UBS Ag, Tampa Branch Mortgage Lending & HMDA Data, 2016

In 2016, UBS Ag, Tampa Branch of Tampa, FL reported 694 mortgage applications totaling $160.4 million, down 51% from 2015. The average application was for $231,142, and applicants reported an average income of $130,992. 56% of its applications resulted in an originated loan and 18% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (39), Phoenix-Mesa-Scottsdale, AZ (28) and Houston-The Woodlands-Sugar Land, TX (18) (applications in parentheses).

Mortgage Company & Address UBS Ag, Tampa Branch
3000 Bayport
Tampa, FL 33607
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 694
Total Mortgage Loan Application Amount $160,413,000
Average Mortgage Loan Application Amount $231,142
Highest Mortgage Loan Application Amount $783,000
Average Applicant Income $130,992
Highest Applicant Income $966,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Ag, Tampa Branch filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for UBS Ag, Tampa Branch in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 396 $90,110,000 $227,000 $783,000 $135,000 $966,000
Home Purchase 295 $69,651,000 $236,000 $680,000 $126,000 $900,000
Home Improvement 3 $652,000 $217,000 $267,000 $93,000 $141,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 598 $137,370,000 $229,000 $783,000 $127,000 $966,000
Not Provided 41 $10,027,000 $244,000 $417,000 $141,000 $509,000
Asian 18 $4,072,000 $226,000 $364,000 $202,000 $750,000
Hispanic 18 $4,471,000 $248,000 $412,000 $173,000 $614,000
Black or African American 11 $2,571,000 $233,000 $400,000 $170,000 $400,000
American Indian or Alaskan Native 8 $1,902,000 $237,000 $404,000 $111,000 $488,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 694 $160,413,000 $231,000 $783,000 $131,000 $966,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 388 $87,316,000 $225,000 $417,000 $122,000 $648,000
Application Withdrawn By Applicant 163 $38,742,000 $237,000 $480,000 $157,000 $750,000
Application Denied By Financial Institution 126 $30,778,000 $244,000 $783,000 $130,000 $966,000
File Closed For Incompleteness 10 $2,182,000 $218,000 $425,000 $118,000 $321,000
Application Approved But Not Accepted 7 $1,395,000 $199,000 $290,000 $107,000 $198,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 39 $10,449,000 $267,000 $783,000 $69,000 $229,000
Credit Application Incomplete 37 $8,202,000 $221,000 $414,000 $125,000 $600,000
Collateral 21 $5,027,000 $239,000 $417,000 $112,000 $250,000
Unverifiable Information 11 $2,325,000 $211,000 $320,000 $172,000 $412,000
Credit History 8 $2,296,000 $287,000 $540,000 $403,000 $966,000
Other 7 $1,677,000 $239,000 $400,000 $169,000 $400,000
Insufficient Cash (Downpayment, Closing Cost) 2 $485,000 $242,000 $347,000 $130,000 $155,000
Employment History 1 $317,000 $317,000 $317,000 $160,000 $160,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Ag, Tampa Branch's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Ag, Tampa Branch's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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