Union Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Union Savings Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Savings Bank 8534 E Kemper Rd Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 16,495 |
| Total Mortgage Loan Application Amount | $2,811,467,000 |
| Average Mortgage Loan Application Amount | $169,000 |
| Highest Mortgage Loan Application Amount | $4,700,000 |
| Average Applicant Income | $97,666 |
| Highest Applicant Income | $1,812,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Ohio | 2,292 | $ 441,886,000 | $ 192,000 | $ 111,000 |
| Franklin County Ohio | 2,180 | $ 360,038,000 | $ 165,000 | $ 95,000 |
| Montgomery County Ohio | 1,853 | $ 252,834,000 | $ 136,000 | $ 82,000 |
| Butler County Ohio | 1,303 | $ 196,901,000 | $ 151,000 | $ 86,000 |
| Warren County Ohio | 1,198 | $ 232,770,000 | $ 194,000 | $ 106,000 |
| Marion County Indiana | 973 | $ 136,738,000 | $ 140,000 | $ 85,000 |
| Hamilton County Indiana | 877 | $ 178,659,000 | $ 203,000 | $ 115,000 |
| Delaware County Ohio | 640 | $ 150,095,000 | $ 234,000 | $ 121,000 |
| Clermont County Ohio | 568 | $ 100,252,000 | $ 176,000 | $ 101,000 |
| Greene County Ohio | 540 | $ 90,851,000 | $ 168,000 | $ 94,000 |
| Fairfield County Ohio | 349 | $ 53,723,000 | $ 153,000 | $ 83,000 |
| Miami County Ohio | 335 | $ 47,780,000 | $ 142,000 | $ 77,000 |
| Johnson County Indiana | 258 | $ 41,839,000 | $ 162,000 | $ 88,000 |
| Bartholomew County Indiana | 243 | $ 37,581,000 | $ 154,000 | $ 89,000 |
| Licking County Ohio | 206 | $ 31,741,000 | $ 154,000 | $ 83,000 |
| Hendricks County Indiana | 201 | $ 34,090,000 | $ 169,000 | $ 99,000 |
| Allen County Indiana | 190 | $ 24,273,000 | $ 127,000 | $ 78,000 |
| Hancock County Indiana | 134 | $ 21,300,000 | $ 158,000 | $ 88,000 |
| Kenton County Kentucky | 134 | $ 23,281,000 | $ 173,000 | $ 114,000 |
| Union County Ohio | 124 | $ 29,197,000 | $ 235,000 | $ 129,000 |
| Clark County Ohio | 111 | $ 13,777,000 | $ 124,000 | $ 73,000 |
| Boone County Indiana | 110 | $ 22,985,000 | $ 208,000 | $ 143,000 |
| Campbell County Kentucky | 110 | $ 20,366,000 | $ 185,000 | $ 100,000 |
| Boone County Kentucky | 104 | $ 17,848,000 | $ 171,000 | $ 100,000 |
| Pickaway County Ohio | 82 | $ 12,442,000 | $ 151,000 | $ 79,000 |
| Monroe County Indiana | 77 | $ 11,233,000 | $ 145,000 | $ 85,000 |
| Shelby County Ohio | 74 | $ 9,597,000 | $ 129,000 | $ 70,000 |
| Morgan County Indiana | 60 | $ 9,741,000 | $ 162,000 | $ 96,000 |
| Madison County Ohio | 52 | $ 8,718,000 | $ 167,000 | $ 87,000 |
| Preble County Ohio | 49 | $ 5,461,000 | $ 111,000 | $ 80,000 |
| Madison County Indiana | 46 | $ 5,581,000 | $ 121,000 | $ 79,000 |
| Champaign County Ohio | 44 | $ 6,303,000 | $ 143,000 | $ 69,000 |
| Clinton County Ohio | 42 | $ 6,838,000 | $ 162,000 | $ 77,000 |
| Logan County Ohio | 41 | $ 6,275,000 | $ 153,000 | $ 94,000 |
| Brown County Ohio | 37 | $ 5,349,000 | $ 144,000 | $ 87,000 |
| Knox County Ohio | 33 | $ 5,051,000 | $ 153,000 | $ 89,000 |
| Darke County Ohio | 31 | $ 3,513,000 | $ 113,000 | $ 66,000 |
| Shelby County Indiana | 29 | $ 4,963,000 | $ 171,000 | $ 116,000 |
| Dearborn County Indiana | 27 | $ 4,113,000 | $ 152,000 | $ 89,000 |
| Perry County Ohio | 26 | $ 3,847,000 | $ 147,000 | $ 74,000 |
| Hocking County Ohio | 23 | $ 2,948,000 | $ 128,000 | $ 86,000 |
| Brown County Indiana | 22 | $ 3,438,000 | $ 156,000 | $ 95,000 |
| Muskingum County Ohio | 18 | $ 2,824,000 | $ 156,000 | $ 83,000 |
| Orange County California | 17 | $ 17,956,000 | $ 1,056,000 | $ 159,000 |
| Kosciusko County Indiana | 17 | $ 2,409,000 | $ 141,000 | $ 94,000 |
| Richland County Ohio | 17 | $ 2,014,000 | $ 118,000 | $ 90,000 |
| Morrow County Ohio | 15 | $ 1,791,000 | $ 119,000 | $ 89,000 |
| Ross County Ohio | 15 | $ 1,898,000 | $ 126,000 | $ 78,000 |
| Howard County Indiana | 13 | $ 1,790,000 | $ 137,000 | $ 95,000 |
| Tipton County Indiana | 13 | $ 1,323,000 | $ 101,000 | $ 72,000 |
| Steuben County Indiana | 12 | $ 2,041,000 | $ 170,000 | $ 97,000 |
| Highland County Ohio | 12 | $ 1,960,000 | $ 163,000 | $ 101,000 |
| Jackson County Indiana | 11 | $ 1,228,000 | $ 111,000 | $ 64,000 |
| Whitley County Indiana | 11 | $ 1,152,000 | $ 104,000 | $ 66,000 |
| Fayette County Kentucky | 11 | $ 1,190,000 | $ 108,000 | $ 82,000 |
| Marion County Ohio | 11 | $ 2,594,000 | $ 235,000 | $ 88,000 |
| Franklin County Indiana | 10 | $ 1,756,000 | $ 175,000 | $ 104,000 |
| Putnam County Indiana | 10 | $ 1,502,000 | $ 150,000 | $ 100,000 |
| Athens County Ohio | 10 | $ 1,826,000 | $ 182,000 | $ 255,000 |
| Cuyahoga County Ohio | 10 | $ 1,201,000 | $ 120,000 | $ 91,000 |
| DeKalb County Indiana | 9 | $ 889,000 | $ 98,000 | $ 53,000 |
| Lawrence County Indiana | 9 | $ 935,000 | $ 103,000 | $ 49,000 |
| Decatur County Indiana | 8 | $ 870,000 | $ 108,000 | $ 89,000 |
| Delaware County Indiana | 8 | $ 1,340,000 | $ 167,000 | $ 115,000 |
| Noble County Indiana | 8 | $ 1,089,000 | $ 136,000 | $ 91,000 |
| Tippecanoe County Indiana | 8 | $ 939,000 | $ 117,000 | $ 64,000 |
| Fayette County Ohio | 8 | $ 1,071,000 | $ 133,000 | $ 84,000 |
| Summit County Ohio | 8 | $ 1,224,000 | $ 153,000 | $ 95,000 |
| San Diego County California | 7 | $ 7,056,000 | $ 1,008,000 | $ 84,000 |
| Lee County Florida | 7 | $ 1,367,000 | $ 195,000 | $ 121,000 |
| Greene County Indiana | 7 | $ 664,000 | $ 94,000 | $ 57,000 |
| Vanderburgh County Indiana | 7 | $ 773,000 | $ 110,000 | $ 50,000 |
| Lucas County Ohio | 7 | $ 1,085,000 | $ 155,000 | $ 127,000 |
| Floyd County Indiana | 6 | $ 1,226,000 | $ 204,000 | $ 114,000 |
| Grant County Indiana | 6 | $ 781,000 | $ 130,000 | $ 66,000 |
| Henry County Indiana | 6 | $ 615,000 | $ 102,000 | $ 56,000 |
| Lake County Indiana | 6 | $ 985,000 | $ 164,000 | $ 121,000 |
| St. Joseph County Indiana | 6 | $ 1,141,000 | $ 190,000 | $ 195,000 |
| Stark County Ohio | 6 | $ 797,000 | $ 132,000 | $ 86,000 |
| Jennings County Indiana | 5 | $ 543,000 | $ 108,000 | $ 70,000 |
| LaGrange County Indiana | 5 | $ 469,000 | $ 93,000 | $ 58,000 |
| Montgomery County Indiana | 5 | $ 845,000 | $ 169,000 | $ 90,000 |
| Owen County Indiana | 5 | $ 564,000 | $ 112,000 | $ 54,000 |
| Wayne County Indiana | 5 | $ 532,000 | $ 106,000 | $ 51,000 |
| Hancock County Ohio | 5 | $ 617,000 | $ 123,000 | $ 80,000 |
| Lorain County Ohio | 5 | $ 710,000 | $ 142,000 | $ 114,000 |
| Collier County Florida | 4 | $ 1,022,000 | $ 255,000 | $ 253,000 |
| Palm Beach County Florida | 4 | $ 3,329,000 | $ 832,000 | $ 93,000 |
| Clark County Indiana | 4 | $ 461,000 | $ 115,000 | $ 52,000 |
| Clay County Indiana | 4 | $ 1,026,000 | $ 256,000 | $ 97,000 |
| Elkhart County Indiana | 4 | $ 713,000 | $ 178,000 | $ 77,000 |
| Huntington County Indiana | 4 | $ 414,000 | $ 103,000 | $ 55,000 |
| Jefferson County Indiana | 4 | $ 753,000 | $ 188,000 | $ 77,000 |
| Parke County Indiana | 4 | $ 345,000 | $ 86,000 | $ 86,000 |
| Ripley County Indiana | 4 | $ 374,000 | $ 93,000 | $ 59,000 |
| Rush County Indiana | 4 | $ 433,000 | $ 108,000 | $ 43,000 |
| Vigo County Indiana | 4 | $ 609,000 | $ 152,000 | $ 58,000 |
| Wells County Indiana | 4 | $ 362,000 | $ 90,000 | $ 74,000 |
| Grant County Kentucky | 4 | $ 903,000 | $ 225,000 | $ 126,000 |
| Jefferson County Kentucky | 4 | $ 740,000 | $ 185,000 | $ 111,000 |
| Auglaize County Ohio | 4 | $ 431,000 | $ 107,000 | $ 83,000 |
| Ottawa County Ohio | 4 | $ 470,000 | $ 117,000 | $ 137,000 |
| Los Angeles County California | 3 | $ 4,155,000 | $ 1,385,000 | $ 63,000 |
| Hillsborough County Florida | 3 | $ 401,000 | $ 133,000 | $ 198,000 |
| LaPorte County Indiana | 3 | $ 296,000 | $ 98,000 | $ 43,000 |
| Miami County Indiana | 3 | $ 532,000 | $ 177,000 | $ 73,000 |
| Warrick County Indiana | 3 | $ 562,000 | $ 187,000 | $ 121,000 |
| White County Indiana | 3 | $ 330,000 | $ 110,000 | $ 91,000 |
| Gallatin County Kentucky | 3 | $ 480,000 | $ 160,000 | $ 130,000 |
| Pulaski County Kentucky | 3 | $ 629,000 | $ 209,000 | $ 163,000 |
| Scott County Kentucky | 3 | $ 754,000 | $ 251,000 | $ 123,000 |
| Adams County Ohio | 3 | $ 318,000 | $ 106,000 | $ 63,000 |
| Carroll County Ohio | 3 | $ 364,000 | $ 121,000 | $ 107,000 |
| Coshocton County Ohio | 3 | $ 559,000 | $ 186,000 | $ 82,000 |
| Trumbull County Ohio | 3 | $ 313,000 | $ 104,000 | $ 54,000 |
| Campbell County Tennessee | 3 | $ 1,689,000 | $ 563,000 | $ 222,000 |
| Brevard County Florida | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Martin County Florida | 2 | $ 764,000 | $ 382,000 | $ 392,000 |
| Sarasota County Florida | 2 | $ 227,000 | $ 113,000 | $ 76,000 |
| Sumter County Florida | 2 | $ 237,000 | $ 118,000 | $ 49,000 |
| Volusia County Florida | 2 | $ 214,000 | $ 107,000 | $ 48,000 |
| Adams County Indiana | 2 | $ 245,000 | $ 122,000 | $ 68,000 |
| Clinton County Indiana | 2 | $ 284,000 | $ 142,000 | $ 125,000 |
| Daviess County Indiana | 2 | $ 466,000 | $ 233,000 | $ 104,000 |
| Harrison County Indiana | 2 | $ 226,000 | $ 113,000 | $ 105,000 |
| Perry County Indiana | 2 | $ 289,000 | $ 144,000 | $ 58,000 |
| Porter County Indiana | 2 | $ 427,000 | $ 213,000 | $ 105,000 |
| Union County Indiana | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Washington County Indiana | 2 | $ 472,000 | $ 236,000 | $ 87,000 |
| Bracken County Kentucky | 2 | $ 259,000 | $ 129,000 | $ 26,000 |
| Jessamine County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 88,000 |
| Knox County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Oldham County Kentucky | 2 | $ 441,000 | $ 220,000 | $ 120,000 |
| Pendleton County Kentucky | 2 | $ 178,000 | $ 89,000 | $ 71,000 |
| Emmet County Michigan | 2 | $ 2,439,000 | $ 1,219,000 | $ 497,000 |
| Oakland County Michigan | 2 | $ 546,000 | $ 273,000 | $ 48,000 |
| Clark County Nevada | 2 | $ 666,000 | $ 333,000 | $ 98,000 |
| Forsyth County North Carolina | 2 | $ 194,000 | $ 97,000 | $ 107,000 |
| Allen County Ohio | 2 | $ 147,000 | $ 73,000 | $ 60,000 |
| Ashland County Ohio | 2 | $ 276,000 | $ 138,000 | $ 47,000 |
| Belmont County Ohio | 2 | $ 114,000 | $ 57,000 | $ 91,000 |
| Crawford County Ohio | 2 | $ 435,000 | $ 217,000 | $ 30,000 |
| Erie County Ohio | 2 | $ 209,000 | $ 104,000 | $ 144,000 |
| Lake County Ohio | 2 | $ 203,000 | $ 101,000 | $ 39,000 |
| Mercer County Ohio | 2 | $ 335,000 | $ 167,000 | $ 25,000 |
| Morgan County Ohio | 2 | $ 145,000 | $ 72,000 | $ 70,000 |
| Pike County Ohio | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Washington County Ohio | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| Wayne County Ohio | 2 | $ 956,000 | $ 478,000 | $ 22,000 |
| Horry County South Carolina | 2 | $ 236,000 | $ 118,000 | $ 108,000 |
| Loudon County Tennessee | 2 | $ 636,000 | $ 318,000 | $ 93,000 |
| Sevier County Tennessee | 2 | $ 422,000 | $ 211,000 | $ 140,000 |
| Williamson County Tennessee | 2 | $ 463,000 | $ 231,000 | $ 176,000 |
| Harrison County West Virginia | 2 | $ 240,000 | $ 120,000 | $ 34,000 |
| Maricopa County Arizona | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Saline County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 79,000 |
| Mendocino County California | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Riverside County California | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Santa Clara County California | 1 | $ 700,000 | $ 700,000 | $ 156,000 |
| Denver County Colorado | 1 | $ 260,000 | $ 260,000 | $ 95,000 |
| Eagle County Colorado | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Grand County Colorado | 1 | $ 140,000 | $ 140,000 | $ 200,000 |
| Alachua County Florida | 1 | $ 77,000 | $ 77,000 | $ 80,000 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Manatee County Florida | 1 | $ 126,000 | $ 126,000 | $ 188,000 |
| Marion County Florida | 1 | $ 238,000 | $ 238,000 | $ 103,000 |
| Monroe County Florida | 1 | $ 238,000 | $ 238,000 | $ 228,000 |
| Okaloosa County Florida | 1 | $ 100,000 | $ 100,000 | $ 128,000 |
| Pinellas County Florida | 1 | $ 164,000 | $ 164,000 | $ 187,000 |
| Walton County Florida | 1 | $ 676,000 | $ 676,000 | $ 408,000 |
| Cherokee County Georgia | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Coweta County Georgia | 1 | $ 117,000 | $ 117,000 | $ 85,000 |
| Fayette County Georgia | 1 | $ 323,000 | $ 323,000 | $ 198,000 |
| Fulton County Georgia | 1 | $ 150,000 | $ 150,000 | $ 200,000 |
| Greene County Georgia | 1 | $ 2,404,000 | $ 2,404,000 | $ 605,000 |
| Bonneville County Idaho | 1 | $ 350,000 | $ 350,000 | $ 135,000 |
| Cook County Illinois | 1 | $ 94,000 | $ 94,000 | $ 152,000 |
| Lake County Illinois | 1 | $ 1,260,000 | $ 1,260,000 | $ 133,000 |
| Cass County Indiana | 1 | $ 110,000 | $ 110,000 | $ 94,000 |
| Crawford County Indiana | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Fayette County Indiana | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Fountain County Indiana | 1 | $ 127,000 | $ 127,000 | $ 79,000 |
| Gibson County Indiana | 1 | $ 119,000 | $ 119,000 | $ 36,000 |
| Ohio County Indiana | 1 | $ 99,000 | $ 99,000 | $ 100,000 |
| Orange County Indiana | 1 | $ 83,000 | $ 83,000 | $ 39,000 |
| Pulaski County Indiana | 1 | $ 41,000 | $ 41,000 | $ 45,000 |
| Randolph County Indiana | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
| Scott County Indiana | 1 | $ 108,000 | $ 108,000 | $ 65,000 |
| Starke County Indiana | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Wabash County Indiana | 1 | $ 60,000 | $ 60,000 | $ 111,000 |
| Warren County Indiana | 1 | $ 117,000 | $ 117,000 | $ 67,000 |
| Linn County Iowa | 1 | $ 379,000 | $ 379,000 | $ 118,000 |
| Garrard County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 156,000 |
| Grayson County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 147,000 |
| Madison County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Mason County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 82,000 |
| Montgomery County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Owen County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 73,000 |
| Powell County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Wayne County Kentucky | 1 | $ 197,000 | $ 197,000 | $ 119,000 |
| Whitley County Kentucky | 1 | $ 99,000 | $ 99,000 | $ 121,000 |
| Woodford County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Huron County Michigan | 1 | $ 47,000 | $ 47,000 | $ 97,000 |
| Mecosta County Michigan | 1 | $ 120,000 | $ 120,000 | $ 153,000 |
| Menominee County Michigan | 1 | $ 150,000 | $ 150,000 | $ 117,000 |
| Washtenaw County Michigan | 1 | $ 132,000 | $ 132,000 | $ 235,000 |
| Wayne County Michigan | 1 | $ 61,000 | $ 61,000 | $ 50,000 |
| Hennepin County Minnesota | 1 | $ 243,000 | $ 243,000 | $ 171,000 |
| St. Louis County Missouri | 1 | $ 830,000 | $ 830,000 | $ 220,000 |
| Bernalillo County New Mexico | 1 | $ 233,000 | $ 233,000 | $ 198,000 |
| Brunswick County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 180,000 |
| Carteret County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 285,000 |
| New Hanover County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 126,000 |
| Union County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 153,000 |
| Defiance County Ohio | 1 | $ 255,000 | $ 255,000 | $ 149,000 |
| Hardin County Ohio | 1 | $ 137,000 | $ 137,000 | $ 102,000 |
| Lawrence County Ohio | 1 | $ 50,000 | $ 50,000 | $ 59,000 |
| Mahoning County Ohio | 1 | $ 132,000 | $ 132,000 | $ 72,000 |
| Medina County Ohio | 1 | $ 107,000 | $ 107,000 | $ 49,000 |
| Putnam County Ohio | 1 | $ 222,000 | $ 222,000 | $ 152,000 |
| Scioto County Ohio | 1 | $ 51,000 | $ 51,000 | $ 23,000 |
| Tuscarawas County Ohio | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Vinton County Ohio | 1 | $ 85,000 | $ 85,000 | $ 238,000 |
| Charleston County South Carolina | 1 | $ 334,000 | $ 334,000 | $ 557,000 |
| Greenwood County South Carolina | 1 | $ 402,000 | $ 402,000 | $ 229,000 |
| Davidson County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 663,000 |
| Grainger County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 352,000 |
| Knox County Tennessee | 1 | $ 414,000 | $ 414,000 | $ 220,000 |
| Arlington County Virginia | 1 | $ 203,000 | $ 203,000 | $ 174,000 |
| Virginia Beach County Virginia | 1 | $ 250,000 | $ 250,000 | $ 335,000 |
| Cabell County West Virginia | 1 | $ 258,000 | $ 258,000 | $ 143,000 |
| Tucker County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 257,000 |
| Teton County Wyoming | 1 | $ 417,000 | $ 417,000 | $ 790,000 |
Mortgage Loan Application Detail Totals for Union Savings Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,891 | $1,248,070,000 | $158,000 | $3,200,000 | $91,000 | $1,812,000 |
| Home Purchase | 7,679 | $1,409,371,000 | $183,000 | $2,900,000 | $102,000 | $1,596,000 |
| Home Improvement | 925 | $154,026,000 | $166,000 | $4,700,000 | $100,000 | $815,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,641 | $2,218,733,000 | $162,000 | $2,404,000 | $98,000 | $1,812,000 |
| Not Provided | 1,170 | $219,733,000 | $187,000 | $2,800,000 | $106,000 | $1,513,000 |
| Asian | 640 | $127,058,000 | $198,000 | $1,080,000 | $120,000 | $677,000 |
| Not applicable | 453 | $162,373,000 | $358,000 | $4,700,000 | $0 | $0 |
| Black or African American | 414 | $55,726,000 | $134,000 | $976,000 | $78,000 | $394,000 |
| Hispanic | 142 | $22,908,000 | $161,000 | $610,000 | $96,000 | $300,000 |
| American Indian or Alaskan Native | 21 | $3,071,000 | $146,000 | $392,000 | $78,000 | $237,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,865,000 | $133,000 | $344,000 | $120,000 | $318,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,725 | $2,565,397,000 | $174,000 | $4,700,000 | $102,000 | $1,812,000 |
| FHA-insured (Federal Housing Administration) | 1,286 | $163,368,000 | $127,000 | $316,000 | $51,000 | $347,000 |
| VA-guaranteed (Veterans Administration) | 368 | $68,850,000 | $187,000 | $776,000 | $70,000 | $368,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 116 | $13,852,000 | $119,000 | $269,000 | $44,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,365 | $2,128,213,000 | $172,000 | $4,700,000 | $100,000 | $1,596,000 |
| Application Denied By Financial Institution | 2,580 | $415,545,000 | $161,000 | $2,800,000 | $80,000 | $1,746,000 |
| Application Withdrawn By Applicant | 1,335 | $229,830,000 | $172,000 | $2,900,000 | $100,000 | $1,812,000 |
| Application Approved But Not Accepted | 165 | $26,662,000 | $161,000 | $1,080,000 | $95,000 | $609,000 |
| Loan Purchased By The Institution | 50 | $11,217,000 | $224,000 | $987,000 | $109,000 | $805,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 734 | $125,975,000 | $171,000 | $2,100,000 | $59,000 | $1,746,000 |
| Collateral | 672 | $111,925,000 | $166,000 | $1,650,000 | $101,000 | $683,000 |
| Credit History | 535 | $77,451,000 | $144,000 | $2,800,000 | $70,000 | $540,000 |
| Credit Application Incomplete | 426 | $71,925,000 | $168,000 | $1,600,000 | $99,000 | $1,513,000 |
| Other | 107 | $12,974,000 | $121,000 | $375,000 | $80,000 | $356,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 43 | $6,692,000 | $155,000 | $417,000 | $70,000 | $208,000 |
| Unverifiable Information | 39 | $5,233,000 | $134,000 | $417,000 | $65,000 | $204,000 |
| Employment History | 24 | $3,370,000 | $140,000 | $387,000 | $66,000 | $275,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.