United Built Homes, LLC Mortgage Lending & HMDA Data, 2005

In 2005, United Built Homes, LLC of Shreveport, LA reported 1,539 mortgage applications totaling $164.5 million, up 3% from 2004. The average application was for $106,898, and applicants reported an average income of $52,860. 21% of its applications resulted in an originated loan and 55% were denied. Its largest markets were Houston-Baytown-Sugar Land, TX (54), Baton Rouge, LA (45) and Shreveport-Bossier City, LA (43) (applications in parentheses).

Mortgage Company & Address United Built Homes, LLC
8500 Line Ave
Shreveport, LA 71106
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 1,539
Total Mortgage Loan Application Amount $164,517,000
Average Mortgage Loan Application Amount $106,898
Highest Mortgage Loan Application Amount $335,000
Average Applicant Income $52,860
Highest Applicant Income $360,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Built Homes, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for United Built Homes, LLC by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington, Arkansas 53 $ 5,751,000 $ 108,509 $ 46,000
Harris, Texas 52 $ 5,822,000 $ 111,961 $ 59,000
Benton, Arkansas 41 $ 4,827,000 $ 117,731 $ 60,000
Caddo, Louisiana 31 $ 4,172,000 $ 134,580 $ 68,000
Smith, Texas 31 $ 3,706,000 $ 119,548 $ 57,000
Bossier, Louisiana 26 $ 3,110,000 $ 119,615 $ 63,000
Le Flore, Oklahoma 24 $ 2,318,000 $ 96,583 $ 45,000
Hardin, Texas 23 $ 2,099,000 $ 91,260 $ 51,000
Montgomery, Texas 23 $ 2,348,000 $ 102,086 $ 59,000
Livingston, Louisiana 22 $ 2,408,000 $ 109,454 $ 51,000
Grayson, Texas 22 $ 2,599,000 $ 118,136 $ 111,000
Pulaski, Arkansas 21 $ 1,981,000 $ 94,333 $ 42,000
Bowie, Texas 21 $ 2,276,000 $ 108,380 $ 64,000
Harrison, Texas 21 $ 2,358,000 $ 112,285 $ 51,000
Richland, Louisiana 19 $ 1,939,000 $ 102,052 $ 54,000
Dallas, Texas 19 $ 1,877,000 $ 98,789 $ 46,000
Ellis, Texas 19 $ 2,236,000 $ 117,684 $ 60,000
Boone, Arkansas 18 $ 1,826,000 $ 101,444 $ 38,000
Sequoyah, Oklahoma 18 $ 1,755,000 $ 97,500 $ 41,000
Cass, Texas 18 $ 1,850,000 $ 102,777 $ 49,000
St. Francis, Arkansas 17 $ 1,263,000 $ 74,294 $ 35,000
Ouachita, Louisiana 17 $ 1,974,000 $ 116,117 $ 47,000
East Baton Rouge, Louisiana 16 $ 1,744,000 $ 109,000 $ 42,000
Tangipahoa, Louisiana 16 $ 1,741,000 $ 108,812 $ 36,000
Saline, Arkansas 15 $ 1,383,000 $ 92,200 $ 44,000
Bryan, Oklahoma 15 $ 1,753,000 $ 116,866 $ 60,000
Carroll, Arkansas 14 $ 1,699,000 $ 121,357 $ 58,000
Hunt, Texas 14 $ 1,590,000 $ 113,571 $ 65,000
Crawford, Arkansas 13 $ 1,474,000 $ 113,384 $ 45,000
Ascension, Louisiana 13 $ 1,627,000 $ 125,153 $ 48,000
Adair, Oklahoma 13 $ 1,044,000 $ 80,307 $ 68,000
Logan, Arkansas 12 $ 985,000 $ 82,083 $ 42,000
Barry, Missouri 12 $ 1,500,000 $ 125,000 $ 58,000
Rusk, Texas 12 $ 1,257,000 $ 104,750 $ 54,000
Madison, Arkansas 11 $ 1,073,000 $ 97,545 $ 47,000
Sebastian, Arkansas 11 $ 1,055,000 $ 95,909 $ 33,000
Creek, Oklahoma 11 $ 1,231,000 $ 111,909 $ 40,000
Delaware, Oklahoma 11 $ 1,137,000 $ 103,363 $ 40,000
Rogers, Oklahoma 11 $ 1,058,000 $ 96,181 $ 50,000
Galveston, Texas 11 $ 1,390,000 $ 126,363 $ 69,000
Navarro, Texas 11 $ 1,134,000 $ 103,090 $ 36,000
Polk, Texas 11 $ 915,000 $ 83,181 $ 46,000
Crittenden, Arkansas 10 $ 704,000 $ 70,400 $ 50,000
Miller, Arkansas 10 $ 1,037,000 $ 103,700 $ 42,000
De Soto, Louisiana 10 $ 1,121,000 $ 112,100 $ 44,000
Lincoln, Louisiana 10 $ 1,139,000 $ 113,900 $ 51,000
Webster, Louisiana 10 $ 1,172,000 $ 117,200 $ 59,000
Cooke, Texas 10 $ 1,113,000 $ 111,300 $ 51,000
Liberty, Texas 10 $ 1,083,000 $ 108,300 $ 46,000
Faulkner, Arkansas 9 $ 680,000 $ 75,555 $ 36,000
Tulsa, Oklahoma 9 $ 761,000 $ 84,555 $ 38,000
Jefferson, Texas 9 $ 1,038,000 $ 115,333 $ 46,000
Mississippi, Arkansas 8 $ 687,000 $ 85,875 $ 48,000
White, Arkansas 8 $ 673,000 $ 84,125 $ 44,000
Lafourche, Louisiana 8 $ 991,000 $ 123,875 $ 60,000
Union, Louisiana 8 $ 1,018,000 $ 127,250 $ 62,000
Okmulgee, Oklahoma 8 $ 913,000 $ 114,125 $ 58,000
Brazoria, Texas 8 $ 885,000 $ 110,625 $ 82,000
Gregg, Texas 8 $ 932,000 $ 116,500 $ 60,000
Wood, Texas 8 $ 917,000 $ 114,625 $ 75,000
Craighead, Arkansas 7 $ 584,000 $ 83,428 $ 39,000
Hempstead, Arkansas 7 $ 669,000 $ 95,571 $ 48,000
Ouachita, Arkansas 7 $ 515,000 $ 73,571 $ 62,000
Claiborne, Louisiana 7 $ 763,000 $ 109,000 $ 67,000
East Feliciana, Louisiana 7 $ 871,000 $ 124,428 $ 54,000
Franklin, Louisiana 7 $ 810,000 $ 115,714 $ 57,000
Sabine, Louisiana 7 $ 785,000 $ 112,142 $ 58,000
Greene, Missouri 7 $ 898,000 $ 128,285 $ 65,000
Pawnee, Oklahoma 7 $ 680,000 $ 97,142 $ 58,000
Chambers, Texas 7 $ 734,000 $ 104,857 $ 46,000
Fannin, Texas 7 $ 650,000 $ 92,857 $ 52,000
Henderson, Texas 7 $ 785,000 $ 112,142 $ 43,000
Lamar, Texas 7 $ 472,000 $ 67,428 $ 62,000
Marion, Texas 7 $ 772,000 $ 110,285 $ 90,000
Upshur, Texas 7 $ 847,000 $ 121,000 $ 57,000
Cross, Arkansas 6 $ 586,000 $ 97,666 $ 53,000
Franklin, Arkansas 6 $ 624,000 $ 104,000 $ 33,000
Garland, Arkansas 6 $ 589,000 $ 98,166 $ 40,000
Hot Spring, Arkansas 6 $ 504,000 $ 84,000 $ 54,000
Lonoke, Arkansas 6 $ 579,000 $ 96,500 $ 49,000
St. Helena, Louisiana 6 $ 599,000 $ 99,833 $ 24,000
Terrebonne, Louisiana 6 $ 701,000 $ 116,833 $ 41,000
West Carroll, Louisiana 6 $ 780,000 $ 130,000 $ 57,000
Cherokee, Texas 6 $ 743,000 $ 123,833 $ 46,000
Collin, Texas 6 $ 729,000 $ 121,500 $ 52,000
Jefferson, Arkansas 5 $ 546,000 $ 109,200 $ 61,000
Lawrence, Arkansas 5 $ 332,000 $ 66,400 $ 67,000
Little River, Arkansas 5 $ 311,000 $ 62,200 $ 42,000
Marion, Arkansas 5 $ 448,000 $ 89,600 $ 36,000
Poinsett, Arkansas 5 $ 465,000 $ 93,000 $ 51,000
Iberia, Louisiana 5 $ 463,000 $ 92,600 $ 38,000
Jackson, Louisiana 5 $ 503,000 $ 100,600 $ 56,000
Morehouse, Louisiana 5 $ 588,000 $ 117,600 $ 68,000
Washington, Louisiana 5 $ 606,000 $ 121,200 $ 64,000
Copiah, Mississippi 5 $ 313,000 $ 62,600 $ 20,000
Mayes, Oklahoma 5 $ 330,000 $ 66,000 $ 36,000
Wagoner, Oklahoma 5 $ 583,000 $ 116,600 $ 54,000
Anderson, Texas 5 $ 619,000 $ 123,800 $ 56,000
Johnson, Texas 5 $ 656,000 $ 131,200 $ 68,000
Kaufman, Texas 5 $ 607,000 $ 121,400 $ 54,000
Panola, Texas 5 $ 457,000 $ 91,400 $ 45,000
Van Zandt, Texas 5 $ 675,000 $ 135,000 $ 50,000
Ashley, Arkansas 4 $ 577,000 $ 144,250 $ 74,000
Dallas, Arkansas 4 $ 284,000 $ 71,000 $ 40,000
Grant, Arkansas 4 $ 417,000 $ 104,250 $ 50,000
Howard, Arkansas 4 $ 316,000 $ 79,000 $ 37,000
Scott, Arkansas 4 $ 276,000 $ 69,000 $ 27,000
Bienville, Louisiana 4 $ 528,000 $ 132,000 $ 63,000
St. Martin, Louisiana 4 $ 461,000 $ 115,250 $ 44,000
Pike, Mississippi 4 $ 435,000 $ 108,750 $ 53,000
Pittsburg, Oklahoma 4 $ 211,000 $ 52,750 $ 24,000
Houston, Texas 4 $ 326,000 $ 81,500 $ 33,000
Newton, Texas 4 $ 361,000 $ 90,250 $ 40,000
Wise, Texas 4 $ 440,000 $ 110,000 $ 62,000
Cleveland, Arkansas 3 $ 296,000 $ 98,666 $ 49,000
Conway, Arkansas 3 $ 339,000 $ 113,000 $ 65,000
Greene, Arkansas 3 $ 214,000 $ 71,333 $ 31,000
Newton, Arkansas 3 $ 292,000 $ 97,333 $ 61,000
Perry, Arkansas 3 $ 381,000 $ 127,000 $ 46,000
Polk, Arkansas 3 $ 237,000 $ 79,000 $ 36,000
Randolph, Arkansas 3 $ 200,000 $ 66,666 $ 30,000
Sevier, Arkansas 3 $ 342,000 $ 114,000 $ 46,000
Sharp, Arkansas 3 $ 276,000 $ 92,000 $ 47,000
Yell, Arkansas 3 $ 264,000 $ 88,000 $ 58,000
Assumption, Louisiana 3 $ 390,000 $ 130,000 $ 43,000
Calcasieu, Louisiana 3 $ 326,000 $ 108,666 $ 62,000
Caldwell, Louisiana 3 $ 268,000 $ 89,333 $ 49,000
Evangeline, Louisiana 3 $ 351,000 $ 117,000 $ 61,000
Iberville, Louisiana 3 $ 347,000 $ 115,666 $ 39,000
La Salle, Louisiana 3 $ 293,000 $ 97,666 $ 60,000
Natchitoches, Louisiana 3 $ 409,000 $ 136,333 $ 72,000
Lincoln, Mississippi 3 $ 177,000 $ 59,000 $ 31,000
Jasper, Missouri 3 $ 281,000 $ 93,666 $ 50,000
Lawrence, Missouri 3 $ 289,000 $ 96,333 $ 65,000
McDonald, Missouri 3 $ 398,000 $ 132,666 $ 50,000
Newton, Missouri 3 $ 327,000 $ 109,000 $ 49,000
Stone, Missouri 3 $ 558,000 $ 186,000 $ 87,000
Taney, Missouri 3 $ 388,000 $ 129,333 $ 43,000
Atoka, Oklahoma 3 $ 297,000 $ 99,000 $ 40,000
Cherokee, Oklahoma 3 $ 294,000 $ 98,000 $ 39,000
Choctaw, Oklahoma 3 $ 360,000 $ 120,000 $ 48,000
Marshall, Oklahoma 3 $ 340,000 $ 113,333 $ 85,000
Osage, Oklahoma 3 $ 378,000 $ 126,000 $ 47,000
Austin, Texas 3 $ 345,000 $ 115,000 $ 51,000
Fayette, Texas 3 $ 349,000 $ 116,333 $ 46,000
Fort Bend, Texas 3 $ 301,000 $ 100,333 $ 56,000
Franklin, Texas 3 $ 295,000 $ 98,333 $ 50,000
Hood, Texas 3 $ 345,000 $ 115,000 $ 100,000
Orange, Texas 3 $ 274,000 $ 91,333 $ 51,000
Rains, Texas 3 $ 437,000 $ 145,666 $ 70,000
San Jacinto, Texas 3 $ 321,000 $ 107,000 $ 65,000
Travis, Texas 3 $ 294,000 $ 98,000 $ 42,000
Columbia, Arkansas 2 $ 205,000 $ 102,500 $ 59,000
Johnson, Arkansas 2 $ 191,000 $ 95,500 $ 54,000
Lafayette, Arkansas 2 $ 221,000 $ 110,500 $ 55,000
Lee, Arkansas 2 $ 179,000 $ 89,500 $ 33,000
Van Buren, Arkansas 2 $ 211,000 $ 105,500 $ 56,000
Woodruff, Arkansas 2 $ 170,000 $ 85,000 $ 56,000
Acadia, Louisiana 2 $ 248,000 $ 124,000 $ 43,000
Beauregard, Louisiana 2 $ 261,000 $ 130,500 $ 90,000
St. Tammany, Louisiana 2 $ 201,000 $ 100,500 $ 44,000
West Baton Rouge, Louisiana 2 $ 249,000 $ 124,500 $ 86,000
West Feliciana, Louisiana 2 $ 282,000 $ 141,000 $ 44,000
Winn, Louisiana 2 $ 189,000 $ 94,500 $ 46,000
Hancock, Mississippi 2 $ 177,000 $ 88,500 $ 87,000
Hinds, Mississippi 2 $ 93,000 $ 46,500 $ 25,000
Newton, Mississippi 2 $ 120,000 $ 60,000 $ 54,000
Christian, Missouri 2 $ 274,000 $ 137,000 $ 57,000
Douglas, Missouri 2 $ 190,000 $ 95,000 $ 51,000
Carter, Oklahoma 2 $ 268,000 $ 134,000 $ 42,000
Coal, Oklahoma 2 $ 247,000 $ 123,500 $ 53,000
Latimer, Oklahoma 2 $ 222,000 $ 111,000 $ 87,000
Love, Oklahoma 2 $ 230,000 $ 115,000 $ 58,000
Muskogee, Oklahoma 2 $ 174,000 $ 87,000 $ 35,000
Ottawa, Oklahoma 2 $ 292,000 $ 146,000 $ 53,000
Roger Mills, Oklahoma 2 $ 191,000 $ 95,500 $ 36,000
Washington, Oklahoma 2 $ 201,000 $ 100,500 $ 48,000
Angelina, Texas 2 $ 254,000 $ 127,000 $ 56,000
Bastrop, Texas 2 $ 231,000 $ 115,500 $ 49,000
Bell, Texas 2 $ 308,000 $ 154,000 $ 109,000
Bexar, Texas 2 $ 171,000 $ 85,500 $ 47,000
Burnet, Texas 2 $ 234,000 $ 117,000 $ 55,000
Erath, Texas 2 $ 283,000 $ 141,500 $ 87,000
Lavaca, Texas 2 $ 304,000 $ 152,000 $ 61,000
Morris, Texas 2 $ 211,000 $ 105,500 $ 56,000
Tarrant, Texas 2 $ 209,000 $ 104,500 $ 55,000
Tyler, Texas 2 $ 205,000 $ 102,500 $ 48,000
Waller, Texas 2 $ 102,000 $ 51,000 $ 63,000
Williamson, Texas 2 $ 280,000 $ 140,000 $ 49,000
Arkansas, Arkansas 1 $ 109,000 $ 109,000 $ 36,000
Baxter, Arkansas 1 $ 77,000 $ 77,000 $ 33,000
Bradley, Arkansas 1 $ 81,000 $ 81,000 $ 31,000
Calhoun, Arkansas 1 $ 87,000 $ 87,000 $ 56,000
Chicot, Arkansas 1 $ 109,000 $ 109,000 $ 50,000
Clark, Arkansas 1 $ 94,000 $ 94,000 $ 30,000
Cleburne, Arkansas 1 $ 96,000 $ 96,000 $ 33,000
Independence, Arkansas 1 $ 50,000 $ 50,000 $ 34,000
Jackson, Arkansas 1 $ 95,000 $ 95,000 $ 67,000
Lincoln, Arkansas 1 $ 107,000 $ 107,000 $ 29,000
Monroe, Arkansas 1 $ 75,000 $ 75,000 $ 25,000
Nevada, Arkansas 1 $ 125,000 $ 125,000 $ 42,000
Phillips, Arkansas 1 $ 118,000 $ 118,000 $ 54,000
Pike, Arkansas 1 $ 177,000 $ 177,000 $ 180,000
Pope, Arkansas 1 $ 97,000 $ 97,000 $ 55,000
Prairie, Arkansas 1 $ 150,000 $ 150,000 $ 50,000
Searcy, Arkansas 1 $ 99,000 $ 99,000 $ 33,000
Stone, Arkansas 1 $ 115,000 $ 115,000 $ 46,000
Union, Arkansas 1 $ 128,000 $ 128,000 $ 44,000
Allen, Louisiana 1 $ 57,000 $ 57,000 $ 24,000
Catahoula, Louisiana 1 $ 98,000 $ 98,000 $ 61,000
Jefferson, Louisiana 1 $ 139,000 $ 139,000 $ 73,000
Madison, Louisiana 1 $ 96,000 $ 96,000 $ 77,000
Orleans, Louisiana 1 $ 224,000 $ 224,000 $ 89,000
Pointe Coupee, Louisiana 1 $ 236,000 $ 236,000 $ 66,000
Red River, Louisiana 1 $ 156,000 $ 156,000 $ 53,000
St. James, Louisiana 1 $ 89,000 $ 89,000 $ 13,000
St. John the Baptist, Louisiana 1 $ 81,000 $ 81,000 $ 36,000
St. Landry, Louisiana 1 $ 99,000 $ 99,000 $ 67,000
St. Mary, Louisiana 1 $ 97,000 $ 97,000 $ 15,000
Tensas, Louisiana 1 $ 111,000 $ 111,000 $ 43,000
Amite, Mississippi 1 $ 152,000 $ 152,000 $ 74,000
Pearl River, Mississippi 1 $ 112,000 $ 112,000 $ 64,000
Walthall, Mississippi 1 $ 109,000 $ 109,000 $ 37,000
Wilkinson, Mississippi 1 $ 111,000 $ 111,000 $ 42,000
Barton, Missouri 1 $ 60,000 $ 60,000 $ 65,000
Butler, Missouri 1 $ 86,000 $ 86,000 $ 24,000
Camden, Missouri 1 $ 130,000 $ 130,000 $ 60,000
Carroll, Missouri 1 $ 196,000 $ 196,000 $ 72,000
Dunklin, Missouri 1 $ 80,000 $ 80,000 $ 49,000
Laclede, Missouri 1 $ 185,000 $ 185,000 $ 98,000
Pemiscot, Missouri 1 $ 105,000 $ 105,000 $ 34,000
Polk, Missouri 1 $ 72,000 $ 72,000 $ 85,000
Pulaski, Missouri 1 $ 196,000 $ 196,000 $ 77,000
Vernon, Missouri 1 $ 207,000 $ 207,000 $ 42,000
Craig, Oklahoma 1 $ 116,000 $ 116,000 $ 52,000
Hughes, Oklahoma 1 $ 82,000 $ 82,000 $ 39,000
Johnston, Oklahoma 1 $ 92,000 $ 92,000 $ 31,000
Kay, Oklahoma 1 $ 100,000 $ 100,000 $ 42,000
Kingfisher, Oklahoma 1 $ 132,000 $ 132,000 $ 74,000
Lincoln, Oklahoma 1 $ 136,000 $ 136,000 $ 42,000
Logan, Oklahoma 1 $ 110,000 $ 110,000 $ 141,000
McCurtain, Oklahoma 1 $ 20,000 $ 20,000 $ 16,000
McIntosh, Oklahoma 1 $ 115,000 $ 115,000 $ 65,000
Nowata, Oklahoma 1 $ 114,000 $ 114,000 $ 13,000
Okfuskee, Oklahoma 1 $ 110,000 $ 110,000 $ 56,000
Pottawatomie, Oklahoma 1 $ 138,000 $ 138,000 $ 55,000
Pushmataha, Oklahoma 1 $ 82,000 $ 82,000 $ 47,000
Knox, Tennessee 1 $ 105,000 $ 105,000 $ 53,000
Bosque, Texas 1 $ 138,000 $ 138,000 $ 53,000
Colorado, Texas 1 $ 82,000 $ 82,000 $ 41,000
Comal, Texas 1 $ 120,000 $ 120,000 $ 67,000
Coryell, Texas 1 $ 114,000 $ 114,000 $ 66,000
Hopkins, Texas 1 $ 122,000 $ 122,000 $ 59,000
Jackson, Texas 1 $ 137,000 $ 137,000 $ 102,000
Jasper, Texas 1 $ 100,000 $ 100,000 $ 55,000
Knox, Texas 1 $ 122,000 $ 122,000 $ 64,000
Lampasas, Texas 1 $ 183,000 $ 183,000 $ 65,000
Lee, Texas 1 $ 148,000 $ 148,000 $ 69,000
Leon, Texas 1 $ 97,000 $ 97,000 $ 68,000
Matagorda, Texas 1 $ 75,000 $ 75,000 $ 26,000
McLennan, Texas 1 $ 100,000 $ 100,000 $ 35,000
Mills, Texas 1 $ 160,000 $ 160,000 $ 138,000
Rockwall, Texas 1 $ 168,000 $ 168,000 $ 52,000
Sabine, Texas 1 $ 75,000 $ 75,000 $ 42,000
San Augustine, Texas 1 $ 114,000 $ 114,000 $ 66,000
Somervell, Texas 1 $ 146,000 $ 146,000 $ 71,000
Trinity, Texas 1 $ 97,000 $ 97,000 $ 50,000
Walker, Texas 1 $ 146,000 $ 146,000 $ 110,000
Wharton, Texas 1 $ 102,000 $ 102,000 $ 38,000
Young, Texas 1 $ 141,000 $ 141,000 $ 51,000

Mortgage Loan Application Detail Totals for United Built Homes, LLC in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,539 $164,517,000 $104,714 $335,000 $52,285 $360,000
Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,133 $122,429,000 $105,857 $335,000 $55,000 $360,000
Black or African American 308 $31,658,000 $95,200 $250,000 $42,200 $150,000
Hispanic 61 $6,615,000 $107,600 $200,000 $60,600 $133,000
American Indian or Alaskan Native 20 $1,703,000 $93,750 $133,000 $49,000 $136,000
Asian 8 $1,095,000 $142,750 $196,000 $75,000 $127,000
Not Provided 7 $872,000 $111,250 $178,000 $56,500 $61,000
Native Hawaiian or Other Pacific Islander 2 $145,000 $72,500 $77,000 $41,000 $54,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,539 $164,517,000 $104,714 $335,000 $52,285 $360,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 853 $89,532,000 $102,500 $335,000 $47,666 $360,000
Loan Originated 329 $35,541,000 $105,714 $291,000 $58,000 $234,000
Application Approved But Not Accepted 251 $26,719,000 $100,333 $207,000 $55,000 $156,000
File Closed For Incompleteness 106 $12,725,000 $128,400 $301,000 $60,000 $210,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 586 $60,231,000 $97,666 $237,000 $45,333 $185,000
Debt-To-Income Ratio 110 $12,181,000 $117,200 $217,000 $44,800 $118,000
Other 82 $9,055,000 $110,800 $335,000 $57,200 $360,000
Employment History 45 $4,633,000 $111,000 $211,000 $55,400 $124,000
Collateral 13 $1,666,000 $122,750 $209,000 $51,000 $123,000
Mortgage Insurance Denied 1 $88,000 $88,000 $88,000 $32,000 $32,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into United Built Homes, LLC's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess United Built Homes, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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