Troxler and Associates Mortgage Lending & HMDA Data, 2007

In 2007, Troxler and Associates of Calabasas, CA reported 424 mortgage applications totaling $142.9 million, down 43% from 2006. The average application was for $337,132, and applicants reported an average income of $133,990. 91% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (309), Oxnard-Thousand Oaks-Ventura, CA (34) and Riverside-San Bernardino-Ontario, CA (34) (applications in parentheses).

Mortgage Company & Address Troxler and Associates
5023 N Parkway Calabasas
Calabasas, CA 91302
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 424
Total Mortgage Loan Application Amount $142,944,000
Average Mortgage Loan Application Amount $337,132
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $133,990
Highest Applicant Income $1,439,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Troxler and Associates filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Troxler and Associates by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 309 $ 106,986,000 $ 346,233 $ 136,000
Oxnard-Thousand Oaks-Ventura, CA 34 $ 14,811,000 $ 435,617 $ 127,000
Riverside-San Bernardino-Ontario, CA 34 $ 8,552,000 $ 251,529 $ 148,000
San Diego-Carlsbad-San Marcos, CA 26 $ 4,631,000 $ 178,115 $ 98,000
Santa Ana-Anaheim-Irvine, CA 7 $ 3,020,000 $ 431,428 $ 91,000
Visalia-Porterville, CA 3 $ 687,000 $ 229,000 $ 18,000
Bakersfield, CA 2 $ 309,000 $ 154,500 $ 212,000
Sacramento--Arden-Arcade--Roseville, CA 2 $ 670,000 $ 335,000 $ 97,000
Madera, CA 1 $ 415,000 $ 415,000 $ 158,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 220,000 $ 220,000 $ 66,000

Mortgage Loan Application Detail Totals for Troxler and Associates in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 292 $80,589,000 $275,000 $2,295,000 $115,000 $1,200,000
Refinancing 132 $62,355,000 $472,000 $5,000,000 $176,000 $1,439,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 327 $117,843,000 $360,000 $5,000,000 $145,000 $1,439,000
Hispanic 36 $8,240,000 $228,000 $1,286,000 $107,000 $590,000
Asian 29 $7,597,000 $261,000 $750,000 $86,000 $360,000
Not Provided 19 $6,005,000 $316,000 $1,000,000 $103,000 $212,000
Black or African American 9 $2,195,000 $243,000 $724,000 $73,000 $170,000
Native Hawaiian or Other Pacific Islander 2 $418,000 $209,000 $253,000 $54,000 $58,000
American Indian or Alaskan Native 2 $646,000 $323,000 $544,000 $143,000 $143,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 424 $142,944,000 $337,000 $5,000,000 $134,000 $1,439,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 386 $129,718,000 $336,000 $5,000,000 $130,000 $1,439,000
Application Withdrawn By Applicant 21 $5,937,000 $282,000 $2,295,000 $130,000 $600,000
Application Approved But Not Accepted 11 $6,385,000 $580,000 $3,375,000 $302,000 $1,252,000
Application Denied By Financial Institution 4 $521,000 $130,000 $264,000 $80,000 $107,000
File Closed For Incompleteness 2 $383,000 $191,000 $340,000 $79,000 $91,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Troxler and Associates's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Troxler and Associates's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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