Mortgage Lenders in Utica, NY
3 mortgage lenders are based in Utica, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Oneida County, NY in 2025.
Most active mortgage lenders in Oneida County, NY (2025)
In 2025, 148 lenders made 3,752 home loans worth $635.6 million in Oneida County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Oneida County, which includes Utica.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | First Source Federal Credit Un New Hartford, NY | 646 | $70.6M | $109,000 | 17.2% |
| 2 | Americu Credit Union Rome, NY | 624 | $87.9M | $141,000 | 16.6% |
| 3 | Community Bank, N.A. Canton, NY | 184 | $33.2M | $180,000 | 4.9% |
| 4 | Gpo Federal Credit Union New Hartford, NY | 179 | $24.5M | $137,000 | 4.8% |
| 5 | Nbt Bank NA Norwich, NY | 138 | $23.7M | $172,000 | 3.7% |
| 6 | Adirondack Bank Utica, NY | 132 | $32.2M | $244,000 | 3.5% |
| 7 | M&T Bank Buffalo, NY | 129 | $17.8M | $138,000 | 3.4% |
| 8 | Homestead Funding Corp. Albany, NY | 121 | $27.2M | $225,000 | 3.2% |
| 9 | Premium Mortgage Corporation Rochester, NY | 102 | $24.3M | $238,000 | 2.7% |
| 10 | Sefcu Services, LLC Albany, NY | 82 | $18.6M | $227,000 | 2.2% |
See every lender in Oneida County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Utica, NY
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Adirondack Bank
185 GENESEE ST UTICA, NY 13501 |
* | 13,265 | $1,520,110,000 |
| Bank of Utica
222 GENESEE ST UTICA, NY 13502 |
* | 284 | $15,022,000 |
| Partners Trust Bank
233 GENESEE ST UTICA, NY 13501 |
* | 12,649 | $1,251,414,000 |
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