Toyota Financial Savings Bank Mortgage Lending & HMDA Data, 2011

In 2011, Toyota Financial Savings Bank of Henderson, NV reported 322 mortgage applications totaling $190.3 million, up 20% from 2010. The average application was for $591,099, and applicants reported an average income of $850,922. 56% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Las Vegas-Paradise, NV (24), Los Angeles-Long Beach-Glendale, CA (19) and Santa Ana-Anaheim-Irvine, CA (18) (applications in parentheses).

Mortgage Company & Address Toyota Financial Savings Bank
2485 Village View Drive, Suite 200
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 322
Total Mortgage Loan Application Amount $190,334,000
Average Mortgage Loan Application Amount $591,099
Highest Mortgage Loan Application Amount $6,600,000
Average Applicant Income $850,922
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Toyota Financial Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Toyota Financial Savings Bank by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Las Vegas-Paradise, NV 24 $ 2,181,000 $ 90,875 $ 40,000
Los Angeles-Long Beach-Glendale, CA 19 $ 11,257,000 $ 592,473 $ 2,455,000
Santa Ana-Anaheim-Irvine, CA 18 $ 20,413,000 $ 1,134,055 $ 1,755,000
Houston-Sugar Land-Baytown, TX 14 $ 6,174,000 $ 441,000 $ 576,000
North Port-Bradenton-Sarasota, FL 7 $ 5,725,000 $ 817,857 $ 1,740,000
Newark-Union, NJ-PA 6 $ 3,482,000 $ 580,333 $ 293,000
Oakland-Fremont-Hayward, CA 6 $ 4,370,000 $ 728,333 $ 410,000
Oxnard-Thousand Oaks-Ventura, CA 6 $ 2,762,000 $ 460,333 $ 1,227,000
Riverside-San Bernardino-Ontario, CA 6 $ 8,309,000 $ 1,384,833 $ 3,733,000
Dallas-Plano-Irving, TX 5 $ 3,376,000 $ 675,200 $ 414,000
Philadelphia, PA 5 $ 3,005,000 $ 601,000 $ 655,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 5 $ 3,288,000 $ 657,600 $ 309,000
West Palm Beach-Boca Raton-Boynton Beach, FL 5 $ 4,237,000 $ 847,400 $ 454,000
Fort Worth-Arlington, TX 4 $ 2,590,000 $ 647,500 $ 384,000
Nassau-Suffolk, NY 4 $ 2,910,000 $ 727,500 $ 381,000
Portland-Vancouver-Hillsboro, OR-WA 4 $ 1,189,000 $ 297,250 $ 468,500
Seattle-Bellevue-Everett, WA 4 $ 7,810,000 $ 1,952,500 $ 5,096,000
St. George, UT 4 $ 1,541,000 $ 385,250 $ 232,000
Austin-Round Rock-San Marcos, TX 3 $ 502,000 $ 167,333 $ 193,000
Baltimore-Towson, MD 3 $ 1,058,000 $ 352,666 $ 307,000
Boston-Quincy, MA 3 $ 2,233,000 $ 744,333 $ 349,000
Flint, MI 3 $ 1,309,000 $ 436,333 $ 277,000
Lubbock, TX 3 $ 836,000 $ 278,666 $ 246,000
New York-White Plains-Wayne, NY-NJ 3 $ 1,494,000 $ 498,000 $ 195,333
Provo-Orem, UT 3 $ 1,500,000 $ 500,000 $ 1,270,000
Salem, OR 3 $ 1,255,000 $ 418,333 $ 205,000
San Antonio-New Braunfels, TX 3 $ 1,869,000 $ 623,000 $ 567,000
San Diego-Carlsbad-San Marcos, CA 3 $ 2,996,000 $ 998,666 $ 597,000
Warren-Troy-Farmington Hills, MI 3 $ 990,000 $ 330,000 $ 865,000
Anchorage, AK 2 $ 270,000 $ 135,000 $ 706,000
Bethesda-Rockville-Frederick, MD 2 $ 4,910,000 $ 2,455,000 $ 1,087,000
Boulder, CO 2 $ 507,000 $ 253,500 $ 466,000
Cheyenne, WY 2 $ 467,000 $ 233,500 $ 873,000
Coeur D'Alene, ID 2 $ 657,000 $ 328,500 $ 386,000
Colorado Springs, CO 2 $ 520,000 $ 260,000 $ 202,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 2 $ 480,000 $ 240,000 $ 270,000
Fort Smith, AR-OK 2 $ 108,000 $ 54,000 $ 1,974,000
Lake County-Kenosha County, IL-WI 2 $ 698,000 $ 349,000 $ 149,000
New Haven-Milford, CT 2 $ 519,000 $ 259,500 $ 85,000
Phoenix-Mesa-Glendale, AZ 2 $ 970,000 $ 485,000 $ 484,000
Pittsfield, MA 2 $ 697,000 $ 348,500 $ 912,000
Portland-South Portland-Biddeford, ME 2 $ 514,000 $ 257,000 $ 380,000
Salt Lake City, UT 2 $ 430,000 $ 215,000 $ 318,000
San Francisco-San Mateo-Redwood City, CA 2 $ 2,010,000 $ 1,005,000 $ 861,000
Santa Rosa-Petaluma, CA 2 $ 1,067,000 $ 533,500 $ 199,000
Sebastian-Vero Beach, FL 2 $ 558,000 $ 279,000 $ 288,000
South Bend-Mishawaka, IN-MI 2 $ 505,000 $ 252,500 $ 199,000
Akron, OH 1 $ 184,000 $ 184,000 $ 149,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 408,000 $ 408,000 $ 169,000
Atlanta-Sandy Springs-Marietta, GA 1 $ 167,000 $ 167,000 $ 66,000
Battle Creek, MI 1 $ 662,000 $ 662,000 $ 640,000
Binghamton, NY 1 $ 355,000 $ 355,000 $ 142,000
Boise City-Nampa, ID 1 $ 400,000 $ 400,000 $ 203,000
Brownsville-Harlingen, TX 1 $ 396,000 $ 396,000 $ 591,000
Buffalo-Niagara Falls, NY 1 $ 326,000 $ 326,000 $ 240,000
Camden, NJ 1 $ 1,120,000 $ 1,120,000 $ 470,000
Cape Coral-Fort Myers, FL 1 $ 170,000 $ 170,000 $ 415,000
Casper, WY 1 $ 73,000 $ 73,000 $ 899,000
Charleston-North Charleston-Summerville, SC 1 $ 417,000 $ 417,000 $ 308,000
Cincinnati-Middletown, OH-KY-IN 1 $ 103,000 $ 103,000 $ 300,000
College Station-Bryan, TX 1 $ 2,850,000 $ 2,850,000 $ 2,400,000
Dayton, OH 1 $ 404,000 $ 404,000 $ 701,000
Denver-Aurora-Broomfield, CO 1 $ 630,000 $ 630,000 $ 404,000
Edison-New Brunswick, NJ 1 $ 1,450,000 $ 1,450,000 $ 511,000
Fort Collins-Loveland, CO 1 $ 550,000 $ 550,000 $ 1,103,000
Fort Wayne, IN 1 $ 1,440,000 $ 1,440,000 $ 615,000
Fresno, CA 1 $ 153,000 $ 153,000 $ 174,000
Greeley, CO 1 $ 585,000 $ 585,000 $ 401,000
Hot Springs, AR 1 $ 472,000 $ 472,000 $ 1,264,000
Jackson, TN 1 $ 250,000 $ 250,000 $ 108,000
Killeen-Temple-Fort Hood, TX 1 $ 417,000 $ 417,000 $ 244,000
Knoxville, TN 1 $ 165,000 $ 165,000 $ 90,000
Lake Charles, LA 1 $ 315,000 $ 315,000 $ 415,000
Little Rock-North Little Rock-Conway, AR 1 $ 110,000 $ 110,000 $ 355,000
Medford, OR 1 $ 720,000 $ 720,000 $ 432,000
Naples-Marco Island, FL 1 $ 1,960,000 $ 1,960,000 $ 1,363,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1 $ 325,000 $ 325,000 $ 738,000
Niles-Benton Harbor, MI 1 $ 700,000 $ 700,000 $ 2,434,000
Ogden-Clearfield, UT 1 $ 1,080,000 $ 1,080,000 $ 807,000
Oklahoma City, OK 1 $ 170,000 $ 170,000 $ 116,000
Olympia, WA 1 $ 560,000 $ 560,000 $ 494,000
Peoria, IL 1 $ 84,000 $ 84,000 $ 415,000
Richmond, VA 1 $ 86,000 $ 86,000 $ 281,000
Roanoke, VA 1 $ 1,612,000 $ 1,612,000 $ 2,075,000
Rockingham County-Strafford County, NH 1 $ 685,000 $ 685,000 $ 212,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 113,000 $ 113,000 $ 274,000
Santa Barbara-Santa Maria-Goleta, CA 1 $ 370,000 $ 370,000 $ 430,000
Scranton--Wilkes-Barre, PA 1 $ 656,000 $ 656,000 $ 197,000
Spokane, WA 1 $ 380,000 $ 380,000 $ 611,000
Stockton, CA 1 $ 488,000 $ 488,000 $ 296,000
Visalia-Porterville, CA 1 $ 172,000 $ 172,000 $ 74,000
Wichita, KS 1 $ 928,000 $ 928,000 $ 2,829,000

Mortgage Loan Application Detail Totals for Toyota Financial Savings Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 191 $118,476,000 $620,000 $6,600,000 $799,000 $9,999,000
Home Purchase 129 $71,408,000 $553,000 $2,513,000 $924,000 $9,999,000
Home Improvement 2 $450,000 $225,000 $300,000 $1,096,000 $1,810,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 232 $139,167,000 $599,000 $6,600,000 $921,000 $9,999,000
Not Provided 72 $45,256,000 $628,000 $3,000,000 $779,000 $9,924,000
Hispanic 8 $2,972,000 $371,000 $900,000 $143,000 $300,000
Asian 7 $1,510,000 $215,000 $616,000 $234,000 $592,000
Black or African American 3 $1,429,000 $476,000 $713,000 $493,000 $794,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 322 $190,334,000 $591,000 $6,600,000 $851,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 179 $101,396,000 $566,000 $5,175,000 $916,000 $9,999,000
Application Denied By Financial Institution 49 $37,752,000 $770,000 $4,327,000 $876,000 $9,999,000
Application Approved But Not Accepted 31 $24,370,000 $786,000 $6,600,000 $1,265,000 $9,999,000
Preapproval Approved but not Accepted 26 $20,171,000 $775,000 $2,513,000 $924,000 $9,999,000
Loan Purchased By The Institution 24 $2,181,000 $90,000 $188,000 $40,000 $147,000
Application Withdrawn By Applicant 8 $2,716,000 $339,000 $626,000 $265,000 $568,000
Preapproval Denied by Financial Institution 5 $1,748,000 $349,000 $800,000 $186,000 $394,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 32 $29,154,000 $911,000 $4,327,000 $1,152,000 $9,999,000
Credit Application Incomplete 8 $3,974,000 $496,000 $928,000 $590,000 $2,829,000
Credit History 5 $2,240,000 $448,000 $730,000 $155,000 $220,000
Debt-To-Income Ratio 5 $2,513,000 $502,000 $1,774,000 $188,000 $351,000
Other 3 $1,181,000 $393,000 $600,000 $188,000 $289,000
Employment History 1 $438,000 $438,000 $438,000 $1,000 $1,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Toyota Financial Savings Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Toyota Financial Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet with aggregated HMDA statistics today.

Download the Nevada Lender List