V.I.P. Mortgage, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, V.I.P. Mortgage, Inc. of Scottsdale, AZ reported 10,012 mortgage applications totaling $3.8 billion, down 3% from 2024. The average application was for $381,753, and applicants reported an average income of $152,344. 72% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,866), Denver-Aurora-Lakewood, CO (785) and Houston-The Woodlands-Sugar Land, TX (784) (applications in parentheses).

Mortgage Company & Address V.I.P. Mortgage, Inc.
9221 E Via De Ventura
Scottsdale, AZ 85258
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 10,012
Total Mortgage Loan Application Amount $3,822,120,000
Average Mortgage Loan Application Amount $381,753
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $152,344
Highest Applicant Income $7,312,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records V.I.P. Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for V.I.P. Mortgage, Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,659 $ 740,265,000 $ 446,211 $ 175,000
Pima, Arizona 696 $ 229,800,000 $ 330,172 $ 136,000
Harris, Texas 352 $ 127,610,000 $ 362,528 $ 157,000
Bexar, Texas 281 $ 96,975,000 $ 345,106 $ 128,000
Clark, Nevada 267 $ 101,585,000 $ 380,468 $ 142,000
San Juan, New Mexico 233 $ 44,795,000 $ 192,253 $ 87,000
Pinal, Arizona 207 $ 69,115,000 $ 333,888 $ 117,000
Denver, Colorado 204 $ 106,080,000 $ 520,000 $ 180,000
El Paso, Colorado 192 $ 76,030,000 $ 395,989 $ 131,000
Yavapai, Arizona 170 $ 67,390,000 $ 396,411 $ 149,000
Fort Bend, Texas 164 $ 62,880,000 $ 383,414 $ 145,000
Capitol Planning Region, Connecticut 157 $ 47,805,000 $ 304,490 $ 123,000
Jefferson, Colorado 156 $ 79,440,000 $ 509,230 $ 163,000
Adams, Colorado 147 $ 62,545,000 $ 425,476 $ 146,000
Arapahoe, Colorado 146 $ 57,430,000 $ 393,356 $ 126,000
Montgomery, Texas 135 $ 53,565,000 $ 396,777 $ 170,000
Mesa, Colorado 127 $ 43,405,000 $ 341,771 $ 125,000
Allen, Indiana 127 $ 32,975,000 $ 259,645 $ 99,000
Oklahoma, Oklahoma 126 $ 33,500,000 $ 265,873 $ 117,000
Denton, Texas 114 $ 48,990,000 $ 429,736 $ 310,000
Collin, Texas 113 $ 49,195,000 $ 435,353 $ 213,000
Tarrant, Texas 103 $ 38,205,000 $ 370,922 $ 145,000
Montezuma, Colorado 102 $ 22,550,000 $ 221,078 $ 95,000
Douglas, Colorado 94 $ 53,810,000 $ 572,446 $ 212,000
Brazoria, Texas 85 $ 27,245,000 $ 320,529 $ 123,000
Dallas, Texas 80 $ 26,520,000 $ 331,500 $ 157,000
Cowlitz, Washington 72 $ 26,040,000 $ 361,666 $ 118,000
Guadalupe, Texas 71 $ 26,845,000 $ 378,098 $ 127,000
Cleveland, Oklahoma 65 $ 16,195,000 $ 249,153 $ 219,000
Hawaii, Hawaii 63 $ 34,395,000 $ 545,952 $ 190,000
Coconino, Arizona 61 $ 26,445,000 $ 433,524 $ 285,000
Wilson, Tennessee 60 $ 28,100,000 $ 468,333 $ 175,000
Bernalillo, New Mexico 57 $ 15,105,000 $ 265,000 $ 89,000
Williamson, Texas 56 $ 23,080,000 $ 412,142 $ 189,000
Wake, North Carolina 54 $ 24,980,000 $ 462,592 $ 200,000
Weld, Colorado 50 $ 21,570,000 $ 431,400 $ 144,000
Davidson, Tennessee 50 $ 24,700,000 $ 494,000 $ 193,000
Travis, Texas 50 $ 25,600,000 $ 512,000 $ 202,000
San Diego, California 46 $ 31,970,000 $ 695,000 $ 217,000
Kerr, Texas 39 $ 12,175,000 $ 312,179 $ 113,000
Douglas, Nebraska 37 $ 12,935,000 $ 349,594 $ 152,000
Lehigh, Pennsylvania 36 $ 11,840,000 $ 328,888 $ 123,000
Navajo, Arizona 35 $ 12,635,000 $ 361,000 $ 223,000
Naugatuck Valley Planning Region, Connecticut 35 $ 9,095,000 $ 259,857 $ 100,000
Sumner, Tennessee 35 $ 10,805,000 $ 308,714 $ 141,000
Northampton, Pennsylvania 34 $ 9,990,000 $ 293,823 $ 127,000
Los Angeles, California 32 $ 21,840,000 $ 682,500 $ 217,000
Canadian, Oklahoma 32 $ 9,370,000 $ 292,812 $ 132,000
Tulsa, Oklahoma 32 $ 9,600,000 $ 300,000 $ 123,000
El Paso, Texas 32 $ 7,660,000 $ 239,375 $ 95,000
Mohave, Arizona 31 $ 9,385,000 $ 302,741 $ 119,000
Boulder, Colorado 30 $ 19,580,000 $ 652,666 $ 219,000
Cook, Illinois 28 $ 9,900,000 $ 353,571 $ 133,000
Galveston, Texas 28 $ 8,740,000 $ 312,142 $ 205,000
Cochise, Arizona 27 $ 6,515,000 $ 241,296 $ 80,000
Santa Barbara, California 26 $ 9,520,000 $ 366,153 $ 139,000
Lower Connecticut River Valley Planning Region, Connecticut 25 $ 10,035,000 $ 401,400 $ 170,000
South Central Connecticut Planning Region, Connecticut 24 $ 7,740,000 $ 322,500 $ 154,000
Mecklenburg, North Carolina 24 $ 8,160,000 $ 340,000 $ 182,000
Fairfax, Virginia 24 $ 11,800,000 $ 491,666 $ 152,000
Larimer, Colorado 22 $ 8,830,000 $ 401,363 $ 115,000
Honolulu, Hawaii 22 $ 13,650,000 $ 620,454 $ 224,000
Marion, Indiana 22 $ 4,920,000 $ 223,636 $ 140,000
Oakland, Michigan 21 $ 7,355,000 $ 350,238 $ 181,000
Sandoval, New Mexico 21 $ 5,925,000 $ 282,142 $ 145,000
Logan, Oklahoma 21 $ 6,405,000 $ 305,000 $ 119,000
Northwest Hills Planning Region, Connecticut 20 $ 6,880,000 $ 344,000 $ 153,000
Lane, Oregon 20 $ 7,960,000 $ 398,000 $ 116,000
Santa Cruz, Arizona 19 $ 6,165,000 $ 324,473 $ 116,000
Williams, North Dakota 19 $ 5,985,000 $ 315,000 $ 478,000
Outagamie, Wisconsin 19 $ 6,615,000 $ 348,157 $ 159,000
McClain, Oklahoma 18 $ 5,150,000 $ 286,111 $ 99,000
Macomb, Michigan 17 $ 4,965,000 $ 292,058 $ 115,000
Kaufman, Texas 17 $ 6,045,000 $ 355,588 $ 129,000
Gila, Arizona 16 $ 6,050,000 $ 378,125 $ 295,000
Riverside, California 16 $ 6,840,000 $ 427,500 $ 159,000
Ellis, Texas 16 $ 6,780,000 $ 423,750 $ 153,000
Prince William, Virginia 16 $ 8,430,000 $ 526,875 $ 155,000
San Bernardino, California 15 $ 6,585,000 $ 439,000 $ 151,000
San Luis Obispo, California 15 $ 8,255,000 $ 550,333 $ 167,000
Hillsborough, Florida 15 $ 7,115,000 $ 474,333 $ 380,000
Woodbury, Iowa 15 $ 3,175,000 $ 211,666 $ 126,000
Kern, California 14 $ 4,750,000 $ 339,285 $ 95,000
Sacramento, California 14 $ 5,250,000 $ 375,000 $ 167,000
Whitley, Indiana 14 $ 3,740,000 $ 267,142 $ 137,000
Harnett, North Carolina 14 $ 5,150,000 $ 367,857 $ 128,000
Grand, Colorado 13 $ 10,135,000 $ 779,615 $ 251,000
Pinellas, Florida 13 $ 5,155,000 $ 396,538 $ 123,000
Missoula, Montana 13 $ 5,715,000 $ 439,615 $ 133,000
Sarpy, Nebraska 13 $ 5,205,000 $ 400,384 $ 155,000
Johnston, North Carolina 13 $ 4,455,000 $ 342,692 $ 130,000
Pottawatomie, Oklahoma 13 $ 3,115,000 $ 239,615 $ 95,000
Montgomery, Pennsylvania 13 $ 6,605,000 $ 508,076 $ 215,000
Medina, Texas 13 $ 5,295,000 $ 407,307 $ 141,000
Nueces, Texas 13 $ 3,355,000 $ 258,076 $ 87,000
Benton, Arkansas 12 $ 3,510,000 $ 292,500 $ 144,000
Broomfield, Colorado 12 $ 6,810,000 $ 567,500 $ 270,000
Elbert, Colorado 12 $ 8,020,000 $ 668,333 $ 231,000
Pueblo, Colorado 12 $ 3,560,000 $ 296,666 $ 116,000
Kosciusko, Indiana 12 $ 3,700,000 $ 308,333 $ 104,000
Nye, Nevada 12 $ 3,340,000 $ 278,333 $ 73,000
Grady, Oklahoma 12 $ 3,350,000 $ 279,166 $ 108,000
Berks, Pennsylvania 12 $ 3,690,000 $ 307,500 $ 109,000
Cumberland, Pennsylvania 12 $ 3,740,000 $ 311,666 $ 88,000
Monroe, Pennsylvania 12 $ 3,260,000 $ 271,666 $ 171,000
Greenville, South Carolina 12 $ 3,810,000 $ 317,500 $ 128,000
Bell, Texas 12 $ 3,720,000 $ 310,000 $ 82,000
Loudoun, Virginia 12 $ 6,890,000 $ 574,166 $ 155,000
Orange, California 11 $ 7,905,000 $ 718,636 $ 205,000
DeKalb, Indiana 11 $ 2,205,000 $ 200,454 $ 74,000
Johnson, Iowa 11 $ 3,775,000 $ 343,181 $ 113,000
Comal, Texas 11 $ 4,825,000 $ 438,636 $ 124,000
Chesterfield, Virginia 11 $ 3,985,000 $ 362,272 $ 144,000
Lee, Virginia 11 $ 1,375,000 $ 125,000 $ 58,000
Ventura, California 10 $ 5,360,000 $ 536,000 $ 134,000
Park, Colorado 10 $ 4,800,000 $ 480,000 $ 186,000
Durham, North Carolina 10 $ 3,760,000 $ 376,000 $ 131,000
Allegheny, Pennsylvania 10 $ 3,870,000 $ 387,000 $ 205,000
Hays, Texas 10 $ 3,880,000 $ 388,000 $ 163,000
Kendall, Texas 10 $ 3,820,000 $ 382,000 $ 137,000
Clark, Washington 10 $ 4,200,000 $ 420,000 $ 154,000
King, Washington 10 $ 4,940,000 $ 494,000 $ 173,000
Snohomish, Washington 10 $ 6,130,000 $ 613,000 $ 310,000
Archuleta, Colorado 9 $ 4,445,000 $ 493,888 $ 204,000
Summit, Colorado 9 $ 9,735,000 $ 1,081,666 $ 486,000
Teller, Colorado 9 $ 2,945,000 $ 327,222 $ 175,000
Wayne, Michigan 9 $ 2,345,000 $ 260,555 $ 82,000
Hennepin, Minnesota 9 $ 3,965,000 $ 440,555 $ 167,000
Cumberland, North Carolina 9 $ 2,725,000 $ 302,777 $ 133,000
Carbon, Pennsylvania 9 $ 2,065,000 $ 229,444 $ 95,000
Rockwall, Texas 9 $ 4,065,000 $ 451,666 $ 166,000
Wilson, Texas 9 $ 3,775,000 $ 419,444 $ 145,000
Utah, Utah 9 $ 3,565,000 $ 396,111 $ 122,000
Dolores, Colorado 8 $ 2,010,000 $ 251,250 $ 77,000
La Plata, Colorado 8 $ 4,040,000 $ 505,000 $ 212,000
Montrose, Colorado 8 $ 2,800,000 $ 350,000 $ 108,000
Southeastern Connecticut Planning Region, Connecticut 8 $ 2,160,000 $ 270,000 $ 112,000
Emmet, Iowa 8 $ 1,080,000 $ 135,000 $ 55,000
Lancaster, Nebraska 8 $ 1,810,000 $ 226,250 $ 81,000
San Miguel, New Mexico 8 $ 1,080,000 $ 135,000 $ 89,000
Lincoln, Oklahoma 8 $ 1,180,000 $ 147,500 $ 60,000
Wagoner, Oklahoma 8 $ 2,730,000 $ 341,250 $ 129,000
Douglas, Oregon 8 $ 2,240,000 $ 280,000 $ 87,000
Delaware, Pennsylvania 8 $ 2,560,000 $ 320,000 $ 124,000
Chambers, Texas 8 $ 2,560,000 $ 320,000 $ 162,000
Parker, Texas 8 $ 3,060,000 $ 382,500 $ 124,000
Salt Lake, Utah 8 $ 4,600,000 $ 575,000 $ 271,000
Brown, Wisconsin 8 $ 2,380,000 $ 297,500 $ 109,000
Fremont, Colorado 7 $ 1,655,000 $ 236,428 $ 141,000
Manatee, Florida 7 $ 3,475,000 $ 496,428 $ 140,000
Pasco, Florida 7 $ 2,695,000 $ 385,000 $ 165,000
Hamilton, Indiana 7 $ 3,025,000 $ 432,142 $ 165,000
Morgan, Indiana 7 $ 3,365,000 $ 480,714 $ 155,000
Noble, Indiana 7 $ 1,605,000 $ 229,285 $ 60,000
Dickinson, Iowa 7 $ 1,655,000 $ 236,428 $ 110,000
Butler, Ohio 7 $ 1,575,000 $ 225,000 $ 67,000
Philadelphia, Pennsylvania 7 $ 2,945,000 $ 420,714 $ 201,000
Schuylkill, Pennsylvania 7 $ 1,285,000 $ 183,571 $ 87,000
Johnson, Texas 7 $ 2,545,000 $ 363,571 $ 128,000
La Crosse, Wisconsin 7 $ 2,205,000 $ 315,000 $ 102,000
Western Connecticut Planning Region, Connecticut 6 $ 4,660,000 $ 776,666 $ 273,000
Broward, Florida 6 $ 2,920,000 $ 486,666 $ 245,000
Polk, Florida 6 $ 1,820,000 $ 303,333 $ 278,000
Sarasota, Florida 6 $ 2,120,000 $ 353,333 $ 167,000
Fulton, Georgia 6 $ 3,420,000 $ 570,000 $ 205,000
Ada, Idaho 6 $ 2,640,000 $ 440,000 $ 191,000
Boone, Indiana 6 $ 3,100,000 $ 516,666 $ 197,000
Hendricks, Indiana 6 $ 1,410,000 $ 235,000 $ 82,000
Huntington, Indiana 6 $ 2,410,000 $ 401,666 $ 139,000
Polk, Iowa 6 $ 1,820,000 $ 303,333 $ 106,000
Johnson, Kansas 6 $ 2,330,000 $ 388,333 $ 105,000
Montgomery, Maryland 6 $ 2,630,000 $ 438,333 $ 160,000
Prince George's, Maryland 6 $ 2,980,000 $ 496,666 $ 180,000
Flathead, Montana 6 $ 2,110,000 $ 351,666 $ 115,000
Torrance, New Mexico 6 $ 740,000 $ 123,333 $ 65,000
Franklin, North Carolina 6 $ 1,690,000 $ 281,666 $ 86,000
Hamilton, Ohio 6 $ 1,200,000 $ 200,000 $ 54,000
Creek, Oklahoma 6 $ 2,340,000 $ 390,000 $ 183,000
Ottawa, Oklahoma 6 $ 900,000 $ 150,000 $ 81,000
Chester, Pennsylvania 6 $ 2,150,000 $ 358,333 $ 212,000
York, South Carolina 6 $ 2,450,000 $ 408,333 $ 120,000
Brazos, Texas 6 $ 1,610,000 $ 268,333 $ 287,000
Grayson, Texas 6 $ 2,060,000 $ 343,333 $ 145,000
Waller, Texas 6 $ 3,040,000 $ 506,666 $ 337,000
Wise, Texas 6 $ 1,630,000 $ 271,666 $ 108,000
Weber, Utah 6 $ 2,600,000 $ 433,333 $ 150,000
Chesapeake, Virginia 6 $ 1,940,000 $ 323,333 $ 124,000
Pierce, Washington 6 $ 3,590,000 $ 598,333 $ 154,000
Winnebago, Wisconsin 6 $ 1,670,000 $ 278,333 $ 115,000
Duval, Florida 5 $ 1,525,000 $ 305,000 $ 154,000
Orange, Florida 5 $ 1,595,000 $ 319,000 $ 154,000
Palm Beach, Florida 5 $ 1,715,000 $ 343,000 $ 121,000
St. Johns, Florida 5 $ 2,335,000 $ 467,000 $ 419,000
Maui, Hawaii 5 $ 3,515,000 $ 703,000 $ 181,000
Linn, Iowa 5 $ 915,000 $ 183,000 $ 59,000
St. Clair, Michigan 5 $ 1,065,000 $ 213,000 $ 73,000
Cass, Missouri 5 $ 1,035,000 $ 207,000 $ 122,000
Lewis and Clark, Montana 5 $ 2,165,000 $ 433,000 $ 154,000
Platte, Nebraska 5 $ 1,445,000 $ 289,000 $ 109,000
Lyon, Nevada 5 $ 1,465,000 $ 293,000 $ 91,000
Brunswick, North Carolina 5 $ 2,535,000 $ 507,000 $ 283,000
Union, North Carolina 5 $ 2,495,000 $ 499,000 $ 161,000
Cuyahoga, Ohio 5 $ 755,000 $ 151,000 $ 64,000
Carter, Oklahoma 5 $ 985,000 $ 197,000 $ 131,000
Comanche, Oklahoma 5 $ 1,055,000 $ 211,000 $ 90,000
Mayes, Oklahoma 5 $ 1,365,000 $ 273,000 $ 96,000
Osage, Oklahoma 5 $ 1,215,000 $ 243,000 $ 109,000
Pontotoc, Oklahoma 5 $ 1,505,000 $ 301,000 $ 132,000
Rogers, Oklahoma 5 $ 1,335,000 $ 267,000 $ 115,000
Stephens, Oklahoma 5 $ 905,000 $ 181,000 $ 65,000
Multnomah, Oregon 5 $ 2,825,000 $ 565,000 $ 188,000
Spartanburg, South Carolina 5 $ 1,685,000 $ 337,000 $ 134,000
Cameron, Texas 5 $ 1,735,000 $ 347,000 $ 103,000
Gillespie, Texas 5 $ 3,515,000 $ 703,000 $ 184,000
Hunt, Texas 5 $ 1,235,000 $ 247,000 $ 205,000
Stafford, Virginia 5 $ 2,965,000 $ 593,000 $ 191,000
Lewis, Washington 5 $ 2,455,000 $ 491,000 $ 237,000
Jefferson, Alabama 4 $ 1,500,000 $ 375,000 $ 126,000
Yuma, Arizona 4 $ 1,590,000 $ 397,500 $ 154,000
Butte, California 4 $ 1,330,000 $ 332,500 $ 112,000
Merced, California 4 $ 1,580,000 $ 395,000 $ 96,000
Santa Clara, California 4 $ 2,920,000 $ 730,000 $ 209,000
Garfield, Colorado 4 $ 2,940,000 $ 735,000 $ 271,000
Rio Blanco, Colorado 4 $ 840,000 $ 210,000 $ 78,000
Hernando, Florida 4 $ 1,170,000 $ 292,500 $ 107,000
Lee, Florida 4 $ 1,640,000 $ 410,000 $ 118,000
Hall, Georgia 4 $ 1,630,000 $ 407,500 $ 179,000
Johnson, Indiana 4 $ 1,100,000 $ 275,000 $ 94,000
Madison, Indiana 4 $ 780,000 $ 195,000 $ 133,000
Shelby, Indiana 4 $ 1,440,000 $ 360,000 $ 107,000
Norfolk, Massachusetts 4 $ 1,430,000 $ 357,500 $ 104,000
Genesee, Michigan 4 $ 1,090,000 $ 272,500 $ 133,000
Dona Ana, New Mexico 4 $ 1,000,000 $ 250,000 $ 140,000
Guilford, North Carolina 4 $ 1,070,000 $ 267,500 $ 533,000
Iredell, North Carolina 4 $ 1,400,000 $ 350,000 $ 362,000
Lincoln, North Carolina 4 $ 1,430,000 $ 357,500 $ 174,000
New Hanover, North Carolina 4 $ 1,420,000 $ 355,000 $ 89,000
Orange, North Carolina 4 $ 2,170,000 $ 542,500 $ 355,000
Warren, North Carolina 4 $ 2,100,000 $ 525,000 $ 254,000
Cass, North Dakota 4 $ 1,380,000 $ 345,000 $ 62,000
Morton, North Dakota 4 $ 880,000 $ 220,000 $ 87,000
Summit, Ohio 4 $ 740,000 $ 185,000 $ 54,000
Delaware, Oklahoma 4 $ 870,000 $ 217,500 $ 80,000
Bucks, Pennsylvania 4 $ 2,080,000 $ 520,000 $ 196,000
Luzerne, Pennsylvania 4 $ 520,000 $ 130,000 $ 61,000
Washington, Pennsylvania 4 $ 960,000 $ 240,000 $ 92,000
Westmoreland, Pennsylvania 4 $ 1,670,000 $ 417,500 $ 212,000
Charleston, South Carolina 4 $ 1,860,000 $ 465,000 $ 301,000
Pickens, South Carolina 4 $ 1,040,000 $ 260,000 $ 91,000
Rutherford, Tennessee 4 $ 1,960,000 $ 490,000 $ 228,000
Hidalgo, Texas 4 $ 1,320,000 $ 330,000 $ 203,000
Jefferson, Texas 4 $ 1,520,000 $ 380,000 $ 120,000
Randall, Texas 4 $ 1,020,000 $ 255,000 $ 82,000
Davis, Utah 4 $ 2,080,000 $ 520,000 $ 165,000
Iron, Utah 4 $ 1,100,000 $ 275,000 $ 59,000
Washington, Utah 4 $ 1,760,000 $ 440,000 $ 124,000
Caroline, Virginia 4 $ 1,130,000 $ 282,500 $ 83,000
Virginia Beach, Virginia 4 $ 1,000,000 $ 250,000 $ 135,000
Madison, Alabama 3 $ 715,000 $ 238,333 $ 245,000
Apache, Arizona 3 $ 775,000 $ 258,333 $ 73,000
Craighead, Arkansas 3 $ 725,000 $ 241,666 $ 95,000
Fulton, Arkansas 3 $ 225,000 $ 75,000 $ 65,000
Monterey, California 3 $ 1,025,000 $ 341,666 $ 42,000
Placer, California 3 $ 1,495,000 $ 498,333 $ 145,000
Tulare, California 3 $ 1,085,000 $ 361,666 $ 175,000
Yuba, California 3 $ 905,000 $ 301,666 $ 67,000
Chaffee, Colorado 3 $ 1,835,000 $ 611,666 $ 251,000
Eagle, Colorado 3 $ 2,355,000 $ 785,000 $ 107,000
Lake, Colorado 3 $ 1,855,000 $ 618,333 $ 334,000
Logan, Colorado 3 $ 845,000 $ 281,666 $ 67,000
Washington, Colorado 3 $ 705,000 $ 235,000 $ 114,000
Brevard, Florida 3 $ 965,000 $ 321,666 $ 109,000
Citrus, Florida 3 $ 585,000 $ 195,000 $ 77,000
Escambia, Florida 3 $ 1,215,000 $ 405,000 $ 124,000
Marion, Florida 3 $ 785,000 $ 261,666 $ 104,000
Cobb, Georgia 3 $ 1,025,000 $ 341,666 $ 105,000
Gwinnett, Georgia 3 $ 1,135,000 $ 378,333 $ 139,000
Kane, Illinois 3 $ 895,000 $ 298,333 $ 189,000
Lake, Indiana 3 $ 965,000 $ 321,666 $ 168,000
Dallas, Iowa 3 $ 925,000 $ 308,333 $ 112,000
Morton, Kansas 3 $ 285,000 $ 95,000 $ 0
East Baton Rouge, Louisiana 3 $ 595,000 $ 198,333 $ 146,000
Howard, Maryland 3 $ 2,245,000 $ 748,333 $ 229,000
Livingston, Michigan 3 $ 955,000 $ 318,333 $ 90,000
Monroe, Michigan 3 $ 925,000 $ 308,333 $ 106,000
Ramsey, Minnesota 3 $ 665,000 $ 221,666 $ 85,000
Clay, Missouri 3 $ 1,465,000 $ 488,333 $ 123,000
Ravalli, Montana 3 $ 1,665,000 $ 555,000 $ 179,000
Dakota, Nebraska 3 $ 425,000 $ 141,666 $ 86,000
Merrimack, New Hampshire 3 $ 1,325,000 $ 441,666 $ 71,000
Middlesex, New Jersey 3 $ 1,675,000 $ 558,333 $ 138,000
Catron, New Mexico 3 $ 485,000 $ 161,666 $ 69,000
Santa Fe, New Mexico 3 $ 1,175,000 $ 391,666 $ 173,000
Socorro, New Mexico 3 $ 435,000 $ 145,000 $ 73,000
Valencia, New Mexico 3 $ 815,000 $ 271,666 $ 126,000
Alamance, North Carolina 3 $ 955,000 $ 318,333 $ 182,000
Burleigh, North Dakota 3 $ 995,000 $ 331,666 $ 99,000
Craig, Oklahoma 3 $ 285,000 $ 95,000 $ 76,000
Kingfisher, Oklahoma 3 $ 725,000 $ 241,666 $ 106,000
Payne, Oklahoma 3 $ 825,000 $ 275,000 $ 177,000
Seminole, Oklahoma 3 $ 475,000 $ 158,333 $ 58,000
Clatsop, Oregon 3 $ 1,135,000 $ 378,333 $ 81,000
Dauphin, Pennsylvania 3 $ 785,000 $ 261,666 $ 100,000
York, Pennsylvania 3 $ 975,000 $ 325,000 $ 155,000
Dorchester, South Carolina 3 $ 1,365,000 $ 455,000 $ 214,000
Hamilton, Tennessee 3 $ 1,175,000 $ 391,666 $ 54,000
Atascosa, Texas 3 $ 805,000 $ 268,333 $ 86,000
Bandera, Texas 3 $ 1,075,000 $ 358,333 $ 76,000
Hood, Texas 3 $ 1,055,000 $ 351,666 $ 116,000
Liberty, Texas 3 $ 1,475,000 $ 491,666 $ 369,000
Lubbock, Texas 3 $ 715,000 $ 238,333 $ 64,000
Palo Pinto, Texas 3 $ 535,000 $ 178,333 $ 54,000
San Patricio, Texas 3 $ 955,000 $ 318,333 $ 129,000
Walker, Texas 3 $ 1,905,000 $ 635,000 $ 241,000
Summit, Utah 3 $ 2,075,000 $ 691,666 $ 496,000
Uintah, Utah 3 $ 1,305,000 $ 435,000 $ 90,000
Wasatch, Utah 3 $ 2,655,000 $ 885,000 $ 412,000
Portsmouth, Virginia 3 $ 865,000 $ 288,333 $ 87,000
Prince George, Virginia 3 $ 1,295,000 $ 431,666 $ 160,000
Suffolk, Virginia 3 $ 995,000 $ 331,666 $ 123,000
Spokane, Washington 3 $ 825,000 $ 275,000 $ 114,000
Dane, Wisconsin 3 $ 1,675,000 $ 558,333 $ 124,000
Marathon, Wisconsin 3 $ 695,000 $ 231,666 $ 79,000
Milwaukee, Wisconsin 3 $ 1,095,000 $ 365,000 $ 153,000
Laramie, Wyoming 3 $ 805,000 $ 268,333 $ 91,000
Graham, Arizona 2 $ 670,000 $ 335,000 $ 107,000
Contra Costa, California 2 $ 1,140,000 $ 570,000 $ 152,000
Marin, California 2 $ 1,900,000 $ 950,000 $ 337,000
San Joaquin, California 2 $ 920,000 $ 460,000 $ 138,000
Sonoma, California 2 $ 710,000 $ 355,000 $ 78,000
Stanislaus, California 2 $ 890,000 $ 445,000 $ 105,000
Clear Creek, Colorado 2 $ 1,020,000 $ 510,000 $ 177,000
Custer, Colorado 2 $ 450,000 $ 225,000 $ 246,000
Delta, Colorado 2 $ 660,000 $ 330,000 $ 89,000
Gilpin, Colorado 2 $ 730,000 $ 365,000 $ 141,000
Rio Grande, Colorado 2 $ 360,000 $ 180,000 $ 88,000
San Miguel, Colorado 2 $ 940,000 $ 470,000 $ 299,000
Northeastern Connecticut Planning Region, Connecticut 2 $ 630,000 $ 315,000 $ 68,000
Charlotte, Florida 2 $ 810,000 $ 405,000 $ 119,000
Santa Rosa, Florida 2 $ 530,000 $ 265,000 $ 89,000
Volusia, Florida 2 $ 640,000 $ 320,000 $ 121,000
Bibb, Georgia 2 $ 300,000 $ 150,000 $ 24,000
Chatham, Georgia 2 $ 950,000 $ 475,000 $ 251,000
DeKalb, Georgia 2 $ 530,000 $ 265,000 $ 139,000
Paulding, Georgia 2 $ 710,000 $ 355,000 $ 187,000
Lake, Illinois 2 $ 710,000 $ 355,000 $ 136,000
Will, Illinois 2 $ 540,000 $ 270,000 $ 83,000
Elkhart, Indiana 2 $ 830,000 $ 415,000 $ 138,000
Grant, Indiana 2 $ 420,000 $ 210,000 $ 59,000
Hancock, Indiana 2 $ 710,000 $ 355,000 $ 98,000
St. Joseph, Indiana 2 $ 570,000 $ 285,000 $ 111,000
Steuben, Indiana 2 $ 530,000 $ 265,000 $ 51,000
Cedar, Iowa 2 $ 620,000 $ 310,000 $ 125,000
Clay, Iowa 2 $ 440,000 $ 220,000 $ 71,000
Webster, Iowa 2 $ 230,000 $ 115,000 $ 56,000
Cherokee, Kansas 2 $ 290,000 $ 145,000 $ 51,000
Grant, Kansas 2 $ 350,000 $ 175,000 $ 0
Sedgwick, Kansas 2 $ 310,000 $ 155,000 $ 82,000
Bell, Kentucky 2 $ 140,000 $ 70,000 $ 139,000
Jefferson, Kentucky 2 $ 510,000 $ 255,000 $ 115,000
Jefferson, Louisiana 2 $ 520,000 $ 260,000 $ 100,000
Orleans, Louisiana 2 $ 1,110,000 $ 555,000 $ 221,000
Anne Arundel, Maryland 2 $ 680,000 $ 340,000 $ 101,000
Baltimore, Maryland 2 $ 640,000 $ 320,000 $ 72,000
Middlesex, Massachusetts 2 $ 1,050,000 $ 525,000 $ 185,000
Berrien, Michigan 2 $ 470,000 $ 235,000 $ 118,000
Roseau, Minnesota 2 $ 260,000 $ 130,000 $ 114,000
Wright, Minnesota 2 $ 790,000 $ 395,000 $ 115,000
Jackson, Missouri 2 $ 620,000 $ 310,000 $ 166,000
Jefferson, Montana 2 $ 960,000 $ 480,000 $ 146,000
Lake, Montana 2 $ 710,000 $ 355,000 $ 238,000
Lincoln, Montana 2 $ 1,080,000 $ 540,000 $ 202,000
Richland, Montana 2 $ 840,000 $ 420,000 $ 118,000
Adams, Nebraska 2 $ 520,000 $ 260,000 $ 84,000
Dodge, Nebraska 2 $ 360,000 $ 180,000 $ 89,000
Saunders, Nebraska 2 $ 700,000 $ 350,000 $ 120,000
Washoe, Nevada 2 $ 1,650,000 $ 825,000 $ 335,000
Hillsborough, New Hampshire 2 $ 610,000 $ 305,000 $ 192,000
Rockingham, New Hampshire 2 $ 1,630,000 $ 815,000 $ 280,000
Camden, New Jersey 2 $ 800,000 $ 400,000 $ 163,000
Mercer, New Jersey 2 $ 1,030,000 $ 515,000 $ 151,000
Monmouth, New Jersey 2 $ 1,090,000 $ 545,000 $ 195,000
Otero, New Mexico 2 $ 580,000 $ 290,000 $ 157,000
Buncombe, North Carolina 2 $ 700,000 $ 350,000 $ 98,000
Catawba, North Carolina 2 $ 480,000 $ 240,000 $ 104,000
Cleveland, North Carolina 2 $ 490,000 $ 245,000 $ 159,000
Gaston, North Carolina 2 $ 700,000 $ 350,000 $ 247,000
Nash, North Carolina 2 $ 600,000 $ 300,000 $ 116,000
Pitt, North Carolina 2 $ 190,000 $ 95,000 $ 94,000
Wayne, North Carolina 2 $ 580,000 $ 290,000 $ 59,000
McKenzie, North Dakota 2 $ 770,000 $ 385,000 $ 118,000
Stark, North Dakota 2 $ 540,000 $ 270,000 $ 119,000
Greene, Ohio 2 $ 430,000 $ 215,000 $ 82,000
Licking, Ohio 2 $ 720,000 $ 360,000 $ 82,000
Lorain, Ohio 2 $ 900,000 $ 450,000 $ 133,000
Garfield, Oklahoma 2 $ 570,000 $ 285,000 $ 140,000
Garvin, Oklahoma 2 $ 1,010,000 $ 505,000 $ 132,000
Jefferson, Oklahoma 2 $ 340,000 $ 170,000 $ 92,000
Marshall, Oklahoma 2 $ 440,000 $ 220,000 $ 82,000
Columbia, Oregon 2 $ 820,000 $ 410,000 $ 96,000
Grant, Oregon 2 $ 520,000 $ 260,000 $ 275,000
Klamath, Oregon 2 $ 1,210,000 $ 605,000 $ 0
Umatilla, Oregon 2 $ 530,000 $ 265,000 $ 113,000
Washington, Oregon 2 $ 580,000 $ 290,000 $ 107,000
Fayette, Pennsylvania 2 $ 570,000 $ 285,000 $ 104,000
Lackawanna, Pennsylvania 2 $ 280,000 $ 140,000 $ 59,000
Montour, Pennsylvania 2 $ 460,000 $ 230,000 $ 112,000
Anderson, South Carolina 2 $ 460,000 $ 230,000 $ 56,000
Berkeley, South Carolina 2 $ 1,180,000 $ 590,000 $ 163,000
Horry, South Carolina 2 $ 710,000 $ 355,000 $ 134,000
Richland, South Carolina 2 $ 350,000 $ 175,000 $ 60,000
Minnehaha, South Dakota 2 $ 410,000 $ 205,000 $ 121,000
Shelby, Tennessee 2 $ 220,000 $ 110,000 $ 74,000
Van Buren, Tennessee 2 $ 470,000 $ 235,000 $ 214,000
Williamson, Tennessee 2 $ 1,190,000 $ 595,000 $ 175,000
Austin, Texas 2 $ 1,020,000 $ 510,000 $ 129,000
Bastrop, Texas 2 $ 1,160,000 $ 580,000 $ 134,000
Blanco, Texas 2 $ 960,000 $ 480,000 $ 130,000
Burnet, Texas 2 $ 680,000 $ 340,000 $ 155,000
Fannin, Texas 2 $ 880,000 $ 440,000 $ 0
Gaines, Texas 2 $ 840,000 $ 420,000 $ 120,000
Hardin, Texas 2 $ 930,000 $ 465,000 $ 0
Llano, Texas 2 $ 780,000 $ 390,000 $ 142,000
McLennan, Texas 2 $ 950,000 $ 475,000 $ 183,000
Orange, Texas 2 $ 540,000 $ 270,000 $ 105,000
Taylor, Texas 2 $ 500,000 $ 250,000 $ 94,000
Upshur, Texas 2 $ 300,000 $ 150,000 $ 85,000
Wichita, Texas 2 $ 730,000 $ 365,000 $ 95,000
Hampton, Virginia 2 $ 490,000 $ 245,000 $ 49,000
Manassas, Virginia 2 $ 900,000 $ 450,000 $ 0
Manassas Park, Virginia 2 $ 750,000 $ 375,000 $ 0
Spotsylvania, Virginia 2 $ 860,000 $ 430,000 $ 0
Barron, Wisconsin 2 $ 490,000 $ 245,000 $ 90,000
Juneau, Wisconsin 2 $ 720,000 $ 360,000 $ 187,000
Monroe, Wisconsin 2 $ 880,000 $ 440,000 $ 97,000
Polk, Wisconsin 2 $ 1,150,000 $ 575,000 $ 112,000
Portage, Wisconsin 2 $ 540,000 $ 270,000 $ 0
Racine, Wisconsin 2 $ 670,000 $ 335,000 $ 158,000
Rock, Wisconsin 2 $ 810,000 $ 405,000 $ 161,000
Shawano, Wisconsin 2 $ 460,000 $ 230,000 $ 84,000
St. Croix, Wisconsin 2 $ 970,000 $ 485,000 $ 182,000
Waupaca, Wisconsin 2 $ 600,000 $ 300,000 $ 82,000
Baldwin, Alabama 1 $ 695,000 $ 695,000 $ 275,000
Limestone, Alabama 1 $ 625,000 $ 625,000 $ 314,000
Marshall, Alabama 1 $ 225,000 $ 225,000 $ 121,000
St. Clair, Alabama 1 $ 185,000 $ 185,000 $ 171,000
Talladega, Alabama 1 $ 195,000 $ 195,000 $ 92,000
La Paz, Arizona 1 $ 195,000 $ 195,000 $ 67,000
Clark, Arkansas 1 $ 285,000 $ 285,000 $ 167,000
Greene, Arkansas 1 $ 255,000 $ 255,000 $ 94,000
Hot Spring, Arkansas 1 $ 425,000 $ 425,000 $ 167,000
Izard, Arkansas 1 $ 395,000 $ 395,000 $ 140,000
Alameda, California 1 $ 485,000 $ 485,000 $ 181,000
Amador, California 1 $ 255,000 $ 255,000 $ 97,000
Del Norte, California 1 $ 395,000 $ 395,000 $ 87,000
Fresno, California 1 $ 165,000 $ 165,000 $ 41,000
Inyo, California 1 $ 475,000 $ 475,000 $ 132,000
Lake, California 1 $ 535,000 $ 535,000 $ 258,000
San Benito, California 1 $ 795,000 $ 795,000 $ 175,000
San Francisco, California 1 $ 1,265,000 $ 1,265,000 $ 286,000
San Mateo, California 1 $ 345,000 $ 345,000 $ 41,000
Solano, California 1 $ 975,000 $ 975,000 $ 0
Gunnison, Colorado 1 $ 185,000 $ 185,000 $ 69,000
Kit Carson, Colorado 1 $ 125,000 $ 125,000 $ 126,000
Lincoln, Colorado 1 $ 245,000 $ 245,000 $ 93,000
Mineral, Colorado 1 $ 425,000 $ 425,000 $ 264,000
Moffat, Colorado 1 $ 215,000 $ 215,000 $ 84,000
Morgan, Colorado 1 $ 325,000 $ 325,000 $ 101,000
Ouray, Colorado 1 $ 545,000 $ 545,000 $ 432,000
Routt, Colorado 1 $ 535,000 $ 535,000 $ 273,000
Saguache, Colorado 1 $ 635,000 $ 635,000 $ 174,000
Greater Bridgeport Planning Region, Connecticut 1 $ 965,000 $ 965,000 $ 434,000
Bay, Florida 1 $ 365,000 $ 365,000 $ 66,000
Columbia, Florida 1 $ 95,000 $ 95,000 $ 80,000
Highlands, Florida 1 $ 155,000 $ 155,000 $ 115,000
Lake, Florida 1 $ 585,000 $ 585,000 $ 206,000
Miami-Dade, Florida 1 $ 265,000 $ 265,000 $ 64,000
Nassau, Florida 1 $ 305,000 $ 305,000 $ 79,000
Okaloosa, Florida 1 $ 255,000 $ 255,000 $ 0
Osceola, Florida 1 $ 595,000 $ 595,000 $ 204,000
Putnam, Florida 1 $ 205,000 $ 205,000 $ 169,000
St. Lucie, Florida 1 $ 385,000 $ 385,000 $ 177,000
Walton, Florida 1 $ 335,000 $ 335,000 $ 154,000
Cherokee, Georgia 1 $ 415,000 $ 415,000 $ 106,000
Columbia, Georgia 1 $ 375,000 $ 375,000 $ 107,000
Dawson, Georgia 1 $ 305,000 $ 305,000 $ 199,000
Effingham, Georgia 1 $ 445,000 $ 445,000 $ 121,000
Fayette, Georgia 1 $ 425,000 $ 425,000 $ 135,000
Glynn, Georgia 1 $ 365,000 $ 365,000 $ 139,000
Henry, Georgia 1 $ 455,000 $ 455,000 $ 161,000
Jackson, Georgia 1 $ 355,000 $ 355,000 $ 120,000
Pickens, Georgia 1 $ 405,000 $ 405,000 $ 199,000
Rockdale, Georgia 1 $ 665,000 $ 665,000 $ 266,000
Bonner, Idaho 1 $ 755,000 $ 755,000 $ 512,000
Butte, Idaho 1 $ 165,000 $ 165,000 $ 0
Fremont, Idaho 1 $ 455,000 $ 455,000 $ 116,000
Lewis, Idaho 1 $ 265,000 $ 265,000 $ 74,000
DuPage, Illinois 1 $ 485,000 $ 485,000 $ 165,000
McHenry, Illinois 1 $ 185,000 $ 185,000 $ 47,000
Sangamon, Illinois 1 $ 125,000 $ 125,000 $ 112,000
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Mortgage Loan Application Detail Totals for V.I.P. Mortgage, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,427 $3,190,915,000 $378,000 $2,405,000 $151,000 $7,111,000
Refinancing 952 $407,660,000 $428,000 $2,005,000 $163,000 $2,619,000
Cash-out Refinancing 612 $218,780,000 $357,000 $3,505,000 $158,000 $7,312,000
Other Purpose 21 $4,765,000 $226,000 $485,000 $44,000 $267,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,851 $2,273,435,000 $388,000 $3,505,000 $160,000 $7,312,000
Hispanic 1,650 $551,480,000 $334,000 $1,685,000 $124,000 $2,404,000
Asian 712 $292,380,000 $410,000 $1,525,000 $157,000 $1,015,000
Not Provided 583 $250,145,000 $429,000 $1,825,000 $185,000 $1,968,000
Not applicable 537 $215,865,000 $401,000 $1,065,000 $0 $0
Black or African American 491 $178,805,000 $364,000 $1,305,000 $124,000 $550,000
American Indian or Alaskan Native 151 $45,165,000 $299,000 $1,145,000 $125,000 $418,000
Native Hawaiian or Other Pacific Islander 37 $14,845,000 $401,000 $1,115,000 $122,000 $445,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,540 $2,568,360,000 $392,000 $3,505,000 $177,000 $7,312,000
FHA-insured (Federal Housing Administration) 2,405 $803,415,000 $334,000 $875,000 $104,000 $711,000
VA-guaranteed (Veterans Administration) 988 $433,110,000 $438,000 $1,575,000 $123,000 $541,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 79 $17,235,000 $218,000 $395,000 $77,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,248 $2,759,780,000 $380,000 $2,405,000 $151,000 $3,061,000
Application Withdrawn By Applicant 1,895 $725,565,000 $382,000 $2,255,000 $161,000 $7,312,000
Loan Purchased By The Institution 537 $215,865,000 $401,000 $1,065,000 $0 $0
Application Denied By Financial Institution 230 $82,730,000 $359,000 $3,505,000 $129,000 $2,404,000
File Closed For Incompleteness 55 $22,815,000 $414,000 $2,205,000 $139,000 $780,000
Application Approved But Not Accepted 47 $15,365,000 $326,000 $2,105,000 $142,000 $814,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,782 $3,739,390,000 $382,000 $2,405,000 $153,000 $7,312,000
Debt-To-Income Ratio 69 $26,465,000 $383,000 $1,195,000 $84,000 $304,000
Collateral 63 $18,095,000 $287,000 $1,565,000 $142,000 $895,000
Credit History 29 $8,615,000 $297,000 $805,000 $103,000 $380,000
Unverifiable Information 25 $12,905,000 $516,000 $3,505,000 $246,000 $2,404,000
Other 19 $7,245,000 $381,000 $725,000 $105,000 $386,000
Employment History 14 $5,420,000 $387,000 $605,000 $110,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 11 $3,985,000 $362,000 $865,000 $214,000 $1,325,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into V.I.P. Mortgage, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess V.I.P. Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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