USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2007

In 2007, USAA Federal Savings Bank of San Antonio, TX reported 108,100 mortgage applications totaling $17.3 billion, up 16% from 2006. The average application was for $160,090, and applicants reported an average income of $93,629. 70% of its applications resulted in an originated loan and 15% were denied. Its largest markets were San Antonio, TX (4,433), Washington-Arlington-Alexandria, DC-VA-MD-WV (3,965) and Atlanta-Sandy Springs-Marietta, GA (2,887) (applications in parentheses).

Mortgage Company & Address USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 108,100
Total Mortgage Loan Application Amount $17,305,812,000
Average Mortgage Loan Application Amount $160,090
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $93,629
Highest Applicant Income $5,013,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for USAA Federal Savings Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 3,644 $ 414,543,000 $ 113,760 $ 85,000
Maricopa, Arizona 2,300 $ 437,201,000 $ 190,087 $ 96,000
Harris, Texas 1,516 $ 194,679,000 $ 128,416 $ 102,000
El Paso, Colorado 1,252 $ 199,761,000 $ 159,553 $ 92,000
Tarrant, Texas 1,104 $ 135,078,000 $ 122,353 $ 98,000
Fairfax, Virginia 1,015 $ 267,385,000 $ 263,433 $ 136,000
Bell, Texas 958 $ 106,817,000 $ 111,500 $ 75,000
San Diego, California 943 $ 261,794,000 $ 277,618 $ 114,000
Cumberland, North Carolina 883 $ 103,828,000 $ 117,585 $ 76,000
Travis, Texas 855 $ 127,286,000 $ 148,872 $ 102,000
Clark, Nevada 849 $ 184,311,000 $ 217,091 $ 104,000
Hillsborough, Florida 847 $ 148,701,000 $ 175,561 $ 95,000
Montgomery, Tennessee 807 $ 91,713,000 $ 113,646 $ 69,000
Dallas, Texas 762 $ 100,496,000 $ 131,884 $ 107,000
Pima, Arizona 748 $ 121,309,000 $ 162,177 $ 87,000
Pierce, Washington 704 $ 133,570,000 $ 189,730 $ 96,000
Virginia Beach, Virginia 690 $ 127,396,000 $ 184,631 $ 87,000
King, Washington 689 $ 175,903,000 $ 255,301 $ 121,000
El Paso, Texas 666 $ 83,871,000 $ 125,932 $ 78,000
Bernalillo, New Mexico 616 $ 98,282,000 $ 159,548 $ 95,000
Cook, Illinois 594 $ 120,992,000 $ 203,690 $ 110,000
Los Angeles, California 589 $ 173,556,000 $ 294,662 $ 125,000
Duval, Florida 585 $ 88,990,000 $ 152,119 $ 82,000
Prince William, Virginia 565 $ 143,274,000 $ 253,582 $ 125,000
Wake, North Carolina 560 $ 89,348,000 $ 159,550 $ 94,000
Oklahoma, Oklahoma 542 $ 59,052,000 $ 108,952 $ 85,000
Collin, Texas 520 $ 72,076,000 $ 138,607 $ 110,000
Denton, Texas 500 $ 66,062,000 $ 132,124 $ 97,000
Anne Arundel, Maryland 495 $ 109,211,000 $ 220,628 $ 117,000
Mecklenburg, North Carolina 495 $ 75,726,000 $ 152,981 $ 94,000
Honolulu, Hawaii 491 $ 139,214,000 $ 283,531 $ 106,000
Broward, Florida 487 $ 107,361,000 $ 220,453 $ 108,000
Williamson, Texas 477 $ 61,549,000 $ 129,033 $ 88,000
Prince George's, Maryland 475 $ 106,729,000 $ 224,692 $ 109,000
Onslow, North Carolina 475 $ 59,892,000 $ 126,088 $ 68,000
Fulton, Georgia 471 $ 85,609,000 $ 181,760 $ 117,000
Okaloosa, Florida 447 $ 69,865,000 $ 156,297 $ 90,000
Riverside, California 446 $ 108,069,000 $ 242,307 $ 112,000
Cobb, Georgia 445 $ 72,325,000 $ 162,528 $ 98,000
Richland, South Carolina 425 $ 55,451,000 $ 130,472 $ 80,000
Santa Rosa, Florida 422 $ 64,811,000 $ 153,580 $ 86,000
Montgomery, Maryland 402 $ 105,620,000 $ 262,736 $ 127,000
Houston, Georgia 392 $ 49,465,000 $ 126,186 $ 75,000
Pinellas, Florida 388 $ 59,923,000 $ 154,440 $ 89,000
Burlington, New Jersey 388 $ 69,457,000 $ 179,012 $ 95,000
San Bernardino, California 387 $ 82,430,000 $ 212,997 $ 113,000
Miami-Dade, Florida 387 $ 77,490,000 $ 200,232 $ 109,000
Brevard, Florida 385 $ 66,759,000 $ 173,400 $ 88,000
Montgomery, Texas 383 $ 52,042,000 $ 135,879 $ 109,000
Madison, Alabama 372 $ 53,000,000 $ 142,473 $ 94,000
Orange, Florida 366 $ 64,906,000 $ 177,338 $ 103,000
Arapahoe, Colorado 363 $ 61,608,000 $ 169,719 $ 88,000
Shelby, Tennessee 359 $ 53,167,000 $ 148,097 $ 101,000
Gwinnett, Georgia 357 $ 51,151,000 $ 143,280 $ 87,000
Anchorage, Alaska 351 $ 63,828,000 $ 181,846 $ 107,000
Chesapeake, Virginia 351 $ 68,722,000 $ 195,789 $ 94,000
Norfolk, Virginia 340 $ 57,675,000 $ 169,632 $ 79,000
St. Clair, Illinois 339 $ 46,229,000 $ 136,368 $ 86,000
Escambia, Florida 338 $ 41,642,000 $ 123,201 $ 76,000
Newport News, Virginia 330 $ 50,544,000 $ 153,163 $ 79,000
Thurston, Washington 326 $ 64,089,000 $ 196,592 $ 89,000
Kitsap, Washington 314 $ 63,326,000 $ 201,675 $ 91,000
Palm Beach, Florida 311 $ 62,246,000 $ 200,147 $ 122,000
Charleston, South Carolina 311 $ 52,138,000 $ 167,646 $ 84,000
Sacramento, California 309 $ 73,318,000 $ 237,275 $ 104,000
Guadalupe, Texas 308 $ 41,613,000 $ 135,107 $ 85,000
Stafford, Virginia 307 $ 70,824,000 $ 230,697 $ 116,000
DeKalb, Georgia 295 $ 50,575,000 $ 171,440 $ 96,000
Chesterfield, Virginia 295 $ 50,903,000 $ 172,552 $ 93,000
Cochise, Arizona 293 $ 46,299,000 $ 158,017 $ 89,000
Franklin, Ohio 293 $ 35,418,000 $ 120,880 $ 87,000
Denver, Colorado 291 $ 50,170,000 $ 172,405 $ 109,000
Montgomery, Ohio 288 $ 31,940,000 $ 110,902 $ 81,000
Nueces, Texas 288 $ 35,095,000 $ 121,857 $ 93,000
Chatham, Georgia 284 $ 42,128,000 $ 148,338 $ 79,000
Multnomah, Oregon 283 $ 56,713,000 $ 200,399 $ 97,000
Spokane, Washington 280 $ 45,214,000 $ 161,478 $ 80,000
Douglas, Colorado 278 $ 52,408,000 $ 188,517 $ 112,000
Columbia, Georgia 277 $ 40,363,000 $ 145,714 $ 82,000
Loudoun, Virginia 277 $ 73,547,000 $ 265,512 $ 128,000
Pulaski, Arkansas 276 $ 34,396,000 $ 124,623 $ 80,000
Fort Bend, Texas 275 $ 41,033,000 $ 149,210 $ 117,000
District of Columbia, District Of Columbia 274 $ 73,597,000 $ 268,602 $ 126,000
Snohomish, Washington 272 $ 58,483,000 $ 215,011 $ 99,000
Cleveland, Oklahoma 268 $ 29,046,000 $ 108,380 $ 81,000
Jefferson, Colorado 265 $ 45,203,000 $ 170,577 $ 99,000
Comanche, Oklahoma 265 $ 28,535,000 $ 107,679 $ 77,000
Harnett, North Carolina 260 $ 38,978,000 $ 149,915 $ 80,000
Middlesex, Massachusetts 255 $ 58,522,000 $ 229,498 $ 115,000
St. Louis, Missouri 254 $ 35,197,000 $ 138,570 $ 96,000
Sarpy, Nebraska 244 $ 32,273,000 $ 132,266 $ 85,000
Taylor, Texas 242 $ 24,697,000 $ 102,053 $ 72,000
Pasco, Florida 237 $ 37,044,000 $ 156,303 $ 77,000
Allegheny, Pennsylvania 234 $ 28,508,000 $ 121,829 $ 97,000
Bay, Florida 233 $ 36,951,000 $ 158,587 $ 80,000
Galveston, Texas 233 $ 33,384,000 $ 143,278 $ 109,000
Orange, California 231 $ 80,927,000 $ 350,333 $ 149,000
Hartford, Connecticut 231 $ 39,705,000 $ 171,883 $ 99,000
Baltimore, Maryland 230 $ 46,187,000 $ 200,813 $ 112,000
Hampton, Virginia 230 $ 38,011,000 $ 165,265 $ 78,000
Tulsa, Oklahoma 229 $ 26,274,000 $ 114,733 $ 89,000
Ada, Idaho 228 $ 40,140,000 $ 176,052 $ 98,000
Muscogee, Georgia 225 $ 29,440,000 $ 130,844 $ 74,000
Jefferson, New York 223 $ 24,387,000 $ 109,358 $ 71,000
Comal, Texas 223 $ 33,629,000 $ 150,802 $ 106,000
Charles, Maryland 222 $ 48,434,000 $ 218,171 $ 109,000
Henry, Georgia 220 $ 31,673,000 $ 143,968 $ 83,000
Sumter, South Carolina 220 $ 25,454,000 $ 115,700 $ 67,000
Baltimore City, Maryland 219 $ 30,001,000 $ 136,990 $ 88,000
Salt Lake, Utah 217 $ 41,523,000 $ 191,350 $ 95,000
Liberty, Georgia 215 $ 21,408,000 $ 99,572 $ 66,000
Philadelphia, Pennsylvania 215 $ 31,940,000 $ 148,558 $ 112,000
Johnson, Kansas 213 $ 32,162,000 $ 150,995 $ 103,000
Montgomery, Pennsylvania 213 $ 40,009,000 $ 187,835 $ 112,000
Sedgwick, Kansas 211 $ 21,675,000 $ 102,725 $ 84,000
East Baton Rouge, Louisiana 211 $ 27,287,000 $ 129,322 $ 87,000
Knox, Tennessee 211 $ 26,163,000 $ 123,995 $ 82,000
Lowndes, Georgia 210 $ 26,356,000 $ 125,504 $ 63,000
St. Tammany, Louisiana 208 $ 32,470,000 $ 156,105 $ 87,000
Clay, Florida 206 $ 33,250,000 $ 161,407 $ 85,000
Davidson, Tennessee 206 $ 30,451,000 $ 147,820 $ 91,000
Jefferson, Alabama 200 $ 28,137,000 $ 140,685 $ 96,000
Hennepin, Minnesota 200 $ 36,813,000 $ 184,065 $ 106,000
Coffee, Alabama 199 $ 22,713,000 $ 114,135 $ 76,000
Jefferson, Kentucky 198 $ 27,251,000 $ 137,631 $ 88,000
Mobile, Alabama 196 $ 22,831,000 $ 116,484 $ 70,000
Arlington, Virginia 196 $ 51,712,000 $ 263,836 $ 135,000
Bossier, Louisiana 195 $ 25,589,000 $ 131,225 $ 73,000
Camden, New Jersey 195 $ 31,387,000 $ 160,958 $ 93,000
Howard, Maryland 193 $ 46,592,000 $ 241,409 $ 115,000
Greene, Ohio 192 $ 28,079,000 $ 146,244 $ 93,000
Davis, Utah 192 $ 32,672,000 $ 170,166 $ 77,000
Montgomery, Alabama 191 $ 24,246,000 $ 126,942 $ 79,000
Lee, Florida 191 $ 38,848,000 $ 203,392 $ 108,000
Dorchester, South Carolina 190 $ 26,548,000 $ 139,726 $ 77,000
Greenville, South Carolina 190 $ 25,958,000 $ 136,621 $ 96,000
New Haven, Connecticut 189 $ 35,116,000 $ 185,798 $ 105,000
Polk, Florida 189 $ 28,784,000 $ 152,296 $ 85,000
New Castle, Delaware 187 $ 34,033,000 $ 181,994 $ 99,000
Orleans, Louisiana 187 $ 31,409,000 $ 167,962 $ 103,000
Brazos, Texas 184 $ 22,256,000 $ 120,956 $ 98,000
Hoke, North Carolina 182 $ 20,459,000 $ 112,412 $ 63,000
Washington, Oregon 182 $ 40,231,000 $ 221,049 $ 103,000
Wichita, Texas 181 $ 17,016,000 $ 94,011 $ 72,000
New London, Connecticut 180 $ 31,939,000 $ 177,438 $ 96,000
Richmond, Georgia 177 $ 16,983,000 $ 95,949 $ 62,000
Harford, Maryland 175 $ 32,918,000 $ 188,102 $ 91,000
Harrison, Mississippi 175 $ 22,439,000 $ 128,222 $ 75,000
Coryell, Texas 175 $ 15,601,000 $ 89,148 $ 66,000
Jackson, Missouri 174 $ 20,049,000 $ 115,224 $ 79,000
Craven, North Carolina 174 $ 24,209,000 $ 139,132 $ 68,000
Hardin, Kentucky 173 $ 23,419,000 $ 135,369 $ 76,000
Portsmouth, Virginia 173 $ 24,370,000 $ 140,867 $ 71,000
Wayne, Michigan 172 $ 19,596,000 $ 113,930 $ 74,000
Boulder, Colorado 171 $ 36,329,000 $ 212,450 $ 124,000
Alexandria, Virginia 170 $ 41,983,000 $ 246,958 $ 129,000
Utah, Utah 169 $ 28,139,000 $ 166,502 $ 90,000
Fairfield, Connecticut 167 $ 44,962,000 $ 269,233 $ 147,000
Berkeley, South Carolina 167 $ 23,855,000 $ 142,844 $ 75,000
Suffolk, Virginia 166 $ 34,108,000 $ 205,469 $ 92,000
Oakland, Michigan 165 $ 23,708,000 $ 143,684 $ 101,000
Durham, North Carolina 164 $ 21,576,000 $ 131,560 $ 92,000
Pinal, Arizona 163 $ 28,263,000 $ 173,392 $ 82,000
Larimer, Colorado 163 $ 26,336,000 $ 161,570 $ 102,000
Moore, North Carolina 162 $ 23,865,000 $ 147,314 $ 83,000
Chester, Pennsylvania 161 $ 31,747,000 $ 197,186 $ 124,000
Kent, Delaware 160 $ 25,903,000 $ 161,893 $ 84,000
Volusia, Florida 160 $ 23,859,000 $ 149,118 $ 80,000
Seminole, Florida 159 $ 30,264,000 $ 190,339 $ 105,000
Henrico, Virginia 159 $ 26,569,000 $ 167,100 $ 99,000
Marion, Indiana 156 $ 17,362,000 $ 111,294 $ 75,000
Lexington, South Carolina 156 $ 18,034,000 $ 115,602 $ 77,000
Kern, California 155 $ 28,273,000 $ 182,406 $ 92,000
Jefferson, Louisiana 155 $ 23,456,000 $ 151,329 $ 89,000
Dona Ana, New Mexico 155 $ 24,600,000 $ 158,709 $ 93,000
Spotsylvania, Virginia 155 $ 33,100,000 $ 213,548 $ 104,000
Clark, Washington 155 $ 31,863,000 $ 205,567 $ 92,000
Washoe, Nevada 154 $ 37,701,000 $ 244,811 $ 114,000
Ocean, New Jersey 154 $ 29,622,000 $ 192,350 $ 99,000
Adams, Colorado 152 $ 23,897,000 $ 157,217 $ 84,000
Brazoria, Texas 152 $ 19,382,000 $ 127,513 $ 88,000
Douglas, Nebraska 151 $ 16,977,000 $ 112,430 $ 80,000
Frederick, Maryland 150 $ 30,658,000 $ 204,386 $ 107,000
Bucks, Pennsylvania 150 $ 30,757,000 $ 205,046 $ 104,000
Beaufort, South Carolina 150 $ 26,216,000 $ 174,773 $ 101,000
Guilford, North Carolina 147 $ 19,625,000 $ 133,503 $ 88,000
Suffolk, New York 146 $ 37,649,000 $ 257,869 $ 141,000
York, Virginia 146 $ 30,534,000 $ 209,136 $ 107,000
Jackson, Mississippi 145 $ 18,958,000 $ 130,744 $ 114,000
Monmouth, New Jersey 145 $ 34,835,000 $ 240,241 $ 114,000
Macomb, Michigan 144 $ 19,611,000 $ 136,187 $ 119,000
Sandoval, New Mexico 144 $ 22,627,000 $ 157,131 $ 87,000
Delaware, Pennsylvania 144 $ 25,340,000 $ 175,972 $ 102,000
Leon, Florida 142 $ 19,529,000 $ 137,528 $ 98,000
Fayette, Georgia 142 $ 23,708,000 $ 166,957 $ 113,000
Worcester, Massachusetts 142 $ 29,217,000 $ 205,753 $ 105,000
Pulaski, Missouri 142 $ 15,981,000 $ 112,542 $ 72,000
Hays, Texas 141 $ 19,857,000 $ 140,829 $ 96,000
Hamilton, Ohio 140 $ 19,465,000 $ 139,035 $ 111,000
Weber, Utah 138 $ 18,253,000 $ 132,268 $ 75,000
Caddo, Louisiana 136 $ 15,386,000 $ 113,132 $ 72,000
Cumberland, Maine 136 $ 24,923,000 $ 183,257 $ 102,000
Horry, South Carolina 136 $ 18,715,000 $ 137,610 $ 91,000
Shelby, Alabama 132 $ 19,363,000 $ 146,689 $ 93,000
Tom Green, Texas 132 $ 13,326,000 $ 100,954 $ 58,000
Contra Costa, California 131 $ 38,305,000 $ 292,404 $ 136,000
Cherokee, Georgia 131 $ 19,970,000 $ 152,442 $ 100,000
Hillsborough, New Hampshire 131 $ 24,614,000 $ 187,893 $ 99,000
Yuma, Arizona 130 $ 20,460,000 $ 157,384 $ 78,000
Alameda, California 129 $ 39,510,000 $ 306,279 $ 137,000
Lake, Illinois 129 $ 24,576,000 $ 190,511 $ 103,000
St. Charles, Missouri 129 $ 18,867,000 $ 146,255 $ 99,000
Camden, Georgia 128 $ 15,877,000 $ 124,039 $ 70,000
Fairbanks North Star, Alaska 126 $ 19,912,000 $ 158,031 $ 92,000
Alachua, Florida 125 $ 19,166,000 $ 153,328 $ 97,000
Clayton, Georgia 125 $ 15,298,000 $ 122,384 $ 82,000
Riley, Kansas 123 $ 15,228,000 $ 123,804 $ 75,000
Gloucester, New Jersey 122 $ 20,320,000 $ 166,557 $ 94,000
York, South Carolina 120 $ 16,185,000 $ 134,875 $ 86,000
Val Verde, Texas 120 $ 12,248,000 $ 102,066 $ 75,000
Solano, California 119 $ 28,788,000 $ 241,915 $ 110,000
Geary, Kansas 119 $ 14,165,000 $ 119,033 $ 69,000
Cuyahoga, Ohio 118 $ 14,684,000 $ 124,440 $ 114,000
Buncombe, North Carolina 116 $ 17,951,000 $ 154,750 $ 83,000
York, Pennsylvania 115 $ 16,797,000 $ 146,060 $ 97,000
Smith, Texas 114 $ 13,613,000 $ 119,412 $ 85,000
Middlesex, New Jersey 112 $ 22,979,000 $ 205,169 $ 108,000
Lee, Alabama 111 $ 13,943,000 $ 125,612 $ 69,000
Essex, New Jersey 111 $ 27,468,000 $ 247,459 $ 128,000
Baldwin, Alabama 110 $ 18,173,000 $ 165,209 $ 98,000
Yavapai, Arizona 110 $ 21,704,000 $ 197,309 $ 105,000
St. Johns, Florida 110 $ 21,178,000 $ 192,527 $ 102,000
Ventura, California 109 $ 31,640,000 $ 290,275 $ 129,000
DuPage, Illinois 109 $ 21,292,000 $ 195,339 $ 120,000
Coweta, Georgia 108 $ 15,356,000 $ 142,185 $ 87,000
Clackamas, Oregon 108 $ 24,406,000 $ 225,981 $ 104,000
Richmond City, Virginia 108 $ 16,709,000 $ 154,712 $ 94,000
Rockingham, New Hampshire 107 $ 19,357,000 $ 180,906 $ 108,000
Forsyth, Georgia 106 $ 19,823,000 $ 187,009 $ 121,000
McLennan, Texas 105 $ 10,287,000 $ 97,971 $ 80,000
Laramie, Wyoming 105 $ 14,523,000 $ 138,314 $ 71,000
Lonoke, Arkansas 104 $ 12,178,000 $ 117,096 $ 63,000
Vernon, Louisiana 104 $ 10,601,000 $ 101,932 $ 67,000
Cameron, Texas 103 $ 11,142,000 $ 108,174 $ 81,000
Paulding, Georgia 102 $ 12,944,000 $ 126,901 $ 75,000
Forsyth, North Carolina 102 $ 12,329,000 $ 120,872 $ 84,000
Autauga, Alabama 101 $ 12,974,000 $ 128,455 $ 87,000
Placer, California 101 $ 24,965,000 $ 247,178 $ 113,000
New Hanover, North Carolina 101 $ 16,709,000 $ 165,435 $ 97,000
Rutherford, Tennessee 101 $ 12,211,000 $ 120,900 $ 69,000
Suffolk, Massachusetts 100 $ 24,073,000 $ 240,730 $ 129,000
Essex, Massachusetts 99 $ 23,913,000 $ 241,545 $ 115,000
Lubbock, Texas 99 $ 10,499,000 $ 106,050 $ 97,000
Otero, New Mexico 98 $ 10,983,000 $ 112,071 $ 70,000
Erie, New York 98 $ 9,596,000 $ 97,918 $ 80,000
Cumberland, Pennsylvania 98 $ 15,589,000 $ 159,071 $ 94,000
Hamilton, Tennessee 98 $ 11,737,000 $ 119,765 $ 78,000
Bryan, Georgia 97 $ 16,273,000 $ 167,762 $ 83,000
Madison, Illinois 97 $ 12,455,000 $ 128,402 $ 85,000
St. Mary's, Maryland 97 $ 20,130,000 $ 207,525 $ 104,000
Santa Fe, New Mexico 97 $ 19,456,000 $ 200,577 $ 114,000
Garfield, Oklahoma 97 $ 10,408,000 $ 107,298 $ 70,000
Elmore, Alabama 96 $ 11,995,000 $ 124,947 $ 80,000
Lake, Florida 96 $ 16,315,000 $ 169,947 $ 94,000
Manatee, Florida 96 $ 19,287,000 $ 200,906 $ 100,000
Hudson, New Jersey 96 $ 23,497,000 $ 244,760 $ 134,000
Hidalgo, Texas 96 $ 9,394,000 $ 97,854 $ 81,000
Santa Clara, California 95 $ 31,999,000 $ 336,831 $ 156,000
Atlantic, New Jersey 95 $ 17,636,000 $ 185,642 $ 110,000
Bergen, New Jersey 95 $ 29,635,000 $ 311,947 $ 139,000
Marion, Oregon 95 $ 14,961,000 $ 157,484 $ 83,000
Benton, Arkansas 94 $ 14,193,000 $ 150,989 $ 87,000
Sarasota, Florida 94 $ 17,943,000 $ 190,882 $ 125,000
Douglas, Georgia 94 $ 14,226,000 $ 151,340 $ 96,000
Will, Illinois 94 $ 16,958,000 $ 180,404 $ 91,000
Christian, Kentucky 94 $ 7,744,000 $ 82,382 $ 58,000
Mercer, New Jersey 94 $ 21,108,000 $ 224,553 $ 114,000
Morris, New Jersey 94 $ 26,581,000 $ 282,776 $ 146,000
Aiken, South Carolina 94 $ 9,945,000 $ 105,797 $ 77,000
Dale, Alabama 93 $ 8,529,000 $ 91,709 $ 66,000
Fresno, California 93 $ 16,981,000 $ 182,591 $ 96,000
Leavenworth, Kansas 93 $ 13,183,000 $ 141,752 $ 94,000
Barnstable, Massachusetts 92 $ 19,191,000 $ 208,597 $ 126,000
Parker, Texas 92 $ 12,197,000 $ 132,576 $ 98,000
Marion, Florida 91 $ 11,723,000 $ 128,824 $ 75,000
Nassau, New York 91 $ 24,170,000 $ 265,604 $ 130,000
Fayette, Kentucky 90 $ 10,885,000 $ 120,944 $ 80,000
Monroe, New York 90 $ 8,746,000 $ 97,177 $ 79,000
Hamilton, Indiana 89 $ 12,685,000 $ 142,528 $ 90,000
Kendall, Texas 89 $ 13,423,000 $ 150,820 $ 111,000
James City, Virginia 89 $ 17,843,000 $ 200,483 $ 104,000
Berkeley, West Virginia 89 $ 14,649,000 $ 164,595 $ 82,000
St. Lucie, Florida 88 $ 14,516,000 $ 164,954 $ 81,000
Plymouth, Massachusetts 87 $ 20,081,000 $ 230,816 $ 131,000
Pueblo, Colorado 86 $ 9,961,000 $ 115,825 $ 80,000
Norfolk, Massachusetts 86 $ 22,148,000 $ 257,534 $ 135,000
Cascade, Montana 86 $ 9,552,000 $ 111,069 $ 70,000
Wayne, North Carolina 86 $ 9,444,000 $ 109,813 $ 73,000
Milwaukee, Wisconsin 86 $ 11,290,000 $ 131,279 $ 88,000
Dakota, Minnesota 85 $ 14,145,000 $ 166,411 $ 98,000
Providence, Rhode Island 85 $ 15,519,000 $ 182,576 $ 87,000
Orange, New York 83 $ 15,715,000 $ 189,337 $ 95,000
Williamson, Tennessee 83 $ 18,916,000 $ 227,903 $ 133,000
Elmore, Idaho 82 $ 9,547,000 $ 116,426 $ 67,000
Kane, Illinois 82 $ 15,009,000 $ 183,036 $ 108,000
Butler, Ohio 82 $ 11,435,000 $ 139,451 $ 91,000
Lane, Oregon 81 $ 13,499,000 $ 166,654 $ 79,000
St. Louis City, Missouri 80 $ 9,894,000 $ 123,675 $ 90,000
Summit, Ohio 80 $ 9,581,000 $ 119,762 $ 72,000
Johnston, North Carolina 79 $ 10,899,000 $ 137,962 $ 85,000
Johnson, Missouri 78 $ 8,728,000 $ 111,897 $ 65,000
Spartanburg, South Carolina 78 $ 8,948,000 $ 114,717 $ 76,000
Kent, Michigan 77 $ 9,964,000 $ 129,402 $ 83,000
Clay, Missouri 77 $ 10,253,000 $ 133,155 $ 88,000
Lee, North Carolina 77 $ 9,235,000 $ 119,935 $ 74,000
Lancaster, Pennsylvania 77 $ 10,789,000 $ 140,116 $ 95,000
Dane, Wisconsin 77 $ 13,614,000 $ 176,805 $ 99,000
San Joaquin, California 76 $ 18,041,000 $ 237,381 $ 97,000
Jackson, Oklahoma 76 $ 8,349,000 $ 109,855 $ 70,000
Jefferson, Texas 76 $ 7,581,000 $ 99,750 $ 76,000
Wilson, Texas 76 $ 10,334,000 $ 135,973 $ 91,000
Chittenden, Vermont 76 $ 14,707,000 $ 193,513 $ 105,000
Weld, Colorado 74 $ 11,170,000 $ 150,945 $ 88,000
Osceola, Florida 74 $ 13,069,000 $ 176,608 $ 83,000
York, Maine 74 $ 15,074,000 $ 203,702 $ 95,000
Westchester, New York 74 $ 23,175,000 $ 313,175 $ 172,000
Pitt, North Carolina 74 $ 8,834,000 $ 119,378 $ 78,000
Northampton, Pennsylvania 73 $ 12,302,000 $ 168,520 $ 96,000
Island, Washington 73 $ 13,997,000 $ 191,739 $ 101,000
Pennington, South Dakota 72 $ 8,605,000 $ 119,513 $ 72,000
Hawaii, Hawaii 71 $ 18,039,000 $ 254,070 $ 106,000
Washtenaw, Michigan 71 $ 14,292,000 $ 201,295 $ 112,000
Ramsey, Minnesota 71 $ 12,661,000 $ 178,323 $ 103,000
Union, New Jersey 71 $ 16,515,000 $ 232,605 $ 138,000
Canadian, Oklahoma 71 $ 7,953,000 $ 112,014 $ 88,000
Rockwall, Texas 71 $ 10,963,000 $ 154,408 $ 97,000
Limestone, Alabama 70 $ 11,133,000 $ 159,042 $ 101,000
Washington, Arkansas 70 $ 9,705,000 $ 138,642 $ 87,000
Somerset, New Jersey 70 $ 16,483,000 $ 235,471 $ 146,000
Warren, Ohio 70 $ 10,592,000 $ 151,314 $ 106,000
Whatcom, Washington 70 $ 14,457,000 $ 206,528 $ 100,000
Matanuska-Susitna, Alaska 69 $ 13,070,000 $ 189,420 $ 91,000
Summit, Colorado 69 $ 14,003,000 $ 202,942 $ 124,000
Clarke, Georgia 69 $ 8,259,000 $ 119,695 $ 80,000
Union, North Carolina 69 $ 12,372,000 $ 179,304 $ 90,000
Gloucester, Virginia 69 $ 11,942,000 $ 173,072 $ 87,000
McHenry, Illinois 68 $ 12,049,000 $ 177,191 $ 96,000
Calcasieu, Louisiana 68 $ 8,135,000 $ 119,632 $ 84,000
Lafayette, Louisiana 68 $ 9,936,000 $ 146,117 $ 99,000
Calvert, Maryland 68 $ 15,036,000 $ 221,117 $ 111,000
DeSoto, Mississippi 68 $ 9,416,000 $ 138,470 $ 85,000
Monroe, Pennsylvania 68 $ 11,270,000 $ 165,735 $ 96,000
Lampasas, Texas 68 $ 8,708,000 $ 128,058 $ 84,000
Strafford, New Hampshire 67 $ 11,735,000 $ 175,149 $ 86,000
Russell, Alabama 66 $ 8,021,000 $ 121,530 $ 65,000
Cape May, New Jersey 66 $ 13,637,000 $ 206,621 $ 139,000
Cabarrus, North Carolina 66 $ 8,887,000 $ 134,651 $ 87,000
Franklin, Pennsylvania 66 $ 11,755,000 $ 178,106 $ 81,000
Mohave, Arizona 65 $ 11,587,000 $ 178,261 $ 92,000
Sussex, Delaware 65 $ 14,225,000 $ 218,846 $ 116,000
Hampden, Massachusetts 65 $ 9,015,000 $ 138,692 $ 77,000
Greene, Missouri 65 $ 6,094,000 $ 93,753 $ 65,000
Onondaga, New York 65 $ 7,872,000 $ 121,107 $ 89,000
Midland, Texas 65 $ 7,796,000 $ 119,938 $ 148,000
Kanawha, West Virginia 65 $ 5,740,000 $ 88,307 $ 79,000
Coconino, Arizona 64 $ 13,642,000 $ 213,156 $ 114,000
Kings, California 64 $ 11,644,000 $ 181,937 $ 88,000
Sonoma, California 64 $ 19,026,000 $ 297,281 $ 126,000
Carteret, North Carolina 64 $ 11,198,000 $ 174,968 $ 104,000
Newport, Rhode Island 64 $ 16,075,000 $ 251,171 $ 138,000
San Patricio, Texas 64 $ 7,022,000 $ 109,718 $ 77,000
Benton, Washington 64 $ 8,115,000 $ 126,796 $ 101,000
Middlesex, Connecticut 63 $ 11,134,000 $ 176,730 $ 103,000
Rankin, Mississippi 63 $ 9,604,000 $ 152,444 $ 99,000
Pasquotank, North Carolina 63 $ 9,465,000 $ 150,238 $ 75,000
Dauphin, Pennsylvania 63 $ 9,104,000 $ 144,507 $ 105,000
Jefferson, West Virginia 63 $ 12,083,000 $ 191,793 $ 115,000
Polk, Iowa 62 $ 7,687,000 $ 123,983 $ 81,000
Carroll, Maryland 62 $ 12,833,000 $ 206,983 $ 108,000
Curry, New Mexico 62 $ 7,728,000 $ 124,645 $ 75,000
Santa Barbara, California 61 $ 18,641,000 $ 305,590 $ 122,000
Monroe, Indiana 61 $ 7,846,000 $ 128,622 $ 83,000
Saratoga, New York 61 $ 10,442,000 $ 171,180 $ 104,000
Ellis, Texas 61 $ 7,446,000 $ 122,065 $ 107,000
El Dorado, California 60 $ 16,451,000 $ 274,183 $ 131,000
St. Joseph, Indiana 60 $ 6,078,000 $ 101,300 $ 85,000
Kalamazoo, Michigan 60 $ 6,710,000 $ 111,833 $ 82,000
Berks, Pennsylvania 60 $ 6,554,000 $ 109,233 $ 86,000
Westmoreland, Pennsylvania 60 $ 6,743,000 $ 112,383 $ 78,000
Anderson, South Carolina 60 $ 7,082,000 $ 118,033 $ 85,000
Washington, Utah 60 $ 10,756,000 $ 179,266 $ 111,000
Tuscaloosa, Alabama 59 $ 7,964,000 $ 134,983 $ 85,000
Collier, Florida 59 $ 14,281,000 $ 242,050 $ 108,000
Lewis and Clark, Montana 59 $ 7,134,000 $ 120,915 $ 91,000
Navajo, Arizona 58 $ 10,359,000 $ 178,603 $ 112,000
Mesa, Colorado 58 $ 10,488,000 $ 180,827 $ 123,000
Anoka, Minnesota 58 $ 9,699,000 $ 167,224 $ 101,000
Lancaster, Nebraska 58 $ 5,440,000 $ 93,793 $ 72,000
Orange, North Carolina 58 $ 9,794,000 $ 168,862 $ 111,000
Kenosha, Wisconsin 58 $ 9,696,000 $ 167,172 $ 84,000
Houston, Alabama 57 $ 6,825,000 $ 119,736 $ 77,000
Saline, Arkansas 57 $ 8,010,000 $ 140,526 $ 103,000
San Luis Obispo, California 57 $ 15,084,000 $ 264,631 $ 112,000
Allen, Indiana 57 $ 6,097,000 $ 106,964 $ 75,000
Montgomery, Virginia 57 $ 8,860,000 $ 155,438 $ 88,000
Skagit, Washington 57 $ 11,391,000 $ 199,842 $ 97,000
Stanislaus, California 56 $ 12,217,000 $ 218,160 $ 104,000
Canyon, Idaho 56 $ 6,846,000 $ 122,250 $ 73,000
Livingston, Louisiana 56 $ 6,249,000 $ 111,589 $ 76,000
Brunswick, North Carolina 56 $ 10,943,000 $ 195,410 $ 110,000
Gaston, North Carolina 56 $ 6,521,000 $ 116,446 $ 79,000
Deschutes, Oregon 56 $ 12,861,000 $ 229,660 $ 99,000
Albemarle, Virginia 56 $ 11,948,000 $ 213,357 $ 99,000
Kent, Rhode Island 55 $ 9,814,000 $ 178,436 $ 88,000
Waukesha, Wisconsin 55 $ 11,079,000 $ 201,436 $ 145,000
Garland, Arkansas 54 $ 6,263,000 $ 115,981 $ 88,000
Yolo, California 53 $ 13,156,000 $ 248,226 $ 120,000
Hernando, Florida 53 $ 6,022,000 $ 113,622 $ 84,000
Johnson, Indiana 53 $ 6,049,000 $ 114,132 $ 75,000
Shawnee, Kansas 53 $ 6,068,000 $ 114,490 $ 74,000
Penobscot, Maine 53 $ 7,011,000 $ 132,283 $ 86,000
Grafton, New Hampshire 53 $ 8,586,000 $ 162,000 $ 92,000
Webb, Texas 53 $ 6,960,000 $ 131,320 $ 109,000
Newton, Georgia 52 $ 6,990,000 $ 134,423 $ 81,000
Lake, Indiana 52 $ 6,414,000 $ 123,346 $ 71,000
Lowndes, Mississippi 52 $ 6,834,000 $ 131,423 $ 79,000
Luzerne, Pennsylvania 52 $ 6,345,000 $ 122,019 $ 81,000
Tolland, Connecticut 51 $ 8,686,000 $ 170,313 $ 96,000
Bonneville, Idaho 51 $ 8,249,000 $ 161,745 $ 107,000
Rapides, Louisiana 51 $ 5,758,000 $ 112,901 $ 78,000
Forrest, Mississippi 51 $ 5,432,000 $ 106,509 $ 74,000
Gallatin, Montana 51 $ 10,009,000 $ 196,254 $ 112,000
Johnson, Texas 51 $ 4,809,000 $ 94,294 $ 77,000
Kennebec, Maine 50 $ 6,128,000 $ 122,560 $ 89,000
Bristol, Massachusetts 50 $ 10,724,000 $ 214,480 $ 104,000
St. Louis, Minnesota 50 $ 6,727,000 $ 134,540 $ 85,000
Kings, New York 50 $ 13,260,000 $ 265,200 $ 127,000
Oneida, New York 50 $ 4,652,000 $ 93,040 $ 92,000
Litchfield, Connecticut 49 $ 8,348,000 $ 170,367 $ 89,000
Delaware, Ohio 49 $ 7,083,000 $ 144,551 $ 107,000
Ingham, Michigan 48 $ 5,441,000 $ 113,354 $ 71,000
Washington, Minnesota 48 $ 7,897,000 $ 164,520 $ 114,000
Lucas, Ohio 48 $ 4,962,000 $ 103,375 $ 77,000
Kaufman, Texas 48 $ 4,845,000 $ 100,937 $ 97,000
Isle of Wight, Virginia 48 $ 10,539,000 $ 219,562 $ 97,000
Clallam, Washington 48 $ 9,392,000 $ 195,666 $ 77,000
Faulkner, Arkansas 47 $ 4,524,000 $ 96,255 $ 88,000
San Mateo, California 47 $ 18,109,000 $ 385,297 $ 181,000
Indian River, Florida 47 $ 8,085,000 $ 172,021 $ 88,000
Martin, Florida 47 $ 9,561,000 $ 203,425 $ 97,000
Glynn, Georgia 47 $ 8,061,000 $ 171,510 $ 95,000
Kootenai, Idaho 47 $ 7,864,000 $ 167,319 $ 97,000
Dickinson, Kansas 47 $ 4,592,000 $ 97,702 $ 59,000
Ascension, Louisiana 47 $ 7,248,000 $ 154,212 $ 95,000
Tangipahoa, Louisiana 47 $ 5,184,000 $ 110,297 $ 95,000
Lauderdale, Mississippi 47 $ 5,943,000 $ 126,446 $ 74,000
Platte, Missouri 47 $ 5,870,000 $ 124,893 $ 92,000
Missoula, Montana 47 $ 8,091,000 $ 172,148 $ 89,000
Cumberland, New Jersey 47 $ 6,215,000 $ 132,234 $ 79,000
Hunterdon, New Jersey 47 $ 11,060,000 $ 235,319 $ 118,000
Richmond, New York 47 $ 10,885,000 $ 231,595 $ 108,000
Kerr, Texas 47 $ 5,280,000 $ 112,340 $ 75,000
Fauquier, Virginia 47 $ 10,556,000 $ 224,595 $ 115,000
Prince George, Virginia 47 $ 7,309,000 $ 155,510 $ 84,000
Windham, Connecticut 46 $ 7,570,000 $ 164,565 $ 90,000
Bibb, Georgia 46 $ 6,246,000 $ 135,782 $ 96,000
Harris, Georgia 46 $ 7,571,000 $ 164,586 $ 86,000
Dutchess, New York 46 $ 9,445,000 $ 205,326 $ 125,000
Shasta, California 45 $ 8,596,000 $ 191,022 $ 109,000
Hall, Georgia 45 $ 6,798,000 $ 151,066 $ 99,000
Sussex, New Jersey 45 $ 9,181,000 $ 204,022 $ 102,000
Henderson, North Carolina 45 $ 8,029,000 $ 178,422 $ 75,000
Lehigh, Pennsylvania 45 $ 7,176,000 $ 159,466 $ 97,000
Sumner, Tennessee 45 $ 5,902,000 $ 131,155 $ 92,000
Medina, Texas 45 $ 5,590,000 $ 124,222 $ 86,000
Calhoun, Alabama 44 $ 4,400,000 $ 100,000 $ 73,000
Citrus, Florida 44 $ 6,962,000 $ 158,227 $ 83,000
Cecil, Maryland 44 $ 8,170,000 $ 185,681 $ 88,000
Washington, Maryland 44 $ 8,024,000 $ 182,363 $ 105,000
Yellowstone, Montana 44 $ 6,107,000 $ 138,795 $ 101,000
Albany, New York 44 $ 6,309,000 $ 143,386 $ 114,000
Adams, Pennsylvania 44 $ 8,048,000 $ 182,909 $ 105,000
Randall, Texas 44 $ 4,562,000 $ 103,681 $ 84,000
Beauregard, Louisiana 43 $ 4,824,000 $ 112,186 $ 74,000
Hampshire, Massachusetts 43 $ 7,245,000 $ 168,488 $ 114,000
Hinds, Mississippi 43 $ 4,859,000 $ 113,000 $ 82,000
Fairfield, Ohio 43 $ 5,963,000 $ 138,674 $ 78,000
Jackson, Oregon 43 $ 8,823,000 $ 205,186 $ 95,000
Wilson, Tennessee 43 $ 7,183,000 $ 167,046 $ 89,000
Grayson, Texas 43 $ 4,238,000 $ 98,558 $ 93,000
Frederick, Virginia 43 $ 7,859,000 $ 182,767 $ 104,000
Tulare, California 42 $ 8,186,000 $ 194,904 $ 93,000
Broomfield, Colorado 42 $ 7,598,000 $ 180,904 $ 106,000
La Plata, Colorado 42 $ 8,809,000 $ 209,738 $ 112,000
Douglas, Kansas 42 $ 6,685,000 $ 159,166 $ 109,000
Pender, North Carolina 42 $ 6,650,000 $ 158,333 $ 76,000
Centre, Pennsylvania 42 $ 5,817,000 $ 138,500 $ 91,000
Carroll, Georgia 41 $ 4,880,000 $ 119,024 $ 78,000
Champaign, Illinois 41 $ 4,221,000 $ 102,951 $ 87,000
Passaic, New Jersey 41 $ 10,139,000 $ 247,292 $ 100,000
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Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 66,159 $10,845,716,000 $163,000 $1,800,000 $91,000 $4,000,000
Refinancing 33,790 $6,086,982,000 $180,000 $2,000,000 $97,000 $5,013,000
Home Improvement 8,151 $373,114,000 $45,000 $636,000 $101,000 $3,240,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 68,612 $11,265,603,000 $164,000 $2,000,000 $95,000 $5,013,000
Not Provided 20,552 $2,980,196,000 $145,000 $1,600,000 $99,000 $3,240,000
Black or African American 8,487 $1,368,362,000 $161,000 $1,600,000 $85,000 $1,801,000
Hispanic 7,187 $1,110,927,000 $154,000 $1,200,000 $82,000 $1,065,000
Asian 1,826 $345,729,000 $189,000 $1,857,000 $95,000 $711,000
American Indian or Alaskan Native 859 $137,654,000 $160,000 $1,291,000 $85,000 $538,000
Native Hawaiian or Other Pacific Islander 577 $97,341,000 $168,000 $620,000 $85,000 $352,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 99,281 $15,586,777,000 $156,000 $2,000,000 $96,000 $5,013,000
VA-guaranteed (Veterans Administration) 8,819 $1,719,035,000 $194,000 $625,000 $72,000 $746,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 75,806 $11,924,092,000 $157,000 $1,800,000 $95,000 $5,013,000
Application Denied By Financial Institution 16,245 $2,584,736,000 $159,000 $1,944,000 $85,000 $2,040,000
Application Withdrawn By Applicant 11,789 $2,292,151,000 $194,000 $2,000,000 $99,000 $3,240,000
Application Approved But Not Accepted 2,341 $395,110,000 $168,000 $960,000 $97,000 $1,293,000
File Closed For Incompleteness 1,919 $109,723,000 $57,000 $550,000 $104,000 $2,260,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,286 $797,930,000 $150,000 $1,857,000 $83,000 $1,050,000
Collateral 4,474 $602,777,000 $134,000 $925,000 $99,000 $1,780,000
Debt-To-Income Ratio 4,351 $802,851,000 $184,000 $1,944,000 $68,000 $1,762,000
Credit Application Incomplete 707 $145,984,000 $206,000 $1,398,000 $108,000 $1,030,000
Other 646 $113,270,000 $175,000 $1,500,000 $101,000 $2,040,000
Insufficient Cash (Downpayment, Closing Cost) 277 $52,214,000 $188,000 $1,092,000 $77,000 $485,000
Mortgage Insurance Denied 191 $11,900,000 $62,000 $244,000 $94,000 $684,000
Unverifiable Information 161 $31,089,000 $193,000 $1,820,000 $82,000 $850,000
Employment History 152 $26,721,000 $175,000 $881,000 $51,000 $200,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess USAA Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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