United California Systems Intl Mortgage Lending & HMDA Data, 2006
In 2006, United California Systems Intl of Los Angeles, CA reported 326 mortgage applications totaling $62.7 million. The average application was for $192,469, and applicants reported an average income of $119,969. 74% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (149), Los Angeles-Long Beach-Glendale, CA (56) and Atlanta-Sandy Springs-Marietta, GA (25) (applications in parentheses).
| Mortgage Company & Address | United California Systems Intl 2049 Century Park East #2550 Los Angeles, CA 90067 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 |
| Total Number of Mortgage Applications | 326 |
| Total Mortgage Loan Application Amount | $62,745,000 |
| Average Mortgage Loan Application Amount | $192,469 |
| Highest Mortgage Loan Application Amount | $1,035,000 |
| Average Applicant Income | $119,969 |
| Highest Applicant Income | $977,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United California Systems Intl filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 149 | $ 22,526,000 | $ 151,181 | $ 97,000 |
| Los Angeles-Long Beach-Glendale, CA | 56 | $ 18,666,000 | $ 333,321 | $ 153,000 |
| Atlanta-Sandy Springs-Marietta, GA | 25 | $ 2,974,000 | $ 118,960 | $ 161,000 |
| Houston-Sugar Land-Baytown, TX | 13 | $ 942,000 | $ 72,461 | $ 82,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 3,677,000 | $ 282,846 | $ 131,000 |
| Kansas City, MO-KS | 5 | $ 402,000 | $ 80,400 | $ 122,000 |
| New York-White Plains-Wayne, NY-NJ | 5 | $ 1,430,000 | $ 286,000 | $ 149,600 |
| Fort Worth-Arlington, TX | 4 | $ 306,000 | $ 76,500 | $ 130,000 |
| Indianapolis-Carmel, IN | 4 | $ 292,000 | $ 73,000 | $ 57,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4 | $ 1,721,000 | $ 430,250 | $ 121,750 |
| Flint, MI | 3 | $ 158,000 | $ 52,666 | $ 37,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 3 | $ 937,000 | $ 312,333 | $ 148,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 689,000 | $ 229,666 | $ 122,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 3 | $ 468,000 | $ 156,000 | $ 139,000 |
| Dallas-Plano-Irving, TX | 2 | $ 650,000 | $ 325,000 | $ 222,000 |
| Gary, IN | 2 | $ 77,000 | $ 38,500 | $ 44,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 610,000 | $ 305,000 | $ 216,000 |
| Memphis, TN-MS-AR | 2 | $ 80,000 | $ 40,000 | $ 30,000 |
| New Orleans-Metairie-Kenner, LA | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
| Philadelphia, PA | 2 | $ 130,000 | $ 65,000 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 2 | $ 595,000 | $ 297,500 | $ 563,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 835,000 | $ 417,500 | $ 0 |
| St. Louis, MO-IL | 2 | $ 500,000 | $ 250,000 | $ 201,000 |
| Sumter, SC | 2 | $ 112,000 | $ 56,000 | $ 74,000 |
| Austin-Round Rock, TX | 1 | $ 141,000 | $ 141,000 | $ 161,000 |
| Baltimore-Towson, MD | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Boston-Quincy, MA | 1 | $ 395,000 | $ 395,000 | $ 104,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 437,000 | $ 437,000 | $ 180,000 |
| Greenville, SC | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Jacksonville, FL | 1 | $ 176,000 | $ 176,000 | $ 77,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 171,000 | $ 171,000 | $ 72,000 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 810,000 | $ 810,000 | $ 245,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
Mortgage Loan Application Detail Totals for United California Systems Intl in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 245 | $39,024,000 | $159,000 | $1,035,000 | $115,000 | $977,000 |
| Refinancing | 81 | $23,721,000 | $292,000 | $810,000 | $135,000 | $807,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 217 | $39,024,000 | $179,000 | $1,035,000 | $118,000 | $977,000 |
| Hispanic | 47 | $8,965,000 | $190,000 | $576,000 | $96,000 | $324,000 |
| White | 39 | $7,830,000 | $200,000 | $669,000 | $149,000 | $575,000 |
| Not Provided | 16 | $5,604,000 | $350,000 | $810,000 | $149,000 | $900,000 |
| Asian | 7 | $1,322,000 | $188,000 | $540,000 | $108,000 | $174,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 325 | $62,649,000 | $192,000 | $1,035,000 | $120,000 | $977,000 |
| FHA-insured (Federal Housing Administration) | 1 | $96,000 | $96,000 | $96,000 | $38,000 | $38,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 240 | $45,656,000 | $190,000 | $1,035,000 | $124,000 | $977,000 |
| Application Approved But Not Accepted | 43 | $8,926,000 | $207,000 | $800,000 | $116,000 | $575,000 |
| File Closed For Incompleteness | 40 | $7,784,000 | $194,000 | $668,000 | $100,000 | $433,000 |
| Application Withdrawn By Applicant | 2 | $348,000 | $174,000 | $196,000 | $79,000 | $92,000 |
| Application Denied By Financial Institution | 1 | $31,000 | $31,000 | $31,000 | $220,000 | $220,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United California Systems Intl's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United California Systems Intl's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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