Greenstate Credit Union Mortgage Lending & HMDA Data, 2025

In 2025, Greenstate Credit Union of North Liberty, IA reported 21,778 mortgage applications totaling $4.0 billion, up 17% from 2024. The average application was for $184,738, and applicants reported an average income of $135,196. 72% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Des Moines-West Des Moines, IA (3,964), Chicago-Naperville, IL (2,714) and Cedar Rapids, IA (2,500) (applications in parentheses).

Mortgage Company & Address Greenstate Credit Union
2355 Landon Rd
North Liberty, IA 52317
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,778
Total Mortgage Loan Application Amount $4,023,230,000
Average Mortgage Loan Application Amount $184,738
Highest Mortgage Loan Application Amount $19,915,000
Average Applicant Income $135,196
Highest Applicant Income $4,060,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenstate Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenstate Credit Union by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Polk, Iowa 2,582 $ 483,390,000 $ 187,215 $ 134,000
Linn, Iowa 2,233 $ 331,455,000 $ 148,434 $ 120,000
Johnson, Iowa 2,228 $ 415,370,000 $ 186,431 $ 164,000
Cook, Illinois 1,509 $ 475,685,000 $ 315,231 $ 182,000
Black Hawk, Iowa 1,042 $ 152,830,000 $ 146,669 $ 114,000
Winnebago, Illinois 931 $ 155,875,000 $ 167,427 $ 106,000
Scott, Iowa 908 $ 167,710,000 $ 184,702 $ 142,000
Dallas, Iowa 861 $ 228,845,000 $ 265,789 $ 206,000
DuPage, Illinois 552 $ 141,440,000 $ 256,231 $ 176,000
Dubuque, Iowa 466 $ 82,730,000 $ 177,532 $ 103,000
Kane, Illinois 416 $ 89,950,000 $ 216,225 $ 145,000
Will, Illinois 405 $ 78,885,000 $ 194,777 $ 135,000
Lake, Illinois 383 $ 80,205,000 $ 209,412 $ 125,000
Rock Island, Illinois 330 $ 36,090,000 $ 109,363 $ 92,000
Poweshiek, Iowa 318 $ 35,560,000 $ 111,823 $ 112,000
Warren, Iowa 283 $ 58,935,000 $ 208,250 $ 146,000
McHenry, Illinois 221 $ 44,275,000 $ 200,339 $ 113,000
Iowa, Iowa 190 $ 25,750,000 $ 135,526 $ 112,000
Oakland, Michigan 187 $ 10,325,000 $ 55,213 $ 68,000
Stephenson, Illinois 185 $ 19,345,000 $ 104,567 $ 86,000
Washington, Iowa 184 $ 25,380,000 $ 137,934 $ 115,000
Benton, Iowa 183 $ 23,865,000 $ 130,409 $ 121,000
Cedar, Iowa 182 $ 23,180,000 $ 127,362 $ 107,000
Webster, Iowa 177 $ 20,735,000 $ 117,146 $ 95,000
Boone, Illinois 150 $ 31,390,000 $ 209,266 $ 128,000
Story, Iowa 137 $ 21,425,000 $ 156,386 $ 118,000
Jasper, Iowa 134 $ 16,830,000 $ 125,597 $ 112,000
Wayne, Michigan 129 $ 7,265,000 $ 56,317 $ 62,000
Muscatine, Iowa 126 $ 16,330,000 $ 129,603 $ 100,000
Bremer, Iowa 109 $ 18,875,000 $ 173,165 $ 127,000
Douglas, Nebraska 109 $ 25,525,000 $ 234,174 $ 156,000
Livingston, Michigan 105 $ 9,685,000 $ 92,238 $ 96,000
Grundy, Iowa 87 $ 12,725,000 $ 146,264 $ 109,000
Buchanan, Iowa 86 $ 11,550,000 $ 134,302 $ 102,000
Jones, Iowa 84 $ 11,270,000 $ 134,166 $ 101,000
Madison, Iowa 81 $ 14,945,000 $ 184,506 $ 163,000
Washtenaw, Michigan 77 $ 8,125,000 $ 105,519 $ 75,000
Clinton, Iowa 76 $ 11,590,000 $ 152,500 $ 115,000
DeKalb, Illinois 75 $ 11,875,000 $ 158,333 $ 106,000
Kendall, Illinois 74 $ 15,650,000 $ 211,486 $ 140,000
Kent, Michigan 70 $ 3,760,000 $ 53,714 $ 53,000
Ottawa, Michigan 70 $ 7,100,000 $ 101,428 $ 63,000
Ogle, Illinois 68 $ 12,930,000 $ 190,147 $ 120,000
Boone, Iowa 65 $ 8,245,000 $ 126,846 $ 109,000
Macomb, Michigan 64 $ 3,820,000 $ 59,687 $ 68,000
Marshall, Iowa 61 $ 5,395,000 $ 88,442 $ 93,000
Henry, Illinois 60 $ 7,470,000 $ 124,500 $ 107,000
Tama, Iowa 60 $ 6,620,000 $ 110,333 $ 88,000
Jackson, Iowa 51 $ 6,435,000 $ 126,176 $ 109,000
Walworth, Wisconsin 49 $ 15,365,000 $ 313,571 $ 260,000
Butler, Iowa 48 $ 6,780,000 $ 141,250 $ 113,000
Rock, Wisconsin 47 $ 9,185,000 $ 195,425 $ 102,000
Marion, Iowa 46 $ 6,120,000 $ 133,043 $ 106,000
Keokuk, Iowa 45 $ 3,785,000 $ 84,111 $ 101,000
Sarpy, Nebraska 39 $ 11,695,000 $ 299,871 $ 162,000
Maricopa, Arizona 37 $ 21,985,000 $ 594,189 $ 327,000
Jo Daviess, Illinois 35 $ 7,625,000 $ 217,857 $ 146,000
Whiteside, Illinois 34 $ 2,970,000 $ 87,352 $ 77,000
Delaware, Iowa 34 $ 6,560,000 $ 192,941 $ 130,000
Henry, Iowa 32 $ 4,300,000 $ 134,375 $ 121,000
Des Moines, Iowa 31 $ 10,775,000 $ 347,580 $ 145,000
Fayette, Iowa 31 $ 3,985,000 $ 128,548 $ 91,000
LaSalle, Illinois 30 $ 4,590,000 $ 153,000 $ 76,000
Hamilton, Iowa 30 $ 2,870,000 $ 95,666 $ 89,000
Cerro Gordo, Iowa 28 $ 5,320,000 $ 190,000 $ 240,000
Grundy, Illinois 27 $ 6,305,000 $ 233,518 $ 128,000
Mercer, Illinois 27 $ 3,485,000 $ 129,074 $ 124,000
Wood, Ohio 27 $ 1,365,000 $ 50,555 $ 53,000
Eaton, Michigan 26 $ 1,070,000 $ 41,153 $ 59,000
Lee, Iowa 25 $ 1,615,000 $ 64,600 $ 93,000
Wright, Iowa 25 $ 2,125,000 $ 85,000 $ 72,000
Waukesha, Wisconsin 25 $ 5,035,000 $ 201,400 $ 132,000
Hardin, Iowa 24 $ 3,050,000 $ 127,083 $ 106,000
Pottawattamie, Iowa 24 $ 3,760,000 $ 156,666 $ 146,000
Guthrie, Iowa 23 $ 4,595,000 $ 199,782 $ 210,000
Mahaska, Iowa 23 $ 3,185,000 $ 138,478 $ 112,000
Allegan, Michigan 22 $ 2,070,000 $ 94,090 $ 82,000
Branch, Michigan 21 $ 2,485,000 $ 118,333 $ 72,000
Woodbury, Iowa 20 $ 2,610,000 $ 130,500 $ 110,000
Berrien, Michigan 20 $ 6,130,000 $ 306,500 $ 153,000
Sauk, Wisconsin 20 $ 1,340,000 $ 67,000 $ 60,000
Knox, Illinois 19 $ 1,695,000 $ 89,210 $ 114,000
Clarke, Iowa 19 $ 2,405,000 $ 126,578 $ 107,000
Louisa, Iowa 19 $ 1,435,000 $ 75,526 $ 120,000
Winneshiek, Iowa 19 $ 3,995,000 $ 210,263 $ 197,000
Marion, Indiana 18 $ 2,370,000 $ 131,666 $ 94,000
Floyd, Iowa 18 $ 1,670,000 $ 92,777 $ 78,000
Carroll, Illinois 17 $ 3,665,000 $ 215,588 $ 157,000
Elkhart, Indiana 17 $ 1,185,000 $ 69,705 $ 64,000
Clayton, Iowa 17 $ 2,735,000 $ 160,882 $ 166,000
Polk, Wisconsin 17 $ 705,000 $ 41,470 $ 59,000
Calhoun, Iowa 16 $ 2,180,000 $ 136,250 $ 141,000
St. Clair, Michigan 16 $ 1,150,000 $ 71,875 $ 60,000
LaPorte, Indiana 15 $ 1,685,000 $ 112,333 $ 97,000
Monroe, Indiana 15 $ 2,115,000 $ 141,000 $ 95,000
Allamakee, Iowa 15 $ 3,905,000 $ 260,333 $ 142,000
Montgomery, Ohio 15 $ 675,000 $ 45,000 $ 51,000
Eau Claire, Wisconsin 15 $ 945,000 $ 63,000 $ 62,000
Morgan, Indiana 14 $ 490,000 $ 35,000 $ 66,000
Bay, Michigan 14 $ 730,000 $ 52,142 $ 50,000
Genesee, Michigan 14 $ 590,000 $ 42,142 $ 51,000
Lapeer, Michigan 14 $ 530,000 $ 37,857 $ 54,000
Hennepin, Minnesota 14 $ 5,280,000 $ 377,142 $ 265,000
Dane, Wisconsin 14 $ 4,890,000 $ 349,285 $ 170,000
Kenosha, Wisconsin 14 $ 2,600,000 $ 185,714 $ 105,000
Kankakee, Illinois 13 $ 2,435,000 $ 187,307 $ 172,000
Peoria, Illinois 13 $ 2,465,000 $ 189,615 $ 209,000
Allen, Indiana 13 $ 435,000 $ 33,461 $ 41,000
Dickinson, Iowa 13 $ 3,345,000 $ 257,307 $ 354,000
Jefferson, Iowa 13 $ 1,155,000 $ 88,846 $ 132,000
Lucas, Iowa 13 $ 1,295,000 $ 99,615 $ 95,000
Wapello, Iowa 13 $ 1,355,000 $ 104,230 $ 108,000
Barron, Wisconsin 13 $ 545,000 $ 41,923 $ 57,000
Milwaukee, Wisconsin 13 $ 3,735,000 $ 287,307 $ 167,000
Union, Iowa 12 $ 1,590,000 $ 132,500 $ 159,000
Monroe, Michigan 12 $ 600,000 $ 50,000 $ 58,000
Madison, Illinois 11 $ 1,205,000 $ 109,545 $ 96,000
DeKalb, Indiana 11 $ 565,000 $ 51,363 $ 71,000
Porter, Indiana 11 $ 3,145,000 $ 285,909 $ 127,000
Greene, Iowa 11 $ 1,075,000 $ 97,727 $ 89,000
Kalamazoo, Michigan 11 $ 845,000 $ 76,818 $ 71,000
Grant, Wisconsin 11 $ 2,575,000 $ 234,090 $ 157,000
Arapahoe, Colorado 10 $ 3,970,000 $ 397,000 $ 114,000
Douglas, Colorado 10 $ 4,870,000 $ 487,000 $ 163,000
Madison, Indiana 10 $ 600,000 $ 60,000 $ 39,000
Humboldt, Iowa 10 $ 1,380,000 $ 138,000 $ 108,000
Isabella, Michigan 10 $ 730,000 $ 73,000 $ 66,000
Lenawee, Michigan 10 $ 800,000 $ 80,000 $ 76,000
Outagamie, Wisconsin 10 $ 730,000 $ 73,000 $ 62,000
Pima, Arizona 9 $ 3,075,000 $ 341,666 $ 148,000
Macon, Illinois 9 $ 355,000 $ 39,444 $ 55,000
McLean, Illinois 9 $ 385,000 $ 42,777 $ 68,000
Tazewell, Illinois 9 $ 835,000 $ 92,777 $ 91,000
Hamilton, Indiana 9 $ 3,235,000 $ 359,444 $ 436,000
Lake, Indiana 9 $ 1,265,000 $ 140,555 $ 114,000
Cass, Iowa 9 $ 875,000 $ 97,222 $ 138,000
Chickasaw, Iowa 9 $ 935,000 $ 103,888 $ 123,000
Lancaster, Nebraska 9 $ 3,655,000 $ 406,111 $ 412,000
Butler, Ohio 9 $ 545,000 $ 60,555 $ 66,000
Cuyahoga, Ohio 9 $ 1,515,000 $ 168,333 $ 102,000
Juneau, Wisconsin 9 $ 1,505,000 $ 167,222 $ 94,000
Marathon, Wisconsin 9 $ 585,000 $ 65,000 $ 69,000
Winnebago, Wisconsin 9 $ 745,000 $ 82,777 $ 84,000
Jefferson, Colorado 8 $ 5,260,000 $ 657,500 $ 191,000
Sangamon, Illinois 8 $ 610,000 $ 76,250 $ 69,000
Warren, Illinois 8 $ 650,000 $ 81,250 $ 93,000
Howard, Indiana 8 $ 340,000 $ 42,500 $ 58,000
Adair, Iowa 8 $ 1,060,000 $ 132,500 $ 103,000
Franklin, Iowa 8 $ 720,000 $ 90,000 $ 151,000
O'Brien, Iowa 8 $ 570,000 $ 71,250 $ 85,000
Wayne, Iowa 8 $ 950,000 $ 118,750 $ 92,000
Clinton, Michigan 8 $ 280,000 $ 35,000 $ 55,000
Grand Traverse, Michigan 8 $ 2,090,000 $ 261,250 $ 90,000
Brown, Wisconsin 8 $ 880,000 $ 110,000 $ 72,000
Denver, Colorado 7 $ 4,635,000 $ 662,142 $ 198,000
Champaign, Illinois 7 $ 1,515,000 $ 216,428 $ 132,000
Delaware, Indiana 7 $ 515,000 $ 73,571 $ 51,000
Tippecanoe, Indiana 7 $ 815,000 $ 116,428 $ 123,000
Carroll, Iowa 7 $ 1,035,000 $ 147,857 $ 112,000
Harrison, Iowa 7 $ 1,645,000 $ 235,000 $ 129,000
Pocahontas, Iowa 7 $ 695,000 $ 99,285 $ 104,000
Van Buren, Michigan 7 $ 415,000 $ 59,285 $ 67,000
Camden, Missouri 7 $ 2,535,000 $ 362,142 $ 295,000
Dunn, Wisconsin 7 $ 1,565,000 $ 223,571 $ 156,000
Racine, Wisconsin 7 $ 1,615,000 $ 230,714 $ 147,000
St. Croix, Wisconsin 7 $ 655,000 $ 93,571 $ 82,000
Lee, Florida 6 $ 2,490,000 $ 415,000 $ 188,000
Sarasota, Florida 6 $ 3,070,000 $ 511,666 $ 224,000
Adams, Illinois 6 $ 1,130,000 $ 188,333 $ 307,000
St. Clair, Illinois 6 $ 280,000 $ 46,666 $ 69,000
Bartholomew, Indiana 6 $ 290,000 $ 48,333 $ 65,000
Hendricks, Indiana 6 $ 630,000 $ 105,000 $ 87,000
Marshall, Indiana 6 $ 1,010,000 $ 168,333 $ 66,000
Buena Vista, Iowa 6 $ 810,000 $ 135,000 $ 130,000
Decatur, Iowa 6 $ 870,000 $ 145,000 $ 151,000
Kossuth, Iowa 6 $ 1,600,000 $ 266,666 $ 161,000
Monroe, Iowa 6 $ 610,000 $ 101,666 $ 108,000
Van Buren, Iowa 6 $ 780,000 $ 130,000 $ 130,000
Jackson, Missouri 6 $ 1,090,000 $ 181,666 $ 84,000
Washington, Nebraska 6 $ 1,500,000 $ 250,000 $ 160,000
Hancock, Ohio 6 $ 90,000 $ 15,000 $ 43,000
Henry, Ohio 6 $ 400,000 $ 66,666 $ 80,000
Medina, Ohio 6 $ 660,000 $ 110,000 $ 72,000
Collier, Florida 5 $ 3,675,000 $ 735,000 $ 370,000
Sumter, Florida 5 $ 1,595,000 $ 319,000 $ 194,000
Jackson, Michigan 5 $ 465,000 $ 93,000 $ 80,000
Ramsey, Minnesota 5 $ 1,635,000 $ 327,000 $ 184,000
Buffalo, Nebraska 5 $ 985,000 $ 197,000 $ 233,000
Fulton, Ohio 5 $ 365,000 $ 73,000 $ 62,000
Lucas, Ohio 5 $ 235,000 $ 47,000 $ 57,000
Denton, Texas 5 $ 2,855,000 $ 571,000 $ 469,000
Adams, Wisconsin 5 $ 1,205,000 $ 241,000 $ 180,000
Vilas, Wisconsin 5 $ 1,015,000 $ 203,000 $ 259,000
Manatee, Florida 4 $ 1,700,000 $ 425,000 $ 229,000
Pinellas, Florida 4 $ 1,470,000 $ 367,500 $ 205,000
Ringgold, Iowa 4 $ 670,000 $ 167,500 $ 229,000
Taylor, Iowa 4 $ 480,000 $ 120,000 $ 257,000
Manistee, Michigan 4 $ 810,000 $ 202,500 $ 165,000
Marquette, Michigan 4 $ 550,000 $ 137,500 $ 93,000
Olmsted, Minnesota 4 $ 1,510,000 $ 377,500 $ 101,000
Wright, Minnesota 4 $ 930,000 $ 232,500 $ 191,000
Madison, Nebraska 4 $ 1,010,000 $ 252,500 $ 128,000
Westchester, New York 4 $ 5,190,000 $ 1,297,500 $ 389,000
Lorain, Ohio 4 $ 610,000 $ 152,500 $ 58,000
Multnomah, Oregon 4 $ 1,860,000 $ 465,000 $ 182,000
Lancaster, South Carolina 4 $ 2,020,000 $ 505,000 $ 178,000
Minnehaha, South Dakota 4 $ 830,000 $ 207,500 $ 191,000
Pennington, South Dakota 4 $ 1,650,000 $ 412,500 $ 313,000
Williamson, Tennessee 4 $ 3,270,000 $ 817,500 $ 247,000
Columbia, Wisconsin 4 $ 400,000 $ 100,000 $ 118,000
Green, Wisconsin 4 $ 180,000 $ 45,000 $ 53,000
La Crosse, Wisconsin 4 $ 1,370,000 $ 342,500 $ 160,000
Sheboygan, Wisconsin 4 $ 710,000 $ 177,500 $ 175,000
Waupaca, Wisconsin 4 $ 180,000 $ 45,000 $ 42,000
San Diego, California 3 $ 1,495,000 $ 498,333 $ 163,000
Weld, Colorado 3 $ 1,665,000 $ 555,000 $ 144,000
Marion, Florida 3 $ 655,000 $ 218,333 $ 119,000
Henderson, Illinois 3 $ 155,000 $ 51,666 $ 68,000
Lee, Illinois 3 $ 365,000 $ 121,666 $ 123,000
Jasper, Indiana 3 $ 305,000 $ 101,666 $ 59,000
St. Joseph, Indiana 3 $ 285,000 $ 95,000 $ 204,000
Appanoose, Iowa 3 $ 435,000 $ 145,000 $ 117,000
Audubon, Iowa 3 $ 365,000 $ 121,666 $ 95,000
Clay, Iowa 3 $ 455,000 $ 151,666 $ 129,000
Crawford, Iowa 3 $ 245,000 $ 81,666 $ 64,000
Emmet, Iowa 3 $ 285,000 $ 95,000 $ 63,000
Ida, Iowa 3 $ 455,000 $ 151,666 $ 227,000
Sac, Iowa 3 $ 605,000 $ 201,666 $ 220,000
Shelby, Iowa 3 $ 195,000 $ 65,000 $ 109,000
Fayette, Kentucky 3 $ 785,000 $ 261,666 $ 266,000
Middlesex, Massachusetts 3 $ 4,755,000 $ 1,585,000 $ 344,000
Ionia, Michigan 3 $ 255,000 $ 85,000 $ 67,000
Leelanau, Michigan 3 $ 3,495,000 $ 1,165,000 $ 541,000
Muskegon, Michigan 3 $ 175,000 $ 58,333 $ 59,000
Washington, Minnesota 3 $ 1,555,000 $ 518,333 $ 380,000
Adair, Missouri 3 $ 1,255,000 $ 418,333 $ 220,000
Boone, Missouri 3 $ 715,000 $ 238,333 $ 137,000
Greene, Missouri 3 $ 875,000 $ 291,666 $ 194,000
St. Francois, Missouri 3 $ 975,000 $ 325,000 $ 124,000
St. Louis, Missouri 3 $ 685,000 $ 228,333 $ 113,000
Dakota, Nebraska 3 $ 485,000 $ 161,666 $ 136,000
Saunders, Nebraska 3 $ 375,000 $ 125,000 $ 108,000
Essex, New Jersey 3 $ 1,185,000 $ 395,000 $ 133,000
Morris, New Jersey 3 $ 1,485,000 $ 495,000 $ 141,000
Defiance, Ohio 3 $ 225,000 $ 75,000 $ 72,000
Northampton, Pennsylvania 3 $ 3,905,000 $ 1,301,666 $ 717,000
Davidson, Tennessee 3 $ 1,105,000 $ 368,333 $ 210,000
Scott, Tennessee 3 $ 615,000 $ 205,000 $ 49,000
Clark, Washington 3 $ 1,415,000 $ 471,666 $ 155,000
Fond du Lac, Wisconsin 3 $ 375,000 $ 125,000 $ 132,000
Jefferson, Wisconsin 3 $ 435,000 $ 145,000 $ 120,000
Manitowoc, Wisconsin 3 $ 285,000 $ 95,000 $ 67,000
Portage, Wisconsin 3 $ 805,000 $ 268,333 $ 261,000
Washington, Wisconsin 3 $ 425,000 $ 141,666 $ 86,000
Wood, Wisconsin 3 $ 115,000 $ 38,333 $ 48,000
Baldwin, Alabama 2 $ 710,000 $ 355,000 $ 317,000
Madison, Alabama 2 $ 1,010,000 $ 505,000 $ 160,000
Montgomery, Alabama 2 $ 140,000 $ 70,000 $ 99,000
Navajo, Arizona 2 $ 540,000 $ 270,000 $ 73,000
Adams, Colorado 2 $ 640,000 $ 320,000 $ 99,000
Boulder, Colorado 2 $ 1,800,000 $ 900,000 $ 301,000
El Paso, Colorado 2 $ 460,000 $ 230,000 $ 112,000
Capitol Planning Region, Connecticut 2 $ 830,000 $ 415,000 $ 179,000
Charlotte, Florida 2 $ 640,000 $ 320,000 $ 185,000
Bryan, Georgia 2 $ 960,000 $ 480,000 $ 353,000
Fayette, Georgia 2 $ 1,250,000 $ 625,000 $ 250,000
Bureau, Illinois 2 $ 70,000 $ 35,000 $ 52,000
Hancock, Illinois 2 $ 160,000 $ 80,000 $ 76,000
Livingston, Illinois 2 $ 100,000 $ 50,000 $ 69,000
Marshall, Illinois 2 $ 380,000 $ 190,000 $ 61,000
McDonough, Illinois 2 $ 80,000 $ 40,000 $ 140,000
Putnam, Illinois 2 $ 360,000 $ 180,000 $ 92,000
Clark, Indiana 2 $ 350,000 $ 175,000 $ 95,000
Johnson, Indiana 2 $ 90,000 $ 45,000 $ 86,000
Posey, Indiana 2 $ 70,000 $ 35,000 $ 66,000
Starke, Indiana 2 $ 330,000 $ 165,000 $ 117,000
Whitley, Indiana 2 $ 50,000 $ 25,000 $ 62,000
Davis, Iowa 2 $ 30,000 $ 15,000 $ 97,000
Mitchell, Iowa 2 $ 780,000 $ 390,000 $ 110,000
Sedgwick, Kansas 2 $ 1,170,000 $ 585,000 $ 169,000
Boone, Kentucky 2 $ 1,190,000 $ 595,000 $ 162,000
Jefferson, Kentucky 2 $ 1,210,000 $ 605,000 $ 210,000
Essex, Massachusetts 2 $ 1,790,000 $ 895,000 $ 598,000
Plymouth, Massachusetts 2 $ 730,000 $ 365,000 $ 133,000
Barry, Michigan 2 $ 170,000 $ 85,000 $ 56,000
Otsego, Michigan 2 $ 220,000 $ 110,000 $ 73,000
St. Joseph, Michigan 2 $ 770,000 $ 385,000 $ 164,000
Carver, Minnesota 2 $ 1,160,000 $ 580,000 $ 393,000
Cass, Minnesota 2 $ 680,000 $ 340,000 $ 362,000
Stearns, Minnesota 2 $ 340,000 $ 170,000 $ 163,000
Steele, Minnesota 2 $ 510,000 $ 255,000 $ 157,000
Cooper, Missouri 2 $ 60,000 $ 30,000 $ 170,000
Franklin, Missouri 2 $ 300,000 $ 150,000 $ 147,000
Jasper, Missouri 2 $ 260,000 $ 130,000 $ 162,000
Morgan, Missouri 2 $ 560,000 $ 280,000 $ 462,000
St. Louis City, Missouri 2 $ 1,070,000 $ 535,000 $ 299,000
Boone, Nebraska 2 $ 320,000 $ 160,000 $ 189,000
Burt, Nebraska 2 $ 210,000 $ 105,000 $ 55,000
Cass, Nebraska 2 $ 210,000 $ 105,000 $ 379,000
York, Nebraska 2 $ 100,000 $ 50,000 $ 62,000
Hillsborough, New Hampshire 2 $ 1,120,000 $ 560,000 $ 567,000
Guilford, North Carolina 2 $ 340,000 $ 170,000 $ 112,000
Onslow, North Carolina 2 $ 750,000 $ 375,000 $ 631,000
Clark, Ohio 2 $ 90,000 $ 45,000 $ 40,000
Clermont, Ohio 2 $ 120,000 $ 60,000 $ 76,000
Franklin, Ohio 2 $ 990,000 $ 495,000 $ 390,000
Hamilton, Ohio 2 $ 360,000 $ 180,000 $ 82,000
Miami, Ohio 2 $ 140,000 $ 70,000 $ 57,000
Portage, Ohio 2 $ 90,000 $ 45,000 $ 41,000
Richland, Ohio 2 $ 300,000 $ 150,000 $ 105,000
Williams, Ohio 2 $ 100,000 $ 50,000 $ 35,000
Tulsa, Oklahoma 2 $ 490,000 $ 245,000 $ 246,000
Allegheny, Pennsylvania 2 $ 720,000 $ 360,000 $ 221,000
Hamilton, Tennessee 2 $ 470,000 $ 235,000 $ 82,000
Sequatchie, Tennessee 2 $ 300,000 $ 150,000 $ 81,000
Brazoria, Texas 2 $ 710,000 $ 355,000 $ 81,000
Dallas, Texas 2 $ 550,000 $ 275,000 $ 133,000
Harris, Texas 2 $ 620,000 $ 310,000 $ 104,000
Millard, Utah 2 $ 590,000 $ 295,000 $ 95,000
Weber, Utah 2 $ 1,050,000 $ 525,000 $ 174,000
King, Washington 2 $ 540,000 $ 270,000 $ 124,000
Door, Wisconsin 2 $ 810,000 $ 405,000 $ 253,000
Lafayette, Wisconsin 2 $ 250,000 $ 125,000 $ 92,000
Lincoln, Wisconsin 2 $ 120,000 $ 60,000 $ 59,000
Oconto, Wisconsin 2 $ 70,000 $ 35,000 $ 84,000
Pierce, Wisconsin 2 $ 180,000 $ 90,000 $ 300,000
Laramie, Wyoming 2 $ 560,000 $ 280,000 $ 138,000
DeKalb, Alabama 1 $ 155,000 $ 155,000 $ 80,000
Jackson, Alabama 1 $ 165,000 $ 165,000 $ 83,000
Jefferson, Alabama 1 $ 365,000 $ 365,000 $ 220,000
Lawrence, Alabama 1 $ 125,000 $ 125,000 $ 80,000
Marshall, Alabama 1 $ 165,000 $ 165,000 $ 80,000
Tuscaloosa, Alabama 1 $ 165,000 $ 165,000 $ 105,000
Mohave, Arizona 1 $ 95,000 $ 95,000 $ 60,000
Pinal, Arizona 1 $ 365,000 $ 365,000 $ 132,000
Fresno, California 1 $ 1,255,000 $ 1,255,000 $ 466,000
Los Angeles, California 1 $ 415,000 $ 415,000 $ 58,000
Nevada, California 1 $ 405,000 $ 405,000 $ 339,000
Orange, California 1 $ 1,355,000 $ 1,355,000 $ 431,000
Shasta, California 1 $ 375,000 $ 375,000 $ 257,000
Solano, California 1 $ 435,000 $ 435,000 $ 143,000
Stanislaus, California 1 $ 205,000 $ 205,000 $ 191,000
Custer, Colorado 1 $ 805,000 $ 805,000 $ 223,000
Elbert, Colorado 1 $ 465,000 $ 465,000 $ 186,000
Larimer, Colorado 1 $ 275,000 $ 275,000 $ 126,000
Summit, Colorado 1 $ 905,000 $ 905,000 $ 1,182,000
Greater Bridgeport Planning Region, Connecticut 1 $ 765,000 $ 765,000 $ 421,000
Western Connecticut Planning Region, Connecticut 1 $ 1,485,000 $ 1,485,000 $ 495,000
Alachua, Florida 1 $ 315,000 $ 315,000 $ 162,000
Baker, Florida 1 $ 815,000 $ 815,000 $ 400,000
Bay, Florida 1 $ 345,000 $ 345,000 $ 273,000
Escambia, Florida 1 $ 905,000 $ 905,000 $ 359,000
Hillsborough, Florida 1 $ 555,000 $ 555,000 $ 162,000
Indian River, Florida 1 $ 485,000 $ 485,000 $ 432,000
Leon, Florida 1 $ 165,000 $ 165,000 $ 168,000
Miami-Dade, Florida 1 $ 95,000 $ 95,000 $ 62,000
Orange, Florida 1 $ 285,000 $ 285,000 $ 128,000
Osceola, Florida 1 $ 1,865,000 $ 1,865,000 $ 3,382,000
Santa Rosa, Florida 1 $ 175,000 $ 175,000 $ 155,000
Seminole, Florida 1 $ 735,000 $ 735,000 $ 165,000
St. Lucie, Florida 1 $ 195,000 $ 195,000 $ 104,000
Walton, Florida 1 $ 505,000 $ 505,000 $ 182,000
Chatham, Georgia 1 $ 235,000 $ 235,000 $ 118,000
DeKalb, Georgia 1 $ 565,000 $ 565,000 $ 211,000
Gwinnett, Georgia 1 $ 305,000 $ 305,000 $ 103,000
Lee, Georgia 1 $ 435,000 $ 435,000 $ 462,000
Stephens, Georgia 1 $ 655,000 $ 655,000 $ 385,000
Madison, Idaho 1 $ 115,000 $ 115,000 $ 350,000
Cumberland, Illinois 1 $ 35,000 $ 35,000 $ 37,000
Ford, Illinois 1 $ 65,000 $ 65,000 $ 154,000
Iroquois, Illinois 1 $ 105,000 $ 105,000 $ 96,000
Piatt, Illinois 1 $ 205,000 $ 205,000 $ 270,000
Boone, Indiana 1 $ 265,000 $ 265,000 $ 1,050,000
Clinton, Indiana 1 $ 235,000 $ 235,000 $ 57,000
Harrison, Indiana 1 $ 45,000 $ 45,000 $ 58,000
Jennings, Indiana 1 $ 65,000 $ 65,000 $ 38,000
Kosciusko, Indiana 1 $ 25,000 $ 25,000 $ 79,000
Miami, Indiana 1 $ 45,000 $ 45,000 $ 44,000
Shelby, Indiana 1 $ 125,000 $ 125,000 $ 56,000
Wells, Indiana 1 $ 25,000 $ 25,000 $ 51,000
White, Indiana 1 $ 365,000 $ 365,000 $ 253,000
Hancock, Iowa 1 $ 175,000 $ 175,000 $ 205,000
Howard, Iowa 1 $ 145,000 $ 145,000 $ 50,000
Montgomery, Iowa 1 $ 385,000 $ 385,000 $ 101,000
Sioux, Iowa 1 $ 215,000 $ 215,000 $ 216,000
Winnebago, Iowa 1 $ 5,000 $ 5,000 $ 105,000
Worth, Iowa 1 $ 115,000 $ 115,000 $ 64,000
Riley, Kansas 1 $ 305,000 $ 305,000 $ 214,000
Thomas, Kansas 1 $ 165,000 $ 165,000 $ 64,000
Hardin, Kentucky 1 $ 545,000 $ 545,000 $ 150,000
Kenton, Kentucky 1 $ 345,000 $ 345,000 $ 187,000
Scott, Kentucky 1 $ 325,000 $ 325,000 $ 70,000
Orleans, Louisiana 1 $ 785,000 $ 785,000 $ 341,000
West Feliciana, Louisiana 1 $ 375,000 $ 375,000 $ 184,000
Montgomery, Maryland 1 $ 1,435,000 $ 1,435,000 $ 536,000
Worcester, Massachusetts 1 $ 435,000 $ 435,000 $ 300,000
Antrim, Michigan 1 $ 165,000 $ 165,000 $ 199,000
Calhoun, Michigan 1 $ 85,000 $ 85,000 $ 55,000
Cass, Michigan 1 $ 305,000 $ 305,000 $ 125,000
Charlevoix, Michigan 1 $ 125,000 $ 125,000 $ 50,000
Clare, Michigan 1 $ 65,000 $ 65,000 $ 37,000
Ingham, Michigan 1 $ 35,000 $ 35,000 $ 110,000
Mason, Michigan 1 $ 65,000 $ 65,000 $ 36,000
Menominee, Michigan 1 $ 215,000 $ 215,000 $ 200,000
Montcalm, Michigan 1 $ 25,000 $ 25,000 $ 103,000
Newaygo, Michigan 1 $ 75,000 $ 75,000 $ 44,000
Saginaw, Michigan 1 $ 25,000 $ 25,000 $ 39,000
Sanilac, Michigan 1 $ 95,000 $ 95,000 $ 52,000
Dakota, Minnesota 1 $ 145,000 $ 145,000 $ 247,000
Fillmore, Minnesota 1 $ 235,000 $ 235,000 $ 80,000
Houston, Minnesota 1 $ 175,000 $ 175,000 $ 119,000
Nicollet, Minnesota 1 $ 225,000 $ 225,000 $ 125,000
Sherburne, Minnesota 1 $ 325,000 $ 325,000 $ 146,000
St. Louis, Minnesota 1 $ 275,000 $ 275,000 $ 85,000
Winona, Minnesota 1 $ 105,000 $ 105,000 $ 136,000
Harrison, Mississippi 1 $ 125,000 $ 125,000 $ 115,000
Jones, Mississippi 1 $ 445,000 $ 445,000 $ 850,000
Clark, Missouri 1 $ 55,000 $ 55,000 $ 77,000
Gasconade, Missouri 1 $ 15,000 $ 15,000 $ 133,000
Howard, Missouri 1 $ 5,000 $ 5,000 $ 130,000
Jefferson, Missouri 1 $ 15,000 $ 15,000 $ 188,000
St. Charles, Missouri 1 $ 195,000 $ 195,000 $ 495,000
Taney, Missouri 1 $ 75,000 $ 75,000 $ 153,000
Warren, Missouri 1 $ 435,000 $ 435,000 $ 210,000
Deer Lodge, Montana 1 $ 255,000 $ 255,000 $ 145,000
Lewis and Clark, Montana 1 $ 195,000 $ 195,000 $ 61,000
Morrill, Nebraska 1 $ 75,000 $ 75,000 $ 99,000
Otoe, Nebraska 1 $ 105,000 $ 105,000 $ 90,000
Platte, Nebraska 1 $ 155,000 $ 155,000 $ 1,185,000
Rockingham, New Hampshire 1 $ 725,000 $ 725,000 $ 256,000
Mercer, New Jersey 1 $ 2,295,000 $ 2,295,000 $ 596,000
Monmouth, New Jersey 1 $ 805,000 $ 805,000 $ 420,000
Passaic, New Jersey 1 $ 875,000 $ 875,000 $ 258,000
Union, New Jersey 1 $ 535,000 $ 535,000 $ 120,000
Warren, New Jersey 1 $ 275,000 $ 275,000 $ 138,000
Santa Fe, New Mexico 1 $ 435,000 $ 435,000 $ 244,000
Suffolk, New York 1 $ 645,000 $ 645,000 $ 275,000
Cabarrus, North Carolina 1 $ 405,000 $ 405,000 $ 600,000
Cumberland, North Carolina 1 $ 375,000 $ 375,000 $ 0
Dare, North Carolina 1 $ 325,000 $ 325,000 $ 212,000
Henderson, North Carolina 1 $ 195,000 $ 195,000 $ 51,000
Mecklenburg, North Carolina 1 $ 395,000 $ 395,000 $ 210,000
Pender, North Carolina 1 $ 435,000 $ 435,000 $ 170,000
Watauga, North Carolina 1 $ 155,000 $ 155,000 $ 172,000
Allen, Ohio 1 $ 15,000 $ 15,000 $ 45,000
Delaware, Ohio 1 $ 765,000 $ 765,000 $ 450,000
Greene, Ohio 1 $ 255,000 $ 255,000 $ 134,000
Huron, Ohio 1 $ 415,000 $ 415,000 $ 300,000
Sandusky, Ohio 1 $ 5,000 $ 5,000 $ 57,000
Summit, Ohio 1 $ 225,000 $ 225,000 $ 109,000
Warren, Ohio 1 $ 485,000 $ 485,000 $ 306,000
Canadian, Oklahoma 1 $ 425,000 $ 425,000 $ 83,000
Oklahoma, Oklahoma 1 $ 85,000 $ 85,000 $ 144,000
Deschutes, Oregon 1 $ 805,000 $ 805,000 $ 900,000
Centre, Pennsylvania 1 $ 435,000 $ 435,000 $ 139,000
Providence, Rhode Island 1 $ 695,000 $ 695,000 $ 202,000
Washington, Rhode Island 1 $ 605,000 $ 605,000 $ 277,000
Charleston, South Carolina 1 $ 585,000 $ 585,000 $ 255,000
Dorchester, South Carolina 1 $ 295,000 $ 295,000 $ 103,000
Jasper, South Carolina 1 $ 455,000 $ 455,000 $ 328,000
Lexington, South Carolina 1 $ 315,000 $ 315,000 $ 80,000
Sumter, South Carolina 1 $ 245,000 $ 245,000 $ 93,000
Codington, South Dakota 1 $ 55,000 $ 55,000 $ 47,000
Hughes, South Dakota 1 $ 35,000 $ 35,000 $ 84,000
Lake, South Dakota 1 $ 85,000 $ 85,000 $ 135,000
Lincoln, South Dakota 1 $ 85,000 $ 85,000 $ 377,000
Yankton, South Dakota 1 $ 65,000 $ 65,000 $ 190,000
Cumberland, Tennessee 1 $ 325,000 $ 325,000 $ 146,000
Franklin, Tennessee 1 $ 155,000 $ 155,000 $ 67,000
Montgomery, Tennessee 1 $ 335,000 $ 335,000 $ 102,000
Sevier, Tennessee 1 $ 255,000 $ 255,000 $ 201,000
Shelby, Tennessee 1 $ 95,000 $ 95,000 $ 178,000
Weakley, Tennessee 1 $ 175,000 $ 175,000 $ 123,000
Brazos, Texas 1 $ 255,000 $ 255,000 $ 341,000
Collin, Texas 1 $ 485,000 $ 485,000 $ 165,000
El Paso, Texas 1 $ 335,000 $ 335,000 $ 494,000
Fort Bend, Texas 1 $ 635,000 $ 635,000 $ 300,000
Galveston, Texas 1 $ 325,000 $ 325,000 $ 99,000
Hays, Texas 1 $ 175,000 $ 175,000 $ 125,000
Henderson, Texas 1 $ 665,000 $ 665,000 $ 228,000
Hidalgo, Texas 1 $ 165,000 $ 165,000 $ 290,000
Johnson, Texas 1 $ 625,000 $ 625,000 $ 344,000
Midland, Texas 1 $ 225,000 $ 225,000 $ 132,000
Travis, Texas 1 $ 1,805,000 $ 1,805,000 $ 1,079,000
Summit, Utah 1 $ 995,000 $ 995,000 $ 270,000
Campbell, Virginia 1 $ 185,000 $ 185,000 $ 40,000
Henry, Virginia 1 $ 45,000 $ 45,000 $ 125,000
Norfolk, Virginia 1 $ 525,000 $ 525,000 $ 0
Virginia Beach, Virginia 1 $ 665,000 $ 665,000 $ 422,000
Calumet, Wisconsin 1 $ 65,000 $ 65,000 $ 75,000
Crawford, Wisconsin 1 $ 255,000 $ 255,000 $ 143,000
Dodge, Wisconsin 1 $ 25,000 $ 25,000 $ 46,000
Marquette, Wisconsin 1 $ 55,000 $ 55,000 $ 118,000
Monroe, Wisconsin 1 $ 25,000 $ 25,000 $ 52,000
Sawyer, Wisconsin 1 $ 215,000 $ 215,000 $ 242,000
Trempealeau, Wisconsin 1 $ 175,000 $ 175,000 $ 280,000
Washburn, Wisconsin 1 $ 205,000 $ 205,000 $ 245,000

Mortgage Loan Application Detail Totals for Greenstate Credit Union in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,953 $2,628,785,000 $202,000 $6,405,000 $125,000 $3,660,000
Refinancing 3,180 $763,640,000 $240,000 $3,115,000 $167,000 $2,552,000
Home Improvement 2,212 $167,010,000 $75,000 $1,165,000 $142,000 $2,177,000
Cash-out Refinancing 2,014 $331,260,000 $164,000 $19,915,000 $139,000 $2,000,000
Other Purpose 1,419 $132,535,000 $93,000 $1,005,000 $141,000 $4,060,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,274 $2,783,490,000 $182,000 $3,115,000 $138,000 $3,660,000
Hispanic 2,935 $436,215,000 $148,000 $1,125,000 $98,000 $1,185,000
Not Provided 1,809 $390,475,000 $215,000 $6,405,000 $163,000 $3,382,000
Black or African American 845 $118,855,000 $140,000 $1,125,000 $103,000 $920,000
Asian 707 $188,615,000 $266,000 $2,295,000 $190,000 $4,060,000
Not applicable 105 $89,395,000 $851,000 $19,915,000 $0 $0
American Indian or Alaskan Native 76 $10,720,000 $141,000 $665,000 $137,000 $783,000
Native Hawaiian or Other Pacific Islander 27 $5,465,000 $202,000 $905,000 $154,000 $1,182,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 20,762 $3,751,040,000 $180,000 $19,915,000 $137,000 $4,060,000
FHA-insured (Federal Housing Administration) 650 $147,540,000 $226,000 $625,000 $84,000 $300,000
VA-guaranteed (Veterans Administration) 339 $119,675,000 $353,000 $2,505,000 $132,000 $900,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $4,975,000 $184,000 $345,000 $74,000 $119,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,699 $3,083,785,000 $196,000 $19,915,000 $141,000 $3,660,000
Application Withdrawn By Applicant 2,287 $492,095,000 $215,000 $6,405,000 $145,000 $1,803,000
Application Denied By Financial Institution 1,887 $186,715,000 $98,000 $2,425,000 $85,000 $2,430,000
Application Approved But Not Accepted 1,178 $175,070,000 $148,000 $2,295,000 $121,000 $2,552,000
File Closed For Incompleteness 711 $81,445,000 $114,000 $1,815,000 $133,000 $4,060,000
Loan Purchased By The Institution 16 $4,120,000 $257,000 $695,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 19,891 $3,836,515,000 $192,000 $19,915,000 $140,000 $4,060,000
Credit History 810 $51,990,000 $64,000 $635,000 $96,000 $2,430,000
Debt-To-Income Ratio 768 $85,280,000 $111,000 $1,805,000 $65,000 $858,000
Collateral 152 $17,490,000 $115,000 $1,555,000 $105,000 $509,000
Unverifiable Information 65 $14,445,000 $222,000 $2,425,000 $107,000 $617,000
Other 31 $7,455,000 $240,000 $2,305,000 $120,000 $510,000
Employment History 29 $2,685,000 $92,000 $415,000 $73,000 $275,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,565,000 $187,000 $905,000 $75,000 $132,000
Credit Application Incomplete 13 $3,805,000 $292,000 $525,000 $141,000 $262,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenstate Credit Union's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenstate Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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