Usaa Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Usaa Federal Savings Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 125,563 |
| Total Mortgage Loan Application Amount | $29,092,974,000 |
| Average Mortgage Loan Application Amount | $226,000 |
| Highest Mortgage Loan Application Amount | $2,017,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $6,299,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Usaa Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usaa Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Usaa Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usaa Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usaa Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usaa Federal Savings Bank's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,447 | $ 1,664,223,000 | $ 336,750 | $ 103,750 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 4,103 | $ 863,158,000 | $ 210,000 | $ 87,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 3,378 | $ 715,138,000 | $ 211,000 | $ 78,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,945 | $ 673,435,000 | $ 228,000 | $ 82,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,539 | $ 570,250,000 | $ 224,000 | $ 97,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,213 | $ 489,226,000 | $ 221,000 | $ 84,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,980 | $ 573,078,000 | $ 289,000 | $ 95,000 |
| DALLAS-PLANO-IRVING, TX | 1,825 | $ 434,055,000 | $ 237,000 | $ 97,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,672 | $ 421,841,000 | $ 260,500 | $ 83,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1,654 | $ 503,266,000 | $ 304,000 | $ 102,000 |
| COLORADO SPRINGS, CO | 1,471 | $ 359,174,000 | $ 244,000 | $ 68,000 |
| FORT WORTH-ARLINGTON, TX | 1,365 | $ 291,059,000 | $ 213,000 | $ 86,000 |
| SAN DIEGO-CARLSBAD, CA | 1,353 | $ 555,142,000 | $ 410,000 | $ 98,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,340 | $ 316,141,000 | $ 235,000 | $ 82,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 1,330 | $ 415,805,000 | $ 315,500 | $ 114,500 |
| AUSTIN-ROUND ROCK, TX | 1,268 | $ 301,615,000 | $ 237,000 | $ 95,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1,259 | $ 281,972,000 | $ 223,500 | $ 87,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 1,228 | $ 346,915,000 | $ 280,000 | $ 90,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,203 | $ 344,662,000 | $ 286,000 | $ 84,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,197 | $ 274,233,000 | $ 229,000 | $ 87,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,127 | $ 378,316,000 | $ 335,000 | $ 107,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 1,108 | $ 260,163,000 | $ 234,000 | $ 97,000 |
| JACKSONVILLE, FL | 1,064 | $ 237,425,000 | $ 223,000 | $ 80,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,048 | $ 250,129,000 | $ 229,000 | $ 90,000 |
| ST. LOUIS, MO-IL | 1,037 | $ 197,517,000 | $ 187,500 | $ 83,000 |
| RALEIGH, NC | 1,009 | $ 236,377,000 | $ 234,000 | $ 90,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 976 | $ 380,979,000 | $ 390,000 | $ 106,000 |
| KANSAS CITY, MO-KS | 957 | $ 188,668,000 | $ 198,500 | $ 88,000 |
| FAYETTEVILLE, NC | 929 | $ 146,886,000 | $ 158,000 | $ 55,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 900 | $ 213,933,000 | $ 237,000 | $ 86,000 |
| OKLAHOMA CITY, OK | 890 | $ 163,359,000 | $ 183,000 | $ 76,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 880 | $ 202,608,000 | $ 230,000 | $ 77,000 |
| KILLEEN-TEMPLE, TX | 876 | $ 143,751,000 | $ 164,000 | $ 60,000 |
| TACOMA-LAKEWOOD, WA | 860 | $ 235,652,000 | $ 274,000 | $ 81,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 797 | $ 251,293,000 | $ 315,000 | $ 98,000 |
| TUCSON, AZ | 762 | $ 155,196,000 | $ 203,000 | $ 74,000 |
| RICHMOND, VA | 761 | $ 188,387,000 | $ 247,000 | $ 93,000 |
| COLUMBIA, SC | 737 | $ 132,984,000 | $ 180,000 | $ 71,000 |
| ALBUQUERQUE, NM | 736 | $ 154,567,000 | $ 210,000 | $ 81,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 729 | $ 133,286,000 | $ 182,500 | $ 75,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 720 | $ 141,411,000 | $ 196,000 | $ 90,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 713 | $ 140,728,000 | $ 197,000 | $ 76,000 |
| COLUMBUS, OH | 660 | $ 127,220,000 | $ 192,000 | $ 82,000 |
| CINCINNATI, OH-KY-IN | 635 | $ 124,025,000 | $ 185,666 | $ 81,333 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 621 | $ 114,311,000 | $ 184,000 | $ 85,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 620 | $ 164,779,000 | $ 265,000 | $ 96,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 601 | $ 130,897,000 | $ 217,000 | $ 84,000 |
| NEW ORLEANS-METAIRIE, LA | 598 | $ 128,827,000 | $ 215,000 | $ 87,000 |
| CLARKSVILLE, TN-KY | 594 | $ 97,499,000 | $ 152,000 | $ 54,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 571 | $ 155,968,000 | $ 273,000 | $ 114,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 567 | $ 209,592,000 | $ 369,000 | $ 120,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 565 | $ 110,478,000 | $ 188,000 | $ 88,500 |
| MEMPHIS, TN-MS-AR | 561 | $ 107,772,000 | $ 194,000 | $ 85,333 |
| DAYTON, OH | 555 | $ 101,005,000 | $ 181,000 | $ 81,000 |
| CAMDEN, NJ | 548 | $ 118,233,000 | $ 215,000 | $ 88,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 532 | $ 104,565,000 | $ 190,500 | $ 76,500 |
| PITTSBURGH, PA | 521 | $ 98,418,000 | $ 188,000 | $ 94,000 |
| NEWARK, NJ-PA | 517 | $ 157,668,000 | $ 239,500 | $ 106,000 |
| ANCHORAGE, AK | 515 | $ 145,398,000 | $ 282,000 | $ 92,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 506 | $ 117,195,000 | $ 231,000 | $ 76,000 |
| EL PASO, TX | 506 | $ 88,046,000 | $ 174,000 | $ 67,000 |
| BIRMINGHAM-HOOVER, AL | 501 | $ 100,890,000 | $ 201,000 | $ 82,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 491 | $ 83,104,000 | $ 169,000 | $ 63,000 |
| PROVIDENCE-WARWICK, RI-MA | 491 | $ 120,921,000 | $ 252,000 | $ 92,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 482 | $ 122,504,000 | $ 254,000 | $ 109,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 475 | $ 169,137,000 | $ 356,000 | $ 123,000 |
| SAVANNAH, GA | 474 | $ 99,403,000 | $ 209,000 | $ 74,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 461 | $ 124,539,000 | $ 270,000 | $ 91,000 |
| BOISE CITY, ID | 460 | $ 98,931,000 | $ 215,000 | $ 78,000 |
| CLEVELAND-ELYRIA, OH | 459 | $ 83,483,000 | $ 181,000 | $ 87,000 |
| HUNTSVILLE, AL | 440 | $ 92,391,000 | $ 209,000 | $ 89,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 438 | $ 81,417,000 | $ 185,000 | $ 77,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 436 | $ 100,307,000 | $ 230,000 | $ 101,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 423 | $ 177,462,000 | $ 419,000 | $ 117,000 |
| WARNER ROBINS, GA | 423 | $ 74,467,000 | $ 176,000 | $ 70,000 |
| PHILADELPHIA, PA | 421 | $ 92,120,000 | $ 218,000 | $ 95,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 417 | $ 142,364,000 | $ 341,000 | $ 123,000 |
| OLYMPIA-TUMWATER, WA | 397 | $ 103,444,000 | $ 260,000 | $ 75,000 |
| TULSA, OK | 396 | $ 70,627,000 | $ 178,000 | $ 84,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 393 | $ 174,863,000 | $ 444,000 | $ 113,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 384 | $ 72,294,000 | $ 188,000 | $ 71,000 |
| SPOKANE-SPOKANE VALLEY, WA | 369 | $ 81,857,000 | $ 221,000 | $ 79,000 |
| DURHAM-CHAPEL HILL, NC | 363 | $ 87,073,000 | $ 239,000 | $ 97,000 |
| KNOXVILLE, TN | 361 | $ 69,991,000 | $ 193,000 | $ 78,000 |
| BOSTON, MA | 360 | $ 124,797,000 | $ 346,000 | $ 111,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 359 | $ 86,143,000 | $ 239,000 | $ 93,000 |
| BREMERTON-SILVERDALE, WA | 353 | $ 100,358,000 | $ 284,000 | $ 84,000 |
| COLUMBUS, GA-AL | 346 | $ 61,089,000 | $ 175,000 | $ 61,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 340 | $ 73,271,000 | $ 215,000 | $ 87,000 |
| WICHITA, KS | 338 | $ 55,651,000 | $ 164,000 | $ 70,000 |
| MONTGOMERY, AL | 334 | $ 59,523,000 | $ 178,000 | $ 69,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 316 | $ 49,068,000 | $ 155,000 | $ 71,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 310 | $ 48,239,000 | $ 155,000 | $ 80,000 |
| OGDEN-CLEARFIELD, UT | 307 | $ 72,914,000 | $ 237,000 | $ 76,000 |
| CORPUS CHRISTI, TX | 303 | $ 60,449,000 | $ 199,000 | $ 79,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 302 | $ 58,108,000 | $ 178,500 | $ 100,000 |
| CAPE CORAL-FORT MYERS, FL | 301 | $ 62,356,000 | $ 207,000 | $ 87,000 |
| SALT LAKE CITY, UT | 297 | $ 76,316,000 | $ 256,000 | $ 91,000 |
| ASHEVILLE, NC | 289 | $ 61,180,000 | $ 211,000 | $ 78,000 |
| WILMINGTON, DE-MD-NJ | 285 | $ 69,082,000 | $ 226,666 | $ 84,666 |
| BATON ROUGE, LA | 280 | $ 58,599,000 | $ 209,000 | $ 89,000 |
| JACKSONVILLE, NC | 279 | $ 48,366,000 | $ 173,000 | $ 52,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 276 | $ 45,115,000 | $ 163,000 | $ 68,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 276 | $ 51,900,000 | $ 192,500 | $ 79,500 |
| URBAN HONOLULU, HI | 276 | $ 129,667,000 | $ 469,000 | $ 92,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 267 | $ 56,609,000 | $ 205,500 | $ 87,000 |
| RENO, NV | 266 | $ 75,573,000 | $ 284,000 | $ 94,000 |
| LAKELAND-WINTER HAVEN, FL | 261 | $ 47,972,000 | $ 183,000 | $ 72,000 |
| WORCESTER, MA-CT | 261 | $ 64,474,000 | $ 233,500 | $ 92,000 |
| ALBANY-SCHENECTADY-TROY, NY | 256 | $ 54,583,000 | $ 213,000 | $ 98,000 |
| CHATTANOOGA, TN-GA | 256 | $ 50,255,000 | $ 173,000 | $ 74,000 |
| PANAMA CITY, FL | 253 | $ 53,798,000 | $ 212,000 | $ 75,000 |
| PORTLAND-SOUTH PORTLAND, ME | 253 | $ 61,876,000 | $ 244,000 | $ 93,000 |
| VALLEJO-FAIRFIELD, CA | 251 | $ 81,467,000 | $ 324,000 | $ 89,000 |
| GREENSBORO-HIGH POINT, NC | 248 | $ 46,394,000 | $ 187,000 | $ 80,000 |
| GRAND RAPIDS-WYOMING, MI | 234 | $ 45,670,000 | $ 195,000 | $ 85,000 |
| BAKERSFIELD, CA | 233 | $ 53,188,000 | $ 228,000 | $ 87,000 |
| FORT COLLINS, CO | 233 | $ 65,129,000 | $ 279,000 | $ 93,000 |
| WINSTON-SALEM, NC | 232 | $ 41,935,000 | $ 180,000 | $ 88,000 |
| HARRISBURG-CARLISLE, PA | 230 | $ 46,902,000 | $ 203,000 | $ 89,000 |
| PORT ST. LUCIE, FL | 223 | $ 47,129,000 | $ 211,000 | $ 85,000 |
| SHREVEPORT-BOSSIER CITY, LA | 223 | $ 42,235,000 | $ 189,000 | $ 66,000 |
| NEW HAVEN-MILFORD, CT | 222 | $ 52,264,000 | $ 235,000 | $ 103,000 |
| JACKSON, MS | 218 | $ 42,404,000 | $ 194,000 | $ 80,000 |
| LEXINGTON-FAYETTE, KY | 215 | $ 40,168,000 | $ 186,000 | $ 76,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 209 | $ 87,706,000 | $ 419,000 | $ 102,000 |
| ROCHESTER, NY | 202 | $ 31,493,000 | $ 155,000 | $ 88,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 200 | $ 53,513,000 | $ 267,000 | $ 100,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 199 | $ 44,571,000 | $ 226,500 | $ 90,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 198 | $ 47,774,000 | $ 241,000 | $ 83,000 |
| MANCHESTER-NASHUA, NH | 197 | $ 51,204,000 | $ 259,000 | $ 95,000 |
| WILMINGTON, NC | 197 | $ 45,117,000 | $ 229,000 | $ 87,000 |
| CHARLOTTESVILLE, VA | 194 | $ 56,375,000 | $ 290,000 | $ 101,000 |
| SYRACUSE, NY | 188 | $ 31,791,000 | $ 169,000 | $ 87,000 |
| SALEM, OR | 185 | $ 44,239,000 | $ 239,000 | $ 78,000 |
| DOVER, DE | 183 | $ 37,782,000 | $ 206,000 | $ 63,000 |
| SPRINGFIELD, MO | 182 | $ 28,721,000 | $ 157,000 | $ 69,000 |
| GREELEY, CO | 178 | $ 47,316,000 | $ 265,000 | $ 80,000 |
| NORWICH-NEW LONDON, CT | 178 | $ 41,582,000 | $ 233,000 | $ 90,000 |
| SIERRA VISTA-DOUGLAS, AZ | 176 | $ 33,005,000 | $ 187,000 | $ 77,000 |
| VALDOSTA, GA | 176 | $ 27,720,000 | $ 157,000 | $ 59,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 173 | $ 60,331,000 | $ 348,000 | $ 126,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 166 | $ 30,715,000 | $ 185,000 | $ 71,000 |
| LAWTON, OK | 165 | $ 26,808,000 | $ 162,000 | $ 58,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 164 | $ 33,674,000 | $ 205,000 | $ 86,000 |
| AKRON, OH | 162 | $ 28,358,000 | $ 175,000 | $ 81,000 |
| HINESVILLE, GA | 160 | $ 23,743,000 | $ 148,000 | $ 48,000 |
| MADISON, WI | 156 | $ 35,596,000 | $ 228,000 | $ 87,000 |
| OCALA, FL | 156 | $ 24,215,000 | $ 155,000 | $ 69,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 155 | $ 33,497,000 | $ 216,000 | $ 74,000 |
| PRESCOTT, AZ | 153 | $ 34,376,000 | $ 224,000 | $ 74,000 |
| FRESNO, CA | 152 | $ 35,433,000 | $ 233,000 | $ 83,000 |
| STOCKTON-LODI, CA | 151 | $ 40,806,000 | $ 270,000 | $ 81,000 |
| SALISBURY, MD-DE | 150 | $ 34,410,000 | $ 223,000 | $ 94,000 |
| ABILENE, TX | 145 | $ 23,810,000 | $ 164,000 | $ 66,000 |
| KENNEWICK-RICHLAND, WA | 144 | $ 34,553,000 | $ 239,000 | $ 95,000 |
| PROVO-OREM, UT | 142 | $ 35,926,000 | $ 253,000 | $ 81,000 |
| TALLAHASSEE, FL | 140 | $ 27,298,000 | $ 194,000 | $ 84,000 |
| YORK-HANOVER, PA | 140 | $ 30,339,000 | $ 216,000 | $ 86,000 |
| GAINESVILLE, FL | 139 | $ 25,575,000 | $ 183,000 | $ 81,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 139 | $ 63,228,000 | $ 454,000 | $ 123,000 |
| GARY, IN | 137 | $ 25,778,000 | $ 188,000 | $ 79,000 |
| BOULDER, CO | 136 | $ 42,841,000 | $ 315,000 | $ 116,000 |
| DES MOINES-WEST DES MOINES, IA | 136 | $ 26,749,000 | $ 196,000 | $ 87,000 |
| LAFAYETTE, LA | 136 | $ 24,473,000 | $ 179,000 | $ 79,000 |
| AUBURN-OPELIKA, AL | 135 | $ 29,497,000 | $ 218,000 | $ 76,000 |
| ANN ARBOR, MI | 134 | $ 28,754,000 | $ 214,000 | $ 91,000 |
| BEND-REDMOND, OR | 134 | $ 36,036,000 | $ 268,000 | $ 95,000 |
| EUGENE, OR | 131 | $ 31,889,000 | $ 243,000 | $ 88,000 |
| LAS CRUCES, NM | 130 | $ 23,748,000 | $ 182,000 | $ 67,000 |
| ROANOKE, VA | 130 | $ 25,838,000 | $ 198,000 | $ 80,000 |
| FAIRBANKS, AK | 129 | $ 31,143,000 | $ 241,000 | $ 84,000 |
| WACO, TX | 129 | $ 24,992,000 | $ 193,000 | $ 85,000 |
| LANCASTER, PA | 128 | $ 26,552,000 | $ 207,000 | $ 88,000 |
| SUMTER, SC | 128 | $ 20,767,000 | $ 162,000 | $ 61,000 |
| TOLEDO, OH | 128 | $ 20,900,000 | $ 163,000 | $ 72,000 |
| SPARTANBURG, SC | 127 | $ 21,561,000 | $ 169,000 | $ 80,000 |
| MOBILE, AL | 123 | $ 19,542,000 | $ 158,000 | $ 69,000 |
| COLLEGE STATION-BRYAN, TX | 122 | $ 23,847,000 | $ 195,000 | $ 90,000 |
| LINCOLN, NE | 120 | $ 22,183,000 | $ 184,000 | $ 80,000 |
| SPRINGFIELD, MA | 120 | $ 26,620,000 | $ 221,000 | $ 79,000 |
| LANSING-EAST LANSING, MI | 119 | $ 18,877,000 | $ 158,000 | $ 74,000 |
| BEAUMONT-PORT ARTHUR, TX | 118 | $ 20,659,000 | $ 175,000 | $ 77,000 |
| MCALLEN-EDINBURG-MISSION, TX | 118 | $ 18,795,000 | $ 159,000 | $ 70,000 |
| YUBA CITY, CA | 118 | $ 29,547,000 | $ 250,000 | $ 71,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 117 | $ 19,234,000 | $ 164,000 | $ 86,000 |
| YUMA, AZ | 117 | $ 23,957,000 | $ 204,000 | $ 73,000 |
| ELGIN, IL | 114 | $ 24,227,000 | $ 212,000 | $ 88,000 |
| WICHITA FALLS, TX | 114 | $ 16,460,000 | $ 144,000 | $ 64,000 |
| MACON, GA | 113 | $ 18,344,000 | $ 162,000 | $ 76,000 |
| CHEYENNE, WY | 112 | $ 25,970,000 | $ 231,000 | $ 70,000 |
| GAINESVILLE, GA | 111 | $ 21,933,000 | $ 197,000 | $ 84,000 |
| SANTA FE, NM | 111 | $ 27,063,000 | $ 243,000 | $ 90,000 |
| HICKORY-LENOIR-MORGANTON, NC | 109 | $ 20,308,000 | $ 186,000 | $ 71,000 |
| SAN ANGELO, TX | 109 | $ 20,128,000 | $ 184,000 | $ 69,000 |
| BELLINGHAM, WA | 106 | $ 28,885,000 | $ 272,000 | $ 104,000 |
| COEUR D'ALENE, ID | 105 | $ 23,405,000 | $ 222,000 | $ 83,000 |
| RAPID CITY, SD | 104 | $ 21,803,000 | $ 209,000 | $ 68,000 |
| WATERTOWN-FORT DRUM, NY | 104 | $ 18,388,000 | $ 176,000 | $ 67,000 |
| MANHATTAN, KS | 103 | $ 20,195,000 | $ 196,000 | $ 78,000 |
| DULUTH, MN-WI | 102 | $ 19,960,000 | $ 184,500 | $ 76,000 |
| TYLER, TX | 100 | $ 18,042,000 | $ 180,000 | $ 74,000 |
| BARNSTABLE TOWN, MA | 99 | $ 28,819,000 | $ 291,000 | $ 95,000 |
| SANTA ROSA, CA | 99 | $ 38,899,000 | $ 392,000 | $ 114,000 |
| AMARILLO, TX | 98 | $ 17,824,000 | $ 181,000 | $ 77,000 |
| GOLDSBORO, NC | 98 | $ 16,346,000 | $ 166,000 | $ 62,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 98 | $ 26,732,000 | $ 272,000 | $ 95,000 |
| NEW BERN, NC | 98 | $ 17,188,000 | $ 175,000 | $ 78,000 |
| SALINAS, CA | 98 | $ 36,776,000 | $ 375,000 | $ 107,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 97 | $ 27,078,000 | $ 279,000 | $ 99,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 96 | $ 47,103,000 | $ 490,000 | $ 158,000 |
| KALAMAZOO-PORTAGE, MI | 95 | $ 15,992,000 | $ 168,000 | $ 73,000 |
| LUBBOCK, TX | 95 | $ 16,240,000 | $ 170,000 | $ 76,000 |
| SANTA MARIA-SANTA BARBARA, CA | 94 | $ 37,251,000 | $ 396,000 | $ 93,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 92 | $ 23,766,000 | $ 258,000 | $ 83,000 |
| PUEBLO, CO | 92 | $ 16,627,000 | $ 180,000 | $ 75,000 |
| LYNCHBURG, VA | 91 | $ 17,452,000 | $ 191,000 | $ 74,000 |
| ATHENS-CLARKE COUNTY, GA | 90 | $ 16,244,000 | $ 180,000 | $ 79,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 90 | $ 25,332,000 | $ 281,000 | $ 80,000 |
| FORT WAYNE, IN | 90 | $ 15,332,000 | $ 170,000 | $ 82,000 |
| MEDFORD, OR | 90 | $ 21,330,000 | $ 237,000 | $ 78,000 |
| WINCHESTER, VA-WV | 90 | $ 23,083,000 | $ 217,500 | $ 75,500 |
| BRUNSWICK, GA | 89 | $ 19,387,000 | $ 217,000 | $ 79,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 88 | $ 33,965,000 | $ 385,000 | $ 106,000 |
| TOPEKA, KS | 88 | $ 14,435,000 | $ 164,000 | $ 73,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 87 | $ 16,388,000 | $ 178,500 | $ 81,000 |
| DOTHAN, AL | 87 | $ 16,091,000 | $ 184,000 | $ 75,000 |
| BILLINGS, MT | 86 | $ 20,197,000 | $ 234,000 | $ 86,000 |
| PUNTA GORDA, FL | 85 | $ 15,851,000 | $ 186,000 | $ 68,000 |
| TUSCALOOSA, AL | 85 | $ 15,880,000 | $ 186,000 | $ 81,000 |
| FLAGSTAFF, AZ | 84 | $ 22,683,000 | $ 270,000 | $ 99,000 |
| HATTIESBURG, MS | 84 | $ 14,165,000 | $ 168,000 | $ 69,000 |
| MODESTO, CA | 84 | $ 19,731,000 | $ 234,000 | $ 80,000 |
| UTICA-ROME, NY | 84 | $ 11,548,000 | $ 137,000 | $ 79,000 |
| MOUNT VERNON-ANACORTES, WA | 82 | $ 24,481,000 | $ 298,000 | $ 90,000 |
| BROWNSVILLE-HARLINGEN, TX | 80 | $ 13,475,000 | $ 168,000 | $ 77,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 79 | $ 13,789,000 | $ 161,333 | $ 77,000 |
| READING, PA | 79 | $ 14,747,000 | $ 186,000 | $ 82,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 78 | $ 13,259,000 | $ 180,000 | $ 73,500 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 78 | $ 12,475,000 | $ 164,000 | $ 72,000 |
| BLOOMINGTON, IN | 76 | $ 14,362,000 | $ 188,000 | $ 79,000 |
| FORT SMITH, AR-OK | 76 | $ 13,311,000 | $ 170,000 | $ 86,500 |
| GREAT FALLS, MT | 75 | $ 14,804,000 | $ 197,000 | $ 69,000 |
| SEBASTIAN-VERO BEACH, FL | 75 | $ 16,137,000 | $ 215,000 | $ 107,000 |
| BURLINGTON, NC | 73 | $ 15,551,000 | $ 213,000 | $ 90,000 |
| THE VILLAGES, FL | 73 | $ 15,791,000 | $ 216,000 | $ 92,000 |
| FLINT, MI | 72 | $ 10,655,000 | $ 147,000 | $ 68,000 |
| TRENTON, NJ | 72 | $ 18,964,000 | $ 263,000 | $ 112,000 |
| CANTON-MASSILLON, OH | 71 | $ 12,051,000 | $ 169,000 | $ 77,000 |
| MORGANTOWN, WV | 71 | $ 15,535,000 | $ 218,000 | $ 78,000 |
| SIOUX FALLS, SD | 71 | $ 14,021,000 | $ 197,000 | $ 72,000 |
| ALBANY, GA | 69 | $ 10,696,000 | $ 155,000 | $ 69,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 68 | $ 12,856,000 | $ 189,000 | $ 93,000 |
| JOHNSON CITY, TN | 68 | $ 12,313,000 | $ 181,000 | $ 92,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 67 | $ 12,718,000 | $ 189,000 | $ 76,000 |
| FLORENCE, SC | 67 | $ 11,422,000 | $ 170,000 | $ 72,000 |
| GREENVILLE, NC | 67 | $ 11,170,000 | $ 166,000 | $ 81,000 |
| HOMOSASSA SPRINGS, FL | 67 | $ 9,821,000 | $ 146,000 | $ 71,000 |
| CHARLESTON, WV | 65 | $ 11,025,000 | $ 169,000 | $ 80,000 |
| FARGO, ND-MN | 65 | $ 13,142,000 | $ 198,000 | $ 73,500 |
| EVANSVILLE, IN-KY | 63 | $ 9,530,000 | $ 147,000 | $ 59,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 63 | $ 10,835,000 | $ 171,000 | $ 70,000 |
| PEORIA, IL | 62 | $ 9,868,000 | $ 159,000 | $ 76,000 |
| ALEXANDRIA, LA | 60 | $ 10,343,000 | $ 172,000 | $ 81,000 |
| BANGOR, ME | 59 | $ 9,697,000 | $ 164,000 | $ 76,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 59 | $ 9,664,000 | $ 178,500 | $ 77,500 |
| LAKE CHARLES, LA | 59 | $ 10,221,000 | $ 173,000 | $ 81,000 |
| IDAHO FALLS, ID | 58 | $ 10,499,000 | $ 181,000 | $ 82,000 |
| EAST STROUDSBURG, PA | 57 | $ 10,599,000 | $ 185,000 | $ 91,000 |
| GRAND FORKS, ND-MN | 57 | $ 12,576,000 | $ 209,500 | $ 77,500 |
| HANFORD-CORCORAN, CA | 57 | $ 12,853,000 | $ 225,000 | $ 67,000 |
| LAREDO, TX | 56 | $ 11,020,000 | $ 196,000 | $ 101,000 |
| REDDING, CA | 56 | $ 14,136,000 | $ 252,000 | $ 88,000 |
| CHICO, CA | 55 | $ 13,951,000 | $ 253,000 | $ 85,000 |
| VISALIA-PORTERVILLE, CA | 55 | $ 13,242,000 | $ 240,000 | $ 97,000 |
| COLUMBIA, MO | 54 | $ 9,924,000 | $ 183,000 | $ 72,000 |
| JANESVILLE-BELOIT, WI | 54 | $ 9,383,000 | $ 173,000 | $ 82,000 |
| YAKIMA, WA | 54 | $ 11,242,000 | $ 208,000 | $ 72,000 |
| ALBANY, OR | 53 | $ 10,075,000 | $ 190,000 | $ 68,000 |
| CORVALLIS, OR | 53 | $ 13,036,000 | $ 245,000 | $ 85,000 |
| MIDLAND, TX | 53 | $ 11,800,000 | $ 222,000 | $ 82,000 |
| DECATUR, AL | 52 | $ 8,789,000 | $ 169,000 | $ 81,000 |
| GLENS FALLS, NY | 52 | $ 9,209,000 | $ 177,000 | $ 77,000 |
| HOT SPRINGS, AR | 52 | $ 8,221,000 | $ 158,000 | $ 69,000 |
| MISSOULA, MT | 52 | $ 11,784,000 | $ 226,000 | $ 81,000 |
| TEXARKANA, TX-AR | 52 | $ 7,001,000 | $ 126,000 | $ 66,000 |
| GRAND JUNCTION, CO | 51 | $ 10,799,000 | $ 211,000 | $ 72,000 |
| LEBANON, PA | 51 | $ 10,398,000 | $ 203,000 | $ 77,000 |
| CEDAR RAPIDS, IA | 50 | $ 8,193,000 | $ 163,000 | $ 73,000 |
| ST. GEORGE, UT | 50 | $ 12,442,000 | $ 248,000 | $ 84,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 49 | $ 9,906,000 | $ 202,000 | $ 81,000 |
| ROCKFORD, IL | 49 | $ 6,711,000 | $ 136,000 | $ 57,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 48 | $ 9,161,000 | $ 190,000 | $ 80,000 |
| TERRE HAUTE, IN | 47 | $ 6,336,000 | $ 134,000 | $ 78,000 |
| APPLETON, WI | 46 | $ 8,355,000 | $ 181,000 | $ 79,000 |
| SPRINGFIELD, OH | 46 | $ 7,563,000 | $ 164,000 | $ 75,000 |
| SHERMAN-DENISON, TX | 45 | $ 8,085,000 | $ 179,000 | $ 83,000 |
| BINGHAMTON, NY | 44 | $ 5,203,000 | $ 118,000 | $ 64,000 |
| CHAMPAIGN-URBANA, IL | 44 | $ 8,866,000 | $ 201,000 | $ 96,000 |
| ROCHESTER, MN | 44 | $ 9,119,000 | $ 207,000 | $ 86,000 |
| BISMARCK, ND | 43 | $ 9,989,000 | $ 232,000 | $ 83,000 |
| CARBONDALE-MARION, IL | 43 | $ 5,724,000 | $ 133,000 | $ 70,000 |
| GREEN BAY, WI | 43 | $ 7,662,000 | $ 178,000 | $ 78,000 |
| OSHKOSH-NEENAH, WI | 43 | $ 6,821,000 | $ 158,000 | $ 87,000 |
| ERIE, PA | 42 | $ 7,077,000 | $ 168,000 | $ 76,000 |
| NILES-BENTON HARBOR, MI | 42 | $ 6,965,000 | $ 165,000 | $ 66,000 |
| STAUNTON-WAYNESBORO, VA | 42 | $ 7,626,000 | $ 181,000 | $ 71,000 |
| MERCED, CA | 41 | $ 9,238,000 | $ 225,000 | $ 67,000 |
| RACINE, WI | 41 | $ 7,828,000 | $ 190,000 | $ 84,000 |
| SPRINGFIELD, IL | 41 | $ 7,340,000 | $ 179,000 | $ 86,000 |
| MONROE, MI | 40 | $ 7,303,000 | $ 182,000 | $ 65,000 |
| SAN RAFAEL, CA | 40 | $ 16,565,000 | $ 414,000 | $ 117,000 |
| ST. JOSEPH, MO-KS | 40 | $ 6,356,000 | $ 158,000 | $ 84,000 |
| JOPLIN, MO | 39 | $ 6,710,000 | $ 172,000 | $ 73,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 39 | $ 15,259,000 | $ 391,000 | $ 101,000 |
| LEWISTON-AUBURN, ME | 39 | $ 7,136,000 | $ 182,000 | $ 85,000 |
| LONGVIEW, TX | 39 | $ 6,511,000 | $ 166,000 | $ 83,000 |
| HAMMOND, LA | 38 | $ 7,396,000 | $ 194,000 | $ 81,000 |
| MUSKEGON, MI | 38 | $ 5,114,000 | $ 134,000 | $ 61,000 |
| ST. CLOUD, MN | 37 | $ 7,196,000 | $ 194,000 | $ 76,000 |
| VICTORIA, TX | 36 | $ 6,419,000 | $ 178,000 | $ 65,000 |
| BOWLING GREEN, KY | 35 | $ 5,912,000 | $ 168,000 | $ 67,000 |
| HARRISONBURG, VA | 35 | $ 7,690,000 | $ 219,000 | $ 97,000 |
| JEFFERSON CITY, MO | 35 | $ 6,505,000 | $ 185,000 | $ 70,000 |
| KINGSTON, NY | 35 | $ 6,993,000 | $ 199,000 | $ 98,000 |
| OCEAN CITY, NJ | 35 | $ 7,898,000 | $ 225,000 | $ 111,000 |
| NAPA, CA | 34 | $ 14,024,000 | $ 412,000 | $ 106,000 |
| OWENSBORO, KY | 34 | $ 5,774,000 | $ 169,000 | $ 84,000 |
| FARMINGTON, NM | 33 | $ 7,597,000 | $ 230,000 | $ 94,000 |
| HOUMA-THIBODAUX, LA | 33 | $ 6,063,000 | $ 183,000 | $ 87,000 |
| PARKERSBURG-VIENNA, WV | 33 | $ 4,520,000 | $ 136,000 | $ 87,000 |
| STATE COLLEGE, PA | 33 | $ 7,943,000 | $ 240,000 | $ 104,000 |
| VINELAND-BRIDGETON, NJ | 33 | $ 4,631,000 | $ 140,000 | $ 65,000 |
| WAUSAU, WI | 32 | $ 5,540,000 | $ 173,000 | $ 69,000 |
| WILLIAMSPORT, PA | 32 | $ 5,722,000 | $ 178,000 | $ 86,000 |
| CARSON CITY, NV | 31 | $ 6,643,000 | $ 214,000 | $ 74,000 |
| SANTA CRUZ-WATSONVILLE, CA | 31 | $ 13,302,000 | $ 429,000 | $ 95,000 |
| WALLA WALLA, WA | 31 | $ 7,337,000 | $ 236,000 | $ 101,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 30 | $ 3,730,000 | $ 124,000 | $ 72,000 |
| GETTYSBURG, PA | 30 | $ 6,443,000 | $ 214,000 | $ 85,000 |
| JACKSON, TN | 30 | $ 3,995,000 | $ 133,000 | $ 50,000 |
| LONGVIEW, WA | 30 | $ 6,595,000 | $ 219,000 | $ 90,000 |
| PITTSFIELD, MA | 30 | $ 6,520,000 | $ 217,000 | $ 85,000 |
| WENATCHEE, WA | 30 | $ 8,642,000 | $ 288,000 | $ 102,000 |
| BATTLE CREEK, MI | 29 | $ 3,813,000 | $ 131,000 | $ 75,000 |
| BLOOMINGTON, IL | 29 | $ 5,305,000 | $ 182,000 | $ 93,000 |
| BLOOMSBURG-BERWICK, PA | 29 | $ 5,265,000 | $ 181,000 | $ 105,000 |
| CASPER, WY | 29 | $ 7,005,000 | $ 241,000 | $ 68,000 |
| KOKOMO, IN | 29 | $ 3,690,000 | $ 127,000 | $ 66,000 |
| BECKLEY, WV | 28 | $ 4,830,000 | $ 172,000 | $ 81,000 |
| CLEVELAND, TN | 28 | $ 5,233,000 | $ 186,000 | $ 69,000 |
| JACKSON, MI | 28 | $ 3,837,000 | $ 137,000 | $ 85,000 |
| LOGAN, UT-ID | 28 | $ 6,210,000 | $ 190,000 | $ 80,000 |
| SEBRING, FL | 28 | $ 4,616,000 | $ 164,000 | $ 60,000 |
| JOHNSTOWN, PA | 27 | $ 3,333,000 | $ 123,000 | $ 76,000 |
| MANKATO-NORTH MANKATO, MN | 27 | $ 5,070,000 | $ 187,000 | $ 102,000 |
| MANSFIELD, OH | 27 | $ 3,510,000 | $ 130,000 | $ 62,000 |
| SAGINAW, MI | 27 | $ 3,898,000 | $ 144,000 | $ 106,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 27 | $ 3,613,000 | $ 134,000 | $ 66,500 |
| EAU CLAIRE, WI | 26 | $ 5,135,000 | $ 197,000 | $ 103,000 |
| GADSDEN, AL | 26 | $ 4,874,000 | $ 187,000 | $ 81,000 |
| MONROE, LA | 26 | $ 5,285,000 | $ 203,000 | $ 78,000 |
| ODESSA, TX | 26 | $ 5,370,000 | $ 206,000 | $ 131,000 |
| FLORENCE-MUSCLE SHOALS, AL | 25 | $ 4,506,000 | $ 180,000 | $ 86,000 |
| LA CROSSE-ONALASKA, WI-MN | 25 | $ 5,612,000 | $ 237,500 | $ 72,000 |
| LAWRENCE, KS | 25 | $ 5,189,000 | $ 207,000 | $ 93,000 |
| COLUMBUS, IN | 24 | $ 3,994,000 | $ 166,000 | $ 77,000 |
| GRANTS PASS, OR | 24 | $ 5,401,000 | $ 225,000 | $ 84,000 |
| SIOUX CITY, IA-NE-SD | 24 | $ 4,738,000 | $ 191,333 | $ 105,000 |
| ROME, GA | 23 | $ 3,961,000 | $ 172,000 | $ 105,000 |
| WHEELING, WV-OH | 23 | $ 3,286,000 | $ 138,500 | $ 65,500 |
| ITHACA, NY | 22 | $ 3,814,000 | $ 173,000 | $ 73,000 |
| MADERA, CA | 22 | $ 4,857,000 | $ 220,000 | $ 80,000 |
| MICHIGAN CITY-LA PORTE, IN | 22 | $ 3,453,000 | $ 156,000 | $ 65,000 |
| POCATELLO, ID | 22 | $ 3,971,000 | $ 180,000 | $ 82,000 |
| WATERLOO-CEDAR FALLS, IA | 22 | $ 3,627,000 | $ 164,000 | $ 66,000 |
| KANKAKEE, IL | 21 | $ 2,864,000 | $ 136,000 | $ 65,000 |
| LIMA, OH | 21 | $ 2,730,000 | $ 130,000 | $ 72,000 |
| MORRISTOWN, TN | 21 | $ 3,852,000 | $ 183,000 | $ 69,000 |
| PINE BLUFF, AR | 21 | $ 3,319,000 | $ 158,000 | $ 75,000 |
| SHEBOYGAN, WI | 21 | $ 3,858,000 | $ 183,000 | $ 78,000 |
| DALTON, GA | 20 | $ 2,850,000 | $ 142,000 | $ 65,000 |
| JONESBORO, AR | 19 | $ 4,435,000 | $ 233,000 | $ 83,000 |
| ROCKY MOUNT, NC | 19 | $ 3,263,000 | $ 171,000 | $ 80,000 |
| EL CENTRO, CA | 18 | $ 3,580,000 | $ 198,000 | $ 82,000 |
| ELKHART-GOSHEN, IN | 18 | $ 2,941,000 | $ 163,000 | $ 84,000 |
| IOWA CITY, IA | 18 | $ 5,041,000 | $ 280,000 | $ 107,000 |
| LEWISTON, ID-WA | 18 | $ 3,410,000 | $ 189,000 | $ 85,000 |
| CAPE GIRARDEAU, MO-IL | 17 | $ 2,903,000 | $ 170,000 | $ 69,000 |
| FOND DU LAC, WI | 17 | $ 2,674,000 | $ 157,000 | $ 133,000 |
| BAY CITY, MI | 16 | $ 1,791,000 | $ 111,000 | $ 70,000 |
| CUMBERLAND, MD-WV | 16 | $ 2,107,000 | $ 131,000 | $ 78,500 |
| MIDLAND, MI | 16 | $ 2,699,000 | $ 168,000 | $ 85,000 |
| MUNCIE, IN | 15 | $ 1,890,000 | $ 126,000 | $ 57,000 |
| GRAND ISLAND, NE | 14 | $ 2,050,000 | $ 146,000 | $ 81,000 |
| AMES, IA | 13 | $ 2,105,000 | $ 161,000 | $ 83,000 |
| ELMIRA, NY | 13 | $ 2,206,000 | $ 169,000 | $ 89,000 |
| DUBUQUE, IA | 11 | $ 1,974,000 | $ 179,000 | $ 98,000 |
| ALTOONA, PA | 10 | $ 1,588,000 | $ 158,000 | $ 78,000 |
| DECATUR, IL | 10 | $ 1,067,000 | $ 106,000 | $ 67,000 |
| DANVILLE, IL | 6 | $ 583,000 | $ 97,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Usaa Federal Savings Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 73,164 | $17,408,844,000 | $237,000 | $1,118,000 | $96,000 | $6,272,000 |
| Refinancing | 45,492 | $10,177,544,000 | $223,000 | $2,017,000 | $69,000 | $6,299,000 |
| Home Improvement | 6,907 | $1,506,586,000 | $218,000 | $1,064,000 | $99,000 | $743,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 83,071 | $19,072,379,000 | $229,000 | $2,017,000 | $89,000 | $6,299,000 |
| Not Provided | 14,556 | $3,545,792,000 | $243,000 | $1,118,000 | $89,000 | $6,272,000 |
| Black or African American | 12,043 | $2,715,741,000 | $225,000 | $941,000 | $75,000 | $1,267,000 |
| Hispanic | 10,496 | $2,407,606,000 | $229,000 | $984,000 | $75,000 | $1,627,000 |
| Asian | 2,809 | $765,540,000 | $272,000 | $1,095,000 | $86,000 | $548,000 |
| American Indian or Alaskan Native | 1,743 | $368,727,000 | $211,000 | $856,000 | $75,000 | $414,000 |
| Native Hawaiin or Other Pacific Islander | 845 | $217,189,000 | $257,000 | $1,037,000 | $81,000 | $357,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 77,852 | $18,982,327,000 | $243,000 | $2,017,000 | $74,000 | $6,299,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 47,711 | $10,110,647,000 | $211,000 | $801,000 | $106,000 | $3,868,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 66,850 | $15,523,446,000 | $232,000 | $1,117,000 | $82,000 | $1,627,000 |
| Application Denied By Financial Institution | 26,264 | $5,718,047,000 | $217,000 | $1,118,000 | $79,000 | $6,299,000 |
| Application Withdrawn By Applicant | 25,400 | $6,268,190,000 | $246,000 | $2,017,000 | $107,000 | $6,272,000 |
| File Closed For Incompleteness | 4,199 | $937,525,000 | $223,000 | $1,095,000 | $104,000 | $2,014,000 |
| Application Approved But Not Accepted | 2,755 | $626,319,000 | $227,000 | $906,000 | $26,000 | $1,815,000 |
| Loan Purchased By The Institution | 95 | $19,447,000 | $204,000 | $398,000 | $81,000 | $425,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 7,860 | $1,689,686,000 | $214,000 | $1,095,000 | $57,000 | $421,000 |
| Collateral | 5,725 | $1,244,182,000 | $217,000 | $1,095,000 | $89,000 | $1,267,000 |
| Credit Application Incomplete | 4,614 | $1,116,233,000 | $241,000 | $1,095,000 | $97,000 | $3,868,000 |
| Credit History | 4,479 | $915,164,000 | $204,000 | $1,118,000 | $91,000 | $6,299,000 |
| Other | 1,419 | $290,615,000 | $204,000 | $959,000 | $51,000 | $712,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,111 | $239,766,000 | $215,000 | $719,000 | $96,000 | $960,000 |
| Employment History | 920 | $190,425,000 | $206,000 | $776,000 | $63,000 | $576,000 |
| Unverifiable Information | 135 | $31,867,000 | $236,000 | $1,055,000 | $82,000 | $743,000 |
| Mortgage Insurance Denied | 1 | $109,000 | $109,000 | $109,000 | $80,000 | $80,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usaa Federal Savings Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usaa Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.