Valley West Corporation Mortgage Lending & HMDA Data, 2021
In 2021, Valley West Corporation of Las Vegas, NV reported 1,486 mortgage applications totaling $516.0 million. The average application was for $347,227, and applicants reported an average income of $69,437. 31% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (474), Washington-Arlington-Alexandria, DC-VA-MD-WV (52) and Riverside-San Bernardino-Ontario, CA (45) (applications in parentheses).
| Mortgage Company & Address | Valley West Corporation 8010 W Sahara Ave Suite #140 Las Vegas, NV 89117 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2022 2021 |
| Total Number of Mortgage Applications | 1,486 |
| Total Mortgage Loan Application Amount | $515,980,000 |
| Average Mortgage Loan Application Amount | $347,227 |
| Highest Mortgage Loan Application Amount | $4,205,000 |
| Average Applicant Income | $69,437 |
| Highest Applicant Income | $2,784,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Valley West Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Valley West Corporation in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,105 | $374,255,000 | $338,000 | $3,295,000 | $51,000 | $462,000 |
| Home Purchase | 233 | $91,565,000 | $392,000 | $4,205,000 | $139,000 | $2,784,000 |
| Cash-out Refinancing | 139 | $47,205,000 | $339,000 | $1,175,000 | $96,000 | $744,000 |
| Home Improvement | 9 | $2,955,000 | $328,000 | $435,000 | $122,000 | $223,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 827 | $291,465,000 | $352,000 | $3,295,000 | $71,000 | $1,217,000 |
| Not Provided | 231 | $76,855,000 | $332,000 | $1,245,000 | $63,000 | $744,000 |
| Hispanic | 190 | $58,280,000 | $306,000 | $1,425,000 | $70,000 | $427,000 |
| Asian | 112 | $46,050,000 | $411,000 | $4,205,000 | $127,000 | $1,196,000 |
| Black or African American | 101 | $35,325,000 | $349,000 | $675,000 | $114,000 | $2,784,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $4,885,000 | $375,000 | $725,000 | $127,000 | $259,000 |
| American Indian or Alaskan Native | 12 | $3,120,000 | $260,000 | $475,000 | $70,000 | $90,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 827 | $310,715,000 | $375,000 | $3,295,000 | $21,000 | $244,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 566 | $178,410,000 | $315,000 | $4,205,000 | $119,000 | $2,784,000 |
| FHA-insured (Federal Housing Administration) | 93 | $26,855,000 | $288,000 | $635,000 | $48,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 802 | $289,620,000 | $361,000 | $4,205,000 | $55,000 | $1,196,000 |
| Loan Originated | 467 | $155,455,000 | $332,000 | $1,365,000 | $113,000 | $1,217,000 |
| Application Approved But Not Accepted | 90 | $32,030,000 | $355,000 | $915,000 | $107,000 | $348,000 |
| Application Denied By Financial Institution | 60 | $16,300,000 | $271,000 | $545,000 | $50,000 | $161,000 |
| Preapproval Approved but not Accepted | 36 | $12,080,000 | $335,000 | $605,000 | $175,000 | $2,784,000 |
| File Closed For Incompleteness | 20 | $7,420,000 | $371,000 | $705,000 | $110,000 | $300,000 |
| Preapproval Denied by Financial Institution | 11 | $3,075,000 | $279,000 | $345,000 | $90,000 | $351,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,415 | $496,605,000 | $350,000 | $4,205,000 | $79,000 | $2,784,000 |
| Credit History | 53 | $13,855,000 | $261,000 | $405,000 | $46,000 | $351,000 |
| Debt-To-Income Ratio | 11 | $2,865,000 | $260,000 | $395,000 | $72,000 | $230,000 |
| Collateral | 5 | $1,945,000 | $389,000 | $545,000 | $129,000 | $161,000 |
| Other | 2 | $710,000 | $355,000 | $505,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valley West Corporation's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valley West Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
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