Tri County Bank A Pvc Mortgage Lending & HMDA Data, 2013
In 2013, Tri County Bank A Pvc of Cheyenne, WY reported 92 mortgage applications totaling $16.1 million, down 8% from 2012. The average application was for $175,239, and applicants reported an average income of $89,934. 74% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Cheyenne, WY (83), Denver-Aurora-Broomfield, CO (2) and Fort Collins-Loveland, CO (1) (applications in parentheses).
| Mortgage Company & Address | Tri County Bank A Pvc 3310 N. College Drive Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 92 |
| Total Mortgage Loan Application Amount | $16,122,000 |
| Average Mortgage Loan Application Amount | $175,239 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $89,934 |
| Highest Applicant Income | $642,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Tri County Bank A Pvc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Tri County Bank A Pvc in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 58 | $10,616,000 | $183,000 | $417,000 | $94,000 | $642,000 |
| Refinancing | 31 | $5,465,000 | $176,000 | $417,000 | $83,000 | $193,000 |
| Home Improvement | 3 | $41,000 | $13,000 | $30,000 | $83,000 | $109,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 78 | $14,285,000 | $183,000 | $417,000 | $97,000 | $642,000 |
| Hispanic | 7 | $846,000 | $120,000 | $238,000 | $77,000 | $179,000 |
| Not applicable | 4 | $498,000 | $124,000 | $134,000 | $0 | $0 |
| Asian | 2 | $321,000 | $160,000 | $203,000 | $53,000 | $83,000 |
| Not Provided | 1 | $172,000 | $172,000 | $172,000 | $57,000 | $57,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 77 | $13,438,000 | $174,000 | $417,000 | $97,000 | $642,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,615,000 | $161,000 | $219,000 | $56,000 | $100,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,069,000 | $213,000 | $283,000 | $55,000 | $71,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 68 | $11,674,000 | $171,000 | $417,000 | $96,000 | $642,000 |
| Application Denied By Financial Institution | 13 | $2,068,000 | $159,000 | $270,000 | $59,000 | $159,000 |
| Application Withdrawn By Applicant | 11 | $2,380,000 | $216,000 | $417,000 | $93,000 | $193,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $575,000 | $191,000 | $266,000 | $70,000 | $84,000 |
| Debt-To-Income Ratio | 3 | $398,000 | $132,000 | $175,000 | $44,000 | $71,000 |
| Other | 3 | $576,000 | $192,000 | $270,000 | $85,000 | $159,000 |
| Unverifiable Information | 2 | $321,000 | $160,000 | $171,000 | $50,000 | $60,000 |
| Collateral | 1 | $118,000 | $118,000 | $118,000 | $23,000 | $23,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tri County Bank A Pvc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tri County Bank A Pvc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wyoming, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About