Eagle Home Mortgage of California Mortgage Lending & HMDA Data, 2011
In 2011, Eagle Home Mortgage of California of Miami, FL reported 1,946 mortgage applications totaling $566.1 million, down 17% from 2010. The average application was for $290,879, and applicants reported an average income of $106,090. 69% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (410), Fresno, CA (239) and Los Angeles-Long Beach-Glendale, CA (233) (applications in parentheses).
| Mortgage Company & Address | Eagle Home Mortgage of California 730 Nw 107th Avenue, 4th Fl Miami, FL 33172 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,946 |
| Total Mortgage Loan Application Amount | $566,051,000 |
| Average Mortgage Loan Application Amount | $290,879 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $106,090 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eagle Home Mortgage of California filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Eagle Home Mortgage of California in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,769 | $510,733,000 | $288,000 | $1,000,000 | $106,000 | $6,000,000 |
| Refinancing | 177 | $55,318,000 | $312,000 | $730,000 | $107,000 | $520,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,012 | $302,086,000 | $298,000 | $1,000,000 | $114,000 | $2,817,000 |
| Hispanic | 366 | $85,633,000 | $233,000 | $628,000 | $74,000 | $349,000 |
| Asian | 354 | $113,912,000 | $321,000 | $855,000 | $122,000 | $1,156,000 |
| Black or African American | 88 | $25,832,000 | $293,000 | $890,000 | $156,000 | $6,000,000 |
| Not applicable | 64 | $17,532,000 | $273,000 | $694,000 | $1,000 | $85,000 |
| Not Provided | 31 | $11,326,000 | $365,000 | $689,000 | $141,000 | $455,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $7,007,000 | $318,000 | $509,000 | $105,000 | $268,000 |
| American Indian or Alaskan Native | 9 | $2,723,000 | $302,000 | $648,000 | $92,000 | $280,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 961 | $264,813,000 | $275,000 | $721,000 | $85,000 | $726,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 789 | $240,670,000 | $305,000 | $1,000,000 | $134,000 | $6,000,000 |
| VA-guaranteed (Veterans Administration) | 196 | $60,568,000 | $309,000 | $689,000 | $99,000 | $322,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,349 | $382,543,000 | $283,000 | $886,000 | $103,000 | $2,817,000 |
| Application Denied By Financial Institution | 499 | $150,340,000 | $301,000 | $1,000,000 | $98,000 | $1,156,000 |
| Application Withdrawn By Applicant | 84 | $27,018,000 | $321,000 | $960,000 | $206,000 | $6,000,000 |
| Application Approved But Not Accepted | 14 | $6,150,000 | $439,000 | $669,000 | $147,000 | $265,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 164 | $54,192,000 | $330,000 | $1,000,000 | $118,000 | $1,156,000 |
| Debt-To-Income Ratio | 146 | $42,124,000 | $288,000 | $900,000 | $77,000 | $266,000 |
| Credit History | 121 | $32,985,000 | $272,000 | $597,000 | $89,000 | $275,000 |
| Credit Application Incomplete | 30 | $8,324,000 | $277,000 | $668,000 | $115,000 | $335,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $3,175,000 | $244,000 | $498,000 | $96,000 | $198,000 |
| Employment History | 10 | $4,190,000 | $419,000 | $647,000 | $139,000 | $385,000 |
| Other | 9 | $3,041,000 | $337,000 | $504,000 | $99,000 | $192,000 |
| Collateral | 6 | $2,309,000 | $384,000 | $525,000 | $131,000 | $197,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eagle Home Mortgage of California's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eagle Home Mortgage of California's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About