UBS Bank USA Mortgage Lending & HMDA Data, 2013

In 2013, UBS Bank USA of Salt Lake City, UT reported 5,793 mortgage applications totaling $5.4 billion, up 27% from 2012. The average application was for $929,119, and applicants reported an average income of $468,453. 70% of its applications resulted in an originated loan and 9% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (646), Los Angeles-Long Beach-Glendale, CA (535) and San Diego-Carlsbad-San Marcos, CA (204) (applications in parentheses).

Mortgage Company & Address UBS Bank USA
299 S. Main St
Salt Lake City, UT 84111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,793
Total Mortgage Loan Application Amount $5,382,389,000
Average Mortgage Loan Application Amount $929,119
Highest Mortgage Loan Application Amount $19,600,000
Average Applicant Income $468,453
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records UBS Bank USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for UBS Bank USA by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 535 $ 704,743,000 $ 1,317,276 $ 569,000
New York, New York 332 $ 453,931,000 $ 1,367,262 $ 695,000
San Diego, California 204 $ 188,689,000 $ 924,946 $ 457,000
Orange, California 167 $ 210,621,000 $ 1,261,203 $ 550,000
Cook, Illinois 139 $ 121,481,000 $ 873,964 $ 497,000
Fairfield, Connecticut 137 $ 171,729,000 $ 1,253,496 $ 637,000
Westchester, New York 129 $ 130,954,000 $ 1,015,147 $ 558,000
Palm Beach, Florida 121 $ 109,991,000 $ 909,016 $ 486,000
Suffolk, New York 116 $ 152,694,000 $ 1,316,327 $ 653,000
Miami-Dade, Florida 97 $ 119,482,000 $ 1,231,773 $ 702,000
King, Washington 89 $ 58,280,000 $ 654,831 $ 321,000
Maricopa, Arizona 83 $ 74,152,000 $ 893,397 $ 537,000
San Francisco, California 79 $ 78,535,000 $ 994,113 $ 405,000
Harris, Texas 77 $ 73,042,000 $ 948,597 $ 489,000
Santa Clara, California 71 $ 79,153,000 $ 1,114,830 $ 430,000
Kings, New York 71 $ 59,641,000 $ 840,014 $ 284,000
Bergen, New Jersey 68 $ 55,156,000 $ 811,117 $ 345,000
Fulton, Georgia 66 $ 48,975,000 $ 742,045 $ 471,000
Nassau, New York 64 $ 59,070,000 $ 922,968 $ 535,000
San Mateo, California 56 $ 79,608,000 $ 1,421,571 $ 475,000
District of Columbia, District Of Columbia 56 $ 50,484,000 $ 901,500 $ 379,000
Oakland, Michigan 56 $ 34,689,000 $ 619,446 $ 282,000
Collier, Florida 55 $ 55,427,000 $ 1,007,763 $ 392,000
Marin, California 53 $ 69,492,000 $ 1,311,169 $ 527,000
Middlesex, Massachusetts 53 $ 38,374,000 $ 724,037 $ 351,000
Fairfax, Virginia 48 $ 38,234,000 $ 796,541 $ 365,000
Travis, Texas 46 $ 33,746,000 $ 733,608 $ 385,000
Hennepin, Minnesota 45 $ 30,422,000 $ 676,044 $ 317,000
Dallas, Texas 43 $ 40,926,000 $ 951,767 $ 470,000
Lee, Florida 42 $ 20,564,000 $ 489,619 $ 315,000
Alameda, California 41 $ 38,544,000 $ 940,097 $ 443,000
Contra Costa, California 41 $ 37,536,000 $ 915,512 $ 296,000
Broward, Florida 39 $ 23,931,000 $ 613,615 $ 523,000
Ventura, California 38 $ 46,232,000 $ 1,216,631 $ 523,000
Clark, Nevada 38 $ 27,965,000 $ 735,921 $ 658,000
Lake, Illinois 37 $ 36,613,000 $ 989,540 $ 393,000
Montgomery, Maryland 35 $ 34,361,000 $ 981,742 $ 304,000
Monmouth, New Jersey 35 $ 27,189,000 $ 776,828 $ 450,000
Denver, Colorado 34 $ 19,659,000 $ 578,205 $ 310,000
Barnstable, Massachusetts 33 $ 34,820,000 $ 1,055,151 $ 632,000
Norfolk, Massachusetts 33 $ 31,104,000 $ 942,545 $ 502,000
Suffolk, Massachusetts 33 $ 30,685,000 $ 929,848 $ 733,000
Sarasota, Florida 32 $ 28,439,000 $ 888,718 $ 484,000
DuPage, Illinois 32 $ 32,538,000 $ 1,016,812 $ 441,000
Morris, New Jersey 32 $ 29,050,000 $ 907,812 $ 610,000
Riverside, California 30 $ 20,057,000 $ 668,566 $ 365,000
Santa Barbara, California 30 $ 36,949,000 $ 1,231,633 $ 640,000
Summit, Utah 28 $ 35,649,000 $ 1,273,178 $ 928,000
Essex, New Jersey 27 $ 22,765,000 $ 843,148 $ 380,000
Charleston, South Carolina 25 $ 20,345,000 $ 813,800 $ 391,000
Mecklenburg, North Carolina 23 $ 14,402,000 $ 626,173 $ 323,000
Ocean, New Jersey 22 $ 15,570,000 $ 707,727 $ 460,000
Pitkin, Colorado 21 $ 50,449,000 $ 2,402,333 $ 1,083,000
Anne Arundel, Maryland 21 $ 23,932,000 $ 1,139,619 $ 373,000
Essex, Massachusetts 21 $ 13,831,000 $ 658,619 $ 262,000
Union, New Jersey 21 $ 16,245,000 $ 773,571 $ 461,000
Santa Fe, New Mexico 21 $ 16,248,000 $ 773,714 $ 273,000
Monterey, California 20 $ 28,985,000 $ 1,449,250 $ 596,000
Eagle, Colorado 20 $ 25,441,000 $ 1,272,050 $ 561,000
Sonoma, California 19 $ 17,012,000 $ 895,368 $ 437,000
Arapahoe, Colorado 19 $ 21,136,000 $ 1,112,421 $ 358,000
Hamilton, Ohio 19 $ 12,313,000 $ 648,052 $ 334,000
Placer, California 17 $ 10,521,000 $ 618,882 $ 344,000
Somerset, New Jersey 17 $ 14,393,000 $ 846,647 $ 302,000
Franklin, Ohio 17 $ 9,416,000 $ 553,882 $ 351,000
Multnomah, Oregon 17 $ 10,701,000 $ 629,470 $ 319,000
Boulder, Colorado 16 $ 15,669,000 $ 979,312 $ 267,000
Baltimore, Maryland 16 $ 9,397,000 $ 587,312 $ 246,000
Hudson, New Jersey 16 $ 8,028,000 $ 501,750 $ 545,000
Philadelphia, Pennsylvania 16 $ 6,195,000 $ 387,187 $ 360,000
Cuyahoga, Ohio 15 $ 8,779,000 $ 585,266 $ 388,000
Beaufort, South Carolina 15 $ 8,652,000 $ 576,800 $ 255,000
Tarrant, Texas 15 $ 10,122,000 $ 674,800 $ 327,000
Sussex, Delaware 14 $ 8,651,000 $ 617,928 $ 371,000
Pinellas, Florida 14 $ 9,371,000 $ 669,357 $ 378,000
St. Johns, Florida 14 $ 17,417,000 $ 1,244,071 $ 322,000
Queens, New York 14 $ 5,790,000 $ 413,571 $ 458,000
Buncombe, North Carolina 14 $ 7,580,000 $ 541,428 $ 235,000
New Haven, Connecticut 13 $ 10,254,000 $ 788,769 $ 307,000
Hillsborough, Florida 13 $ 7,666,000 $ 589,692 $ 384,000
Indian River, Florida 13 $ 10,863,000 $ 835,615 $ 380,000
Orange, Florida 13 $ 11,934,000 $ 918,000 $ 532,000
DeKalb, Georgia 13 $ 6,055,000 $ 465,769 $ 202,000
Maui, Hawaii 13 $ 11,533,000 $ 887,153 $ 510,000
Plymouth, Massachusetts 13 $ 6,619,000 $ 509,153 $ 306,000
Montgomery, Pennsylvania 13 $ 8,988,000 $ 691,384 $ 324,000
Collin, Texas 13 $ 6,474,000 $ 498,000 $ 236,000
Montgomery, Texas 13 $ 6,740,000 $ 518,461 $ 180,000
Sacramento, California 12 $ 7,727,000 $ 643,916 $ 1,070,000
Martin, Florida 12 $ 6,227,000 $ 518,916 $ 276,000
Monroe, Florida 12 $ 8,025,000 $ 668,750 $ 444,000
St. Louis, Missouri 12 $ 6,884,000 $ 573,666 $ 323,000
Washoe, Nevada 12 $ 15,707,000 $ 1,308,916 $ 470,000
Washington, Rhode Island 12 $ 9,630,000 $ 802,500 $ 377,000
Santa Cruz, California 11 $ 6,447,000 $ 586,090 $ 213,000
Douglas, Colorado 11 $ 7,066,000 $ 642,363 $ 233,000
Duval, Florida 11 $ 5,884,000 $ 534,909 $ 219,000
Walton, Florida 11 $ 8,860,000 $ 805,454 $ 410,000
Cobb, Georgia 11 $ 6,819,000 $ 619,909 $ 317,000
Blaine, Idaho 11 $ 13,744,000 $ 1,249,454 $ 633,000
Johnson, Kansas 11 $ 7,520,000 $ 683,636 $ 333,000
Jefferson, Kentucky 11 $ 9,033,000 $ 821,181 $ 296,000
Dukes, Massachusetts 11 $ 13,681,000 $ 1,243,727 $ 1,075,000
Cape May, New Jersey 11 $ 6,592,000 $ 599,272 $ 304,000
Mercer, New Jersey 11 $ 6,978,000 $ 634,363 $ 208,000
Hartford, Connecticut 10 $ 9,178,000 $ 917,800 $ 751,000
Wake, North Carolina 10 $ 5,093,000 $ 509,300 $ 200,000
Bucks, Pennsylvania 10 $ 6,962,000 $ 696,200 $ 276,000
Davidson, Tennessee 10 $ 5,092,000 $ 509,200 $ 288,000
Mono, California 9 $ 2,552,000 $ 283,555 $ 722,000
Jefferson, Colorado 9 $ 6,442,000 $ 715,777 $ 280,000
Honolulu, Hawaii 9 $ 7,847,000 $ 871,888 $ 346,000
Fayette, Kentucky 9 $ 2,940,000 $ 326,666 $ 262,000
Lafayette, Louisiana 9 $ 5,610,000 $ 623,333 $ 431,000
Nantucket, Massachusetts 9 $ 10,635,000 $ 1,181,666 $ 947,000
Richmond, New York 9 $ 3,990,000 $ 443,333 $ 256,000
Chester, Pennsylvania 9 $ 7,771,000 $ 863,444 $ 473,000
Greenville, South Carolina 9 $ 4,950,000 $ 550,000 $ 314,000
Salt Lake, Utah 9 $ 3,019,000 $ 335,444 $ 352,000
Arlington, Virginia 9 $ 5,404,000 $ 600,444 $ 918,000
Jefferson, Alabama 8 $ 6,014,000 $ 751,750 $ 205,000
Pima, Arizona 8 $ 5,107,000 $ 638,375 $ 216,000
El Dorado, California 8 $ 4,105,000 $ 513,125 $ 183,000
New Hanover, North Carolina 8 $ 5,066,000 $ 633,250 $ 319,000
Williamson, Tennessee 8 $ 5,480,000 $ 685,000 $ 595,000
Galveston, Texas 8 $ 5,098,000 $ 637,250 $ 449,000
Alexandria, Virginia 8 $ 5,737,000 $ 717,125 $ 273,000
Virginia Beach, Virginia 8 $ 5,610,000 $ 701,250 $ 289,000
Routt, Colorado 7 $ 5,840,000 $ 834,285 $ 602,000
Summit, Colorado 7 $ 4,599,000 $ 657,000 $ 360,000
Polk, Florida 7 $ 3,554,000 $ 507,714 $ 317,000
Seminole, Florida 7 $ 2,840,000 $ 405,714 $ 272,000
Orleans, Louisiana 7 $ 3,519,000 $ 502,714 $ 521,000
Wayne, Michigan 7 $ 3,719,000 $ 531,285 $ 430,000
Atlantic, New Jersey 7 $ 4,613,000 $ 659,000 $ 352,000
Hunterdon, New Jersey 7 $ 4,524,000 $ 646,285 $ 292,000
Bernalillo, New Mexico 7 $ 1,956,000 $ 279,428 $ 265,000
Guilford, North Carolina 7 $ 1,271,000 $ 181,571 $ 98,000
Summit, Ohio 7 $ 3,034,000 $ 433,428 $ 146,000
Clackamas, Oregon 7 $ 4,837,000 $ 691,000 $ 262,000
Allegheny, Pennsylvania 7 $ 3,736,000 $ 533,714 $ 198,000
Bexar, Texas 7 $ 3,495,000 $ 499,285 $ 194,000
Denton, Texas 7 $ 4,445,000 $ 635,000 $ 289,000
Pierce, Washington 7 $ 3,090,000 $ 441,428 $ 256,000
Teton, Wyoming 7 $ 11,841,000 $ 1,691,571 $ 1,386,000
Yavapai, Arizona 6 $ 3,295,000 $ 549,166 $ 193,000
Napa, California 6 $ 7,279,000 $ 1,213,166 $ 397,000
La Plata, Colorado 6 $ 2,168,000 $ 361,333 $ 151,000
New Castle, Delaware 6 $ 3,178,000 $ 529,666 $ 353,000
Brevard, Florida 6 $ 1,652,000 $ 275,333 $ 151,000
Ada, Idaho 6 $ 3,735,000 $ 622,500 $ 313,000
McHenry, Illinois 6 $ 6,055,000 $ 1,009,166 $ 590,000
East Baton Rouge, Louisiana 6 $ 3,567,000 $ 594,500 $ 233,000
Cumberland, Maine 6 $ 3,277,000 $ 546,166 $ 798,000
York, Maine 6 $ 4,009,000 $ 668,166 $ 361,000
Ramsey, Minnesota 6 $ 2,871,000 $ 478,500 $ 500,000
Camden, New Jersey 6 $ 2,845,000 $ 474,166 $ 440,000
Dare, North Carolina 6 $ 3,682,000 $ 613,666 $ 434,000
Deschutes, Oregon 6 $ 3,659,000 $ 609,833 $ 347,000
Hamilton, Tennessee 6 $ 3,632,000 $ 605,333 $ 375,000
Shelby, Tennessee 6 $ 4,020,000 $ 670,000 $ 853,000
Loudoun, Virginia 6 $ 4,653,000 $ 775,500 $ 256,000
Walworth, Wisconsin 6 $ 4,623,000 $ 770,500 $ 505,000
San Luis Obispo, California 5 $ 3,882,000 $ 776,400 $ 608,000
San Miguel, Colorado 5 $ 4,442,000 $ 888,400 $ 295,000
Middlesex, Connecticut 5 $ 2,242,000 $ 448,400 $ 526,000
Manatee, Florida 5 $ 3,016,000 $ 603,200 $ 137,000
Forsyth, Georgia 5 $ 2,387,000 $ 477,400 $ 210,000
Lake, Indiana 5 $ 3,777,000 $ 755,400 $ 386,000
Macomb, Michigan 5 $ 990,000 $ 198,000 $ 118,000
Washtenaw, Michigan 5 $ 2,631,000 $ 526,200 $ 201,000
Gallatin, Montana 5 $ 22,349,000 $ 4,469,800 $ 1,363,000
Rockingham, New Hampshire 5 $ 2,673,000 $ 534,600 $ 273,000
Columbia, New York 5 $ 4,321,000 $ 864,200 $ 762,000
Orange, New York 5 $ 3,190,000 $ 638,000 $ 376,000
Chatham, North Carolina 5 $ 3,996,000 $ 799,200 $ 253,000
Durham, North Carolina 5 $ 1,980,000 $ 396,000 $ 229,000
Washington, Oregon 5 $ 2,351,000 $ 470,200 $ 175,000
Horry, South Carolina 5 $ 1,090,000 $ 218,000 $ 145,000
Oconee, South Carolina 5 $ 2,167,000 $ 433,400 $ 244,000
Knox, Tennessee 5 $ 7,328,000 $ 1,465,600 $ 936,000
Franklin, Virginia 5 $ 3,657,000 $ 731,400 $ 372,000
Kitsap, Washington 5 $ 2,753,000 $ 550,600 $ 234,000
Snohomish, Washington 5 $ 2,468,000 $ 493,600 $ 175,000
Baldwin, Alabama 4 $ 2,325,000 $ 581,250 $ 322,000
El Paso, Colorado 4 $ 1,711,000 $ 427,750 $ 138,000
Gunnison, Colorado 4 $ 3,864,000 $ 966,000 $ 613,000
New London, Connecticut 4 $ 2,372,000 $ 593,000 $ 142,000
Bay, Florida 4 $ 2,367,000 $ 591,750 $ 615,000
Hawaii, Hawaii 4 $ 5,383,000 $ 1,345,750 $ 1,395,000
Kane, Illinois 4 $ 1,193,000 $ 298,250 $ 115,000
Will, Illinois 4 $ 1,424,000 $ 356,000 $ 340,000
Baltimore City, Maryland 4 $ 1,662,000 $ 415,500 $ 196,000
Howard, Maryland 4 $ 3,207,000 $ 801,750 $ 302,000
Dakota, Minnesota 4 $ 1,947,000 $ 486,750 $ 229,000
Missoula, Montana 4 $ 2,412,000 $ 603,000 $ 297,000
Middlesex, New Jersey 4 $ 1,536,000 $ 384,000 $ 166,000
Dutchess, New York 4 $ 2,768,000 $ 692,000 $ 574,000
Erie, New York 4 $ 2,025,000 $ 506,250 $ 320,000
Rockland, New York 4 $ 2,421,000 $ 605,250 $ 585,000
Oklahoma, Oklahoma 4 $ 1,959,000 $ 489,750 $ 274,000
Newport, Rhode Island 4 $ 5,665,000 $ 1,416,250 $ 342,000
Spokane, Washington 4 $ 1,674,000 $ 418,500 $ 279,000
Tallapoosa, Alabama 3 $ 2,509,000 $ 836,333 $ 300,000
Anchorage, Alaska 3 $ 1,214,000 $ 404,666 $ 388,000
San Bernardino, California 3 $ 1,014,000 $ 338,000 $ 128,000
Solano, California 3 $ 2,172,000 $ 724,000 $ 198,000
Escambia, Florida 3 $ 921,000 $ 307,000 $ 190,000
Flagler, Florida 3 $ 1,088,000 $ 362,666 $ 103,000
Leon, Florida 3 $ 1,151,000 $ 383,666 $ 238,000
Osceola, Florida 3 $ 1,198,000 $ 399,333 $ 404,000
St. Lucie, Florida 3 $ 1,246,000 $ 415,333 $ 231,000
Chatham, Georgia 3 $ 713,000 $ 237,666 $ 82,000
Cherokee, Georgia 3 $ 2,311,000 $ 770,333 $ 165,000
Coweta, Georgia 3 $ 1,159,000 $ 386,333 $ 220,000
Gwinnett, Georgia 3 $ 1,792,000 $ 597,333 $ 304,000
Hamilton, Indiana 3 $ 2,527,000 $ 842,333 $ 377,000
Marion, Indiana 3 $ 1,668,000 $ 556,000 $ 132,000
Sedgwick, Kansas 3 $ 1,850,000 $ 616,666 $ 723,000
Queen Anne's, Maryland 3 $ 1,183,000 $ 394,333 $ 128,000
Talbot, Maryland 3 $ 3,155,000 $ 1,051,666 $ 560,000
Berkshire, Massachusetts 3 $ 992,000 $ 330,666 $ 407,000
Bristol, Massachusetts 3 $ 2,498,000 $ 832,666 $ 1,219,000
Worcester, Massachusetts 3 $ 2,147,000 $ 715,666 $ 370,000
Charlevoix, Michigan 3 $ 2,207,000 $ 735,666 $ 1,783,000
Emmet, Michigan 3 $ 2,720,000 $ 906,666 $ 610,000
Douglas, Nevada 3 $ 1,860,000 $ 620,000 $ 310,000
Merrimack, New Hampshire 3 $ 1,015,000 $ 338,333 $ 162,000
Burlington, New Jersey 3 $ 1,376,000 $ 458,666 $ 278,000
Sussex, New Jersey 3 $ 1,428,000 $ 476,000 $ 215,000
Monroe, New York 3 $ 774,000 $ 258,000 $ 117,000
Onondaga, New York 3 $ 1,185,000 $ 395,000 $ 200,000
Saratoga, New York 3 $ 1,450,000 $ 483,333 $ 449,000
Washington, New York 3 $ 1,941,000 $ 647,000 $ 525,000
Catawba, North Carolina 3 $ 1,100,000 $ 366,666 $ 71,000
Currituck, North Carolina 3 $ 3,063,000 $ 1,021,000 $ 653,000
Iredell, North Carolina 3 $ 1,523,000 $ 507,666 $ 304,000
Jackson, North Carolina 3 $ 1,682,000 $ 560,666 $ 258,000
Moore, North Carolina 3 $ 1,158,000 $ 386,000 $ 221,000
Orange, North Carolina 3 $ 2,300,000 $ 766,666 $ 268,000
Providence, Rhode Island 3 $ 1,774,000 $ 591,333 $ 460,000
Loudon, Tennessee 3 $ 2,615,000 $ 871,666 $ 575,000
Washington, Tennessee 3 $ 1,776,000 $ 592,000 $ 270,000
Fort Bend, Texas 3 $ 1,206,000 $ 402,000 $ 151,000
Williamson, Texas 3 $ 1,238,000 $ 412,666 $ 272,000
Utah, Utah 3 $ 937,000 $ 312,333 $ 407,000
Wasatch, Utah 3 $ 2,885,000 $ 961,666 $ 346,000
Dane, Wisconsin 3 $ 2,839,000 $ 946,333 $ 170,000
Madison, Alabama 2 $ 594,000 $ 297,000 $ 204,000
Benton, Arkansas 2 $ 2,077,000 $ 1,038,500 $ 399,000
Nevada, California 2 $ 775,000 $ 387,500 $ 365,000
Adams, Colorado 2 $ 580,000 $ 290,000 $ 74,000
Grand, Colorado 2 $ 240,000 $ 120,000 $ 366,000
Larimer, Colorado 2 $ 617,000 $ 308,500 $ 163,000
Tolland, Connecticut 2 $ 271,000 $ 135,500 $ 51,000
Windham, Connecticut 2 $ 740,000 $ 370,000 $ 188,000
Marion, Florida 2 $ 505,000 $ 252,500 $ 107,000
Nassau, Florida 2 $ 721,000 $ 360,500 $ 180,000
Okaloosa, Florida 2 $ 1,243,000 $ 621,500 $ 117,000
Sumter, Florida 2 $ 397,000 $ 198,500 $ 82,000
Volusia, Florida 2 $ 333,000 $ 166,500 $ 45,000
Glynn, Georgia 2 $ 3,660,000 $ 1,830,000 $ 443,000
Teton, Idaho 2 $ 1,567,000 $ 783,500 $ 602,000
Johnson, Iowa 2 $ 414,000 $ 207,000 $ 955,000
Kenton, Kentucky 2 $ 896,000 $ 448,000 $ 154,000
Jefferson, Louisiana 2 $ 1,172,000 $ 586,000 $ 222,000
St. Tammany, Louisiana 2 $ 1,703,000 $ 851,500 $ 539,000
Hancock, Maine 2 $ 5,298,000 $ 2,649,000 $ 823,000
Kennebec, Maine 2 $ 1,544,000 $ 772,000 $ 228,000
Knox, Maine 2 $ 811,000 $ 405,500 $ 295,000
Calvert, Maryland 2 $ 1,003,000 $ 501,500 $ 126,000
Frederick, Maryland 2 $ 913,000 $ 456,500 $ 446,000
Hampden, Massachusetts 2 $ 978,000 $ 489,000 $ 176,000
Kent, Michigan 2 $ 309,000 $ 154,500 $ 110,000
St. Clair, Michigan 2 $ 652,000 $ 326,000 $ 285,000
Washington, Minnesota 2 $ 588,000 $ 294,000 $ 117,000
Lake, Montana 2 $ 811,000 $ 405,500 $ 175,000
Douglas, Nebraska 2 $ 733,000 $ 366,500 $ 69,000
Lancaster, Nebraska 2 $ 1,328,000 $ 664,000 $ 282,000
Belknap, New Hampshire 2 $ 926,000 $ 463,000 $ 237,000
Carroll, New Hampshire 2 $ 750,000 $ 375,000 $ 175,000
Hillsborough, New Hampshire 2 $ 1,186,000 $ 593,000 $ 188,000
Taos, New Mexico 2 $ 1,019,000 $ 509,500 $ 41,000
Bronx, New York 2 $ 1,003,000 $ 501,500 $ 277,000
Madison, New York 2 $ 585,000 $ 292,500 $ 154,000
Ashe, North Carolina 2 $ 1,823,000 $ 911,500 $ 523,000
Avery, North Carolina 2 $ 1,344,000 $ 672,000 $ 356,000
Carteret, North Carolina 2 $ 1,188,000 $ 594,000 $ 446,000
Forsyth, North Carolina 2 $ 2,079,000 $ 1,039,500 $ 388,000
Butler, Ohio 2 $ 373,000 $ 186,500 $ 159,000
Delaware, Ohio 2 $ 905,000 $ 452,500 $ 384,000
Geauga, Ohio 2 $ 1,000,000 $ 500,000 $ 185,000
Lucas, Ohio 2 $ 809,000 $ 404,500 $ 142,000
Warren, Ohio 2 $ 1,023,000 $ 511,500 $ 182,000
Wood, Ohio 2 $ 2,020,000 $ 1,010,000 $ 206,000
Yamhill, Oregon 2 $ 474,000 $ 237,000 $ 90,000
Delaware, Pennsylvania 2 $ 462,000 $ 231,000 $ 169,000
Monroe, Pennsylvania 2 $ 475,000 $ 237,500 $ 213,000
Pike, Pennsylvania 2 $ 929,000 $ 464,500 $ 617,000
Kent, Rhode Island 2 $ 507,000 $ 253,500 $ 107,000
Georgetown, South Carolina 2 $ 1,393,000 $ 696,500 $ 271,000
York, South Carolina 2 $ 1,476,000 $ 738,000 $ 313,000
Blount, Tennessee 2 $ 2,025,000 $ 1,012,500 $ 436,000
Cameron, Texas 2 $ 544,000 $ 272,000 $ 223,000
Comal, Texas 2 $ 742,000 $ 371,000 $ 192,000
El Paso, Texas 2 $ 984,000 $ 492,000 $ 359,000
Jefferson, Texas 2 $ 1,162,000 $ 581,000 $ 368,000
Kerr, Texas 2 $ 1,365,000 $ 682,500 $ 165,000
Midland, Texas 2 $ 1,041,000 $ 520,500 $ 1,028,000
Nueces, Texas 2 $ 612,000 $ 306,000 $ 224,000
Chittenden, Vermont 2 $ 1,395,000 $ 697,500 $ 308,000
Lamoille, Vermont 2 $ 1,978,000 $ 989,000 $ 281,000
Chesterfield, Virginia 2 $ 933,000 $ 466,500 $ 294,000
Fairfax City, Virginia 2 $ 1,370,000 $ 685,000 $ 541,000
Fauquier, Virginia 2 $ 1,046,000 $ 523,000 $ 177,000
Goochland, Virginia 2 $ 1,406,000 $ 703,000 $ 266,000
Richmond City, Virginia 2 $ 1,016,000 $ 508,000 $ 398,000
Rockbridge, Virginia 2 $ 150,000 $ 75,000 $ 81,000
Jefferson, Washington 2 $ 492,000 $ 246,000 $ 400,000
Kittitas, Washington 2 $ 1,435,000 $ 717,500 $ 250,000
San Juan, Washington 2 $ 653,000 $ 326,500 $ 372,000
Adams, Wisconsin 2 $ 305,000 $ 152,500 $ 156,000
Waukesha, Wisconsin 2 $ 1,247,000 $ 623,500 $ 375,000
Cullman, Alabama 1 $ 625,000 $ 625,000 $ 203,000
Elmore, Alabama 1 $ 694,000 $ 694,000 $ 350,000
Marshall, Alabama 1 $ 245,000 $ 245,000 $ 156,000
Montgomery, Alabama 1 $ 490,000 $ 490,000 $ 220,000
Shelby, Alabama 1 $ 488,000 $ 488,000 $ 350,000
Matanuska-Susitna, Alaska 1 $ 448,000 $ 448,000 $ 350,000
Coconino, Arizona 1 $ 447,000 $ 447,000 $ 419,000
Navajo, Arizona 1 $ 200,000 $ 200,000 $ 118,000
Pinal, Arizona 1 $ 375,000 $ 375,000 $ 206,000
Yuma, Arizona 1 $ 170,000 $ 170,000 $ 171,000
Baxter, Arkansas 1 $ 100,000 $ 100,000 $ 94,000
Clay, Arkansas 1 $ 160,000 $ 160,000 $ 42,000
Pulaski, Arkansas 1 $ 920,000 $ 920,000 $ 260,000
Kern, California 1 $ 217,000 $ 217,000 $ 88,000
Mendocino, California 1 $ 411,000 $ 411,000 $ 577,000
Plumas, California 1 $ 425,000 $ 425,000 $ 203,000
San Benito, California 1 $ 478,000 $ 478,000 $ 112,000
San Joaquin, California 1 $ 953,000 $ 953,000 $ 5,000
Tuolumne, California 1 $ 150,000 $ 150,000 $ 1,180,000
Yolo, California 1 $ 335,000 $ 335,000 $ 171,000
Garfield, Colorado 1 $ 870,000 $ 870,000 $ 180,000
Rio Grande, Colorado 1 $ 304,000 $ 304,000 $ 372,000
Weld, Colorado 1 $ 150,000 $ 150,000 $ 92,000
Litchfield, Connecticut 1 $ 456,000 $ 456,000 $ 148,000
Charlotte, Florida 1 $ 1,481,000 $ 1,481,000 $ 1,642,000
Franklin, Florida 1 $ 469,000 $ 469,000 $ 388,000
Highlands, Florida 1 $ 3,000,000 $ 3,000,000 $ 2,364,000
Okeechobee, Florida 1 $ 1,500,000 $ 1,500,000 $ 6,289,000
Pasco, Florida 1 $ 710,000 $ 710,000 $ 963,000
Bartow, Georgia 1 $ 160,000 $ 160,000 $ 35,000
Bryan, Georgia 1 $ 1,700,000 $ 1,700,000 $ 776,000
Catoosa, Georgia 1 $ 500,000 $ 500,000 $ 188,000
Clarke, Georgia 1 $ 451,000 $ 451,000 $ 184,000
Douglas, Georgia 1 $ 140,000 $ 140,000 $ 82,000
Greene, Georgia 1 $ 490,000 $ 490,000 $ 72,000
Hall, Georgia 1 $ 553,000 $ 553,000 $ 198,000
Hart, Georgia 1 $ 187,000 $ 187,000 $ 185,000
Jasper, Georgia 1 $ 798,000 $ 798,000 $ 191,000
Lowndes, Georgia 1 $ 300,000 $ 300,000 $ 282,000
Paulding, Georgia 1 $ 228,000 $ 228,000 $ 105,000
Pierce, Georgia 1 $ 697,000 $ 697,000 $ 493,000
Rabun, Georgia 1 $ 2,000,000 $ 2,000,000 $ 2,641,000
Richmond, Georgia 1 $ 186,000 $ 186,000 $ 79,000
Walker, Georgia 1 $ 417,000 $ 417,000 $ 159,000
Kauai, Hawaii 1 $ 500,000 $ 500,000 $ 172,000
Iroquois, Illinois 1 $ 109,000 $ 109,000 $ 37,000
Allen, Indiana 1 $ 200,000 $ 200,000 $ 189,000
Floyd, Indiana 1 $ 185,000 $ 185,000 $ 181,000
Hancock, Indiana 1 $ 748,000 $ 748,000 $ 1,344,000
Harrison, Indiana 1 $ 680,000 $ 680,000 $ 600,000
LaPorte, Indiana 1 $ 1,500,000 $ 1,500,000 $ 1,664,000
Porter, Indiana 1 $ 1,000,000 $ 1,000,000 $ 622,000
St. Joseph, Indiana 1 $ 266,000 $ 266,000 $ 81,000
Steuben, Indiana 1 $ 220,000 $ 220,000 $ 119,000
Tippecanoe, Indiana 1 $ 205,000 $ 205,000 $ 46,000
Polk, Iowa 1 $ 880,000 $ 880,000 $ 0
Pottawattamie, Iowa 1 $ 380,000 $ 380,000 $ 122,000
Reno, Kansas 1 $ 165,000 $ 165,000 $ 350,000
Riley, Kansas 1 $ 825,000 $ 825,000 $ 377,000
Boone, Kentucky 1 $ 153,000 $ 153,000 $ 85,000
Campbell, Kentucky 1 $ 605,000 $ 605,000 $ 339,000
Hardin, Kentucky 1 $ 300,000 $ 300,000 $ 109,000
Jessamine, Kentucky 1 $ 201,000 $ 201,000 $ 80,000
Livingston, Kentucky 1 $ 309,000 $ 309,000 $ 628,000
Nelson, Kentucky 1 $ 386,000 $ 386,000 $ 905,000
Pulaski, Kentucky 1 $ 600,000 $ 600,000 $ 400,000
Woodford, Kentucky 1 $ 940,000 $ 940,000 $ 348,000
Caddo, Louisiana 1 $ 241,000 $ 241,000 $ 110,000
Lafourche, Louisiana 1 $ 100,000 $ 100,000 $ 100,000
Livingston, Louisiana 1 $ 750,000 $ 750,000 $ 216,000
Oxford, Maine 1 $ 1,500,000 $ 1,500,000 $ 242,000
Sagadahoc, Maine 1 $ 1,337,000 $ 1,337,000 $ 750,000
Somerset, Maine 1 $ 160,000 $ 160,000 $ 171,000
Carroll, Maryland 1 $ 560,000 $ 560,000 $ 176,000
Dorchester, Maryland 1 $ 640,000 $ 640,000 $ 201,000
Kent, Maryland 1 $ 990,000 $ 990,000 $ 467,000
Prince George's, Maryland 1 $ 562,000 $ 562,000 $ 239,000
Washington, Maryland 1 $ 430,000 $ 430,000 $ 236,000
Franklin, Massachusetts 1 $ 613,000 $ 613,000 $ 132,000
Hampshire, Massachusetts 1 $ 170,000 $ 170,000 $ 92,000
Allegan, Michigan 1 $ 417,000 $ 417,000 $ 135,000
Barry, Michigan 1 $ 210,000 $ 210,000 $ 55,000
Berrien, Michigan 1 $ 491,000 $ 491,000 $ 199,000
Cass, Michigan 1 $ 255,000 $ 255,000 $ 223,000
Genesee, Michigan 1 $ 1,050,000 $ 1,050,000 $ 237,000
Grand Traverse, Michigan 1 $ 720,000 $ 720,000 $ 900,000
Houghton, Michigan 1 $ 221,000 $ 221,000 $ 678,000
Jackson, Michigan 1 $ 460,000 $ 460,000 $ 150,000
Livingston, Michigan 1 $ 118,000 $ 118,000 $ 142,000
Muskegon, Michigan 1 $ 1,817,000 $ 1,817,000 $ 480,000
Ottawa, Michigan 1 $ 220,000 $ 220,000 $ 200,000
Van Buren, Michigan 1 $ 713,000 $ 713,000 $ 179,000
Blue Earth, Minnesota 1 $ 278,000 $ 278,000 $ 156,000
Carlton, Minnesota 1 $ 204,000 $ 204,000 $ 43,000
Chisago, Minnesota 1 $ 98,000 $ 98,000 $ 134,000
Cook, Minnesota 1 $ 312,000 $ 312,000 $ 988,000
Crow Wing, Minnesota 1 $ 722,000 $ 722,000 $ 300,000
Douglas, Minnesota 1 $ 300,000 $ 300,000 $ 266,000
Kandiyohi, Minnesota 1 $ 596,000 $ 596,000 $ 202,000
Olmsted, Minnesota 1 $ 750,000 $ 750,000 $ 307,000
St. Louis, Minnesota 1 $ 352,000 $ 352,000 $ 85,000
Stearns, Minnesota 1 $ 480,000 $ 480,000 $ 169,000
Wright, Minnesota 1 $ 354,000 $ 354,000 $ 913,000
Forrest, Mississippi 1 $ 296,000 $ 296,000 $ 117,000
Harrison, Mississippi 1 $ 1,000,000 $ 1,000,000 $ 463,000
Lafayette, Mississippi 1 $ 746,000 $ 746,000 $ 439,000
Greene, Missouri 1 $ 160,000 $ 160,000 $ 45,000
Platte, Missouri 1 $ 563,000 $ 563,000 $ 300,000
St. Charles, Missouri 1 $ 640,000 $ 640,000 $ 240,000
St. Louis City, Missouri 1 $ 230,000 $ 230,000 $ 62,000
Ravalli, Montana 1 $ 500,000 $ 500,000 $ 206,000
Yellowstone, Montana 1 $ 628,000 $ 628,000 $ 487,000
Cherry, Nebraska 1 $ 58,000 $ 58,000 $ 83,000
Keith, Nebraska 1 $ 168,000 $ 168,000 $ 47,000
Grafton, New Hampshire 1 $ 385,000 $ 385,000 $ 94,000
Sullivan, New Hampshire 1 $ 1,000,000 $ 1,000,000 $ 782,000
Passaic, New Jersey 1 $ 291,000 $ 291,000 $ 90,000
Chautauqua, New York 1 $ 581,000 $ 581,000 $ 1,279,000
Chenango, New York 1 $ 157,000 $ 157,000 $ 160,000
Delaware, New York 1 $ 193,000 $ 193,000 $ 5,288,000
Essex, New York 1 $ 469,000 $ 469,000 $ 555,000
Ontario, New York 1 $ 500,000 $ 500,000 $ 239,000
Sullivan, New York 1 $ 99,000 $ 99,000 $ 125,000
Ulster, New York 1 $ 150,000 $ 150,000 $ 80,000
Warren, New York 1 $ 1,572,000 $ 1,572,000 $ 482,000
Caldwell, North Carolina 1 $ 283,000 $ 283,000 $ 180,000
Clay, North Carolina 1 $ 350,000 $ 350,000 $ 61,000
Haywood, North Carolina 1 $ 1,768,000 $ 1,768,000 $ 606,000
Henderson, North Carolina 1 $ 210,000 $ 210,000 $ 80,000
Lenoir, North Carolina 1 $ 369,000 $ 369,000 $ 798,000
Lincoln, North Carolina 1 $ 528,000 $ 528,000 $ 154,000
Montgomery, North Carolina 1 $ 1,797,000 $ 1,797,000 $ 325,000
Onslow, North Carolina 1 $ 731,000 $ 731,000 $ 322,000
Transylvania, North Carolina 1 $ 300,000 $ 300,000 $ 529,000
Vance, North Carolina 1 $ 283,000 $ 283,000 $ 100,000
Watauga, North Carolina 1 $ 278,000 $ 278,000 $ 118,000
Cass, North Dakota 1 $ 160,000 $ 160,000 $ 37,000
Allen, Ohio 1 $ 180,000 $ 180,000 $ 160,000
Clermont, Ohio 1 $ 1,555,000 $ 1,555,000 $ 347,000
Knox, Ohio 1 $ 362,000 $ 362,000 $ 88,000
Lake, Ohio 1 $ 428,000 $ 428,000 $ 254,000
Lorain, Ohio 1 $ 351,000 $ 351,000 $ 237,000
Union, Ohio 1 $ 650,000 $ 650,000 $ 142,000
Delaware, Oklahoma 1 $ 716,000 $ 716,000 $ 220,000
Tulsa, Oklahoma 1 $ 513,000 $ 513,000 $ 216,000
Jackson, Oregon 1 $ 558,000 $ 558,000 $ 144,000
Klamath, Oregon 1 $ 480,000 $ 480,000 $ 125,000
Lincoln, Oregon 1 $ 191,000 $ 191,000 $ 42,000
Crawford, Pennsylvania 1 $ 580,000 $ 580,000 $ 364,000
Cumberland, Pennsylvania 1 $ 490,000 $ 490,000 $ 275,000
Erie, Pennsylvania 1 $ 365,000 $ 365,000 $ 141,000
Lehigh, Pennsylvania 1 $ 222,000 $ 222,000 $ 69,000
Northampton, Pennsylvania 1 $ 491,000 $ 491,000 $ 305,000
Somerset, Pennsylvania 1 $ 340,000 $ 340,000 $ 364,000
Washington, Pennsylvania 1 $ 12,500,000 $ 12,500,000 $ 843,000
Bristol, Rhode Island 1 $ 209,000 $ 209,000 $ 166,000
Dorchester, South Carolina 1 $ 288,000 $ 288,000 $ 93,000
Greenwood, South Carolina 1 $ 898,000 $ 898,000 $ 300,000
Pickens, South Carolina 1 $ 201,000 $ 201,000 $ 131,000
Montgomery, Tennessee 1 $ 650,000 $ 650,000 $ 153,000
Sumner, Tennessee 1 $ 728,000 $ 728,000 $ 350,000
Wilson, Tennessee 1 $ 656,000 $ 656,000 $ 479,000
Brazoria, Texas 1 $ 183,000 $ 183,000 $ 43,000
Chambers, Texas 1 $ 102,000 $ 102,000 $ 49,000
Fayette, Texas 1 $ 424,000 $ 424,000 $ 178,000
Hays, Texas 1 $ 134,000 $ 134,000 $ 82,000
Hidalgo, Texas 1 $ 900,000 $ 900,000 $ 644,000
Hill, Texas 1 $ 485,000 $ 485,000 $ 140,000
Hood, Texas 1 $ 264,000 $ 264,000 $ 187,000
Johnson, Texas 1 $ 128,000 $ 128,000 $ 263,000
Llano, Texas 1 $ 500,000 $ 500,000 $ 291,000
Palo Pinto, Texas 1 $ 1,015,000 $ 1,015,000 $ 750,000
Parker, Texas 1 $ 344,000 $ 344,000 $ 715,000
Rockwall, Texas 1 $ 530,000 $ 530,000 $ 450,000
Walker, Texas 1 $ 151,000 $ 151,000 $ 279,000
Washington, Texas 1 $ 600,000 $ 600,000 $ 182,000
Washington, Utah 1 $ 217,000 $ 217,000 $ 412,000
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Mortgage Loan Application Detail Totals for UBS Bank USA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,280 $3,987,366,000 $931,000 $19,600,000 $473,000 $9,999,000
Home Purchase 1,469 $1,346,889,000 $916,000 $12,500,000 $456,000 $9,999,000
Home Improvement 44 $48,134,000 $1,093,000 $10,000,000 $442,000 $2,641,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,184 $3,766,826,000 $900,000 $10,000,000 $442,000 $9,999,000
Not Provided 1,256 $1,293,432,000 $1,029,000 $19,600,000 $555,000 $9,999,000
Asian 190 $187,398,000 $986,000 $7,000,000 $460,000 $2,981,000
Hispanic 103 $84,032,000 $815,000 $2,950,000 $534,000 $4,918,000
Black or African American 45 $39,867,000 $885,000 $2,760,000 $482,000 $3,465,000
American Indian or Alaskan Native 9 $5,264,000 $584,000 $1,857,000 $370,000 $1,279,000
Native Hawaiian or Other Pacific Islander 6 $5,570,000 $928,000 $1,556,000 $394,000 $844,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,793 $5,382,389,000 $929,000 $19,600,000 $469,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,044 $3,638,378,000 $899,000 $19,600,000 $484,000 $9,999,000
Application Approved But Not Accepted 653 $603,641,000 $924,000 $9,556,000 $511,000 $9,999,000
Application Denied By Financial Institution 519 $509,950,000 $982,000 $10,000,000 $347,000 $4,918,000
File Closed For Incompleteness 427 $501,003,000 $1,173,000 $12,500,000 $437,000 $9,999,000
Application Withdrawn By Applicant 150 $129,417,000 $862,000 $8,353,000 $375,000 $3,500,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 219 $214,287,000 $978,000 $7,200,000 $497,000 $3,848,000
Debt-To-Income Ratio 183 $189,383,000 $1,034,000 $9,999,000 $144,000 $791,000
Credit History 55 $49,396,000 $898,000 $10,000,000 $343,000 $4,918,000
Other 30 $29,799,000 $993,000 $8,000,000 $567,000 $2,770,000
Employment History 10 $10,536,000 $1,053,000 $3,000,000 $164,000 $844,000
Insufficient Cash (Downpayment, Closing Cost) 9 $8,386,000 $931,000 $3,889,000 $347,000 $1,174,000
Credit Application Incomplete 7 $4,035,000 $576,000 $1,000,000 $207,000 $491,000
Unverifiable Information 3 $1,794,000 $598,000 $1,232,000 $229,000 $450,000
Mortgage Insurance Denied 3 $2,334,000 $778,000 $1,481,000 $751,000 $1,642,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into UBS Bank USA's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess UBS Bank USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet with aggregated HMDA statistics today.

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