Greenstate Credit Union Mortgage Lending & HMDA Data, 2024

In 2024, Greenstate Credit Union of North Liberty, IA reported 18,672 mortgage applications totaling $3.1 billion, up 2% from 2023. The average application was for $166,821, and applicants reported an average income of $125,717. 68% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Des Moines-West Des Moines, IA (3,304), Cedar Rapids, IA (2,367) and Chicago-Naperville, IL (2,080) (applications in parentheses).

Mortgage Company & Address Greenstate Credit Union
2355 Landon Rd
North Liberty, IA 52317
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 18,672
Total Mortgage Loan Application Amount $3,114,900,000
Average Mortgage Loan Application Amount $166,821
Highest Mortgage Loan Application Amount $4,655,000
Average Applicant Income $125,717
Highest Applicant Income $7,478,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Greenstate Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Greenstate Credit Union by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Polk, Iowa 2,125 $ 352,975,000 $ 166,105 $ 127,000
Linn, Iowa 2,105 $ 299,805,000 $ 142,425 $ 110,000
Johnson, Iowa 1,917 $ 331,755,000 $ 173,059 $ 150,000
Cook, Illinois 1,142 $ 334,870,000 $ 293,231 $ 179,000
Black Hawk, Iowa 907 $ 125,265,000 $ 138,109 $ 113,000
Dallas, Iowa 777 $ 184,495,000 $ 237,445 $ 198,000
Winnebago, Illinois 767 $ 121,925,000 $ 158,963 $ 100,000
Scott, Iowa 762 $ 129,290,000 $ 169,671 $ 129,000
DuPage, Illinois 393 $ 92,445,000 $ 235,229 $ 157,000
Dubuque, Iowa 358 $ 56,620,000 $ 158,156 $ 96,000
Kane, Illinois 355 $ 78,025,000 $ 219,788 $ 130,000
Lake, Illinois 286 $ 59,380,000 $ 207,622 $ 123,000
Will, Illinois 276 $ 50,350,000 $ 182,427 $ 139,000
Rock Island, Illinois 268 $ 29,600,000 $ 110,447 $ 87,000
Poweshiek, Iowa 248 $ 25,630,000 $ 103,346 $ 108,000
McHenry, Illinois 241 $ 42,145,000 $ 174,875 $ 93,000
Oakland, Michigan 204 $ 11,480,000 $ 56,274 $ 66,000
Wayne, Michigan 202 $ 12,630,000 $ 62,524 $ 67,000
Warren, Iowa 200 $ 39,710,000 $ 198,550 $ 134,000
Webster, Iowa 195 $ 18,755,000 $ 96,179 $ 85,000
Benton, Iowa 176 $ 24,930,000 $ 141,647 $ 113,000
Cedar, Iowa 159 $ 17,545,000 $ 110,345 $ 116,000
Stephenson, Illinois 152 $ 16,180,000 $ 106,447 $ 92,000
Boone, Illinois 141 $ 27,345,000 $ 193,936 $ 136,000
Iowa, Iowa 136 $ 15,970,000 $ 117,426 $ 106,000
Story, Iowa 134 $ 23,800,000 $ 177,611 $ 117,000
Muscatine, Iowa 131 $ 14,405,000 $ 109,961 $ 91,000
Jasper, Iowa 129 $ 14,565,000 $ 112,906 $ 103,000
Washington, Iowa 123 $ 11,515,000 $ 93,617 $ 104,000
Bremer, Iowa 96 $ 12,060,000 $ 125,625 $ 120,000
Jones, Iowa 86 $ 9,860,000 $ 114,651 $ 92,000
Kent, Michigan 75 $ 4,315,000 $ 57,533 $ 55,000
Ottawa, Michigan 75 $ 7,575,000 $ 101,000 $ 69,000
Kendall, Illinois 73 $ 12,415,000 $ 170,068 $ 120,000
Washtenaw, Michigan 73 $ 8,715,000 $ 119,383 $ 92,000
Macomb, Michigan 70 $ 4,160,000 $ 59,428 $ 65,000
Buchanan, Iowa 63 $ 7,975,000 $ 126,587 $ 105,000
Grundy, Iowa 61 $ 7,555,000 $ 123,852 $ 113,000
Marion, Iowa 59 $ 6,645,000 $ 112,627 $ 115,000
Livingston, Michigan 58 $ 3,590,000 $ 61,896 $ 68,000
Butler, Iowa 57 $ 7,285,000 $ 127,807 $ 168,000
Tama, Iowa 56 $ 4,820,000 $ 86,071 $ 89,000
Madison, Iowa 55 $ 10,245,000 $ 186,272 $ 159,000
Henry, Illinois 51 $ 7,125,000 $ 139,705 $ 120,000
Clinton, Iowa 49 $ 5,495,000 $ 112,142 $ 97,000
Marshall, Iowa 46 $ 4,600,000 $ 100,000 $ 90,000
Delaware, Iowa 45 $ 6,825,000 $ 151,666 $ 133,000
Ogle, Illinois 44 $ 6,990,000 $ 158,863 $ 90,000
Boone, Iowa 44 $ 5,790,000 $ 131,590 $ 114,000
DeKalb, Illinois 43 $ 8,085,000 $ 188,023 $ 105,000
Sangamon, Illinois 39 $ 1,735,000 $ 44,487 $ 70,000
Marion, Indiana 36 $ 2,880,000 $ 80,000 $ 66,000
Jo Daviess, Illinois 34 $ 4,830,000 $ 142,058 $ 110,000
Des Moines, Iowa 34 $ 3,370,000 $ 99,117 $ 122,000
Morgan, Indiana 33 $ 1,655,000 $ 50,151 $ 59,000
Branch, Michigan 32 $ 2,330,000 $ 72,812 $ 53,000
Fayette, Iowa 31 $ 3,825,000 $ 123,387 $ 84,000
Montgomery, Ohio 31 $ 1,545,000 $ 49,838 $ 51,000
Grundy, Illinois 28 $ 5,470,000 $ 195,357 $ 115,000
Henry, Iowa 28 $ 3,180,000 $ 113,571 $ 105,000
Genesee, Michigan 28 $ 1,250,000 $ 44,642 $ 62,000
Louisa, Iowa 27 $ 3,645,000 $ 135,000 $ 86,000
Berrien, Michigan 27 $ 2,835,000 $ 105,000 $ 100,000
Rock, Wisconsin 26 $ 4,830,000 $ 185,769 $ 92,000
Jackson, Iowa 25 $ 3,415,000 $ 136,600 $ 102,000
Allegan, Michigan 25 $ 1,055,000 $ 42,200 $ 54,000
Clinton, Michigan 24 $ 770,000 $ 32,083 $ 52,000
Eaton, Michigan 24 $ 1,470,000 $ 61,250 $ 67,000
Wood, Ohio 24 $ 1,460,000 $ 60,833 $ 58,000
Whiteside, Illinois 23 $ 2,475,000 $ 107,608 $ 99,000
Mahaska, Iowa 23 $ 2,415,000 $ 105,000 $ 101,000
Allen, Indiana 22 $ 1,340,000 $ 60,909 $ 53,000
Cerro Gordo, Iowa 22 $ 3,190,000 $ 145,000 $ 204,000
Keokuk, Iowa 22 $ 2,160,000 $ 98,181 $ 70,000
Lee, Iowa 21 $ 1,915,000 $ 91,190 $ 137,000
Douglas, Nebraska 21 $ 5,285,000 $ 251,666 $ 216,000
LaPorte, Indiana 20 $ 1,900,000 $ 95,000 $ 91,000
Porter, Indiana 20 $ 3,370,000 $ 168,500 $ 118,000
Wapello, Iowa 20 $ 2,110,000 $ 105,500 $ 92,000
Grant, Wisconsin 20 $ 3,630,000 $ 181,500 $ 103,000
Dickinson, Iowa 19 $ 4,575,000 $ 240,789 $ 199,000
Hardin, Iowa 19 $ 1,555,000 $ 81,842 $ 103,000
Eau Claire, Wisconsin 19 $ 1,345,000 $ 70,789 $ 63,000
DeKalb, Indiana 18 $ 830,000 $ 46,111 $ 61,000
Guthrie, Iowa 18 $ 2,700,000 $ 150,000 $ 117,000
LaSalle, Illinois 17 $ 2,465,000 $ 145,000 $ 75,000
Clarke, Iowa 17 $ 1,245,000 $ 73,235 $ 86,000
Wright, Iowa 17 $ 1,335,000 $ 78,529 $ 74,000
Ionia, Michigan 16 $ 1,450,000 $ 90,625 $ 56,000
Lapeer, Michigan 16 $ 390,000 $ 24,375 $ 50,000
Licking, Ohio 16 $ 1,080,000 $ 67,500 $ 59,000
Bartholomew, Indiana 15 $ 775,000 $ 51,666 $ 54,000
Elkhart, Indiana 15 $ 1,105,000 $ 73,666 $ 74,000
Howard, Indiana 15 $ 965,000 $ 64,333 $ 48,000
Jefferson, Iowa 15 $ 935,000 $ 62,333 $ 93,000
Lucas, Iowa 15 $ 2,955,000 $ 197,000 $ 112,000
Bay, Michigan 15 $ 565,000 $ 37,666 $ 46,000
Monroe, Michigan 15 $ 835,000 $ 55,666 $ 71,000
Hennepin, Minnesota 15 $ 6,745,000 $ 449,666 $ 443,000
St. Croix, Wisconsin 15 $ 1,465,000 $ 97,666 $ 73,000
Maricopa, Arizona 14 $ 7,720,000 $ 551,428 $ 245,000
Carroll, Illinois 14 $ 1,620,000 $ 115,714 $ 100,000
Macon, Illinois 14 $ 840,000 $ 60,000 $ 70,000
McLean, Illinois 14 $ 1,890,000 $ 135,000 $ 110,000
Madison, Indiana 14 $ 1,330,000 $ 95,000 $ 75,000
Denver, Colorado 13 $ 7,615,000 $ 585,769 $ 205,000
Knox, Illinois 13 $ 925,000 $ 71,153 $ 80,000
Hendricks, Indiana 13 $ 415,000 $ 31,923 $ 65,000
Adair, Iowa 13 $ 765,000 $ 58,846 $ 86,000
Chickasaw, Iowa 13 $ 2,485,000 $ 191,153 $ 108,000
Kalamazoo, Michigan 13 $ 605,000 $ 46,538 $ 58,000
Camden, Missouri 13 $ 4,085,000 $ 314,230 $ 240,000
Dane, Wisconsin 13 $ 3,105,000 $ 238,846 $ 129,000
Walworth, Wisconsin 13 $ 2,995,000 $ 230,384 $ 133,000
Arapahoe, Colorado 12 $ 5,470,000 $ 455,833 $ 126,000
Douglas, Colorado 12 $ 6,040,000 $ 503,333 $ 160,000
Hamilton, Indiana 12 $ 4,110,000 $ 342,500 $ 209,000
Clayton, Iowa 12 $ 820,000 $ 68,333 $ 146,000
Outagamie, Wisconsin 12 $ 2,100,000 $ 175,000 $ 125,000
Kankakee, Illinois 11 $ 1,625,000 $ 147,727 $ 100,000
Madison, Illinois 11 $ 835,000 $ 75,909 $ 91,000
Mercer, Illinois 11 $ 1,075,000 $ 97,727 $ 70,000
Allamakee, Iowa 11 $ 1,075,000 $ 97,727 $ 130,000
Barry, Michigan 11 $ 675,000 $ 61,363 $ 59,000
Isabella, Michigan 11 $ 1,095,000 $ 99,545 $ 68,000
Kenosha, Wisconsin 11 $ 1,625,000 $ 147,727 $ 112,000
Waukesha, Wisconsin 11 $ 1,735,000 $ 157,727 $ 111,000
Champaign, Illinois 10 $ 720,000 $ 72,000 $ 85,000
Tippecanoe, Indiana 10 $ 890,000 $ 89,000 $ 88,000
Calhoun, Iowa 10 $ 810,000 $ 81,000 $ 84,000
Floyd, Iowa 10 $ 730,000 $ 73,000 $ 89,000
Hamilton, Iowa 10 $ 1,140,000 $ 114,000 $ 123,000
Humboldt, Iowa 10 $ 1,140,000 $ 114,000 $ 109,000
Ringgold, Iowa 10 $ 2,120,000 $ 212,000 $ 160,000
Muskegon, Michigan 10 $ 580,000 $ 58,000 $ 136,000
St. Louis, Missouri 10 $ 3,070,000 $ 307,000 $ 175,000
Lucas, Ohio 10 $ 310,000 $ 31,000 $ 49,000
Pottawattamie, Iowa 9 $ 1,275,000 $ 141,666 $ 145,000
Wayne, Iowa 9 $ 415,000 $ 46,111 $ 89,000
Woodbury, Iowa 9 $ 535,000 $ 59,444 $ 77,000
Calhoun, Michigan 9 $ 355,000 $ 39,444 $ 57,000
Grand Traverse, Michigan 9 $ 2,115,000 $ 235,000 $ 123,000
St. Clair, Michigan 9 $ 725,000 $ 80,555 $ 60,000
Dakota, Minnesota 9 $ 3,125,000 $ 347,222 $ 322,000
Clay, Missouri 9 $ 1,875,000 $ 208,333 $ 182,000
Butler, Ohio 9 $ 515,000 $ 57,222 $ 41,000
Calumet, Wisconsin 9 $ 385,000 $ 42,777 $ 56,000
Juneau, Wisconsin 9 $ 445,000 $ 49,444 $ 55,000
Sauk, Wisconsin 9 $ 555,000 $ 61,666 $ 75,000
Lake, Indiana 8 $ 1,680,000 $ 210,000 $ 190,000
Jefferson, Kentucky 8 $ 1,800,000 $ 225,000 $ 142,000
Van Buren, Michigan 8 $ 1,570,000 $ 196,250 $ 234,000
Cuyahoga, Ohio 8 $ 1,780,000 $ 222,500 $ 119,000
Portage, Ohio 8 $ 290,000 $ 36,250 $ 63,000
Shelby, Ohio 8 $ 310,000 $ 38,750 $ 54,000
La Crosse, Wisconsin 8 $ 1,150,000 $ 143,750 $ 89,000
Collier, Florida 7 $ 4,145,000 $ 592,142 $ 398,000
Lee, Florida 7 $ 4,775,000 $ 682,142 $ 828,000
Sarasota, Florida 7 $ 1,775,000 $ 253,571 $ 122,000
Worth, Iowa 7 $ 625,000 $ 89,285 $ 187,000
Minnehaha, South Dakota 7 $ 2,015,000 $ 287,857 $ 271,000
Clinton, Indiana 6 $ 600,000 $ 100,000 $ 62,000
Union, Iowa 6 $ 560,000 $ 93,333 $ 113,000
Winneshiek, Iowa 6 $ 1,060,000 $ 176,666 $ 133,000
Jackson, Michigan 6 $ 270,000 $ 45,000 $ 45,000
Ramsey, Minnesota 6 $ 1,650,000 $ 275,000 $ 174,000
Columbia, Wisconsin 6 $ 870,000 $ 145,000 $ 76,000
Marathon, Wisconsin 6 $ 250,000 $ 41,666 $ 62,000
Milwaukee, Wisconsin 6 $ 1,390,000 $ 231,666 $ 101,000
Jefferson, Colorado 5 $ 2,425,000 $ 485,000 $ 265,000
Manatee, Florida 5 $ 2,315,000 $ 463,000 $ 270,000
Palm Beach, Florida 5 $ 2,445,000 $ 489,000 $ 230,000
Peoria, Illinois 5 $ 885,000 $ 177,000 $ 234,000
Warren, Illinois 5 $ 375,000 $ 75,000 $ 97,000
Monroe, Indiana 5 $ 275,000 $ 55,000 $ 63,000
Franklin, Iowa 5 $ 795,000 $ 159,000 $ 116,000
Greene, Iowa 5 $ 175,000 $ 35,000 $ 59,000
Plymouth, Iowa 5 $ 935,000 $ 187,000 $ 134,000
Sac, Iowa 5 $ 585,000 $ 117,000 $ 112,000
Van Buren, Iowa 5 $ 235,000 $ 47,000 $ 207,000
Dickinson, Michigan 5 $ 255,000 $ 51,000 $ 69,000
Ingham, Michigan 5 $ 665,000 $ 133,000 $ 56,000
Sarpy, Nebraska 5 $ 655,000 $ 131,000 $ 108,000
Lorain, Ohio 5 $ 275,000 $ 55,000 $ 75,000
Tarrant, Texas 5 $ 1,795,000 $ 359,000 $ 351,000
Brown, Wisconsin 5 $ 1,235,000 $ 247,000 $ 132,000
Lafayette, Wisconsin 5 $ 695,000 $ 139,000 $ 112,000
Washington, Wisconsin 5 $ 755,000 $ 151,000 $ 82,000
Wood, Wisconsin 5 $ 715,000 $ 143,000 $ 106,000
Pima, Arizona 4 $ 2,650,000 $ 662,500 $ 268,000
Broward, Florida 4 $ 1,910,000 $ 477,500 $ 419,000
Seminole, Florida 4 $ 2,470,000 $ 617,500 $ 264,000
Bureau, Illinois 4 $ 550,000 $ 137,500 $ 119,000
Lee, Illinois 4 $ 610,000 $ 152,500 $ 88,000
St. Clair, Illinois 4 $ 580,000 $ 145,000 $ 107,000
Floyd, Indiana 4 $ 430,000 $ 107,500 $ 135,000
Audubon, Iowa 4 $ 290,000 $ 72,500 $ 64,000
Buena Vista, Iowa 4 $ 330,000 $ 82,500 $ 98,000
O'Brien, Iowa 4 $ 400,000 $ 100,000 $ 52,000
Carver, Minnesota 4 $ 1,110,000 $ 277,500 $ 151,000
Mecklenburg, North Carolina 4 $ 1,700,000 $ 425,000 $ 133,000
Fulton, Ohio 4 $ 290,000 $ 72,500 $ 56,000
Yankton, South Dakota 4 $ 1,810,000 $ 452,500 $ 235,000
Hamilton, Tennessee 4 $ 1,170,000 $ 292,500 $ 112,000
Collin, Texas 4 $ 2,120,000 $ 530,000 $ 276,000
Adams, Wisconsin 4 $ 1,300,000 $ 325,000 $ 156,000
Dunn, Wisconsin 4 $ 170,000 $ 42,500 $ 59,000
Lincoln, Wisconsin 4 $ 170,000 $ 42,500 $ 49,000
Oneida, Wisconsin 4 $ 480,000 $ 120,000 $ 326,000
Portage, Wisconsin 4 $ 120,000 $ 30,000 $ 51,000
Waupaca, Wisconsin 4 $ 170,000 $ 42,500 $ 48,000
Pinal, Arizona 3 $ 1,155,000 $ 385,000 $ 394,000
Benton, Arkansas 3 $ 825,000 $ 275,000 $ 244,000
Faulkner, Arkansas 3 $ 715,000 $ 238,333 $ 123,000
Los Angeles, California 3 $ 2,715,000 $ 905,000 $ 377,000
South Central Connecticut Planning Region, Connecticut 3 $ 1,535,000 $ 511,666 $ 191,000
Miami-Dade, Florida 3 $ 2,865,000 $ 955,000 $ 296,000
Iroquois, Illinois 3 $ 395,000 $ 131,666 $ 372,000
Jennings, Indiana 3 $ 205,000 $ 68,333 $ 46,000
Kosciusko, Indiana 3 $ 75,000 $ 25,000 $ 53,000
Whitley, Indiana 3 $ 215,000 $ 71,666 $ 58,000
Carroll, Iowa 3 $ 395,000 $ 131,666 $ 65,000
Cass, Iowa 3 $ 275,000 $ 91,666 $ 87,000
Ida, Iowa 3 $ 445,000 $ 148,333 $ 120,000
Kossuth, Iowa 3 $ 145,000 $ 48,333 $ 60,000
Mitchell, Iowa 3 $ 595,000 $ 198,333 $ 63,000
Palo Alto, Iowa 3 $ 75,000 $ 25,000 $ 73,000
Winnebago, Iowa 3 $ 385,000 $ 128,333 $ 86,000
Benzie, Michigan 3 $ 255,000 $ 85,000 $ 68,000
Marquette, Michigan 3 $ 215,000 $ 71,666 $ 57,000
Saginaw, Michigan 3 $ 65,000 $ 21,666 $ 39,000
St. Joseph, Michigan 3 $ 635,000 $ 211,666 $ 268,000
Suffolk, New York 3 $ 1,705,000 $ 568,333 $ 394,000
Cumberland, North Carolina 3 $ 1,105,000 $ 368,333 $ 166,000
Allen, Ohio 3 $ 115,000 $ 38,333 $ 34,000
Delaware, Ohio 3 $ 1,045,000 $ 348,333 $ 283,000
Hamilton, Ohio 3 $ 365,000 $ 121,666 $ 127,000
Newport, Rhode Island 3 $ 2,095,000 $ 698,333 $ 270,000
Horry, South Carolina 3 $ 1,505,000 $ 501,666 $ 212,000
Blount, Tennessee 3 $ 1,465,000 $ 488,333 $ 171,000
Harris, Texas 3 $ 1,415,000 $ 471,666 $ 343,000
McLennan, Texas 3 $ 815,000 $ 271,666 $ 114,000
Martinsville, Virginia 3 $ 275,000 $ 91,666 $ 114,000
Jefferson, Wisconsin 3 $ 495,000 $ 165,000 $ 93,000
Sheboygan, Wisconsin 3 $ 315,000 $ 105,000 $ 137,000
Winnebago, Wisconsin 3 $ 135,000 $ 45,000 $ 133,000
Baldwin, Alabama 2 $ 910,000 $ 455,000 $ 186,000
Yavapai, Arizona 2 $ 1,830,000 $ 915,000 $ 1,154,000
Boulder, Colorado 2 $ 1,320,000 $ 660,000 $ 226,000
El Paso, Colorado 2 $ 510,000 $ 255,000 $ 79,000
Elbert, Colorado 2 $ 1,430,000 $ 715,000 $ 198,000
Hillsborough, Florida 2 $ 960,000 $ 480,000 $ 108,000
Santa Rosa, Florida 2 $ 550,000 $ 275,000 $ 82,000
Sumter, Florida 2 $ 670,000 $ 335,000 $ 158,000
DeKalb, Georgia 2 $ 2,010,000 $ 1,005,000 $ 341,000
Forsyth, Georgia 2 $ 750,000 $ 375,000 $ 202,000
Hancock, Illinois 2 $ 130,000 $ 65,000 $ 47,000
Livingston, Illinois 2 $ 260,000 $ 130,000 $ 118,000
Marion, Illinois 2 $ 40,000 $ 20,000 $ 100,000
Schuyler, Illinois 2 $ 100,000 $ 50,000 $ 70,000
St. Joseph, Indiana 2 $ 400,000 $ 200,000 $ 137,000
Appanoose, Iowa 2 $ 240,000 $ 120,000 $ 114,000
Clay, Iowa 2 $ 470,000 $ 235,000 $ 124,000
Davis, Iowa 2 $ 120,000 $ 60,000 $ 81,000
Page, Iowa 2 $ 340,000 $ 170,000 $ 187,000
Shelby, Iowa 2 $ 60,000 $ 30,000 $ 80,000
Baltimore, Maryland 2 $ 1,010,000 $ 505,000 $ 225,000
Montgomery, Maryland 2 $ 1,560,000 $ 780,000 $ 1,082,000
Middlesex, Massachusetts 2 $ 1,570,000 $ 785,000 $ 259,000
Leelanau, Michigan 2 $ 1,670,000 $ 835,000 $ 723,000
Lenawee, Michigan 2 $ 110,000 $ 55,000 $ 54,000
Wexford, Michigan 2 $ 500,000 $ 250,000 $ 116,000
Olmsted, Minnesota 2 $ 70,000 $ 35,000 $ 142,000
Pine, Minnesota 2 $ 270,000 $ 135,000 $ 88,000
Washington, Minnesota 2 $ 870,000 $ 435,000 $ 195,000
Adair, Missouri 2 $ 160,000 $ 80,000 $ 197,000
Boone, Missouri 2 $ 260,000 $ 130,000 $ 107,000
Greene, Missouri 2 $ 230,000 $ 115,000 $ 116,000
St. Louis City, Missouri 2 $ 210,000 $ 105,000 $ 125,000
Big Horn, Montana 2 $ 540,000 $ 270,000 $ 93,000
Essex, New Jersey 2 $ 900,000 $ 450,000 $ 152,000
Erie, New York 2 $ 1,010,000 $ 505,000 $ 250,000
Westchester, New York 2 $ 1,420,000 $ 710,000 $ 608,000
Pitt, North Carolina 2 $ 350,000 $ 175,000 $ 285,000
Clark, Ohio 2 $ 260,000 $ 130,000 $ 48,000
Defiance, Ohio 2 $ 120,000 $ 60,000 $ 65,000
Franklin, Ohio 2 $ 710,000 $ 355,000 $ 231,000
Henry, Ohio 2 $ 130,000 $ 65,000 $ 61,000
Summit, Ohio 2 $ 170,000 $ 85,000 $ 98,000
Payne, Oklahoma 2 $ 690,000 $ 345,000 $ 143,000
Charleston, South Carolina 2 $ 2,840,000 $ 1,420,000 $ 1,253,000
Davidson, Tennessee 2 $ 1,010,000 $ 505,000 $ 276,000
Sequatchie, Tennessee 2 $ 580,000 $ 290,000 $ 121,000
Williamson, Tennessee 2 $ 1,750,000 $ 875,000 $ 380,000
Dallas, Texas 2 $ 620,000 $ 310,000 $ 232,000
Hidalgo, Texas 2 $ 490,000 $ 245,000 $ 112,000
Williamson, Texas 2 $ 780,000 $ 390,000 $ 113,000
Alexandria, Virginia 2 $ 1,110,000 $ 555,000 $ 115,000
Kitsap, Washington 2 $ 1,830,000 $ 915,000 $ 310,000
Crawford, Wisconsin 2 $ 540,000 $ 270,000 $ 150,000
Dodge, Wisconsin 2 $ 200,000 $ 100,000 $ 44,000
Green, Wisconsin 2 $ 820,000 $ 410,000 $ 173,000
Green Lake, Wisconsin 2 $ 2,110,000 $ 1,055,000 $ 798,000
Manitowoc, Wisconsin 2 $ 130,000 $ 65,000 $ 68,000
Oconto, Wisconsin 2 $ 500,000 $ 250,000 $ 171,000
Racine, Wisconsin 2 $ 190,000 $ 95,000 $ 103,000
Vernon, Wisconsin 2 $ 110,000 $ 55,000 $ 95,000
Vilas, Wisconsin 2 $ 550,000 $ 275,000 $ 156,000
Laramie, Wyoming 2 $ 380,000 $ 190,000 $ 482,000
Jefferson, Alabama 1 $ 315,000 $ 315,000 $ 1,000,000
Madison, Alabama 1 $ 115,000 $ 115,000 $ 79,000
Montgomery, Alabama 1 $ 55,000 $ 55,000 $ 149,000
Anchorage, Alaska 1 $ 375,000 $ 375,000 $ 197,000
Gila, Arizona 1 $ 565,000 $ 565,000 $ 121,000
Contra Costa, California 1 $ 705,000 $ 705,000 $ 166,000
Nevada, California 1 $ 585,000 $ 585,000 $ 275,000
Orange, California 1 $ 665,000 $ 665,000 $ 202,000
Placer, California 1 $ 765,000 $ 765,000 $ 7,478,000
Riverside, California 1 $ 605,000 $ 605,000 $ 149,000
Santa Barbara, California 1 $ 995,000 $ 995,000 $ 230,000
Adams, Colorado 1 $ 375,000 $ 375,000 $ 129,000
Archuleta, Colorado 1 $ 455,000 $ 455,000 $ 304,000
Broomfield, Colorado 1 $ 315,000 $ 315,000 $ 184,000
Lake, Colorado 1 $ 425,000 $ 425,000 $ 186,000
Mesa, Colorado 1 $ 435,000 $ 435,000 $ 244,000
Weld, Colorado 1 $ 295,000 $ 295,000 $ 209,000
Capitol Planning Region, Connecticut 1 $ 355,000 $ 355,000 $ 350,000
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 645,000 $ 645,000 $ 230,000
Naugatuck Valley Planning Region, Connecticut 1 $ 305,000 $ 305,000 $ 210,000
New Castle, Delaware 1 $ 445,000 $ 445,000 $ 170,000
Bay, Florida 1 $ 765,000 $ 765,000 $ 459,000
Charlotte, Florida 1 $ 345,000 $ 345,000 $ 169,000
Indian River, Florida 1 $ 175,000 $ 175,000 $ 90,000
Leon, Florida 1 $ 415,000 $ 415,000 $ 506,000
Nassau, Florida 1 $ 135,000 $ 135,000 $ 245,000
Orange, Florida 1 $ 1,185,000 $ 1,185,000 $ 613,000
Osceola, Florida 1 $ 405,000 $ 405,000 $ 200,000
Pinellas, Florida 1 $ 185,000 $ 185,000 $ 208,000
Polk, Florida 1 $ 125,000 $ 125,000 $ 84,000
Cobb, Georgia 1 $ 385,000 $ 385,000 $ 180,000
Fannin, Georgia 1 $ 255,000 $ 255,000 $ 78,000
Fulton, Georgia 1 $ 145,000 $ 145,000 $ 85,000
Muscogee, Georgia 1 $ 265,000 $ 265,000 $ 58,000
Paulding, Georgia 1 $ 425,000 $ 425,000 $ 100,000
Ada, Idaho 1 $ 515,000 $ 515,000 $ 343,000
Blaine, Idaho 1 $ 655,000 $ 655,000 $ 360,000
Adams, Illinois 1 $ 185,000 $ 185,000 $ 44,000
Calhoun, Illinois 1 $ 45,000 $ 45,000 $ 178,000
Clark, Illinois 1 $ 85,000 $ 85,000 $ 131,000
Henderson, Illinois 1 $ 35,000 $ 35,000 $ 30,000
Jefferson, Illinois 1 $ 35,000 $ 35,000 $ 26,000
McDonough, Illinois 1 $ 175,000 $ 175,000 $ 200,000
Shelby, Illinois 1 $ 225,000 $ 225,000 $ 73,000
Tazewell, Illinois 1 $ 265,000 $ 265,000 $ 58,000
Williamson, Illinois 1 $ 45,000 $ 45,000 $ 70,000
Woodford, Illinois 1 $ 205,000 $ 205,000 $ 153,000
Boone, Indiana 1 $ 335,000 $ 335,000 $ 184,000
Clark, Indiana 1 $ 145,000 $ 145,000 $ 138,000
Dearborn, Indiana 1 $ 125,000 $ 125,000 $ 124,000
Delaware, Indiana 1 $ 85,000 $ 85,000 $ 58,000
Harrison, Indiana 1 $ 55,000 $ 55,000 $ 46,000
Henry, Indiana 1 $ 35,000 $ 35,000 $ 22,000
Jasper, Indiana 1 $ 65,000 $ 65,000 $ 59,000
Johnson, Indiana 1 $ 55,000 $ 55,000 $ 43,000
Wells, Indiana 1 $ 45,000 $ 45,000 $ 59,000
White, Indiana 1 $ 215,000 $ 215,000 $ 56,000
Adams, Iowa 1 $ 185,000 $ 185,000 $ 142,000
Cherokee, Iowa 1 $ 55,000 $ 55,000 $ 43,000
Crawford, Iowa 1 $ 345,000 $ 345,000 $ 182,000
Fremont, Iowa 1 $ 65,000 $ 65,000 $ 174,000
Hancock, Iowa 1 $ 85,000 $ 85,000 $ 63,000
Harrison, Iowa 1 $ 55,000 $ 55,000 $ 145,000
Howard, Iowa 1 $ 315,000 $ 315,000 $ 122,000
Mills, Iowa 1 $ 255,000 $ 255,000 $ 131,000
Monona, Iowa 1 $ 95,000 $ 95,000 $ 27,000
Monroe, Iowa 1 $ 25,000 $ 25,000 $ 140,000
Pocahontas, Iowa 1 $ 45,000 $ 45,000 $ 61,000
Sioux, Iowa 1 $ 55,000 $ 55,000 $ 79,000
Douglas, Kansas 1 $ 285,000 $ 285,000 $ 92,000
Johnson, Kansas 1 $ 745,000 $ 745,000 $ 195,000
Anderson, Kentucky 1 $ 345,000 $ 345,000 $ 165,000
Boone, Kentucky 1 $ 595,000 $ 595,000 $ 163,000
Daviess, Kentucky 1 $ 145,000 $ 145,000 $ 51,000
Fayette, Kentucky 1 $ 375,000 $ 375,000 $ 238,000
Hardin, Kentucky 1 $ 215,000 $ 215,000 $ 62,000
Meade, Kentucky 1 $ 215,000 $ 215,000 $ 60,000
Shelby, Kentucky 1 $ 385,000 $ 385,000 $ 112,000
West Feliciana, Louisiana 1 $ 465,000 $ 465,000 $ 174,000
Cumberland, Maine 1 $ 505,000 $ 505,000 $ 233,000
Prince George's, Maryland 1 $ 745,000 $ 745,000 $ 267,000
St. Mary's, Maryland 1 $ 165,000 $ 165,000 $ 146,000
Plymouth, Massachusetts 1 $ 385,000 $ 385,000 $ 130,000
Iosco, Michigan 1 $ 305,000 $ 305,000 $ 338,000
Mason, Michigan 1 $ 495,000 $ 495,000 $ 225,000
Cass, Minnesota 1 $ 65,000 $ 65,000 $ 130,000
Chisago, Minnesota 1 $ 65,000 $ 65,000 $ 217,000
Houston, Minnesota 1 $ 275,000 $ 275,000 $ 196,000
Kanabec, Minnesota 1 $ 305,000 $ 305,000 $ 600,000
McLeod, Minnesota 1 $ 405,000 $ 405,000 $ 238,000
Mille Lacs, Minnesota 1 $ 225,000 $ 225,000 $ 298,000
Scott, Minnesota 1 $ 345,000 $ 345,000 $ 71,000
Wright, Minnesota 1 $ 315,000 $ 315,000 $ 96,000
Harrison, Mississippi 1 $ 125,000 $ 125,000 $ 245,000
Barry, Missouri 1 $ 45,000 $ 45,000 $ 64,000
Harrison, Missouri 1 $ 75,000 $ 75,000 $ 34,000
Jasper, Missouri 1 $ 175,000 $ 175,000 $ 54,000
Lewis, Missouri 1 $ 65,000 $ 65,000 $ 68,000
Marion, Missouri 1 $ 305,000 $ 305,000 $ 126,000
Mercer, Missouri 1 $ 25,000 $ 25,000 $ 85,000
St. Charles, Missouri 1 $ 215,000 $ 215,000 $ 78,000
Taney, Missouri 1 $ 165,000 $ 165,000 $ 54,000
Flathead, Montana 1 $ 365,000 $ 365,000 $ 143,000
Washington, Nebraska 1 $ 255,000 $ 255,000 $ 83,000
Washoe, Nevada 1 $ 1,005,000 $ 1,005,000 $ 500,000
Belknap, New Hampshire 1 $ 105,000 $ 105,000 $ 176,000
Hillsborough, New Hampshire 1 $ 605,000 $ 605,000 $ 212,000
Rockingham, New Hampshire 1 $ 715,000 $ 715,000 $ 212,000
Hunterdon, New Jersey 1 $ 875,000 $ 875,000 $ 332,000
Mercer, New Jersey 1 $ 1,455,000 $ 1,455,000 $ 531,000
Union, New Jersey 1 $ 575,000 $ 575,000 $ 235,000
Bernalillo, New Mexico 1 $ 365,000 $ 365,000 $ 122,000
San Juan, New Mexico 1 $ 235,000 $ 235,000 $ 131,000
Sandoval, New Mexico 1 $ 305,000 $ 305,000 $ 122,000
Santa Fe, New Mexico 1 $ 325,000 $ 325,000 $ 477,000
Chatham, North Carolina 1 $ 375,000 $ 375,000 $ 97,000
Durham, North Carolina 1 $ 445,000 $ 445,000 $ 262,000
Guilford, North Carolina 1 $ 285,000 $ 285,000 $ 86,000
Haywood, North Carolina 1 $ 255,000 $ 255,000 $ 74,000
Stark, North Dakota 1 $ 275,000 $ 275,000 $ 196,000
Traill, North Dakota 1 $ 155,000 $ 155,000 $ 153,000
Clermont, Ohio 1 $ 65,000 $ 65,000 $ 109,000
Hancock, Ohio 1 $ 35,000 $ 35,000 $ 60,000
Ottawa, Ohio 1 $ 155,000 $ 155,000 $ 34,000
Union, Ohio 1 $ 65,000 $ 65,000 $ 105,000
Canadian, Oklahoma 1 $ 235,000 $ 235,000 $ 98,000
Oklahoma, Oklahoma 1 $ 205,000 $ 205,000 $ 237,000
Tulsa, Oklahoma 1 $ 185,000 $ 185,000 $ 187,000
Wagoner, Oklahoma 1 $ 135,000 $ 135,000 $ 213,000
Multnomah, Oregon 1 $ 865,000 $ 865,000 $ 375,000
Bucks, Pennsylvania 1 $ 245,000 $ 245,000 $ 149,000
Dauphin, Pennsylvania 1 $ 355,000 $ 355,000 $ 109,000
Lackawanna, Pennsylvania 1 $ 455,000 $ 455,000 $ 96,000
Monroe, Pennsylvania 1 $ 285,000 $ 285,000 $ 67,000
Pike, Pennsylvania 1 $ 325,000 $ 325,000 $ 144,000
York, Pennsylvania 1 $ 565,000 $ 565,000 $ 410,000
Beaufort, South Carolina 1 $ 355,000 $ 355,000 $ 185,000
Berkeley, South Carolina 1 $ 245,000 $ 245,000 $ 230,000
Dorchester, South Carolina 1 $ 285,000 $ 285,000 $ 100,000
Lexington, South Carolina 1 $ 105,000 $ 105,000 $ 58,000
Brookings, South Dakota 1 $ 375,000 $ 375,000 $ 65,000
Hughes, South Dakota 1 $ 225,000 $ 225,000 $ 80,000
Turner, South Dakota 1 $ 315,000 $ 315,000 $ 125,000
Union, South Dakota 1 $ 75,000 $ 75,000 $ 102,000
Fayette, Tennessee 1 $ 485,000 $ 485,000 $ 177,000
Marion, Tennessee 1 $ 565,000 $ 565,000 $ 259,000
Scott, Tennessee 1 $ 365,000 $ 365,000 $ 0
Shelby, Tennessee 1 $ 95,000 $ 95,000 $ 174,000
Sullivan, Tennessee 1 $ 215,000 $ 215,000 $ 62,000
Denton, Texas 1 $ 1,965,000 $ 1,965,000 $ 618,000
Galveston, Texas 1 $ 205,000 $ 205,000 $ 63,000
Lubbock, Texas 1 $ 55,000 $ 55,000 $ 44,000
Midland, Texas 1 $ 715,000 $ 715,000 $ 848,000
Montgomery, Texas 1 $ 365,000 $ 365,000 $ 180,000
Norfolk, Virginia 1 $ 535,000 $ 535,000 $ 0
Prince William, Virginia 1 $ 465,000 $ 465,000 $ 139,000
Clark, Washington 1 $ 325,000 $ 325,000 $ 88,000
King, Washington 1 $ 545,000 $ 545,000 $ 277,000
Pierce, Washington 1 $ 595,000 $ 595,000 $ 287,000
Barron, Wisconsin 1 $ 525,000 $ 525,000 $ 200,000
Bayfield, Wisconsin 1 $ 605,000 $ 605,000 $ 313,000
Door, Wisconsin 1 $ 205,000 $ 205,000 $ 103,000
Kewaunee, Wisconsin 1 $ 35,000 $ 35,000 $ 42,000
Ozaukee, Wisconsin 1 $ 515,000 $ 515,000 $ 201,000
Price, Wisconsin 1 $ 225,000 $ 225,000 $ 206,000
Sawyer, Wisconsin 1 $ 345,000 $ 345,000 $ 177,000

Mortgage Loan Application Detail Totals for Greenstate Credit Union in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,286 $2,198,940,000 $194,000 $4,655,000 $119,000 $7,478,000
Refinancing 2,300 $460,520,000 $200,000 $2,005,000 $149,000 $2,629,000
Home Improvement 2,041 $125,485,000 $61,000 $525,000 $124,000 $1,087,000
Cash-out Refinancing 1,844 $235,990,000 $127,000 $4,355,000 $133,000 $3,062,000
Other Purpose 1,201 $93,965,000 $78,000 $605,000 $136,000 $4,070,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,082 $2,146,370,000 $164,000 $2,145,000 $129,000 $3,062,000
Hispanic 2,318 $319,910,000 $138,000 $755,000 $91,000 $4,070,000
Not Provided 1,718 $327,350,000 $190,000 $1,485,000 $140,000 $2,013,000
Black or African American 740 $90,370,000 $122,000 $765,000 $99,000 $7,478,000
Asian 646 $173,020,000 $267,000 $2,005,000 $183,000 $1,700,000
Not applicable 73 $48,025,000 $657,000 $4,655,000 $0 $0
American Indian or Alaskan Native 72 $7,430,000 $103,000 $395,000 $111,000 $582,000
Native Hawaiian or Other Pacific Islander 23 $2,425,000 $105,000 $315,000 $70,000 $136,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,780 $2,881,540,000 $162,000 $4,655,000 $128,000 $7,478,000
FHA-insured (Federal Housing Administration) 586 $134,690,000 $229,000 $745,000 $86,000 $315,000
VA-guaranteed (Veterans Administration) 283 $94,475,000 $333,000 $1,845,000 $118,000 $495,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 23 $4,195,000 $182,000 $365,000 $73,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,784 $2,357,830,000 $184,000 $4,655,000 $134,000 $7,478,000
Application Withdrawn By Applicant 2,644 $514,750,000 $194,000 $2,005,000 $138,000 $3,062,000
Application Denied By Financial Institution 2,078 $157,590,000 $75,000 $3,605,000 $72,000 $4,070,000
Application Approved But Not Accepted 635 $47,515,000 $74,000 $955,000 $103,000 $2,552,000
File Closed For Incompleteness 518 $34,190,000 $66,000 $725,000 $116,000 $901,000
Loan Purchased By The Institution 13 $3,025,000 $232,000 $595,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 16,594 $2,957,310,000 $178,000 $4,655,000 $133,000 $7,478,000
Debt-To-Income Ratio 871 $66,025,000 $75,000 $1,075,000 $60,000 $1,913,000
Credit History 833 $48,715,000 $58,000 $475,000 $84,000 $4,070,000
Employment History 124 $9,270,000 $74,000 $635,000 $59,000 $186,000
Unverifiable Information 108 $10,220,000 $94,000 $465,000 $66,000 $224,000
Collateral 75 $7,585,000 $101,000 $455,000 $90,000 $370,000
Other 48 $10,860,000 $226,000 $3,605,000 $109,000 $500,000
Insufficient Cash (Downpayment, Closing Cost) 18 $4,500,000 $250,000 $995,000 $138,000 $733,000
Mortgage Insurance Denied 1 $415,000 $415,000 $415,000 $110,000 $110,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenstate Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Greenstate Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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