USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2007
In 2007, USAA Federal Savings Bank of San Antonio, TX reported 108,100 mortgage applications totaling $17.3 billion, up 16% from 2006. The average application was for $160,090, and applicants reported an average income of $93,629. 70% of its applications resulted in an originated loan and 15% were denied. Its largest markets were San Antonio, TX (4,433), Washington-Arlington-Alexandria, DC-VA-MD-WV (3,965) and Atlanta-Sandy Springs-Marietta, GA (2,887) (applications in parentheses).
| Mortgage Company & Address | USAA Federal Savings Bank 10750 McDermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 108,100 |
| Total Mortgage Loan Application Amount | $17,305,812,000 |
| Average Mortgage Loan Application Amount | $160,090 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $93,629 |
| Highest Applicant Income | $5,013,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Antonio, TX | 4,433 | $ 524,834,000 | $ 118,392 | $ 86,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 3,965 | $ 979,641,000 | $ 247,072 | $ 123,267 |
| Atlanta-Sandy Springs-Marietta, GA | 2,887 | $ 450,147,000 | $ 155,922 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2,702 | $ 486,753,000 | $ 180,145 | $ 86,244 |
| Houston-Sugar Land-Baytown, TX | 2,608 | $ 345,132,000 | $ 132,335 | $ 105,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,463 | $ 465,464,000 | $ 188,982 | $ 95,000 |
| Dallas-Plano-Irving, TX | 1,983 | $ 264,466,000 | $ 133,366 | $ 104,000 |
| Austin-Round Rock, TX | 1,526 | $ 214,071,000 | $ 140,282 | $ 96,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1,525 | $ 251,690,000 | $ 165,042 | $ 91,000 |
| Denver-Aurora, CO | 1,442 | $ 250,249,000 | $ 173,542 | $ 100,000 |
| Baltimore-Towson, MD | 1,403 | $ 284,176,000 | $ 202,548 | $ 108,000 |
| Colorado Springs, CO | 1,288 | $ 205,759,000 | $ 159,750 | $ 92,000 |
| Fort Worth-Arlington, TX | 1,262 | $ 153,372,000 | $ 121,530 | $ 97,000 |
| Killeen-Temple-Fort Hood, TX | 1,201 | $ 131,126,000 | $ 109,180 | $ 74,000 |
| Fayetteville, NC | 1,065 | $ 124,287,000 | $ 116,701 | $ 74,000 |
| St. Louis, MO-IL | 1,017 | $ 137,973,000 | $ 135,666 | $ 90,771 |
| Chicago-Naperville-Joliet, IL | 999 | $ 195,358,000 | $ 195,553 | $ 107,000 |
| Seattle-Bellevue-Everett, WA | 961 | $ 234,386,000 | $ 243,898 | $ 115,000 |
| Oklahoma City, OK | 957 | $ 105,988,000 | $ 110,750 | $ 85,000 |
| Jacksonville, FL | 943 | $ 151,428,000 | $ 160,581 | $ 86,000 |
| San Diego-Carlsbad-San Marcos, CA | 943 | $ 261,794,000 | $ 277,618 | $ 114,000 |
| Clarksville, TN-KY | 940 | $ 103,552,000 | $ 110,161 | $ 68,188 |
| Philadelphia, PA | 883 | $ 159,793,000 | $ 180,966 | $ 111,000 |
| Richmond, VA | 853 | $ 142,718,000 | $ 167,313 | $ 93,000 |
| Las Vegas-Paradise, NV | 849 | $ 184,311,000 | $ 217,091 | $ 104,000 |
| Riverside-San Bernardino-Ontario, CA | 833 | $ 190,499,000 | $ 228,690 | $ 112,000 |
| Charlotte-Gastonia-Concord, NC-SC | 807 | $ 119,720,000 | $ 148,351 | $ 91,107 |
| Albuquerque, NM | 799 | $ 125,656,000 | $ 157,266 | $ 93,000 |
| Portland-Vancouver-Beaverton, OR-WA | 771 | $ 161,015,000 | $ 208,839 | $ 98,339 |
| Pensacola-Ferry Pass-Brent, FL | 760 | $ 106,453,000 | $ 140,069 | $ 81,000 |
| Tucson, AZ | 748 | $ 121,309,000 | $ 162,177 | $ 87,000 |
| Camden, NJ | 705 | $ 121,164,000 | $ 171,863 | $ 94,000 |
| Tacoma, WA | 704 | $ 133,570,000 | $ 189,730 | $ 96,000 |
| Orlando-Kissimmee, FL | 695 | $ 124,554,000 | $ 179,214 | $ 100,000 |
| Kansas City, MO-KS | 691 | $ 90,897,000 | $ 131,544 | $ 89,756 |
| Charleston-North Charleston, SC | 668 | $ 102,541,000 | $ 153,504 | $ 80,000 |
| El Paso, TX | 666 | $ 83,871,000 | $ 125,932 | $ 78,000 |
| Raleigh-Cary, NC | 657 | $ 103,170,000 | $ 157,031 | $ 93,000 |
| Columbia, SC | 624 | $ 79,196,000 | $ 126,916 | $ 79,000 |
| New Orleans-Metairie-Kenner, LA | 612 | $ 96,106,000 | $ 157,035 | $ 92,000 |
| Los Angeles-Long Beach-Glendale, CA | 589 | $ 173,556,000 | $ 294,662 | $ 125,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 589 | $ 101,871,000 | $ 172,955 | $ 101,049 |
| Augusta-Richmond County, GA-SC | 572 | $ 70,294,000 | $ 122,891 | $ 75,176 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 569 | $ 85,837,000 | $ 150,855 | $ 91,000 |
| Bethesda-Gaithersburg-Frederick, MD | 552 | $ 136,278,000 | $ 246,880 | $ 121,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 523 | $ 127,890,000 | $ 244,531 | $ 110,000 |
| Dayton, OH | 506 | $ 63,253,000 | $ 125,005 | $ 85,000 |
| Memphis, TN-MS-AR | 500 | $ 71,412,000 | $ 142,824 | $ 95,210 |
| New York-White Plains-Wayne, NY-NJ | 499 | $ 132,696,000 | $ 265,923 | $ 132,140 |
| Honolulu, HI | 491 | $ 139,214,000 | $ 283,531 | $ 106,000 |
| Little Rock-North Little Rock-Conway, AR | 490 | $ 59,641,000 | $ 121,716 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 487 | $ 107,361,000 | $ 220,453 | $ 108,000 |
| Edison, NJ | 481 | $ 103,919,000 | $ 216,047 | $ 112,000 |
| Jacksonville, NC | 475 | $ 59,892,000 | $ 126,088 | $ 68,000 |
| Columbus, OH | 455 | $ 57,768,000 | $ 126,962 | $ 89,000 |
| Fort Walton Beach-Crestview-Destin, FL | 447 | $ 69,865,000 | $ 156,297 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 445 | $ 55,480,000 | $ 124,674 | $ 83,179 |
| Huntsville, AL | 442 | $ 64,133,000 | $ 145,097 | $ 95,000 |
| Cincinnati-Middletown, OH-KY-IN | 432 | $ 59,043,000 | $ 136,673 | $ 95,185 |
| Anchorage, AK | 420 | $ 76,898,000 | $ 183,090 | $ 104,000 |
| Savannah, GA | 418 | $ 62,913,000 | $ 150,509 | $ 80,000 |
| Pittsburgh, PA | 417 | $ 48,678,000 | $ 116,733 | $ 91,000 |
| Birmingham-Hoover, AL | 400 | $ 55,785,000 | $ 139,462 | $ 94,000 |
| Montgomery, AL | 393 | $ 49,960,000 | $ 127,124 | $ 81,000 |
| Warner Robins, GA | 392 | $ 49,465,000 | $ 126,186 | $ 75,000 |
| Newark-Union, NJ-PA | 388 | $ 94,639,000 | $ 243,914 | $ 128,917 |
| Indianapolis-Carmel, IN | 387 | $ 48,477,000 | $ 125,263 | $ 81,000 |
| Louisville-Jefferson County, KY-IN | 387 | $ 51,903,000 | $ 134,116 | $ 84,984 |
| Miami-Miami Beach-Kendall, FL | 387 | $ 77,490,000 | $ 200,232 | $ 109,000 |
| Corpus Christi, TX | 385 | $ 45,626,000 | $ 118,509 | $ 92,000 |
| Palm Bay-Melbourne-Titusville, FL | 385 | $ 66,759,000 | $ 173,400 | $ 88,000 |
| Warren-Troy-Farmington Hills, MI | 370 | $ 52,369,000 | $ 141,537 | $ 105,000 |
| Columbus, GA-AL | 346 | $ 46,730,000 | $ 135,057 | $ 73,901 |
| Baton Rouge, LA | 345 | $ 44,485,000 | $ 128,942 | $ 86,000 |
| Hartford-West Hartford-East Hartford, CT | 345 | $ 59,525,000 | $ 172,536 | $ 99,000 |
| Shreveport-Bossier City, LA | 334 | $ 41,417,000 | $ 124,002 | $ 73,000 |
| Ogden-Clearfield, UT | 331 | $ 51,310,000 | $ 155,015 | $ 76,000 |
| Olympia, WA | 326 | $ 64,089,000 | $ 196,592 | $ 89,000 |
| Tulsa, OK | 323 | $ 35,665,000 | $ 110,417 | $ 86,000 |
| Bremerton-Silverdale, WA | 314 | $ 63,326,000 | $ 201,675 | $ 91,000 |
| Providence-New Bedford-Fall River, RI-MA | 312 | $ 65,921,000 | $ 211,285 | $ 106,519 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 311 | $ 62,246,000 | $ 200,147 | $ 122,000 |
| Boise City-Nampa, ID | 296 | $ 48,807,000 | $ 164,888 | $ 93,000 |
| Knoxville, TN | 282 | $ 35,491,000 | $ 125,854 | $ 82,000 |
| Spokane, WA | 280 | $ 45,214,000 | $ 161,478 | $ 80,000 |
| Boston-Quincy, MA | 273 | $ 66,302,000 | $ 242,864 | $ 131,000 |
| Lawton, OK | 265 | $ 28,535,000 | $ 107,679 | $ 77,000 |
| Salt Lake City, UT | 264 | $ 49,830,000 | $ 188,750 | $ 96,000 |
| Oakland-Fremont-Hayward, CA | 260 | $ 77,815,000 | $ 299,288 | $ 137,000 |
| Cambridge-Newton-Framingham, MA | 255 | $ 58,522,000 | $ 229,498 | $ 115,000 |
| Wichita, KS | 254 | $ 26,849,000 | $ 105,704 | $ 81,000 |
| Durham, NC | 253 | $ 37,496,000 | $ 148,205 | $ 99,000 |
| Portland-South Portland-Biddeford, ME | 250 | $ 46,795,000 | $ 187,180 | $ 96,000 |
| Valdosta, GA | 249 | $ 31,086,000 | $ 124,843 | $ 61,000 |
| Abilene, TX | 247 | $ 25,438,000 | $ 102,987 | $ 72,000 |
| Wilmington, DE-MD-NJ | 247 | $ 44,105,000 | $ 178,562 | $ 95,421 |
| Nassau-Suffolk, NY | 237 | $ 61,819,000 | $ 260,839 | $ 137,000 |
| Greenville-Mauldin-Easley, SC | 236 | $ 31,577,000 | $ 133,800 | $ 97,000 |
| Panama City-Lynn Haven, FL | 233 | $ 36,951,000 | $ 158,587 | $ 80,000 |
| Hinesville-Fort Stewart, GA | 231 | $ 23,403,000 | $ 101,311 | $ 66,000 |
| Santa Ana-Anaheim-Irvine, CA | 231 | $ 80,927,000 | $ 350,333 | $ 149,000 |
| Cleveland-Elyria-Mentor, OH | 225 | $ 30,438,000 | $ 135,280 | $ 104,000 |
| Sumter, SC | 220 | $ 25,454,000 | $ 115,700 | $ 67,000 |
| Gulfport-Biloxi, MS | 212 | $ 26,665,000 | $ 125,778 | $ 75,000 |
| Asheville, NC | 200 | $ 31,884,000 | $ 159,420 | $ 84,000 |
| Wilmington, NC | 199 | $ 34,302,000 | $ 172,371 | $ 96,000 |
| Mobile, AL | 196 | $ 22,831,000 | $ 116,484 | $ 70,000 |
| Cape Coral-Fort Myers, FL | 191 | $ 38,848,000 | $ 203,392 | $ 108,000 |
| Sarasota-Bradenton-Venice, FL | 190 | $ 37,230,000 | $ 195,947 | $ 113,000 |
| Lakeland, FL | 189 | $ 28,784,000 | $ 152,296 | $ 85,000 |
| New Haven-Milford, CT | 189 | $ 35,116,000 | $ 185,798 | $ 105,000 |
| College Station-Bryan, TX | 188 | $ 22,915,000 | $ 121,888 | $ 98,000 |
| Lake County-Kenosha County, IL-WI | 187 | $ 34,272,000 | $ 183,272 | $ 97,106 |
| Wichita Falls, TX | 185 | $ 17,459,000 | $ 94,372 | $ 73,000 |
| Norwich-New London, CT | 180 | $ 31,939,000 | $ 177,438 | $ 96,000 |
| Elizabethtown, KY | 174 | $ 23,511,000 | $ 135,120 | $ 76,000 |
| Rockingham County-Strafford County, NH | 174 | $ 31,092,000 | $ 178,689 | $ 100,000 |
| Detroit-Livonia-Dearborn, MI | 172 | $ 19,596,000 | $ 113,930 | $ 74,000 |
| Boulder, CO | 171 | $ 36,329,000 | $ 212,450 | $ 124,000 |
| Milwaukee-Waukesha-West Allis, WI | 171 | $ 27,226,000 | $ 159,216 | $ 108,000 |
| Greensboro-High Point, NC | 169 | $ 22,999,000 | $ 136,088 | $ 89,000 |
| Provo-Orem, UT | 169 | $ 28,139,000 | $ 166,502 | $ 90,000 |
| Bridgeport-Stamford-Norwalk, CT | 167 | $ 44,962,000 | $ 269,233 | $ 147,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 166 | $ 24,033,000 | $ 144,777 | $ 87,662 |
| Harrisburg-Carlisle, PA | 166 | $ 25,405,000 | $ 153,042 | $ 98,000 |
| Fort Collins-Loveland, CO | 163 | $ 26,336,000 | $ 161,570 | $ 102,000 |
| Tallahassee, FL | 162 | $ 22,300,000 | $ 137,654 | $ 94,000 |
| Albany-Schenectady-Troy, NY | 161 | $ 23,488,000 | $ 145,888 | $ 99,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 160 | $ 23,859,000 | $ 149,118 | $ 80,000 |
| Dover, DE | 160 | $ 25,903,000 | $ 161,893 | $ 84,000 |
| Pascagoula, MS | 156 | $ 19,729,000 | $ 126,467 | $ 110,000 |
| Reno-Sparks, NV | 156 | $ 38,036,000 | $ 243,820 | $ 113,000 |
| Bakersfield, CA | 155 | $ 28,273,000 | $ 182,406 | $ 92,000 |
| Las Cruces, NM | 155 | $ 24,600,000 | $ 158,709 | $ 93,000 |
| Jackson, MS | 152 | $ 21,085,000 | $ 138,717 | $ 94,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 149 | $ 24,849,000 | $ 166,771 | $ 95,718 |
| Chattanooga, TN-GA | 146 | $ 17,635,000 | $ 120,787 | $ 75,397 |
| Worcester, MA | 142 | $ 29,217,000 | $ 205,753 | $ 105,000 |
| Charlottesville, VA | 141 | $ 27,647,000 | $ 196,078 | $ 100,000 |
| Hagerstown-Martinsburg, MD-WV | 137 | $ 23,330,000 | $ 170,291 | $ 90,065 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 136 | $ 18,715,000 | $ 137,610 | $ 91,000 |
| Port St. Lucie, FL | 135 | $ 24,077,000 | $ 178,348 | $ 87,000 |
| Lexington-Fayette, KY | 132 | $ 15,935,000 | $ 120,719 | $ 80,000 |
| San Angelo, TX | 132 | $ 13,326,000 | $ 100,954 | $ 58,000 |
| Manchester-Nashua, NH | 131 | $ 24,614,000 | $ 187,893 | $ 99,000 |
| Yuma, AZ | 130 | $ 20,460,000 | $ 157,384 | $ 78,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 129 | $ 25,160,000 | $ 195,038 | $ 106,000 |
| Buffalo-Niagara Falls, NY | 127 | $ 12,186,000 | $ 95,952 | $ 81,000 |
| Gainesville, FL | 127 | $ 19,371,000 | $ 152,527 | $ 97,000 |
| Fairbanks, AK | 126 | $ 19,912,000 | $ 158,031 | $ 92,000 |
| Salem, OR | 125 | $ 20,921,000 | $ 167,368 | $ 86,000 |
| San Francisco-San Mateo-Redwood City, CA | 125 | $ 49,819,000 | $ 398,552 | $ 175,000 |
| Springfield, MA | 124 | $ 18,347,000 | $ 147,959 | $ 92,000 |
| Rochester, NY | 123 | $ 12,049,000 | $ 97,959 | $ 83,000 |
| Winston-Salem, NC | 120 | $ 14,346,000 | $ 119,550 | $ 80,000 |
| Vallejo-Fairfield, CA | 119 | $ 28,788,000 | $ 241,915 | $ 110,000 |
| Beaumont-Port Arthur, TX | 116 | $ 11,331,000 | $ 97,681 | $ 80,000 |
| York-Hanover, PA | 115 | $ 16,797,000 | $ 146,060 | $ 97,000 |
| Tyler, TX | 114 | $ 13,613,000 | $ 119,412 | $ 85,000 |
| Auburn-Opelika, AL | 111 | $ 13,943,000 | $ 125,612 | $ 69,000 |
| Prescott, AZ | 110 | $ 21,704,000 | $ 197,309 | $ 105,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 109 | $ 31,640,000 | $ 290,275 | $ 129,000 |
| Springfield, MO | 109 | $ 11,103,000 | $ 101,862 | $ 66,000 |
| Cheyenne, WY | 105 | $ 14,523,000 | $ 138,314 | $ 71,000 |
| Waco, TX | 105 | $ 10,287,000 | $ 97,971 | $ 80,000 |
| Brownsville-Harlingen, TX | 103 | $ 11,142,000 | $ 108,174 | $ 81,000 |
| Charleston, WV | 102 | $ 10,010,000 | $ 98,137 | $ 83,000 |
| Lubbock, TX | 99 | $ 10,499,000 | $ 106,050 | $ 97,000 |
| Peabody, MA | 99 | $ 23,913,000 | $ 241,545 | $ 115,000 |
| Santa Fe, NM | 97 | $ 19,456,000 | $ 200,577 | $ 114,000 |
| Scranton--Wilkes-Barre, PA | 97 | $ 12,278,000 | $ 126,577 | $ 79,000 |
| McAllen-Edinburg-Mission, TX | 96 | $ 9,394,000 | $ 97,854 | $ 81,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 96 | $ 32,551,000 | $ 339,072 | $ 156,000 |
| Atlantic City, NJ | 95 | $ 17,636,000 | $ 185,642 | $ 110,000 |
| Athens-Clarke County, GA | 94 | $ 12,229,000 | $ 130,095 | $ 88,000 |
| Burlington-South Burlington, VT | 94 | $ 17,316,000 | $ 184,212 | $ 103,000 |
| Grand Rapids-Wyoming, MI | 94 | $ 11,715,000 | $ 124,627 | $ 81,000 |
| Trenton-Ewing, NJ | 94 | $ 21,108,000 | $ 224,553 | $ 114,000 |
| Fresno, CA | 93 | $ 16,981,000 | $ 182,591 | $ 96,000 |
| Rapid City, SD | 93 | $ 11,009,000 | $ 118,376 | $ 71,000 |
| Barnstable Town, MA | 92 | $ 19,191,000 | $ 208,597 | $ 126,000 |
| Gary, IN | 91 | $ 11,740,000 | $ 129,010 | $ 78,000 |
| Ocala, FL | 91 | $ 11,723,000 | $ 128,824 | $ 75,000 |
| Akron, OH | 90 | $ 10,512,000 | $ 116,800 | $ 72,000 |
| Roanoke, VA | 90 | $ 13,423,000 | $ 149,144 | $ 88,000 |
| Madison, WI | 89 | $ 15,373,000 | $ 172,730 | $ 98,000 |
| Goldsboro, NC | 86 | $ 9,444,000 | $ 109,813 | $ 73,000 |
| Great Falls, MT | 86 | $ 9,552,000 | $ 111,069 | $ 70,000 |
| Pueblo, CO | 86 | $ 9,961,000 | $ 115,825 | $ 80,000 |
| Syracuse, NY | 84 | $ 9,714,000 | $ 115,642 | $ 89,000 |
| Des Moines-West Des Moines, IA | 83 | $ 9,862,000 | $ 118,819 | $ 82,000 |
| Eugene-Springfield, OR | 81 | $ 13,499,000 | $ 166,654 | $ 79,000 |
| Kennewick-Richland-Pasco, WA | 79 | $ 10,228,000 | $ 129,468 | $ 95,000 |
| Toledo, OH | 79 | $ 8,502,000 | $ 107,620 | $ 77,000 |
| Davenport-Moline-Rock Island, IA-IL | 78 | $ 9,832,000 | $ 126,051 | $ 79,846 |
| Spartanburg, SC | 78 | $ 8,948,000 | $ 114,717 | $ 76,000 |
| Hattiesburg, MS | 77 | $ 9,347,000 | $ 121,389 | $ 79,000 |
| Lancaster, PA | 77 | $ 10,789,000 | $ 140,116 | $ 95,000 |
| Lynchburg, VA | 77 | $ 11,366,000 | $ 147,610 | $ 86,000 |
| Greenville, NC | 76 | $ 9,054,000 | $ 119,131 | $ 78,000 |
| Stockton, CA | 76 | $ 18,041,000 | $ 237,381 | $ 97,000 |
| Kalamazoo-Portage, MI | 75 | $ 8,152,000 | $ 108,693 | $ 81,000 |
| Blacksburg-Christiansburg-Radford, VA | 74 | $ 11,177,000 | $ 151,040 | $ 91,000 |
| Dothan, AL | 74 | $ 8,741,000 | $ 118,121 | $ 74,000 |
| Greeley, CO | 74 | $ 11,170,000 | $ 150,945 | $ 88,000 |
| Lafayette, LA | 72 | $ 10,193,000 | $ 141,569 | $ 97,000 |
| Macon, GA | 72 | $ 10,114,000 | $ 140,472 | $ 96,000 |
| Yuba City, CA | 72 | $ 13,291,000 | $ 184,597 | $ 87,000 |
| Ann Arbor, MI | 71 | $ 14,292,000 | $ 201,295 | $ 112,000 |
| Bellingham, WA | 70 | $ 14,457,000 | $ 206,528 | $ 100,000 |
| Bloomington, IN | 70 | $ 8,769,000 | $ 125,271 | $ 81,000 |
| Lake Charles, LA | 69 | $ 8,195,000 | $ 118,768 | $ 84,000 |
| Lansing-East Lansing, MI | 69 | $ 7,815,000 | $ 113,260 | $ 73,000 |
| Topeka, KS | 69 | $ 7,909,000 | $ 114,623 | $ 74,000 |
| Fort Smith, AR-OK | 68 | $ 7,361,000 | $ 108,250 | $ 77,205 |
| Hickory-Lenoir-Morganton, NC | 67 | $ 9,036,000 | $ 134,865 | $ 84,000 |
| South Bend-Mishawaka, IN-MI | 67 | $ 6,812,000 | $ 101,671 | $ 83,746 |
| Ocean City, NJ | 66 | $ 13,637,000 | $ 206,621 | $ 139,000 |
| Lake Havasu City-Kingman, AZ | 65 | $ 11,587,000 | $ 178,261 | $ 92,000 |
| Midland, TX | 65 | $ 7,796,000 | $ 119,938 | $ 148,000 |
| Duluth, MN-WI | 64 | $ 8,385,000 | $ 131,015 | $ 82,250 |
| Flagstaff, AZ | 64 | $ 13,642,000 | $ 213,156 | $ 114,000 |
| Fort Wayne, IN | 64 | $ 6,598,000 | $ 103,093 | $ 77,000 |
| Hanford-Corcoran, CA | 64 | $ 11,644,000 | $ 181,937 | $ 88,000 |
| Santa Rosa-Petaluma, CA | 64 | $ 19,026,000 | $ 297,281 | $ 126,000 |
| Lincoln, NE | 63 | $ 5,730,000 | $ 90,952 | $ 69,000 |
| Amarillo, TX | 62 | $ 6,325,000 | $ 102,016 | $ 89,000 |
| Winchester, VA-WV | 62 | $ 11,322,000 | $ 182,612 | $ 103,338 |
| Santa Barbara-Santa Maria-Goleta, CA | 61 | $ 18,641,000 | $ 305,590 | $ 122,000 |
| Tuscaloosa, AL | 61 | $ 8,255,000 | $ 135,327 | $ 88,000 |
| Anderson, SC | 60 | $ 7,082,000 | $ 118,033 | $ 85,000 |
| Reading, PA | 60 | $ 6,554,000 | $ 109,233 | $ 86,000 |
| St. George, UT | 60 | $ 10,756,000 | $ 179,266 | $ 111,000 |
| Naples-Marco Island, FL | 59 | $ 14,281,000 | $ 242,050 | $ 108,000 |
| Grand Junction, CO | 58 | $ 10,488,000 | $ 180,827 | $ 123,000 |
| Idaho Falls, ID | 57 | $ 9,240,000 | $ 162,105 | $ 102,000 |
| Mount Vernon-Anacortes, WA | 57 | $ 11,391,000 | $ 199,842 | $ 97,000 |
| San Luis Obispo-Paso Robles, CA | 57 | $ 15,084,000 | $ 264,631 | $ 112,000 |
| Utica-Rome, NY | 57 | $ 5,523,000 | $ 96,894 | $ 91,000 |
| Bend, OR | 56 | $ 12,861,000 | $ 229,660 | $ 99,000 |
| Modesto, CA | 56 | $ 12,217,000 | $ 218,160 | $ 104,000 |
| Alexandria, LA | 54 | $ 6,037,000 | $ 111,796 | $ 77,000 |
| Hot Springs, AR | 54 | $ 6,263,000 | $ 115,981 | $ 88,000 |
| Bangor, ME | 53 | $ 7,011,000 | $ 132,283 | $ 86,000 |
| Laredo, TX | 53 | $ 6,960,000 | $ 131,320 | $ 109,000 |
| Brunswick, GA | 52 | $ 8,526,000 | $ 163,961 | $ 93,000 |
| Longview, TX | 52 | $ 5,734,000 | $ 110,269 | $ 81,000 |
| Morgantown, WV | 52 | $ 6,917,000 | $ 133,019 | $ 98,000 |
| Peoria, IL | 51 | $ 5,239,000 | $ 102,725 | $ 76,000 |
| Huntington-Ashland, WV-KY-OH | 50 | $ 4,613,000 | $ 92,260 | $ 74,040 |
| Houma-Bayou Cane-Thibodaux, LA | 48 | $ 7,648,000 | $ 159,333 | $ 76,000 |
| Billings, MT | 47 | $ 6,711,000 | $ 142,787 | $ 101,000 |
| Coeur D'Alene, ID | 47 | $ 7,864,000 | $ 167,319 | $ 97,000 |
| Johnson City, TN | 47 | $ 5,294,000 | $ 112,638 | $ 78,000 |
| Missoula, MT | 47 | $ 8,091,000 | $ 172,148 | $ 89,000 |
| Sebastian-Vero Beach, FL | 47 | $ 8,085,000 | $ 172,021 | $ 88,000 |
| Vineland-Millville-Bridgeton, NJ | 47 | $ 6,215,000 | $ 132,234 | $ 79,000 |
| Springfield, IL | 46 | $ 5,432,000 | $ 118,086 | $ 88,000 |
| Champaign-Urbana, IL | 45 | $ 4,486,000 | $ 99,688 | $ 83,000 |
| Evansville, IN-KY | 45 | $ 4,789,000 | $ 106,422 | $ 96,488 |
| Gainesville, GA | 45 | $ 6,798,000 | $ 151,066 | $ 99,000 |
| Grand Forks, ND-MN | 45 | $ 4,360,000 | $ 96,888 | $ 71,733 |
| Redding, CA | 45 | $ 8,596,000 | $ 191,022 | $ 109,000 |
| Anniston-Oxford, AL | 44 | $ 4,400,000 | $ 100,000 | $ 73,000 |
| Kingsport-Bristol-Bristol, TN-VA | 44 | $ 4,915,000 | $ 111,704 | $ 74,795 |
| Florence, SC | 43 | $ 5,025,000 | $ 116,860 | $ 83,000 |
| Medford, OR | 43 | $ 8,823,000 | $ 205,186 | $ 95,000 |
| Sherman-Denison, TX | 43 | $ 4,238,000 | $ 98,558 | $ 93,000 |
| Binghamton, NY | 42 | $ 4,994,000 | $ 118,904 | $ 79,000 |
| Lawrence, KS | 42 | $ 6,685,000 | $ 159,166 | $ 109,000 |
| State College, PA | 42 | $ 5,817,000 | $ 138,500 | $ 91,000 |
| Visalia-Porterville, CA | 42 | $ 8,186,000 | $ 194,904 | $ 93,000 |
| Youngstown-Warren-Boardman, OH-PA | 42 | $ 4,025,000 | $ 95,833 | $ 69,761 |
| Lafayette, IN | 41 | $ 5,049,000 | $ 123,146 | $ 89,000 |
| Logan, UT-ID | 41 | $ 5,597,000 | $ 136,512 | $ 74,195 |
| Salisbury, MD | 41 | $ 5,591,000 | $ 136,365 | $ 94,000 |
| Yakima, WA | 41 | $ 6,500,000 | $ 158,536 | $ 93,000 |
| Albany, GA | 39 | $ 4,337,000 | $ 111,205 | $ 82,000 |
| Decatur, AL | 39 | $ 4,082,000 | $ 104,666 | $ 72,000 |
| Springfield, OH | 39 | $ 3,755,000 | $ 96,282 | $ 77,000 |
| Columbia, MO | 38 | $ 4,902,000 | $ 129,000 | $ 74,000 |
| Erie, PA | 38 | $ 3,667,000 | $ 96,500 | $ 68,000 |
| Palm Coast, FL | 38 | $ 7,022,000 | $ 184,789 | $ 113,000 |
| Rochester, MN | 38 | $ 5,098,000 | $ 134,157 | $ 97,000 |
| Terre Haute, IN | 38 | $ 3,590,000 | $ 94,473 | $ 91,000 |
| Farmington, NM | 37 | $ 4,976,000 | $ 134,486 | $ 77,000 |
| Lewiston-Auburn, ME | 37 | $ 4,827,000 | $ 130,459 | $ 79,000 |
| Punta Gorda, FL | 36 | $ 6,799,000 | $ 188,861 | $ 122,000 |
| Rockford, IL | 36 | $ 4,300,000 | $ 119,444 | $ 77,000 |
| Texarkana, Tx-Texarkana, AR | 36 | $ 5,208,000 | $ 144,666 | $ 132,333 |
| Lebanon, PA | 35 | $ 4,822,000 | $ 137,771 | $ 84,000 |
| Cedar Rapids, IA | 34 | $ 4,642,000 | $ 136,529 | $ 95,000 |
| Holland-Grand Haven, MI | 34 | $ 4,938,000 | $ 145,235 | $ 80,000 |
| Rocky Mount, NC | 34 | $ 3,983,000 | $ 117,147 | $ 92,000 |
| Wenatchee, WA | 34 | $ 5,101,000 | $ 150,029 | $ 89,000 |
| Flint, MI | 33 | $ 3,790,000 | $ 114,848 | $ 80,000 |
| Joplin, MO | 33 | $ 3,433,000 | $ 104,030 | $ 79,000 |
| Chico, CA | 32 | $ 6,777,000 | $ 211,781 | $ 108,000 |
| Monroe, LA | 32 | $ 4,254,000 | $ 132,937 | $ 94,000 |
| Salinas, CA | 32 | $ 9,814,000 | $ 306,687 | $ 141,000 |
| Sioux Falls, SD | 32 | $ 4,418,000 | $ 138,062 | $ 76,000 |
| Harrisonburg, VA | 31 | $ 4,459,000 | $ 143,838 | $ 85,000 |
| Kingston, NY | 31 | $ 4,943,000 | $ 159,451 | $ 83,000 |
| Victoria, TX | 31 | $ 3,293,000 | $ 106,225 | $ 102,000 |
| Bloomington-Normal, IL | 30 | $ 3,982,000 | $ 132,733 | $ 80,000 |
| Florence-Muscle Shoals, AL | 29 | $ 3,056,000 | $ 105,379 | $ 87,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 29 | $ 2,529,000 | $ 87,206 | $ 66,517 |
| Burlington, NC | 28 | $ 3,516,000 | $ 125,571 | $ 66,000 |
| Corvallis, OR | 28 | $ 5,230,000 | $ 186,785 | $ 98,000 |
| Green Bay, WI | 28 | $ 3,632,000 | $ 129,714 | $ 89,000 |
| Niles-Benton Harbor, MI | 28 | $ 3,411,000 | $ 121,821 | $ 84,000 |
| Racine, WI | 28 | $ 3,604,000 | $ 128,714 | $ 83,000 |
| Appleton, WI | 27 | $ 2,857,000 | $ 105,814 | $ 83,000 |
| Rome, GA | 27 | $ 3,763,000 | $ 139,370 | $ 71,000 |
| St. Joseph, MO-KS | 27 | $ 2,808,000 | $ 104,000 | $ 71,074 |
| Casper, WY | 26 | $ 4,849,000 | $ 186,500 | $ 102,000 |
| Longview, WA | 26 | $ 5,220,000 | $ 200,769 | $ 96,000 |
| Merced, CA | 26 | $ 5,179,000 | $ 199,192 | $ 100,000 |
| Battle Creek, MI | 25 | $ 1,952,000 | $ 78,080 | $ 72,000 |
| Canton-Massillon, OH | 25 | $ 2,693,000 | $ 107,720 | $ 75,000 |
| Fargo, ND-MN | 25 | $ 2,014,000 | $ 80,560 | $ 73,840 |
| Johnstown, PA | 25 | $ 1,922,000 | $ 76,880 | $ 79,000 |
| Glens Falls, NY | 24 | $ 2,551,000 | $ 106,291 | $ 86,000 |
| Jonesboro, AR | 24 | $ 3,303,000 | $ 137,625 | $ 124,000 |
| Altoona, PA | 23 | $ 2,465,000 | $ 107,173 | $ 114,000 |
| Bowling Green, KY | 23 | $ 2,710,000 | $ 117,826 | $ 83,000 |
| Eau Claire, WI | 23 | $ 2,556,000 | $ 111,130 | $ 91,000 |
| Muncie, IN | 21 | $ 2,742,000 | $ 130,571 | $ 87,000 |
| Oshkosh-Neenah, WI | 21 | $ 2,871,000 | $ 136,714 | $ 108,000 |
| Wheeling, WV-OH | 21 | $ 1,883,000 | $ 89,666 | $ 102,428 |
| Jackson, TN | 20 | $ 2,426,000 | $ 121,300 | $ 88,000 |
| Lewiston, ID-WA | 20 | $ 2,975,000 | $ 148,750 | $ 82,050 |
| Wausau, WI | 20 | $ 2,008,000 | $ 100,400 | $ 88,000 |
| Cleveland, TN | 19 | $ 2,491,000 | $ 131,105 | $ 88,000 |
| Carson City, NV | 18 | $ 3,298,000 | $ 183,222 | $ 105,000 |
| Kokomo, IN | 18 | $ 2,270,000 | $ 126,111 | $ 88,000 |
| Madera, CA | 18 | $ 3,569,000 | $ 198,277 | $ 118,000 |
| Mansfield, OH | 18 | $ 1,541,000 | $ 85,611 | $ 97,000 |
| Morristown, TN | 18 | $ 1,964,000 | $ 109,111 | $ 77,000 |
| El Centro, CA | 17 | $ 2,729,000 | $ 160,529 | $ 99,000 |
| Jackson, MI | 17 | $ 2,055,000 | $ 120,882 | $ 94,000 |
| St. Cloud, MN | 17 | $ 1,732,000 | $ 101,882 | $ 66,000 |
| Williamsport, PA | 17 | $ 1,714,000 | $ 100,823 | $ 93,000 |
| Cumberland, MD-WV | 16 | $ 1,434,000 | $ 89,625 | $ 80,000 |
| Decatur, IL | 16 | $ 1,939,000 | $ 121,187 | $ 74,000 |
| Jefferson City, MO | 16 | $ 2,107,000 | $ 131,687 | $ 61,000 |
| Muskegon-Norton Shores, MI | 16 | $ 1,761,000 | $ 110,062 | $ 67,000 |
| Napa, CA | 16 | $ 5,587,000 | $ 349,187 | $ 175,000 |
| Odessa, TX | 16 | $ 1,378,000 | $ 86,125 | $ 55,000 |
| Owensboro, KY | 16 | $ 1,595,000 | $ 99,687 | $ 67,000 |
| Pocatello, ID | 16 | $ 2,667,000 | $ 166,687 | $ 61,000 |
| Weirton-Steubenville, WV-OH | 16 | $ 1,076,000 | $ 67,250 | $ 90,937 |
| Anderson, IN | 15 | $ 1,468,000 | $ 97,866 | $ 59,000 |
| Gadsden, AL | 15 | $ 1,222,000 | $ 81,466 | $ 72,000 |
| Iowa City, IA | 15 | $ 2,267,000 | $ 151,133 | $ 96,000 |
| La Crosse, WI-MN | 15 | $ 1,967,000 | $ 131,133 | $ 92,400 |
| Monroe, MI | 15 | $ 2,443,000 | $ 162,866 | $ 108,000 |
| Pittsfield, MA | 15 | $ 2,422,000 | $ 161,466 | $ 95,000 |
| Saginaw-Saginaw Township North, MI | 15 | $ 1,897,000 | $ 126,466 | $ 112,000 |
| Waterloo-Cedar Falls, IA | 15 | $ 1,406,000 | $ 93,733 | $ 67,000 |
| Columbus, IN | 14 | $ 1,993,000 | $ 142,357 | $ 96,000 |
| Danville, IL | 14 | $ 1,406,000 | $ 100,428 | $ 72,000 |
| Elkhart-Goshen, IN | 14 | $ 2,075,000 | $ 148,214 | $ 89,000 |
| Dalton, GA | 13 | $ 1,493,000 | $ 114,846 | $ 71,000 |
| Elmira, NY | 13 | $ 828,000 | $ 63,692 | $ 76,000 |
| Ithaca, NY | 13 | $ 1,903,000 | $ 146,384 | $ 102,000 |
| Lima, OH | 13 | $ 1,565,000 | $ 120,384 | $ 84,000 |
| Pine Bluff, AR | 13 | $ 1,198,000 | $ 92,153 | $ 85,000 |
| Santa Cruz-Watsonville, CA | 13 | $ 4,274,000 | $ 328,769 | $ 187,000 |
| Bismarck, ND | 12 | $ 1,356,000 | $ 113,000 | $ 82,000 |
| Ames, IA | 11 | $ 956,000 | $ 86,909 | $ 81,000 |
| Sheboygan, WI | 11 | $ 1,730,000 | $ 157,272 | $ 91,000 |
| Sioux City, IA-NE-SD | 11 | $ 1,047,000 | $ 95,181 | $ 95,000 |
| Bay City, MI | 10 | $ 1,011,000 | $ 101,100 | $ 34,000 |
| Danville, VA | 10 | $ 1,120,000 | $ 112,000 | $ 57,000 |
| Fond Du Lac, WI | 10 | $ 988,000 | $ 98,800 | $ 80,000 |
| Janesville, WI | 10 | $ 1,331,000 | $ 133,100 | $ 108,000 |
| Michigan City-La Porte, IN | 10 | $ 955,000 | $ 95,500 | $ 60,000 |
| Sandusky, OH | 8 | $ 538,000 | $ 67,250 | $ 70,000 |
| Kankakee-Bradley, IL | 7 | $ 1,110,000 | $ 158,571 | $ 78,000 |
| Dubuque, IA | 4 | $ 611,000 | $ 152,750 | $ 94,000 |
Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 66,159 | $10,845,716,000 | $163,000 | $1,800,000 | $91,000 | $4,000,000 |
| Refinancing | 33,790 | $6,086,982,000 | $180,000 | $2,000,000 | $97,000 | $5,013,000 |
| Home Improvement | 8,151 | $373,114,000 | $45,000 | $636,000 | $101,000 | $3,240,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 68,612 | $11,265,603,000 | $164,000 | $2,000,000 | $95,000 | $5,013,000 |
| Not Provided | 20,552 | $2,980,196,000 | $145,000 | $1,600,000 | $99,000 | $3,240,000 |
| Black or African American | 8,487 | $1,368,362,000 | $161,000 | $1,600,000 | $85,000 | $1,801,000 |
| Hispanic | 7,187 | $1,110,927,000 | $154,000 | $1,200,000 | $82,000 | $1,065,000 |
| Asian | 1,826 | $345,729,000 | $189,000 | $1,857,000 | $95,000 | $711,000 |
| American Indian or Alaskan Native | 859 | $137,654,000 | $160,000 | $1,291,000 | $85,000 | $538,000 |
| Native Hawaiian or Other Pacific Islander | 577 | $97,341,000 | $168,000 | $620,000 | $85,000 | $352,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 99,281 | $15,586,777,000 | $156,000 | $2,000,000 | $96,000 | $5,013,000 |
| VA-guaranteed (Veterans Administration) | 8,819 | $1,719,035,000 | $194,000 | $625,000 | $72,000 | $746,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 75,806 | $11,924,092,000 | $157,000 | $1,800,000 | $95,000 | $5,013,000 |
| Application Denied By Financial Institution | 16,245 | $2,584,736,000 | $159,000 | $1,944,000 | $85,000 | $2,040,000 |
| Application Withdrawn By Applicant | 11,789 | $2,292,151,000 | $194,000 | $2,000,000 | $99,000 | $3,240,000 |
| Application Approved But Not Accepted | 2,341 | $395,110,000 | $168,000 | $960,000 | $97,000 | $1,293,000 |
| File Closed For Incompleteness | 1,919 | $109,723,000 | $57,000 | $550,000 | $104,000 | $2,260,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,286 | $797,930,000 | $150,000 | $1,857,000 | $83,000 | $1,050,000 |
| Collateral | 4,474 | $602,777,000 | $134,000 | $925,000 | $99,000 | $1,780,000 |
| Debt-To-Income Ratio | 4,351 | $802,851,000 | $184,000 | $1,944,000 | $68,000 | $1,762,000 |
| Credit Application Incomplete | 707 | $145,984,000 | $206,000 | $1,398,000 | $108,000 | $1,030,000 |
| Other | 646 | $113,270,000 | $175,000 | $1,500,000 | $101,000 | $2,040,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 277 | $52,214,000 | $188,000 | $1,092,000 | $77,000 | $485,000 |
| Mortgage Insurance Denied | 191 | $11,900,000 | $62,000 | $244,000 | $94,000 | $684,000 |
| Unverifiable Information | 161 | $31,089,000 | $193,000 | $1,820,000 | $82,000 | $850,000 |
| Employment History | 152 | $26,721,000 | $175,000 | $881,000 | $51,000 | $200,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess USAA Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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