Unimortgage LLC Mortgage Lending & HMDA Data, 2006
In 2006, Unimortgage LLC of Jacksonville, FL reported 2,088 mortgage applications totaling $283.1 million, down 40% from 2005. The average application was for $135,560, and applicants reported an average income of $64,338. 33% of its applications resulted in an originated loan and 44% were denied. Its largest markets were Jacksonville, FL (316), Tampa-St. Petersburg-Clearwater, FL (220) and Miami-Miami Beach-Kendall, FL (212) (applications in parentheses).
| Mortgage Company & Address | Unimortgage LLC 8647 Baypine Road Suite 100 Jacksonville, FL 32256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,088 |
| Total Mortgage Loan Application Amount | $283,051,000 |
| Average Mortgage Loan Application Amount | $135,560 |
| Highest Mortgage Loan Application Amount | $646,000 |
| Average Applicant Income | $64,338 |
| Highest Applicant Income | $720,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Unimortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jacksonville, FL | 316 | $ 38,445,000 | $ 121,661 | $ 70,000 |
| Tampa-St. Petersburg-Clearwater, FL | 220 | $ 28,376,000 | $ 128,981 | $ 69,000 |
| Miami-Miami Beach-Kendall, FL | 212 | $ 44,913,000 | $ 211,853 | $ 88,000 |
| Orlando-Kissimmee, FL | 118 | $ 18,600,000 | $ 157,627 | $ 57,000 |
| St. Louis, MO-IL | 91 | $ 9,394,000 | $ 103,230 | $ 46,505 |
| Indianapolis-Carmel, IN | 72 | $ 8,236,000 | $ 114,388 | $ 61,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 70 | $ 12,944,000 | $ 184,914 | $ 96,000 |
| Kansas City, MO-KS | 63 | $ 7,205,000 | $ 114,365 | $ 58,809 |
| Columbus, OH | 57 | $ 7,568,000 | $ 132,771 | $ 71,000 |
| Pittsburgh, PA | 42 | $ 4,314,000 | $ 102,714 | $ 53,000 |
| Lakeland, FL | 39 | $ 5,765,000 | $ 147,820 | $ 53,000 |
| Youngstown-Warren-Boardman, OH-PA | 27 | $ 2,680,000 | $ 99,259 | $ 52,814 |
| Cincinnati-Middletown, OH-KY-IN | 25 | $ 3,172,000 | $ 126,880 | $ 63,280 |
| Akron, OH | 23 | $ 2,424,000 | $ 105,391 | $ 56,000 |
| Cape Coral-Fort Myers, FL | 23 | $ 3,788,000 | $ 164,695 | $ 91,000 |
| Gary, IN | 22 | $ 2,107,000 | $ 95,772 | $ 49,000 |
| Knoxville, TN | 20 | $ 1,913,000 | $ 95,650 | $ 55,000 |
| Providence-New Bedford-Fall River, RI-MA | 19 | $ 3,397,000 | $ 178,789 | $ 61,000 |
| Sarasota-Bradenton-Venice, FL | 19 | $ 2,606,000 | $ 137,157 | $ 52,000 |
| Shreveport-Bossier City, LA | 18 | $ 1,959,000 | $ 108,833 | $ 52,000 |
| Louisville-Jefferson County, KY-IN | 17 | $ 1,752,000 | $ 103,058 | $ 41,176 |
| Deltona-Daytona Beach-Ormond Beach, FL | 16 | $ 2,450,000 | $ 153,125 | $ 59,000 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 1,637,000 | $ 109,133 | $ 37,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 15 | $ 2,983,000 | $ 198,866 | $ 78,000 |
| Fort Wayne, IN | 13 | $ 1,109,000 | $ 85,307 | $ 39,000 |
| Springfield, MO | 13 | $ 1,462,000 | $ 112,461 | $ 59,000 |
| Toledo, OH | 13 | $ 1,343,000 | $ 103,307 | $ 47,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 13 | $ 2,909,000 | $ 223,769 | $ 73,000 |
| Canton-Massillon, OH | 12 | $ 1,178,000 | $ 98,166 | $ 37,000 |
| Memphis, TN-MS-AR | 12 | $ 1,460,000 | $ 121,666 | $ 45,000 |
| Philadelphia, PA | 12 | $ 2,291,000 | $ 190,916 | $ 69,000 |
| Lexington-Fayette, KY | 11 | $ 1,296,000 | $ 117,818 | $ 61,000 |
| Ocala, FL | 11 | $ 1,469,000 | $ 133,545 | $ 58,000 |
| Nashville-Davidson--Murfreesboro, TN | 10 | $ 1,108,000 | $ 110,800 | $ 39,000 |
| Detroit-Livonia-Dearborn, MI | 9 | $ 1,076,000 | $ 119,555 | $ 58,000 |
| Evansville, IN-KY | 9 | $ 1,334,000 | $ 148,222 | $ 69,333 |
| Baltimore-Towson, MD | 7 | $ 1,347,000 | $ 192,428 | $ 68,000 |
| Bloomington, IN | 7 | $ 546,000 | $ 78,000 | $ 44,000 |
| Harrisburg-Carlisle, PA | 7 | $ 871,000 | $ 124,428 | $ 48,000 |
| Lima, OH | 7 | $ 601,000 | $ 85,857 | $ 36,000 |
| Punta Gorda, FL | 7 | $ 1,019,000 | $ 145,571 | $ 103,000 |
| Clarksville, TN-KY | 6 | $ 622,000 | $ 103,666 | $ 45,000 |
| Elizabethtown, KY | 6 | $ 565,000 | $ 94,166 | $ 51,000 |
| Mansfield, OH | 6 | $ 641,000 | $ 106,833 | $ 51,000 |
| Scranton--Wilkes-Barre, PA | 6 | $ 650,000 | $ 108,333 | $ 54,000 |
| Tallahassee, FL | 6 | $ 827,000 | $ 137,833 | $ 82,000 |
| Wichita, KS | 6 | $ 452,000 | $ 75,333 | $ 40,000 |
| Charlotte-Gastonia-Concord, NC-SC | 5 | $ 732,000 | $ 146,400 | $ 48,000 |
| Elkhart-Goshen, IN | 5 | $ 549,000 | $ 109,800 | $ 49,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 569,000 | $ 113,800 | $ 47,000 |
| Tulsa, OK | 5 | $ 745,000 | $ 149,000 | $ 101,000 |
| Columbia, SC | 4 | $ 295,000 | $ 73,750 | $ 69,000 |
| Dayton, OH | 4 | $ 468,000 | $ 117,000 | $ 63,000 |
| Morristown, TN | 4 | $ 477,000 | $ 119,250 | $ 52,000 |
| Port St. Lucie-Fort Pierce, FL | 4 | $ 699,000 | $ 174,750 | $ 81,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 303,000 | $ 101,000 | $ 75,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 641,000 | $ 213,666 | $ 80,000 |
| Fort Walton Beach-Crestview-Destin, FL | 3 | $ 350,000 | $ 116,666 | $ 65,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 280,000 | $ 93,333 | $ 63,000 |
| Lebanon, PA | 3 | $ 342,000 | $ 114,000 | $ 54,000 |
| Newark-Union, NJ-PA | 3 | $ 387,000 | $ 129,000 | $ 41,000 |
| Anderson, IN | 2 | $ 181,000 | $ 90,500 | $ 38,000 |
| Baton Rouge, LA | 2 | $ 160,000 | $ 80,000 | $ 31,000 |
| Bethesda-Gaithersburg-Frederick, MD | 2 | $ 650,000 | $ 325,000 | $ 163,000 |
| Columbia, MO | 2 | $ 86,000 | $ 43,000 | $ 182,000 |
| Erie, PA | 2 | $ 256,000 | $ 128,000 | $ 57,000 |
| Gainesville, FL | 2 | $ 423,000 | $ 211,500 | $ 111,000 |
| Kokomo, IN | 2 | $ 242,000 | $ 121,000 | $ 38,000 |
| Lancaster, PA | 2 | $ 392,000 | $ 196,000 | $ 63,000 |
| Muncie, IN | 2 | $ 154,000 | $ 77,000 | $ 27,000 |
| Naples-Marco Island, FL | 2 | $ 365,000 | $ 182,500 | $ 135,000 |
| Niles-Benton Harbor, MI | 2 | $ 409,000 | $ 204,500 | $ 61,000 |
| Raleigh-Cary, NC | 2 | $ 289,000 | $ 144,500 | $ 66,000 |
| Sandusky, OH | 2 | $ 231,000 | $ 115,500 | $ 49,000 |
| Sebastian-Vero Beach, FL | 2 | $ 423,000 | $ 211,500 | $ 93,000 |
| Terre Haute, IN | 2 | $ 167,000 | $ 83,500 | $ 31,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 272,000 | $ 136,000 | $ 106,000 |
| Bowling Green, KY | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Columbus, IN | 1 | $ 66,000 | $ 66,000 | $ 53,000 |
| Flint, MI | 1 | $ 194,000 | $ 194,000 | $ 54,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 86,000 | $ 86,000 | $ 47,000 |
| Greenville, SC | 1 | $ 264,000 | $ 264,000 | $ 115,000 |
| Jackson, MI | 1 | $ 280,000 | $ 280,000 | $ 72,000 |
| Jefferson City, MO | 1 | $ 354,000 | $ 354,000 | $ 97,000 |
| Johnson City, TN | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Kalamazoo-Portage, MI | 1 | $ 364,000 | $ 364,000 | $ 144,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 66,000 | $ 66,000 | $ 12,000 |
| Lawrence, KS | 1 | $ 163,000 | $ 163,000 | $ 33,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Oklahoma City, OK | 1 | $ 238,000 | $ 238,000 | $ 78,000 |
| Panama City-Lynn Haven, FL | 1 | $ 258,000 | $ 258,000 | $ 101,000 |
| Reading, PA | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Salisbury, MD | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Spartanburg, SC | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Springfield, IL | 1 | $ 162,000 | $ 162,000 | $ 82,000 |
| Springfield, OH | 1 | $ 68,000 | $ 68,000 | $ 30,000 |
| Topeka, KS | 1 | $ 69,000 | $ 69,000 | $ 24,000 |
| Wilmington, DE-MD-NJ | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Winston-Salem, NC | 1 | $ 216,000 | $ 216,000 | $ 80,000 |
| York-Hanover, PA | 1 | $ 84,000 | $ 84,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Unimortgage LLC in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,382 | $184,489,000 | $133,000 | $640,000 | $64,000 | $504,000 |
| Refinancing | 706 | $98,562,000 | $139,000 | $646,000 | $65,000 | $720,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 762 | $95,869,000 | $125,000 | $600,000 | $61,000 | $720,000 |
| Black or African American | 544 | $66,951,000 | $123,000 | $588,000 | $63,000 | $504,000 |
| Hispanic | 393 | $67,262,000 | $171,000 | $640,000 | $78,000 | $330,000 |
| Not Provided | 348 | $47,596,000 | $136,000 | $646,000 | $59,000 | $480,000 |
| Asian | 31 | $4,332,000 | $139,000 | $464,000 | $66,000 | $150,000 |
| American Indian or Alaskan Native | 10 | $1,041,000 | $104,000 | $188,000 | $22,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,088 | $283,051,000 | $135,000 | $646,000 | $64,000 | $720,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 925 | $124,835,000 | $134,000 | $646,000 | $68,000 | $720,000 |
| Loan Originated | 698 | $93,309,000 | $133,000 | $588,000 | $60,000 | $375,000 |
| Application Approved But Not Accepted | 465 | $64,907,000 | $139,000 | $600,000 | $63,000 | $480,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Unimortgage LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Unimortgage LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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