Ukrainian Selfreliance Federal Credit Union Mortgage Lending & HMDA Data, 2024

In 2024, Ukrainian Selfreliance Federal Credit Union of Feasterville, PA reported 386 mortgage applications totaling $118.1 million, up 49% from 2023. The average application was for $305,945, and applicants reported an average income of $148,282. 81% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Montgomery County-Bucks County-Chester County, PA (170), Philadelphia, PA (108) and Camden, NJ (12) (applications in parentheses).

Mortgage Company & Address Ukrainian Selfreliance Federal Credit Union
1729 Cottman Ave
Feasterville, PA 19053
Tel #: available with data download
Federal Regulator * available with data download
Years 2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 386
Total Mortgage Loan Application Amount $118,095,000
Average Mortgage Loan Application Amount $305,945
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $148,282
Highest Applicant Income $1,066,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ukrainian Selfreliance Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ukrainian Selfreliance Federal Credit Union by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bucks, Pennsylvania 116 $ 32,315,000 $ 278,577 $ 155,000
Philadelphia, Pennsylvania 105 $ 30,035,000 $ 286,047 $ 104,000
Montgomery, Pennsylvania 48 $ 15,310,000 $ 318,958 $ 185,000
Mercer, New Jersey 9 $ 1,635,000 $ 181,666 $ 68,000
Camden, New Jersey 7 $ 1,605,000 $ 229,285 $ 158,000
Duval, Florida 6 $ 1,110,000 $ 185,000 $ 190,000
Chester, Pennsylvania 6 $ 1,770,000 $ 295,000 $ 128,000
Carbon, Pennsylvania 5 $ 1,045,000 $ 209,000 $ 84,000
New Castle, Delaware 4 $ 1,400,000 $ 350,000 $ 140,000
Lancaster, Pennsylvania 4 $ 900,000 $ 225,000 $ 69,000
Charlotte, Florida 3 $ 1,225,000 $ 408,333 $ 131,000
Palm Beach, Florida 3 $ 335,000 $ 111,666 $ 107,000
Sarasota, Florida 3 $ 515,000 $ 171,666 $ 153,000
Baltimore City, Maryland 3 $ 1,745,000 $ 581,666 $ 18,000
Harford, Maryland 3 $ 975,000 $ 325,000 $ 110,000
Howard, Maryland 3 $ 575,000 $ 191,666 $ 332,000
Burlington, New Jersey 3 $ 835,000 $ 278,333 $ 151,000
Delaware, Pennsylvania 3 $ 1,115,000 $ 371,666 $ 181,000
Maricopa, Arizona 2 $ 850,000 $ 425,000 $ 187,000
District of Columbia, District Of Columbia 2 $ 2,800,000 $ 1,400,000 $ 534,000
St. Johns, Florida 2 $ 1,310,000 $ 655,000 $ 444,000
Atlantic, New Jersey 2 $ 390,000 $ 195,000 $ 119,000
Gloucester, New Jersey 2 $ 180,000 $ 90,000 $ 3,000
Morris, New Jersey 2 $ 310,000 $ 155,000 $ 196,000
Queens, New York 2 $ 3,760,000 $ 1,880,000 $ 333,000
Luzerne, Pennsylvania 2 $ 480,000 $ 240,000 $ 0
Monroe, Pennsylvania 2 $ 270,000 $ 135,000 $ 66,000
Horry, South Carolina 2 $ 670,000 $ 335,000 $ 128,000
Yolo, California 1 $ 305,000 $ 305,000 $ 82,000
Clay, Florida 1 $ 195,000 $ 195,000 $ 55,000
Lee, Florida 1 $ 405,000 $ 405,000 $ 375,000
Miami-Dade, Florida 1 $ 205,000 $ 205,000 $ 23,000
Orange, Florida 1 $ 435,000 $ 435,000 $ 151,000
Santa Rosa, Florida 1 $ 385,000 $ 385,000 $ 106,000
Forsyth, Georgia 1 $ 205,000 $ 205,000 $ 99,000
McHenry, Illinois 1 $ 115,000 $ 115,000 $ 113,000
Caroline, Maryland 1 $ 55,000 $ 55,000 $ 118,000
Cecil, Maryland 1 $ 105,000 $ 105,000 $ 44,000
Montgomery, Maryland 1 $ 335,000 $ 335,000 $ 125,000
Greene, Missouri 1 $ 195,000 $ 195,000 $ 71,000
Cape May, New Jersey 1 $ 705,000 $ 705,000 $ 325,000
Cumberland, New Jersey 1 $ 285,000 $ 285,000 $ 76,000
Hudson, New Jersey 1 $ 2,105,000 $ 2,105,000 $ 1,066,000
Hunterdon, New Jersey 1 $ 485,000 $ 485,000 $ 0
Monmouth, New Jersey 1 $ 195,000 $ 195,000 $ 218,000
Passaic, New Jersey 1 $ 45,000 $ 45,000 $ 117,000
Union, New Jersey 1 $ 815,000 $ 815,000 $ 0
Herkimer, New York 1 $ 105,000 $ 105,000 $ 96,000
Kings, New York 1 $ 585,000 $ 585,000 $ 0
Richmond, New York 1 $ 605,000 $ 605,000 $ 205,000
Rockland, New York 1 $ 655,000 $ 655,000 $ 0
Westchester, New York 1 $ 755,000 $ 755,000 $ 302,000
Mecklenburg, North Carolina 1 $ 75,000 $ 75,000 $ 50,000
Licking, Ohio 1 $ 935,000 $ 935,000 $ 0
Pickaway, Ohio 1 $ 335,000 $ 335,000 $ 112,000
Cumberland, Pennsylvania 1 $ 305,000 $ 305,000 $ 274,000
Dauphin, Pennsylvania 1 $ 115,000 $ 115,000 $ 0
Pike, Pennsylvania 1 $ 25,000 $ 25,000 $ 252,000
Charleston, South Carolina 1 $ 235,000 $ 235,000 $ 92,000
Charlottesville, Virginia 1 $ 325,000 $ 325,000 $ 71,000

Mortgage Loan Application Detail Totals for Ukrainian Selfreliance Federal Credit Union in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 187 $67,125,000 $358,000 $2,105,000 $150,000 $1,066,000
Other Purpose 63 $9,750,000 $157,000 $555,000 $147,000 $905,000
Home Improvement 59 $8,415,000 $142,000 $405,000 $147,000 $861,000
Cash-out Refinancing 44 $19,130,000 $434,000 $3,505,000 $141,000 $624,000
Refinancing 33 $13,675,000 $414,000 $2,505,000 $153,000 $809,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 315 $89,580,000 $285,000 $2,505,000 $149,000 $1,066,000
Not applicable 38 $18,830,000 $495,000 $3,505,000 $0 $0
Not Provided 28 $7,980,000 $285,000 $935,000 $149,000 $624,000
Asian 3 $1,105,000 $368,000 $495,000 $152,000 $248,000
Hispanic 2 $600,000 $300,000 $585,000 $91,000 $164,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 386 $118,095,000 $306,000 $3,505,000 $148,000 $1,066,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 311 $98,120,000 $316,000 $3,505,000 $160,000 $1,066,000
Application Denied By Financial Institution 44 $7,490,000 $170,000 $935,000 $73,000 $252,000
Application Withdrawn By Applicant 28 $11,330,000 $404,000 $905,000 $135,000 $325,000
File Closed For Incompleteness 2 $1,040,000 $520,000 $685,000 $507,000 $507,000
Application Approved But Not Accepted 1 $115,000 $115,000 $115,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 386 $118,095,000 $306,000 $3,505,000 $148,000 $1,066,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ukrainian Selfreliance Federal Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ukrainian Selfreliance Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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