Usaa Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Usaa Federal Savings Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 108,100 |
| Total Mortgage Loan Application Amount | $17,305,812,000 |
| Average Mortgage Loan Application Amount | $129,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $96,333 |
| Highest Applicant Income | $5,013,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Usaa Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usaa Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Usaa Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usaa Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usaa Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usaa Federal Savings Bank's mortgage activity for 2007.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN ANTONIO, TX | 4,433 | $ 524,834,000 | $ 118,000 | $ 86,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 3,965 | $ 979,641,000 | $ 233,250 | $ 119,250 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,887 | $ 450,147,000 | $ 155,000 | $ 96,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,702 | $ 486,753,000 | $ 200,500 | $ 97,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2,608 | $ 345,132,000 | $ 132,000 | $ 105,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,463 | $ 465,464,000 | $ 188,000 | $ 95,000 |
| DALLAS-PLANO-IRVING, TX | 1,983 | $ 264,466,000 | $ 133,000 | $ 104,000 |
| AUSTIN-ROUND ROCK, TX | 1,526 | $ 214,071,000 | $ 140,000 | $ 96,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,525 | $ 251,690,000 | $ 165,000 | $ 91,000 |
| DENVER-AURORA, CO | 1,442 | $ 250,249,000 | $ 173,000 | $ 100,000 |
| BALTIMORE-TOWSON, MD | 1,403 | $ 284,176,000 | $ 202,000 | $ 108,000 |
| COLORADO SPRINGS, CO | 1,288 | $ 205,759,000 | $ 159,000 | $ 92,000 |
| FORT WORTH-ARLINGTON, TX | 1,262 | $ 153,372,000 | $ 121,000 | $ 97,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1,201 | $ 131,126,000 | $ 109,000 | $ 74,000 |
| FAYETTEVILLE, NC | 1,065 | $ 124,287,000 | $ 116,000 | $ 74,000 |
| ST. LOUIS, MO-IL | 1,017 | $ 137,973,000 | $ 135,000 | $ 90,500 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 999 | $ 195,358,000 | $ 195,000 | $ 107,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 961 | $ 234,386,000 | $ 243,000 | $ 115,000 |
| OKLAHOMA CITY, OK | 957 | $ 105,988,000 | $ 110,000 | $ 85,000 |
| JACKSONVILLE, FL | 943 | $ 151,428,000 | $ 160,000 | $ 86,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 943 | $ 261,794,000 | $ 277,000 | $ 114,000 |
| CLARKSVILLE, TN-KY | 940 | $ 103,552,000 | $ 99,000 | $ 65,500 |
| PHILADELPHIA, PA | 883 | $ 159,793,000 | $ 180,000 | $ 111,000 |
| RICHMOND, VA | 853 | $ 142,718,000 | $ 167,000 | $ 93,000 |
| LAS VEGAS-PARADISE, NV | 849 | $ 184,311,000 | $ 217,000 | $ 104,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 833 | $ 190,499,000 | $ 228,000 | $ 112,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 807 | $ 119,720,000 | $ 142,000 | $ 89,000 |
| ALBUQUERQUE, NM | 799 | $ 125,656,000 | $ 157,000 | $ 93,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 771 | $ 161,015,000 | $ 207,000 | $ 96,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 760 | $ 106,453,000 | $ 140,000 | $ 81,000 |
| TUCSON, AZ | 748 | $ 121,309,000 | $ 162,000 | $ 87,000 |
| CAMDEN, NJ | 705 | $ 121,164,000 | $ 171,000 | $ 94,000 |
| TACOMA, WA | 704 | $ 133,570,000 | $ 189,000 | $ 96,000 |
| ORLANDO-KISSIMMEE, FL | 695 | $ 124,554,000 | $ 179,000 | $ 100,000 |
| KANSAS CITY, MO-KS | 691 | $ 90,897,000 | $ 131,500 | $ 90,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 668 | $ 102,541,000 | $ 153,000 | $ 80,000 |
| EL PASO, TX | 666 | $ 83,871,000 | $ 125,000 | $ 78,000 |
| RALEIGH-CARY, NC | 657 | $ 103,170,000 | $ 157,000 | $ 93,000 |
| COLUMBIA, SC | 624 | $ 79,196,000 | $ 126,000 | $ 79,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 612 | $ 96,106,000 | $ 157,000 | $ 92,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 589 | $ 173,556,000 | $ 294,000 | $ 125,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 589 | $ 101,871,000 | $ 152,500 | $ 92,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 572 | $ 70,294,000 | $ 115,500 | $ 75,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 569 | $ 85,837,000 | $ 150,000 | $ 91,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 552 | $ 136,278,000 | $ 246,000 | $ 121,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 523 | $ 127,890,000 | $ 244,000 | $ 110,000 |
| DAYTON, OH | 506 | $ 63,253,000 | $ 125,000 | $ 85,000 |
| MEMPHIS, TN-MS-AR | 500 | $ 71,412,000 | $ 112,000 | $ 79,666 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 499 | $ 132,696,000 | $ 266,000 | $ 132,000 |
| HONOLULU, HI | 491 | $ 139,214,000 | $ 283,000 | $ 106,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 490 | $ 59,641,000 | $ 121,000 | $ 80,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 487 | $ 107,361,000 | $ 220,000 | $ 108,000 |
| EDISON, NJ | 481 | $ 103,919,000 | $ 216,000 | $ 112,000 |
| JACKSONVILLE, NC | 475 | $ 59,892,000 | $ 126,000 | $ 68,000 |
| COLUMBUS, OH | 455 | $ 57,768,000 | $ 126,000 | $ 89,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 447 | $ 69,865,000 | $ 156,000 | $ 90,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 445 | $ 55,480,000 | $ 119,000 | $ 85,000 |
| HUNTSVILLE, AL | 442 | $ 64,133,000 | $ 145,000 | $ 95,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 432 | $ 59,043,000 | $ 119,333 | $ 86,666 |
| ANCHORAGE, AK | 420 | $ 76,898,000 | $ 183,000 | $ 104,000 |
| SAVANNAH, GA | 418 | $ 62,913,000 | $ 150,000 | $ 80,000 |
| PITTSBURGH, PA | 417 | $ 48,678,000 | $ 116,000 | $ 91,000 |
| BIRMINGHAM-HOOVER, AL | 400 | $ 55,785,000 | $ 139,000 | $ 94,000 |
| MONTGOMERY, AL | 393 | $ 49,960,000 | $ 127,000 | $ 81,000 |
| WARNER ROBINS, GA | 392 | $ 49,465,000 | $ 126,000 | $ 75,000 |
| NEWARK-UNION, NJ-PA | 388 | $ 94,639,000 | $ 218,500 | $ 119,500 |
| INDIANAPOLIS-CARMEL, IN | 387 | $ 48,477,000 | $ 125,000 | $ 81,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 387 | $ 51,903,000 | $ 129,500 | $ 80,500 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 387 | $ 77,490,000 | $ 200,000 | $ 109,000 |
| CORPUS CHRISTI, TX | 385 | $ 45,626,000 | $ 118,000 | $ 92,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 385 | $ 66,759,000 | $ 173,000 | $ 88,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 370 | $ 52,369,000 | $ 141,000 | $ 105,000 |
| COLUMBUS, GA-AL | 346 | $ 46,730,000 | $ 129,500 | $ 70,500 |
| BATON ROUGE, LA | 345 | $ 44,485,000 | $ 128,000 | $ 86,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 345 | $ 59,525,000 | $ 172,000 | $ 99,000 |
| SHREVEPORT-BOSSIER CITY, LA | 334 | $ 41,417,000 | $ 124,000 | $ 73,000 |
| OGDEN-CLEARFIELD, UT | 331 | $ 51,310,000 | $ 155,000 | $ 76,000 |
| OLYMPIA, WA | 326 | $ 64,089,000 | $ 196,000 | $ 89,000 |
| TULSA, OK | 323 | $ 35,665,000 | $ 110,000 | $ 86,000 |
| BREMERTON-SILVERDALE, WA | 314 | $ 63,326,000 | $ 201,000 | $ 91,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 312 | $ 65,921,000 | $ 212,000 | $ 105,500 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 311 | $ 62,246,000 | $ 200,000 | $ 122,000 |
| BOISE CITY-NAMPA, ID | 296 | $ 48,807,000 | $ 164,000 | $ 93,000 |
| KNOXVILLE, TN | 282 | $ 35,491,000 | $ 125,000 | $ 82,000 |
| SPOKANE, WA | 280 | $ 45,214,000 | $ 161,000 | $ 80,000 |
| BOSTON-QUINCY, MA | 273 | $ 66,302,000 | $ 242,000 | $ 131,000 |
| LAWTON, OK | 265 | $ 28,535,000 | $ 107,000 | $ 77,000 |
| SALT LAKE CITY, UT | 264 | $ 49,830,000 | $ 188,000 | $ 96,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 260 | $ 77,815,000 | $ 299,000 | $ 137,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 255 | $ 58,522,000 | $ 229,000 | $ 115,000 |
| WICHITA, KS | 254 | $ 26,849,000 | $ 105,000 | $ 81,000 |
| DURHAM, NC | 253 | $ 37,496,000 | $ 148,000 | $ 99,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 250 | $ 46,795,000 | $ 187,000 | $ 96,000 |
| VALDOSTA, GA | 249 | $ 31,086,000 | $ 124,000 | $ 61,000 |
| ABILENE, TX | 247 | $ 25,438,000 | $ 102,000 | $ 72,000 |
| WILMINGTON, DE-MD-NJ | 247 | $ 44,105,000 | $ 161,333 | $ 87,000 |
| NASSAU-SUFFOLK, NY | 237 | $ 61,819,000 | $ 260,000 | $ 137,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 236 | $ 31,577,000 | $ 133,000 | $ 97,000 |
| PANAMA CITY-LYNN HAVEN, FL | 233 | $ 36,951,000 | $ 158,000 | $ 80,000 |
| HINESVILLE-FORT STEWART, GA | 231 | $ 23,403,000 | $ 101,000 | $ 66,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 231 | $ 80,927,000 | $ 350,000 | $ 149,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 225 | $ 30,438,000 | $ 135,000 | $ 104,000 |
| SUMTER, SC | 220 | $ 25,454,000 | $ 115,000 | $ 67,000 |
| GULFPORT-BILOXI, MS | 212 | $ 26,665,000 | $ 125,000 | $ 75,000 |
| ASHEVILLE, NC | 200 | $ 31,884,000 | $ 159,000 | $ 84,000 |
| WILMINGTON, NC | 199 | $ 34,302,000 | $ 172,000 | $ 96,000 |
| MOBILE, AL | 196 | $ 22,831,000 | $ 116,000 | $ 70,000 |
| CAPE CORAL-FORT MYERS, FL | 191 | $ 38,848,000 | $ 203,000 | $ 108,000 |
| SARASOTA-BRADENTON-VENICE, FL | 190 | $ 37,230,000 | $ 195,000 | $ 113,000 |
| LAKELAND, FL | 189 | $ 28,784,000 | $ 152,000 | $ 85,000 |
| NEW HAVEN-MILFORD, CT | 189 | $ 35,116,000 | $ 185,000 | $ 105,000 |
| COLLEGE STATION-BRYAN, TX | 188 | $ 22,915,000 | $ 121,000 | $ 98,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 187 | $ 34,272,000 | $ 178,500 | $ 93,500 |
| WICHITA FALLS, TX | 185 | $ 17,459,000 | $ 94,000 | $ 73,000 |
| NORWICH-NEW LONDON, CT | 180 | $ 31,939,000 | $ 177,000 | $ 96,000 |
| ELIZABETHTOWN, KY | 174 | $ 23,511,000 | $ 135,000 | $ 76,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 174 | $ 31,092,000 | $ 178,000 | $ 100,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 172 | $ 19,596,000 | $ 113,000 | $ 74,000 |
| BOULDER, CO | 171 | $ 36,329,000 | $ 212,000 | $ 124,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 171 | $ 27,226,000 | $ 159,000 | $ 108,000 |
| GREENSBORO-HIGH POINT, NC | 169 | $ 22,999,000 | $ 136,000 | $ 89,000 |
| PROVO-OREM, UT | 169 | $ 28,139,000 | $ 166,000 | $ 90,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 167 | $ 44,962,000 | $ 269,000 | $ 147,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 166 | $ 24,033,000 | $ 106,000 | $ 114,500 |
| HARRISBURG-CARLISLE, PA | 166 | $ 25,405,000 | $ 153,000 | $ 98,000 |
| FORT COLLINS-LOVELAND, CO | 163 | $ 26,336,000 | $ 161,000 | $ 102,000 |
| TALLAHASSEE, FL | 162 | $ 22,300,000 | $ 137,000 | $ 94,000 |
| ALBANY-SCHENECTADY-TROY, NY | 161 | $ 23,488,000 | $ 145,000 | $ 99,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 160 | $ 23,859,000 | $ 149,000 | $ 80,000 |
| DOVER, DE | 160 | $ 25,903,000 | $ 161,000 | $ 84,000 |
| PASCAGOULA, MS | 156 | $ 19,729,000 | $ 126,000 | $ 110,000 |
| RENO-SPARKS, NV | 156 | $ 38,036,000 | $ 243,000 | $ 113,000 |
| BAKERSFIELD, CA | 155 | $ 28,273,000 | $ 182,000 | $ 92,000 |
| LAS CRUCES, NM | 155 | $ 24,600,000 | $ 158,000 | $ 93,000 |
| JACKSON, MS | 152 | $ 21,085,000 | $ 138,000 | $ 94,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 149 | $ 24,849,000 | $ 175,500 | $ 95,000 |
| CHATTANOOGA, TN-GA | 146 | $ 17,635,000 | $ 121,500 | $ 73,000 |
| WORCESTER, MA | 142 | $ 29,217,000 | $ 205,000 | $ 105,000 |
| CHARLOTTESVILLE, VA | 141 | $ 27,647,000 | $ 196,000 | $ 100,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 137 | $ 23,330,000 | $ 173,000 | $ 94,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 136 | $ 18,715,000 | $ 137,000 | $ 91,000 |
| PORT ST. LUCIE, FL | 135 | $ 24,077,000 | $ 178,000 | $ 87,000 |
| LEXINGTON-FAYETTE, KY | 132 | $ 15,935,000 | $ 120,000 | $ 80,000 |
| SAN ANGELO, TX | 132 | $ 13,326,000 | $ 100,000 | $ 58,000 |
| MANCHESTER-NASHUA, NH | 131 | $ 24,614,000 | $ 187,000 | $ 99,000 |
| YUMA, AZ | 130 | $ 20,460,000 | $ 157,000 | $ 78,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 129 | $ 25,160,000 | $ 195,000 | $ 106,000 |
| BUFFALO-NIAGARA FALLS, NY | 127 | $ 12,186,000 | $ 95,000 | $ 81,000 |
| GAINESVILLE, FL | 127 | $ 19,371,000 | $ 152,000 | $ 97,000 |
| FAIRBANKS, AK | 126 | $ 19,912,000 | $ 158,000 | $ 92,000 |
| SALEM, OR | 125 | $ 20,921,000 | $ 167,000 | $ 86,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 125 | $ 49,819,000 | $ 398,000 | $ 175,000 |
| SPRINGFIELD, MA | 124 | $ 18,347,000 | $ 147,000 | $ 92,000 |
| ROCHESTER, NY | 123 | $ 12,049,000 | $ 97,000 | $ 83,000 |
| WINSTON-SALEM, NC | 120 | $ 14,346,000 | $ 119,000 | $ 80,000 |
| VALLEJO-FAIRFIELD, CA | 119 | $ 28,788,000 | $ 241,000 | $ 110,000 |
| BEAUMONT-PORT ARTHUR, TX | 116 | $ 11,331,000 | $ 97,000 | $ 80,000 |
| YORK-HANOVER, PA | 115 | $ 16,797,000 | $ 146,000 | $ 97,000 |
| TYLER, TX | 114 | $ 13,613,000 | $ 119,000 | $ 85,000 |
| AUBURN-OPELIKA, AL | 111 | $ 13,943,000 | $ 125,000 | $ 69,000 |
| PRESCOTT, AZ | 110 | $ 21,704,000 | $ 197,000 | $ 105,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 109 | $ 31,640,000 | $ 290,000 | $ 129,000 |
| SPRINGFIELD, MO | 109 | $ 11,103,000 | $ 101,000 | $ 66,000 |
| CHEYENNE, WY | 105 | $ 14,523,000 | $ 138,000 | $ 71,000 |
| WACO, TX | 105 | $ 10,287,000 | $ 97,000 | $ 80,000 |
| BROWNSVILLE-HARLINGEN, TX | 103 | $ 11,142,000 | $ 108,000 | $ 81,000 |
| CHARLESTON, WV | 102 | $ 10,010,000 | $ 98,000 | $ 83,000 |
| LUBBOCK, TX | 99 | $ 10,499,000 | $ 106,000 | $ 97,000 |
| PEABODY, MA | 99 | $ 23,913,000 | $ 241,000 | $ 115,000 |
| SANTA FE, NM | 97 | $ 19,456,000 | $ 200,000 | $ 114,000 |
| SCRANTON--WILKES-BARRE, PA | 97 | $ 12,278,000 | $ 126,000 | $ 79,000 |
| MCALLEN-EDINBURG-MISSION, TX | 96 | $ 9,394,000 | $ 97,000 | $ 81,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 96 | $ 32,551,000 | $ 339,000 | $ 156,000 |
| ATLANTIC CITY, NJ | 95 | $ 17,636,000 | $ 185,000 | $ 110,000 |
| ATHENS-CLARKE COUNTY, GA | 94 | $ 12,229,000 | $ 130,000 | $ 88,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 94 | $ 17,316,000 | $ 184,000 | $ 103,000 |
| GRAND RAPIDS-WYOMING, MI | 94 | $ 11,715,000 | $ 124,000 | $ 81,000 |
| TRENTON-EWING, NJ | 94 | $ 21,108,000 | $ 224,000 | $ 114,000 |
| FRESNO, CA | 93 | $ 16,981,000 | $ 182,000 | $ 96,000 |
| RAPID CITY, SD | 93 | $ 11,009,000 | $ 118,000 | $ 71,000 |
| BARNSTABLE TOWN, MA | 92 | $ 19,191,000 | $ 208,000 | $ 126,000 |
| GARY, IN | 91 | $ 11,740,000 | $ 129,000 | $ 78,000 |
| OCALA, FL | 91 | $ 11,723,000 | $ 128,000 | $ 75,000 |
| AKRON, OH | 90 | $ 10,512,000 | $ 116,000 | $ 72,000 |
| ROANOKE, VA | 90 | $ 13,423,000 | $ 149,000 | $ 88,000 |
| MADISON, WI | 89 | $ 15,373,000 | $ 172,000 | $ 98,000 |
| GOLDSBORO, NC | 86 | $ 9,444,000 | $ 109,000 | $ 73,000 |
| GREAT FALLS, MT | 86 | $ 9,552,000 | $ 111,000 | $ 70,000 |
| PUEBLO, CO | 86 | $ 9,961,000 | $ 115,000 | $ 80,000 |
| SYRACUSE, NY | 84 | $ 9,714,000 | $ 115,000 | $ 89,000 |
| DES MOINES-WEST DES MOINES, IA | 83 | $ 9,862,000 | $ 118,000 | $ 82,000 |
| EUGENE-SPRINGFIELD, OR | 81 | $ 13,499,000 | $ 166,000 | $ 79,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 79 | $ 10,228,000 | $ 129,000 | $ 95,000 |
| TOLEDO, OH | 79 | $ 8,502,000 | $ 107,000 | $ 77,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 78 | $ 9,832,000 | $ 126,000 | $ 80,000 |
| SPARTANBURG, SC | 78 | $ 8,948,000 | $ 114,000 | $ 76,000 |
| HATTIESBURG, MS | 77 | $ 9,347,000 | $ 121,000 | $ 79,000 |
| LANCASTER, PA | 77 | $ 10,789,000 | $ 140,000 | $ 95,000 |
| LYNCHBURG, VA | 77 | $ 11,366,000 | $ 147,000 | $ 86,000 |
| GREENVILLE, NC | 76 | $ 9,054,000 | $ 119,000 | $ 78,000 |
| STOCKTON, CA | 76 | $ 18,041,000 | $ 237,000 | $ 97,000 |
| KALAMAZOO-PORTAGE, MI | 75 | $ 8,152,000 | $ 108,000 | $ 81,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 74 | $ 11,177,000 | $ 151,000 | $ 91,000 |
| DOTHAN, AL | 74 | $ 8,741,000 | $ 118,000 | $ 74,000 |
| GREELEY, CO | 74 | $ 11,170,000 | $ 150,000 | $ 88,000 |
| LAFAYETTE, LA | 72 | $ 10,193,000 | $ 141,000 | $ 97,000 |
| MACON, GA | 72 | $ 10,114,000 | $ 140,000 | $ 96,000 |
| YUBA CITY, CA | 72 | $ 13,291,000 | $ 184,000 | $ 87,000 |
| ANN ARBOR, MI | 71 | $ 14,292,000 | $ 201,000 | $ 112,000 |
| BELLINGHAM, WA | 70 | $ 14,457,000 | $ 206,000 | $ 100,000 |
| BLOOMINGTON, IN | 70 | $ 8,769,000 | $ 125,000 | $ 81,000 |
| LAKE CHARLES, LA | 69 | $ 8,195,000 | $ 118,000 | $ 84,000 |
| LANSING-EAST LANSING, MI | 69 | $ 7,815,000 | $ 113,000 | $ 73,000 |
| TOPEKA, KS | 69 | $ 7,909,000 | $ 114,000 | $ 74,000 |
| FORT SMITH, AR-OK | 68 | $ 7,361,000 | $ 94,500 | $ 67,500 |
| HICKORY-LENOIR-MORGANTON, NC | 67 | $ 9,036,000 | $ 134,000 | $ 84,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 67 | $ 6,812,000 | $ 102,500 | $ 79,000 |
| OCEAN CITY, NJ | 66 | $ 13,637,000 | $ 206,000 | $ 139,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 65 | $ 11,587,000 | $ 178,000 | $ 92,000 |
| MIDLAND, TX | 65 | $ 7,796,000 | $ 119,000 | $ 148,000 |
| DULUTH, MN-WI | 64 | $ 8,385,000 | $ 122,000 | $ 74,000 |
| FLAGSTAFF, AZ | 64 | $ 13,642,000 | $ 213,000 | $ 114,000 |
| FORT WAYNE, IN | 64 | $ 6,598,000 | $ 103,000 | $ 77,000 |
| HANFORD-CORCORAN, CA | 64 | $ 11,644,000 | $ 181,000 | $ 88,000 |
| SANTA ROSA-PETALUMA, CA | 64 | $ 19,026,000 | $ 297,000 | $ 126,000 |
| LINCOLN, NE | 63 | $ 5,730,000 | $ 90,000 | $ 69,000 |
| AMARILLO, TX | 62 | $ 6,325,000 | $ 102,000 | $ 89,000 |
| WINCHESTER, VA-WV | 62 | $ 11,322,000 | $ 170,500 | $ 98,500 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 61 | $ 18,641,000 | $ 305,000 | $ 122,000 |
| TUSCALOOSA, AL | 61 | $ 8,255,000 | $ 135,000 | $ 88,000 |
| ANDERSON, SC | 60 | $ 7,082,000 | $ 118,000 | $ 85,000 |
| READING, PA | 60 | $ 6,554,000 | $ 109,000 | $ 86,000 |
| ST. GEORGE, UT | 60 | $ 10,756,000 | $ 179,000 | $ 111,000 |
| NAPLES-MARCO ISLAND, FL | 59 | $ 14,281,000 | $ 242,000 | $ 108,000 |
| GRAND JUNCTION, CO | 58 | $ 10,488,000 | $ 180,000 | $ 123,000 |
| IDAHO FALLS, ID | 57 | $ 9,240,000 | $ 162,000 | $ 102,000 |
| MOUNT VERNON-ANACORTES, WA | 57 | $ 11,391,000 | $ 199,000 | $ 97,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 57 | $ 15,084,000 | $ 264,000 | $ 112,000 |
| UTICA-ROME, NY | 57 | $ 5,523,000 | $ 96,000 | $ 91,000 |
| BEND, OR | 56 | $ 12,861,000 | $ 229,000 | $ 99,000 |
| MODESTO, CA | 56 | $ 12,217,000 | $ 218,000 | $ 104,000 |
| ALEXANDRIA, LA | 54 | $ 6,037,000 | $ 111,000 | $ 77,000 |
| HOT SPRINGS, AR | 54 | $ 6,263,000 | $ 115,000 | $ 88,000 |
| BANGOR, ME | 53 | $ 7,011,000 | $ 132,000 | $ 86,000 |
| LAREDO, TX | 53 | $ 6,960,000 | $ 131,000 | $ 109,000 |
| BRUNSWICK, GA | 52 | $ 8,526,000 | $ 163,000 | $ 93,000 |
| LONGVIEW, TX | 52 | $ 5,734,000 | $ 110,000 | $ 81,000 |
| MORGANTOWN, WV | 52 | $ 6,917,000 | $ 133,000 | $ 98,000 |
| PEORIA, IL | 51 | $ 5,239,000 | $ 102,000 | $ 76,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 50 | $ 4,613,000 | $ 93,666 | $ 68,666 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 48 | $ 7,648,000 | $ 159,000 | $ 76,000 |
| BILLINGS, MT | 47 | $ 6,711,000 | $ 142,000 | $ 101,000 |
| COEUR D'ALENE, ID | 47 | $ 7,864,000 | $ 167,000 | $ 97,000 |
| JOHNSON CITY, TN | 47 | $ 5,294,000 | $ 112,000 | $ 78,000 |
| MISSOULA, MT | 47 | $ 8,091,000 | $ 172,000 | $ 89,000 |
| SEBASTIAN-VERO BEACH, FL | 47 | $ 8,085,000 | $ 172,000 | $ 88,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 47 | $ 6,215,000 | $ 132,000 | $ 79,000 |
| SPRINGFIELD, IL | 46 | $ 5,432,000 | $ 118,000 | $ 88,000 |
| CHAMPAIGN-URBANA, IL | 45 | $ 4,486,000 | $ 99,000 | $ 83,000 |
| EVANSVILLE, IN-KY | 45 | $ 4,789,000 | $ 117,000 | $ 89,500 |
| GAINESVILLE, GA | 45 | $ 6,798,000 | $ 151,000 | $ 99,000 |
| GRAND FORKS, ND-MN | 45 | $ 4,360,000 | $ 87,500 | $ 64,500 |
| REDDING, CA | 45 | $ 8,596,000 | $ 191,000 | $ 109,000 |
| ANNISTON-OXFORD, AL | 44 | $ 4,400,000 | $ 100,000 | $ 73,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 44 | $ 4,915,000 | $ 111,500 | $ 77,500 |
| FLORENCE, SC | 43 | $ 5,025,000 | $ 116,000 | $ 83,000 |
| MEDFORD, OR | 43 | $ 8,823,000 | $ 205,000 | $ 95,000 |
| SHERMAN-DENISON, TX | 43 | $ 4,238,000 | $ 98,000 | $ 93,000 |
| BINGHAMTON, NY | 42 | $ 4,994,000 | $ 118,000 | $ 79,000 |
| LAWRENCE, KS | 42 | $ 6,685,000 | $ 159,000 | $ 109,000 |
| STATE COLLEGE, PA | 42 | $ 5,817,000 | $ 138,000 | $ 91,000 |
| VISALIA-PORTERVILLE, CA | 42 | $ 8,186,000 | $ 194,000 | $ 93,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 42 | $ 4,025,000 | $ 114,500 | $ 85,000 |
| LAFAYETTE, IN | 41 | $ 5,049,000 | $ 123,000 | $ 89,000 |
| LOGAN, UT-ID | 41 | $ 5,597,000 | $ 112,500 | $ 69,500 |
| SALISBURY, MD | 41 | $ 5,591,000 | $ 136,000 | $ 94,000 |
| YAKIMA, WA | 41 | $ 6,500,000 | $ 158,000 | $ 93,000 |
| ALBANY, GA | 39 | $ 4,337,000 | $ 111,000 | $ 82,000 |
| DECATUR, AL | 39 | $ 4,082,000 | $ 104,000 | $ 72,000 |
| SPRINGFIELD, OH | 39 | $ 3,755,000 | $ 96,000 | $ 77,000 |
| COLUMBIA, MO | 38 | $ 4,902,000 | $ 129,000 | $ 74,000 |
| ERIE, PA | 38 | $ 3,667,000 | $ 96,000 | $ 68,000 |
| PALM COAST, FL | 38 | $ 7,022,000 | $ 184,000 | $ 113,000 |
| ROCHESTER, MN | 38 | $ 5,098,000 | $ 134,000 | $ 97,000 |
| TERRE HAUTE, IN | 38 | $ 3,590,000 | $ 94,000 | $ 91,000 |
| FARMINGTON, NM | 37 | $ 4,976,000 | $ 134,000 | $ 77,000 |
| LEWISTON-AUBURN, ME | 37 | $ 4,827,000 | $ 130,000 | $ 79,000 |
| PUNTA GORDA, FL | 36 | $ 6,799,000 | $ 188,000 | $ 122,000 |
| ROCKFORD, IL | 36 | $ 4,300,000 | $ 119,000 | $ 77,000 |
| TEXARKANA, TX-TEXARKANA, AR | 36 | $ 5,208,000 | $ 125,000 | $ 128,000 |
| LEBANON, PA | 35 | $ 4,822,000 | $ 137,000 | $ 84,000 |
| CEDAR RAPIDS, IA | 34 | $ 4,642,000 | $ 136,000 | $ 95,000 |
| HOLLAND-GRAND HAVEN, MI | 34 | $ 4,938,000 | $ 145,000 | $ 80,000 |
| ROCKY MOUNT, NC | 34 | $ 3,983,000 | $ 117,000 | $ 92,000 |
| WENATCHEE, WA | 34 | $ 5,101,000 | $ 150,000 | $ 89,000 |
| FLINT, MI | 33 | $ 3,790,000 | $ 114,000 | $ 80,000 |
| JOPLIN, MO | 33 | $ 3,433,000 | $ 104,000 | $ 79,000 |
| CHICO, CA | 32 | $ 6,777,000 | $ 211,000 | $ 108,000 |
| MONROE, LA | 32 | $ 4,254,000 | $ 132,000 | $ 94,000 |
| SALINAS, CA | 32 | $ 9,814,000 | $ 306,000 | $ 141,000 |
| SIOUX FALLS, SD | 32 | $ 4,418,000 | $ 138,000 | $ 76,000 |
| HARRISONBURG, VA | 31 | $ 4,459,000 | $ 143,000 | $ 85,000 |
| KINGSTON, NY | 31 | $ 4,943,000 | $ 159,000 | $ 83,000 |
| VICTORIA, TX | 31 | $ 3,293,000 | $ 106,000 | $ 102,000 |
| BLOOMINGTON-NORMAL, IL | 30 | $ 3,982,000 | $ 132,000 | $ 80,000 |
| FLORENCE-MUSCLE SHOALS, AL | 29 | $ 3,056,000 | $ 105,000 | $ 87,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 29 | $ 2,529,000 | $ 83,000 | $ 64,500 |
| BURLINGTON, NC | 28 | $ 3,516,000 | $ 125,000 | $ 66,000 |
| CORVALLIS, OR | 28 | $ 5,230,000 | $ 186,000 | $ 98,000 |
| GREEN BAY, WI | 28 | $ 3,632,000 | $ 129,000 | $ 89,000 |
| NILES-BENTON HARBOR, MI | 28 | $ 3,411,000 | $ 121,000 | $ 84,000 |
| RACINE, WI | 28 | $ 3,604,000 | $ 128,000 | $ 83,000 |
| APPLETON, WI | 27 | $ 2,857,000 | $ 105,000 | $ 83,000 |
| ROME, GA | 27 | $ 3,763,000 | $ 139,000 | $ 71,000 |
| ST. JOSEPH, MO-KS | 27 | $ 2,808,000 | $ 172,000 | $ 83,000 |
| CASPER, WY | 26 | $ 4,849,000 | $ 186,000 | $ 102,000 |
| LONGVIEW, WA | 26 | $ 5,220,000 | $ 200,000 | $ 96,000 |
| MERCED, CA | 26 | $ 5,179,000 | $ 199,000 | $ 100,000 |
| BATTLE CREEK, MI | 25 | $ 1,952,000 | $ 78,000 | $ 72,000 |
| CANTON-MASSILLON, OH | 25 | $ 2,693,000 | $ 107,000 | $ 75,000 |
| FARGO, ND-MN | 25 | $ 2,014,000 | $ 84,500 | $ 73,000 |
| JOHNSTOWN, PA | 25 | $ 1,922,000 | $ 76,000 | $ 79,000 |
| GLENS FALLS, NY | 24 | $ 2,551,000 | $ 106,000 | $ 86,000 |
| JONESBORO, AR | 24 | $ 3,303,000 | $ 137,000 | $ 124,000 |
| ALTOONA, PA | 23 | $ 2,465,000 | $ 107,000 | $ 114,000 |
| BOWLING GREEN, KY | 23 | $ 2,710,000 | $ 117,000 | $ 83,000 |
| EAU CLAIRE, WI | 23 | $ 2,556,000 | $ 111,000 | $ 91,000 |
| MUNCIE, IN | 21 | $ 2,742,000 | $ 130,000 | $ 87,000 |
| OSHKOSH-NEENAH, WI | 21 | $ 2,871,000 | $ 136,000 | $ 108,000 |
| WHEELING, WV-OH | 21 | $ 1,883,000 | $ 91,000 | $ 111,500 |
| JACKSON, TN | 20 | $ 2,426,000 | $ 121,000 | $ 88,000 |
| LEWISTON, ID-WA | 20 | $ 2,975,000 | $ 150,500 | $ 81,500 |
| WAUSAU, WI | 20 | $ 2,008,000 | $ 100,000 | $ 88,000 |
| CLEVELAND, TN | 19 | $ 2,491,000 | $ 131,000 | $ 88,000 |
| CARSON CITY, NV | 18 | $ 3,298,000 | $ 183,000 | $ 105,000 |
| KOKOMO, IN | 18 | $ 2,270,000 | $ 126,000 | $ 88,000 |
| MADERA, CA | 18 | $ 3,569,000 | $ 198,000 | $ 118,000 |
| MANSFIELD, OH | 18 | $ 1,541,000 | $ 85,000 | $ 97,000 |
| MORRISTOWN, TN | 18 | $ 1,964,000 | $ 109,000 | $ 77,000 |
| EL CENTRO, CA | 17 | $ 2,729,000 | $ 160,000 | $ 99,000 |
| JACKSON, MI | 17 | $ 2,055,000 | $ 120,000 | $ 94,000 |
| ST. CLOUD, MN | 17 | $ 1,732,000 | $ 101,000 | $ 66,000 |
| WILLIAMSPORT, PA | 17 | $ 1,714,000 | $ 100,000 | $ 93,000 |
| CUMBERLAND, MD-WV | 16 | $ 1,434,000 | $ 94,000 | $ 78,000 |
| DECATUR, IL | 16 | $ 1,939,000 | $ 121,000 | $ 74,000 |
| JEFFERSON CITY, MO | 16 | $ 2,107,000 | $ 131,000 | $ 61,000 |
| MUSKEGON-NORTON SHORES, MI | 16 | $ 1,761,000 | $ 110,000 | $ 67,000 |
| NAPA, CA | 16 | $ 5,587,000 | $ 349,000 | $ 175,000 |
| ODESSA, TX | 16 | $ 1,378,000 | $ 86,000 | $ 55,000 |
| OWENSBORO, KY | 16 | $ 1,595,000 | $ 99,000 | $ 67,000 |
| POCATELLO, ID | 16 | $ 2,667,000 | $ 166,000 | $ 61,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 16 | $ 1,076,000 | $ 66,500 | $ 89,500 |
| ANDERSON, IN | 15 | $ 1,468,000 | $ 97,000 | $ 59,000 |
| GADSDEN, AL | 15 | $ 1,222,000 | $ 81,000 | $ 72,000 |
| IOWA CITY, IA | 15 | $ 2,267,000 | $ 151,000 | $ 96,000 |
| LA CROSSE, WI-MN | 15 | $ 1,967,000 | $ 126,500 | $ 88,000 |
| MONROE, MI | 15 | $ 2,443,000 | $ 162,000 | $ 108,000 |
| PITTSFIELD, MA | 15 | $ 2,422,000 | $ 161,000 | $ 95,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 15 | $ 1,897,000 | $ 126,000 | $ 112,000 |
| WATERLOO-CEDAR FALLS, IA | 15 | $ 1,406,000 | $ 93,000 | $ 67,000 |
| COLUMBUS, IN | 14 | $ 1,993,000 | $ 142,000 | $ 96,000 |
| DANVILLE, IL | 14 | $ 1,406,000 | $ 100,000 | $ 72,000 |
| ELKHART-GOSHEN, IN | 14 | $ 2,075,000 | $ 148,000 | $ 89,000 |
| DALTON, GA | 13 | $ 1,493,000 | $ 114,000 | $ 71,000 |
| ELMIRA, NY | 13 | $ 828,000 | $ 63,000 | $ 76,000 |
| ITHACA, NY | 13 | $ 1,903,000 | $ 146,000 | $ 102,000 |
| LIMA, OH | 13 | $ 1,565,000 | $ 120,000 | $ 84,000 |
| PINE BLUFF, AR | 13 | $ 1,198,000 | $ 92,000 | $ 85,000 |
| SANTA CRUZ-WATSONVILLE, CA | 13 | $ 4,274,000 | $ 328,000 | $ 187,000 |
| BISMARCK, ND | 12 | $ 1,356,000 | $ 113,000 | $ 82,000 |
| AMES, IA | 11 | $ 956,000 | $ 86,000 | $ 81,000 |
| SHEBOYGAN, WI | 11 | $ 1,730,000 | $ 157,000 | $ 91,000 |
| SIOUX CITY, IA-NE-SD | 11 | $ 1,047,000 | $ 95,500 | $ 87,500 |
| BAY CITY, MI | 10 | $ 1,011,000 | $ 101,000 | $ 34,000 |
| DANVILLE, VA | 10 | $ 1,120,000 | $ 112,000 | $ 57,000 |
| FOND DU LAC, WI | 10 | $ 988,000 | $ 98,000 | $ 80,000 |
| JANESVILLE, WI | 10 | $ 1,331,000 | $ 133,000 | $ 108,000 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 955,000 | $ 95,000 | $ 60,000 |
| SANDUSKY, OH | 8 | $ 538,000 | $ 67,000 | $ 70,000 |
| KANKAKEE-BRADLEY, IL | 7 | $ 1,110,000 | $ 158,000 | $ 78,000 |
| DUBUQUE, IA | 4 | $ 611,000 | $ 152,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for Usaa Federal Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 66,159 | $10,845,716,000 | $163,000 | $1,800,000 | $91,000 | $4,000,000 |
| Refinancing | 33,790 | $6,086,982,000 | $180,000 | $2,000,000 | $97,000 | $5,013,000 |
| Home Improvement | 8,151 | $373,114,000 | $45,000 | $636,000 | $101,000 | $3,240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 68,612 | $11,265,603,000 | $164,000 | $2,000,000 | $95,000 | $5,013,000 |
| Not Provided | 20,552 | $2,980,196,000 | $145,000 | $1,600,000 | $99,000 | $3,240,000 |
| Black or African American | 8,487 | $1,368,362,000 | $161,000 | $1,600,000 | $85,000 | $1,801,000 |
| Hispanic | 7,187 | $1,110,927,000 | $154,000 | $1,200,000 | $82,000 | $1,065,000 |
| Asian | 1,826 | $345,729,000 | $189,000 | $1,857,000 | $95,000 | $711,000 |
| American Indian or Alaskan Native | 859 | $137,654,000 | $160,000 | $1,291,000 | $85,000 | $538,000 |
| Native Hawaiian or Other Pacific Islander | 577 | $97,341,000 | $168,000 | $620,000 | $85,000 | $352,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 99,281 | $15,586,777,000 | $156,000 | $2,000,000 | $96,000 | $5,013,000 |
| VA-guaranteed (Veterans Administration) | 8,819 | $1,719,035,000 | $194,000 | $625,000 | $72,000 | $746,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 75,806 | $11,924,092,000 | $157,000 | $1,800,000 | $95,000 | $5,013,000 |
| Application Denied By Financial Institution | 16,245 | $2,584,736,000 | $159,000 | $1,944,000 | $85,000 | $2,040,000 |
| Application Withdrawn By Applicant | 11,789 | $2,292,151,000 | $194,000 | $2,000,000 | $99,000 | $3,240,000 |
| Application Approved But Not Accepted | 2,341 | $395,110,000 | $168,000 | $960,000 | $97,000 | $1,293,000 |
| File Closed For Incompleteness | 1,919 | $109,723,000 | $57,000 | $550,000 | $104,000 | $2,260,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,286 | $797,930,000 | $150,000 | $1,857,000 | $83,000 | $1,050,000 |
| Collateral | 4,474 | $602,777,000 | $134,000 | $925,000 | $99,000 | $1,780,000 |
| Debt-To-Income Ratio | 4,351 | $802,851,000 | $184,000 | $1,944,000 | $68,000 | $1,762,000 |
| Credit Application Incomplete | 707 | $145,984,000 | $206,000 | $1,398,000 | $108,000 | $1,030,000 |
| Other | 646 | $113,270,000 | $175,000 | $1,500,000 | $101,000 | $2,040,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 277 | $52,214,000 | $188,000 | $1,092,000 | $77,000 | $485,000 |
| Mortgage Insurance Denied | 191 | $11,900,000 | $62,000 | $244,000 | $94,000 | $684,000 |
| Unverifiable Information | 161 | $31,089,000 | $193,000 | $1,820,000 | $82,000 | $850,000 |
| Employment History | 152 | $26,721,000 | $175,000 | $881,000 | $51,000 | $200,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usaa Federal Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usaa Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.