Traditional Mortgage Acceptance Corporation Mortgage Lending & HMDA Data, 2025

In 2025, Traditional Mortgage Acceptance Corporation of Bellevue, WA reported 1,834 mortgage applications totaling $453.3 million, up 12% from 2024. The average application was for $247,153, and applicants reported an average income of $33,361. 75% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (72), Los Angeles-Long Beach-Glendale, CA (71) and San Diego-Carlsbad, CA (70) (applications in parentheses).

Mortgage Company & Address Traditional Mortgage Acceptance Corporation
777 108th Ave Ne #1670
Bellevue, WA 98004
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 1,834
Total Mortgage Loan Application Amount $453,280,000
Average Mortgage Loan Application Amount $247,153
Highest Mortgage Loan Application Amount $1,865,000
Average Applicant Income $33,361
Highest Applicant Income $225,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Traditional Mortgage Acceptance Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Traditional Mortgage Acceptance Corporation in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,591 $397,265,000 $249,000 $1,865,000 $33,000 $185,000
Other Purpose 140 $31,340,000 $223,000 $865,000 $34,000 $225,000
Home Purchase 52 $12,180,000 $234,000 $565,000 $46,000 $112,000
Home Improvement 51 $12,495,000 $245,000 $825,000 $30,000 $83,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 982 $239,470,000 $243,000 $1,595,000 $35,000 $225,000
Not Provided 542 $136,920,000 $252,000 $855,000 $31,000 $135,000
Black or African American 136 $26,810,000 $197,000 $665,000 $31,000 $92,000
Hispanic 94 $27,330,000 $290,000 $1,865,000 $34,000 $114,000
Not applicable 39 $8,165,000 $209,000 $635,000 $0 $0
Asian 28 $12,330,000 $440,000 $905,000 $40,000 $103,000
American Indian or Alaskan Native 9 $1,325,000 $147,000 $365,000 $27,000 $58,000
Native Hawaiian or Other Pacific Islander 4 $930,000 $232,000 $325,000 $35,000 $56,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,807 $433,375,000 $239,000 $865,000 $33,000 $225,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27 $19,905,000 $737,000 $1,865,000 $43,000 $109,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,369 $338,205,000 $247,000 $1,865,000 $34,000 $225,000
Application Withdrawn By Applicant 201 $50,585,000 $251,000 $1,195,000 $32,000 $114,000
Application Denied By Financial Institution 196 $46,540,000 $237,000 $765,000 $33,000 $177,000
Loan Purchased By The Institution 39 $8,165,000 $209,000 $635,000 $0 $0
Application Approved But Not Accepted 29 $9,785,000 $337,000 $905,000 $32,000 $103,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,638 $406,740,000 $248,000 $1,865,000 $33,000 $225,000
Unverifiable Information 82 $19,880,000 $242,000 $765,000 $33,000 $177,000
Collateral 47 $10,065,000 $214,000 $635,000 $33,000 $112,000
Other 32 $8,500,000 $265,000 $655,000 $30,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 24 $5,520,000 $230,000 $595,000 $34,000 $93,000
Credit History 6 $1,430,000 $238,000 $395,000 $41,000 $59,000
Debt-To-Income Ratio 4 $970,000 $242,000 $415,000 $18,000 $27,000
Credit Application Incomplete 1 $175,000 $175,000 $175,000 $16,000 $16,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Traditional Mortgage Acceptance Corporation's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Traditional Mortgage Acceptance Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

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