Panorama Mortgage Group, LLC Mortgage Lending & HMDA Data, 2008

In 2008, Panorama Mortgage Group, LLC of Las Vegas, NV reported 1,213 mortgage applications totaling $259.8 million. The average application was for $214,160, and applicants reported an average income of $69,213. 61% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Las Vegas-Paradise, NV (990), Los Angeles-Long Beach-Glendale, CA (54) and Riverside-San Bernardino-Ontario, CA (27) (applications in parentheses).

Mortgage Company & Address Panorama Mortgage Group, LLC
350 Rampart Boulevard Suite 310
Las Vegas, NV 89113
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 1,213
Total Mortgage Loan Application Amount $259,777,000
Average Mortgage Loan Application Amount $214,160
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $69,213
Highest Applicant Income $446,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Panorama Mortgage Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Panorama Mortgage Group, LLC by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Las Vegas-Paradise, NV 990 $ 204,270,000 $ 206,333 $ 67,000
Los Angeles-Long Beach-Glendale, CA 54 $ 15,848,000 $ 293,481 $ 89,000
Riverside-San Bernardino-Ontario, CA 27 $ 6,567,000 $ 243,222 $ 82,000
Portland-Vancouver-Beaverton, OR-WA 24 $ 5,029,000 $ 209,541 $ 56,000
Reno-Sparks, NV 14 $ 3,469,000 $ 247,785 $ 83,000
Eugene-Springfield, OR 8 $ 1,506,000 $ 188,250 $ 47,000
Salem, OR 7 $ 1,291,000 $ 184,428 $ 53,000
Oxnard-Thousand Oaks-Ventura, CA 6 $ 1,768,000 $ 294,666 $ 91,000
El Paso, TX 4 $ 457,000 $ 114,250 $ 58,000
San Diego-Carlsbad-San Marcos, CA 4 $ 1,028,000 $ 257,000 $ 95,000
Bend, OR 3 $ 565,000 $ 188,333 $ 45,000
Dallas-Plano-Irving, TX 3 $ 212,000 $ 70,666 $ 113,000
Oakland-Fremont-Hayward, CA 3 $ 1,367,000 $ 455,666 $ 134,000
San Jose-Sunnyvale-Santa Clara, CA 3 $ 1,019,000 $ 339,666 $ 84,000
Santa Ana-Anaheim-Irvine, CA 3 $ 814,000 $ 271,333 $ 64,000
Corvallis, OR 2 $ 585,000 $ 292,500 $ 69,000
Longview, WA 2 $ 442,000 $ 221,000 $ 71,000
Medford, OR 2 $ 401,000 $ 200,500 $ 34,000
Phoenix-Mesa-Scottsdale, AZ 2 $ 755,000 $ 377,500 $ 138,000
Prescott, AZ 2 $ 1,055,000 $ 527,500 $ 333,000
Seattle-Bellevue-Everett, WA 2 $ 755,000 $ 377,500 $ 82,000
Carson City, NV 1 $ 274,000 $ 274,000 $ 103,000
Fresno, CA 1 $ 268,000 $ 268,000 $ 119,000
Killeen-Temple-Fort Hood, TX 1 $ 158,000 $ 158,000 $ 100,000
Madera, CA 1 $ 271,000 $ 271,000 $ 62,000
Salinas, CA 1 $ 380,000 $ 380,000 $ 127,000
San Francisco-San Mateo-Redwood City, CA 1 $ 527,000 $ 527,000 $ 141,000
Santa Rosa-Petaluma, CA 1 $ 542,000 $ 542,000 $ 183,000

Mortgage Loan Application Detail Totals for Panorama Mortgage Group, LLC in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 910 $191,432,000 $210,000 $668,000 $71,000 $446,000
Refinancing 301 $67,947,000 $225,000 $850,000 $64,000 $350,000
Home Improvement 2 $398,000 $199,000 $224,000 $41,000 $49,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 460 $91,315,000 $198,000 $850,000 $61,000 $350,000
White 428 $95,145,000 $222,000 $638,000 $76,000 $446,000
Not Provided 178 $39,118,000 $219,000 $527,000 $65,000 $215,000
Asian 68 $16,605,000 $244,000 $491,000 $86,000 $412,000
Black or African American 56 $11,729,000 $209,000 $527,000 $72,000 $348,000
Native Hawaiian or Other Pacific Islander 16 $4,348,000 $271,000 $445,000 $89,000 $146,000
American Indian or Alaskan Native 7 $1,517,000 $216,000 $351,000 $60,000 $87,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,018 $214,807,000 $211,000 $668,000 $64,000 $446,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 194 $44,841,000 $231,000 $850,000 $95,000 $412,000
VA-guaranteed (Veterans Administration) 1 $129,000 $129,000 $129,000 $70,000 $70,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 738 $156,424,000 $211,000 $668,000 $69,000 $412,000
Application Approved But Not Accepted 202 $42,247,000 $209,000 $527,000 $73,000 $350,000
Application Denied By Financial Institution 123 $27,471,000 $223,000 $558,000 $75,000 $446,000
Application Withdrawn By Applicant 123 $27,628,000 $224,000 $417,000 $57,000 $294,000
File Closed For Incompleteness 13 $3,477,000 $267,000 $850,000 $82,000 $317,000
Preapproval Denied by Financial Institution 13 $2,326,000 $178,000 $296,000 $71,000 $215,000
Loan Purchased By The Institution 1 $204,000 $204,000 $204,000 $80,000 $80,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 48 $10,776,000 $224,000 $542,000 $77,000 $446,000
Credit History 30 $7,385,000 $246,000 $558,000 $67,000 $170,000
Other 14 $2,771,000 $197,000 $350,000 $75,000 $121,000
Unverifiable Information 10 $2,027,000 $202,000 $317,000 $85,000 $185,000
Collateral 5 $1,382,000 $276,000 $447,000 $139,000 $271,000
Employment History 4 $652,000 $163,000 $182,000 $54,000 $66,000
Insufficient Cash (Downpayment, Closing Cost) 1 $222,000 $222,000 $222,000 $92,000 $92,000
Mortgage Insurance Denied 1 $360,000 $360,000 $360,000 $113,000 $113,000
Credit Application Incomplete 1 $178,000 $178,000 $178,000 $59,000 $59,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Panorama Mortgage Group, LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Panorama Mortgage Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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