US Bank, N.A. Mortgage Lending & HMDA Data, 2003
In 2003, US Bank, N.A. of Milwaukee, WI reported 234,095 mortgage applications totaling $34.7 billion. The average application was for $148,338, and applicants reported an average income of $57,873. 55% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Minneapolis-St. Paul, MN-WI (20,394), Chicago, IL (17,489) and St. Louis, MO-IL (15,529) (applications in parentheses).
| Mortgage Company & Address | US Bank, N.A. 777 East Wisconsin Ave Milwaukee, WI 53202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 234,095 |
| Total Mortgage Loan Application Amount | $34,725,366,000 |
| Average Mortgage Loan Application Amount | $148,338 |
| Highest Mortgage Loan Application Amount | $16,200,000 |
| Average Applicant Income | $57,873 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul, MN-WI | 20,394 | $ 3,567,954,000 | $ 174,951 | $ 62,000 |
| Chicago, IL | 17,489 | $ 3,323,515,000 | $ 190,034 | $ 63,000 |
| St. Louis, MO-IL | 15,529 | $ 2,195,316,000 | $ 141,368 | $ 59,000 |
| Phoenix-Mesa, AZ | 7,080 | $ 1,062,476,000 | $ 150,067 | $ 66,000 |
| Denver, CO | 6,069 | $ 1,128,854,000 | $ 186,003 | $ 56,000 |
| Milwaukee-Waukesha, WI | 5,516 | $ 811,011,000 | $ 147,028 | $ 79,000 |
| Detroit, MI | 4,968 | $ 892,688,000 | $ 179,687 | $ 58,000 |
| Atlanta, GA | 4,206 | $ 682,240,000 | $ 162,206 | $ 51,000 |
| Las Vegas, NV-AZ | 3,459 | $ 492,190,000 | $ 142,292 | $ 53,000 |
| Seattle-Bellevue-Everett, WA | 3,415 | $ 775,810,000 | $ 227,177 | $ 74,000 |
| Cincinnati, OH-KY-IN | 3,102 | $ 526,757,000 | $ 169,812 | $ 92,000 |
| Kansas City, MO-KS | 2,814 | $ 332,413,000 | $ 118,128 | $ 46,000 |
| Riverside-San Bernardino, CA | 2,475 | $ 388,898,000 | $ 157,130 | $ 62,000 |
| Los Angeles-Long Beach, CA | 2,277 | $ 455,183,000 | $ 199,904 | $ 84,000 |
| Des Moines, IA | 2,082 | $ 255,102,000 | $ 122,527 | $ 61,000 |
| Indianapolis, IN | 2,058 | $ 275,105,000 | $ 133,675 | $ 38,000 |
| Columbus, OH | 1,802 | $ 237,752,000 | $ 131,937 | $ 62,000 |
| Madison, WI | 1,777 | $ 300,367,000 | $ 169,030 | $ 71,000 |
| Portland-Vancouver, OR-WA | 1,759 | $ 294,422,000 | $ 167,380 | $ 65,000 |
| Louisville, KY-IN | 1,734 | $ 221,505,000 | $ 127,742 | $ 54,000 |
| Nashville, TN | 1,659 | $ 209,759,000 | $ 126,437 | $ 49,000 |
| Cleveland-Lorain-Elyria, OH | 1,622 | $ 192,764,000 | $ 118,843 | $ 48,000 |
| Appleton-Oshkosh-Neenah, WI | 1,547 | $ 173,352,000 | $ 112,056 | $ 48,000 |
| Omaha, NE-IA | 1,533 | $ 184,627,000 | $ 120,435 | $ 58,000 |
| Colorado Springs, CO | 1,522 | $ 251,966,000 | $ 165,549 | $ 52,000 |
| Dayton-Springfield, OH | 1,443 | $ 157,309,000 | $ 109,015 | $ 51,000 |
| Cedar Rapids, IA | 1,323 | $ 150,702,000 | $ 113,909 | $ 62,000 |
| Raleigh-Durham-Chapel Hill, NC | 1,171 | $ 222,177,000 | $ 189,732 | $ 67,000 |
| Baltimore, MD | 1,159 | $ 189,537,000 | $ 163,534 | $ 38,000 |
| Salt Lake City-Ogden, UT | 1,079 | $ 156,570,000 | $ 145,106 | $ 41,000 |
| Rockford, IL | 1,060 | $ 119,353,000 | $ 112,597 | $ 69,000 |
| Ann Arbor, MI | 1,025 | $ 204,120,000 | $ 199,141 | $ 61,000 |
| Boise City, ID | 980 | $ 119,374,000 | $ 121,810 | $ 46,000 |
| Tampa-St. Petersburg-Clearwater, FL | 973 | $ 125,225,000 | $ 128,699 | $ 46,000 |
| San Diego, CA | 949 | $ 244,680,000 | $ 257,829 | $ 97,000 |
| Miami, FL | 912 | $ 112,655,000 | $ 123,525 | $ 59,000 |
| Rochester, MN | 907 | $ 129,201,000 | $ 142,448 | $ 91,000 |
| Sacramento, CA | 883 | $ 184,222,000 | $ 208,631 | $ 118,000 |
| Lexington, KY | 882 | $ 98,879,000 | $ 112,107 | $ 46,000 |
| Davenport-Moline-Rock Island, IA-IL | 873 | $ 92,050,000 | $ 105,441 | $ 57,000 |
| Monmouth-Ocean, NJ | 838 | $ 158,267,000 | $ 188,862 | $ 94,000 |
| Oakland, CA | 822 | $ 208,482,000 | $ 253,627 | $ 73,000 |
| Orlando, FL | 803 | $ 103,227,000 | $ 128,551 | $ 43,000 |
| Sheboygan, WI | 767 | $ 80,463,000 | $ 104,906 | $ 235,000 |
| Newark, NJ | 757 | $ 152,707,000 | $ 201,726 | $ 57,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 751 | $ 95,982,000 | $ 127,805 | $ 19,000 |
| Duluth-Superior, MN-WI | 747 | $ 90,977,000 | $ 121,789 | $ 65,000 |
| Little Rock-North Little Rock, AR | 729 | $ 76,042,000 | $ 104,310 | $ 50,000 |
| Kalamazoo-Battle Creek, MI | 712 | $ 78,276,000 | $ 109,938 | $ 48,000 |
| Waterloo-Cedar Falls, IA | 711 | $ 76,008,000 | $ 106,902 | $ 53,000 |
| Springfield, MO | 708 | $ 80,827,000 | $ 114,162 | $ 47,000 |
| Tacoma, WA | 681 | $ 108,779,000 | $ 159,734 | $ 61,000 |
| Iowa City, IA | 671 | $ 85,755,000 | $ 127,801 | $ 73,000 |
| Hamilton-Middletown, OH | 659 | $ 95,659,000 | $ 145,157 | $ 61,000 |
| New York, NY | 649 | $ 152,638,000 | $ 235,189 | $ 51,000 |
| Richmond-Petersburg, VA | 639 | $ 97,165,000 | $ 152,057 | $ 44,000 |
| Middlesex-Somerset-Hunterdon, NJ | 589 | $ 116,685,000 | $ 198,106 | $ 129,000 |
| Lincoln, NE | 577 | $ 61,796,000 | $ 107,098 | $ 58,000 |
| Orange County, CA | 575 | $ 152,220,000 | $ 264,730 | $ 251,000 |
| St. Cloud, MN | 573 | $ 74,017,000 | $ 129,174 | $ 52,000 |
| Spokane, WA | 569 | $ 67,785,000 | $ 119,130 | $ 56,000 |
| Birmingham, AL | 562 | $ 72,143,000 | $ 128,368 | $ 42,000 |
| Tulsa, OK | 528 | $ 61,022,000 | $ 115,571 | $ 40,000 |
| Boston, MA-NH | 523 | $ 99,518,000 | $ 190,282 | $ 53,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 512 | $ 75,554,000 | $ 147,566 | $ 48,000 |
| Owensboro, KY | 500 | $ 47,356,000 | $ 94,712 | $ 49,000 |
| Fort Lauderdale, FL | 496 | $ 68,721,000 | $ 138,550 | $ 187,000 |
| Tucson, AZ | 494 | $ 76,537,000 | $ 154,933 | $ 52,000 |
| Dallas, TX | 483 | $ 63,547,000 | $ 131,567 | $ 75,000 |
| Joplin, MO | 480 | $ 43,748,000 | $ 91,141 | $ 52,000 |
| Boulder-Longmont, CO | 468 | $ 108,265,000 | $ 231,335 | $ 204,000 |
| Fort Collins-Loveland, CO | 463 | $ 80,762,000 | $ 174,431 | $ 43,000 |
| Houston, TX | 458 | $ 50,488,000 | $ 110,235 | $ 51,000 |
| Dubuque, IA | 454 | $ 48,623,000 | $ 107,099 | $ 52,000 |
| Salem, OR | 440 | $ 53,559,000 | $ 121,725 | $ 46,000 |
| San Francisco, CA | 432 | $ 112,751,000 | $ 260,997 | $ 87,000 |
| New Orleans, LA | 425 | $ 47,739,000 | $ 112,327 | $ 20,000 |
| Honolulu, HI | 416 | $ 95,920,000 | $ 230,576 | $ 54,000 |
| Akron, OH | 411 | $ 51,036,000 | $ 124,175 | $ 63,000 |
| Greensboro--Winston-Salem--High Point, NC | 398 | $ 49,021,000 | $ 123,168 | $ 39,000 |
| Lawrence, KS | 393 | $ 47,568,000 | $ 121,038 | $ 78,000 |
| Springfield, IL | 389 | $ 43,397,000 | $ 111,560 | $ 87,000 |
| Nassau-Suffolk, NY | 386 | $ 79,482,000 | $ 205,911 | $ 55,000 |
| Columbia, SC | 384 | $ 55,876,000 | $ 145,510 | $ 64,000 |
| Vallejo-Fairfield-Napa, CA | 380 | $ 99,655,000 | $ 262,250 | $ 78,000 |
| Reno, NV | 373 | $ 63,765,000 | $ 170,951 | $ 58,000 |
| Wausau, WI | 371 | $ 39,921,000 | $ 107,603 | $ 77,000 |
| Sioux Falls, SD | 363 | $ 46,341,000 | $ 127,661 | $ 72,000 |
| Eau Claire, WI | 353 | $ 40,741,000 | $ 115,413 | $ 48,000 |
| Philadelphia, PA-NJ | 345 | $ 60,651,000 | $ 175,800 | $ 57,000 |
| Green Bay, WI | 324 | $ 45,898,000 | $ 141,660 | $ 115,000 |
| Columbia, MO | 323 | $ 34,398,000 | $ 106,495 | $ 62,000 |
| Jacksonville, FL | 320 | $ 38,989,000 | $ 121,840 | $ 47,000 |
| Grand Rapids-Muskegon-Holland, MI | 318 | $ 40,742,000 | $ 128,119 | $ 35,000 |
| Pueblo, CO | 314 | $ 33,565,000 | $ 106,894 | $ 45,000 |
| Sarasota-Bradenton, FL | 311 | $ 49,313,000 | $ 158,562 | $ 75,000 |
| Bergen-Passaic, NJ | 310 | $ 69,075,000 | $ 222,822 | $ 227,000 |
| Memphis, TN-AR-MS | 309 | $ 53,153,000 | $ 172,016 | $ 54,000 |
| West Palm Beach-Boca Raton, FL | 306 | $ 53,148,000 | $ 173,686 | $ 79,000 |
| Fargo-Moorhead, ND-MN | 305 | $ 36,621,000 | $ 120,068 | $ 90,000 |
| Albuquerque, NM | 295 | $ 35,815,000 | $ 121,406 | $ 33,000 |
| Hartford, CT | 292 | $ 42,261,000 | $ 144,729 | $ 28,000 |
| St. Joseph, MO | 292 | $ 27,029,000 | $ 92,565 | $ 50,000 |
| Racine, WI | 273 | $ 42,085,000 | $ 154,157 | $ 40,000 |
| Wichita, KS | 272 | $ 29,291,000 | $ 107,687 | $ 35,000 |
| Bloomington-Normal, IL | 270 | $ 28,070,000 | $ 103,962 | $ 51,000 |
| Missoula, MT | 254 | $ 33,113,000 | $ 130,366 | $ 73,000 |
| Melbourne-Titusville-Palm Bay, FL | 238 | $ 24,118,000 | $ 101,336 | $ 33,000 |
| Greeley, CO | 231 | $ 36,588,000 | $ 158,389 | $ 44,000 |
| Fort Myers-Cape Coral, FL | 227 | $ 43,748,000 | $ 192,722 | $ 152,000 |
| Fort Worth-Arlington, TX | 227 | $ 28,187,000 | $ 124,171 | $ 51,000 |
| Grand Junction, CO | 218 | $ 29,252,000 | $ 134,183 | $ 48,000 |
| Clarksville-Hopkinsville, TN-KY | 217 | $ 20,088,000 | $ 92,571 | $ 33,000 |
| Kenosha, WI | 216 | $ 27,764,000 | $ 128,537 | $ 44,000 |
| Rapid City, SD | 215 | $ 33,004,000 | $ 153,506 | $ 91,000 |
| Knoxville, TN | 211 | $ 24,722,000 | $ 117,165 | $ 35,000 |
| Fort Smith, AR-OK | 207 | $ 14,384,000 | $ 69,487 | $ 130,000 |
| Austin-San Marcos, TX | 205 | $ 30,785,000 | $ 150,170 | $ 42,000 |
| Topeka, KS | 200 | $ 20,756,000 | $ 103,780 | $ 125,000 |
| Canton-Massillon, OH | 188 | $ 20,774,000 | $ 110,500 | $ 34,000 |
| Bridgeport, CT | 185 | $ 34,066,000 | $ 184,140 | $ 53,000 |
| Providence-Fall River-Warwick, RI-MA | 180 | $ 27,991,000 | $ 155,505 | $ 32,000 |
| Billings, MT | 179 | $ 20,160,000 | $ 112,625 | $ 62,000 |
| Oklahoma City, OK | 177 | $ 24,007,000 | $ 135,632 | $ 38,000 |
| Worcester, MA-CT | 177 | $ 29,320,000 | $ 165,649 | $ 55,000 |
| Gary, IN | 175 | $ 19,149,000 | $ 109,422 | $ 35,000 |
| Sioux City, IA-NE | 174 | $ 13,756,000 | $ 79,057 | $ 60,000 |
| San Antonio, TX | 173 | $ 17,318,000 | $ 100,104 | $ 33,000 |
| Bellingham, WA | 172 | $ 25,241,000 | $ 146,750 | $ 61,000 |
| Chico-Paradise, CA | 172 | $ 24,419,000 | $ 141,970 | $ 58,000 |
| Janesville-Beloit, WI | 169 | $ 17,597,000 | $ 104,124 | $ 58,000 |
| Ventura, CA | 159 | $ 43,972,000 | $ 276,553 | $ 223,000 |
| Great Falls, MT | 158 | $ 19,445,000 | $ 123,069 | $ 66,000 |
| Youngstown-Warren, OH | 158 | $ 14,206,000 | $ 89,911 | $ 74,000 |
| Bismarck, ND | 153 | $ 16,398,000 | $ 107,176 | $ 54,000 |
| Modesto, CA | 153 | $ 28,971,000 | $ 189,352 | $ 68,000 |
| Nashua, NH | 153 | $ 22,876,000 | $ 149,516 | $ 48,000 |
| Daytona Beach, FL | 150 | $ 18,768,000 | $ 125,120 | $ 41,000 |
| Rochester, NY | 150 | $ 14,513,000 | $ 96,753 | $ 31,000 |
| Lansing-East Lansing, MI | 149 | $ 19,951,000 | $ 133,899 | $ 33,000 |
| Naples, FL | 149 | $ 24,010,000 | $ 161,140 | $ 105,000 |
| Huntsville, AL | 148 | $ 18,386,000 | $ 124,229 | $ 15,000 |
| La Crosse, WI-MN | 148 | $ 22,294,000 | $ 150,635 | $ 82,000 |
| Steubenville-Weirton, OH-WV | 147 | $ 10,051,000 | $ 68,374 | $ 36,000 |
| Eugene-Springfield, OR | 145 | $ 18,884,000 | $ 130,234 | $ 43,000 |
| Jersey City, NJ | 145 | $ 27,630,000 | $ 190,551 | $ 45,000 |
| Albany-Schenectady-Troy, NY | 141 | $ 15,069,000 | $ 106,872 | $ 36,000 |
| Grand Forks, ND-MN | 141 | $ 13,949,000 | $ 98,929 | $ 48,000 |
| Medford-Ashland, OR | 141 | $ 22,964,000 | $ 162,865 | $ 90,000 |
| Fresno, CA | 136 | $ 17,823,000 | $ 131,051 | $ 35,000 |
| Lakeland-Winter Haven, FL | 136 | $ 11,978,000 | $ 88,073 | $ 26,000 |
| New Haven-Meriden, CT | 136 | $ 21,658,000 | $ 159,250 | $ 36,000 |
| Richland-Kennewick-Pasco, WA | 134 | $ 17,584,000 | $ 131,223 | $ 71,000 |
| Bakersfield, CA | 131 | $ 14,525,000 | $ 110,877 | $ 39,000 |
| Provo-Orem, UT | 131 | $ 20,317,000 | $ 155,091 | $ 34,000 |
| Corpus Christi, TX | 130 | $ 11,053,000 | $ 85,023 | $ 40,000 |
| Chattanooga, TN-GA | 129 | $ 12,646,000 | $ 98,031 | $ 31,000 |
| Pensacola, FL | 128 | $ 13,209,000 | $ 103,195 | $ 26,000 |
| Trenton, NJ | 128 | $ 22,388,000 | $ 174,906 | $ 58,000 |
| Stockton-Lodi, CA | 127 | $ 27,529,000 | $ 216,763 | $ 50,000 |
| Washington, DC-MD-VA-WV | 127 | $ 35,159,000 | $ 276,842 | $ 104,000 |
| Baton Rouge, LA | 124 | $ 19,822,000 | $ 159,854 | $ 38,000 |
| Olympia, WA | 124 | $ 20,672,000 | $ 166,709 | $ 50,000 |
| San Jose, CA | 123 | $ 32,893,000 | $ 267,422 | $ 82,000 |
| Charleston-North Charleston, SC | 122 | $ 19,332,000 | $ 158,459 | $ 57,000 |
| Sumter, SC | 122 | $ 13,939,000 | $ 114,254 | $ 18,000 |
| Wilmington, NC | 118 | $ 17,735,000 | $ 150,296 | $ 49,000 |
| Hickory-Morganton-Lenoir, NC | 114 | $ 14,142,000 | $ 124,052 | $ 42,000 |
| Lowell, MA-NH | 109 | $ 18,542,000 | $ 170,110 | $ 52,000 |
| Flint, MI | 108 | $ 15,690,000 | $ 145,277 | $ 41,000 |
| Yakima, WA | 108 | $ 12,437,000 | $ 115,157 | $ 44,000 |
| Yolo, CA | 105 | $ 21,396,000 | $ 203,771 | $ 70,000 |
| Santa Rosa, CA | 103 | $ 28,177,000 | $ 273,563 | $ 104,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 100 | $ 8,186,000 | $ 81,860 | $ 20,000 |
| Fort Pierce-Port St. Lucie, FL | 97 | $ 14,902,000 | $ 153,628 | $ 78,000 |
| Waterbury, CT | 96 | $ 14,561,000 | $ 151,677 | $ 44,000 |
| Bremerton, WA | 94 | $ 18,807,000 | $ 200,074 | $ 96,000 |
| Redding, CA | 94 | $ 12,255,000 | $ 130,372 | $ 45,000 |
| Greenville-Spartanburg-Anderson, SC | 93 | $ 13,042,000 | $ 140,236 | $ 210,000 |
| Fort Wayne, IN | 91 | $ 8,746,000 | $ 96,109 | $ 21,000 |
| Pittsburgh, PA | 86 | $ 9,983,000 | $ 116,081 | $ 70,000 |
| Springfield, MA | 86 | $ 10,624,000 | $ 123,534 | $ 13,000 |
| El Paso, TX | 85 | $ 7,718,000 | $ 90,800 | $ 33,000 |
| Cheyenne, WY | 81 | $ 10,642,000 | $ 131,382 | $ 49,000 |
| Lima, OH | 80 | $ 7,587,000 | $ 94,837 | $ 40,000 |
| Mobile, AL | 79 | $ 9,310,000 | $ 117,848 | $ 155,000 |
| Fort Walton Beach, FL | 77 | $ 9,454,000 | $ 122,779 | $ 100,000 |
| New London-Norwich, CT-RI | 77 | $ 12,027,000 | $ 156,194 | $ 29,000 |
| Fayetteville, NC | 76 | $ 8,177,000 | $ 107,592 | $ 35,000 |
| Enid, OK | 75 | $ 7,245,000 | $ 96,600 | $ 33,000 |
| Lawrence, MA-NH | 75 | $ 15,221,000 | $ 202,946 | $ 47,000 |
| South Bend, IN | 75 | $ 7,285,000 | $ 97,133 | $ 28,000 |
| Atlantic-Cape May, NJ | 74 | $ 11,414,000 | $ 154,243 | $ 105,000 |
| Fitchburg-Leominster, MA | 73 | $ 10,430,000 | $ 142,876 | $ 29,000 |
| Yuma, AZ | 73 | $ 7,599,000 | $ 104,095 | $ 25,000 |
| Evansville-Henderson, IN-KY | 72 | $ 8,928,000 | $ 124,000 | $ 30,000 |
| Manchester, NH | 71 | $ 10,973,000 | $ 154,549 | $ 44,000 |
| Corvallis, OR | 65 | $ 8,390,000 | $ 129,076 | $ 58,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 64 | $ 16,290,000 | $ 254,531 | $ 135,000 |
| Brockton, MA | 63 | $ 10,845,000 | $ 172,142 | $ 23,000 |
| Casper, WY | 63 | $ 6,423,000 | $ 101,952 | $ 41,000 |
| Danbury, CT | 63 | $ 13,548,000 | $ 215,047 | $ 35,000 |
| Yuba City, CA | 63 | $ 9,739,000 | $ 154,587 | $ 58,000 |
| Saginaw-Bay City-Midland, MI | 62 | $ 6,866,000 | $ 110,741 | $ 30,000 |
| Elkhart-Goshen, IN | 61 | $ 5,933,000 | $ 97,262 | $ 10,000 |
| Ocala, FL | 59 | $ 5,083,000 | $ 86,152 | $ 32,000 |
| Savannah, GA | 59 | $ 8,480,000 | $ 143,728 | $ 60,000 |
| Flagstaff, AZ-UT | 58 | $ 9,549,000 | $ 164,637 | $ 64,000 |
| Jackson, MI | 58 | $ 8,391,000 | $ 144,672 | $ 34,000 |
| Mansfield, OH | 58 | $ 5,255,000 | $ 90,603 | $ 31,000 |
| Brownsville-Harlingen-San Benito, TX | 55 | $ 4,363,000 | $ 79,327 | $ 9,000 |
| Fayetteville-Springdale-Rogers, AR | 55 | $ 6,276,000 | $ 114,109 | $ 43,000 |
| Killeen-Temple, TX | 55 | $ 5,322,000 | $ 96,763 | $ 9,000 |
| Goldsboro, NC | 54 | $ 6,087,000 | $ 112,722 | $ 37,000 |
| Myrtle Beach, SC | 54 | $ 6,297,000 | $ 116,611 | $ 38,000 |
| Visalia-Tulare-Porterville, CA | 53 | $ 6,851,000 | $ 129,264 | $ 19,000 |
| Allentown-Bethlehem-Easton, PA | 52 | $ 7,725,000 | $ 148,557 | $ 39,000 |
| Asheville, NC | 52 | $ 8,396,000 | $ 161,461 | $ 67,000 |
| Florence, SC | 52 | $ 8,358,000 | $ 160,730 | $ 24,000 |
| Syracuse, NY | 52 | $ 5,397,000 | $ 103,788 | $ 24,000 |
| Tallahassee, FL | 52 | $ 5,840,000 | $ 112,307 | $ 29,000 |
| Albany, GA | 50 | $ 5,305,000 | $ 106,100 | $ 32,000 |
| Buffalo-Niagara Falls, NY | 49 | $ 5,218,000 | $ 106,489 | $ 71,000 |
| Anchorage, AK | 48 | $ 7,971,000 | $ 166,062 | $ 19,000 |
| Wilmington-Newark, DE-MD | 47 | $ 7,258,000 | $ 154,425 | $ 34,000 |
| Stamford-Norwalk, CT | 46 | $ 12,878,000 | $ 279,956 | $ 79,000 |
| Hagerstown, MD | 45 | $ 5,550,000 | $ 123,333 | $ 13,000 |
| Montgomery, AL | 44 | $ 4,751,000 | $ 107,977 | $ 28,000 |
| Newburgh, NY-PA | 43 | $ 6,165,000 | $ 143,372 | $ 32,000 |
| York, PA | 43 | $ 6,226,000 | $ 144,790 | $ 35,000 |
| Jackson, MS | 42 | $ 4,515,000 | $ 107,500 | $ 30,000 |
| Laredo, TX | 42 | $ 4,557,000 | $ 108,500 | $ 0 |
| Peoria-Pekin, IL | 42 | $ 5,125,000 | $ 122,023 | $ 41,000 |
| Panama City, FL | 41 | $ 4,891,000 | $ 119,292 | $ 31,000 |
| Portsmouth-Rochester, NH-ME | 40 | $ 6,776,000 | $ 169,400 | $ 74,000 |
| Toledo, OH | 40 | $ 7,909,000 | $ 197,725 | $ 45,000 |
| Barnstable-Yarmouth, MA | 38 | $ 7,431,000 | $ 195,552 | $ 49,000 |
| Jackson, TN | 38 | $ 4,356,000 | $ 114,631 | $ 17,000 |
| Galveston-Texas City, TX | 37 | $ 4,426,000 | $ 119,621 | $ 29,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 37 | $ 8,220,000 | $ 222,162 | $ 68,000 |
| Gainesville, FL | 36 | $ 3,181,000 | $ 88,361 | $ 18,000 |
| State College, PA | 36 | $ 6,225,000 | $ 172,916 | $ 20,000 |
| Benton Harbor, MI | 35 | $ 4,301,000 | $ 122,885 | $ 75,000 |
| Portland, ME | 34 | $ 5,238,000 | $ 154,058 | $ 38,000 |
| Punta Gorda, FL | 34 | $ 3,886,000 | $ 114,294 | $ 139,000 |
| Salinas, CA | 33 | $ 10,270,000 | $ 311,212 | $ 188,000 |
| Bloomington, IN | 32 | $ 3,788,000 | $ 118,375 | $ 34,000 |
| McAllen-Edinburg-Mission, TX | 32 | $ 2,855,000 | $ 89,218 | $ 23,000 |
| Macon, GA | 31 | $ 3,513,000 | $ 113,322 | $ 41,000 |
| Las Cruces, NM | 30 | $ 3,415,000 | $ 113,833 | $ 13,000 |
| Augusta-Aiken, GA-SC | 29 | $ 3,801,000 | $ 131,068 | $ 27,000 |
| Biloxi-Gulfport-Pascagoula, MS | 29 | $ 3,114,000 | $ 107,379 | $ 17,000 |
| Pocatello, ID | 29 | $ 2,823,000 | $ 97,344 | $ 42,000 |
| Sherman-Denison, TX | 29 | $ 2,673,000 | $ 92,172 | $ 21,000 |
| Santa Cruz-Watsonville, CA | 28 | $ 7,590,000 | $ 271,071 | $ 79,000 |
| Harrisburg-Lebanon-Carlisle, PA | 26 | $ 3,196,000 | $ 122,923 | $ 19,000 |
| Athens, GA | 25 | $ 3,939,000 | $ 157,560 | $ 59,000 |
| Brazoria, TX | 25 | $ 2,952,000 | $ 118,080 | $ 51,000 |
| Roanoke, VA | 25 | $ 2,776,000 | $ 111,040 | $ 17,000 |
| Charlottesville, VA | 24 | $ 4,267,000 | $ 177,791 | $ 73,000 |
| Champaign-Urbana, IL | 23 | $ 2,431,000 | $ 105,695 | $ 31,000 |
| Lafayette, IN | 23 | $ 2,396,000 | $ 104,173 | $ 19,000 |
| Merced, CA | 23 | $ 12,905,000 | $ 561,086 | $ 33,000 |
| New Bedford, MA | 22 | $ 3,605,000 | $ 163,863 | $ 19,000 |
| Tuscaloosa, AL | 20 | $ 2,854,000 | $ 142,700 | $ 22,000 |
| Decatur, AL | 19 | $ 1,842,000 | $ 96,947 | $ 10,000 |
| Greenville, NC | 19 | $ 2,105,000 | $ 110,789 | $ 29,000 |
| Glens Falls, NY | 18 | $ 1,626,000 | $ 90,333 | $ 44,000 |
| Santa Fe, NM | 18 | $ 3,839,000 | $ 213,277 | $ 119,000 |
| Utica-Rome, NY | 18 | $ 1,405,000 | $ 78,055 | $ 0 |
| Binghamton, NY | 17 | $ 1,491,000 | $ 87,705 | $ 84,000 |
| Jacksonville, NC | 17 | $ 2,100,000 | $ 123,529 | $ 51,000 |
| Lynchburg, VA | 16 | $ 1,954,000 | $ 122,125 | $ 11,000 |
| Dothan, AL | 15 | $ 1,147,000 | $ 76,466 | $ 10,000 |
| Lewiston-Auburn, ME | 15 | $ 1,455,000 | $ 97,000 | $ 0 |
| Tyler, TX | 15 | $ 2,107,000 | $ 140,466 | $ 170,000 |
| Bryan-College Station, TX | 14 | $ 1,364,000 | $ 97,428 | $ 83,000 |
| Columbus, GA-AL | 14 | $ 1,686,000 | $ 120,428 | $ 21,000 |
| Kankakee, IL | 14 | $ 2,027,000 | $ 144,785 | $ 73,000 |
| Kokomo, IN | 14 | $ 1,846,000 | $ 131,857 | $ 15,000 |
| Reading, PA | 14 | $ 1,979,000 | $ 141,357 | $ 14,000 |
| Rocky Mount, NC | 14 | $ 1,192,000 | $ 85,142 | $ 8,000 |
| Burlington, VT | 13 | $ 2,013,000 | $ 154,846 | $ 32,000 |
| Dover, DE | 13 | $ 1,715,000 | $ 131,923 | $ 38,000 |
| Muncie, IN | 13 | $ 1,329,000 | $ 102,230 | $ 16,000 |
| Dutchess County, NY | 12 | $ 2,044,000 | $ 170,333 | $ 50,000 |
| Pine Bluff, AR | 12 | $ 1,207,000 | $ 100,583 | $ 30,000 |
| Florence, AL | 11 | $ 864,000 | $ 78,545 | $ 5,000 |
| Erie, PA | 10 | $ 865,000 | $ 86,500 | $ 48,000 |
| Huntington-Ashland, WV-KY-OH | 10 | $ 884,000 | $ 88,400 | $ 60,000 |
| Jonesboro, AR | 10 | $ 921,000 | $ 92,100 | $ 35,000 |
| Lancaster, PA | 10 | $ 1,184,000 | $ 118,400 | $ 27,000 |
| San Angelo, TX | 10 | $ 1,114,000 | $ 111,400 | $ 30,000 |
| Vineland-Millville-Bridgeton, NJ | 10 | $ 907,000 | $ 90,700 | $ 19,000 |
| Beaumont-Port Arthur, TX | 8 | $ 868,000 | $ 108,500 | $ 20,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 687,000 | $ 85,875 | $ 25,000 |
| Terre Haute, IN | 8 | $ 742,000 | $ 92,750 | $ 13,000 |
| Lawton, OK | 7 | $ 865,000 | $ 123,571 | $ 28,000 |
| Longview-Marshall, TX | 7 | $ 533,000 | $ 76,142 | $ 17,000 |
| Shreveport-Bossier City, LA | 7 | $ 606,000 | $ 86,571 | $ 28,000 |
| Waco, TX | 7 | $ 594,000 | $ 84,857 | $ 13,000 |
| Bangor, ME | 6 | $ 611,000 | $ 101,833 | $ 36,000 |
| Charleston, WV | 6 | $ 817,000 | $ 136,166 | $ 35,000 |
| Pittsfield, MA | 6 | $ 687,000 | $ 114,500 | $ 14,000 |
| Auburn-Opelika, AL | 5 | $ 712,000 | $ 142,400 | $ 0 |
| Johnstown, PA | 5 | $ 260,000 | $ 52,000 | $ 40,000 |
| Lafayette, LA | 5 | $ 605,000 | $ 121,000 | $ 27,000 |
| Lake Charles, LA | 5 | $ 410,000 | $ 82,000 | $ 12,000 |
| Odessa-Midland, TX | 5 | $ 253,000 | $ 50,600 | $ 40,000 |
| Victoria, TX | 5 | $ 309,000 | $ 61,800 | $ 26,000 |
| Lubbock, TX | 4 | $ 251,000 | $ 62,750 | $ 71,000 |
| Amarillo, TX | 3 | $ 350,000 | $ 116,666 | $ 0 |
| Anniston, AL | 3 | $ 283,000 | $ 94,333 | $ 0 |
| Cumberland, MD-WV | 3 | $ 336,000 | $ 112,000 | $ 27,000 |
| Monroe, LA | 3 | $ 246,000 | $ 82,000 | $ 188,000 |
| Wichita Falls, TX | 3 | $ 317,000 | $ 105,666 | $ 0 |
| Abilene, TX | 2 | $ 150,000 | $ 75,000 | $ 18,000 |
| Altoona, PA | 2 | $ 333,000 | $ 166,500 | $ 46,000 |
| Danville, VA | 2 | $ 158,000 | $ 79,000 | $ 27,000 |
| Gadsden, AL | 2 | $ 153,000 | $ 76,500 | $ 0 |
| Hattiesburg, MS | 2 | $ 210,000 | $ 105,000 | $ 29,000 |
| Decatur, IL | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Elmira, NY | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Houma, LA | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Parkersburg-Marietta, WV-OH | 1 | $ 394,000 | $ 394,000 | $ 90,000 |
| Sharon, PA | 1 | $ 77,000 | $ 77,000 | $ 62,000 |
| Texarkana, TX-AR | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 14,000 | $ 14,000 | $ 9,000 |
| Williamsport, PA | 1 | $ 58,000 | $ 58,000 | $ 0 |
Mortgage Loan Application Detail Totals for US Bank, N.A. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 171,504 | $25,569,612,000 | $145,078 | $4,000,000 | $50,019 | $9,999,000 |
| Home Purchase (one-to-four family) | 62,288 | $8,950,640,000 | $156,673 | $4,230,000 | $64,576 | $9,999,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 163 | $192,497,000 | $880,400 | $16,200,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 140 | $12,617,000 | $91,142 | $1,300,000 | $201,904 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 114,310 | $16,058,199,000 | $154,480 | $4,160,000 | $73,173 | $9,999,000 |
| Not applicable | 77,150 | $11,981,983,000 | $144,078 | $16,200,000 | $8,313 | $9,999,000 |
| Information not provided by applicant in mail or telephone application | 29,085 | $4,743,159,000 | $161,156 | $4,230,000 | $75,941 | $9,999,000 |
| Black | 4,513 | $560,592,000 | $133,704 | $2,115,000 | $71,045 | $9,000,000 |
| Hispanic | 4,046 | $527,294,000 | $138,804 | $650,000 | $55,978 | $1,383,000 |
| Asian or Pacific Islander | 3,465 | $607,738,000 | $171,644 | $1,000,000 | $78,622 | $1,116,000 |
| Other | 1,128 | $192,016,000 | $163,857 | $1,500,000 | $87,523 | $4,896,000 |
| American Indian or Alaskan Native | 398 | $54,385,000 | $133,450 | $765,000 | $58,500 | $622,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 190,223 | $29,324,001,000 | $161,423 | $16,200,000 | $74,826 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 34,435 | $4,215,774,000 | $116,360 | $489,000 | $14,880 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 8,906 | $1,139,429,000 | $126,000 | $311,000 | $9,627 | $500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 531 | $46,162,000 | $93,730 | $192,000 | $9,653 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 127,712 | $18,532,908,000 | $152,568 | $16,200,000 | $73,333 | $9,999,000 |
| Loan Purchased By The Institution | 76,869 | $11,797,550,000 | $142,235 | $915,000 | $1,450 | $2,544,000 |
| Application Denied By Financial Institution | 10,012 | $1,439,759,000 | $149,490 | $3,575,000 | $68,509 | $9,999,000 |
| Application Approved But Not Accepted | 9,337 | $1,380,919,000 | $155,734 | $1,868,000 | $63,142 | $4,896,000 |
| Application Withdrawn By Applicant | 7,387 | $1,114,571,000 | $166,365 | $3,500,000 | $98,403 | $9,999,000 |
| File Closed For Incompleteness | 2,778 | $459,659,000 | $152,333 | $2,000,000 | $71,604 | $2,122,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3,266 | $432,624,000 | $143,860 | $990,000 | $78,380 | $9,999,000 |
| Debt-To-Income Ratio | 2,348 | $363,333,000 | $159,823 | $1,163,000 | $54,156 | $9,999,000 |
| Collateral | 1,680 | $235,939,000 | $151,311 | $1,000,000 | $86,177 | $1,197,000 |
| Other | 1,486 | $216,146,000 | $147,934 | $3,575,000 | $64,782 | $9,999,000 |
| Credit Application Incomplete | 570 | $106,266,000 | $163,621 | $1,000,000 | $66,864 | $1,221,000 |
| Unverifiable Information | 258 | $34,117,000 | $128,406 | $970,000 | $55,593 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 227 | $28,740,000 | $130,083 | $650,000 | $55,805 | $492,000 |
| Employment History | 169 | $21,024,000 | $133,107 | $640,000 | $46,071 | $266,000 |
| Mortgage Insurance Denied | 8 | $1,570,000 | $161,857 | $587,000 | $46,000 | $208,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About