-Vero Beach, FL 38 $ 17,660,000 $ 464,736 $ 217,000
Lewiston-Auburn, ME 37 $ 12,035,000 $ 325,270 $ 102,000
Pittsburgh, PA 32 $ 6,770,000 $ 211,562 $ 99,000
Nassau County-Suffolk County, NY 29 $ 19,845,000 $ 684,310 $ 290,000
Palm Bay-Melbourne-Titusville, FL 26 $ 10,720,000 $ 412,307 $ 331,000
Amherst Town-Northampton, MA 25 $ 8,685,000 $ 347,400 $ 139,000
Port St. Lucie, FL 25 $ 8,485,000 $ 339,400 $ 198,000
Barnstable Town, MA 19 $ 8,295,000 $ 436,578 $ 230,000
Chicago-Naperville, IL 19 $ 6,335,000 $ 333,421 $ 160,000
Hagerstown-Martinsburg, MD-WV 19 $ 4,065,000 $ 213,947 $ 90,789
Harrisonburg, VA 18 $ 4,970,000 $ 276,111 $ 218,000
Tampa, FL 18 $ 5,350,000 $ 297,222 $ 130,000
Cape Coral-Fort Myers, FL 16 $ 6,190,000 $ 386,875 $ 184,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 16 $ 4,260,000 $ 266,250 $ 201,000
Johnstown, PA 15 $ 1,795,000 $ 119,666 $ 73,000
Lakewood-New Brunswick, NJ 15 $ 7,265,000 $ 484,333 $ 256,000
Atlanta-Sandy Springs-Roswell, GA 14 $ 5,710,000 $ 407,857 $ 145,000
North Port-Sarasota-Bradenton, FL 13 $ 4,885,000 $ 375,769 $ 750,000
Montgomery County-Bucks County-Chester County, PA 12 $ 7,180,000 $ 598,333 $ 219,000
Pittsfield, MA 12 $ 4,510,000 $ 375,833 $ 361,000
Arlington-Alexandria-Reston, VA-WV 11 $ 5,215,000 $ 474,090 $ 129,363
St. Petersburg-Clearwater-Largo, FL 11 $ 2,875,000 $ 261,363 $ 174,000
Albany-Schenectady-Troy, NY 10 $ 2,880,000 $ 288,000 $ 124,000
Chambersburg-Waynesboro, PA 10 $ 2,670,000 $ 267,000 $ 108,000
Charlottesville, VA 10 $ 2,770,000 $ 277,000 $ 102,000
Naples-Immokalee-Marco Island, FL 10 $ 3,870,000 $ 387,000 $ 177,000
Staunton-Waynesboro, VA 10 $ 2,430,000 $ 243,000 $ 72,000
Buffalo-Cheektowaga-Niagara Falls, NY 9 $ 2,835,000 $ 315,000 $ 122,000
Kingston, NY 9 $ 3,085,000 $ 342,777 $ 148,000
Virginia Beach-Norfolk-Newport News, VA-NC 9 $ 3,305,000 $ 367,222 $ 141,777
Louisville/Jefferson County, KY-IN 8 $ 1,740,000 $ 217,500 $ 100,625
Orlando-Kissimmee-Sanford, FL 8 $ 1,790,000 $ 223,750 $ 92,000
Nashville-Davidson--Murfreesboro--Franklin, TN 7 $ 4,855,000 $ 693,571 $ 1,087,000
Allentown-Bethlehem-Easton, PA-NJ 6 $ 2,450,000 $ 408,333 $ 125,333
Camden, NJ 6 $ 1,590,000 $ 265,000 $ 88,000
Dallas-Plano-Irving, TX 6 $ 3,240,000 $ 540,000 $ 202,000
Houston-The Woodlands-Sugar Land, TX 6 $ 2,530,000 $ 421,666 $ 266,000
Miami-Miami Beach-Kendall, FL 6 $ 2,600,000 $ 433,333 $ 177,000
Punta Gorda, FL 6 $ 1,510,000 $ 251,666 $ 102,000
Charleston-North Charleston, SC 5 $ 1,955,000 $ 391,000 $ 291,000
Deltona-Daytona Beach-Ormond Beach, FL 5 $ 1,415,000 $ 283,000 $ 107,000
Greenville-Anderson-Mauldin, SC 5 $ 1,875,000 $ 375,000 $ 120,000
Jacksonville, FL 5 $ 2,855,000 $ 571,000 $ 354,000
Los Angeles-Long Beach-Glendale, CA 5 $ 3,715,000 $ 743,000 $ 1,481,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 5 $ 1,535,000 $ 307,000 $ 209,000
Savannah, GA 5 $ 1,875,000 $ 375,000 $ 190,000
Wilmington, NC 5 $ 1,625,000 $ 325,000 $ 190,000
Knoxville, TN 4 $ 1,570,000 $ 392,500 $ 145,000
Lakeland-Winter Haven, FL 4 $ 1,120,000 $ 280,000 $ 87,000
Marietta, GA 4 $ 2,870,000 $ 717,500 $ 204,000
Ocala, FL 4 $ 1,330,000 $ 332,500 $ 223,000
Rochester, NY 4 $ 1,090,000 $ 272,500 $ 84,000
Tacoma-Lakewood, WA 4 $ 1,560,000 $ 390,000 $ 192,000
Trenton, NJ 4 $ 1,860,000 $ 465,000 $ 393,000
Warren-Troy-Farmington Hills, MI 4 $ 1,450,000 $ 362,500 $ 99,000
Wilmington, DE-MD-NJ 4 $ 950,000 $ 237,500 $ 92,500
Austin-Round Rock, TX 3 $ 1,455,000 $ 485,000 $ 170,000
Birmingham-Hoover, AL 3 $ 265,000 $ 88,333 $ 219,000
Clarksville, TN-KY 3 $ 915,000 $ 305,000 $ 72,000
Elgin, IL 3 $ 755,000 $ 251,666 $ 72,000
Gainesville, FL 3 $ 915,000 $ 305,000 $ 154,000
Gainesville, GA 3 $ 935,000 $ 311,666 $ 141,000
Gettysburg, PA 3 $ 1,005,000 $ 335,000 $ 105,000
Glens Falls, NY 3 $ 1,285,000 $ 428,333 $ 588,000
Greensboro-High Point, NC 3 $ 1,005,000 $ 335,000 $ 172,000
Greenville, NC 3 $ 425,000 $ 141,666 $ 149,000
Hilton Head Island-Bluffton-Beaufort, SC 3 $ 715,000 $ 238,333 $ 126,000
Las Vegas-Henderson-Paradise, NV 3 $ 1,335,000 $ 445,000 $ 88,000
Phoenix-Mesa-Scottsdale, AZ 3 $ 1,065,000 $ 355,000 $ 132,000
Richmond, VA 3 $ 1,675,000 $ 558,333 $ 191,000
Syracuse, NY 3 $ 545,000 $ 181,666 $ 78,000
Tucson, AZ 3 $ 585,000 $ 195,000 $ 35,000
Asheville, NC 2 $ 1,710,000 $ 855,000 $ 531,000
Augusta-Richmond County, GA-SC 2 $ 480,000 $ 240,000 $ 373,500
Burlington-South Burlington, VT 2 $ 1,120,000 $ 560,000 $ 262,000
Chattanooga, TN-GA 2 $ 490,000 $ 245,000 $ 89,000
Columbus, OH 2 $ 800,000 $ 400,000 $ 186,000
Fayetteville, NC 2 $ 640,000 $ 320,000 $ 82,000
Homosassa Springs, FL 2 $ 410,000 $ 205,000 $ 54,000
Huntington-Ashland, WV-KY-OH 2 $ 720,000 $ 360,000 $ 276,000
Lake County-Kenosha County, IL-WI 2 $ 590,000 $ 295,000 $ 146,000
Macon-Bibb County, GA 2 $ 410,000 $ 205,000 $ 133,000
Philadelphia, PA 2 $ 380,000 $ 190,000 $ 6,000
Raleigh, NC 2 $ 1,470,000 $ 735,000 $ 270,000
Sacramento--Roseville--Arden-Arcade, CA 2 $ 1,100,000 $ 550,000 $ 244,000
Salisbury, MD-DE 2 $ 540,000 $ 270,000 $ 78,000
Scranton--Wilkes-Barre--Hazleton, PA 2 $ 580,000 $ 290,000 $ 123,000
Tallahassee, FL 2 $ 590,000 $ 295,000 $ 92,000
Vallejo-Fairfield, CA 2 $ 740,000 $ 370,000 $ 116,000
Wildwood-The Villages, FL 2 $ 330,000 $ 165,000 $ 90,000
Winchester, VA-WV 2 $ 920,000 $ 460,000 $ 121,000
Winston-Salem, NC 2 $ 510,000 $ 255,000 $ 102,000
Abilene, TX 1 $ 315,000 $ 315,000 $ 172,000
Akron, OH 1 $ 345,000 $ 345,000 $ 5,000
Altoona, PA 1 $ 365,000 $ 365,000 $ 221,000
Anaheim-Santa Ana-Irvine, CA 1 $ 765,000 $ 765,000 $ 300,000
Atlantic City-Hammonton, NJ 1 $ 195,000 $ 195,000 $ 245,000
Bend-Redmond, OR 1 $ 345,000 $ 345,000 $ 92,000
Binghamton, NY 1 $ 255,000 $ 255,000 $ 101,000
Brownsville-Harlingen, TX 1 $ 525,000 $ 525,000 $ 223,000
Charleston, WV 1 $ 85,000 $ 85,000 $ 31,000
Cincinnati, OH-KY-IN 1 $ 295,000 $ 295,000 $ 158,000
Cleveland, OH 1 $ 265,000 $ 265,000 $ 84,000
Cleveland, TN 1 $ 245,000 $ 245,000 $ 113,000
Columbus, GA-AL 1 $ 145,000 $ 145,000 $ 71,000
Denver-Aurora-Lakewood, CO 1 $ 615,000 $ 615,000 $ 94,000
Des Moines-West Des Moines, IA 1 $ 685,000 $ 685,000 $ 192,000
Elmira, NY 1 $ 285,000 $ 285,000 $ 96,000
Evansville, IN-KY 1 $ 165,000 $ 165,000 $ 62,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 305,000 $ 305,000 $ 91,000
Flint, MI 1 $ 475,000 $ 475,000 $ 283,000
Florence, SC 1 $ 175,000 $ 175,000 $ 66,000
Fort Collins, CO 1 $ 495,000 $ 495,000 $ 79,000
Fort Worth-Arlington, TX 1 $ 255,000 $ 255,000 $ 42,000
Goldsboro, NC 1 $ 305,000 $ 305,000 $ 162,000
Green Bay, WI 1 $ 285,000 $ 285,000 $ 96,000
Harrisburg-Carlisle, PA 1 $ 265,000 $ 265,000 $ 134,000
Ithaca, NY 1 $ 305,000 $ 305,000 $ 111,000
Janesville-Beloit, WI 1 $ 225,000 $ 225,000 $ 13,000
Kingsport-Bristol-Bristol, TN-VA 1 $ 115,000 $ 115,000 $ 21,000
Lake Charles, LA 1 $ 285,000 $ 285,000 $ 58,000
Little Rock-North Little Rock-Conway, AR 1 $ 225,000 $ 225,000 $ 71,000
Minot, ND 1 $ 295,000 $ 295,000 $ 272,000
New Orleans-Metairie, LA 1 $ 185,000 $ 185,000 $ 210,000
Omaha-Council Bluffs, NE-IA 1 $ 305,000 $ 305,000 $ 151,000
Pinehurst-Southern Pines, NC 1 $ 1,085,000 $ 1,085,000 $ 487,000
Reading, PA 1 $ 285,000 $ 285,000 $ 111,000
Riverside-San Bernardino-Ontario, CA 1 $ 365,000 $ 365,000 $ 89,000
San Antonio-New Braunfels, TX 1 $ 485,000 $ 485,000 $ 266,000
Santa Cruz-Watsonville, CA 1 $ 195,000 $ 195,000 $ 106,000
Seattle-Bellevue-Everett, WA 1 $ 635,000 $ 635,000 $ 167,000
Sebring, FL 1 $ 165,000 $ 165,000 $ 2,622,000
Spokane-Spokane Valley, WA 1 $ 275,000 $ 275,000 $ 62,000
Terre Haute, IN 1 $ 155,000 $ 155,000 $ 78,000
Tulsa, OK 1 $ 165,000 $ 165,000 $ 0
Vineland-Bridgeton, NJ 1 $ 265,000 $ 265,000 $ 237,000
Watertown-Fort Drum, NY 1 $ 155,000 $ 155,000 $ 86,000
Wausau, WI 1 $ 435,000 $ 435,000 $ 154,000
York-Hanover, PA 1 $ 245,000 $ 245,000 $ 56,000

Mortgage Loan Application Detail Totals for Total Mortgage Services, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,838 $2,624,650,000 $334,000 $4,975,000 $138,000 $6,406,000
Cash-out Refinancing 646 $234,010,000 $362,000 $3,935,000 $191,000 $4,518,000
Refinancing 401 $167,205,000 $416,000 $1,595,000 $199,000 $5,100,000
Home Improvement 143 $51,945,000 $363,000 $1,545,000 $191,000 $3,600,000
Other Purpose 87 $15,985,000 $183,000 $935,000 $192,000 $2,080,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,688 $1,630,400,000 $347,000 $4,975,000 $161,000 $6,406,000
Hispanic 1,532 $479,980,000 $313,000 $1,595,000 $121,000 $4,518,000
Not Provided 1,244 $402,640,000 $323,000 $2,005,000 $140,000 $3,994,000
Black or African American 1,112 $362,820,000 $326,000 $1,955,000 $118,000 $1,524,000
Asian 433 $177,535,000 $410,000 $1,505,000 $164,000 $1,431,000
Native Hawaiian or Other Pacific Islander 69 $28,095,000 $407,000 $685,000 $120,000 $320,000
American Indian or Alaskan Native 37 $12,325,000 $333,000 $825,000 $136,000 $543,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,987 $2,263,845,000 $324,000 $4,975,000 $155,000 $6,406,000
FHA-insured (Federal Housing Administration) 1,742 $668,670,000 $383,000 $1,215,000 $112,000 $600,000
VA-guaranteed (Veterans Administration) 345 $152,235,000 $441,000 $1,585,000 $126,000 $377,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $9,045,000 $220,000 $575,000 $86,000 $181,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,553 $2,189,765,000 $334,000 $4,975,000 $148,000 $6,406,000
Application Withdrawn By Applicant 1,522 $544,270,000 $357,000 $4,005,000 $149,000 $3,260,000
Preapproval Approved but not Accepted 558 $203,670,000 $365,000 $1,205,000 $121,000 $681,000
Application Denied By Financial Institution 374 $118,060,000 $315,000 $2,805,000 $132,000 $3,994,000
Application Approved But Not Accepted 64 $21,630,000 $337,000 $725,000 $140,000 $402,000
File Closed For Incompleteness 40 $14,280,000 $357,000 $1,095,000 $162,000 $1,524,000
Preapproval Denied by Financial Institution 4 $2,120,000 $530,000 $1,055,000 $76,000 $156,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,737 $2,973,615,000 $340,000 $4,975,000 $146,000 $6,406,000
Debt-To-Income Ratio 104 $37,130,000 $357,000 $2,005,000 $130,000 $3,994,000
Collateral 100 $23,550,000 $235,000 $805,000 $108,000 $828,000
Other 69 $22,195,000 $321,000 $2,805,000 $135,000 $1,488,000
Credit History 57 $19,345,000 $339,000 $1,465,000 $164,000 $2,311,000
Insufficient Cash (Downpayment, Closing Cost) 33 $13,765,000 $417,000 $1,955,000 $159,000 $905,000
Employment History 8 $1,870,000 $233,000 $645,000 $68,000 $166,000
Unverifiable Information 4 $610,000 $152,000 $305,000 $76,000 $80,000
Credit Application Incomplete 3 $1,715,000 $571,000 $755,000 $195,000 $573,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Total Mortgage Services, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Total Mortgage Services, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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