Union Planters Bank Mortgage Lending & HMDA Data, 2003
In 2003, Union Planters Bank of Birmingham, AL reported 154,077 mortgage applications totaling $21.1 billion. The average application was for $136,638, and applicants reported an average income of $61,293. 71% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Chicago, IL (8,599), Atlanta, GA (4,222) and Oakland, CA (3,859) (applications in parentheses).
| Mortgage Company & Address | Union Planters Bank P.O. Box 10247 Birmingham, AL 35202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 154,077 |
| Total Mortgage Loan Application Amount | $21,052,899,000 |
| Average Mortgage Loan Application Amount | $136,638 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $61,293 |
| Highest Applicant Income | $9,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Union Planters Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago, IL | 8,599 | $ 1,557,948,000 | $ 181,177 | $ 59,000 |
| Atlanta, GA | 4,222 | $ 612,119,000 | $ 144,983 | $ 53,000 |
| Oakland, CA | 3,859 | $ 973,590,000 | $ 252,290 | $ 88,000 |
| Phoenix-Mesa, AZ | 3,736 | $ 547,474,000 | $ 146,540 | $ 53,000 |
| Memphis, TN-AR-MS | 3,604 | $ 469,835,000 | $ 130,364 | $ 53,000 |
| Seattle-Bellevue-Everett, WA | 3,577 | $ 731,982,000 | $ 204,635 | $ 68,000 |
| Nashville, TN | 3,185 | $ 427,706,000 | $ 134,287 | $ 60,000 |
| Los Angeles-Long Beach, CA | 2,842 | $ 622,070,000 | $ 218,884 | $ 89,000 |
| Houston, TX | 2,826 | $ 290,070,000 | $ 102,643 | $ 76,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,817 | $ 312,466,000 | $ 110,921 | $ 56,000 |
| Minneapolis-St. Paul, MN-WI | 2,656 | $ 461,216,000 | $ 173,650 | $ 73,000 |
| Jackson, MS | 2,425 | $ 258,540,000 | $ 106,614 | $ 54,000 |
| Miami, FL | 2,368 | $ 336,283,000 | $ 142,011 | $ 66,000 |
| New Orleans, LA | 2,296 | $ 279,109,000 | $ 121,563 | $ 67,000 |
| Baton Rouge, LA | 2,075 | $ 246,086,000 | $ 118,595 | $ 62,000 |
| St. Louis, MO-IL | 2,035 | $ 296,514,000 | $ 145,707 | $ 67,000 |
| Indianapolis, IN | 2,029 | $ 266,789,000 | $ 131,487 | $ 74,000 |
| Biloxi-Gulfport-Pascagoula, MS | 1,926 | $ 183,138,000 | $ 95,087 | $ 62,000 |
| San Antonio, TX | 1,900 | $ 190,327,000 | $ 100,172 | $ 58,000 |
| Denver, CO | 1,779 | $ 331,207,000 | $ 186,175 | $ 54,000 |
| Mobile, AL | 1,697 | $ 203,292,000 | $ 119,794 | $ 69,000 |
| Fort Lauderdale, FL | 1,558 | $ 231,387,000 | $ 148,515 | $ 83,000 |
| Orange County, CA | 1,496 | $ 353,524,000 | $ 236,312 | $ 85,000 |
| Las Vegas, NV-AZ | 1,444 | $ 230,894,000 | $ 159,898 | $ 58,000 |
| San Jose, CA | 1,341 | $ 386,285,000 | $ 288,057 | $ 114,000 |
| Knoxville, TN | 1,286 | $ 150,046,000 | $ 116,676 | $ 61,000 |
| Cincinnati, OH-KY-IN | 1,269 | $ 177,439,000 | $ 139,825 | $ 54,000 |
| Lafayette, IN | 1,228 | $ 137,265,000 | $ 111,779 | $ 66,000 |
| Riverside-San Bernardino, CA | 1,220 | $ 209,007,000 | $ 171,317 | $ 62,000 |
| West Palm Beach-Boca Raton, FL | 1,132 | $ 172,153,000 | $ 152,078 | $ 66,000 |
| Montgomery, AL | 1,055 | $ 133,131,000 | $ 126,190 | $ 40,000 |
| Birmingham, AL | 982 | $ 122,047,000 | $ 124,284 | $ 58,000 |
| Tacoma, WA | 977 | $ 161,884,000 | $ 165,694 | $ 57,000 |
| Springfield, MO | 913 | $ 89,614,000 | $ 98,153 | $ 45,000 |
| Columbia, MO | 853 | $ 95,271,000 | $ 111,689 | $ 61,000 |
| Detroit, MI | 806 | $ 132,742,000 | $ 164,692 | $ 70,000 |
| Baltimore, MD | 787 | $ 134,044,000 | $ 170,322 | $ 65,000 |
| Florence, AL | 761 | $ 72,879,000 | $ 95,767 | $ 51,000 |
| San Diego, CA | 751 | $ 179,734,000 | $ 239,326 | $ 95,000 |
| Orlando, FL | 734 | $ 101,548,000 | $ 138,348 | $ 64,000 |
| Bakersfield, CA | 710 | $ 75,092,000 | $ 105,763 | $ 47,000 |
| Huntsville, AL | 651 | $ 70,746,000 | $ 108,672 | $ 56,000 |
| Sacramento, CA | 619 | $ 122,021,000 | $ 197,126 | $ 84,000 |
| Portland-Vancouver, OR-WA | 612 | $ 104,269,000 | $ 170,374 | $ 73,000 |
| Vallejo-Fairfield-Napa, CA | 601 | $ 132,668,000 | $ 220,745 | $ 78,000 |
| San Francisco, CA | 566 | $ 164,019,000 | $ 289,786 | $ 118,000 |
| Greensboro--Winston-Salem--High Point, NC | 564 | $ 69,898,000 | $ 123,932 | $ 45,000 |
| Louisville, KY-IN | 544 | $ 82,594,000 | $ 151,827 | $ 71,000 |
| Hattiesburg, MS | 538 | $ 51,886,000 | $ 96,442 | $ 48,000 |
| Jackson, TN | 536 | $ 44,450,000 | $ 82,929 | $ 41,000 |
| Decatur, IL | 521 | $ 40,086,000 | $ 76,940 | $ 58,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 521 | $ 50,697,000 | $ 97,307 | $ 45,000 |
| Stockton-Lodi, CA | 470 | $ 94,941,000 | $ 202,002 | $ 83,000 |
| Decatur, AL | 458 | $ 41,415,000 | $ 90,425 | $ 51,000 |
| Fort Walton Beach, FL | 450 | $ 60,468,000 | $ 134,373 | $ 78,000 |
| Salt Lake City-Ogden, UT | 441 | $ 72,802,000 | $ 165,083 | $ 58,000 |
| Bloomington, IN | 430 | $ 54,966,000 | $ 127,827 | $ 78,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 419 | $ 51,603,000 | $ 123,157 | $ 44,000 |
| Greenville-Spartanburg-Anderson, SC | 418 | $ 38,808,000 | $ 92,842 | $ 41,000 |
| Dayton-Springfield, OH | 413 | $ 46,277,000 | $ 112,050 | $ 51,000 |
| Chattanooga, TN-GA | 390 | $ 42,493,000 | $ 108,956 | $ 49,000 |
| Tucson, AZ | 373 | $ 52,028,000 | $ 139,485 | $ 59,000 |
| Des Moines, IA | 362 | $ 47,635,000 | $ 131,588 | $ 58,000 |
| Hamilton-Middletown, OH | 355 | $ 48,760,000 | $ 137,352 | $ 49,000 |
| Sarasota-Bradenton, FL | 354 | $ 50,507,000 | $ 142,675 | $ 68,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 348 | $ 43,262,000 | $ 124,316 | $ 51,000 |
| Waterloo-Cedar Falls, IA | 340 | $ 34,674,000 | $ 101,982 | $ 61,000 |
| Daytona Beach, FL | 328 | $ 33,413,000 | $ 101,868 | $ 56,000 |
| Provo-Orem, UT | 327 | $ 50,638,000 | $ 154,856 | $ 52,000 |
| Lakeland-Winter Haven, FL | 321 | $ 33,491,000 | $ 104,333 | $ 58,000 |
| Pensacola, FL | 318 | $ 41,114,000 | $ 129,289 | $ 70,000 |
| Jonesboro, AR | 308 | $ 27,590,000 | $ 89,577 | $ 38,000 |
| Dallas, TX | 302 | $ 30,545,000 | $ 101,142 | $ 73,000 |
| Santa Cruz-Watsonville, CA | 297 | $ 87,241,000 | $ 293,740 | $ 132,000 |
| Jacksonville, FL | 296 | $ 35,113,000 | $ 118,625 | $ 68,000 |
| Boston, MA-NH | 294 | $ 68,335,000 | $ 232,431 | $ 95,000 |
| Raleigh-Durham-Chapel Hill, NC | 294 | $ 38,607,000 | $ 131,316 | $ 43,000 |
| Austin-San Marcos, TX | 287 | $ 29,927,000 | $ 104,275 | $ 51,000 |
| Lafayette, LA | 287 | $ 25,798,000 | $ 89,888 | $ 43,000 |
| Tallahassee, FL | 280 | $ 29,529,000 | $ 105,460 | $ 74,000 |
| Fresno, CA | 271 | $ 35,074,000 | $ 129,424 | $ 64,000 |
| Galveston-Texas City, TX | 248 | $ 21,560,000 | $ 86,935 | $ 68,000 |
| Brazoria, TX | 247 | $ 21,666,000 | $ 87,716 | $ 61,000 |
| Santa Fe, NM | 247 | $ 50,417,000 | $ 204,117 | $ 70,000 |
| Evansville-Henderson, IN-KY | 243 | $ 25,777,000 | $ 106,078 | $ 70,000 |
| Peoria-Pekin, IL | 243 | $ 21,955,000 | $ 90,349 | $ 67,000 |
| Panama City, FL | 226 | $ 28,192,000 | $ 124,743 | $ 88,000 |
| Bloomington-Normal, IL | 223 | $ 21,499,000 | $ 96,408 | $ 54,000 |
| Modesto, CA | 222 | $ 37,722,000 | $ 169,918 | $ 63,000 |
| Melbourne-Titusville-Palm Bay, FL | 218 | $ 25,414,000 | $ 116,577 | $ 74,000 |
| Lexington, KY | 217 | $ 25,935,000 | $ 119,516 | $ 60,000 |
| Terre Haute, IN | 216 | $ 19,315,000 | $ 89,421 | $ 70,000 |
| Kokomo, IN | 211 | $ 18,130,000 | $ 85,924 | $ 59,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 208 | $ 42,261,000 | $ 203,177 | $ 62,000 |
| Wilmington, NC | 206 | $ 24,027,000 | $ 116,635 | $ 56,000 |
| Springfield, IL | 199 | $ 17,553,000 | $ 88,206 | $ 50,000 |
| Sioux Falls, SD | 191 | $ 24,883,000 | $ 130,277 | $ 63,000 |
| St. Cloud, MN | 191 | $ 25,985,000 | $ 136,047 | $ 56,000 |
| Fort Myers-Cape Coral, FL | 188 | $ 27,493,000 | $ 146,239 | $ 101,000 |
| Fort Worth-Arlington, TX | 187 | $ 18,944,000 | $ 101,304 | $ 47,000 |
| Shreveport-Bossier City, LA | 182 | $ 19,265,000 | $ 105,851 | $ 58,000 |
| Milwaukee-Waukesha, WI | 180 | $ 28,060,000 | $ 155,888 | $ 80,000 |
| Cleveland-Lorain-Elyria, OH | 172 | $ 20,228,000 | $ 117,604 | $ 51,000 |
| Washington, DC-MD-VA-WV | 169 | $ 28,461,000 | $ 168,408 | $ 62,000 |
| Akron, OH | 168 | $ 21,190,000 | $ 126,130 | $ 86,000 |
| Colorado Springs, CO | 167 | $ 28,941,000 | $ 173,299 | $ 50,000 |
| Houma, LA | 166 | $ 16,997,000 | $ 102,391 | $ 76,000 |
| Reno, NV | 165 | $ 28,806,000 | $ 174,581 | $ 70,000 |
| Richland-Kennewick-Pasco, WA | 164 | $ 22,356,000 | $ 136,317 | $ 63,000 |
| Santa Rosa, CA | 164 | $ 42,805,000 | $ 261,006 | $ 87,000 |
| Clarksville-Hopkinsville, TN-KY | 156 | $ 13,200,000 | $ 84,615 | $ 39,000 |
| Ventura, CA | 154 | $ 39,517,000 | $ 256,603 | $ 97,000 |
| Boulder-Longmont, CO | 153 | $ 32,489,000 | $ 212,346 | $ 52,000 |
| Fort Pierce-Port St. Lucie, FL | 149 | $ 17,724,000 | $ 118,953 | $ 54,000 |
| Albuquerque, NM | 148 | $ 18,255,000 | $ 123,344 | $ 51,000 |
| Columbus, GA-AL | 148 | $ 18,688,000 | $ 126,270 | $ 62,000 |
| Columbus, OH | 148 | $ 18,965,000 | $ 128,141 | $ 74,000 |
| McAllen-Edinburg-Mission, TX | 145 | $ 13,435,000 | $ 92,655 | $ 106,000 |
| Iowa City, IA | 144 | $ 15,793,000 | $ 109,673 | $ 48,000 |
| Bremerton, WA | 140 | $ 24,090,000 | $ 172,071 | $ 58,000 |
| Fort Wayne, IN | 140 | $ 13,485,000 | $ 96,321 | $ 53,000 |
| Myrtle Beach, SC | 139 | $ 14,303,000 | $ 102,899 | $ 47,000 |
| Champaign-Urbana, IL | 137 | $ 11,983,000 | $ 87,467 | $ 51,000 |
| Hagerstown, MD | 136 | $ 16,596,000 | $ 122,029 | $ 61,000 |
| Salem, OR | 128 | $ 17,427,000 | $ 136,148 | $ 48,000 |
| Davenport-Moline-Rock Island, IA-IL | 126 | $ 13,205,000 | $ 104,801 | $ 48,000 |
| Gainesville, FL | 124 | $ 17,627,000 | $ 142,153 | $ 77,000 |
| Olympia, WA | 124 | $ 19,759,000 | $ 159,346 | $ 54,000 |
| Macon, GA | 121 | $ 11,098,000 | $ 91,719 | $ 49,000 |
| Hickory-Morganton-Lenoir, NC | 119 | $ 13,123,000 | $ 110,277 | $ 40,000 |
| Bellingham, WA | 117 | $ 17,903,000 | $ 153,017 | $ 70,000 |
| Savannah, GA | 116 | $ 19,691,000 | $ 169,750 | $ 64,000 |
| Yuma, AZ | 115 | $ 12,412,000 | $ 107,930 | $ 51,000 |
| Philadelphia, PA-NJ | 114 | $ 14,477,000 | $ 126,991 | $ 86,000 |
| Las Cruces, NM | 111 | $ 12,004,000 | $ 108,144 | $ 76,000 |
| Roanoke, VA | 110 | $ 14,745,000 | $ 134,045 | $ 52,000 |
| Athens, GA | 109 | $ 15,023,000 | $ 137,825 | $ 57,000 |
| Little Rock-North Little Rock, AR | 108 | $ 10,739,000 | $ 99,435 | $ 62,000 |
| Grand Rapids-Muskegon-Holland, MI | 106 | $ 14,076,000 | $ 132,792 | $ 50,000 |
| Ocala, FL | 106 | $ 10,465,000 | $ 98,726 | $ 67,000 |
| Fayetteville, NC | 102 | $ 8,053,000 | $ 78,950 | $ 36,000 |
| Greeley, CO | 101 | $ 17,440,000 | $ 172,673 | $ 55,000 |
| Kansas City, MO-KS | 100 | $ 14,005,000 | $ 140,050 | $ 61,000 |
| Lynchburg, VA | 96 | $ 10,573,000 | $ 110,135 | $ 47,000 |
| El Paso, TX | 92 | $ 7,040,000 | $ 76,521 | $ 53,000 |
| Auburn-Opelika, AL | 90 | $ 12,267,000 | $ 136,300 | $ 69,000 |
| Brownsville-Harlingen-San Benito, TX | 89 | $ 7,382,000 | $ 82,943 | $ 76,000 |
| Naples, FL | 85 | $ 16,327,000 | $ 192,082 | $ 135,000 |
| Fort Collins-Loveland, CO | 82 | $ 14,948,000 | $ 182,292 | $ 58,000 |
| Cedar Rapids, IA | 80 | $ 9,237,000 | $ 115,462 | $ 74,000 |
| Corpus Christi, TX | 76 | $ 6,796,000 | $ 89,421 | $ 101,000 |
| Gary, IN | 74 | $ 9,720,000 | $ 131,351 | $ 64,000 |
| Richmond-Petersburg, VA | 73 | $ 9,245,000 | $ 126,643 | $ 47,000 |
| Ann Arbor, MI | 72 | $ 13,791,000 | $ 191,541 | $ 93,000 |
| Columbia, SC | 72 | $ 6,409,000 | $ 89,013 | $ 54,000 |
| Tuscaloosa, AL | 71 | $ 8,080,000 | $ 113,802 | $ 55,000 |
| Anniston, AL | 70 | $ 4,781,000 | $ 68,300 | $ 68,000 |
| Omaha, NE-IA | 70 | $ 7,182,000 | $ 102,600 | $ 96,000 |
| Danville, VA | 68 | $ 6,031,000 | $ 88,691 | $ 42,000 |
| Flagstaff, AZ-UT | 67 | $ 10,135,000 | $ 151,268 | $ 77,000 |
| Albany, GA | 66 | $ 6,380,000 | $ 96,666 | $ 44,000 |
| Pittsburgh, PA | 62 | $ 5,685,000 | $ 91,693 | $ 68,000 |
| Salinas, CA | 62 | $ 15,564,000 | $ 251,032 | $ 116,000 |
| Eugene-Springfield, OR | 60 | $ 8,869,000 | $ 147,816 | $ 123,000 |
| Rockford, IL | 57 | $ 7,022,000 | $ 123,192 | $ 63,000 |
| Gadsden, AL | 55 | $ 4,377,000 | $ 79,581 | $ 48,000 |
| Harrisburg-Lebanon-Carlisle, PA | 54 | $ 6,102,000 | $ 113,000 | $ 61,000 |
| Punta Gorda, FL | 54 | $ 6,649,000 | $ 123,129 | $ 41,000 |
| Asheville, NC | 53 | $ 6,691,000 | $ 126,245 | $ 74,000 |
| Lake Charles, LA | 53 | $ 4,643,000 | $ 87,603 | $ 40,000 |
| Lincoln, NE | 53 | $ 5,472,000 | $ 103,245 | $ 44,000 |
| Merced, CA | 52 | $ 8,123,000 | $ 156,211 | $ 71,000 |
| Flint, MI | 48 | $ 4,303,000 | $ 89,645 | $ 57,000 |
| Beaumont-Port Arthur, TX | 46 | $ 4,121,000 | $ 89,586 | $ 43,000 |
| Kalamazoo-Battle Creek, MI | 46 | $ 7,446,000 | $ 161,869 | $ 78,000 |
| Rochester, MN | 46 | $ 7,093,000 | $ 154,195 | $ 61,000 |
| Fayetteville-Springdale-Rogers, AR | 44 | $ 4,940,000 | $ 112,272 | $ 60,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 44 | $ 10,926,000 | $ 248,318 | $ 76,000 |
| Bryan-College Station, TX | 43 | $ 2,199,000 | $ 51,139 | $ 67,000 |
| Kenosha, WI | 43 | $ 5,262,000 | $ 122,372 | $ 32,000 |
| Joplin, MO | 41 | $ 3,186,000 | $ 77,707 | $ 35,000 |
| Augusta-Aiken, GA-SC | 39 | $ 3,206,000 | $ 82,205 | $ 42,000 |
| Oklahoma City, OK | 39 | $ 3,410,000 | $ 87,435 | $ 64,000 |
| Waco, TX | 38 | $ 2,947,000 | $ 77,552 | $ 56,000 |
| Dothan, AL | 37 | $ 3,914,000 | $ 105,783 | $ 47,000 |
| Charleston-North Charleston, SC | 36 | $ 4,720,000 | $ 131,111 | $ 72,000 |
| Yolo, CA | 36 | $ 7,859,000 | $ 218,305 | $ 86,000 |
| Yakima, WA | 35 | $ 4,873,000 | $ 139,228 | $ 80,000 |
| Sumter, SC | 34 | $ 2,675,000 | $ 78,676 | $ 35,000 |
| Spokane, WA | 33 | $ 3,759,000 | $ 113,909 | $ 54,000 |
| Alexandria, LA | 32 | $ 3,126,000 | $ 97,687 | $ 59,000 |
| Goldsboro, NC | 32 | $ 3,058,000 | $ 95,562 | $ 20,000 |
| Lancaster, PA | 32 | $ 3,295,000 | $ 102,968 | $ 64,000 |
| Visalia-Tulare-Porterville, CA | 30 | $ 3,166,000 | $ 105,533 | $ 40,000 |
| Barnstable-Yarmouth, MA | 29 | $ 6,187,000 | $ 213,344 | $ 108,000 |
| Duluth-Superior, MN-WI | 29 | $ 2,890,000 | $ 99,655 | $ 33,000 |
| Redding, CA | 29 | $ 4,417,000 | $ 152,310 | $ 75,000 |
| Toledo, OH | 29 | $ 2,698,000 | $ 93,034 | $ 51,000 |
| Odessa-Midland, TX | 28 | $ 2,207,000 | $ 78,821 | $ 55,000 |
| Elkhart-Goshen, IN | 27 | $ 2,870,000 | $ 106,296 | $ 65,000 |
| Longview-Marshall, TX | 27 | $ 1,569,000 | $ 58,111 | $ 62,000 |
| Laredo, TX | 26 | $ 2,607,000 | $ 100,269 | $ 61,000 |
| Texarkana, TX-AR | 26 | $ 2,690,000 | $ 103,461 | $ 58,000 |
| Tulsa, OK | 26 | $ 4,471,000 | $ 171,961 | $ 66,000 |
| Lansing-East Lansing, MI | 25 | $ 3,457,000 | $ 138,280 | $ 74,000 |
| Benton Harbor, MI | 24 | $ 3,379,000 | $ 140,791 | $ 101,000 |
| Saginaw-Bay City-Midland, MI | 24 | $ 2,554,000 | $ 106,416 | $ 49,000 |
| Victoria, TX | 24 | $ 2,065,000 | $ 86,041 | $ 28,000 |
| Youngstown-Warren, OH | 24 | $ 2,267,000 | $ 94,458 | $ 57,000 |
| Allentown-Bethlehem-Easton, PA | 23 | $ 2,154,000 | $ 93,652 | $ 55,000 |
| Brockton, MA | 22 | $ 4,172,000 | $ 189,636 | $ 61,000 |
| Lima, OH | 22 | $ 2,215,000 | $ 100,681 | $ 46,000 |
| Chico-Paradise, CA | 21 | $ 3,197,000 | $ 152,238 | $ 100,000 |
| Greenville, NC | 21 | $ 1,916,000 | $ 91,238 | $ 60,000 |
| South Bend, IN | 21 | $ 1,747,000 | $ 83,190 | $ 72,000 |
| Medford-Ashland, OR | 20 | $ 2,669,000 | $ 133,450 | $ 53,000 |
| Topeka, KS | 20 | $ 1,382,000 | $ 69,100 | $ 35,000 |
| Wilmington-Newark, DE-MD | 20 | $ 2,754,000 | $ 137,700 | $ 70,000 |
| Canton-Massillon, OH | 19 | $ 1,817,000 | $ 95,631 | $ 51,000 |
| Killeen-Temple, TX | 19 | $ 1,373,000 | $ 72,263 | $ 50,000 |
| Monroe, LA | 18 | $ 1,624,000 | $ 90,222 | $ 40,000 |
| Lubbock, TX | 17 | $ 1,270,000 | $ 74,705 | $ 70,000 |
| Charleston, WV | 16 | $ 1,897,000 | $ 118,562 | $ 64,000 |
| Kankakee, IL | 16 | $ 4,336,000 | $ 271,000 | $ 51,000 |
| Madison, WI | 16 | $ 2,374,000 | $ 148,375 | $ 36,000 |
| Nassau-Suffolk, NY | 16 | $ 1,198,000 | $ 74,875 | $ 29,000 |
| Pocatello, ID | 15 | $ 1,431,000 | $ 95,400 | $ 45,000 |
| Rapid City, SD | 15 | $ 2,577,000 | $ 171,800 | $ 112,000 |
| Wheeling, WV-OH | 15 | $ 1,202,000 | $ 80,133 | $ 50,000 |
| Boise City, ID | 14 | $ 2,188,000 | $ 156,285 | $ 94,000 |
| Jacksonville, NC | 13 | $ 987,000 | $ 75,923 | $ 34,000 |
| Muncie, IN | 13 | $ 1,535,000 | $ 118,076 | $ 95,000 |
| Pueblo, CO | 13 | $ 1,620,000 | $ 124,615 | $ 47,000 |
| Racine, WI | 13 | $ 1,563,000 | $ 120,230 | $ 47,000 |
| Pine Bluff, AR | 12 | $ 695,000 | $ 57,916 | $ 24,000 |
| Reading, PA | 12 | $ 1,131,000 | $ 94,250 | $ 39,000 |
| Sharon, PA | 12 | $ 1,089,000 | $ 90,750 | $ 61,000 |
| Fargo-Moorhead, ND-MN | 10 | $ 915,000 | $ 91,500 | $ 40,000 |
| Fort Smith, AR-OK | 10 | $ 1,211,000 | $ 121,100 | $ 67,000 |
| Grand Junction, CO | 10 | $ 1,568,000 | $ 156,800 | $ 86,000 |
| Rochester, NY | 10 | $ 586,000 | $ 58,600 | $ 18,000 |
| Wichita, KS | 10 | $ 1,110,000 | $ 111,000 | $ 84,000 |
| Jackson, MI | 9 | $ 1,368,000 | $ 152,000 | $ 43,000 |
| Sioux City, IA-NE | 9 | $ 785,000 | $ 87,222 | $ 35,000 |
| Yuba City, CA | 9 | $ 1,348,000 | $ 149,777 | $ 52,000 |
| Corvallis, OR | 8 | $ 1,241,000 | $ 155,125 | $ 73,000 |
| Dubuque, IA | 8 | $ 665,000 | $ 83,125 | $ 42,000 |
| Janesville-Beloit, WI | 8 | $ 819,000 | $ 102,375 | $ 50,000 |
| Wausau, WI | 8 | $ 626,000 | $ 78,250 | $ 47,000 |
| York, PA | 8 | $ 937,000 | $ 117,125 | $ 69,000 |
| Charlottesville, VA | 7 | $ 1,440,000 | $ 205,714 | $ 65,000 |
| Great Falls, MT | 7 | $ 947,000 | $ 135,285 | $ 88,000 |
| Rocky Mount, NC | 7 | $ 821,000 | $ 117,285 | $ 66,000 |
| Appleton-Oshkosh-Neenah, WI | 6 | $ 590,000 | $ 98,333 | $ 18,000 |
| Billings, MT | 6 | $ 641,000 | $ 106,833 | $ 65,000 |
| Florence, SC | 6 | $ 522,000 | $ 87,000 | $ 54,000 |
| Hartford, CT | 6 | $ 539,000 | $ 89,833 | $ 101,000 |
| Lowell, MA-NH | 6 | $ 1,201,000 | $ 200,166 | $ 78,000 |
| New York, NY | 6 | $ 503,000 | $ 83,833 | $ 4,000 |
| Sherman-Denison, TX | 6 | $ 652,000 | $ 108,666 | $ 74,000 |
| Springfield, MA | 6 | $ 720,000 | $ 120,000 | $ 76,000 |
| Steubenville-Weirton, OH-WV | 6 | $ 269,000 | $ 44,833 | $ 33,000 |
| Syracuse, NY | 6 | $ 302,000 | $ 50,333 | $ 46,000 |
| Abilene, TX | 5 | $ 470,000 | $ 94,000 | $ 25,000 |
| Cumberland, MD-WV | 5 | $ 641,000 | $ 128,200 | $ 74,000 |
| Dover, DE | 5 | $ 576,000 | $ 115,200 | $ 83,000 |
| Johnstown, PA | 5 | $ 403,000 | $ 80,600 | $ 94,000 |
| Lawrence, MA-NH | 5 | $ 904,000 | $ 180,800 | $ 46,000 |
| Mansfield, OH | 5 | $ 559,000 | $ 111,800 | $ 47,000 |
| Monmouth-Ocean, NJ | 5 | $ 778,000 | $ 155,600 | $ 100,000 |
| New Haven-Meriden, CT | 5 | $ 596,000 | $ 119,200 | $ 94,000 |
| Worcester, MA-CT | 5 | $ 1,128,000 | $ 225,600 | $ 85,000 |
| Amarillo, TX | 4 | $ 581,000 | $ 145,250 | $ 114,000 |
| Bismarck, ND | 4 | $ 272,000 | $ 68,000 | $ 15,000 |
| Cheyenne, WY | 4 | $ 425,000 | $ 106,250 | $ 68,000 |
| Dutchess County, NY | 4 | $ 174,000 | $ 43,500 | $ 0 |
| Green Bay, WI | 4 | $ 620,000 | $ 155,000 | $ 26,000 |
| San Angelo, TX | 4 | $ 216,000 | $ 54,000 | $ 24,000 |
| Williamsport, PA | 4 | $ 392,000 | $ 98,000 | $ 53,000 |
| Anchorage, AK | 3 | $ 309,000 | $ 103,000 | $ 44,000 |
| Atlantic-Cape May, NJ | 3 | $ 204,000 | $ 68,000 | $ 19,000 |
| Fitchburg-Leominster, MA | 3 | $ 584,000 | $ 194,666 | $ 130,000 |
| Lawrence, KS | 3 | $ 560,000 | $ 186,666 | $ 75,000 |
| Newark, NJ | 3 | $ 225,000 | $ 75,000 | $ 30,000 |
| Owensboro, KY | 3 | $ 272,000 | $ 90,666 | $ 56,000 |
| Bergen-Passaic, NJ | 2 | $ 570,000 | $ 285,000 | $ 69,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 101,000 | $ 50,500 | $ 0 |
| Eau Claire, WI | 2 | $ 331,000 | $ 165,500 | $ 72,000 |
| Erie, PA | 2 | $ 131,000 | $ 65,500 | $ 46,000 |
| Grand Forks, ND-MN | 2 | $ 298,000 | $ 149,000 | $ 96,000 |
| La Crosse, WI-MN | 2 | $ 421,000 | $ 210,500 | $ 0 |
| Lawton, OK | 2 | $ 123,000 | $ 61,500 | $ 57,000 |
| Lewiston-Auburn, ME | 2 | $ 167,000 | $ 83,500 | $ 16,000 |
| Middlesex-Somerset-Hunterdon, NJ | 2 | $ 309,000 | $ 154,500 | $ 190,000 |
| Missoula, MT | 2 | $ 198,000 | $ 99,000 | $ 68,000 |
| Newburgh, NY-PA | 2 | $ 519,000 | $ 259,500 | $ 14,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 356,000 | $ 178,000 | $ 90,000 |
| Sheboygan, WI | 2 | $ 171,000 | $ 85,500 | $ 36,000 |
| St. Joseph, MO | 2 | $ 190,000 | $ 95,000 | $ 22,000 |
| Tyler, TX | 2 | $ 398,000 | $ 199,000 | $ 77,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Altoona, PA | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Bridgeport, CT | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Burlington, VT | 1 | $ 152,000 | $ 152,000 | $ 131,000 |
| Danbury, CT | 1 | $ 177,000 | $ 177,000 | $ 268,000 |
| Enid, OK | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Honolulu, HI | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 66,000 | $ 66,000 | $ 138,000 |
| Jersey City, NJ | 1 | $ 98,000 | $ 98,000 | $ 0 |
| New Bedford, MA | 1 | $ 272,000 | $ 272,000 | $ 134,000 |
| Parkersburg-Marietta, WV-OH | 1 | $ 53,000 | $ 53,000 | $ 95,000 |
| State College, PA | 1 | $ 252,000 | $ 252,000 | $ 83,000 |
| Utica-Rome, NY | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 33,000 | $ 33,000 | $ 127,000 |
Mortgage Loan Application Detail Totals for Union Planters Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 110,805 | $15,701,769,000 | $129,020 | $6,150,000 | $62,285 | $9,600,000 |
| Home Purchase (one-to-four family) | 41,098 | $5,193,273,000 | $161,148 | $2,550,000 | $78,021 | $3,000,000 |
| Home Improvement (one-to-four family) | 1,971 | $32,101,000 | $26,473 | $800,000 | $91,157 | $1,665,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 203 | $125,756,000 | $811,769 | $15,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 107,979 | $14,512,344,000 | $151,360 | $5,100,000 | $81,340 | $9,600,000 |
| Information not provided by applicant in mail or telephone application | 12,664 | $1,641,880,000 | $116,530 | $3,000,000 | $62,857 | $2,684,000 |
| Hispanic | 11,473 | $1,609,725,000 | $118,605 | $6,150,000 | $50,605 | $2,400,000 |
| Black | 10,686 | $1,180,348,000 | $115,463 | $1,376,000 | $54,439 | $1,850,000 |
| Asian or Pacific Islander | 6,601 | $1,346,266,000 | $149,138 | $1,000,000 | $70,388 | $989,000 |
| Not applicable | 3,137 | $513,213,000 | $194,617 | $15,000,000 | $13,000 | $1,604,000 |
| Other | 1,126 | $191,373,000 | $152,540 | $1,350,000 | $77,108 | $1,200,000 |
| American Indian or Alaskan Native | 411 | $57,750,000 | $128,781 | $1,151,000 | $68,812 | $852,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 137,502 | $19,237,327,000 | $154,140 | $15,000,000 | $84,860 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 12,399 | $1,317,575,000 | $98,909 | $358,000 | $27,750 | $1,563,000 |
| VA-guaranteed (Veterans Administration) | 3,712 | $460,180,000 | $115,615 | $321,000 | $28,538 | $1,224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 464 | $37,817,000 | $105,227 | $700,000 | $42,818 | $504,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 109,114 | $14,969,660,000 | $151,469 | $15,000,000 | $77,428 | $4,440,000 |
| Application Denied By Financial Institution | 24,293 | $3,225,334,000 | $123,760 | $1,500,000 | $55,369 | $1,992,000 |
| Application Approved But Not Accepted | 10,206 | $1,595,427,000 | $130,333 | $1,400,000 | $64,312 | $3,354,000 |
| Application Withdrawn By Applicant | 6,535 | $772,770,000 | $130,190 | $6,150,000 | $76,404 | $9,600,000 |
| Loan Purchased By The Institution | 2,802 | $370,158,000 | $140,515 | $2,550,000 | $393 | $255,000 |
| File Closed For Incompleteness | 1,127 | $119,550,000 | $109,550 | $505,000 | $73,825 | $2,160,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 7,161 | $1,143,652,000 | $133,025 | $1,000,000 | $61,128 | $1,992,000 |
| Other | 6,223 | $910,419,000 | $129,800 | $1,440,000 | $54,200 | $1,095,000 |
| Credit History | 5,331 | $506,397,000 | $111,023 | $1,250,000 | $58,690 | $691,000 |
| Debt-To-Income Ratio | 2,324 | $250,180,000 | $126,350 | $1,356,000 | $48,175 | $1,140,000 |
| Unverifiable Information | 1,208 | $161,218,000 | $132,194 | $930,000 | $73,000 | $1,800,000 |
| Collateral | 1,188 | $138,367,000 | $138,375 | $1,500,000 | $68,125 | $670,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 550 | $76,466,000 | $122,342 | $619,000 | $50,428 | $790,000 |
| Employment History | 281 | $36,300,000 | $106,666 | $532,000 | $47,666 | $396,000 |
| Mortgage Insurance Denied | 27 | $2,335,000 | $92,333 | $178,000 | $46,416 | $152,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Planters Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Planters Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.
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