USAA Federal Savings Bank Mortgage Lending & HMDA Data, 2016

In 2016, USAA Federal Savings Bank of San Antonio, TX reported 125,563 mortgage applications totaling $29.1 billion, up 51% from 2015. The average application was for $231,700, and applicants reported an average income of $86,382. 53% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (4,447), Atlanta-Sandy Springs-Roswell, GA (4,103) and San Antonio-New Braunfels, TX (3,378) (applications in parentheses).

Mortgage Company & Address USAA Federal Savings Bank
10750 McDermott Freeway
San Antonio, TX 78288
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 125,563
Total Mortgage Loan Application Amount $29,092,974,000
Average Mortgage Loan Application Amount $231,700
Highest Mortgage Loan Application Amount $2,017,000
Average Applicant Income $86,382
Highest Applicant Income $6,299,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records USAA Federal Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for USAA Federal Savings Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,738 $ 638,861,000 $ 233,331 $ 83,000
Bexar, Texas 2,662 $ 547,223,000 $ 205,568 $ 77,000
El Paso, Colorado 1,432 $ 350,763,000 $ 244,946 $ 68,000
Harris, Texas 1,428 $ 309,746,000 $ 216,908 $ 96,000
San Diego, California 1,353 $ 555,142,000 $ 410,304 $ 98,000
Clark, Nevada 1,340 $ 316,141,000 $ 235,926 $ 82,000
Hillsborough, Florida 1,149 $ 268,234,000 $ 233,449 $ 87,000
Fairfax, Virginia 1,121 $ 479,325,000 $ 427,586 $ 123,000
Tarrant, Texas 1,117 $ 233,487,000 $ 209,030 $ 82,000
Los Angeles, California 976 $ 380,979,000 $ 390,347 $ 106,000
Pierce, Washington 860 $ 235,652,000 $ 274,013 $ 81,000
Wake, North Carolina 800 $ 193,685,000 $ 242,106 $ 94,000
Pima, Arizona 762 $ 155,196,000 $ 203,669 $ 74,000
Bell, Texas 750 $ 125,061,000 $ 166,748 $ 61,000
Riverside, California 731 $ 226,256,000 $ 309,515 $ 86,000
Cumberland, North Carolina 731 $ 115,549,000 $ 158,069 $ 57,000
King, Washington 722 $ 247,397,000 $ 342,655 $ 111,000
Prince William, Virginia 685 $ 260,188,000 $ 379,836 $ 101,000
Cook, Illinois 655 $ 154,722,000 $ 236,216 $ 101,000
Anne Arundel, Maryland 640 $ 214,047,000 $ 334,448 $ 99,000
Pinellas, Florida 624 $ 135,797,000 $ 217,623 $ 88,000
Broward, Florida 620 $ 164,779,000 $ 265,772 $ 96,000
Cobb, Georgia 617 $ 140,085,000 $ 227,042 $ 97,000
Dallas, Texas 608 $ 131,053,000 $ 215,547 $ 96,000
Brevard, Florida 601 $ 130,897,000 $ 217,798 $ 84,000
Travis, Texas 595 $ 150,438,000 $ 252,836 $ 111,000
Orange, Florida 587 $ 141,724,000 $ 241,437 $ 93,000
Gwinnett, Georgia 585 $ 118,852,000 $ 203,165 $ 78,000
Prince George's, Maryland 574 $ 181,469,000 $ 316,148 $ 97,000
Duval, Florida 568 $ 118,200,000 $ 208,098 $ 75,000
Mecklenburg, North Carolina 567 $ 126,863,000 $ 223,744 $ 93,000
Fulton, Georgia 563 $ 131,213,000 $ 233,060 $ 101,000
Bernalillo, New Mexico 543 $ 114,143,000 $ 210,208 $ 81,000
Montgomery, Tennessee 520 $ 87,359,000 $ 167,998 $ 54,000
El Paso, Texas 505 $ 87,821,000 $ 173,902 $ 67,000
Arapahoe, Colorado 503 $ 137,346,000 $ 273,053 $ 85,000
DeKalb, Georgia 491 $ 103,480,000 $ 210,753 $ 89,000
Palm Beach, Florida 482 $ 122,504,000 $ 254,157 $ 109,000
Denton, Texas 477 $ 119,697,000 $ 250,937 $ 97,000
San Bernardino, California 472 $ 118,406,000 $ 250,860 $ 83,000
Richland, South Carolina 470 $ 84,439,000 $ 179,657 $ 70,000
Miami-Dade, Florida 461 $ 124,539,000 $ 270,149 $ 91,000
Williamson, Texas 457 $ 105,779,000 $ 231,463 $ 84,000
Sacramento, California 450 $ 130,420,000 $ 289,822 $ 91,000
Okaloosa, Florida 442 $ 97,346,000 $ 220,239 $ 73,000
Oklahoma, Oklahoma 441 $ 79,021,000 $ 179,185 $ 78,000
Collin, Texas 439 $ 118,839,000 $ 270,703 $ 105,000
Jefferson, Colorado 432 $ 126,135,000 $ 291,979 $ 101,000
Columbia, Georgia 413 $ 82,938,000 $ 200,818 $ 68,000
Snohomish, Washington 405 $ 130,919,000 $ 323,256 $ 100,000
Santa Rosa, Florida 401 $ 83,922,000 $ 209,281 $ 75,000
Houston, Georgia 401 $ 70,941,000 $ 176,910 $ 69,000
Franklin, Ohio 397 $ 72,449,000 $ 182,491 $ 81,000
Thurston, Washington 397 $ 103,444,000 $ 260,564 $ 75,000
Virginia Beach, Virginia 396 $ 101,823,000 $ 257,128 $ 68,000
Orange, California 393 $ 174,863,000 $ 444,944 $ 113,000
Madison, Alabama 385 $ 81,215,000 $ 210,948 $ 92,000
Shelby, Tennessee 385 $ 76,360,000 $ 198,337 $ 88,000
Montgomery, Maryland 377 $ 147,422,000 $ 391,039 $ 126,000
Loudoun, Virginia 376 $ 152,678,000 $ 406,058 $ 128,000
Anchorage, Alaska 367 $ 108,399,000 $ 295,365 $ 92,000
Charleston, South Carolina 367 $ 95,652,000 $ 260,632 $ 88,000
Guadalupe, Texas 356 $ 75,370,000 $ 211,713 $ 71,000
Denver, Colorado 354 $ 102,781,000 $ 290,341 $ 100,000
Kitsap, Washington 353 $ 100,358,000 $ 284,300 $ 84,000
Spokane, Washington 342 $ 75,910,000 $ 221,959 $ 80,000
Pasco, Florida 338 $ 69,131,000 $ 204,529 $ 76,000
Ada, Idaho 336 $ 77,285,000 $ 230,014 $ 84,000
Multnomah, Oregon 334 $ 92,805,000 $ 277,859 $ 97,000
Douglas, Colorado 333 $ 108,282,000 $ 325,171 $ 107,000
Hennepin, Minnesota 330 $ 81,928,000 $ 248,266 $ 103,000
Montgomery, Texas 329 $ 77,296,000 $ 234,942 $ 103,000
Oakland, Michigan 321 $ 66,223,000 $ 206,302 $ 100,000
Clark, Washington 318 $ 87,530,000 $ 275,251 $ 90,000
Fort Bend, Texas 315 $ 81,022,000 $ 257,212 $ 104,000
Chesterfield, Virginia 313 $ 79,880,000 $ 255,207 $ 90,000
Escambia, Florida 312 $ 56,806,000 $ 182,070 $ 78,000
Allegheny, Pennsylvania 312 $ 58,346,000 $ 187,006 $ 99,000
Wayne, Michigan 310 $ 48,239,000 $ 155,609 $ 80,000
Volusia, Florida 309 $ 57,470,000 $ 185,987 $ 72,000
Stafford, Virginia 308 $ 104,126,000 $ 338,071 $ 95,000
Burlington, New Jersey 303 $ 69,170,000 $ 228,283 $ 88,000
Lee, Florida 301 $ 62,356,000 $ 207,162 $ 87,000
Davidson, Tennessee 299 $ 65,441,000 $ 218,866 $ 81,000
Hartford, Connecticut 297 $ 67,798,000 $ 228,276 $ 105,000
Middlesex, Massachusetts 293 $ 107,813,000 $ 367,962 $ 129,000
Greenville, South Carolina 293 $ 56,880,000 $ 194,129 $ 78,000
Montgomery, Ohio 291 $ 47,328,000 $ 162,639 $ 75,000
Washington, Oregon 290 $ 81,671,000 $ 281,624 $ 86,000
Jefferson, Kentucky 289 $ 54,263,000 $ 187,761 $ 76,000
Harnett, North Carolina 287 $ 53,636,000 $ 186,885 $ 58,000
Sarpy, Nebraska 285 $ 57,655,000 $ 202,298 $ 76,000
Chesapeake, Virginia 285 $ 78,096,000 $ 274,021 $ 74,000
Chatham, Georgia 279 $ 57,030,000 $ 204,408 $ 74,000
St. Louis, Missouri 279 $ 56,285,000 $ 201,738 $ 97,000
Onslow, North Carolina 279 $ 48,366,000 $ 173,354 $ 52,000
Sedgwick, Kansas 277 $ 45,618,000 $ 164,685 $ 68,000
Cuyahoga, Ohio 277 $ 48,684,000 $ 175,754 $ 88,000
Honolulu, Hawaii 276 $ 129,667,000 $ 469,807 $ 92,000
Baltimore, Maryland 276 $ 69,507,000 $ 251,836 $ 104,000
Jefferson, Alabama 268 $ 52,747,000 $ 196,817 $ 81,000
Salt Lake, Utah 268 $ 69,190,000 $ 258,171 $ 93,000
Henry, Georgia 267 $ 51,786,000 $ 193,955 $ 73,000
Macomb, Michigan 266 $ 47,768,000 $ 179,578 $ 79,000
Washoe, Nevada 263 $ 74,481,000 $ 283,197 $ 93,000
Cleveland, Oklahoma 263 $ 46,915,000 $ 178,384 $ 72,000
District of Columbia, District Of Columbia 262 $ 104,226,000 $ 397,809 $ 122,000
Polk, Florida 261 $ 47,972,000 $ 183,800 $ 72,000
Dorchester, South Carolina 260 $ 53,747,000 $ 206,719 $ 66,000
Johnson, Kansas 257 $ 58,433,000 $ 227,365 $ 101,000
St. Clair, Illinois 255 $ 46,295,000 $ 181,549 $ 74,000
Berkeley, South Carolina 253 $ 53,209,000 $ 210,312 $ 72,000
Nueces, Texas 252 $ 50,548,000 $ 200,587 $ 79,000
Solano, California 251 $ 81,467,000 $ 324,569 $ 89,000
Moore, North Carolina 250 $ 60,711,000 $ 242,844 $ 85,000
Montgomery, Pennsylvania 250 $ 64,768,000 $ 259,072 $ 103,000
Tulsa, Oklahoma 248 $ 45,319,000 $ 182,737 $ 86,000
Adams, Colorado 247 $ 66,575,000 $ 269,534 $ 80,000
Philadelphia, Pennsylvania 247 $ 51,609,000 $ 208,943 $ 89,000
Bay, Florida 246 $ 52,475,000 $ 213,313 $ 75,000
Erie, New York 246 $ 40,387,000 $ 164,174 $ 76,000
Pulaski, Arkansas 245 $ 41,927,000 $ 171,130 $ 67,000
Jackson, Missouri 243 $ 40,473,000 $ 166,555 $ 77,000
Howard, Maryland 242 $ 87,681,000 $ 362,318 $ 117,000
Suffolk, New York 236 $ 74,534,000 $ 315,822 $ 118,000
New Castle, Delaware 234 $ 56,911,000 $ 243,209 $ 90,000
Kern, California 233 $ 53,188,000 $ 228,274 $ 87,000
Larimer, Colorado 233 $ 65,129,000 $ 279,523 $ 93,000
Seminole, Florida 233 $ 54,418,000 $ 233,553 $ 88,000
Durham, North Carolina 231 $ 50,565,000 $ 218,896 $ 90,000
Contra Costa, California 229 $ 89,623,000 $ 391,366 $ 106,000
Cherokee, Georgia 228 $ 51,502,000 $ 225,885 $ 96,000
Marion, Indiana 225 $ 35,526,000 $ 157,893 $ 81,000
Worcester, Massachusetts 225 $ 56,715,000 $ 252,066 $ 91,000
New Haven, Connecticut 222 $ 52,264,000 $ 235,423 $ 103,000
Greene, Ohio 221 $ 46,103,000 $ 208,610 $ 90,000
Knox, Tennessee 215 $ 40,788,000 $ 189,711 $ 76,000
Lake, Illinois 214 $ 46,214,000 $ 215,953 $ 96,000
Clay, Florida 212 $ 44,724,000 $ 210,962 $ 71,000
Douglas, Nebraska 212 $ 39,433,000 $ 186,004 $ 87,000
Ocean, New Jersey 212 $ 50,198,000 $ 236,783 $ 91,000
Charles, Maryland 211 $ 65,651,000 $ 311,142 $ 84,000
Lexington, South Carolina 211 $ 38,158,000 $ 180,843 $ 71,000
Galveston, Texas 211 $ 46,822,000 $ 221,905 $ 95,000
Ventura, California 209 $ 87,706,000 $ 419,645 $ 102,000
Clackamas, Oregon 208 $ 64,228,000 $ 308,788 $ 94,000
Pinal, Arizona 207 $ 34,574,000 $ 167,024 $ 66,000
Brazoria, Texas 207 $ 44,954,000 $ 217,169 $ 88,000
St. Tammany, Louisiana 204 $ 45,037,000 $ 220,769 $ 87,000
Hamilton, Tennessee 204 $ 41,711,000 $ 204,465 $ 83,000
St. Johns, Florida 202 $ 55,301,000 $ 273,767 $ 102,000
Guilford, North Carolina 202 $ 38,892,000 $ 192,534 $ 82,000
Hamilton, Ohio 201 $ 38,653,000 $ 192,303 $ 94,000
Lake, Florida 199 $ 39,766,000 $ 199,829 $ 78,000
Hoke, North Carolina 198 $ 31,337,000 $ 158,267 $ 48,000
Hillsborough, New Hampshire 197 $ 51,204,000 $ 259,918 $ 95,000
Muscogee, Georgia 195 $ 33,025,000 $ 169,358 $ 60,000
Alameda, California 194 $ 87,839,000 $ 452,778 $ 130,000
Frederick, Maryland 190 $ 62,170,000 $ 327,210 $ 109,000
Beaufort, South Carolina 190 $ 46,102,000 $ 242,642 $ 83,000
Norfolk, Virginia 190 $ 44,649,000 $ 234,994 $ 70,000
Sarasota, Florida 188 $ 43,389,000 $ 230,792 $ 95,000
Placer, California 187 $ 65,576,000 $ 350,673 $ 102,000
Kent, Delaware 183 $ 37,782,000 $ 206,459 $ 63,000
Orleans, Louisiana 183 $ 41,478,000 $ 226,655 $ 93,000
Baltimore City, Maryland 182 $ 40,472,000 $ 222,373 $ 97,000
Essex, Massachusetts 182 $ 61,324,000 $ 336,945 $ 112,000
Nassau, New York 181 $ 67,830,000 $ 374,751 $ 129,000
Arlington, Virginia 181 $ 78,278,000 $ 432,475 $ 135,000
York, South Carolina 179 $ 40,164,000 $ 224,379 $ 87,000
Montgomery, Alabama 178 $ 30,406,000 $ 170,820 $ 72,000
Weld, Colorado 178 $ 47,316,000 $ 265,820 $ 80,000
New London, Connecticut 178 $ 41,582,000 $ 233,606 $ 90,000
Osceola, Florida 178 $ 38,325,000 $ 215,308 $ 80,000
Cochise, Arizona 176 $ 33,005,000 $ 187,528 $ 77,000
Benton, Arkansas 176 $ 35,982,000 $ 204,443 $ 114,000
Harford, Maryland 175 $ 48,158,000 $ 275,188 $ 90,000
Horry, South Carolina 175 $ 30,408,000 $ 173,760 $ 74,000
Monmouth, New Jersey 174 $ 54,209,000 $ 311,545 $ 122,000
Delaware, Pennsylvania 174 $ 40,511,000 $ 232,821 $ 104,000
Comal, Texas 174 $ 48,010,000 $ 275,919 $ 96,000
Fairfield, Connecticut 173 $ 60,331,000 $ 348,734 $ 126,000
East Baton Rouge, Louisiana 172 $ 35,161,000 $ 204,424 $ 88,000
Manatee, Florida 171 $ 42,754,000 $ 250,023 $ 90,000
Alexandria, Virginia 171 $ 65,940,000 $ 385,614 $ 127,000
DuPage, Illinois 168 $ 43,188,000 $ 257,071 $ 101,000
Buncombe, North Carolina 168 $ 37,843,000 $ 225,255 $ 78,000
Forsyth, Georgia 166 $ 43,883,000 $ 264,355 $ 112,000
Johnston, North Carolina 166 $ 33,729,000 $ 203,186 $ 76,000
Hays, Texas 166 $ 35,417,000 $ 213,355 $ 78,000
Milwaukee, Wisconsin 166 $ 29,848,000 $ 179,807 $ 78,000
Baldwin, Alabama 164 $ 33,674,000 $ 205,329 $ 86,000
Richmond, Georgia 164 $ 22,864,000 $ 139,414 $ 50,000
Jefferson, Louisiana 164 $ 32,597,000 $ 198,762 $ 79,000
Comanche, Oklahoma 164 $ 26,659,000 $ 162,554 $ 58,000
Forsyth, North Carolina 163 $ 29,349,000 $ 180,055 $ 88,000
Rutherford, Tennessee 163 $ 33,865,000 $ 207,760 $ 71,000
Harrison, Mississippi 162 $ 26,686,000 $ 164,728 $ 67,000
Chester, Pennsylvania 161 $ 47,543,000 $ 295,298 $ 139,000
St. Charles, Missouri 160 $ 34,794,000 $ 217,462 $ 90,000
Bucks, Pennsylvania 160 $ 43,657,000 $ 272,856 $ 106,000
Dakota, Minnesota 159 $ 39,020,000 $ 245,408 $ 89,000
St. Lucie, Florida 158 $ 31,786,000 $ 201,177 $ 78,000
Camden, New Jersey 158 $ 32,049,000 $ 202,841 $ 78,000
Marion, Florida 156 $ 24,215,000 $ 155,224 $ 69,000
Shelby, Alabama 154 $ 34,816,000 $ 226,077 $ 84,000
Coweta, Georgia 154 $ 33,727,000 $ 219,006 $ 96,000
Yavapai, Arizona 153 $ 34,376,000 $ 224,679 $ 74,000
Fresno, California 152 $ 35,433,000 $ 233,111 $ 83,000
San Joaquin, California 151 $ 40,806,000 $ 270,238 $ 81,000
Fayette, Georgia 151 $ 41,396,000 $ 274,145 $ 102,000
Davis, Utah 151 $ 39,870,000 $ 264,039 $ 82,000
Clay, Missouri 150 $ 30,109,000 $ 200,726 $ 85,000
Sandoval, New Mexico 149 $ 31,596,000 $ 212,053 $ 80,000
Matanuska-Susitna, Alaska 148 $ 36,999,000 $ 249,993 $ 91,000
Norfolk, Massachusetts 148 $ 51,416,000 $ 347,405 $ 109,000
Orange, New York 148 $ 37,200,000 $ 251,351 $ 101,000
Paulding, Georgia 146 $ 22,821,000 $ 156,308 $ 71,000
Newport News, Virginia 146 $ 29,201,000 $ 200,006 $ 66,000
Kent, Michigan 145 $ 28,477,000 $ 196,393 $ 90,000
Lowndes, Georgia 143 $ 23,233,000 $ 162,468 $ 60,000
Onondaga, New York 143 $ 23,860,000 $ 166,853 $ 84,000
Weber, Utah 142 $ 30,554,000 $ 215,169 $ 70,000
Fayette, Kentucky 141 $ 27,101,000 $ 192,205 $ 79,000
Bergen, New Jersey 141 $ 49,271,000 $ 349,439 $ 130,000
Utah, Utah 141 $ 35,790,000 $ 253,829 $ 81,000
York, Pennsylvania 140 $ 30,339,000 $ 216,707 $ 86,000
Hamilton, Indiana 139 $ 32,307,000 $ 232,424 $ 105,000
Ramsey, Minnesota 139 $ 31,388,000 $ 225,812 $ 98,000
Hampton, Virginia 139 $ 28,165,000 $ 202,625 $ 60,000
Williamson, Tennessee 137 $ 46,186,000 $ 337,124 $ 116,000
Boulder, Colorado 136 $ 42,841,000 $ 315,007 $ 116,000
Alachua, Florida 136 $ 25,141,000 $ 184,860 $ 81,000
Taylor, Texas 136 $ 22,591,000 $ 166,110 $ 65,000
Lee, Alabama 135 $ 29,497,000 $ 218,496 $ 76,000
Will, Illinois 135 $ 30,047,000 $ 222,570 $ 88,000
Union, North Carolina 135 $ 32,698,000 $ 242,207 $ 90,000
Providence, Rhode Island 135 $ 27,213,000 $ 201,577 $ 83,000
Bossier, Louisiana 134 $ 26,845,000 $ 200,335 $ 63,000
Washtenaw, Michigan 134 $ 28,754,000 $ 214,582 $ 91,000
Deschutes, Oregon 134 $ 36,036,000 $ 268,925 $ 95,000
Marion, Oregon 133 $ 32,217,000 $ 242,233 $ 75,000
Rockingham, New Hampshire 132 $ 37,866,000 $ 286,863 $ 108,000
Lane, Oregon 131 $ 31,889,000 $ 243,427 $ 88,000
Clayton, Georgia 130 $ 17,466,000 $ 134,353 $ 59,000
Liberty, Georgia 130 $ 19,149,000 $ 147,300 $ 47,000
Dona Ana, New Mexico 130 $ 23,748,000 $ 182,676 $ 67,000
Fairbanks North Star, Alaska 129 $ 31,143,000 $ 241,418 $ 84,000
New Hanover, North Carolina 129 $ 29,306,000 $ 227,178 $ 90,000
Summit, Ohio 129 $ 22,080,000 $ 171,162 $ 81,000
Hardin, Kentucky 128 $ 23,732,000 $ 185,406 $ 70,000
Lancaster, Pennsylvania 128 $ 26,552,000 $ 207,437 $ 88,000
Aiken, South Carolina 128 $ 23,526,000 $ 183,796 $ 88,000
Sumter, South Carolina 128 $ 20,767,000 $ 162,242 $ 61,000
Henrico, Virginia 128 $ 33,589,000 $ 262,414 $ 107,000
Dane, Wisconsin 128 $ 30,305,000 $ 236,757 $ 88,000
Santa Clara, California 127 $ 58,222,000 $ 458,440 $ 126,000
McLennan, Texas 127 $ 24,784,000 $ 195,149 $ 85,000
Cumberland, Pennsylvania 126 $ 27,884,000 $ 221,301 $ 97,000
Cumberland, Maine 125 $ 33,473,000 $ 267,784 $ 104,000
Warren, Ohio 125 $ 27,287,000 $ 218,296 $ 94,000
Spartanburg, South Carolina 125 $ 21,300,000 $ 170,400 $ 80,000
Curry, New Mexico 124 $ 22,472,000 $ 181,225 $ 62,000
Mobile, Alabama 123 $ 19,542,000 $ 158,878 $ 69,000
Bristol, Massachusetts 123 $ 32,611,000 $ 265,130 $ 91,000
Plymouth, Massachusetts 122 $ 41,528,000 $ 340,393 $ 116,000
Monroe, New York 122 $ 19,602,000 $ 160,672 $ 87,000
Spotsylvania, Virginia 122 $ 33,564,000 $ 275,114 $ 88,000
York, Virginia 122 $ 37,448,000 $ 306,950 $ 97,000
Westchester, New York 121 $ 43,340,000 $ 358,181 $ 160,000
Lancaster, Nebraska 119 $ 22,073,000 $ 185,487 $ 80,000
Parker, Texas 119 $ 30,198,000 $ 253,764 $ 112,000
Washington, Arkansas 118 $ 20,923,000 $ 177,313 $ 97,000
Hidalgo, Texas 118 $ 18,795,000 $ 159,279 $ 70,000
Yuma, Arizona 117 $ 23,957,000 $ 204,760 $ 73,000
Middlesex, New Jersey 117 $ 31,935,000 $ 272,948 $ 96,000
Brazos, Texas 116 $ 22,764,000 $ 196,241 $ 91,000
Essex, New Jersey 115 $ 35,899,000 $ 312,165 $ 136,000
Benton, Washington 113 $ 27,881,000 $ 246,734 $ 101,000
Douglas, Georgia 112 $ 22,250,000 $ 198,660 $ 73,000
Morris, New Jersey 112 $ 41,132,000 $ 367,250 $ 134,000
Cabarrus, North Carolina 112 $ 24,481,000 $ 218,580 $ 86,000
Laramie, Wyoming 112 $ 25,970,000 $ 231,875 $ 70,000
Coffee, Alabama 111 $ 19,594,000 $ 176,522 $ 69,000
Bryan, Georgia 111 $ 26,757,000 $ 241,054 $ 79,000
Hall, Georgia 111 $ 21,933,000 $ 197,594 $ 84,000
Santa Fe, New Mexico 111 $ 27,063,000 $ 243,810 $ 90,000
Albemarle, Virginia 110 $ 34,889,000 $ 317,172 $ 100,000
Leon, Florida 109 $ 21,434,000 $ 196,642 $ 88,000
Carroll, Maryland 109 $ 34,205,000 $ 313,807 $ 107,000
Anoka, Minnesota 109 $ 24,052,000 $ 220,660 $ 82,000
Tom Green, Texas 109 $ 20,128,000 $ 184,660 $ 69,000
Wichita, Texas 109 $ 15,754,000 $ 144,532 $ 65,000
York, Maine 107 $ 23,873,000 $ 223,112 $ 79,000
Greene, Missouri 107 $ 16,518,000 $ 154,373 $ 69,000
Whatcom, Washington 106 $ 28,885,000 $ 272,500 $ 104,000
Kootenai, Idaho 105 $ 23,405,000 $ 222,904 $ 83,000
Jefferson, New York 104 $ 18,388,000 $ 176,807 $ 67,000
Sussex, Delaware 103 $ 24,680,000 $ 239,611 $ 98,000
Lafayette, Louisiana 103 $ 19,522,000 $ 189,533 $ 79,000
Suffolk, Virginia 103 $ 27,337,000 $ 265,407 $ 80,000
Waukesha, Wisconsin 103 $ 25,965,000 $ 252,087 $ 99,000
Hernando, Florida 102 $ 16,064,000 $ 157,490 $ 63,000
Sumner, Tennessee 102 $ 24,717,000 $ 242,323 $ 94,000
Platte, Missouri 101 $ 24,127,000 $ 238,881 $ 104,000
Union, New Jersey 101 $ 30,373,000 $ 300,722 $ 117,000
Brunswick, North Carolina 101 $ 21,492,000 $ 212,792 $ 85,000
Lonoke, Arkansas 100 $ 15,436,000 $ 154,360 $ 48,000
Ellis, Texas 100 $ 21,020,000 $ 210,200 $ 83,000
Smith, Texas 100 $ 18,042,000 $ 180,420 $ 74,000
Sonoma, California 99 $ 38,899,000 $ 392,919 $ 114,000
Canyon, Idaho 99 $ 16,035,000 $ 161,969 $ 60,000
Barnstable, Massachusetts 99 $ 28,819,000 $ 291,101 $ 95,000
St. Louis City, Missouri 99 $ 17,261,000 $ 174,353 $ 88,000
Monterey, California 98 $ 36,776,000 $ 375,265 $ 107,000
Collier, Florida 98 $ 26,732,000 $ 272,775 $ 95,000
Wayne, North Carolina 98 $ 16,346,000 $ 166,795 $ 62,000
El Dorado, California 95 $ 33,495,000 $ 352,578 $ 119,000
Polk, Iowa 95 $ 18,722,000 $ 197,073 $ 90,000
Calvert, Maryland 95 $ 33,077,000 $ 348,178 $ 106,000
Canadian, Oklahoma 95 $ 17,553,000 $ 184,768 $ 76,000
Coryell, Texas 95 $ 13,336,000 $ 140,378 $ 56,000
Berkeley, West Virginia 95 $ 20,460,000 $ 215,368 $ 77,000
Santa Barbara, California 94 $ 37,251,000 $ 396,287 $ 93,000
Craven, North Carolina 94 $ 16,529,000 $ 175,840 $ 78,000
Dauphin, Pennsylvania 94 $ 16,921,000 $ 180,010 $ 79,000
Lubbock, Texas 94 $ 16,070,000 $ 170,957 $ 76,000
Geary, Kansas 93 $ 14,249,000 $ 153,215 $ 53,000
Pueblo, Colorado 92 $ 16,627,000 $ 180,728 $ 75,000
James City, Virginia 92 $ 25,219,000 $ 274,119 $ 83,000
Newton, Georgia 91 $ 15,277,000 $ 167,879 $ 66,000
Saratoga, New York 91 $ 21,858,000 $ 240,197 $ 101,000
Butler, Ohio 91 $ 16,753,000 $ 184,098 $ 79,000
Russell, Alabama 90 $ 15,500,000 $ 172,222 $ 57,000
St. Mary's, Maryland 90 $ 25,332,000 $ 281,466 $ 80,000
Suffolk, Massachusetts 90 $ 31,853,000 $ 353,922 $ 107,000
Jackson, Oregon 90 $ 21,330,000 $ 237,000 $ 78,000
Kane, Illinois 89 $ 19,443,000 $ 218,460 $ 91,000
Leavenworth, Kansas 89 $ 16,809,000 $ 188,865 $ 79,000
San Luis Obispo, California 88 $ 33,965,000 $ 385,965 $ 106,000
Jackson, Mississippi 88 $ 14,634,000 $ 166,295 $ 72,000
Allen, Indiana 87 $ 14,918,000 $ 171,471 $ 82,000
Gloucester, New Jersey 87 $ 17,014,000 $ 195,563 $ 103,000
Queens, New York 86 $ 33,017,000 $ 383,918 $ 87,000
Lucas, Ohio 86 $ 13,597,000 $ 158,104 $ 69,000
Charlotte, Florida 85 $ 15,851,000 $ 186,482 $ 68,000
Hampden, Massachusetts 85 $ 18,266,000 $ 214,894 $ 73,000
Kalamazoo, Michigan 85 $ 14,497,000 $ 170,552 $ 75,000
Coconino, Arizona 84 $ 22,683,000 $ 270,035 $ 99,000
Stanislaus, California 84 $ 19,731,000 $ 234,892 $ 80,000
Effingham, Georgia 84 $ 15,616,000 $ 185,904 $ 66,000
Lehigh, Pennsylvania 84 $ 19,384,000 $ 230,761 $ 98,000
Lake, Indiana 83 $ 15,294,000 $ 184,265 $ 76,000
Glynn, Georgia 82 $ 18,352,000 $ 223,804 $ 80,000
Madison, Illinois 82 $ 15,066,000 $ 183,731 $ 87,000
McHenry, Illinois 82 $ 17,649,000 $ 215,231 $ 85,000
DeSoto, Mississippi 82 $ 15,243,000 $ 185,890 $ 79,000
Kent, Rhode Island 82 $ 17,934,000 $ 218,707 $ 87,000
Fauquier, Virginia 82 $ 29,450,000 $ 359,146 $ 106,000
Richmond City, Virginia 82 $ 20,801,000 $ 253,670 $ 112,000
Island, Washington 82 $ 22,502,000 $ 274,414 $ 77,000
Skagit, Washington 82 $ 24,481,000 $ 298,548 $ 90,000
Jefferson, West Virginia 82 $ 19,883,000 $ 242,475 $ 83,000
Elmore, Alabama 81 $ 15,060,000 $ 185,925 $ 69,000
Delaware, Ohio 80 $ 19,581,000 $ 244,762 $ 100,000
Anderson, South Carolina 80 $ 13,544,000 $ 169,300 $ 80,000
Cameron, Texas 80 $ 13,475,000 $ 168,437 $ 77,000
Rockwall, Texas 80 $ 20,237,000 $ 252,962 $ 100,000
Yuba, California 79 $ 20,028,000 $ 253,518 $ 70,000
Bibb, Georgia 79 $ 11,494,000 $ 145,493 $ 73,000
Henderson, North Carolina 79 $ 15,029,000 $ 190,240 $ 72,000
Iredell, North Carolina 79 $ 19,223,000 $ 243,329 $ 85,000
Ward, North Dakota 79 $ 18,618,000 $ 235,670 $ 75,000
Berks, Pennsylvania 79 $ 14,747,000 $ 186,670 $ 82,000
Nassau, Florida 78 $ 18,421,000 $ 236,166 $ 83,000
Camden, Georgia 78 $ 13,046,000 $ 167,256 $ 57,000
Caddo, Louisiana 78 $ 13,515,000 $ 173,269 $ 71,000
Yellowstone, Montana 78 $ 18,166,000 $ 232,897 $ 80,000
Westmoreland, Pennsylvania 78 $ 12,818,000 $ 164,333 $ 76,000
Kaufman, Texas 78 $ 14,561,000 $ 186,679 $ 68,000
Middlesex, Connecticut 77 $ 19,288,000 $ 250,493 $ 100,000
Albany, New York 77 $ 16,012,000 $ 207,948 $ 102,000
Carteret, North Carolina 77 $ 19,378,000 $ 251,662 $ 84,000
Hanover, Virginia 76 $ 19,628,000 $ 258,263 $ 94,000
Tuscaloosa, Alabama 75 $ 14,501,000 $ 193,346 $ 81,000
Flagler, Florida 75 $ 14,824,000 $ 197,653 $ 66,000
Indian River, Florida 75 $ 16,137,000 $ 215,160 $ 107,000
Cascade, Montana 75 $ 14,804,000 $ 197,386 $ 69,000
Otero, New Mexico 75 $ 13,378,000 $ 178,373 $ 68,000
Orange, North Carolina 75 $ 21,300,000 $ 284,000 $ 121,000
Jefferson, Texas 75 $ 12,525,000 $ 167,000 $ 80,000
Saline, Arkansas 74 $ 13,285,000 $ 179,527 $ 68,000
Rockdale, Georgia 74 $ 12,721,000 $ 171,905 $ 66,000
Hendricks, Indiana 74 $ 13,273,000 $ 179,364 $ 81,000
Riley, Kansas 74 $ 13,960,000 $ 188,648 $ 81,000
Washington, Minnesota 74 $ 17,406,000 $ 235,216 $ 91,000
Rankin, Mississippi 74 $ 12,882,000 $ 174,081 $ 71,000
Sumter, Florida 73 $ 15,791,000 $ 216,315 $ 92,000
Merrimack, New Hampshire 73 $ 17,822,000 $ 244,136 $ 97,000
Alamance, North Carolina 73 $ 15,551,000 $ 213,027 $ 90,000
Gaston, North Carolina 73 $ 13,714,000 $ 187,863 $ 77,000
Northampton, Pennsylvania 73 $ 16,449,000 $ 225,328 $ 91,000
Chittenden, Vermont 73 $ 19,751,000 $ 270,561 $ 85,000
Frederick, Virginia 73 $ 19,948,000 $ 273,260 $ 77,000
Genesee, Michigan 72 $ 10,655,000 $ 147,986 $ 68,000
Pulaski, Missouri 72 $ 10,960,000 $ 152,222 $ 50,000
Mercer, New Jersey 72 $ 18,964,000 $ 263,388 $ 112,000
Luzerne, Pennsylvania 72 $ 11,906,000 $ 165,361 $ 84,000
Randall, Texas 72 $ 13,874,000 $ 192,694 $ 85,000
Autauga, Alabama 71 $ 13,388,000 $ 188,563 $ 64,000
Johnson, Indiana 71 $ 12,317,000 $ 173,478 $ 64,000
Lorain, Ohio 71 $ 14,307,000 $ 201,507 $ 100,000
Monroe, Indiana 70 $ 13,635,000 $ 194,785 $ 80,000
Jefferson, Missouri 70 $ 12,588,000 $ 179,828 $ 67,000
Passaic, New Jersey 70 $ 22,435,000 $ 320,500 $ 108,000
Niagara, New York 70 $ 8,681,000 $ 124,014 $ 54,000
Oneida, New York 70 $ 10,114,000 $ 144,485 $ 81,000
Blount, Tennessee 70 $ 15,587,000 $ 222,671 $ 86,000
St. Joseph, Indiana 69 $ 11,513,000 $ 166,855 $ 77,000
Ingham, Michigan 69 $ 9,969,000 $ 144,478 $ 69,000
Stark, Ohio 69 $ 11,821,000 $ 171,318 $ 77,000
Pennington, South Dakota 69 $ 14,412,000 $ 208,869 $ 73,000
Houston, Alabama 68 $ 12,999,000 $ 191,161 $ 77,000
Shawnee, Kansas 68 $ 11,645,000 $ 171,250 $ 77,000
Livingston, Michigan 68 $ 16,571,000 $ 243,691 $ 96,000
Strafford, New Hampshire 68 $ 15,647,000 $ 230,102 $ 86,000
Pender, North Carolina 68 $ 15,811,000 $ 232,514 $ 80,000
Franklin, Pennsylvania 68 $ 12,856,000 $ 189,058 $ 93,000
Wilson, Tennessee 68 $ 17,821,000 $ 262,073 $ 97,000
Citrus, Florida 67 $ 9,821,000 $ 146,582 $ 71,000
Atlantic, New Jersey 67 $ 12,718,000 $ 189,820 $ 76,000
Pitt, North Carolina 67 $ 11,170,000 $ 166,716 $ 81,000
Licking, Ohio 67 $ 12,234,000 $ 182,597 $ 74,000
Washington, Rhode Island 67 $ 18,389,000 $ 274,462 $ 111,000
Walton, Georgia 66 $ 13,252,000 $ 200,787 $ 79,000
Hawaii, Hawaii 66 $ 19,265,000 $ 291,893 $ 91,000
Gallatin, Montana 66 $ 19,438,000 $ 294,515 $ 99,000
Kings, New York 66 $ 28,051,000 $ 425,015 $ 120,000
Yolo, California 65 $ 21,802,000 $ 335,415 $ 111,000
Martin, Florida 65 $ 15,343,000 $ 236,046 $ 102,000
St. Louis, Minnesota 65 $ 13,552,000 $ 208,492 $ 87,000
Hinds, Mississippi 65 $ 12,382,000 $ 190,492 $ 80,000
Madison, Mississippi 65 $ 15,519,000 $ 238,753 $ 94,000
Flathead, Montana 65 $ 15,255,000 $ 234,692 $ 79,000
Faulkner, Arkansas 64 $ 11,252,000 $ 175,812 $ 67,000
Walton, Florida 64 $ 19,849,000 $ 310,140 $ 99,000
Vernon, Louisiana 64 $ 11,219,000 $ 175,296 $ 85,000
Portsmouth, Virginia 64 $ 11,688,000 $ 182,625 $ 57,000
Mohave, Arizona 63 $ 10,835,000 $ 171,984 $ 70,000
Monroe, Florida 63 $ 25,124,000 $ 398,793 $ 124,000
Dutchess, New York 63 $ 16,584,000 $ 263,238 $ 97,000
Nevada, California 62 $ 21,360,000 $ 344,516 $ 110,000
Tolland, Connecticut 62 $ 13,221,000 $ 213,241 $ 84,000
Kanawha, West Virginia 62 $ 10,578,000 $ 170,612 $ 81,000
Fairfield, Ohio 61 $ 12,174,000 $ 199,573 $ 80,000
San Mateo, California 60 $ 31,079,000 $ 517,983 $ 165,000
Washington, Maryland 60 $ 13,037,000 $ 217,283 $ 71,000
Kenton, Kentucky 59 $ 11,292,000 $ 191,389 $ 83,000
Calcasieu, Louisiana 59 $ 10,221,000 $ 173,237 $ 81,000
Penobscot, Maine 59 $ 9,697,000 $ 164,355 $ 76,000
Johnson, Missouri 59 $ 10,607,000 $ 179,779 $ 75,000
Sussex, New Jersey 59 $ 13,832,000 $ 234,440 $ 99,000
Catawba, North Carolina 59 $ 12,053,000 $ 204,288 $ 73,000
Monongalia, West Virginia 59 $ 13,500,000 $ 228,813 $ 79,000
Kennebec, Maine 58 $ 10,545,000 $ 181,810 $ 86,000
Clallam, Washington 58 $ 14,114,000 $ 243,344 $ 89,000
Kings, California 57 $ 12,853,000 $ 225,491 $ 67,000
Rapides, Louisiana 57 $ 9,669,000 $ 169,631 $ 78,000
Monroe, Pennsylvania 57 $ 10,599,000 $ 185,947 $ 91,000
Newport, Rhode Island 57 $ 17,227,000 $ 302,228 $ 101,000
Shasta, California 56 $ 14,136,000 $ 252,428 $ 88,000
Barrow, Georgia 56 $ 8,022,000 $ 143,250 $ 62,000
Clarke, Georgia 56 $ 9,021,000 $ 161,089 $ 72,000
Christian, Kentucky 56 $ 6,779,000 $ 121,053 $ 45,000
Somerset, New Jersey 56 $ 16,571,000 $ 295,910 $ 100,000
Florence, South Carolina 56 $ 9,860,000 $ 176,071 $ 74,000
Medina, Texas 56 $ 12,682,000 $ 226,464 $ 90,000
Webb, Texas 56 $ 11,020,000 $ 196,785 $ 101,000
Limestone, Alabama 55 $ 11,176,000 $ 203,200 $ 75,000
Butte, California 55 $ 13,951,000 $ 253,654 $ 85,000
Tulare, California 55 $ 13,242,000 $ 240,763 $ 97,000
Litchfield, Connecticut 55 $ 12,067,000 $ 219,400 $ 101,000
Harris, Georgia 55 $ 11,735,000 $ 213,363 $ 85,000
Boone, Kentucky 55 $ 11,342,000 $ 206,218 $ 95,000
Boone, Missouri 54 $ 9,924,000 $ 183,777 $ 72,000
Clermont, Ohio 54 $ 9,891,000 $ 183,166 $ 84,000
Yamhill, Oregon 54 $ 14,617,000 $ 270,685 $ 76,000
Washington, Tennessee 54 $ 9,843,000 $ 182,277 $ 90,000
Yakima, Washington 54 $ 11,242,000 $ 208,185 $ 72,000
Rock, Wisconsin 54 $ 9,383,000 $ 173,759 $ 82,000
Ottawa, Michigan 53 $ 10,802,000 $ 203,811 $ 80,000
Lee, North Carolina 53 $ 9,906,000 $ 186,905 $ 66,000
Benton, Oregon 53 $ 13,036,000 $ 245,962 $ 85,000
Linn, Oregon 53 $ 10,075,000 $ 190,094 $ 68,000
Maury, Tennessee 53 $ 10,441,000 $ 197,000 $ 71,000
Midland, Texas 53 $ 11,800,000 $ 222,641 $ 82,000
Kenosha, Wisconsin 53 $ 10,395,000 $ 196,132 $ 78,000
Garland, Arkansas 52 $ 8,221,000 $ 158,096 $ 69,000
Kendall, Illinois 52 $ 10,858,000 $ 208,807 $ 75,000
Scott, Iowa 52 $ 11,775,000 $ 226,442 $ 86,000
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Mortgage Loan Application Detail Totals for USAA Federal Savings Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 73,164 $17,408,844,000 $237,000 $1,118,000 $96,000 $6,272,000
Refinancing 45,492 $10,177,544,000 $223,000 $2,017,000 $69,000 $6,299,000
Home Improvement 6,907 $1,506,586,000 $218,000 $1,064,000 $99,000 $743,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 83,071 $19,072,379,000 $229,000 $2,017,000 $89,000 $6,299,000
Not Provided 14,556 $3,545,792,000 $243,000 $1,118,000 $89,000 $6,272,000
Black or African American 12,043 $2,715,741,000 $225,000 $941,000 $75,000 $1,267,000
Hispanic 10,496 $2,407,606,000 $229,000 $984,000 $75,000 $1,627,000
Asian 2,809 $765,540,000 $272,000 $1,095,000 $86,000 $548,000
American Indian or Alaskan Native 1,743 $368,727,000 $211,000 $856,000 $75,000 $414,000
Native Hawaiin or Other Pacific Islander 845 $217,189,000 $257,000 $1,037,000 $81,000 $357,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 77,852 $18,982,327,000 $243,000 $2,017,000 $74,000 $6,299,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 47,711 $10,110,647,000 $211,000 $801,000 $106,000 $3,868,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 66,850 $15,523,446,000 $232,000 $1,117,000 $82,000 $1,627,000
Application Denied By Financial Institution 26,264 $5,718,047,000 $217,000 $1,118,000 $79,000 $6,299,000
Application Withdrawn By Applicant 25,400 $6,268,190,000 $246,000 $2,017,000 $107,000 $6,272,000
File Closed For Incompleteness 4,199 $937,525,000 $223,000 $1,095,000 $104,000 $2,014,000
Application Approved But Not Accepted 2,755 $626,319,000 $227,000 $906,000 $26,000 $1,815,000
Loan Purchased By The Institution 95 $19,447,000 $204,000 $398,000 $81,000 $425,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 7,860 $1,689,686,000 $214,000 $1,095,000 $57,000 $421,000
Collateral 5,725 $1,244,182,000 $217,000 $1,095,000 $89,000 $1,267,000
Credit Application Incomplete 4,614 $1,116,233,000 $241,000 $1,095,000 $97,000 $3,868,000
Credit History 4,479 $915,164,000 $204,000 $1,118,000 $91,000 $6,299,000
Other 1,419 $290,615,000 $204,000 $959,000 $51,000 $712,000
Insufficient Cash (Downpayment, Closing Cost) 1,111 $239,766,000 $215,000 $719,000 $96,000 $960,000
Employment History 920 $190,425,000 $206,000 $776,000 $63,000 $576,000
Unverifiable Information 135 $31,867,000 $236,000 $1,055,000 $82,000 $743,000
Mortgage Insurance Denied 1 $109,000 $109,000 $109,000 $80,000 $80,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into USAA Federal Savings Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess USAA Federal Savings Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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