Unmb Home Loans Inc Mortgage Lending & HMDA Data, 2025
In 2025, Unmb Home Loans Inc of Levittown, NY reported 1,189 mortgage applications totaling $573.9 million, down 5% from 2024. The average application was for $482,703, and applicants reported an average income of $169,698. 67% of its applications resulted in an originated loan and 6% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (523), Nassau County-Suffolk County, NY (208) and Kiryas Joel-Poughkeepsie-Newburgh, NY (95) (applications in parentheses).
| Mortgage Company & Address | Unmb Home Loans Inc 3601 Hempstead Tpk. Suite 300 Levittown, NY 11756 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,189 |
| Total Mortgage Loan Application Amount | $573,935,000 |
| Average Mortgage Loan Application Amount | $482,703 |
| Highest Mortgage Loan Application Amount | $2,085,000 |
| Average Applicant Income | $169,698 |
| Highest Applicant Income | $1,746,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Unmb Home Loans Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 523 | $ 264,085,000 | $ 504,942 | $ 172,164 |
| Nassau County-Suffolk County, NY | 208 | $ 111,980,000 | $ 538,365 | $ 178,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 95 | $ 39,635,000 | $ 417,210 | $ 152,000 |
| Chattanooga, TN-GA | 64 | $ 25,800,000 | $ 403,125 | $ 138,828 |
| Lakewood-New Brunswick, NJ | 31 | $ 16,125,000 | $ 520,161 | $ 212,000 |
| Newark, NJ-PA | 31 | $ 15,245,000 | $ 491,774 | $ 161,000 |
| Outside any metro area | 26 | $ 10,350,000 | $ 398,076 | $ 167,846 |
| Bridgeport-Stamford-Norwalk, CT | 23 | $ 15,935,000 | $ 692,826 | $ 214,000 |
| Atlanta-Sandy Springs-Roswell, GA | 18 | $ 8,440,000 | $ 468,888 | $ 195,000 |
| Orlando-Kissimmee-Sanford, FL | 12 | $ 4,490,000 | $ 374,166 | $ 175,000 |
| Waterbury-Shelton, CT | 11 | $ 4,525,000 | $ 411,363 | $ 138,000 |
| Marietta, GA | 10 | $ 4,080,000 | $ 408,000 | $ 138,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 3,040,000 | $ 380,000 | $ 91,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 8 | $ 3,950,000 | $ 493,750 | $ 140,000 |
| New Haven-Milford, CT | 6 | $ 2,010,000 | $ 335,000 | $ 114,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 5 | $ 1,235,000 | $ 247,000 | $ 65,000 |
| Charlotte-Concord-Gastonia, NC-SC | 5 | $ 2,185,000 | $ 437,000 | $ 132,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 2,215,000 | $ 443,000 | $ 223,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 955,000 | $ 191,000 | $ 83,000 |
| Trenton, NJ | 5 | $ 2,085,000 | $ 417,000 | $ 148,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 1,500,000 | $ 375,000 | $ 156,000 |
| Dallas-Plano-Irving, TX | 4 | $ 3,620,000 | $ 905,000 | $ 321,000 |
| Kingston, NY | 4 | $ 1,680,000 | $ 420,000 | $ 189,000 |
| Philadelphia, PA | 4 | $ 1,380,000 | $ 345,000 | $ 106,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4 | $ 1,470,000 | $ 367,500 | $ 132,000 |
| Camden, NJ | 3 | $ 1,045,000 | $ 348,333 | $ 140,000 |
| Fayetteville, NC | 3 | $ 1,025,000 | $ 341,666 | $ 165,000 |
| Harrisburg-Carlisle, PA | 3 | $ 325,000 | $ 108,333 | $ 66,000 |
| Reading, PA | 3 | $ 695,000 | $ 231,666 | $ 123,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 710,000 | $ 355,000 | $ 85,000 |
| Beaumont-Port Arthur, TX | 2 | $ 300,000 | $ 150,000 | $ 66,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 480,000 | $ 240,000 | $ 169,000 |
| Charleston-North Charleston, SC | 2 | $ 660,000 | $ 330,000 | $ 823,000 |
| Chicago-Naperville, IL | 2 | $ 790,000 | $ 395,000 | $ 156,000 |
| Gainesville, GA | 2 | $ 980,000 | $ 490,000 | $ 258,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 2 | $ 860,000 | $ 430,000 | $ 96,000 |
| Houston-The Woodlands-Sugar Land, TX | 2 | $ 800,000 | $ 400,000 | $ 473,000 |
| Jacksonville, FL | 2 | $ 890,000 | $ 445,000 | $ 110,000 |
| Providence-Warwick, RI-MA | 2 | $ 1,030,000 | $ 515,000 | $ 139,000 |
| Tampa, FL | 2 | $ 570,000 | $ 285,000 | $ 114,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 595,000 | $ 595,000 | $ 161,000 |
| Asheville, NC | 1 | $ 445,000 | $ 445,000 | $ 389,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| Binghamton, NY | 1 | $ 95,000 | $ 95,000 | $ 173,000 |
| Cincinnati, OH-KY-IN | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Cleveland, OH | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Cleveland, TN | 1 | $ 475,000 | $ 475,000 | $ 102,000 |
| Dalton, GA | 1 | $ 575,000 | $ 575,000 | $ 122,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 335,000 | $ 335,000 | $ 122,000 |
| Durham-Chapel Hill, NC | 1 | $ 385,000 | $ 385,000 | $ 91,000 |
| Fort Collins, CO | 1 | $ 375,000 | $ 375,000 | $ 123,000 |
| Fort Worth-Arlington, TX | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Glens Falls, NY | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Hinesville, GA | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Ithaca, NY | 1 | $ 805,000 | $ 805,000 | $ 373,000 |
| Kennewick-Richland, WA | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Lakeland-Winter Haven, FL | 1 | $ 475,000 | $ 475,000 | $ 102,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 1,205,000 | $ 1,205,000 | $ 364,000 |
| Lynchburg, VA | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 785,000 | $ 785,000 | $ 408,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 295,000 | $ 295,000 | $ 308,000 |
| Norwich-New London, CT | 1 | $ 315,000 | $ 315,000 | $ 159,000 |
| Ocala, FL | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Pittsfield, MA | 1 | $ 365,000 | $ 365,000 | $ 225,000 |
| Raleigh, NC | 1 | $ 495,000 | $ 495,000 | $ 173,000 |
| San Antonio-New Braunfels, TX | 1 | $ 325,000 | $ 325,000 | $ 74,000 |
| San Diego-Carlsbad, CA | 1 | $ 985,000 | $ 985,000 | $ 220,000 |
| Springfield, MA | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| St. Petersburg-Clearwater-Largo, FL | 1 | $ 385,000 | $ 385,000 | $ 232,000 |
| Syracuse, NY | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 485,000 | $ 485,000 | $ 170,000 |
| Warner Robins, GA | 1 | $ 145,000 | $ 145,000 | $ 227,000 |
| Washington, DC-MD | 1 | $ 445,000 | $ 445,000 | $ 265,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 915,000 | $ 915,000 | $ 301,000 |
| Winston-Salem, NC | 1 | $ 365,000 | $ 365,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Unmb Home Loans Inc in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,017 | $497,425,000 | $489,000 | $2,085,000 | $171,000 | $1,746,000 |
| Refinancing | 172 | $76,510,000 | $444,000 | $2,005,000 | $162,000 | $1,221,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 439 | $200,755,000 | $457,000 | $2,005,000 | $185,000 | $1,746,000 |
| Hispanic | 275 | $135,465,000 | $492,000 | $1,175,000 | $155,000 | $492,000 |
| Black or African American | 212 | $105,760,000 | $498,000 | $1,325,000 | $159,000 | $1,221,000 |
| Asian | 148 | $80,630,000 | $544,000 | $1,985,000 | $174,000 | $532,000 |
| Not Provided | 108 | $47,560,000 | $440,000 | $2,085,000 | $156,000 | $783,000 |
| American Indian or Alaskan Native | 4 | $1,690,000 | $422,000 | $525,000 | $124,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $2,075,000 | $691,000 | $805,000 | $202,000 | $309,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 876 | $405,980,000 | $463,000 | $2,085,000 | $176,000 | $1,746,000 |
| FHA-insured (Federal Housing Administration) | 267 | $143,475,000 | $537,000 | $1,325,000 | $149,000 | $495,000 |
| VA-guaranteed (Veterans Administration) | 46 | $24,480,000 | $532,000 | $925,000 | $163,000 | $339,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 793 | $375,285,000 | $473,000 | $1,905,000 | $170,000 | $1,746,000 |
| Application Withdrawn By Applicant | 220 | $112,470,000 | $511,000 | $2,085,000 | $175,000 | $1,221,000 |
| Application Denied By Financial Institution | 67 | $29,935,000 | $446,000 | $1,025,000 | $136,000 | $669,000 |
| File Closed For Incompleteness | 63 | $32,895,000 | $522,000 | $1,325,000 | $170,000 | $978,000 |
| Application Approved But Not Accepted | 46 | $23,350,000 | $507,000 | $1,215,000 | $175,000 | $462,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,122 | $544,000,000 | $484,000 | $2,085,000 | $171,000 | $1,746,000 |
| Collateral | 21 | $6,905,000 | $328,000 | $685,000 | $122,000 | $193,000 |
| Debt-To-Income Ratio | 21 | $11,765,000 | $560,000 | $945,000 | $155,000 | $669,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $3,290,000 | $411,000 | $615,000 | $142,000 | $314,000 |
| Unverifiable Information | 7 | $4,145,000 | $592,000 | $1,025,000 | $116,000 | $194,000 |
| Credit History | 5 | $2,435,000 | $487,000 | $785,000 | $147,000 | $265,000 |
| Other | 5 | $1,395,000 | $279,000 | $575,000 | $128,000 | $237,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Unmb Home Loans Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Unmb Home Loans Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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