United Bank VA Mortgage Lending & HMDA Data, 2024
In 2024, United Bank VA of Morgantown, WV reported 6,567 mortgage applications totaling $2.4 billion, up 59% from 2023. The average application was for $361,866, and applicants reported an average income of $158,382. 54% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Richmond, VA (1,372), Arlington-Alexandria-Reston, VA-WV (935) and Washington, DC-MD (406) (applications in parentheses).
| Mortgage Company & Address | United Bank VA Morgantown, WV 26505 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,567 |
| Total Mortgage Loan Application Amount | $2,376,380,000 |
| Average Mortgage Loan Application Amount | $361,866 |
| Highest Mortgage Loan Application Amount | $46,585,000 |
| Average Applicant Income | $158,382 |
| Highest Applicant Income | $3,903,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Bank VA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Henrico, Virginia | 332 | $ 102,990,000 | $ 310,210 | $ 115,000 |
| Chesterfield, Virginia | 301 | $ 99,605,000 | $ 330,913 | $ 128,000 |
| Fairfax, Virginia | 285 | $ 153,425,000 | $ 538,333 | $ 262,000 |
| Prince George's, Maryland | 228 | $ 83,170,000 | $ 364,780 | $ 117,000 |
| Richmond City, Virginia | 214 | $ 68,130,000 | $ 318,364 | $ 105,000 |
| Montgomery, Maryland | 182 | $ 107,960,000 | $ 593,186 | $ 251,000 |
| Hanover, Virginia | 180 | $ 70,990,000 | $ 394,388 | $ 156,000 |
| District of Columbia, District Of Columbia | 160 | $ 89,760,000 | $ 561,000 | $ 203,000 |
| Prince William, Virginia | 154 | $ 66,860,000 | $ 434,155 | $ 166,000 |
| Horry, South Carolina | 132 | $ 30,330,000 | $ 229,772 | $ 138,000 |
| Loudoun, Virginia | 132 | $ 57,130,000 | $ 432,803 | $ 201,000 |
| Baltimore, Maryland | 117 | $ 46,515,000 | $ 397,564 | $ 207,000 |
| Monongalia, West Virginia | 106 | $ 23,140,000 | $ 218,301 | $ 177,000 |
| Baltimore City, Maryland | 97 | $ 25,555,000 | $ 263,453 | $ 128,000 |
| Cabell, West Virginia | 91 | $ 14,835,000 | $ 163,021 | $ 99,000 |
| Greenville, South Carolina | 87 | $ 26,715,000 | $ 307,068 | $ 133,000 |
| Fayette, Pennsylvania | 82 | $ 6,710,000 | $ 81,829 | $ 88,000 |
| Brunswick, North Carolina | 78 | $ 32,670,000 | $ 418,846 | $ 204,000 |
| Arlington, Virginia | 77 | $ 48,040,000 | $ 623,896 | $ 249,000 |
| Fulton, Georgia | 76 | $ 34,310,000 | $ 451,447 | $ 157,000 |
| Rockingham, Virginia | 76 | $ 20,150,000 | $ 265,131 | $ 147,000 |
| Frederick, Maryland | 70 | $ 29,400,000 | $ 420,000 | $ 162,000 |
| Washington, Maryland | 70 | $ 20,620,000 | $ 294,571 | $ 150,000 |
| Anne Arundel, Maryland | 65 | $ 27,825,000 | $ 428,076 | $ 192,000 |
| Northumberland, Virginia | 65 | $ 18,965,000 | $ 291,769 | $ 149,000 |
| King William, Virginia | 64 | $ 18,000,000 | $ 281,250 | $ 104,000 |
| Berkeley, West Virginia | 61 | $ 13,895,000 | $ 227,786 | $ 116,000 |
| Louisa, Virginia | 60 | $ 21,150,000 | $ 352,500 | $ 207,000 |
| Goochland, Virginia | 59 | $ 18,775,000 | $ 318,220 | $ 199,000 |
| Petersburg, Virginia | 57 | $ 12,485,000 | $ 219,035 | $ 72,000 |
| Charleston, South Carolina | 55 | $ 17,575,000 | $ 319,545 | $ 194,000 |
| Pitt, North Carolina | 54 | $ 12,390,000 | $ 229,444 | $ 146,000 |
| Kanawha, West Virginia | 53 | $ 11,105,000 | $ 209,528 | $ 172,000 |
| Jefferson, West Virginia | 50 | $ 14,460,000 | $ 289,200 | $ 149,000 |
| Spartanburg, South Carolina | 49 | $ 8,605,000 | $ 175,612 | $ 112,000 |
| Mecklenburg, North Carolina | 45 | $ 39,785,000 | $ 884,111 | $ 211,000 |
| Alexandria, Virginia | 45 | $ 17,405,000 | $ 386,777 | $ 191,000 |
| DeKalb, Georgia | 44 | $ 21,060,000 | $ 478,636 | $ 186,000 |
| Beaufort, North Carolina | 43 | $ 5,135,000 | $ 119,418 | $ 114,000 |
| Stafford, Virginia | 41 | $ 14,035,000 | $ 342,317 | $ 157,000 |
| Howard, Maryland | 40 | $ 20,060,000 | $ 501,500 | $ 228,000 |
| Essex, Virginia | 40 | $ 8,490,000 | $ 212,250 | $ 155,000 |
| Powhatan, Virginia | 39 | $ 14,505,000 | $ 371,923 | $ 203,000 |
| Gwinnett, Georgia | 38 | $ 17,100,000 | $ 450,000 | $ 153,000 |
| Wood, West Virginia | 38 | $ 10,530,000 | $ 277,105 | $ 128,000 |
| Wayne, West Virginia | 37 | $ 3,535,000 | $ 95,540 | $ 65,000 |
| Lincoln, North Carolina | 36 | $ 8,800,000 | $ 244,444 | $ 127,000 |
| Frederick, Virginia | 36 | $ 7,440,000 | $ 206,666 | $ 111,000 |
| Warren, Virginia | 36 | $ 8,780,000 | $ 243,888 | $ 124,000 |
| Wake, North Carolina | 33 | $ 19,195,000 | $ 581,666 | $ 249,000 |
| Craven, North Carolina | 32 | $ 8,520,000 | $ 266,250 | $ 78,000 |
| Beaufort, South Carolina | 32 | $ 26,430,000 | $ 825,937 | $ 286,000 |
| Albemarle, Virginia | 32 | $ 56,560,000 | $ 1,767,500 | $ 240,000 |
| Raleigh, West Virginia | 32 | $ 8,970,000 | $ 280,312 | $ 144,000 |
| New Kent, Virginia | 31 | $ 10,295,000 | $ 332,096 | $ 135,000 |
| Shenandoah, Virginia | 31 | $ 5,935,000 | $ 191,451 | $ 124,000 |
| Cobb, Georgia | 29 | $ 13,665,000 | $ 471,206 | $ 168,000 |
| York, South Carolina | 28 | $ 5,720,000 | $ 204,285 | $ 152,000 |
| Dare, North Carolina | 27 | $ 8,815,000 | $ 326,481 | $ 169,000 |
| New Hanover, North Carolina | 27 | $ 14,955,000 | $ 553,888 | $ 261,000 |
| Dorchester, South Carolina | 27 | $ 7,135,000 | $ 264,259 | $ 181,000 |
| Spotsylvania, Virginia | 27 | $ 9,095,000 | $ 336,851 | $ 179,000 |
| Carteret, North Carolina | 25 | $ 10,255,000 | $ 410,200 | $ 163,000 |
| Rutherford, North Carolina | 25 | $ 5,905,000 | $ 236,200 | $ 205,000 |
| Westmoreland, Virginia | 24 | $ 7,800,000 | $ 325,000 | $ 183,000 |
| Jackson, West Virginia | 24 | $ 2,560,000 | $ 106,666 | $ 83,000 |
| Gaston, North Carolina | 23 | $ 7,035,000 | $ 305,869 | $ 67,000 |
| Augusta, Virginia | 23 | $ 6,425,000 | $ 279,347 | $ 123,000 |
| Fayette, West Virginia | 23 | $ 2,075,000 | $ 90,217 | $ 96,000 |
| Hopewell, Virginia | 22 | $ 4,310,000 | $ 195,909 | $ 65,000 |
| Putnam, West Virginia | 22 | $ 4,200,000 | $ 190,909 | $ 215,000 |
| Catawba, North Carolina | 21 | $ 9,915,000 | $ 472,142 | $ 136,000 |
| Culpeper, Virginia | 20 | $ 8,060,000 | $ 403,000 | $ 148,000 |
| Columbus, North Carolina | 19 | $ 2,425,000 | $ 127,631 | $ 94,000 |
| Berkeley, South Carolina | 19 | $ 4,295,000 | $ 226,052 | $ 124,000 |
| King and Queen, Virginia | 19 | $ 4,765,000 | $ 250,789 | $ 161,000 |
| Richmond, Virginia | 19 | $ 4,985,000 | $ 262,368 | $ 94,000 |
| Charles, Maryland | 18 | $ 6,550,000 | $ 363,888 | $ 147,000 |
| Nash, North Carolina | 18 | $ 2,260,000 | $ 125,555 | $ 82,000 |
| Clayton, Georgia | 17 | $ 3,995,000 | $ 235,000 | $ 69,000 |
| Robeson, North Carolina | 17 | $ 3,365,000 | $ 197,941 | $ 130,000 |
| Dinwiddie, Virginia | 16 | $ 4,390,000 | $ 274,375 | $ 86,000 |
| Harrisonburg, Virginia | 16 | $ 4,550,000 | $ 284,375 | $ 153,000 |
| Forsyth, Georgia | 15 | $ 7,055,000 | $ 470,333 | $ 174,000 |
| Caroline, Virginia | 15 | $ 4,205,000 | $ 280,333 | $ 100,000 |
| Preston, West Virginia | 15 | $ 1,485,000 | $ 99,000 | $ 99,000 |
| Fauquier, Virginia | 14 | $ 5,380,000 | $ 384,285 | $ 186,000 |
| Manassas, Virginia | 14 | $ 4,130,000 | $ 295,000 | $ 101,000 |
| Harford, Maryland | 13 | $ 4,445,000 | $ 341,923 | $ 165,000 |
| Fairfax City, Virginia | 13 | $ 5,885,000 | $ 452,692 | $ 231,000 |
| Lynchburg, Virginia | 13 | $ 7,965,000 | $ 612,692 | $ 103,000 |
| Gilmer, West Virginia | 13 | $ 1,035,000 | $ 79,615 | $ 83,000 |
| Ohio, West Virginia | 13 | $ 965,000 | $ 74,230 | $ 99,000 |
| Cherokee, Georgia | 12 | $ 8,020,000 | $ 668,333 | $ 231,000 |
| Franklin, Pennsylvania | 12 | $ 4,020,000 | $ 335,000 | $ 204,000 |
| York, Pennsylvania | 12 | $ 3,700,000 | $ 308,333 | $ 120,000 |
| Greene, Virginia | 12 | $ 3,150,000 | $ 262,500 | $ 306,000 |
| Middlesex, Virginia | 12 | $ 3,390,000 | $ 282,500 | $ 186,000 |
| Nicholas, West Virginia | 12 | $ 1,260,000 | $ 105,000 | $ 81,000 |
| Sussex, Delaware | 11 | $ 4,965,000 | $ 451,363 | $ 934,000 |
| Bartow, Georgia | 11 | $ 4,585,000 | $ 416,818 | $ 152,000 |
| Burke, North Carolina | 11 | $ 3,445,000 | $ 313,181 | $ 108,000 |
| Cumberland, North Carolina | 11 | $ 45,825,000 | $ 4,165,909 | $ 97,000 |
| Durham, North Carolina | 11 | $ 5,185,000 | $ 471,363 | $ 138,000 |
| Lexington, South Carolina | 11 | $ 5,655,000 | $ 514,090 | $ 173,000 |
| Colonial Heights, Virginia | 11 | $ 2,605,000 | $ 236,818 | $ 80,000 |
| Winchester, Virginia | 11 | $ 2,785,000 | $ 253,181 | $ 83,000 |
| Gilmer, Georgia | 10 | $ 4,770,000 | $ 477,000 | $ 212,000 |
| Anderson, South Carolina | 10 | $ 2,850,000 | $ 285,000 | $ 126,000 |
| Webster, West Virginia | 10 | $ 690,000 | $ 69,000 | $ 88,000 |
| Chatham, North Carolina | 9 | $ 7,155,000 | $ 795,000 | $ 406,000 |
| Duplin, North Carolina | 9 | $ 1,045,000 | $ 116,111 | $ 58,000 |
| Wayne, North Carolina | 9 | $ 845,000 | $ 93,888 | $ 61,000 |
| Lawrence, Ohio | 9 | $ 1,455,000 | $ 161,666 | $ 108,000 |
| Amelia, Virginia | 9 | $ 2,745,000 | $ 305,000 | $ 90,000 |
| Charles City, Virginia | 9 | $ 2,755,000 | $ 306,111 | $ 106,000 |
| Charlottesville, Virginia | 9 | $ 2,525,000 | $ 280,555 | $ 138,000 |
| Orange, Virginia | 9 | $ 2,795,000 | $ 310,555 | $ 98,000 |
| Henry, Georgia | 8 | $ 2,320,000 | $ 290,000 | $ 96,000 |
| Carroll, Maryland | 8 | $ 3,120,000 | $ 390,000 | $ 135,000 |
| Worcester, Maryland | 8 | $ 2,850,000 | $ 356,250 | $ 226,000 |
| Bladen, North Carolina | 8 | $ 680,000 | $ 85,000 | $ 107,000 |
| Iredell, North Carolina | 8 | $ 3,470,000 | $ 433,750 | $ 162,000 |
| Washington, Pennsylvania | 8 | $ 640,000 | $ 80,000 | $ 102,000 |
| Georgetown, South Carolina | 8 | $ 2,340,000 | $ 292,500 | $ 217,000 |
| Fluvanna, Virginia | 8 | $ 1,600,000 | $ 200,000 | $ 77,000 |
| Rappahannock, Virginia | 8 | $ 4,040,000 | $ 505,000 | $ 187,000 |
| Staunton, Virginia | 8 | $ 1,700,000 | $ 212,500 | $ 113,000 |
| Paulding, Georgia | 7 | $ 2,805,000 | $ 400,714 | $ 158,000 |
| Allegany, Maryland | 7 | $ 2,645,000 | $ 377,857 | $ 122,000 |
| Caldwell, North Carolina | 7 | $ 2,285,000 | $ 326,428 | $ 105,000 |
| Johnston, North Carolina | 7 | $ 1,385,000 | $ 197,857 | $ 72,000 |
| Lenoir, North Carolina | 7 | $ 505,000 | $ 72,142 | $ 67,000 |
| Richland, South Carolina | 7 | $ 2,425,000 | $ 346,428 | $ 151,000 |
| Cumberland, Virginia | 7 | $ 1,775,000 | $ 253,571 | $ 145,000 |
| Falls Church, Virginia | 7 | $ 3,585,000 | $ 512,142 | $ 227,000 |
| Gloucester, Virginia | 7 | $ 1,305,000 | $ 186,428 | $ 126,000 |
| Page, Virginia | 7 | $ 1,175,000 | $ 167,857 | $ 87,000 |
| Harrison, West Virginia | 7 | $ 15,575,000 | $ 2,225,000 | $ 62,000 |
| Lewis, West Virginia | 7 | $ 705,000 | $ 100,714 | $ 69,000 |
| Marshall, West Virginia | 7 | $ 345,000 | $ 49,285 | $ 60,000 |
| Collier, Florida | 6 | $ 2,380,000 | $ 396,666 | $ 626,000 |
| Edgecombe, North Carolina | 6 | $ 710,000 | $ 118,333 | $ 108,000 |
| Union, North Carolina | 6 | $ 4,060,000 | $ 676,666 | $ 134,000 |
| Wilson, North Carolina | 6 | $ 220,000 | $ 36,666 | $ 55,000 |
| Bedford, Virginia | 6 | $ 2,430,000 | $ 405,000 | $ 133,000 |
| Mathews, Virginia | 6 | $ 2,290,000 | $ 381,666 | $ 159,000 |
| Logan, West Virginia | 6 | $ 560,000 | $ 93,333 | $ 69,000 |
| Morgan, West Virginia | 6 | $ 880,000 | $ 146,666 | $ 85,000 |
| Habersham, Georgia | 5 | $ 1,085,000 | $ 217,000 | $ 129,000 |
| Queen Anne's, Maryland | 5 | $ 2,085,000 | $ 417,000 | $ 386,000 |
| Wicomico, Maryland | 5 | $ 1,305,000 | $ 261,000 | $ 122,000 |
| Cleveland, North Carolina | 5 | $ 2,375,000 | $ 475,000 | $ 193,000 |
| Martin, North Carolina | 5 | $ 315,000 | $ 63,000 | $ 47,000 |
| Pamlico, North Carolina | 5 | $ 1,645,000 | $ 329,000 | $ 190,000 |
| Belmont, Ohio | 5 | $ 805,000 | $ 161,000 | $ 108,000 |
| Pickens, South Carolina | 5 | $ 1,825,000 | $ 365,000 | $ 193,000 |
| James City, Virginia | 5 | $ 2,115,000 | $ 423,000 | $ 142,000 |
| King George, Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 94,000 |
| Norfolk, Virginia | 5 | $ 1,005,000 | $ 201,000 | $ 66,000 |
| Sussex, Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 58,000 |
| Boone, West Virginia | 5 | $ 245,000 | $ 49,000 | $ 52,000 |
| Monroe, Alabama | 4 | $ 680,000 | $ 170,000 | $ 104,000 |
| Lake, Florida | 4 | $ 1,360,000 | $ 340,000 | $ 181,000 |
| Lee, Florida | 4 | $ 2,620,000 | $ 655,000 | $ 273,000 |
| Sarasota, Florida | 4 | $ 1,240,000 | $ 310,000 | $ 171,000 |
| Barrow, Georgia | 4 | $ 1,580,000 | $ 395,000 | $ 103,000 |
| Bryan, Georgia | 4 | $ 1,550,000 | $ 387,500 | $ 115,000 |
| Effingham, Georgia | 4 | $ 1,390,000 | $ 347,500 | $ 125,000 |
| Fayette, Georgia | 4 | $ 1,450,000 | $ 362,500 | $ 118,000 |
| Newton, Georgia | 4 | $ 1,030,000 | $ 257,500 | $ 82,000 |
| Pickens, Georgia | 4 | $ 1,650,000 | $ 412,500 | $ 158,000 |
| Whitfield, Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 91,000 |
| Pasquotank, North Carolina | 4 | $ 690,000 | $ 172,500 | $ 69,000 |
| Warren, North Carolina | 4 | $ 1,900,000 | $ 475,000 | $ 250,000 |
| Orangeburg, South Carolina | 4 | $ 580,000 | $ 145,000 | $ 175,000 |
| Buckingham, Virginia | 4 | $ 1,800,000 | $ 450,000 | $ 141,000 |
| Clarke, Virginia | 4 | $ 1,590,000 | $ 397,500 | $ 98,000 |
| Franklin, Virginia | 4 | $ 1,880,000 | $ 470,000 | $ 233,000 |
| Fredericksburg, Virginia | 4 | $ 1,020,000 | $ 255,000 | $ 137,000 |
| Lancaster, Virginia | 4 | $ 2,010,000 | $ 502,500 | $ 209,000 |
| Manassas Park, Virginia | 4 | $ 1,410,000 | $ 352,500 | $ 103,000 |
| Prince George, Virginia | 4 | $ 1,340,000 | $ 335,000 | $ 112,000 |
| Surry, Virginia | 4 | $ 1,610,000 | $ 402,500 | $ 108,000 |
| Marion, West Virginia | 4 | $ 380,000 | $ 95,000 | $ 59,000 |
| Mason, West Virginia | 4 | $ 330,000 | $ 82,500 | $ 143,000 |
| Summers, West Virginia | 4 | $ 700,000 | $ 175,000 | $ 25,000 |
| Fremont, Wyoming | 4 | $ 1,410,000 | $ 352,500 | $ 105,000 |
| Charlotte, Florida | 3 | $ 1,285,000 | $ 428,333 | $ 267,000 |
| Jackson, Florida | 3 | $ 795,000 | $ 265,000 | $ 101,000 |
| St. Johns, Florida | 3 | $ 885,000 | $ 295,000 | $ 296,000 |
| Volusia, Florida | 3 | $ 775,000 | $ 258,333 | $ 159,000 |
| Jasper, Georgia | 3 | $ 485,000 | $ 161,666 | $ 64,000 |
| Lumpkin, Georgia | 3 | $ 1,285,000 | $ 428,333 | $ 142,000 |
| Terrebonne, Louisiana | 3 | $ 525,000 | $ 175,000 | $ 108,000 |
| Garrett, Maryland | 3 | $ 2,215,000 | $ 738,333 | $ 370,000 |
| DeSoto, Mississippi | 3 | $ 1,455,000 | $ 485,000 | $ 142,000 |
| Harnett, North Carolina | 3 | $ 955,000 | $ 318,333 | $ 148,000 |
| Onslow, North Carolina | 3 | $ 745,000 | $ 248,333 | $ 96,000 |
| Orange, North Carolina | 3 | $ 1,925,000 | $ 641,666 | $ 149,000 |
| Watauga, North Carolina | 3 | $ 2,815,000 | $ 938,333 | $ 335,000 |
| Allegheny, Pennsylvania | 3 | $ 825,000 | $ 275,000 | $ 376,000 |
| Philadelphia, Pennsylvania | 3 | $ 755,000 | $ 251,666 | $ 261,000 |
| Jasper, South Carolina | 3 | $ 1,415,000 | $ 471,666 | $ 147,000 |
| McCormick, South Carolina | 3 | $ 745,000 | $ 248,333 | $ 177,000 |
| Hamilton, Tennessee | 3 | $ 1,065,000 | $ 355,000 | $ 113,000 |
| Knox, Tennessee | 3 | $ 815,000 | $ 271,666 | $ 126,000 |
| Marion, Tennessee | 3 | $ 2,745,000 | $ 915,000 | $ 270,000 |
| Wilson, Tennessee | 3 | $ 1,305,000 | $ 435,000 | $ 175,000 |
| Amherst, Virginia | 3 | $ 1,805,000 | $ 601,666 | $ 161,000 |
| Halifax, Virginia | 3 | $ 355,000 | $ 118,333 | $ 69,000 |
| Isle of Wight, Virginia | 3 | $ 1,655,000 | $ 551,666 | $ 240,000 |
| Mecklenburg, Virginia | 3 | $ 715,000 | $ 238,333 | $ 178,000 |
| Nelson, Virginia | 3 | $ 975,000 | $ 325,000 | $ 167,000 |
| Prince Edward, Virginia | 3 | $ 775,000 | $ 258,333 | $ 74,000 |
| Roanoke City, Virginia | 3 | $ 785,000 | $ 261,666 | $ 205,000 |
| Suffolk, Virginia | 3 | $ 1,195,000 | $ 398,333 | $ 111,000 |
| Virginia Beach, Virginia | 3 | $ 935,000 | $ 311,666 | $ 95,000 |
| Waynesboro, Virginia | 3 | $ 505,000 | $ 168,333 | $ 76,000 |
| Clay, West Virginia | 3 | $ 345,000 | $ 115,000 | $ 115,000 |
| Hampshire, West Virginia | 3 | $ 665,000 | $ 221,666 | $ 138,000 |
| Hancock, West Virginia | 3 | $ 115,000 | $ 38,333 | $ 64,000 |
| Pocahontas, West Virginia | 3 | $ 345,000 | $ 115,000 | $ 144,000 |
| Taylor, West Virginia | 3 | $ 175,000 | $ 58,333 | $ 109,000 |
| Baker, Florida | 2 | $ 840,000 | $ 420,000 | $ 175,000 |
| Broward, Florida | 2 | $ 1,880,000 | $ 940,000 | $ 337,000 |
| Hernando, Florida | 2 | $ 550,000 | $ 275,000 | $ 390,000 |
| Okaloosa, Florida | 2 | $ 780,000 | $ 390,000 | $ 106,000 |
| Palm Beach, Florida | 2 | $ 1,350,000 | $ 675,000 | $ 293,000 |
| Santa Rosa, Florida | 2 | $ 430,000 | $ 215,000 | $ 155,000 |
| Walton, Florida | 2 | $ 410,000 | $ 205,000 | $ 124,000 |
| Washington, Florida | 2 | $ 560,000 | $ 280,000 | $ 100,000 |
| Bulloch, Georgia | 2 | $ 570,000 | $ 285,000 | $ 225,000 |
| Chattooga, Georgia | 2 | $ 820,000 | $ 410,000 | $ 93,000 |
| Coweta, Georgia | 2 | $ 830,000 | $ 415,000 | $ 140,000 |
| Dawson, Georgia | 2 | $ 1,820,000 | $ 910,000 | $ 357,000 |
| Douglas, Georgia | 2 | $ 800,000 | $ 400,000 | $ 198,000 |
| Fannin, Georgia | 2 | $ 860,000 | $ 430,000 | $ 321,000 |
| Floyd, Georgia | 2 | $ 870,000 | $ 435,000 | $ 162,000 |
| Polk, Georgia | 2 | $ 520,000 | $ 260,000 | $ 71,000 |
| Rockdale, Georgia | 2 | $ 640,000 | $ 320,000 | $ 76,000 |
| Union, Georgia | 2 | $ 760,000 | $ 380,000 | $ 116,000 |
| Walton, Georgia | 2 | $ 620,000 | $ 310,000 | $ 87,000 |
| Carter, Kentucky | 2 | $ 650,000 | $ 325,000 | $ 149,000 |
| Greenup, Kentucky | 2 | $ 600,000 | $ 300,000 | $ 223,000 |
| Calcasieu, Louisiana | 2 | $ 800,000 | $ 400,000 | $ 107,000 |
| Lafayette, Louisiana | 2 | $ 340,000 | $ 170,000 | $ 89,000 |
| Calvert, Maryland | 2 | $ 740,000 | $ 370,000 | $ 178,000 |
| Cecil, Maryland | 2 | $ 580,000 | $ 290,000 | $ 173,000 |
| St. Mary's, Maryland | 2 | $ 600,000 | $ 300,000 | $ 152,000 |
| Talbot, Maryland | 2 | $ 390,000 | $ 195,000 | $ 51,000 |
| Stearns, Minnesota | 2 | $ 520,000 | $ 260,000 | $ 109,000 |
| Washington, Minnesota | 2 | $ 410,000 | $ 205,000 | $ 171,000 |
| Phelps, Missouri | 2 | $ 380,000 | $ 190,000 | $ 131,000 |
| Gallatin, Montana | 2 | $ 460,000 | $ 230,000 | $ 49,000 |
| Lewis and Clark, Montana | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Silver Bow, Montana | 2 | $ 790,000 | $ 395,000 | $ 132,000 |
| Alamance, North Carolina | 2 | $ 1,090,000 | $ 545,000 | $ 117,000 |
| Alexander, North Carolina | 2 | $ 250,000 | $ 125,000 | $ 59,000 |
| Avery, North Carolina | 2 | $ 670,000 | $ 335,000 | $ 100,000 |
| Forsyth, North Carolina | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Greene, North Carolina | 2 | $ 440,000 | $ 220,000 | $ 58,000 |
| Guilford, North Carolina | 2 | $ 2,370,000 | $ 1,185,000 | $ 220,000 |
| Pender, North Carolina | 2 | $ 170,000 | $ 85,000 | $ 205,000 |
| Richmond, North Carolina | 2 | $ 1,160,000 | $ 580,000 | $ 80,000 |
| Rowan, North Carolina | 2 | $ 540,000 | $ 270,000 | $ 209,000 |
| Gallia, Ohio | 2 | $ 640,000 | $ 320,000 | $ 171,000 |
| Union, Ohio | 2 | $ 1,120,000 | $ 560,000 | $ 179,000 |
| Greene, Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 190,000 |
| Aiken, South Carolina | 2 | $ 810,000 | $ 405,000 | $ 162,000 |
| Cherokee, South Carolina | 2 | $ 450,000 | $ 225,000 | $ 62,000 |
| Colleton, South Carolina | 2 | $ 420,000 | $ 210,000 | $ 59,000 |
| Florence, South Carolina | 2 | $ 530,000 | $ 265,000 | $ 236,000 |
| Greenwood, South Carolina | 2 | $ 630,000 | $ 315,000 | $ 184,000 |
| Laurens, South Carolina | 2 | $ 620,000 | $ 310,000 | $ 158,000 |
| Oconee, South Carolina | 2 | $ 880,000 | $ 440,000 | $ 400,000 |
| Bradley, Tennessee | 2 | $ 840,000 | $ 420,000 | $ 103,000 |
| Claiborne, Tennessee | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Sevier, Tennessee | 2 | $ 1,120,000 | $ 560,000 | $ 213,000 |
| Williamson, Tennessee | 2 | $ 1,550,000 | $ 775,000 | $ 310,000 |
| Carbon, Utah | 2 | $ 150,000 | $ 75,000 | $ 56,000 |
| Botetourt, Virginia | 2 | $ 480,000 | $ 240,000 | $ 131,000 |
| Campbell, Virginia | 2 | $ 470,000 | $ 235,000 | $ 128,000 |
| Emporia, Virginia | 2 | $ 300,000 | $ 150,000 | $ 45,000 |
| Hampton, Virginia | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| Lunenburg, Virginia | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Madison, Virginia | 2 | $ 440,000 | $ 220,000 | $ 181,000 |
| Nottoway, Virginia | 2 | $ 650,000 | $ 325,000 | $ 121,000 |
| York, Virginia | 2 | $ 440,000 | $ 220,000 | $ 211,000 |
| Barbour, West Virginia | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Hardy, West Virginia | 2 | $ 460,000 | $ 230,000 | $ 186,000 |
| Mingo, West Virginia | 2 | $ 50,000 | $ 25,000 | $ 32,000 |
| Baldwin, Alabama | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Cherokee, Alabama | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Coffee, Alabama | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Conecuh, Alabama | 1 | $ 205,000 | $ 205,000 | $ 163,000 |
| Escambia, Alabama | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Pike, Alabama | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Juneau, Alaska | 1 | $ 85,000 | $ 85,000 | $ 247,000 |
| Kodiak Island, Alaska | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Maricopa, Arizona | 1 | $ 385,000 | $ 385,000 | $ 258,000 |
| Jefferson, Colorado | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Teller, Colorado | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Northwest Hills Planning Region, Connecticut | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| New Castle, Delaware | 1 | $ 475,000 | $ 475,000 | $ 158,000 |
| Bay, Florida | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Bradford, Florida | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Duval, Florida | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Madison, Florida | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Miami-Dade, Florida | 1 | $ 695,000 | $ 695,000 | $ 486,000 |
| Nassau, Florida | 1 | $ 445,000 | $ 445,000 | $ 165,000 |
| Orange, Florida | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Pinellas, Florida | 1 | $ 645,000 | $ 645,000 | $ 183,000 |
| Polk, Florida | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Suwannee, Florida | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Taylor, Florida | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Brantley, Georgia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Butts, Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Glynn, Georgia | 1 | $ 725,000 | $ 725,000 | $ 414,000 |
| Gordon, Georgia | 1 | $ 415,000 | $ 415,000 | $ 110,000 |
| Hall, Georgia | 1 | $ 315,000 | $ 315,000 | $ 81,000 |
| Hart, Georgia | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Liberty, Georgia | 1 | $ 295,000 | $ 295,000 | $ 162,000 |
| Murray, Georgia | 1 | $ 585,000 | $ 585,000 | $ 301,000 |
| Pike, Georgia | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Stephens, Georgia | 1 | $ 635,000 | $ 635,000 | $ 300,000 |
| Toombs, Georgia | 1 | $ 105,000 | $ 105,000 | $ 173,000 |
| Towns, Georgia | 1 | $ 185,000 | $ 185,000 | $ 122,000 |
| Walker, Georgia | 1 | $ 385,000 | $ 385,000 | $ 122,000 |
| White, Georgia | 1 | $ 255,000 | $ 255,000 | $ 149,000 |
| Boone, Indiana | 1 | $ 715,000 | $ 715,000 | $ 237,000 |
| Lake, Indiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Boyd, Kentucky | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Fayette, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Harrison, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Mason, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Whitley, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Acadia, Louisiana | 1 | $ 365,000 | $ 365,000 | $ 143,000 |
| Iberia, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| La Salle, Louisiana | 1 | $ 405,000 | $ 405,000 | $ 106,000 |
| Orleans, Louisiana | 1 | $ 465,000 | $ 465,000 | $ 199,000 |
| Rapides, Louisiana | 1 | $ 465,000 | $ 465,000 | $ 104,000 |
| St. Landry, Louisiana | 1 | $ 285,000 | $ 285,000 | $ 183,000 |
| Tangipahoa, Louisiana | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Caroline, Maryland | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Hampden, Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Aitkin, Minnesota | 1 | $ 605,000 | $ 605,000 | $ 112,000 |
| Beltrami, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Clay, Minnesota | 1 | $ 345,000 | $ 345,000 | $ 142,000 |
| Crow Wing, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Dakota, Minnesota | 1 | $ 525,000 | $ 525,000 | $ 551,000 |
| Douglas, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Hennepin, Minnesota | 1 | $ 355,000 | $ 355,000 | $ 65,000 |
| Polk, Minnesota | 1 | $ 275,000 | $ 275,000 | $ 134,000 |
| St. Louis, Minnesota | 1 | $ 475,000 | $ 475,000 | $ 124,000 |
| Tate, Mississippi | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
| St. Louis, Missouri | 1 | $ 785,000 | $ 785,000 | $ 84,000 |
| Flathead, Montana | 1 | $ 245,000 | $ 245,000 | $ 187,000 |
| Yellowstone, Montana | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Ashe, North Carolina | 1 | $ 665,000 | $ 665,000 | $ 271,000 |
| Bertie, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cabarrus, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Camden, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 152,000 |
| Currituck, North Carolina | 1 | $ 535,000 | $ 535,000 | $ 240,000 |
| Davidson, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Franklin, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 51,000 |
| Halifax, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 193,000 |
| Jackson, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 490,000 |
| Jones, North Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lee, North Carolina | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Sampson, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Wilkes, North Carolina | 1 | $ 435,000 | $ 435,000 | $ 108,000 |
| Yancey, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Athens, Ohio | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Clermont, Ohio | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Logan, Ohio | 1 | $ 265,000 | $ 265,000 | $ 86,000 |
| Pickaway, Ohio | 1 | $ 315,000 | $ 315,000 | $ 392,000 |
| Pike, Ohio | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Trumbull, Ohio | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Tuscarawas, Ohio | 1 | $ 175,000 | $ 175,000 | $ 112,000 |
| Washington, Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wood, Ohio | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Linn, Oregon | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Adams, Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 105,000 |
| Berks, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 420,000 |
| Huntingdon, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Lancaster, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 105,000 |
| Northampton, Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 207,000 |
| Somerset, Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 2,127,000 |
| Westmoreland, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Chester, South Carolina | 1 | $ 445,000 | $ 445,000 | $ 135,000 |
| Darlington, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 335,000 |
| Lancaster, South Carolina | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Marion, South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Benton, Tennessee | 1 | $ 655,000 | $ 655,000 | $ 124,000 |
| Blount, Tennessee | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Grainger, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 47,000 |
| Hancock, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McNairy, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Meigs, Tennessee | 1 | $ 355,000 | $ 355,000 | $ 137,000 |
| Polk, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Putnam, Tennessee | 1 | $ 435,000 | $ 435,000 | $ 76,000 |
| Union, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Brazoria, Texas | 1 | $ 325,000 | $ 325,000 | $ 147,000 |
| Harris, Texas | 1 | $ 225,000 | $ 225,000 | $ 66,000 |
| Hays, Texas | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Polk, Texas | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Wharton, Texas | 1 | $ 335,000 | $ 335,000 | $ 210,000 |
| Emery, Utah | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Sanpete, Utah | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Accomack, Virginia | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Appomattox, Virginia | 1 | $ 395,000 | $ 395,000 | $ 174,000 |
| Brunswick, Virginia | 1 | $ 505,000 | $ 505,000 | $ 242,000 |
| Carroll, Virginia | 1 | $ 345,000 | $ 345,000 | $ 157,000 |
| Charlotte, Virginia | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Greensville, Virginia | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Montgomery, Virginia | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Newport News, Virginia | 1 | $ 3,305,000 | $ 3,305,000 | $ 0 |
| Pittsylvania, Virginia | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Portsmouth, Virginia | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Rockbridge, Virginia | 1 | $ 525,000 | $ 525,000 | $ 418,000 |
| Washington, Virginia | 1 | $ 145,000 | $ 145,000 | $ 153,000 |
| Island, Washington | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Braxton, West Virginia | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Brooke, West Virginia | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Calhoun, West Virginia | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Greenbrier, West Virginia | 1 | $ 235,000 | $ 235,000 | $ 183,000 |
| Mercer, West Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Roane, West Virginia | 1 | $ 655,000 | $ 655,000 | $ 350,000 |
| Tucker, West Virginia | 1 | $ 375,000 | $ 375,000 | $ 65,000 |
| Wyoming, West Virginia | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for United Bank VA in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,241 | $1,813,655,000 | $427,000 | $46,585,000 | $163,000 | $3,903,000 |
| Refinancing | 1,068 | $350,285,000 | $328,000 | $15,005,000 | $159,000 | $2,813,000 |
| Home Improvement | 710 | $98,030,000 | $138,000 | $2,955,000 | $151,000 | $2,488,000 |
| Other Purpose | 307 | $42,615,000 | $138,000 | $2,005,000 | $142,000 | $1,688,000 |
| Cash-out Refinancing | 241 | $71,795,000 | $297,000 | $1,085,000 | $117,000 | $665,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,880 | $829,040,000 | $287,000 | $2,885,000 | $166,000 | $3,903,000 |
| Not applicable | 1,852 | $891,105,000 | $481,000 | $46,585,000 | $143,000 | $2,807,000 |
| Not Provided | 701 | $270,465,000 | $385,000 | $2,165,000 | $184,000 | $2,617,000 |
| Black or African American | 518 | $165,820,000 | $320,000 | $1,595,000 | $126,000 | $2,431,000 |
| Hispanic | 337 | $109,005,000 | $323,000 | $1,205,000 | $111,000 | $564,000 |
| Asian | 251 | $104,705,000 | $417,000 | $1,955,000 | $222,000 | $2,813,000 |
| American Indian or Alaskan Native | 26 | $5,720,000 | $220,000 | $705,000 | $98,000 | $239,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $520,000 | $260,000 | $385,000 | $87,000 | $139,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,991 | $2,177,400,000 | $363,000 | $46,585,000 | $163,000 | $3,903,000 |
| FHA-insured (Federal Housing Administration) | 375 | $113,265,000 | $302,000 | $1,595,000 | $98,000 | $542,000 |
| VA-guaranteed (Veterans Administration) | 175 | $79,175,000 | $452,000 | $1,235,000 | $140,000 | $473,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $6,540,000 | $251,000 | $525,000 | $81,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,535 | $1,315,320,000 | $372,000 | $46,585,000 | $170,000 | $2,807,000 |
| Loan Purchased By The Institution | 1,474 | $560,650,000 | $380,000 | $5,985,000 | $143,000 | $2,807,000 |
| Application Denied By Financial Institution | 813 | $170,075,000 | $209,000 | $2,885,000 | $128,000 | $2,813,000 |
| Application Withdrawn By Applicant | 623 | $245,725,000 | $394,000 | $15,005,000 | $153,000 | $2,088,000 |
| File Closed For Incompleteness | 86 | $29,300,000 | $340,000 | $1,565,000 | $264,000 | $3,903,000 |
| Application Approved But Not Accepted | 36 | $55,310,000 | $1,536,000 | $44,405,000 | $213,000 | $644,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,754 | $2,206,305,000 | $383,000 | $46,585,000 | $163,000 | $3,903,000 |
| Credit History | 371 | $47,945,000 | $129,000 | $2,885,000 | $118,000 | $1,832,000 |
| Debt-To-Income Ratio | 249 | $66,345,000 | $266,000 | $1,725,000 | $103,000 | $713,000 |
| Collateral | 119 | $26,575,000 | $223,000 | $2,005,000 | $173,000 | $1,054,000 |
| Other | 37 | $15,575,000 | $420,000 | $2,625,000 | $266,000 | $2,813,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $6,975,000 | $410,000 | $1,955,000 | $115,000 | $580,000 |
| Employment History | 11 | $2,955,000 | $268,000 | $545,000 | $59,000 | $157,000 |
| Unverifiable Information | 6 | $1,490,000 | $248,000 | $535,000 | $156,000 | $451,000 |
| Credit Application Incomplete | 3 | $2,215,000 | $738,000 | $1,045,000 | $182,000 | $243,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank VA's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank VA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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